Home > First State Bank and Trust > Income and Expense

First State Bank and Trust, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$5,473,0001,974
Total interest expense$973,0002,768
Net interest income$4,500,0001,677
Provision for loan and lease losses$21,0002,335
Total noninterest income$984,0001,308
Gross Fiduciary activities income$376,000502
Service charges on deposit accounts$134,0001,564
Trading account gains and feesNANA
Additional Noninterest Income$474,0001,552
Total noninterest expense$3,292,0001,765
Salaries and employee benefits$1,789,0001,805
Premises and equipment expense$457,0001,362
Additional noninterest expense$474,0001,552
Pre-tax net operating income$2,171,0001,362
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$2,171,0001,204
Extraordinary gains, net$047
Net income$2,171,0001,221
Minority interest net income$065
Net income of bank and minority interests.$2,171,0001,204
Net charge-offs$55,000989
Cash dividends$1,500,000672
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,171,0001,215
2024-12-31 (YTD Data)Rank
Total interest income$22,269,0001,925
Total interest expense$3,815,0002,812
Net interest income$18,454,0001,576
Provision for loan and lease losses$199,0002,081
Total noninterest income$4,156,0001,312
Gross Fiduciary activities income$1,510,000489
Service charges on deposit accounts$599,0001,479
Trading account gains and feesNANA
Additional Noninterest Income$2,047,0001,556
Total noninterest expense$13,143,0001,750
Salaries and employee benefits$7,356,0001,754
Premises and equipment expense$1,770,0001,367
Additional noninterest expense$2,047,0001,556
Pre-tax net operating income$9,268,0001,223
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$9,268,0001,069
Extraordinary gains, net$053
Net income$9,268,0001,079
Minority interest net income$090
Net income of bank and minority interests.$9,268,0001,069
Net charge-offs$110,0001,681
Cash dividends$7,200,000656
Sale, conversion, retirement of capital stock, net$0564
Net operating income$9,268,0001,085
2024-09-30 (YTD Data)Rank
Total interest income$16,734,0001,920
Total interest expense$2,810,0002,820
Net interest income$13,924,0001,551
Provision for loan and lease losses$142,0001,960
Total noninterest income$3,010,0001,333
Gross Fiduciary activities income$1,064,000497
Service charges on deposit accounts$446,0001,490
Trading account gains and feesNANA
Additional Noninterest Income$1,500,0001,566
Total noninterest expense$9,827,0001,734
Salaries and employee benefits$5,531,0001,730
Premises and equipment expense$1,310,0001,370
Additional noninterest expense$1,500,0001,566
Pre-tax net operating income$6,965,0001,203
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$6,965,0001,064
Extraordinary gains, net$051
Net income$6,965,0001,079
Minority interest net income$082
Net income of bank and minority interests.$6,965,0001,066
Net charge-offs$14,0002,244
Cash dividends$5,400,000602
Sale, conversion, retirement of capital stock, net$0527
Net operating income$6,965,0001,073
2024-06-30 (YTD Data)Rank
Total interest income$11,070,0001,907
Total interest expense$1,809,0002,839
Net interest income$9,261,0001,541
Provision for loan and lease losses$87,0001,963
Total noninterest income$1,982,0001,342
Gross Fiduciary activities income$700,000498
Service charges on deposit accounts$293,0001,490
Trading account gains and feesNANA
Additional Noninterest Income$989,0001,563
Total noninterest expense$6,471,0001,756
Salaries and employee benefits$3,642,0001,756
Premises and equipment expense$868,0001,379
Additional noninterest expense$989,0001,563
Pre-tax net operating income$4,685,0001,189
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$4,685,0001,054
Extraordinary gains, net$052
Net income$4,685,0001,069
Minority interest net income$084
Net income of bank and minority interests.$4,685,0001,056
Net charge-offs$14,0001,909
Cash dividends$3,350,000621
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,685,0001,052
2024-03-31 (YTD Data)Rank
Total interest income$5,521,0001,891
Total interest expense$886,0002,827
Net interest income$4,635,0001,532
Provision for loan and lease losses$45,0001,710
Total noninterest income$977,0001,327
Gross Fiduciary activities income$350,000470
Service charges on deposit accounts$145,0001,492
Trading account gains and feesNANA
Additional Noninterest Income$482,0001,547
Total noninterest expense$3,208,0001,763
Salaries and employee benefits$1,808,0001,764
Premises and equipment expense$439,0001,375
Additional noninterest expense$482,0001,547
Pre-tax net operating income$2,359,0001,158
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$2,359,0001,038
Extraordinary gains, net$051
Net income$2,359,0001,049
Minority interest net income$072
Net income of bank and minority interests.$2,359,0001,038
Net charge-offs$-21,0004,259
Cash dividends$1,550,000620
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,359,0001,033
2023-12-31 (YTD Data)Rank
Total interest income$21,141,0001,814
Total interest expense$2,075,0003,002
Net interest income$19,066,0001,497
Provision for loan and lease losses$175,0002,112
Total noninterest income$4,509,0001,265
Gross Fiduciary activities income$1,343,000459
Service charges on deposit accounts$605,0001,461
Trading account gains and feesNANA
Additional Noninterest Income$2,561,0001,399
Total noninterest expense$12,762,0001,737
Salaries and employee benefits$7,118,0001,742
Premises and equipment expense$1,608,0001,453
Additional noninterest expense$2,561,0001,399
Pre-tax net operating income$10,638,0001,108
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$10,638,000960
Extraordinary gains, net$054
Net income$10,638,000974
Minority interest net income$088
Net income of bank and minority interests.$10,638,000963
Net charge-offs$607,000683
Cash dividends$7,350,000608
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,638,000979
2023-09-30 (YTD Data)Rank
Total interest income$15,523,0001,806
Total interest expense$1,300,0003,089
Net interest income$14,223,0001,515
Provision for loan and lease losses$175,0001,783
Total noninterest income$3,032,0001,343
Gross Fiduciary activities income$968,000460
Service charges on deposit accounts$447,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$1,617,0001,540
Total noninterest expense$9,597,0001,725
Salaries and employee benefits$5,328,0001,748
Premises and equipment expense$1,206,0001,453
Additional noninterest expense$1,617,0001,540
Pre-tax net operating income$7,483,0001,201
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,483,0001,055
Extraordinary gains, net$052
Net income$7,483,0001,061
Minority interest net income$081
Net income of bank and minority interests.$7,483,0001,055
Net charge-offs$499,000577
Cash dividends$5,350,000578
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,483,0001,070
2023-06-30 (YTD Data)Rank
Total interest income$10,128,0001,810
Total interest expense$699,0003,178
Net interest income$9,429,0001,538
Provision for loan and lease losses$175,0001,438
Total noninterest income$2,013,0001,295
Gross Fiduciary activities income$645,000457
Service charges on deposit accounts$287,0001,491
Trading account gains and feesNANA
Additional Noninterest Income$1,081,0001,462
Total noninterest expense$6,378,0001,717
Salaries and employee benefits$3,537,0001,747
Premises and equipment expense$785,0001,481
Additional noninterest expense$1,081,0001,460
Pre-tax net operating income$4,889,0001,225
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,889,0001,071
Extraordinary gains, net$051
Net income$4,889,0001,084
Minority interest net income$081
Net income of bank and minority interests.$4,889,0001,071
Net charge-offs$481,000455
Cash dividends$3,550,000568
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,889,0001,078
2023-03-31 (YTD Data)Rank
Total interest income$3,371,0002,365
Total interest expense$190,0003,610
Net interest income$3,181,0002,081
Provision for loan and lease losses$02,612
Total noninterest income$632,0001,733
Gross Fiduciary activities income$219,000534
Service charges on deposit accounts$81,0002,129
Trading account gains and feesNANA
Additional Noninterest Income$332,0001,906
Total noninterest expense$2,094,0002,278
Salaries and employee benefits$1,166,0002,320
Premises and equipment expense$286,0001,875
Additional noninterest expense$332,0001,906
Pre-tax net operating income$1,719,0001,631
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,719,0001,445
Extraordinary gains, net$04
Net income$1,719,0001,445
Minority interest net income$048
Net income of bank and minority interests.$1,719,0001,445
Net charge-offs$-3,0003,659
Cash dividends$750,000976
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,719,0001,457
2022-12-31 (YTD Data)Rank
Total interest income$9,091,0002,667
Total interest expense$333,0003,659
Net interest income$8,758,0002,545
Provision for loan and lease losses$03,012
Total noninterest income$3,170,0001,577
Gross Fiduciary activities income$913,000533
Service charges on deposit accounts$363,0002,055
Trading account gains and feesNANA
Additional Noninterest Income$1,894,0001,675
Total noninterest expense$7,990,0002,301
Salaries and employee benefits$4,323,0002,371
Premises and equipment expense$1,076,0001,927
Additional noninterest expense$1,894,0001,675
Pre-tax net operating income$3,938,0002,327
Securities gains (losses)$447,00073
Applicable income taxes$03,596
Income before extraordinary items$4,385,0001,991
Extraordinary gains, net$05
Net income$4,385,0001,990
Minority interest net income$063
Net income of bank and minority interests.$4,385,0001,990
Net charge-offs$-9,0003,615
Cash dividends$2,050,0001,460
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,938,0002,156
2022-09-30 (YTD Data)Rank
Total interest income$5,991,0002,810
Total interest expense$210,0003,674
Net interest income$5,781,0002,719
Provision for loan and lease losses$02,835
Total noninterest income$2,391,0001,596
Gross Fiduciary activities income$626,000545
Service charges on deposit accounts$272,0002,080
Trading account gains and feesNANA
Additional Noninterest Income$1,493,0001,660
Total noninterest expense$5,867,0002,321
Salaries and employee benefits$3,250,0002,373
Premises and equipment expense$807,0001,949
Additional noninterest expense$1,493,0001,660
Pre-tax net operating income$2,305,0002,626
Securities gains (losses)$447,00068
Applicable income taxes$03,603
Income before extraordinary items$2,752,0002,184
Extraordinary gains, net$04
Net income$2,752,0002,183
Minority interest net income$057
Net income of bank and minority interests.$2,752,0002,183
Net charge-offs$-7,0003,496
Cash dividends$650,0001,987
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,305,0002,442
2022-06-30 (YTD Data)Rank
Total interest income$3,576,0002,928
Total interest expense$114,0003,822
Net interest income$3,462,0002,858
Provision for loan and lease losses$02,599
Total noninterest income$1,715,0001,516
Gross Fiduciary activities income$422,000509
Service charges on deposit accounts$169,0002,143
Trading account gains and feesNANA
Additional Noninterest Income$1,124,0001,557
Total noninterest expense$3,888,0002,319
Salaries and employee benefits$2,170,0002,377
Premises and equipment expense$534,0001,955
Additional noninterest expense$1,184,0002,324
Pre-tax net operating income$1,289,0002,734
Securities gains (losses)$447,00058
Applicable income taxes$03,564
Income before extraordinary items$1,736,0002,159
Extraordinary gains, net$04
Net income$1,736,0002,159
Minority interest net income$060
Net income of bank and minority interests.$1,736,0002,159
Net charge-offs$-2,0003,158
Cash dividends$500,0001,877
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,289,0002,568
2022-03-31 (YTD Data)Rank
Total interest income$1,651,0003,010
Total interest expense$52,0003,893
Net interest income$1,599,0002,926
Provision for loan and lease losses$02,285
Total noninterest income$688,0001,741
Gross Fiduciary activities income$212,000508
Service charges on deposit accounts$82,0002,165
Trading account gains and feesNANA
Additional Noninterest Income$394,0001,920
Total noninterest expense$1,933,0002,335
Salaries and employee benefits$1,076,0002,398
Premises and equipment expense$274,0001,954
Additional noninterest expense$583,0002,329
Pre-tax net operating income$354,0003,258
Securities gains (losses)$447,00052
Applicable income taxes$03,450
Income before extraordinary items$801,0002,191
Extraordinary gains, net$04
Net income$801,0002,191
Minority interest net income$050
Net income of bank and minority interests.$801,0002,191
Net charge-offs$1,0001,671
Cash dividends$400,0001,311
Sale, conversion, retirement of capital stock, net$0453
Net operating income$354,0003,130
2021-12-31 (YTD Data)Rank
Total interest income$6,819,0003,031
Total interest expense$251,0003,928
Net interest income$6,568,0002,939
Provision for loan and lease losses$03,064
Total noninterest income$3,724,0001,578
Gross Fiduciary activities income$807,000515
Service charges on deposit accounts$299,0002,198
Trading account gains and feesNANA
Additional Noninterest Income$2,618,0001,621
Total noninterest expense$7,901,0002,297
Salaries and employee benefits$4,318,0002,374
Premises and equipment expense$1,098,0001,926
Additional noninterest expense$2,485,0002,253
Pre-tax net operating income$2,391,0002,948
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$2,391,0002,797
Extraordinary gains, net$010
Net income$2,391,0002,798
Minority interest net income$074
Net income of bank and minority interests.$2,391,0002,798
Net charge-offs$-54,0004,151
Cash dividends$975,0002,272
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,391,0002,780
2021-09-30 (YTD Data)Rank
Total interest income$5,090,0003,096
Total interest expense$197,0003,978
Net interest income$4,893,0002,999
Provision for loan and lease losses$02,963
Total noninterest income$2,771,0001,622
Gross Fiduciary activities income$543,000525
Service charges on deposit accounts$213,0002,257
Trading account gains and feesNANA
Additional Noninterest Income$2,015,0001,662
Total noninterest expense$5,933,0002,312
Salaries and employee benefits$3,281,0002,366
Premises and equipment expense$812,0001,966
Additional noninterest expense$1,840,0002,283
Pre-tax net operating income$1,731,0003,098
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$1,731,0002,972
Extraordinary gains, net$08
Net income$1,731,0002,972
Minority interest net income$069
Net income of bank and minority interests.$1,731,0002,972
Net charge-offs$-36,0004,090
Cash dividends$700,0002,034
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,731,0002,946
2021-06-30 (YTD Data)Rank
Total interest income$3,395,0003,112
Total interest expense$140,0003,977
Net interest income$3,255,0003,008
Provision for loan and lease losses$02,862
Total noninterest income$1,918,0001,565
Gross Fiduciary activities income$357,000531
Service charges on deposit accounts$125,0002,364
Trading account gains and feesNANA
Additional Noninterest Income$1,436,0001,556
Total noninterest expense$3,941,0002,313
Salaries and employee benefits$2,166,0002,378
Premises and equipment expense$537,0001,969
Additional noninterest expense$1,238,0002,247
Pre-tax net operating income$1,232,0003,015
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,232,0002,900
Extraordinary gains, net$06
Net income$1,232,0002,899
Minority interest net income$067
Net income of bank and minority interests.$1,232,0002,900
Net charge-offs$-11,0003,851
Cash dividends$350,0002,236
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,232,0002,876
2021-03-31 (YTD Data)Rank
Total interest income$1,752,0003,059
Total interest expense$77,0003,958
Net interest income$1,675,0002,936
Provision for loan and lease losses$02,741
Total noninterest income$1,006,0001,508
Gross Fiduciary activities income$172,000536
Service charges on deposit accounts$63,0002,347
Trading account gains and feesNANA
Additional Noninterest Income$771,0001,502
Total noninterest expense$1,927,0002,327
Salaries and employee benefits$1,061,0002,409
Premises and equipment expense$267,0001,989
Additional noninterest expense$599,0002,262
Pre-tax net operating income$754,0002,740
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$754,0002,595
Extraordinary gains, net$03
Net income$754,0002,593
Minority interest net income$055
Net income of bank and minority interests.$754,0002,595
Net charge-offs$-10,0004,067
Cash dividends$350,0001,447
Sale, conversion, retirement of capital stock, net$0482
Net operating income$754,0002,563
2020-12-31 (YTD Data)Rank
Total interest income$8,593,0002,756
Total interest expense$610,0003,606
Net interest income$7,983,0002,619
Provision for loan and lease losses$160,0003,216
Total noninterest income$4,371,0001,376
Gross Fiduciary activities income$682,000531
Service charges on deposit accounts$312,0002,187
Trading account gains and feesNANA
Additional Noninterest Income$3,377,0001,349
Total noninterest expense$8,370,0002,200
Salaries and employee benefits$4,351,0002,358
Premises and equipment expense$1,144,0001,859
Additional noninterest expense$2,875,0001,987
Pre-tax net operating income$3,824,0002,119
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$3,824,0001,983
Extraordinary gains, net$04
Net income$3,824,0001,982
Minority interest net income$072
Net income of bank and minority interests.$3,824,0001,983
Net charge-offs$4,0003,213
Cash dividends$3,600,000973
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,824,0001,928
2020-09-30 (YTD Data)Rank
Total interest income$6,561,0002,737
Total interest expense$511,0003,572
Net interest income$6,050,0002,611
Provision for loan and lease losses$100,0003,277
Total noninterest income$3,122,0001,382
Gross Fiduciary activities income$467,000539
Service charges on deposit accounts$231,0002,203
Trading account gains and feesNANA
Additional Noninterest Income$2,424,0001,336
Total noninterest expense$5,932,0002,266
Salaries and employee benefits$3,230,0002,348
Premises and equipment expense$871,0001,838
Additional noninterest expense$1,831,0002,209
Pre-tax net operating income$3,140,0001,988
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,140,0001,840
Extraordinary gains, net$04
Net income$3,140,0001,840
Minority interest net income$065
Net income of bank and minority interests.$3,140,0001,840
Net charge-offs$03,243
Cash dividends$2,725,000866
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,140,0001,798
2020-06-30 (YTD Data)Rank
Total interest income$4,461,0002,740
Total interest expense$387,0003,494
Net interest income$4,074,0002,605
Provision for loan and lease losses$100,0002,943
Total noninterest income$2,038,0001,342
Gross Fiduciary activities income$308,000541
Service charges on deposit accounts$152,0002,254
Trading account gains and feesNANA
Additional Noninterest Income$1,578,0001,275
Total noninterest expense$3,930,0002,271
Salaries and employee benefits$2,129,0002,363
Premises and equipment expense$570,0001,857
Additional noninterest expense$1,231,0002,190
Pre-tax net operating income$2,082,0001,943
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,082,0001,785
Extraordinary gains, net$04
Net income$2,082,0001,786
Minority interest net income$065
Net income of bank and minority interests.$2,082,0001,786
Net charge-offs$-5,0004,124
Cash dividends$1,950,000834
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,082,0001,741
2020-03-31 (YTD Data)Rank
Total interest income$2,253,0002,741
Total interest expense$224,0003,439
Net interest income$2,029,0002,575
Provision for loan and lease losses$03,711
Total noninterest income$750,0001,523
Gross Fiduciary activities income$156,000550
Service charges on deposit accounts$95,0002,205
Trading account gains and feesNANA
Additional Noninterest Income$499,0001,521
Total noninterest expense$1,864,0002,369
Salaries and employee benefits$1,032,0002,426
Premises and equipment expense$284,0001,875
Additional noninterest expense$548,0002,380
Pre-tax net operating income$915,0001,963
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$915,0001,786
Extraordinary gains, net$04
Net income$915,0001,786
Minority interest net income$056
Net income of bank and minority interests.$915,0001,786
Net charge-offs$-3,0004,005
Cash dividends$900,000882
Sale, conversion, retirement of capital stock, net$0482
Net operating income$915,0001,760
2019-12-31 (YTD Data)Rank
Total interest income$9,829,0002,605
Total interest expense$1,156,0003,105
Net interest income$8,673,0002,479
Provision for loan and lease losses$03,973
Total noninterest income$2,720,0001,668
Gross Fiduciary activities income$623,000548
Service charges on deposit accounts$453,0002,056
Trading account gains and feesNANA
Additional Noninterest Income$1,644,0001,722
Total noninterest expense$7,507,0002,341
Salaries and employee benefits$4,115,0002,386
Premises and equipment expense$1,067,0001,954
Additional noninterest expense$2,325,0002,324
Pre-tax net operating income$3,886,0002,095
Securities gains (losses)$44,0001,287
Applicable income taxes$03,859
Income before extraordinary items$3,930,0001,909
Extraordinary gains, net$011
Net income$3,930,0001,910
Minority interest net income$076
Net income of bank and minority interests.$3,930,0001,911
Net charge-offs$-5,0004,345
Cash dividends$3,150,0001,146
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,886,0001,890
2019-09-30 (YTD Data)Rank
Total interest income$7,340,0002,653
Total interest expense$878,0003,124
Net interest income$6,462,0002,519
Provision for loan and lease losses$03,836
Total noninterest income$1,963,0001,697
Gross Fiduciary activities income$428,000559
Service charges on deposit accounts$338,0002,067
Trading account gains and feesNANA
Additional Noninterest Income$1,197,0001,735
Total noninterest expense$5,609,0002,357
Salaries and employee benefits$3,083,0002,400
Premises and equipment expense$824,0001,924
Additional noninterest expense$1,702,0002,360
Pre-tax net operating income$2,816,0002,193
Securities gains (losses)$44,0001,110
Applicable income taxes$03,902
Income before extraordinary items$2,860,0002,004
Extraordinary gains, net$011
Net income$2,860,0002,004
Minority interest net income$072
Net income of bank and minority interests.$2,860,0002,005
Net charge-offs$-8,0004,369
Cash dividends$2,275,0001,083
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,816,0001,998
2019-06-30 (YTD Data)Rank
Total interest income$4,860,0002,674
Total interest expense$569,0003,147
Net interest income$4,291,0002,541
Provision for loan and lease losses$03,685
Total noninterest income$1,265,0001,700
Gross Fiduciary activities income$282,000559
Service charges on deposit accounts$212,0002,121
Trading account gains and feesNANA
Additional Noninterest Income$771,0001,748
Total noninterest expense$3,737,0002,367
Salaries and employee benefits$2,063,0002,415
Premises and equipment expense$552,0001,927
Additional noninterest expense$1,122,0002,393
Pre-tax net operating income$1,819,0002,218
Securities gains (losses)$44,000779
Applicable income taxes$03,901
Income before extraordinary items$1,863,0002,016
Extraordinary gains, net$011
Net income$1,863,0002,014
Minority interest net income$069
Net income of bank and minority interests.$1,863,0002,016
Net charge-offs$-2,0004,040
Cash dividends$1,475,0001,121
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,819,0002,038
2019-03-31 (YTD Data)Rank
Total interest income$2,386,0002,706
Total interest expense$285,0003,112
Net interest income$2,101,0002,585
Provision for loan and lease losses$03,406
Total noninterest income$549,0001,831
Gross Fiduciary activities income$139,000567
Service charges on deposit accounts$100,0002,212
Trading account gains and feesNANA
Additional Noninterest Income$310,0001,938
Total noninterest expense$1,898,0002,355
Salaries and employee benefits$1,045,0002,411
Premises and equipment expense$283,0001,907
Additional noninterest expense$570,0002,355
Pre-tax net operating income$752,0002,470
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$752,0002,266
Extraordinary gains, net$05
Net income$752,0002,265
Minority interest net income$052
Net income of bank and minority interests.$752,0002,265
Net charge-offs$-6,0004,462
Cash dividends$800,000964
Sale, conversion, retirement of capital stock, net$0529
Net operating income$752,0002,244
2018-12-31 (YTD Data)Rank
Total interest income$8,937,0002,728
Total interest expense$590,0003,708
Net interest income$8,347,0002,577
Provision for loan and lease losses$04,082
Total noninterest income$2,421,0001,787
Gross Fiduciary activities income$595,000563
Service charges on deposit accounts$504,0001,969
Trading account gains and feesNANA
Additional Noninterest Income$1,322,0001,929
Total noninterest expense$7,236,0002,423
Salaries and employee benefits$3,851,0002,515
Premises and equipment expense$1,029,0002,009
Additional noninterest expense$2,356,0002,321
Pre-tax net operating income$3,532,0002,266
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,532,0002,076
Extraordinary gains, net$06
Net income$3,532,0002,074
Minority interest net income$072
Net income of bank and minority interests.$3,532,0002,075
Net charge-offs$56,0002,565
Cash dividends$3,115,0001,049
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,532,0002,072
2018-09-30 (YTD Data)Rank
Total interest income$6,473,0002,794
Total interest expense$347,0003,971
Net interest income$6,126,0002,621
Provision for loan and lease losses$03,948
Total noninterest income$1,750,0001,843
Gross Fiduciary activities income$385,000585
Service charges on deposit accounts$376,0001,986
Trading account gains and feesNANA
Additional Noninterest Income$989,0001,950
Total noninterest expense$5,309,0002,463
Salaries and employee benefits$2,872,0002,527
Premises and equipment expense$735,0002,083
Additional noninterest expense$1,702,0002,382
Pre-tax net operating income$2,567,0002,357
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,567,0002,133
Extraordinary gains, net$05
Net income$2,567,0002,131
Minority interest net income$066
Net income of bank and minority interests.$2,567,0002,132
Net charge-offs$47,0002,243
Cash dividends$2,230,000984
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,567,0002,127
2018-06-30 (YTD Data)Rank
Total interest income$4,046,0002,907
Total interest expense$119,0004,726
Net interest income$3,927,0002,688
Provision for loan and lease losses$03,782
Total noninterest income$1,132,0001,869
Gross Fiduciary activities income$255,000595
Service charges on deposit accounts$236,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$641,0001,976
Total noninterest expense$3,491,0002,499
Salaries and employee benefits$1,897,0002,562
Premises and equipment expense$478,0002,140
Additional noninterest expense$1,116,0002,420
Pre-tax net operating income$1,568,0002,454
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,568,0002,243
Extraordinary gains, net$06
Net income$1,568,0002,241
Minority interest net income$065
Net income of bank and minority interests.$1,568,0002,242
Net charge-offs$28,0002,065
Cash dividends$1,470,000983
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,568,0002,242
2018-03-31 (YTD Data)Rank
Total interest income$1,981,0002,956
Total interest expense$56,0004,779
Net interest income$1,925,0002,746
Provision for loan and lease losses$03,508
Total noninterest income$533,0001,905
Gross Fiduciary activities income$127,000602
Service charges on deposit accounts$114,0002,124
Trading account gains and feesNANA
Additional Noninterest Income$292,0002,051
Total noninterest expense$1,705,0002,554
Salaries and employee benefits$932,0002,620
Premises and equipment expense$227,0002,242
Additional noninterest expense$546,0002,465
Pre-tax net operating income$753,0002,484
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$753,0002,259
Extraordinary gains, net$07
Net income$753,0002,258
Minority interest net income$052
Net income of bank and minority interests.$753,0002,259
Net charge-offs$20,0001,662
Cash dividends$695,000959
Sale, conversion, retirement of capital stock, net$0580
Net operating income$753,0002,248
2017-12-31 (YTD Data)Rank
Total interest income$8,399,0002,772
Total interest expense$220,0004,762
Net interest income$8,179,0002,593
Provision for loan and lease losses$60,0003,409
Total noninterest income$2,204,0001,912
Gross Fiduciary activities income$522,000579
Service charges on deposit accounts$461,0002,164
Trading account gains and feesNANA
Additional Noninterest Income$1,221,0002,046
Total noninterest expense$6,985,0002,517
Salaries and employee benefits$3,704,0002,600
Premises and equipment expense$930,0002,222
Additional noninterest expense$2,351,0002,348
Pre-tax net operating income$3,338,0002,305
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,338,0001,871
Extraordinary gains, net$09
Net income$3,338,0001,871
Minority interest net income$076
Net income of bank and minority interests.$3,338,0001,872
Net charge-offs$7,0003,779
Cash dividends$2,790,0001,092
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,338,0001,847
2017-09-30 (YTD Data)Rank
Total interest income$6,192,0002,819
Total interest expense$162,0004,818
Net interest income$6,030,0002,645
Provision for loan and lease losses$60,0003,094
Total noninterest income$1,613,0001,964
Gross Fiduciary activities income$358,000603
Service charges on deposit accounts$333,0002,236
Trading account gains and feesNANA
Additional Noninterest Income$922,0002,076
Total noninterest expense$5,016,0002,589
Salaries and employee benefits$2,789,0002,616
Premises and equipment expense$689,0002,240
Additional noninterest expense$1,538,0002,619
Pre-tax net operating income$2,567,0002,324
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,567,0001,992
Extraordinary gains, net$09
Net income$2,567,0001,991
Minority interest net income$071
Net income of bank and minority interests.$2,567,0001,992
Net charge-offs$5,0003,457
Cash dividends$2,139,000995
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,567,0001,962
2017-06-30 (YTD Data)Rank
Total interest income$4,104,0002,815
Total interest expense$104,0004,868
Net interest income$4,000,0002,648
Provision for loan and lease losses$60,0002,608
Total noninterest income$1,050,0001,987
Gross Fiduciary activities income$238,000605
Service charges on deposit accounts$213,0002,289
Trading account gains and feesNANA
Additional Noninterest Income$599,0002,111
Total noninterest expense$3,302,0002,624
Salaries and employee benefits$1,849,0002,645
Premises and equipment expense$460,0002,248
Additional noninterest expense$993,0002,687
Pre-tax net operating income$1,688,0002,289
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,688,0001,964
Extraordinary gains, net$011
Net income$1,688,0001,964
Minority interest net income$071
Net income of bank and minority interests.$1,688,0001,964
Net charge-offs$7,0003,031
Cash dividends$1,445,000994
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,688,0001,938
2017-03-31 (YTD Data)Rank
Total interest income$2,142,0002,736
Total interest expense$51,0004,913
Net interest income$2,091,0002,549
Provision for loan and lease losses$45,0002,149
Total noninterest income$501,0002,047
Gross Fiduciary activities income$117,000615
Service charges on deposit accounts$103,0002,343
Trading account gains and feesNANA
Additional Noninterest Income$281,0002,184
Total noninterest expense$1,638,0002,656
Salaries and employee benefits$910,0002,707
Premises and equipment expense$247,0002,171
Additional noninterest expense$481,0002,747
Pre-tax net operating income$909,0002,089
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$909,0001,788
Extraordinary gains, net$08
Net income$909,0001,787
Minority interest net income$055
Net income of bank and minority interests.$909,0001,788
Net charge-offs$3,0002,592
Cash dividends$670,000983
Sale, conversion, retirement of capital stock, net$0632
Net operating income$909,0001,771
2016-12-31 (YTD Data)Rank
Total interest income$7,545,0002,978
Total interest expense$227,0004,832
Net interest income$7,318,0002,791
Provision for loan and lease losses$180,0002,550
Total noninterest income$2,334,0001,929
Gross Fiduciary activities income$448,000615
Service charges on deposit accounts$472,0002,173
Trading account gains and fees$0170
Additional Noninterest Income$1,414,0001,962
Total noninterest expense$6,831,0002,608
Salaries and employee benefits$3,571,0002,713
Premises and equipment expense$981,0002,184
Additional noninterest expense$2,279,0002,498
Pre-tax net operating income$2,641,0002,593
Securities gains (losses)$131,0001,147
Applicable income taxes$04,278
Income before extraordinary items$2,772,0002,239
Extraordinary gains, net$05
Net income$2,772,0002,237
Minority interest net income$082
Net income of bank and minority interests.$2,772,0002,238
Net charge-offs$4,0004,063
Cash dividends$2,425,0001,202
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,641,0002,269
2016-09-30 (YTD Data)Rank
Total interest income$5,639,0002,983
Total interest expense$176,0004,833
Net interest income$5,463,0002,804
Provision for loan and lease losses$135,0002,451
Total noninterest income$1,803,0001,900
Gross Fiduciary activities income$330,000618
Service charges on deposit accounts$353,0002,191
Trading account gains and fees$0169
Additional Noninterest Income$1,120,0001,905
Total noninterest expense$5,067,0002,614
Salaries and employee benefits$2,691,0002,705
Premises and equipment expense$746,0002,160
Additional noninterest expense$1,630,0002,608
Pre-tax net operating income$2,064,0002,561
Securities gains (losses)$131,0001,076
Applicable income taxes$04,325
Income before extraordinary items$2,195,0002,188
Extraordinary gains, net$05
Net income$2,195,0002,187
Minority interest net income$071
Net income of bank and minority interests.$2,195,0002,188
Net charge-offs$-9,0004,891
Cash dividends$1,700,0001,184
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,064,0002,227
2016-06-30 (YTD Data)Rank
Total interest income$3,711,0003,020
Total interest expense$123,0004,806
Net interest income$3,588,0002,850
Provision for loan and lease losses$90,0002,392
Total noninterest income$1,086,0001,995
Gross Fiduciary activities income$218,000626
Service charges on deposit accounts$221,0002,275
Trading account gains and fees$0157
Additional Noninterest Income$647,0002,049
Total noninterest expense$3,332,0002,652
Salaries and employee benefits$1,763,0002,758
Premises and equipment expense$494,0002,172
Additional noninterest expense$1,075,0002,638
Pre-tax net operating income$1,252,0002,701
Securities gains (losses)$48,0001,455
Applicable income taxes$04,338
Income before extraordinary items$1,300,0002,362
Extraordinary gains, net$016
Net income$1,300,0002,361
Minority interest net income$071
Net income of bank and minority interests.$1,300,0002,361
Net charge-offs$-4,0004,670
Cash dividends$1,100,0001,217
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,252,0002,364
2016-03-31 (YTD Data)Rank
Total interest income$1,832,0003,059
Total interest expense$68,0004,702
Net interest income$1,764,0002,891
Provision for loan and lease losses$45,0002,237
Total noninterest income$564,0001,915
Gross Fiduciary activities income$109,000623
Service charges on deposit accounts$103,0002,378
Trading account gains and fees$0142
Additional Noninterest Income$352,0001,894
Total noninterest expense$1,755,0002,560
Salaries and employee benefits$949,0002,609
Premises and equipment expense$248,0002,163
Additional noninterest expense$558,0002,541
Pre-tax net operating income$528,0002,946
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$528,0002,661
Extraordinary gains, net$012
Net income$528,0002,661
Minority interest net income$062
Net income of bank and minority interests.$528,0002,661
Net charge-offs$-7,0005,019
Cash dividends$575,0001,106
Sale, conversion, retirement of capital stock, net$0659
Net operating income$528,0002,612
2015-12-31 (YTD Data)Rank
Total interest income$7,668,0002,914
Total interest expense$314,0004,533
Net interest income$7,354,0002,761
Provision for loan and lease losses$191,0002,379
Total noninterest income$2,104,0002,053
Gross Fiduciary activities income$427,000634
Service charges on deposit accounts$465,0002,256
Trading account gains and fees$0159
Additional Noninterest Income$1,212,0002,126
Total noninterest expense$6,627,0002,663
Salaries and employee benefits$3,461,0002,761
Premises and equipment expense$982,0002,203
Additional noninterest expense$2,184,0002,604
Pre-tax net operating income$2,640,0002,534
Securities gains (losses)$46,0001,704
Applicable income taxes$04,402
Income before extraordinary items$2,686,0002,218
Extraordinary gains, net$023
Net income$2,686,0002,218
Minority interest net income$081
Net income of bank and minority interests.$2,686,0002,219
Net charge-offs$58,0003,136
Cash dividends$2,325,0001,203
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,640,0002,202
2015-09-30 (YTD Data)Rank
Total interest income$5,559,0003,012
Total interest expense$246,0004,539
Net interest income$5,313,0002,861
Provision for loan and lease losses$146,0002,309
Total noninterest income$1,539,0002,099
Gross Fiduciary activities income$317,000637
Service charges on deposit accounts$337,0002,330
Trading account gains and fees$0153
Additional Noninterest Income$885,0002,183
Total noninterest expense$4,909,0002,687
Salaries and employee benefits$2,569,0002,787
Premises and equipment expense$727,0002,257
Additional noninterest expense$1,613,0002,637
Pre-tax net operating income$1,797,0002,756
Securities gains (losses)$46,0001,525
Applicable income taxes$04,489
Income before extraordinary items$1,843,0002,403
Extraordinary gains, net$021
Net income$1,843,0002,404
Minority interest net income$078
Net income of bank and minority interests.$1,843,0002,404
Net charge-offs$46,0002,832
Cash dividends$1,950,0001,017
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,797,0002,407
2015-06-30 (YTD Data)Rank
Total interest income$3,688,0003,021
Total interest expense$176,0004,464
Net interest income$3,512,0002,877
Provision for loan and lease losses$101,0002,195
Total noninterest income$1,015,0002,116
Gross Fiduciary activities income$209,000651
Service charges on deposit accounts$206,0002,449
Trading account gains and fees$0157
Additional Noninterest Income$600,0002,184
Total noninterest expense$3,240,0002,739
Salaries and employee benefits$1,677,0002,846
Premises and equipment expense$482,0002,276
Additional noninterest expense$1,081,0002,650
Pre-tax net operating income$1,186,0002,753
Securities gains (losses)$46,0001,281
Applicable income taxes$04,497
Income before extraordinary items$1,232,0002,399
Extraordinary gains, net$022
Net income$1,232,0002,401
Minority interest net income$075
Net income of bank and minority interests.$1,232,0002,401
Net charge-offs$49,0002,329
Cash dividends$1,450,000919
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,186,0002,397
2015-03-31 (YTD Data)Rank
Total interest income$1,900,0002,955
Total interest expense$106,0004,187
Net interest income$1,794,0002,833
Provision for loan and lease losses$45,0002,176
Total noninterest income$489,0002,133
Gross Fiduciary activities income$101,000648
Service charges on deposit accounts$94,0002,583
Trading account gains and fees$0152
Additional Noninterest Income$294,0002,155
Total noninterest expense$1,590,0002,782
Salaries and employee benefits$827,0002,899
Premises and equipment expense$247,0002,269
Additional noninterest expense$516,0002,716
Pre-tax net operating income$648,0002,559
Securities gains (losses)$46,000882
Applicable income taxes$04,400
Income before extraordinary items$694,0002,151
Extraordinary gains, net$013
Net income$694,0002,152
Minority interest net income$064
Net income of bank and minority interests.$694,0002,152
Net charge-offs$-2,0004,668
Cash dividends$850,000768
Sale, conversion, retirement of capital stock, net$0697
Net operating income$648,0002,206
2014-12-31 (YTD Data)Rank
Total interest income$8,701,0002,716
Total interest expense$505,0003,990
Net interest income$8,196,0002,567
Provision for loan and lease losses$210,0002,410
Total noninterest income$1,935,0002,153
Gross Fiduciary activities income$381,000664
Service charges on deposit accounts$457,0002,418
Trading account gains and fees$0180
Additional Noninterest Income$1,097,0002,200
Total noninterest expense$6,652,0002,710
Salaries and employee benefits$3,284,0002,895
Premises and equipment expense$1,033,0002,180
Additional noninterest expense$2,335,0002,552
Pre-tax net operating income$3,269,0002,135
Securities gains (losses)$12,0002,563
Applicable income taxes$04,531
Income before extraordinary items$3,281,0001,870
Extraordinary gains, net$017
Net income$3,281,0001,870
Minority interest net income$084
Net income of bank and minority interests.$3,281,0001,869
Net charge-offs$92,0003,254
Cash dividends$2,750,000994
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,269,0001,842
2014-09-30 (YTD Data)Rank
Total interest income$6,707,0002,674
Total interest expense$396,0003,968
Net interest income$6,311,0002,530
Provision for loan and lease losses$181,0002,174
Total noninterest income$1,356,0002,256
Gross Fiduciary activities income$254,000676
Service charges on deposit accounts$330,0002,532
Trading account gains and fees$0174
Additional Noninterest Income$772,0002,308
Total noninterest expense$4,993,0002,716
Salaries and employee benefits$2,465,0002,900
Premises and equipment expense$777,0002,197
Additional noninterest expense$1,751,0002,549
Pre-tax net operating income$2,493,0002,149
Securities gains (losses)$12,0002,252
Applicable income taxes$04,583
Income before extraordinary items$2,505,0001,845
Extraordinary gains, net$015
Net income$2,505,0001,845
Minority interest net income$081
Net income of bank and minority interests.$2,505,0001,844
Net charge-offs$40,0003,419
Cash dividends$1,950,000982
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,493,0001,812
2014-06-30 (YTD Data)Rank
Total interest income$4,898,0002,458
Total interest expense$280,0003,878
Net interest income$4,618,0002,297
Provision for loan and lease losses$128,0002,070
Total noninterest income$849,0002,325
Gross Fiduciary activities income$162,000684
Service charges on deposit accounts$213,0002,565
Trading account gains and fees$0172
Additional Noninterest Income$474,0002,375
Total noninterest expense$3,370,0002,706
Salaries and employee benefits$1,634,0002,937
Premises and equipment expense$527,0002,173
Additional noninterest expense$1,209,0002,470
Pre-tax net operating income$1,969,0001,845
Securities gains (losses)$12,0001,855
Applicable income taxes$04,568
Income before extraordinary items$1,981,0001,558
Extraordinary gains, net$020
Net income$1,981,0001,561
Minority interest net income$080
Net income of bank and minority interests.$1,981,0001,560
Net charge-offs$-2,0005,209
Cash dividends$1,450,000863
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,969,0001,539
2014-03-31 (YTD Data)Rank
Total interest income$2,431,0002,471
Total interest expense$164,0003,579
Net interest income$2,267,0002,316
Provision for loan and lease losses$56,0002,157
Total noninterest income$425,0002,278
Gross Fiduciary activities income$76,000704
Service charges on deposit accounts$97,0002,725
Trading account gains and fees$0147
Additional Noninterest Income$252,0002,246
Total noninterest expense$1,746,0002,631
Salaries and employee benefits$819,0002,945
Premises and equipment expense$273,0002,153
Additional noninterest expense$654,0002,288
Pre-tax net operating income$890,0001,934
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$890,0001,644
Extraordinary gains, net$016
Net income$890,0001,647
Minority interest net income$066
Net income of bank and minority interests.$890,0001,647
Net charge-offs$-3,0005,214
Cash dividends$700,000810
Sale, conversion, retirement of capital stock, net$0747
Net operating income$890,0001,613
2013-12-31 (YTD Data)Rank
Total interest income$7,736,0003,017
Total interest expense$865,0003,276
Net interest income$6,871,0002,943
Provision for loan and lease losses$473,0001,918
Total noninterest income$2,041,0002,142
Gross Fiduciary activities income$348,000681
Service charges on deposit accounts$450,0002,582
Trading account gains and fees$0184
Additional Noninterest Income$1,243,0002,085
Total noninterest expense$6,231,0002,896
Salaries and employee benefits$3,187,0002,980
Premises and equipment expense$851,0002,583
Additional noninterest expense$2,193,0002,784
Pre-tax net operating income$2,208,0002,676
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,208,0002,416
Extraordinary gains, net$029
Net income$2,208,0002,420
Minority interest net income$090
Net income of bank and minority interests.$2,208,0002,419
Net charge-offs$67,0004,128
Cash dividends$1,690,0001,367
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,208,0002,364
2013-09-30 (YTD Data)Rank
Total interest income$5,865,0003,016
Total interest expense$655,0003,334
Net interest income$5,210,0002,934
Provision for loan and lease losses$361,0001,885
Total noninterest income$1,504,0002,206
Gross Fiduciary activities income$243,000684
Service charges on deposit accounts$329,0002,651
Trading account gains and fees$0180
Additional Noninterest Income$932,0002,145
Total noninterest expense$4,602,0002,947
Salaries and employee benefits$2,401,0002,993
Premises and equipment expense$622,0002,647
Additional noninterest expense$1,579,0002,858
Pre-tax net operating income$1,751,0002,662
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,751,0002,357
Extraordinary gains, net$025
Net income$1,751,0002,362
Minority interest net income$084
Net income of bank and minority interests.$1,751,0002,362
Net charge-offs$51,0003,838
Cash dividends$1,190,0001,286
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,751,0002,290
2013-06-30 (YTD Data)Rank
Total interest income$3,998,0002,971
Total interest expense$439,0003,381
Net interest income$3,559,0002,881
Provision for loan and lease losses$245,0001,889
Total noninterest income$1,060,0002,149
Gross Fiduciary activities income$147,000706
Service charges on deposit accounts$212,0002,685
Trading account gains and fees$0157
Additional Noninterest Income$701,0002,011
Total noninterest expense$3,105,0002,921
Salaries and employee benefits$1,608,0003,010
Premises and equipment expense$481,0002,354
Additional noninterest expense$1,016,0002,933
Pre-tax net operating income$1,269,0002,496
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,269,0002,204
Extraordinary gains, net$022
Net income$1,269,0002,212
Minority interest net income$082
Net income of bank and minority interests.$1,269,0002,210
Net charge-offs$5,0004,545
Cash dividends$770,0001,327
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,269,0002,111
2013-03-31 (YTD Data)Rank
Total interest income$2,157,0002,805
Total interest expense$221,0003,450
Net interest income$1,936,0002,682
Provision for loan and lease losses$93,0002,151
Total noninterest income$530,0002,146
Gross Fiduciary activities income$71,000723
Service charges on deposit accounts$100,0002,779
Trading account gains and fees$0148
Additional Noninterest Income$359,0001,979
Total noninterest expense$1,511,0002,994
Salaries and employee benefits$800,0003,053
Premises and equipment expense$225,0002,520
Additional noninterest expense$486,0003,062
Pre-tax net operating income$862,0001,926
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$862,0001,674
Extraordinary gains, net$010
Net income$862,0001,675
Minority interest net income$076
Net income of bank and minority interests.$862,0001,676
Net charge-offs$4,0003,745
Cash dividends$400,0001,090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$862,0001,618
2012-12-31 (YTD Data)Rank
Total interest income$8,186,0003,044
Total interest expense$1,017,0003,564
Net interest income$7,169,0002,926
Provision for loan and lease losses$340,0003,215
Total noninterest income$2,349,0001,954
Gross Fiduciary activities income$264,000735
Service charges on deposit accounts$499,0002,492
Trading account gains and fees$0166
Additional Noninterest Income$1,586,0001,796
Total noninterest expense$6,521,0002,839
Salaries and employee benefits$3,424,0002,845
Premises and equipment expense$932,0002,399
Additional noninterest expense$2,165,0002,905
Pre-tax net operating income$2,657,0002,305
Securities gains (losses)$1,549,000343
Applicable income taxes$04,751
Income before extraordinary items$4,206,0001,395
Extraordinary gains, net$029
Net income$4,206,0001,396
Minority interest net income$093
Net income of bank and minority interests.$4,206,0001,396
Net charge-offs$56,0004,854
Cash dividends$6,771,000441
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,657,0001,945
2012-09-30 (YTD Data)Rank
Total interest income$6,290,0003,051
Total interest expense$780,0003,635
Net interest income$5,510,0002,906
Provision for loan and lease losses$280,0003,060
Total noninterest income$1,689,0002,010
Gross Fiduciary activities income$193,000731
Service charges on deposit accounts$372,0002,533
Trading account gains and fees$0157
Additional Noninterest Income$1,124,0001,848
Total noninterest expense$4,841,0002,871
Salaries and employee benefits$2,510,0002,907
Premises and equipment expense$703,0002,429
Additional noninterest expense$1,628,0002,904
Pre-tax net operating income$2,078,0002,284
Securities gains (losses)$49,0002,453
Applicable income taxes$04,802
Income before extraordinary items$2,127,0001,998
Extraordinary gains, net$020
Net income$2,127,0001,997
Minority interest net income$086
Net income of bank and minority interests.$2,127,0001,999
Net charge-offs$60,0004,391
Cash dividends$2,171,000726
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,078,0001,920
2012-06-30 (YTD Data)Rank
Total interest income$4,280,0003,022
Total interest expense$535,0003,662
Net interest income$3,745,0002,860
Provision for loan and lease losses$150,0003,329
Total noninterest income$1,086,0002,044
Gross Fiduciary activities income$129,000740
Service charges on deposit accounts$236,0002,614
Trading account gains and fees$0153
Additional Noninterest Income$721,0001,884
Total noninterest expense$3,187,0002,913
Salaries and employee benefits$1,665,0002,929
Premises and equipment expense$472,0002,416
Additional noninterest expense$1,050,0003,000
Pre-tax net operating income$1,494,0002,141
Securities gains (losses)$49,0002,063
Applicable income taxes$04,770
Income before extraordinary items$1,543,0001,840
Extraordinary gains, net$019
Net income$1,543,0001,838
Minority interest net income$084
Net income of bank and minority interests.$1,543,0001,840
Net charge-offs$39,0004,231
Cash dividends$1,833,000580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,494,0001,803
2012-03-31 (YTD Data)Rank
Total interest income$2,231,0002,953
Total interest expense$274,0003,711
Net interest income$1,957,0002,774
Provision for loan and lease losses$60,0003,447
Total noninterest income$541,0002,045
Gross Fiduciary activities income$64,000747
Service charges on deposit accounts$104,0002,850
Trading account gains and fees$0148
Additional Noninterest Income$373,0001,846
Total noninterest expense$1,557,0002,956
Salaries and employee benefits$826,0002,958
Premises and equipment expense$233,0002,455
Additional noninterest expense$498,0003,105
Pre-tax net operating income$881,0001,870
Securities gains (losses)$49,0001,234
Applicable income taxes$04,704
Income before extraordinary items$930,0001,569
Extraordinary gains, net$019
Net income$930,0001,570
Minority interest net income$078
Net income of bank and minority interests.$930,0001,570
Net charge-offs$-1,0005,761
Cash dividends$497,000907
Sale, conversion, retirement of capital stock, net$0861
Net operating income$881,0001,552
2011-12-31 (YTD Data)Rank
Total interest income$9,427,0002,912
Total interest expense$1,516,0003,420
Net interest income$7,911,0002,768
Provision for loan and lease losses$2,357,0001,398
Total noninterest income$1,958,0002,034
Gross Fiduciary activities income$266,000682
Service charges on deposit accounts$501,0002,563
Trading account gains and fees$0146
Additional Noninterest Income$1,191,0001,916
Total noninterest expense$6,266,0002,948
Salaries and employee benefits$3,332,0002,869
Premises and equipment expense$928,0002,564
Additional noninterest expense$2,006,0003,139
Pre-tax net operating income$1,246,0003,333
Securities gains (losses)$91,0002,147
Applicable income taxes$04,719
Income before extraordinary items$1,337,0003,003
Extraordinary gains, net$029
Net income$1,337,0003,004
Minority interest net income$096
Net income of bank and minority interests.$1,337,0003,004
Net charge-offs$2,318,0001,422
Cash dividends$1,053,0001,560
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,246,0003,037
2011-09-30 (YTD Data)Rank
Total interest income$7,147,0002,908
Total interest expense$1,201,0003,410
Net interest income$5,946,0002,768
Provision for loan and lease losses$685,0002,471
Total noninterest income$1,382,0002,126
Gross Fiduciary activities income$188,000681
Service charges on deposit accounts$378,0002,568
Trading account gains and fees$0145
Additional Noninterest Income$816,0002,004
Total noninterest expense$4,724,0002,935
Salaries and employee benefits$2,517,0002,835
Premises and equipment expense$722,0002,507
Additional noninterest expense$1,485,0003,182
Pre-tax net operating income$1,919,0002,146
Securities gains (losses)$91,0001,873
Applicable income taxes$04,740
Income before extraordinary items$2,010,0001,827
Extraordinary gains, net$021
Net income$2,010,0001,827
Minority interest net income$087
Net income of bank and minority interests.$2,010,0001,827
Net charge-offs$29,0005,343
Cash dividends$1,053,0001,105
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,919,0001,809
2011-06-30 (YTD Data)Rank
Total interest income$4,704,0002,964
Total interest expense$845,0003,368
Net interest income$3,859,0002,825
Provision for loan and lease losses$265,0003,173
Total noninterest income$843,0002,255
Gross Fiduciary activities income$125,000696
Service charges on deposit accounts$245,0002,603
Trading account gains and fees$0153
Additional Noninterest Income$473,0002,184
Total noninterest expense$3,199,0002,922
Salaries and employee benefits$1,730,0002,785
Premises and equipment expense$482,0002,524
Additional noninterest expense$987,0003,243
Pre-tax net operating income$1,238,0002,179
Securities gains (losses)$91,0001,204
Applicable income taxes$04,697
Income before extraordinary items$1,329,0001,788
Extraordinary gains, net$015
Net income$1,329,0001,788
Minority interest net income$089
Net income of bank and minority interests.$1,329,0001,788
Net charge-offs$13,0005,250
Cash dividends$286,0001,987
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,238,0001,834
2011-03-31 (YTD Data)Rank
Total interest income$2,330,0003,008
Total interest expense$451,0003,304
Net interest income$1,879,0002,877
Provision for loan and lease losses$175,0002,602
Total noninterest income$405,0002,325
Gross Fiduciary activities income$60,000701
Service charges on deposit accounts$112,0002,743
Trading account gains and fees$0158
Additional Noninterest Income$233,0002,256
Total noninterest expense$1,616,0002,905
Salaries and employee benefits$878,0002,765
Premises and equipment expense$246,0002,523
Additional noninterest expense$492,0003,232
Pre-tax net operating income$493,0002,584
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$493,0002,280
Extraordinary gains, net$09
Net income$493,0002,279
Minority interest net income$086
Net income of bank and minority interests.$493,0002,280
Net charge-offs$12,0004,307
Cash dividends$118,0001,808
Sale, conversion, retirement of capital stock, net$0925
Net operating income$493,0002,230
2010-12-31 (YTD Data)Rank
Total interest income$10,107,0002,936
Total interest expense$2,126,0003,409
Net interest income$7,981,0002,728
Provision for loan and lease losses$1,023,0003,011
Total noninterest income$2,041,0002,054
Gross Fiduciary activities income$242,000717
Service charges on deposit accounts$560,0002,429
Trading account gains and fees$0175
Additional Noninterest Income$1,239,0001,914
Total noninterest expense$6,678,0002,837
Salaries and employee benefits$3,578,0002,670
Premises and equipment expense$1,000,0002,478
Additional noninterest expense$2,100,0003,129
Pre-tax net operating income$2,321,0001,998
Securities gains (losses)$26,0002,991
Applicable income taxes$04,655
Income before extraordinary items$2,347,0001,756
Extraordinary gains, net$029
Net income$2,347,0001,757
Minority interest net income$0111
Net income of bank and minority interests.$2,347,0001,758
Net charge-offs$331,0004,190
Cash dividends$2,032,000801
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,321,0001,702
2010-09-30 (YTD Data)Rank
Total interest income$7,706,0002,954
Total interest expense$1,625,0003,498
Net interest income$6,081,0002,717
Provision for loan and lease losses$643,0003,150
Total noninterest income$1,455,0002,133
Gross Fiduciary activities income$175,000716
Service charges on deposit accounts$425,0002,466
Trading account gains and fees$0165
Additional Noninterest Income$855,0001,991
Total noninterest expense$4,977,0002,850
Salaries and employee benefits$2,672,0002,692
Premises and equipment expense$784,0002,421
Additional noninterest expense$1,521,0003,182
Pre-tax net operating income$1,916,0001,963
Securities gains (losses)$26,0002,782
Applicable income taxes$04,726
Income before extraordinary items$1,942,0001,695
Extraordinary gains, net$023
Net income$1,942,0001,699
Minority interest net income$0110
Net income of bank and minority interests.$1,942,0001,699
Net charge-offs$116,0004,764
Cash dividends$827,0001,239
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,916,0001,633
2010-06-30 (YTD Data)Rank
Total interest income$5,144,0002,977
Total interest expense$1,093,0003,562
Net interest income$4,051,0002,724
Provision for loan and lease losses$400,0003,175
Total noninterest income$875,0002,235
Gross Fiduciary activities income$116,000722
Service charges on deposit accounts$296,0002,381
Trading account gains and fees$0152
Additional Noninterest Income$463,0002,199
Total noninterest expense$3,325,0002,851
Salaries and employee benefits$1,793,0002,697
Premises and equipment expense$528,0002,416
Additional noninterest expense$1,004,0003,196
Pre-tax net operating income$1,201,0002,057
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,201,0001,806
Extraordinary gains, net$019
Net income$1,201,0001,805
Minority interest net income$0105
Net income of bank and minority interests.$1,201,0001,806
Net charge-offs$66,0004,642
Cash dividends$576,0001,193
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,201,0001,727
2010-03-31 (YTD Data)Rank
Total interest income$2,574,0003,025
Total interest expense$554,0003,651
Net interest income$2,020,0002,747
Provision for loan and lease losses$120,0003,696
Total noninterest income$400,0002,366
Gross Fiduciary activities income$59,000729
Service charges on deposit accounts$138,0002,500
Trading account gains and fees$0175
Additional Noninterest Income$203,0002,370
Total noninterest expense$1,641,0002,904
Salaries and employee benefits$894,0002,742
Premises and equipment expense$256,0002,539
Additional noninterest expense$491,0003,242
Pre-tax net operating income$659,0001,935
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$659,0001,658
Extraordinary gains, net$016
Net income$659,0001,659
Minority interest net income$091
Net income of bank and minority interests.$659,0001,660
Net charge-offs$33,0004,071
Cash dividends$140,0001,654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$659,0001,590
2009-12-31 (YTD Data)Rank
Total interest income$10,415,0003,135
Total interest expense$2,831,0003,567
Net interest income$7,584,0002,856
Provision for loan and lease losses$2,198,0002,368
Total noninterest income$2,082,0002,074
Gross Fiduciary activities income$228,000726
Service charges on deposit accounts$632,0002,444
Trading account gains and fees$0211
Additional Noninterest Income$1,222,0001,894
Total noninterest expense$6,679,0002,911
Salaries and employee benefits$3,448,0002,821
Premises and equipment expense$1,045,0002,488
Additional noninterest expense$2,186,0003,097
Pre-tax net operating income$789,0003,369
Securities gains (losses)$-28,0007,096
Applicable income taxes$04,388
Income before extraordinary items$761,0003,219
Extraordinary gains, net$034
Net income$761,0003,217
Minority interest net income$0115
Net income of bank and minority interests.$761,0003,218
Net charge-offs$1,978,0002,047
Cash dividends$1,627,0001,107
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$789,0003,105
2009-09-30 (YTD Data)Rank
Total interest income$7,790,0003,190
Total interest expense$2,217,0003,583
Net interest income$5,573,0002,906
Provision for loan and lease losses$1,890,0001,983
Total noninterest income$1,613,0002,053
Gross Fiduciary activities income$160,000739
Service charges on deposit accounts$461,0002,516
Trading account gains and fees$0212
Additional Noninterest Income$992,0001,840
Total noninterest expense$4,981,0002,926
Salaries and employee benefits$2,563,0002,874
Premises and equipment expense$786,0002,509
Additional noninterest expense$1,632,0003,076
Pre-tax net operating income$315,0004,483
Securities gains (losses)$-28,0007,315
Applicable income taxes$04,592
Income before extraordinary items$287,0004,483
Extraordinary gains, net$027
Net income$287,0004,482
Minority interest net income$0118
Net income of bank and minority interests.$287,0004,484
Net charge-offs$1,799,0001,603
Cash dividends$1,158,0001,108
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$315,0004,308
2009-06-30 (YTD Data)Rank
Total interest income$5,256,0003,178
Total interest expense$1,531,0003,620
Net interest income$3,725,0002,889
Provision for loan and lease losses$1,820,0001,485
Total noninterest income$1,183,0001,932
Gross Fiduciary activities income$106,000754
Service charges on deposit accounts$284,0002,619
Trading account gains and fees$0193
Additional Noninterest Income$793,0001,655
Total noninterest expense$3,275,0002,986
Salaries and employee benefits$1,691,0002,940
Premises and equipment expense$517,0002,568
Additional noninterest expense$1,067,0003,134
Pre-tax net operating income$-187,0006,253
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-187,0006,357
Extraordinary gains, net$021
Net income$-187,0006,356
Minority interest net income$0112
Net income of bank and minority interests.$-187,0006,356
Net charge-offs$1,719,0001,241
Cash dividends$821,0001,106
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-187,0006,342
2009-03-31 (YTD Data)Rank
Total interest income$2,666,0003,168
Total interest expense$804,0003,604
Net interest income$1,862,0002,884
Provision for loan and lease losses$1,760,000819
Total noninterest income$689,0001,715
Gross Fiduciary activities income$52,000764
Service charges on deposit accounts$136,0002,661
Trading account gains and fees$0171
Additional Noninterest Income$501,0001,388
Total noninterest expense$1,625,0002,922
Salaries and employee benefits$841,0002,975
Premises and equipment expense$268,0002,540
Additional noninterest expense$516,0002,935
Pre-tax net operating income$-834,0007,561
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-834,0007,647
Extraordinary gains, net$015
Net income$-834,0007,648
Minority interest net income$0102
Net income of bank and minority interests.$-834,0007,648
Net charge-offs$1,694,000676
Cash dividends$565,000767
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-834,0007,644
2008-12-31 (YTD Data)Rank
Total interest income$11,259,0003,207
Total interest expense$4,191,0003,400
Net interest income$7,068,0003,032
Provision for loan and lease losses$200,0005,196
Total noninterest income$1,499,0002,634
Gross Fiduciary activities income$206,000775
Service charges on deposit accounts$656,0002,474
Trading account gains and fees$0154
Additional Noninterest Income$637,0002,802
Total noninterest expense$5,693,0003,228
Salaries and employee benefits$3,053,0003,198
Premises and equipment expense$924,0002,813
Additional noninterest expense$1,716,0003,276
Pre-tax net operating income$2,674,0001,986
Securities gains (losses)$54,0001,540
Applicable income taxes$04,979
Income before extraordinary items$2,728,0001,492
Extraordinary gains, net$039
Net income$2,728,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,940
Cash dividends$1,828,0001,468
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,674,0001,625
2008-09-30 (YTD Data)Rank
Total interest income$8,441,0003,270
Total interest expense$3,224,0003,440
Net interest income$5,217,0003,087
Provision for loan and lease losses$88,0005,358
Total noninterest income$1,106,0002,727
Gross Fiduciary activities income$143,000794
Service charges on deposit accounts$486,0002,514
Trading account gains and fees$0148
Additional Noninterest Income$477,0002,890
Total noninterest expense$4,154,0003,287
Salaries and employee benefits$2,229,0003,320
Premises and equipment expense$679,0002,881
Additional noninterest expense$1,246,0003,276
Pre-tax net operating income$2,081,0002,235
Securities gains (losses)$64,0001,264
Applicable income taxes$05,372
Income before extraordinary items$2,145,0001,665
Extraordinary gains, net$031
Net income$2,145,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,452
Cash dividends$1,546,0001,275
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,081,0001,809
2008-06-30 (YTD Data)Rank
Total interest income$5,619,0003,329
Total interest expense$2,263,0003,436
Net interest income$3,356,0003,184
Provision for loan and lease losses$42,0005,347
Total noninterest income$720,0002,789
Gross Fiduciary activities income$91,000821
Service charges on deposit accounts$309,0002,584
Trading account gains and fees$0149
Additional Noninterest Income$320,0002,918
Total noninterest expense$2,705,0003,360
Salaries and employee benefits$1,463,0003,404
Premises and equipment expense$431,0003,004
Additional noninterest expense$811,0003,328
Pre-tax net operating income$1,329,0002,426
Securities gains (losses)$64,0001,264
Applicable income taxes$05,627
Income before extraordinary items$1,393,0001,920
Extraordinary gains, net$021
Net income$1,393,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,244
Cash dividends$1,198,0001,223
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,329,0001,955
2008-03-31 (YTD Data)Rank
Total interest income$2,844,0003,381
Total interest expense$1,250,0003,353
Net interest income$1,594,0003,338
Provision for loan and lease losses$21,0004,844
Total noninterest income$393,0002,631
Gross Fiduciary activities income$42,000840
Service charges on deposit accounts$151,0002,601
Trading account gains and fees$0158
Additional Noninterest Income$200,0002,576
Total noninterest expense$1,339,0003,392
Salaries and employee benefits$716,0003,488
Premises and equipment expense$216,0003,010
Additional noninterest expense$407,0003,267
Pre-tax net operating income$627,0002,619
Securities gains (losses)$64,000951
Applicable income taxes$05,622
Income before extraordinary items$691,0002,053
Extraordinary gains, net$015
Net income$691,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$557,0001,246
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$627,0002,153
2007-12-31 (YTD Data)Rank
Total interest income$11,305,0003,447
Total interest expense$5,371,0003,288
Net interest income$5,934,0003,528
Provision for loan and lease losses$77,0005,229
Total noninterest income$1,308,0002,965
Gross Fiduciary activities income$152,000849
Service charges on deposit accounts$609,0002,643
Trading account gains and fees$0178
Additional Noninterest Income$547,0003,166
Total noninterest expense$4,777,0003,571
Salaries and employee benefits$2,605,0003,608
Premises and equipment expense$692,0003,467
Additional noninterest expense$1,480,0003,460
Pre-tax net operating income$2,388,0002,926
Securities gains (losses)$02,146
Applicable income taxes$-140,0008,067
Income before extraordinary items$2,528,0002,332
Extraordinary gains, net$039
Net income$2,528,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,071
Cash dividends$1,888,0001,689
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,528,0002,322
2007-09-30 (YTD Data)Rank
Total interest income$8,383,0003,486
Total interest expense$3,961,0003,317
Net interest income$4,422,0003,556
Provision for loan and lease losses$56,0004,930
Total noninterest income$952,0003,015
Gross Fiduciary activities income$105,000860
Service charges on deposit accounts$438,0002,722
Trading account gains and fees$0184
Additional Noninterest Income$409,0003,163
Total noninterest expense$3,471,0003,658
Salaries and employee benefits$1,883,0003,699
Premises and equipment expense$518,0003,461
Additional noninterest expense$1,070,0003,512
Pre-tax net operating income$1,847,0003,002
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,847,0002,549
Extraordinary gains, net$033
Net income$1,847,0002,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$1,103,0001,849
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,847,0002,518
2007-06-30 (YTD Data)Rank
Total interest income$5,469,0003,548
Total interest expense$2,569,0003,386
Net interest income$2,900,0003,632
Provision for loan and lease losses$35,0004,774
Total noninterest income$623,0003,074
Gross Fiduciary activities income$77,000858
Service charges on deposit accounts$277,0002,821
Trading account gains and fees$0168
Additional Noninterest Income$269,0003,195
Total noninterest expense$2,256,0003,760
Salaries and employee benefits$1,238,0003,782
Premises and equipment expense$342,0003,505
Additional noninterest expense$676,0003,659
Pre-tax net operating income$1,232,0003,062
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,232,0002,580
Extraordinary gains, net$029
Net income$1,232,0002,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,915
Cash dividends$741,0001,917
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,232,0002,559
2007-03-31 (YTD Data)Rank
Total interest income$2,647,0003,619
Total interest expense$1,212,0003,510
Net interest income$1,435,0003,666
Provision for loan and lease losses$14,0004,851
Total noninterest income$310,0003,047
Gross Fiduciary activities income$33,000893
Service charges on deposit accounts$130,0002,901
Trading account gains and fees$0195
Additional Noninterest Income$147,0003,058
Total noninterest expense$1,120,0003,780
Salaries and employee benefits$603,0003,876
Premises and equipment expense$174,0003,473
Additional noninterest expense$343,0003,586
Pre-tax net operating income$611,0003,083
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$611,0002,591
Extraordinary gains, net$022
Net income$611,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$453,0001,518
Sale, conversion, retirement of capital stock, net$0885
Net operating income$611,0002,570
2006-12-31 (YTD Data)Rank
Total interest income$10,143,0003,533
Total interest expense$4,287,0003,421
Net interest income$5,856,0003,584
Provision for loan and lease losses$06,850
Total noninterest income$1,152,0003,211
Gross Fiduciary activities income$142,000878
Service charges on deposit accounts$561,0002,829
Trading account gains and fees$0130
Additional Noninterest Income$449,0003,536
Total noninterest expense$4,027,0003,975
Salaries and employee benefits$2,225,0003,947
Premises and equipment expense$529,0004,117
Additional noninterest expense$1,273,0003,764
Pre-tax net operating income$2,981,0002,793
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,981,0002,292
Extraordinary gains, net$051
Net income$2,981,0002,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,207
Cash dividends$2,044,0001,501
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,981,0002,272
2006-09-30 (YTD Data)Rank
Total interest income$7,497,0003,549
Total interest expense$3,085,0003,434
Net interest income$4,412,0003,588
Provision for loan and lease losses$06,685
Total noninterest income$852,0003,259
Gross Fiduciary activities income$96,000886
Service charges on deposit accounts$420,0002,846
Trading account gains and fees$0126
Additional Noninterest Income$336,0003,520
Total noninterest expense$2,887,0004,084
Salaries and employee benefits$1,604,0004,047
Premises and equipment expense$377,0004,259
Additional noninterest expense$906,0003,903
Pre-tax net operating income$2,377,0002,770
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,377,0002,242
Extraordinary gains, net$045
Net income$2,377,0002,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,575
Cash dividends$1,732,0001,291
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,377,0002,231
2006-06-30 (YTD Data)Rank
Total interest income$4,898,0003,548
Total interest expense$1,959,0003,443
Net interest income$2,939,0003,605
Provision for loan and lease losses$06,419
Total noninterest income$564,0003,242
Gross Fiduciary activities income$75,000870
Service charges on deposit accounts$274,0002,879
Trading account gains and fees$0126
Additional Noninterest Income$215,0003,613
Total noninterest expense$1,887,0004,160
Salaries and employee benefits$1,067,0004,070
Premises and equipment expense$245,0004,324
Additional noninterest expense$575,0004,042
Pre-tax net operating income$1,616,0002,727
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,616,0002,202
Extraordinary gains, net$039
Net income$1,616,0002,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$1,160,0001,278
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,616,0002,188
2006-03-31 (YTD Data)Rank
Total interest income$2,435,0003,507
Total interest expense$936,0003,428
Net interest income$1,499,0003,538
Provision for loan and lease losses$06,013
Total noninterest income$275,0003,262
Gross Fiduciary activities income$32,000907
Service charges on deposit accounts$130,0002,909
Trading account gains and fees$0115
Additional Noninterest Income$113,0003,483
Total noninterest expense$931,0004,212
Salaries and employee benefits$531,0004,118
Premises and equipment expense$121,0004,385
Additional noninterest expense$279,0004,128
Pre-tax net operating income$843,0002,607
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$843,0002,095
Extraordinary gains, net$021
Net income$843,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$559,0001,225
Sale, conversion, retirement of capital stock, net$0648
Net operating income$843,0002,078
2005-12-31 (YTD Data)Rank
Total interest income$8,398,0003,615
Total interest expense$2,760,0003,557
Net interest income$5,638,0003,602
Provision for loan and lease losses$42,0005,929
Total noninterest income$1,165,0003,210
Gross Fiduciary activities income$142,000878
Service charges on deposit accounts$573,0002,756
Trading account gains and fees$0138
Additional Noninterest Income$450,0003,556
Total noninterest expense$3,769,0004,046
Salaries and employee benefits$2,051,0004,055
Premises and equipment expense$477,0004,314
Additional noninterest expense$1,241,0003,761
Pre-tax net operating income$2,992,0002,760
Securities gains (losses)$-12,0007,607
Applicable income taxes$06,964
Income before extraordinary items$2,980,0002,257
Extraordinary gains, net$046
Net income$2,980,0002,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,283
Cash dividends$1,854,0001,560
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,992,0002,218
2005-09-30 (YTD Data)Rank
Total interest income$6,103,0003,654
Total interest expense$1,947,0003,587
Net interest income$4,156,0003,653
Provision for loan and lease losses$42,0005,513
Total noninterest income$875,0003,203
Gross Fiduciary activities income$99,000882
Service charges on deposit accounts$419,0002,816
Trading account gains and fees$0126
Additional Noninterest Income$357,0003,491
Total noninterest expense$2,788,0004,058
Salaries and employee benefits$1,516,0004,058
Premises and equipment expense$357,0004,307
Additional noninterest expense$915,0003,755
Pre-tax net operating income$2,201,0002,841
Securities gains (losses)$-12,0007,977
Applicable income taxes$06,976
Income before extraordinary items$2,189,0002,329
Extraordinary gains, net$035
Net income$2,189,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,155
Cash dividends$1,532,0001,313
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,201,0002,272
2005-06-30 (YTD Data)Rank
Total interest income$3,968,0003,653
Total interest expense$1,215,0003,589
Net interest income$2,753,0003,644
Provision for loan and lease losses$42,0004,804
Total noninterest income$587,0003,153
Gross Fiduciary activities income$80,000848
Service charges on deposit accounts$264,0002,889
Trading account gains and fees$0116
Additional Noninterest Income$243,0003,412
Total noninterest expense$1,836,0004,072
Salaries and employee benefits$1,006,0004,056
Premises and equipment expense$241,0004,256
Additional noninterest expense$589,0003,867
Pre-tax net operating income$1,462,0002,819
Securities gains (losses)$-12,0008,200
Applicable income taxes$06,961
Income before extraordinary items$1,450,0002,289
Extraordinary gains, net$030
Net income$1,450,0002,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,208
Cash dividends$1,211,0001,107
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,462,0002,245
2005-03-31 (YTD Data)Rank
Total interest income$1,938,0003,687
Total interest expense$558,0003,712
Net interest income$1,380,0003,651
Provision for loan and lease losses$21,0004,581
Total noninterest income$286,0003,159
Gross Fiduciary activities income$39,000856
Service charges on deposit accounts$120,0003,030
Trading account gains and fees$0115
Additional Noninterest Income$127,0003,295
Total noninterest expense$915,0004,113
Salaries and employee benefits$501,0004,088
Premises and equipment expense$118,0004,349
Additional noninterest expense$296,0003,846
Pre-tax net operating income$730,0002,766
Securities gains (losses)$-12,0008,571
Applicable income taxes$06,892
Income before extraordinary items$718,0002,277
Extraordinary gains, net$024
Net income$718,0002,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,145
Cash dividends$639,000991
Sale, conversion, retirement of capital stock, net$0491
Net operating income$730,0002,216
2004-12-31 (YTD Data)Rank
Total interest income$7,290,0003,698
Total interest expense$2,105,0003,499
Net interest income$5,185,0003,707
Provision for loan and lease losses$84,0005,272
Total noninterest income$1,002,0003,537
Gross Fiduciary activities income$139,000867
Service charges on deposit accounts$406,0003,609
Trading account gains and fees$0138
Additional Noninterest Income$457,0003,480
Total noninterest expense$3,558,0004,118
Salaries and employee benefits$1,936,0004,107
Premises and equipment expense$482,0004,203
Additional noninterest expense$1,140,0003,907
Pre-tax net operating income$2,545,0002,969
Securities gains (losses)$28,0002,163
Applicable income taxes$15,0006,646
Income before extraordinary items$2,558,0002,385
Extraordinary gains, net$034
Net income$2,558,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,625
Cash dividends$1,445,0001,785
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,530,2802,344
2004-09-30 (YTD Data)Rank
Total interest income$5,373,0003,712
Total interest expense$1,563,0003,488
Net interest income$3,810,0003,744
Provision for loan and lease losses$63,0005,070
Total noninterest income$715,0003,680
Gross Fiduciary activities income$92,000895
Service charges on deposit accounts$298,0003,690
Trading account gains and fees$0134
Additional Noninterest Income$325,0003,590
Total noninterest expense$2,614,0004,157
Salaries and employee benefits$1,433,0004,103
Premises and equipment expense$354,0004,259
Additional noninterest expense$827,0003,988
Pre-tax net operating income$1,848,0003,081
Securities gains (losses)$26,0002,136
Applicable income taxes$15,0006,651
Income before extraordinary items$1,859,0002,484
Extraordinary gains, net$026
Net income$1,859,0002,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,358
Cash dividends$1,177,0001,530
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,833,2602,455
2004-06-30 (YTD Data)Rank
Total interest income$3,553,0003,736
Total interest expense$1,040,0003,486
Net interest income$2,513,0003,766
Provision for loan and lease losses$42,0004,959
Total noninterest income$478,0003,679
Gross Fiduciary activities income$73,000859
Service charges on deposit accounts$189,0003,783
Trading account gains and fees$0130
Additional Noninterest Income$216,0003,595
Total noninterest expense$1,729,0004,199
Salaries and employee benefits$957,0004,115
Premises and equipment expense$234,0004,282
Additional noninterest expense$538,0004,088
Pre-tax net operating income$1,220,0003,076
Securities gains (losses)$10,0002,414
Applicable income taxes$15,0006,460
Income before extraordinary items$1,215,0002,502
Extraordinary gains, net$021
Net income$1,215,0002,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$862,0001,450
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,205,1002,446
2004-03-31 (YTD Data)Rank
Total interest income$1,787,0003,722
Total interest expense$525,0003,489
Net interest income$1,262,0003,729
Provision for loan and lease losses$21,0004,750
Total noninterest income$234,0003,674
Gross Fiduciary activities income$39,000859
Service charges on deposit accounts$89,0003,861
Trading account gains and fees$0121
Additional Noninterest Income$106,0003,585
Total noninterest expense$874,0004,183
Salaries and employee benefits$482,0004,125
Premises and equipment expense$116,0004,345
Additional noninterest expense$276,0004,011
Pre-tax net operating income$601,0003,074
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$601,0002,489
Extraordinary gains, net$016
Net income$601,0002,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,115
Cash dividends$258,0001,892
Sale, conversion, retirement of capital stock, net$0464
Net operating income$601,0002,412
2003-12-31 (YTD Data)Rank
Total interest income$5,980,0004,325
Total interest expense$2,054,0003,945
Net interest income$3,926,0004,419
Provision for loan and lease losses$84,0005,577
Total noninterest income$946,0003,831
Gross Fiduciary activities income$155,000866
Service charges on deposit accounts$245,0004,798
Trading account gains and fees$0160
Additional Noninterest Income$546,0003,433
Total noninterest expense$2,646,0005,011
Salaries and employee benefits$1,463,0004,924
Premises and equipment expense$364,0005,044
Additional noninterest expense$819,0004,969
Pre-tax net operating income$2,142,0003,241
Securities gains (losses)$102,0001,881
Applicable income taxes$07,459
Income before extraordinary items$2,244,0002,618
Extraordinary gains, net$054
Net income$2,244,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,883
Cash dividends$1,772,0001,535
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,142,0002,585
2003-09-30 (YTD Data)Rank
Total interest income$4,561,0004,327
Total interest expense$1,613,0003,919
Net interest income$2,948,0004,440
Provision for loan and lease losses$63,0005,456
Total noninterest income$761,0003,753
Gross Fiduciary activities income$115,000878
Service charges on deposit accounts$185,0004,819
Trading account gains and fees$0153
Additional Noninterest Income$461,0003,273
Total noninterest expense$1,960,0005,049
Salaries and employee benefits$1,092,0004,934
Premises and equipment expense$272,0005,046
Additional noninterest expense$596,0005,024
Pre-tax net operating income$1,686,0003,231
Securities gains (losses)$102,0001,734
Applicable income taxes$07,524
Income before extraordinary items$1,788,0002,583
Extraordinary gains, net$040
Net income$1,788,0002,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,221
Cash dividends$1,248,0001,482
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,686,0002,558
2003-06-30 (YTD Data)Rank
Total interest income$3,095,0004,305
Total interest expense$1,118,0003,900
Net interest income$1,977,0004,432
Provision for loan and lease losses$42,0005,388
Total noninterest income$534,0003,610
Gross Fiduciary activities income$89,000836
Service charges on deposit accounts$124,0004,770
Trading account gains and fees$0150
Additional Noninterest Income$321,0003,167
Total noninterest expense$1,298,0005,062
Salaries and employee benefits$727,0004,935
Premises and equipment expense$185,0004,948
Additional noninterest expense$386,0005,135
Pre-tax net operating income$1,171,0003,139
Securities gains (losses)$79,0001,687
Applicable income taxes$07,529
Income before extraordinary items$1,250,0002,482
Extraordinary gains, net$030
Net income$1,250,0002,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,683
Cash dividends$974,0001,345
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,171,0002,485
2003-03-31 (YTD Data)Rank
Total interest income$1,571,0004,292
Total interest expense$570,0003,927
Net interest income$1,001,0004,399
Provision for loan and lease losses$21,0005,171
Total noninterest income$250,0003,643
Gross Fiduciary activities income$51,000810
Service charges on deposit accounts$60,0004,759
Trading account gains and fees$0134
Additional Noninterest Income$139,0003,347
Total noninterest expense$651,0005,060
Salaries and employee benefits$361,0004,970
Premises and equipment expense$93,0004,937
Additional noninterest expense$197,0005,007
Pre-tax net operating income$579,0003,157
Securities gains (losses)$79,0001,130
Applicable income taxes$07,403
Income before extraordinary items$658,0002,331
Extraordinary gains, net$021
Net income$658,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$632,0001,005
Sale, conversion, retirement of capital stock, net$0419
Net operating income$579,0002,482
2002-12-31 (YTD Data)Rank
Total interest income$6,797,0004,148
Total interest expense$2,668,0003,897
Net interest income$4,129,0004,244
Provision for loan and lease losses$84,0005,998
Total noninterest income$817,0003,940
Gross Fiduciary activities income$120,000953
Service charges on deposit accounts$271,0004,484
Trading account gains and fees$0153
Additional Noninterest Income$426,0003,586
Total noninterest expense$2,593,0004,956
Salaries and employee benefits$1,371,0005,015
Premises and equipment expense$378,0004,840
Additional noninterest expense$844,0004,750
Pre-tax net operating income$2,269,0003,108
Securities gains (losses)$22,0003,078
Applicable income taxes$07,681
Income before extraordinary items$2,291,0002,518
Extraordinary gains, net$070
Net income$2,291,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,440
Cash dividends$1,507,0001,616
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,269,0002,453
2001-12-31 (YTD Data)Rank
Total interest income$6,924,0004,466
Total interest expense$3,302,0004,392
Net interest income$3,622,0004,456
Provision for loan and lease losses$112,0005,409
Total noninterest income$610,0004,539
Gross Fiduciary activities income$77,0001,052
Service charges on deposit accounts$195,0005,225
Trading account gains and fees$0177
Additional Noninterest Income$338,0003,874
Total noninterest expense$2,247,0005,310
Salaries and employee benefits$1,225,0005,237
Premises and equipment expense$375,0004,801
Additional noninterest expense$647,0005,567
Pre-tax net operating income$1,873,0003,328
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,873,0002,690
Extraordinary gains, net$0105
Net income$1,873,0002,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,915
Cash dividends$1,300,0001,851
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,873,0002,605
2000-12-31 (YTD Data)Rank
Total interest income$7,061,0004,552
Total interest expense$3,448,0004,439
Net interest income$3,613,0004,501
Provision for loan and lease losses$84,0005,667
Total noninterest income$596,0004,425
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0005,202
Trading account gains and feesNANA
Additional Noninterest Income$404,0003,318
Total noninterest expense$2,135,0005,441
Salaries and employee benefits$1,159,0005,358
Premises and equipment expense$316,0005,266
Additional noninterest expense$660,0005,415
Pre-tax net operating income$1,990,0003,339
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,990,0002,588
Extraordinary gains, net$038
Net income$1,990,0002,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,198
Cash dividends$1,656,0001,548
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,990,0002,581
1999-12-31 (YTD Data)Rank
Total interest income$6,457,0004,701
Total interest expense$3,059,0004,528
Net interest income$3,398,0004,744
Provision for loan and lease losses$84,0005,577
Total noninterest income$930,0003,266
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,212
Trading account gains and feesNANA
Additional Noninterest Income$737,0002,287
Total noninterest expense$1,968,0005,749
Salaries and employee benefits$1,061,0005,661
Premises and equipment expense$282,0005,655
Additional noninterest expense$625,0005,676
Pre-tax net operating income$2,276,0003,011
Securities gains (losses)$1,0002,805
Applicable income taxes$08,765
Income before extraordinary items$2,277,0002,285
Extraordinary gains, net$035
Net income$2,277,0002,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,975
Cash dividends$1,358,0001,810
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,276,0002,268
1998-12-31 (YTD Data)Rank
Total interest income$6,193,0004,882
Total interest expense$2,935,0004,813
Net interest income$3,258,0004,847
Provision for loan and lease losses$180,0003,728
Total noninterest income$565,0004,574
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0005,298
Trading account gains and feesNANA
Additional Noninterest Income$376,0003,556
Total noninterest expense$1,805,0005,986
Salaries and employee benefits$994,0005,820
Premises and equipment expense$262,0005,799
Additional noninterest expense$549,0006,094
Pre-tax net operating income$1,838,0003,574
Securities gains (losses)$24,0002,292
Applicable income taxes$103,0007,481
Income before extraordinary items$1,759,0002,843
Extraordinary gains, net$032
Net income$1,759,0002,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,244
Cash dividends$853,0002,487
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,736,4402,793
1997-12-31 (YTD Data)Rank
Total interest income$6,044,0005,037
Total interest expense$2,952,0004,787
Net interest income$3,092,0005,184
Provision for loan and lease losses$72,0005,860
Total noninterest income$594,0004,442
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,449
Trading account gains and feesNANA
Additional Noninterest Income$401,0003,273
Total noninterest expense$1,636,0006,449
Salaries and employee benefits$924,0006,173
Premises and equipment expense$255,0005,987
Additional noninterest expense$457,0006,867
Pre-tax net operating income$1,978,0003,567
Securities gains (losses)$81,0001,083
Applicable income taxes$744,0003,097
Income before extraordinary items$1,315,0003,762
Extraordinary gains, net$044
Net income$1,315,0003,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,485
Cash dividends$474,0003,616
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,263,1603,817
1996-12-31 (YTD Data)Rank
Total interest income$5,464,0005,552
Total interest expense$2,588,0005,370
Net interest income$2,876,0005,616
Provision for loan and lease losses$80,0005,594
Total noninterest income$579,0004,677
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,481
Trading account gains and feesNANA
Additional Noninterest Income$375,0003,522
Total noninterest expense$1,626,0006,772
Salaries and employee benefits$942,0006,256
Premises and equipment expense$248,0006,276
Additional noninterest expense$436,0007,582
Pre-tax net operating income$1,749,0003,814
Securities gains (losses)$4,0003,123
Applicable income taxes$547,0003,860
Income before extraordinary items$1,206,0003,859
Extraordinary gains, net$053
Net income$1,206,0003,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,367
Cash dividends$825,0002,437
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,203,2403,818
1995-12-31 (YTD Data)Rank
Total interest income$5,003,0005,982
Total interest expense$2,319,0005,857
Net interest income$2,684,0005,989
Provision for loan and lease losses$66,0005,523
Total noninterest income$428,0005,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0005,909
Trading account gains and feesNANA
Additional Noninterest Income$240,0004,595
Total noninterest expense$1,647,0006,850
Salaries and employee benefits$913,0006,493
Premises and equipment expense$240,0006,502
Additional noninterest expense$494,0007,302
Pre-tax net operating income$1,399,0004,693
Securities gains (losses)$122,000870
Applicable income taxes$468,0004,406
Income before extraordinary items$1,053,0004,391
Extraordinary gains, net$065
Net income$1,053,0004,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,712
Cash dividends$420,0003,731
Sale, conversion, retirement of capital stock, net$0809
Net operating income$968,8204,708
1994-12-31 (YTD Data)Rank
Total interest income$3,902,0006,830
Total interest expense$1,578,0006,651
Net interest income$2,324,0006,811
Provision for loan and lease losses$36,0006,762
Total noninterest income$400,0006,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$160,0006,663
Trading account gains and feesNANA
Additional Noninterest Income$240,0004,702
Total noninterest expense$1,616,0007,251
Salaries and employee benefits$888,0006,717
Premises and equipment expense$226,0006,941
Additional noninterest expense$502,0007,837
Pre-tax net operating income$1,072,0005,673
Securities gains (losses)$-495,00012,240
Applicable income taxes$112,0009,094
Income before extraordinary items$465,0007,573
Extraordinary gains, net$0249
Net income$465,0007,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$160,0005,924
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$865,9505,109
1993-12-31 (YTD Data)Rank
Total interest income$3,763,0007,175
Total interest expense$1,644,0006,756
Net interest income$2,119,0007,385
Provision for loan and lease losses$48,0007,582
Total noninterest income$513,0005,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0006,850
Trading account gains and feesNANA
Additional Noninterest Income$354,0004,088
Total noninterest expense$1,571,0007,590
Salaries and employee benefits$860,0006,959
Premises and equipment expense$206,0007,564
Additional noninterest expense$505,0008,159
Pre-tax net operating income$1,013,0005,843
Securities gains (losses)$356,0001,141
Applicable income taxes$421,0004,821
Income before extraordinary items$948,0004,890
Extraordinary gains, net$3,0003,100
Net income$951,0005,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0007,578
Cash dividends$940,0001,875
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$702,3605,829
1992-12-31 (YTD Data)Rank
Total interest income$4,163,0007,297
Total interest expense$1,979,0007,151
Net interest income$2,184,0007,283
Provision for loan and lease losses$42,0009,403
Total noninterest income$397,0006,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0007,134
Trading account gains and feesNANA
Additional Noninterest Income$248,0004,980
Total noninterest expense$1,541,0007,775
Salaries and employee benefits$837,0007,016
Premises and equipment expense$215,0007,514
Additional noninterest expense$489,0008,556
Pre-tax net operating income$998,0005,623
Securities gains (losses)$165,0002,288
Applicable income taxes$324,0005,641
Income before extraordinary items$839,0005,169
Extraordinary gains, net$01,422
Net income$839,0005,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,00010,255
Cash dividends$630,0002,316
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$720,2005,462

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.