Home > First State Bank and Trust > Assets and Liabilities
First State Bank and Trust, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 55 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $81,708,000 | 5,227 |
| Cash and due from depository institutions | $6,271,000 | 3,429 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $8,103,000 | 8,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $63,078,000 | 4,206 |
| Loan loss allowance | $573,000 | 5,378 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,972,000 | 2,620 |
| Other real estate owned | $120,000 | 3,429 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,164,000 | 5,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,708,000 | 5,227 |
| Total liabilities | $74,940,000 | 5,136 |
| Total deposits | $74,261,000 | 4,939 |
| Interest-bearing deposits | $61,302,000 | 5,098 |
| Deposits held in domestic offices | $74,261,000 | 4,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,701 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $529,000 | 5,722 |
| Total equity capital | $6,768,000 | 5,948 |
| Total bank equity capital | $6,768,000 | 5,948 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $240,000 | 7,094 |
| Surplus | $1,571,000 | 6,318 |
| Undivided profits | $4,957,000 | 4,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $887,000 | 2,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $399,000 | 348 |
| Income earned, not collected on loans | $333,000 | 6,463 |
| Earning assets | $71,194,000 | 5,431 |
| Long-term assets (5+ years) | $21,870,000 | 2,504 |
| Average Assets, year-to-date | $85,216,800 | 4,882 |
| Average Assets, quarterly | $86,443,500 | 4,952 |
| Volatile liabilities | $9,758,000 | 4,962 |
| Insider loans | $4,228,000 | 1,017 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $20,000 | 1,539 |
| Unused loan commitments | $1,288,000 | 8,392 |
| Tier 1 (core) risk-based capital | $6,783,000 | 5,833 |
| Tier 2 risk-based capital | $573,000 | 4,742 |
| Total risk weighted assets | $56,261,600 | 4,637 |
| Total unused commitments | $1,288,000 | 8,403 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 57 | 3,427 |
| Assets and Liabilities | ||
| Total Assets: | $84,554,000 | 5,125 |
| Cash and due from depository institutions | $3,916,000 | 3,427 |
| Interest-bearing balances | $39,000 | 5,880 |
| Securities | $13,861,000 | 7,004 |
| Federal funds sold & reverse repurchase agreements | $205,000 | 8,910 |
| Net loans & leases | $62,381,000 | 4,129 |
| Loan loss allowance | $389,000 | 7,095 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,180,000 | 2,407 |
| Other real estate owned | $113,000 | 3,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $898,000 | 6,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,554,000 | 5,125 |
| Total liabilities | $78,540,000 | 4,994 |
| Total deposits | $70,128,000 | 5,237 |
| Interest-bearing deposits | $58,592,000 | 5,395 |
| Deposits held in domestic offices | $70,128,000 | 5,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,000,000 | 1,310 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $412,000 | 7,021 |
| Total equity capital | $6,014,000 | 6,537 |
| Total bank equity capital | $6,014,000 | 6,537 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $240,000 | 7,455 |
| Surplus | $1,571,000 | 6,388 |
| Undivided profits | $4,203,000 | 5,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $687,000 | 3,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $440,000 | 297 |
| Income earned, not collected on loans | $288,000 | 7,305 |
| Earning assets | $76,486,000 | 5,183 |
| Long-term assets (5+ years) | $13,797,000 | 3,267 |
| Average Assets, year-to-date | $81,180,000 | 5,098 |
| Average Assets, quarterly | $84,864,000 | 5,053 |
| Volatile liabilities | $15,713,000 | 3,204 |
| Insider loans | $4,042,000 | 1,100 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $8,774,000 | 249 |
| Unused loan commitments | $400,000 | 10,233 |
| Tier 1 (core) risk-based capital | $6,002,000 | 6,424 |
| Tier 2 risk-based capital | $389,000 | 6,303 |
| Total risk weighted assets | $67,170,500 | 3,922 |
| Total unused commitments | $400,000 | 10,244 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $80,504,000 | 5,285 |
| Cash and due from depository institutions | $2,937,000 | 3,588 |
| Interest-bearing balances | $37,000 | 6,242 |
| Securities | $16,396,000 | 6,719 |
| Federal funds sold & reverse repurchase agreements | $6,376,000 | 1,453 |
| Net loans & leases | $50,985,000 | 4,850 |
| Loan loss allowance | $410,000 | 7,033 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,374,000 | 3,125 |
| Other real estate owned | $96,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,340,000 | 5,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,504,000 | 5,285 |
| Total liabilities | $75,575,000 | 5,106 |
| Total deposits | $60,682,000 | 5,881 |
| Interest-bearing deposits | $51,477,000 | 5,942 |
| Deposits held in domestic offices | $60,682,000 | 5,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,485,000 | 1,052 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $408,000 | 6,004 |
| Total equity capital | $4,929,000 | 7,194 |
| Total bank equity capital | $4,929,000 | 7,194 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $240,000 | 7,880 |
| Surplus | $1,572,000 | 6,448 |
| Undivided profits | $3,117,000 | 5,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 4,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $220,000 | 8,051 |
| Earning assets | $73,794,000 | 5,289 |
| Long-term assets (5+ years) | $17,773,000 | 2,781 |
| Average Assets, year-to-date | $67,411,200 | 5,980 |
| Average Assets, quarterly | $76,018,000 | 5,522 |
| Volatile liabilities | $18,925,000 | 2,641 |
| Insider loans | $3,843,000 | 1,085 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $5,084,000 | 7,141 |
| Tier 2 risk-based capital | $410,000 | 6,116 |
| Total risk weighted assets | $51,841,300 | 4,780 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $42,953,000 | 8,467 |
| Cash and due from depository institutions | $1,743,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,379,000 | 8,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $27,414,000 | 7,389 |
| Loan loss allowance | $387,000 | 7,570 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $849,000 | 6,772 |
| Other real estate owned | $20,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $548,000 | 8,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,953,000 | 8,467 |
| Total liabilities | $39,682,000 | 8,364 |
| Total deposits | $38,402,000 | 8,346 |
| Interest-bearing deposits | $32,236,000 | 8,454 |
| Deposits held in domestic offices | $38,402,000 | 8,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $805,000 | 2,929 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $475,000 | 5,561 |
| Total equity capital | $3,271,000 | 9,384 |
| Total bank equity capital | $3,271,000 | 9,384 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $240,000 | 8,288 |
| Surplus | $499,000 | 10,490 |
| Undivided profits | $2,532,000 | 6,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 6,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $84,000 | 11,495 |
| Earning assets | $39,793,000 | 8,406 |
| Long-term assets (5+ years) | $11,733,000 | 3,935 |
| Average Assets, year-to-date | $42,044,600 | 8,423 |
| Average Assets, quarterly | $42,636,500 | 8,457 |
| Volatile liabilities | $1,461,000 | 10,546 |
| Insider loans | $1,715,000 | 2,379 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $3,271,000 | 9,325 |
| Tier 2 risk-based capital | $337,940 | 7,030 |
| Total risk weighted assets | $26,985,940 | 7,759 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $42,026,000 | 8,725 |
| Cash and due from depository institutions | $1,775,000 | 7,249 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,441,000 | 7,835 |
| Federal funds sold & reverse repurchase agreements | $720,000 | 9,514 |
| Net loans & leases | $24,685,000 | 7,954 |
| Loan loss allowance | $393,000 | 7,573 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $910,000 | 6,573 |
| Other real estate owned | $11,000 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $484,000 | 9,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,026,000 | 8,725 |
| Total liabilities | $37,268,000 | 8,866 |
| Total deposits | $36,831,000 | 8,765 |
| Interest-bearing deposits | $31,174,000 | 8,847 |
| Deposits held in domestic offices | $36,831,000 | 8,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $437,000 | 6,436 |
| Total equity capital | $4,758,000 | 7,331 |
| Total bank equity capital | $4,758,000 | 7,331 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $240,000 | 8,704 |
| Surplus | $499,000 | 10,796 |
| Undivided profits | $4,019,000 | 4,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 7,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $89,000 | 11,888 |
| Earning assets | $38,846,000 | 8,660 |
| Long-term assets (5+ years) | $8,558,000 | 4,771 |
| Average Assets, year-to-date | $40,068,400 | 8,825 |
| Average Assets, quarterly | $41,612,500 | 8,733 |
| Volatile liabilities | $964,000 | 11,858 |
| Insider loans | $714,000 | 1,251 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $4,758,000 | 7,259 |
| Tier 2 risk-based capital | $321,490 | 7,280 |
| Total risk weighted assets | $25,636,590 | 8,128 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |