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First State Bank and Trust, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$16,700,000	2,134
Total interest expense	$4,091,000	2,249
Net interest income	$12,609,000	2,045
Provision for loan and lease losses	$555,000	1,197
Total noninterest income	$5,305,000	1,149
Gross Fiduciary activities income	$4,683,000	266
Service charges on deposit accounts	$190,000	2,734
Trading account gains and fees	NA	NA
Additional Noninterest Income	$432,000	3,106
Total noninterest expense	$13,156,000	1,694
Salaries and employee benefits	$8,471,000	1,526
Premises and equipment expense	$1,351,000	1,662
Additional noninterest expense	$432,000	3,106
Pre-tax net operating income	$4,203,000	2,117
Securities gains (losses)	$-103,000	3,796
Applicable income taxes	$0	3,369
Income before extraordinary items	$4,100,000	1,963
Extraordinary gains, net	$0	54
Net income	$4,100,000	1,987
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,100,000	1,966
Net charge-offs	$-10,000	3,847
Cash dividends	$2,044,000	1,505
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,203,000	1,962
2023-09-30 (YTD Data)		Rank
Total interest income	$12,050,000	2,144
Total interest expense	$2,663,000	2,293
Net interest income	$9,387,000	2,074
Provision for loan and lease losses	$300,000	1,340
Total noninterest income	$3,798,000	1,187
Gross Fiduciary activities income	$3,455,000	273
Service charges on deposit accounts	$148,000	2,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	3,500
Total noninterest expense	$9,852,000	1,684
Salaries and employee benefits	$6,388,000	1,522
Premises and equipment expense	$1,029,000	1,640
Additional noninterest expense	$195,000	3,498
Pre-tax net operating income	$3,033,000	2,216
Securities gains (losses)	$-103,000	4,002
Applicable income taxes	$0	3,407
Income before extraordinary items	$2,930,000	2,081
Extraordinary gains, net	$0	52
Net income	$2,930,000	2,101
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,930,000	2,083
Net charge-offs	$-10,000	3,831
Cash dividends	$1,793,000	1,253
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,033,000	2,069
2023-06-30 (YTD Data)		Rank
Total interest income	$7,821,000	2,153
Total interest expense	$1,542,000	2,305
Net interest income	$6,279,000	2,086
Provision for loan and lease losses	$170,000	1,451
Total noninterest income	$2,823,000	1,045
Gross Fiduciary activities income	$2,257,000	271
Service charges on deposit accounts	$102,000	2,662
Trading account gains and fees	NA	NA
Additional Noninterest Income	$464,000	2,276
Total noninterest expense	$6,563,000	1,687
Salaries and employee benefits	$4,262,000	1,517
Premises and equipment expense	$665,000	1,672
Additional noninterest expense	$464,000	2,272
Pre-tax net operating income	$2,369,000	2,033
Securities gains (losses)	$-103,000	4,206
Applicable income taxes	$0	3,436
Income before extraordinary items	$2,266,000	1,899
Extraordinary gains, net	$0	51
Net income	$2,266,000	1,923
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,266,000	1,899
Net charge-offs	$-1,000	3,356
Cash dividends	$1,045,000	1,339
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,369,000	1,852
2023-03-31 (YTD Data)		Rank
Total interest income	$3,681,000	2,219
Total interest expense	$641,000	2,346
Net interest income	$3,040,000	2,140
Provision for loan and lease losses	$50,000	1,677
Total noninterest income	$1,402,000	1,053
Gross Fiduciary activities income	$1,114,000	283
Service charges on deposit accounts	$52,000	2,660
Trading account gains and fees	NA	NA
Additional Noninterest Income	$236,000	2,252
Total noninterest expense	$3,240,000	1,720
Salaries and employee benefits	$2,126,000	1,553
Premises and equipment expense	$351,000	1,642
Additional noninterest expense	$236,000	2,252
Pre-tax net operating income	$1,152,000	2,129
Securities gains (losses)	$-103,000	4,352
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,049,000	2,038
Extraordinary gains, net	$0	4
Net income	$1,049,000	2,037
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,049,000	2,038
Net charge-offs	$-1,000	3,238
Cash dividends	$425,000	1,351
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,152,000	1,936
2022-12-31 (YTD Data)		Rank
Total interest income	$11,776,000	2,306
Total interest expense	$759,000	2,761
Net interest income	$11,017,000	2,234
Provision for loan and lease losses	$240,000	1,681
Total noninterest income	$5,415,000	1,154
Gross Fiduciary activities income	$4,164,000	291
Service charges on deposit accounts	$207,000	2,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,044,000	2,295
Total noninterest expense	$12,647,000	1,709
Salaries and employee benefits	$8,051,000	1,558
Premises and equipment expense	$1,345,000	1,664
Additional noninterest expense	$1,044,000	2,295
Pre-tax net operating income	$3,545,000	2,449
Securities gains (losses)	$-5,000	3,305
Applicable income taxes	$370,000	2,255
Income before extraordinary items	$3,170,000	2,386
Extraordinary gains, net	$0	5
Net income	$3,170,000	2,384
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,170,000	2,385
Net charge-offs	$12,000	2,093
Cash dividends	$951,000	2,205
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,174,500	2,411
2022-09-30 (YTD Data)		Rank
Total interest income	$8,408,000	2,324
Total interest expense	$448,000	2,805
Net interest income	$7,960,000	2,256
Provision for loan and lease losses	$140,000	1,680
Total noninterest income	$4,100,000	1,152
Gross Fiduciary activities income	$3,114,000	290
Service charges on deposit accounts	$158,000	2,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$828,000	2,266
Total noninterest expense	$9,817,000	1,648
Salaries and employee benefits	$6,393,000	1,493
Premises and equipment expense	$1,013,000	1,660
Additional noninterest expense	$828,000	2,266
Pre-tax net operating income	$2,103,000	2,722
Securities gains (losses)	$-5,000	3,659
Applicable income taxes	$255,000	2,335
Income before extraordinary items	$1,843,000	2,696
Extraordinary gains, net	$0	4
Net income	$1,843,000	2,694
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,843,000	2,695
Net charge-offs	$11,000	1,790
Cash dividends	$651,000	1,985
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,847,400	2,726
2022-06-30 (YTD Data)		Rank
Total interest income	$5,383,000	2,333
Total interest expense	$272,000	2,790
Net interest income	$5,111,000	2,279
Provision for loan and lease losses	$120,000	1,426
Total noninterest income	$2,795,000	1,126
Gross Fiduciary activities income	$2,088,000	260
Service charges on deposit accounts	$104,000	2,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$603,000	2,193
Total noninterest expense	$6,544,000	1,638
Salaries and employee benefits	$4,289,000	1,483
Premises and equipment expense	$676,000	1,671
Additional noninterest expense	$1,579,000	1,923
Pre-tax net operating income	$1,242,000	2,769
Securities gains (losses)	$0	687
Applicable income taxes	$180,000	2,215
Income before extraordinary items	$1,062,000	2,764
Extraordinary gains, net	$0	4
Net income	$1,062,000	2,762
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,062,000	2,764
Net charge-offs	$0	2,156
Cash dividends	$434,000	1,998
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,062,000	2,793
2022-03-31 (YTD Data)		Rank
Total interest income	$2,634,000	2,328
Total interest expense	$139,000	2,726
Net interest income	$2,495,000	2,276
Provision for loan and lease losses	$60,000	1,235
Total noninterest income	$1,436,000	1,100
Gross Fiduciary activities income	$1,053,000	262
Service charges on deposit accounts	$54,000	2,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$329,000	2,081
Total noninterest expense	$3,241,000	1,637
Salaries and employee benefits	$2,146,000	1,488
Premises and equipment expense	$341,000	1,681
Additional noninterest expense	$754,000	1,971
Pre-tax net operating income	$630,000	2,662
Securities gains (losses)	$0	623
Applicable income taxes	$105,000	2,032
Income before extraordinary items	$525,000	2,704
Extraordinary gains, net	$0	4
Net income	$525,000	2,702
Minority interest net income	$0	50
Net income of bank and minority interests.	$525,000	2,704
Net charge-offs	$0	1,838
Cash dividends	$217,000	1,691
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$525,000	2,721
2021-12-31 (YTD Data)		Rank
Total interest income	$10,614,000	2,387
Total interest expense	$743,000	2,630
Net interest income	$9,871,000	2,348
Provision for loan and lease losses	$60,000	2,437
Total noninterest income	$5,937,000	1,174
Gross Fiduciary activities income	$4,170,000	255
Service charges on deposit accounts	$149,000	3,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,618,000	2,135
Total noninterest expense	$11,897,000	1,746
Salaries and employee benefits	$7,869,000	1,583
Premises and equipment expense	$986,000	2,050
Additional noninterest expense	$3,042,000	1,956
Pre-tax net operating income	$3,851,000	2,377
Securities gains (losses)	$9,000	1,734
Applicable income taxes	$0	3,710
Income before extraordinary items	$3,860,000	2,212
Extraordinary gains, net	$0	10
Net income	$3,860,000	2,213
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,860,000	2,213
Net charge-offs	$-54,000	4,151
Cash dividends	$1,574,000	1,759
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,851,000	2,187
2021-09-30 (YTD Data)		Rank
Total interest income	$7,959,000	2,431
Total interest expense	$575,000	2,668
Net interest income	$7,384,000	2,398
Provision for loan and lease losses	$40,000	2,477
Total noninterest income	$4,391,000	1,201
Gross Fiduciary activities income	$3,086,000	255
Service charges on deposit accounts	$98,000	3,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,207,000	2,181
Total noninterest expense	$8,776,000	1,768
Salaries and employee benefits	$5,809,000	1,606
Premises and equipment expense	$633,000	2,269
Additional noninterest expense	$2,334,000	1,922
Pre-tax net operating income	$2,959,000	2,450
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,959,000	2,275
Extraordinary gains, net	$0	8
Net income	$2,959,000	2,274
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,959,000	2,275
Net charge-offs	$-54,000	4,236
Cash dividends	$1,573,000	1,344
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,959,000	2,251
2021-06-30 (YTD Data)		Rank
Total interest income	$4,995,000	2,512
Total interest expense	$381,000	2,749
Net interest income	$4,614,000	2,467
Provision for loan and lease losses	$40,000	2,250
Total noninterest income	$2,997,000	1,182
Gross Fiduciary activities income	$2,024,000	257
Service charges on deposit accounts	$61,000	3,210
Trading account gains and fees	NA	NA
Additional Noninterest Income	$912,000	2,008
Total noninterest expense	$5,764,000	1,777
Salaries and employee benefits	$3,867,000	1,602
Premises and equipment expense	$443,000	2,205
Additional noninterest expense	$1,454,000	2,020
Pre-tax net operating income	$1,807,000	2,537
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,807,000	2,360
Extraordinary gains, net	$0	6
Net income	$1,807,000	2,359
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,807,000	2,360
Net charge-offs	$-51,000	4,364
Cash dividends	$1,356,000	1,137
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,807,000	2,329
2021-03-31 (YTD Data)		Rank
Total interest income	$2,432,000	2,552
Total interest expense	$189,000	2,831
Net interest income	$2,243,000	2,501
Provision for loan and lease losses	$40,000	1,881
Total noninterest income	$1,560,000	1,160
Gross Fiduciary activities income	$976,000	262
Service charges on deposit accounts	$30,000	3,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$554,000	1,814
Total noninterest expense	$2,825,000	1,797
Salaries and employee benefits	$1,925,000	1,600
Premises and equipment expense	$197,000	2,370
Additional noninterest expense	$703,000	2,029
Pre-tax net operating income	$938,000	2,455
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$938,000	2,304
Extraordinary gains, net	$0	3
Net income	$938,000	2,303
Minority interest net income	$0	55
Net income of bank and minority interests.	$938,000	2,304
Net charge-offs	$0	1,930
Cash dividends	$1,004,000	733
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$938,000	2,255
2020-12-31 (YTD Data)		Rank
Total interest income	$10,994,000	2,377
Total interest expense	$957,000	3,005
Net interest income	$10,037,000	2,252
Provision for loan and lease losses	$400,000	2,439
Total noninterest income	$5,148,000	1,244
Gross Fiduciary activities income	$3,564,000	263
Service charges on deposit accounts	$118,000	3,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,466,000	2,093
Total noninterest expense	$11,018,000	1,818
Salaries and employee benefits	$7,414,000	1,603
Premises and equipment expense	$830,000	2,290
Additional noninterest expense	$2,774,000	2,051
Pre-tax net operating income	$3,767,000	2,134
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$3,767,000	2,004
Extraordinary gains, net	$0	4
Net income	$3,767,000	2,003
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,767,000	2,004
Net charge-offs	$28,000	2,681
Cash dividends	$2,085,000	1,475
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,767,000	1,949
2020-09-30 (YTD Data)		Rank
Total interest income	$8,220,000	2,391
Total interest expense	$761,000	3,018
Net interest income	$7,459,000	2,266
Provision for loan and lease losses	$265,000	2,538
Total noninterest income	$3,434,000	1,308
Gross Fiduciary activities income	$2,613,000	262
Service charges on deposit accounts	$95,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$726,000	2,455
Total noninterest expense	$8,375,000	1,778
Salaries and employee benefits	$5,610,000	1,584
Premises and equipment expense	$677,000	2,157
Additional noninterest expense	$2,088,000	2,010
Pre-tax net operating income	$2,253,000	2,417
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,253,000	2,282
Extraordinary gains, net	$0	4
Net income	$2,253,000	2,281
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,253,000	2,282
Net charge-offs	$11,000	2,718
Cash dividends	$1,760,000	1,220
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,253,000	2,228
2020-06-30 (YTD Data)		Rank
Total interest income	$5,498,000	2,415
Total interest expense	$551,000	2,999
Net interest income	$4,947,000	2,295
Provision for loan and lease losses	$160,000	2,590
Total noninterest income	$2,209,000	1,278
Gross Fiduciary activities income	$1,695,000	265
Service charges on deposit accounts	$74,000	3,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$440,000	2,496
Total noninterest expense	$5,519,000	1,788
Salaries and employee benefits	$3,726,000	1,575
Premises and equipment expense	$430,000	2,229
Additional noninterest expense	$1,363,000	2,038
Pre-tax net operating income	$1,477,000	2,404
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,477,000	2,256
Extraordinary gains, net	$0	4
Net income	$1,477,000	2,255
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,477,000	2,256
Net charge-offs	$1,000	2,929
Cash dividends	$1,298,000	1,101
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,477,000	2,216
2020-03-31 (YTD Data)		Rank
Total interest income	$2,782,000	2,389
Total interest expense	$309,000	2,965
Net interest income	$2,473,000	2,242
Provision for loan and lease losses	$95,000	2,025
Total noninterest income	$1,139,000	1,187
Gross Fiduciary activities income	$858,000	264
Service charges on deposit accounts	$55,000	2,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	2,305
Total noninterest expense	$2,741,000	1,814
Salaries and employee benefits	$1,832,000	1,614
Premises and equipment expense	$228,000	2,164
Additional noninterest expense	$681,000	2,057
Pre-tax net operating income	$776,000	2,196
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$776,000	2,022
Extraordinary gains, net	$0	4
Net income	$776,000	2,021
Minority interest net income	$0	56
Net income of bank and minority interests.	$776,000	2,022
Net charge-offs	$3,000	2,231
Cash dividends	$891,000	897
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$776,000	1,992
2019-12-31 (YTD Data)		Rank
Total interest income	$10,941,000	2,430
Total interest expense	$1,107,000	3,161
Net interest income	$9,834,000	2,274
Provision for loan and lease losses	$125,000	2,741
Total noninterest income	$4,277,000	1,241
Gross Fiduciary activities income	$3,207,000	271
Service charges on deposit accounts	$239,000	2,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$831,000	2,465
Total noninterest expense	$10,399,000	1,862
Salaries and employee benefits	$6,960,000	1,637
Premises and equipment expense	$842,000	2,276
Additional noninterest expense	$2,597,000	2,163
Pre-tax net operating income	$3,587,000	2,201
Securities gains (losses)	$19,000	1,672
Applicable income taxes	$0	3,859
Income before extraordinary items	$3,606,000	2,032
Extraordinary gains, net	$0	11
Net income	$3,606,000	2,034
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,606,000	2,034
Net charge-offs	$41,000	2,768
Cash dividends	$2,194,000	1,495
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,587,000	2,012
2019-09-30 (YTD Data)		Rank
Total interest income	$8,088,000	2,481
Total interest expense	$811,000	3,220
Net interest income	$7,277,000	2,324
Provision for loan and lease losses	$110,000	2,513
Total noninterest income	$3,165,000	1,249
Gross Fiduciary activities income	$2,353,000	274
Service charges on deposit accounts	$181,000	2,961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$631,000	2,444
Total noninterest expense	$7,731,000	1,885
Salaries and employee benefits	$5,117,000	1,676
Premises and equipment expense	$683,000	2,179
Additional noninterest expense	$1,931,000	2,172
Pre-tax net operating income	$2,601,000	2,313
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,601,000	2,142
Extraordinary gains, net	$0	11
Net income	$2,601,000	2,142
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,601,000	2,143
Net charge-offs	$41,000	2,352
Cash dividends	$1,760,000	1,311
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,601,000	2,109
2019-06-30 (YTD Data)		Rank
Total interest income	$5,277,000	2,524
Total interest expense	$539,000	3,211
Net interest income	$4,738,000	2,373
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$2,076,000	1,242
Gross Fiduciary activities income	$1,538,000	276
Service charges on deposit accounts	$123,000	2,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	2,437
Total noninterest expense	$5,052,000	1,923
Salaries and employee benefits	$3,354,000	1,710
Premises and equipment expense	$470,000	2,145
Additional noninterest expense	$1,228,000	2,249
Pre-tax net operating income	$1,702,000	2,309
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,702,000	2,159
Extraordinary gains, net	$0	11
Net income	$1,702,000	2,158
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,702,000	2,159
Net charge-offs	$42,000	1,959
Cash dividends	$1,325,000	1,193
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,702,000	2,128
2019-03-31 (YTD Data)		Rank
Total interest income	$2,568,000	2,575
Total interest expense	$267,000	3,210
Net interest income	$2,301,000	2,438
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$1,059,000	1,196
Gross Fiduciary activities income	$747,000	279
Service charges on deposit accounts	$63,000	2,887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	2,150
Total noninterest expense	$2,475,000	1,958
Salaries and employee benefits	$1,659,000	1,729
Premises and equipment expense	$239,000	2,148
Additional noninterest expense	$577,000	2,343
Pre-tax net operating income	$855,000	2,269
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$855,000	2,098
Extraordinary gains, net	$0	5
Net income	$855,000	2,097
Minority interest net income	$0	52
Net income of bank and minority interests.	$855,000	2,097
Net charge-offs	$40,000	1,335
Cash dividends	$787,000	994
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$855,000	2,086
2018-12-31 (YTD Data)		Rank
Total interest income	$9,831,000	2,552
Total interest expense	$723,000	3,402
Net interest income	$9,108,000	2,428
Provision for loan and lease losses	$135,000	2,738
Total noninterest income	$4,180,000	1,234
Gross Fiduciary activities income	$2,951,000	281
Service charges on deposit accounts	$244,000	3,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$985,000	2,261
Total noninterest expense	$9,974,000	1,906
Salaries and employee benefits	$6,630,000	1,676
Premises and equipment expense	$942,000	2,135
Additional noninterest expense	$2,402,000	2,287
Pre-tax net operating income	$3,179,000	2,418
Securities gains (losses)	$-35,000	4,760
Applicable income taxes	$0	3,978
Income before extraordinary items	$3,144,000	2,253
Extraordinary gains, net	$0	6
Net income	$3,144,000	2,251
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,144,000	2,252
Net charge-offs	$-3,000	4,310
Cash dividends	$2,062,000	1,428
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,179,000	2,242
2018-09-30 (YTD Data)		Rank
Total interest income	$7,232,000	2,579
Total interest expense	$493,000	3,485
Net interest income	$6,739,000	2,459
Provision for loan and lease losses	$100,000	2,576
Total noninterest income	$3,143,000	1,229
Gross Fiduciary activities income	$2,215,000	282
Service charges on deposit accounts	$184,000	3,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$744,000	2,267
Total noninterest expense	$7,513,000	1,899
Salaries and employee benefits	$5,041,000	1,670
Premises and equipment expense	$727,000	2,100
Additional noninterest expense	$1,745,000	2,337
Pre-tax net operating income	$2,269,000	2,536
Securities gains (losses)	$-35,000	5,059
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,234,000	2,346
Extraordinary gains, net	$0	5
Net income	$2,234,000	2,345
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,234,000	2,345
Net charge-offs	$20,000	2,705
Cash dividends	$1,465,000	1,332
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,269,000	2,316
2018-06-30 (YTD Data)		Rank
Total interest income	$4,733,000	2,602
Total interest expense	$315,000	3,484
Net interest income	$4,418,000	2,489
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$2,081,000	1,241
Gross Fiduciary activities income	$1,449,000	288
Service charges on deposit accounts	$118,000	3,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$514,000	2,242
Total noninterest expense	$5,013,000	1,908
Salaries and employee benefits	$3,365,000	1,669
Premises and equipment expense	$494,000	2,095
Additional noninterest expense	$1,154,000	2,367
Pre-tax net operating income	$1,426,000	2,599
Securities gains (losses)	$-35,000	5,212
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,391,000	2,429
Extraordinary gains, net	$0	6
Net income	$1,391,000	2,428
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,391,000	2,428
Net charge-offs	$18,000	2,302
Cash dividends	$1,086,000	1,238
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,426,000	2,376
2018-03-31 (YTD Data)		Rank
Total interest income	$2,310,000	2,652
Total interest expense	$150,000	3,519
Net interest income	$2,160,000	2,524
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$1,018,000	1,262
Gross Fiduciary activities income	$711,000	292
Service charges on deposit accounts	$61,000	3,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	2,243
Total noninterest expense	$2,539,000	1,909
Salaries and employee benefits	$1,689,000	1,685
Premises and equipment expense	$260,000	2,056
Additional noninterest expense	$590,000	2,310
Pre-tax net operating income	$609,000	2,791
Securities gains (losses)	$-35,000	5,371
Applicable income taxes	$0	3,948
Income before extraordinary items	$574,000	2,682
Extraordinary gains, net	$0	7
Net income	$574,000	2,682
Minority interest net income	$0	52
Net income of bank and minority interests.	$574,000	2,682
Net charge-offs	$2,000	2,440
Cash dividends	$597,000	1,071
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$609,000	2,581
2017-12-31 (YTD Data)		Rank
Total interest income	$9,171,000	2,607
Total interest expense	$604,000	3,376
Net interest income	$8,567,000	2,510
Provision for loan and lease losses	$225,000	2,262
Total noninterest income	$3,904,000	1,311
Gross Fiduciary activities income	$2,792,000	286
Service charges on deposit accounts	$264,000	3,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$848,000	2,491
Total noninterest expense	$9,464,000	2,003
Salaries and employee benefits	$6,278,000	1,751
Premises and equipment expense	$942,000	2,200
Additional noninterest expense	$2,244,000	2,451
Pre-tax net operating income	$2,782,000	2,594
Securities gains (losses)	$53,000	868
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,835,000	2,151
Extraordinary gains, net	$70,000	7
Net income	$2,905,000	2,104
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,905,000	2,104
Net charge-offs	$55,000	2,906
Cash dividends	$1,600,000	1,643
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,782,000	2,157
2017-09-30 (YTD Data)		Rank
Total interest income	$6,844,000	2,631
Total interest expense	$447,000	3,400
Net interest income	$6,397,000	2,533
Provision for loan and lease losses	$185,000	2,092
Total noninterest income	$2,926,000	1,330
Gross Fiduciary activities income	$2,091,000	288
Service charges on deposit accounts	$201,000	3,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$634,000	2,514
Total noninterest expense	$7,051,000	2,017
Salaries and employee benefits	$4,700,000	1,759
Premises and equipment expense	$724,000	2,168
Additional noninterest expense	$1,627,000	2,516
Pre-tax net operating income	$2,087,000	2,661
Securities gains (losses)	$53,000	847
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,140,000	2,285
Extraordinary gains, net	$70,000	7
Net income	$2,210,000	2,223
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,210,000	2,223
Net charge-offs	$58,000	2,352
Cash dividends	$1,058,000	1,635
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,087,000	2,303
2017-06-30 (YTD Data)		Rank
Total interest income	$4,496,000	2,652
Total interest expense	$293,000	3,401
Net interest income	$4,203,000	2,549
Provision for loan and lease losses	$175,000	1,703
Total noninterest income	$1,951,000	1,326
Gross Fiduciary activities income	$1,393,000	287
Service charges on deposit accounts	$137,000	3,022
Trading account gains and fees	NA	NA
Additional Noninterest Income	$421,000	2,529
Total noninterest expense	$4,721,000	2,001
Salaries and employee benefits	$3,130,000	1,756
Premises and equipment expense	$483,000	2,177
Additional noninterest expense	$1,108,000	2,486
Pre-tax net operating income	$1,258,000	2,770
Securities gains (losses)	$53,000	640
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,311,000	2,384
Extraordinary gains, net	$70,000	9
Net income	$1,381,000	2,297
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,381,000	2,297
Net charge-offs	$59,000	1,873
Cash dividends	$705,000	1,634
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,258,000	2,420
2017-03-31 (YTD Data)		Rank
Total interest income	$2,207,000	2,678
Total interest expense	$136,000	3,520
Net interest income	$2,071,000	2,581
Provision for loan and lease losses	$120,000	1,315
Total noninterest income	$1,151,000	1,192
Gross Fiduciary activities income	$617,000	303
Service charges on deposit accounts	$67,000	3,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$467,000	1,592
Total noninterest expense	$2,578,000	1,874
Salaries and employee benefits	$1,729,000	1,630
Premises and equipment expense	$239,000	2,216
Additional noninterest expense	$610,000	2,287
Pre-tax net operating income	$524,000	3,007
Securities gains (losses)	$10,000	671
Applicable income taxes	$0	4,086
Income before extraordinary items	$534,000	2,647
Extraordinary gains, net	$0	8
Net income	$534,000	2,647
Minority interest net income	$0	55
Net income of bank and minority interests.	$534,000	2,647
Net charge-offs	$79,000	1,060
Cash dividends	$326,000	1,569
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$524,000	2,662
2016-12-31 (YTD Data)		Rank
Total interest income	$8,438,000	2,742
Total interest expense	$502,000	3,636
Net interest income	$7,936,000	2,642
Provision for loan and lease losses	$30,000	3,875
Total noninterest income	$4,215,000	1,292
Gross Fiduciary activities income	$2,154,000	320
Service charges on deposit accounts	$280,000	3,054
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,781,000	1,702
Total noninterest expense	$9,741,000	1,949
Salaries and employee benefits	$6,401,000	1,684
Premises and equipment expense	$951,000	2,229
Additional noninterest expense	$2,389,000	2,400
Pre-tax net operating income	$2,380,000	2,755
Securities gains (losses)	$-8,000	5,623
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,372,000	2,498
Extraordinary gains, net	$0	5
Net income	$2,372,000	2,497
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,372,000	2,498
Net charge-offs	$220,000	1,837
Cash dividends	$1,905,000	1,482
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,380,000	2,439
2016-09-30 (YTD Data)		Rank
Total interest income	$6,277,000	2,766
Total interest expense	$377,000	3,658
Net interest income	$5,900,000	2,659
Provision for loan and lease losses	$0	4,186
Total noninterest income	$3,106,000	1,303
Gross Fiduciary activities income	$1,560,000	325
Service charges on deposit accounts	$213,000	3,045
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,333,000	1,702
Total noninterest expense	$7,268,000	1,967
Salaries and employee benefits	$4,719,000	1,711
Premises and equipment expense	$713,000	2,229
Additional noninterest expense	$1,836,000	2,352
Pre-tax net operating income	$1,738,000	2,853
Securities gains (losses)	$38,000	1,960
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,776,000	2,529
Extraordinary gains, net	$0	5
Net income	$1,776,000	2,530
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,776,000	2,530
Net charge-offs	$215,000	1,398
Cash dividends	$1,905,000	1,088
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,738,000	2,512
2016-06-30 (YTD Data)		Rank
Total interest income	$4,155,000	2,794
Total interest expense	$248,000	3,695
Net interest income	$3,907,000	2,679
Provision for loan and lease losses	$0	4,017
Total noninterest income	$2,083,000	1,274
Gross Fiduciary activities income	$1,040,000	325
Service charges on deposit accounts	$139,000	3,080
Trading account gains and fees	$0	157
Additional Noninterest Income	$904,000	1,670
Total noninterest expense	$4,829,000	1,975
Salaries and employee benefits	$3,158,000	1,703
Premises and equipment expense	$481,000	2,220
Additional noninterest expense	$1,190,000	2,417
Pre-tax net operating income	$1,161,000	2,807
Securities gains (losses)	$38,000	1,613
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,199,000	2,488
Extraordinary gains, net	$0	16
Net income	$1,199,000	2,487
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,199,000	2,487
Net charge-offs	$215,000	1,076
Cash dividends	$1,091,000	1,233
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,161,000	2,474
2016-03-31 (YTD Data)		Rank
Total interest income	$2,081,000	2,791
Total interest expense	$123,000	3,729
Net interest income	$1,958,000	2,677
Provision for loan and lease losses	$0	3,656
Total noninterest income	$991,000	1,315
Gross Fiduciary activities income	$450,000	354
Service charges on deposit accounts	$74,000	2,958
Trading account gains and fees	$0	142
Additional Noninterest Income	$467,000	1,578
Total noninterest expense	$2,453,000	1,958
Salaries and employee benefits	$1,617,000	1,688
Premises and equipment expense	$246,000	2,186
Additional noninterest expense	$590,000	2,433
Pre-tax net operating income	$496,000	3,058
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$496,000	2,768
Extraordinary gains, net	$0	12
Net income	$496,000	2,767
Minority interest net income	$0	62
Net income of bank and minority interests.	$496,000	2,768
Net charge-offs	$9,000	2,377
Cash dividends	$711,000	942
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$496,000	2,713
2015-12-31 (YTD Data)		Rank
Total interest income	$8,191,000	2,787
Total interest expense	$511,000	3,686
Net interest income	$7,680,000	2,679
Provision for loan and lease losses	$30,000	3,863
Total noninterest income	$3,882,000	1,325
Gross Fiduciary activities income	$1,956,000	340
Service charges on deposit accounts	$273,000	3,204
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,653,000	1,739
Total noninterest expense	$9,364,000	2,016
Salaries and employee benefits	$6,058,000	1,736
Premises and equipment expense	$1,028,000	2,130
Additional noninterest expense	$2,278,000	2,520
Pre-tax net operating income	$2,168,000	2,865
Securities gains (losses)	$22,000	2,184
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,190,000	2,552
Extraordinary gains, net	$0	23
Net income	$2,190,000	2,554
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,190,000	2,554
Net charge-offs	$95,000	2,697
Cash dividends	$1,205,000	1,899
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,168,000	2,534
2015-09-30 (YTD Data)		Rank
Total interest income	$6,098,000	2,821
Total interest expense	$385,000	3,729
Net interest income	$5,713,000	2,716
Provision for loan and lease losses	$20,000	3,795
Total noninterest income	$2,830,000	1,370
Gross Fiduciary activities income	$1,410,000	349
Service charges on deposit accounts	$196,000	3,296
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,224,000	1,774
Total noninterest expense	$6,984,000	2,028
Salaries and employee benefits	$4,448,000	1,770
Premises and equipment expense	$761,000	2,186
Additional noninterest expense	$1,775,000	2,440
Pre-tax net operating income	$1,539,000	3,028
Securities gains (losses)	$22,000	1,962
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,561,000	2,694
Extraordinary gains, net	$0	21
Net income	$1,561,000	2,694
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,561,000	2,695
Net charge-offs	$112,000	2,054
Cash dividends	$662,000	2,043
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,539,000	2,665
2015-06-30 (YTD Data)		Rank
Total interest income	$4,020,000	2,848
Total interest expense	$252,000	3,787
Net interest income	$3,768,000	2,739
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,920,000	1,355
Gross Fiduciary activities income	$960,000	342
Service charges on deposit accounts	$122,000	3,401
Trading account gains and fees	$0	157
Additional Noninterest Income	$838,000	1,751
Total noninterest expense	$4,639,000	2,051
Salaries and employee benefits	$2,952,000	1,787
Premises and equipment expense	$522,000	2,152
Additional noninterest expense	$1,165,000	2,494
Pre-tax net operating income	$1,049,000	2,974
Securities gains (losses)	$-5,000	6,046
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,044,000	2,676
Extraordinary gains, net	$0	22
Net income	$1,044,000	2,677
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,044,000	2,678
Net charge-offs	$124,000	1,532
Cash dividends	$477,000	1,991
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,049,000	2,610
2015-03-31 (YTD Data)		Rank
Total interest income	$2,000,000	2,861
Total interest expense	$126,000	3,815
Net interest income	$1,874,000	2,746
Provision for loan and lease losses	$0	3,703
Total noninterest income	$911,000	1,374
Gross Fiduciary activities income	$432,000	367
Service charges on deposit accounts	$59,000	3,409
Trading account gains and fees	$0	152
Additional Noninterest Income	$420,000	1,704
Total noninterest expense	$2,301,000	2,057
Salaries and employee benefits	$1,460,000	1,809
Premises and equipment expense	$269,000	2,125
Additional noninterest expense	$572,000	2,519
Pre-tax net operating income	$484,000	3,071
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$0	4,400
Income before extraordinary items	$479,000	2,806
Extraordinary gains, net	$0	13
Net income	$479,000	2,809
Minority interest net income	$0	64
Net income of bank and minority interests.	$479,000	2,809
Net charge-offs	$17,000	2,218
Cash dividends	$184,000	1,925
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$484,000	2,707
2014-12-31 (YTD Data)		Rank
Total interest income	$8,178,000	2,845
Total interest expense	$560,000	3,777
Net interest income	$7,618,000	2,733
Provision for loan and lease losses	$80,000	3,409
Total noninterest income	$3,542,000	1,385
Gross Fiduciary activities income	$1,850,000	347
Service charges on deposit accounts	$262,000	3,448
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,430,000	1,827
Total noninterest expense	$8,974,000	2,104
Salaries and employee benefits	$5,594,000	1,844
Premises and equipment expense	$1,038,000	2,168
Additional noninterest expense	$2,342,000	2,545
Pre-tax net operating income	$2,106,000	2,897
Securities gains (losses)	$20,000	2,325
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,126,000	2,585
Extraordinary gains, net	$0	17
Net income	$2,126,000	2,585
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,126,000	2,585
Net charge-offs	$-2,000	5,434
Cash dividends	$1,406,000	1,641
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,106,000	2,563
2014-09-30 (YTD Data)		Rank
Total interest income	$6,097,000	2,889
Total interest expense	$426,000	3,803
Net interest income	$5,671,000	2,765
Provision for loan and lease losses	$80,000	3,050
Total noninterest income	$2,598,000	1,419
Gross Fiduciary activities income	$1,316,000	357
Service charges on deposit accounts	$199,000	3,475
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,083,000	1,838
Total noninterest expense	$6,740,000	2,094
Salaries and employee benefits	$4,167,000	1,859
Premises and equipment expense	$805,000	2,135
Additional noninterest expense	$1,768,000	2,536
Pre-tax net operating income	$1,449,000	3,101
Securities gains (losses)	$20,000	2,024
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,469,000	2,775
Extraordinary gains, net	$0	15
Net income	$1,469,000	2,775
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,469,000	2,775
Net charge-offs	$-5,000	5,460
Cash dividends	$863,000	1,666
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,449,000	2,755
2014-06-30 (YTD Data)		Rank
Total interest income	$4,034,000	2,908
Total interest expense	$289,000	3,817
Net interest income	$3,745,000	2,784
Provision for loan and lease losses	$50,000	2,981
Total noninterest income	$1,777,000	1,383
Gross Fiduciary activities income	$908,000	353
Service charges on deposit accounts	$131,000	3,482
Trading account gains and fees	$0	172
Additional Noninterest Income	$738,000	1,794
Total noninterest expense	$4,504,000	2,100
Salaries and employee benefits	$2,803,000	1,835
Premises and equipment expense	$540,000	2,128
Additional noninterest expense	$1,161,000	2,563
Pre-tax net operating income	$968,000	3,022
Securities gains (losses)	$12,000	1,855
Applicable income taxes	$0	4,568
Income before extraordinary items	$980,000	2,682
Extraordinary gains, net	$0	20
Net income	$980,000	2,686
Minority interest net income	$0	80
Net income of bank and minority interests.	$980,000	2,686
Net charge-offs	$2,000	4,144
Cash dividends	$684,000	1,519
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$968,000	2,665
2014-03-31 (YTD Data)		Rank
Total interest income	$1,987,000	2,944
Total interest expense	$147,000	3,833
Net interest income	$1,840,000	2,824
Provision for loan and lease losses	$40,000	2,444
Total noninterest income	$842,000	1,405
Gross Fiduciary activities income	$393,000	378
Service charges on deposit accounts	$62,000	3,563
Trading account gains and fees	$0	147
Additional Noninterest Income	$387,000	1,699
Total noninterest expense	$2,243,000	2,117
Salaries and employee benefits	$1,418,000	1,830
Premises and equipment expense	$274,000	2,147
Additional noninterest expense	$551,000	2,681
Pre-tax net operating income	$399,000	3,292
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$399,000	3,003
Extraordinary gains, net	$0	16
Net income	$399,000	3,006
Minority interest net income	$0	66
Net income of bank and minority interests.	$399,000	3,006
Net charge-offs	$-12,000	5,829
Cash dividends	$397,000	1,247
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$399,000	2,970
2013-12-31 (YTD Data)		Rank
Total interest income	$8,188,000	2,892
Total interest expense	$701,000	3,747
Net interest income	$7,487,000	2,774
Provision for loan and lease losses	$-136,000	6,417
Total noninterest income	$3,328,000	1,505
Gross Fiduciary activities income	$1,533,000	373
Service charges on deposit accounts	$258,000	3,649
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,537,000	1,813
Total noninterest expense	$8,657,000	2,181
Salaries and employee benefits	$5,445,000	1,876
Premises and equipment expense	$1,045,000	2,159
Additional noninterest expense	$2,167,000	2,805
Pre-tax net operating income	$2,294,000	2,607
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,294,000	2,339
Extraordinary gains, net	$0	29
Net income	$2,294,000	2,343
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,294,000	2,342
Net charge-offs	$75,000	4,021
Cash dividends	$1,304,000	1,605
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,294,000	2,296
2013-09-30 (YTD Data)		Rank
Total interest income	$6,141,000	2,916
Total interest expense	$549,000	3,732
Net interest income	$5,592,000	2,783
Provision for loan and lease losses	$-136,000	6,596
Total noninterest income	$2,480,000	1,534
Gross Fiduciary activities income	$1,095,000	379
Service charges on deposit accounts	$229,000	3,346
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,156,000	1,865
Total noninterest expense	$6,461,000	2,184
Salaries and employee benefits	$4,024,000	1,909
Premises and equipment expense	$798,000	2,156
Additional noninterest expense	$1,639,000	2,776
Pre-tax net operating income	$1,747,000	2,665
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,747,000	2,360
Extraordinary gains, net	$0	25
Net income	$1,747,000	2,365
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,747,000	2,365
Net charge-offs	$-107,000	6,611
Cash dividends	$761,000	1,709
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,747,000	2,293
2013-06-30 (YTD Data)		Rank
Total interest income	$4,119,000	2,896
Total interest expense	$383,000	3,688
Net interest income	$3,736,000	2,762
Provision for loan and lease losses	$-136,000	6,705
Total noninterest income	$1,665,000	1,537
Gross Fiduciary activities income	$728,000	382
Service charges on deposit accounts	$125,000	3,700
Trading account gains and fees	$0	157
Additional Noninterest Income	$812,000	1,839
Total noninterest expense	$4,300,000	2,187
Salaries and employee benefits	$2,673,000	1,927
Premises and equipment expense	$537,000	2,140
Additional noninterest expense	$1,090,000	2,763
Pre-tax net operating income	$1,237,000	2,545
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,237,000	2,252
Extraordinary gains, net	$0	22
Net income	$1,237,000	2,261
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,237,000	2,259
Net charge-offs	$-99,000	6,684
Cash dividends	$559,000	1,592
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,237,000	2,165
2013-03-31 (YTD Data)		Rank
Total interest income	$2,028,000	2,957
Total interest expense	$204,000	3,627
Net interest income	$1,824,000	2,830
Provision for loan and lease losses	$40,000	3,034
Total noninterest income	$787,000	1,588
Gross Fiduciary activities income	$334,000	395
Service charges on deposit accounts	$64,000	3,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$389,000	1,891
Total noninterest expense	$2,160,000	2,200
Salaries and employee benefits	$1,354,000	1,911
Premises and equipment expense	$290,000	2,024
Additional noninterest expense	$516,000	2,908
Pre-tax net operating income	$411,000	3,250
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$411,000	2,974
Extraordinary gains, net	$0	10
Net income	$411,000	2,974
Minority interest net income	$0	76
Net income of bank and minority interests.	$411,000	2,976
Net charge-offs	$29,000	2,821
Cash dividends	$299,000	1,362
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$411,000	2,893
2012-12-31 (YTD Data)		Rank
Total interest income	$8,505,000	2,953
Total interest expense	$1,100,000	3,385
Net interest income	$7,405,000	2,847
Provision for loan and lease losses	$300,000	3,343
Total noninterest income	$2,915,000	1,668
Gross Fiduciary activities income	$1,390,000	381
Service charges on deposit accounts	$320,000	3,366
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,205,000	2,137
Total noninterest expense	$8,439,000	2,239
Salaries and employee benefits	$5,280,000	1,906
Premises and equipment expense	$1,034,000	2,221
Additional noninterest expense	$2,125,000	2,948
Pre-tax net operating income	$1,581,000	3,246
Securities gains (losses)	$30,000	3,019
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,611,000	2,984
Extraordinary gains, net	$0	29
Net income	$1,611,000	2,985
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,611,000	2,986
Net charge-offs	$632,000	2,344
Cash dividends	$1,282,000	1,662
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,581,000	2,889
2012-09-30 (YTD Data)		Rank
Total interest income	$6,383,000	3,004
Total interest expense	$868,000	3,381
Net interest income	$5,515,000	2,904
Provision for loan and lease losses	$260,000	3,166
Total noninterest income	$2,104,000	1,721
Gross Fiduciary activities income	$996,000	384
Service charges on deposit accounts	$242,000	3,393
Trading account gains and fees	$0	157
Additional Noninterest Income	$866,000	2,186
Total noninterest expense	$6,322,000	2,262
Salaries and employee benefits	$3,955,000	1,902
Premises and equipment expense	$798,000	2,182
Additional noninterest expense	$1,569,000	2,997
Pre-tax net operating income	$1,037,000	3,565
Securities gains (losses)	$18,000	2,910
Applicable income taxes	$4,000	4,560
Income before extraordinary items	$1,051,000	3,335
Extraordinary gains, net	$0	20
Net income	$1,051,000	3,336
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,051,000	3,337
Net charge-offs	$547,000	2,072
Cash dividends	$723,000	1,645
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,033,000	3,216
2012-06-30 (YTD Data)		Rank
Total interest income	$4,269,000	3,028
Total interest expense	$608,000	3,372
Net interest income	$3,661,000	2,920
Provision for loan and lease losses	$235,000	2,788
Total noninterest income	$1,469,000	1,650
Gross Fiduciary activities income	$651,000	389
Service charges on deposit accounts	$157,000	3,422
Trading account gains and fees	$0	153
Additional Noninterest Income	$661,000	1,984
Total noninterest expense	$4,227,000	2,263
Salaries and employee benefits	$2,618,000	1,920
Premises and equipment expense	$542,000	2,131
Additional noninterest expense	$1,067,000	2,960
Pre-tax net operating income	$668,000	3,620
Securities gains (losses)	$18,000	2,529
Applicable income taxes	$3,000	4,521
Income before extraordinary items	$683,000	3,381
Extraordinary gains, net	$0	19
Net income	$683,000	3,381
Minority interest net income	$0	84
Net income of bank and minority interests.	$683,000	3,382
Net charge-offs	$510,000	1,744
Cash dividends	$564,000	1,487
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$665,000	3,249
2012-03-31 (YTD Data)		Rank
Total interest income	$2,152,000	3,028
Total interest expense	$322,000	3,352
Net interest income	$1,830,000	2,933
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$712,000	1,682
Gross Fiduciary activities income	$304,000	402
Service charges on deposit accounts	$78,000	3,429
Trading account gains and fees	$0	148
Additional Noninterest Income	$330,000	1,981
Total noninterest expense	$2,075,000	2,298
Salaries and employee benefits	$1,304,000	1,930
Premises and equipment expense	$267,000	2,158
Additional noninterest expense	$504,000	3,072
Pre-tax net operating income	$317,000	3,742
Securities gains (losses)	$-9,000	7,037
Applicable income taxes	$1,000	4,577
Income before extraordinary items	$307,000	3,602
Extraordinary gains, net	$0	19
Net income	$307,000	3,605
Minority interest net income	$0	78
Net income of bank and minority interests.	$307,000	3,605
Net charge-offs	$86,000	2,578
Cash dividends	$347,000	1,181
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$316,000	3,375
2011-12-31 (YTD Data)		Rank
Total interest income	$9,150,000	2,997
Total interest expense	$1,516,000	3,420
Net interest income	$7,634,000	2,855
Provision for loan and lease losses	$990,000	2,425
Total noninterest income	$2,728,000	1,607
Gross Fiduciary activities income	$1,281,000	346
Service charges on deposit accounts	$325,000	3,439
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,122,000	1,990
Total noninterest expense	$7,869,000	2,407
Salaries and employee benefits	$4,926,000	1,960
Premises and equipment expense	$1,045,000	2,324
Additional noninterest expense	$1,898,000	3,276
Pre-tax net operating income	$1,503,000	3,027
Securities gains (losses)	$-28,000	6,955
Applicable income taxes	$5,000	4,437
Income before extraordinary items	$1,470,000	2,806
Extraordinary gains, net	$0	29
Net income	$1,470,000	2,808
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,470,000	2,808
Net charge-offs	$865,000	2,534
Cash dividends	$1,281,000	1,374
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,498,000	2,684
2011-09-30 (YTD Data)		Rank
Total interest income	$6,960,000	2,991
Total interest expense	$1,169,000	3,471
Net interest income	$5,791,000	2,835
Provision for loan and lease losses	$720,000	2,405
Total noninterest income	$1,912,000	1,659
Gross Fiduciary activities income	$891,000	357
Service charges on deposit accounts	$242,000	3,467
Trading account gains and fees	$0	145
Additional Noninterest Income	$779,000	2,078
Total noninterest expense	$5,830,000	2,443
Salaries and employee benefits	$3,649,000	1,986
Premises and equipment expense	$770,000	2,383
Additional noninterest expense	$1,411,000	3,304
Pre-tax net operating income	$1,153,000	3,065
Securities gains (losses)	$-24,000	7,073
Applicable income taxes	$4,000	4,473
Income before extraordinary items	$1,125,000	2,830
Extraordinary gains, net	$0	21
Net income	$1,125,000	2,833
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,125,000	2,833
Net charge-offs	$481,000	2,708
Cash dividends	$738,000	1,443
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,149,000	2,697
2011-06-30 (YTD Data)		Rank
Total interest income	$4,634,000	3,003
Total interest expense	$798,000	3,525
Net interest income	$3,836,000	2,842
Provision for loan and lease losses	$460,000	2,409
Total noninterest income	$1,244,000	1,689
Gross Fiduciary activities income	$611,000	360
Service charges on deposit accounts	$156,000	3,512
Trading account gains and fees	$0	153
Additional Noninterest Income	$477,000	2,171
Total noninterest expense	$3,908,000	2,450
Salaries and employee benefits	$2,458,000	1,986
Premises and equipment expense	$541,000	2,286
Additional noninterest expense	$909,000	3,432
Pre-tax net operating income	$712,000	3,157
Securities gains (losses)	$-24,000	7,146
Applicable income taxes	$3,000	4,420
Income before extraordinary items	$685,000	2,954
Extraordinary gains, net	$0	15
Net income	$685,000	2,955
Minority interest net income	$0	89
Net income of bank and minority interests.	$685,000	2,956
Net charge-offs	$494,000	2,155
Cash dividends	$630,000	1,193
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$709,000	2,817
2011-03-31 (YTD Data)		Rank
Total interest income	$2,277,000	3,064
Total interest expense	$406,000	3,564
Net interest income	$1,871,000	2,887
Provision for loan and lease losses	$230,000	2,240
Total noninterest income	$596,000	1,757
Gross Fiduciary activities income	$284,000	376
Service charges on deposit accounts	$72,000	3,641
Trading account gains and fees	$0	158
Additional Noninterest Income	$240,000	2,208
Total noninterest expense	$1,938,000	2,485
Salaries and employee benefits	$1,225,000	2,000
Premises and equipment expense	$267,000	2,350
Additional noninterest expense	$446,000	3,473
Pre-tax net operating income	$299,000	3,535
Securities gains (losses)	$-8,000	7,147
Applicable income taxes	$1,000	4,403
Income before extraordinary items	$290,000	3,314
Extraordinary gains, net	$0	9
Net income	$290,000	3,311
Minority interest net income	$0	86
Net income of bank and minority interests.	$290,000	3,312
Net charge-offs	$427,000	1,467
Cash dividends	$412,000	870
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$298,000	3,194
2010-12-31 (YTD Data)		Rank
Total interest income	$9,625,000	3,052
Total interest expense	$2,076,000	3,461
Net interest income	$7,549,000	2,876
Provision for loan and lease losses	$970,000	3,110
Total noninterest income	$2,356,000	1,848
Gross Fiduciary activities income	$1,176,000	361
Service charges on deposit accounts	$349,000	3,341
Trading account gains and fees	$0	175
Additional Noninterest Income	$831,000	2,442
Total noninterest expense	$7,636,000	2,541
Salaries and employee benefits	$4,729,000	2,043
Premises and equipment expense	$1,025,000	2,432
Additional noninterest expense	$1,882,000	3,416
Pre-tax net operating income	$1,299,000	2,953
Securities gains (losses)	$76,000	2,385
Applicable income taxes	$5,000	4,343
Income before extraordinary items	$1,370,000	2,650
Extraordinary gains, net	$0	29
Net income	$1,370,000	2,646
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,370,000	2,651
Net charge-offs	$922,000	2,801
Cash dividends	$969,000	1,537
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,294,000	2,662
2010-09-30 (YTD Data)		Rank
Total interest income	$7,263,000	3,088
Total interest expense	$1,629,000	3,486
Net interest income	$5,634,000	2,927
Provision for loan and lease losses	$760,000	2,919
Total noninterest income	$1,629,000	1,972
Gross Fiduciary activities income	$831,000	378
Service charges on deposit accounts	$264,000	3,400
Trading account gains and fees	$0	165
Additional Noninterest Income	$534,000	2,658
Total noninterest expense	$5,646,000	2,570
Salaries and employee benefits	$3,444,000	2,104
Premises and equipment expense	$772,000	2,462
Additional noninterest expense	$1,430,000	3,360
Pre-tax net operating income	$857,000	3,354
Securities gains (losses)	$60,000	2,306
Applicable income taxes	$4,000	4,431
Income before extraordinary items	$913,000	3,052
Extraordinary gains, net	$0	23
Net income	$913,000	3,050
Minority interest net income	$0	110
Net income of bank and minority interests.	$913,000	3,053
Net charge-offs	$768,000	2,515
Cash dividends	$394,000	2,061
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$853,000	3,055
2010-06-30 (YTD Data)		Rank
Total interest income	$4,821,000	3,140
Total interest expense	$1,102,000	3,541
Net interest income	$3,719,000	2,959
Provision for loan and lease losses	$490,000	2,890
Total noninterest income	$1,137,000	1,856
Gross Fiduciary activities income	$542,000	380
Service charges on deposit accounts	$173,000	3,436
Trading account gains and fees	$0	152
Additional Noninterest Income	$422,000	2,342
Total noninterest expense	$3,838,000	2,522
Salaries and employee benefits	$2,316,000	2,099
Premises and equipment expense	$537,000	2,390
Additional noninterest expense	$985,000	3,243
Pre-tax net operating income	$528,000	3,534
Securities gains (losses)	$27,000	2,218
Applicable income taxes	$3,000	4,407
Income before extraordinary items	$552,000	3,226
Extraordinary gains, net	$0	19
Net income	$552,000	3,221
Minority interest net income	$0	105
Net income of bank and minority interests.	$552,000	3,224
Net charge-offs	$449,000	2,563
Cash dividends	$394,000	1,625
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$525,270	3,211
2010-03-31 (YTD Data)		Rank
Total interest income	$2,387,000	3,218
Total interest expense	$555,000	3,644
Net interest income	$1,832,000	3,017
Provision for loan and lease losses	$240,000	2,748
Total noninterest income	$567,000	1,847
Gross Fiduciary activities income	$256,000	399
Service charges on deposit accounts	$85,000	3,471
Trading account gains and fees	$0	175
Additional Noninterest Income	$226,000	2,216
Total noninterest expense	$1,957,000	2,494
Salaries and employee benefits	$1,187,000	2,076
Premises and equipment expense	$296,000	2,227
Additional noninterest expense	$474,000	3,331
Pre-tax net operating income	$202,000	4,034
Securities gains (losses)	$0	2,284
Applicable income taxes	$1,000	4,457
Income before extraordinary items	$201,000	3,878
Extraordinary gains, net	$0	16
Net income	$201,000	3,875
Minority interest net income	$0	91
Net income of bank and minority interests.	$201,000	3,877
Net charge-offs	$349,000	1,883
Cash dividends	$286,000	1,124
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$201,000	3,763
2009-12-31 (YTD Data)		Rank
Total interest income	$10,419,000	3,133
Total interest expense	$2,848,000	3,550
Net interest income	$7,571,000	2,860
Provision for loan and lease losses	$1,595,000	2,798
Total noninterest income	$2,507,000	1,825
Gross Fiduciary activities income	$1,152,000	354
Service charges on deposit accounts	$408,000	3,287
Trading account gains and fees	$0	211
Additional Noninterest Income	$947,000	2,217
Total noninterest expense	$7,474,000	2,634
Salaries and employee benefits	$4,703,000	2,089
Premises and equipment expense	$830,000	3,029
Additional noninterest expense	$1,941,000	3,389
Pre-tax net operating income	$1,009,000	2,974
Securities gains (losses)	$308,000	1,221
Applicable income taxes	$6,000	3,998
Income before extraordinary items	$1,311,000	2,337
Extraordinary gains, net	$0	34
Net income	$1,311,000	2,334
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,311,000	2,335
Net charge-offs	$1,443,000	2,417
Cash dividends	$1,646,000	1,095
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,003,000	2,722
2009-09-30 (YTD Data)		Rank
Total interest income	$7,827,000	3,177
Total interest expense	$2,249,000	3,542
Net interest income	$5,578,000	2,905
Provision for loan and lease losses	$950,000	2,859
Total noninterest income	$1,772,000	1,934
Gross Fiduciary activities income	$811,000	364
Service charges on deposit accounts	$308,000	3,295
Trading account gains and fees	$0	212
Additional Noninterest Income	$653,000	2,396
Total noninterest expense	$5,631,000	2,629
Salaries and employee benefits	$3,553,000	2,089
Premises and equipment expense	$631,000	3,019
Additional noninterest expense	$1,447,000	3,375
Pre-tax net operating income	$769,000	3,176
Securities gains (losses)	$347,000	893
Applicable income taxes	$6,000	4,171
Income before extraordinary items	$1,110,000	2,294
Extraordinary gains, net	$0	27
Net income	$1,110,000	2,292
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,110,000	2,295
Net charge-offs	$783,000	2,498
Cash dividends	$1,103,000	1,148
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$766,470	2,879
2009-06-30 (YTD Data)		Rank
Total interest income	$5,197,000	3,217
Total interest expense	$1,539,000	3,606
Net interest income	$3,658,000	2,934
Provision for loan and lease losses	$600,000	2,697
Total noninterest income	$1,146,000	1,977
Gross Fiduciary activities income	$516,000	382
Service charges on deposit accounts	$204,000	3,280
Trading account gains and fees	$0	193
Additional Noninterest Income	$426,000	2,452
Total noninterest expense	$3,778,000	2,646
Salaries and employee benefits	$2,357,000	2,141
Premises and equipment expense	$435,000	2,974
Additional noninterest expense	$986,000	3,323
Pre-tax net operating income	$426,000	3,580
Securities gains (losses)	$305,000	756
Applicable income taxes	$6,000	4,180
Income before extraordinary items	$725,000	2,405
Extraordinary gains, net	$0	21
Net income	$725,000	2,403
Minority interest net income	$0	112
Net income of bank and minority interests.	$725,000	2,405
Net charge-offs	$522,000	2,305
Cash dividends	$1,103,000	810
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$423,050	3,273
2009-03-31 (YTD Data)		Rank
Total interest income	$2,609,000	3,222
Total interest expense	$784,000	3,656
Net interest income	$1,825,000	2,943
Provision for loan and lease losses	$270,000	2,474
Total noninterest income	$591,000	1,902
Gross Fiduciary activities income	$214,000	427
Service charges on deposit accounts	$96,000	3,335
Trading account gains and fees	$0	171
Additional Noninterest Income	$281,000	2,038
Total noninterest expense	$1,844,000	2,615
Salaries and employee benefits	$1,220,000	2,093
Premises and equipment expense	$225,000	2,942
Additional noninterest expense	$399,000	3,582
Pre-tax net operating income	$302,000	3,328
Securities gains (losses)	$-10,000	7,826
Applicable income taxes	$6,000	4,227
Income before extraordinary items	$286,000	3,214
Extraordinary gains, net	$0	15
Net income	$286,000	3,214
Minority interest net income	$0	102
Net income of bank and minority interests.	$286,000	3,214
Net charge-offs	$453,000	1,432
Cash dividends	$994,000	469
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$295,800	3,013
2008-12-31 (YTD Data)		Rank
Total interest income	$10,913,000	3,310
Total interest expense	$3,788,000	3,654
Net interest income	$7,125,000	3,002
Provision for loan and lease losses	$925,000	2,830
Total noninterest income	$2,939,000	1,600
Gross Fiduciary activities income	$1,215,000	364
Service charges on deposit accounts	$455,000	3,206
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,269,000	1,814
Total noninterest expense	$7,240,000	2,604
Salaries and employee benefits	$4,198,000	2,397
Premises and equipment expense	$933,000	2,789
Additional noninterest expense	$2,109,000	2,729
Pre-tax net operating income	$1,899,000	2,556
Securities gains (losses)	$-4,000	6,940
Applicable income taxes	$192,000	2,857
Income before extraordinary items	$1,703,000	2,299
Extraordinary gains, net	$0	39
Net income	$1,703,000	2,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$392,000	3,146
Cash dividends	$880,000	2,517
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,706,600	2,428
2008-09-30 (YTD Data)		Rank
Total interest income	$8,249,000	3,341
Total interest expense	$2,947,000	3,666
Net interest income	$5,302,000	3,049
Provision for loan and lease losses	$550,000	2,590
Total noninterest income	$2,193,000	1,662
Gross Fiduciary activities income	$865,000	380
Service charges on deposit accounts	$351,000	3,178
Trading account gains and fees	$0	148
Additional Noninterest Income	$977,000	1,849
Total noninterest expense	$5,724,000	2,465
Salaries and employee benefits	$3,369,000	2,284
Premises and equipment expense	$690,000	2,842
Additional noninterest expense	$1,665,000	2,534
Pre-tax net operating income	$1,221,000	3,290
Securities gains (losses)	$23,000	1,927
Applicable income taxes	$192,000	2,957
Income before extraordinary items	$1,052,000	3,002
Extraordinary gains, net	$0	31
Net income	$1,052,000	2,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$298,000	2,568
Cash dividends	$120,000	4,287
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,032,450	3,184
2008-06-30 (YTD Data)		Rank
Total interest income	$5,463,000	3,405
Total interest expense	$2,095,000	3,629
Net interest income	$3,368,000	3,174
Provision for loan and lease losses	$430,000	2,069
Total noninterest income	$1,454,000	1,691
Gross Fiduciary activities income	$555,000	398
Service charges on deposit accounts	$224,000	3,251
Trading account gains and fees	$0	149
Additional Noninterest Income	$675,000	1,842
Total noninterest expense	$4,074,000	2,340
Salaries and employee benefits	$2,371,000	2,192
Premises and equipment expense	$481,000	2,724
Additional noninterest expense	$1,222,000	2,299
Pre-tax net operating income	$318,000	5,184
Securities gains (losses)	$22,000	1,974
Applicable income taxes	$192,000	2,738
Income before extraordinary items	$148,000	5,988
Extraordinary gains, net	$0	21
Net income	$148,000	5,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,140
Cash dividends	$120,000	3,942
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$133,920	6,029
2008-03-31 (YTD Data)		Rank
Total interest income	$2,728,000	3,490
Total interest expense	$1,135,000	3,588
Net interest income	$1,593,000	3,342
Provision for loan and lease losses	$110,000	2,589
Total noninterest income	$734,000	1,678
Gross Fiduciary activities income	$267,000	406
Service charges on deposit accounts	$109,000	3,281
Trading account gains and fees	$0	158
Additional Noninterest Income	$358,000	1,751
Total noninterest expense	$1,944,000	2,431
Salaries and employee benefits	$1,191,000	2,209
Premises and equipment expense	$250,000	2,667
Additional noninterest expense	$503,000	2,713
Pre-tax net operating income	$273,000	4,363
Securities gains (losses)	$23,000	1,519
Applicable income taxes	$192,000	2,027
Income before extraordinary items	$104,000	5,791
Extraordinary gains, net	$0	15
Net income	$104,000	5,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$89,280	5,900
2007-12-31 (YTD Data)		Rank
Total interest income	$11,364,000	3,432
Total interest expense	$4,666,000	3,627
Net interest income	$6,698,000	3,211
Provision for loan and lease losses	$110,000	4,771
Total noninterest income	$2,860,000	1,699
Gross Fiduciary activities income	$1,274,000	368
Service charges on deposit accounts	$446,000	3,307
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,140,000	2,039
Total noninterest expense	$7,020,000	2,590
Salaries and employee benefits	$4,233,000	2,377
Premises and equipment expense	$961,000	2,659
Additional noninterest expense	$1,826,000	2,890
Pre-tax net operating income	$2,428,000	2,892
Securities gains (losses)	$-46,000	7,995
Applicable income taxes	$679,000	2,338
Income before extraordinary items	$1,703,000	3,167
Extraordinary gains, net	$0	39
Net income	$1,703,000	3,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	2,111
Cash dividends	$3,384,000	1,086
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,735,660	3,112
2007-09-30 (YTD Data)		Rank
Total interest income	$8,494,000	3,451
Total interest expense	$3,479,000	3,656
Net interest income	$5,015,000	3,219
Provision for loan and lease losses	$-10,000	8,298
Total noninterest income	$1,893,000	1,866
Gross Fiduciary activities income	$767,000	411
Service charges on deposit accounts	$323,000	3,385
Trading account gains and fees	$0	184
Additional Noninterest Income	$803,000	2,119
Total noninterest expense	$5,311,000	2,548
Salaries and employee benefits	$3,176,000	2,373
Premises and equipment expense	$751,000	2,564
Additional noninterest expense	$1,384,000	2,801
Pre-tax net operating income	$1,607,000	3,313
Securities gains (losses)	$-46,000	8,156
Applicable income taxes	$422,000	2,737
Income before extraordinary items	$1,139,000	3,589
Extraordinary gains, net	$0	33
Net income	$1,139,000	3,588
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	1,852
Cash dividends	$345,000	3,459
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,172,580	3,506
2007-06-30 (YTD Data)		Rank
Total interest income	$5,614,000	3,489
Total interest expense	$2,300,000	3,685
Net interest income	$3,314,000	3,273
Provision for loan and lease losses	$-75,000	8,452
Total noninterest income	$1,231,000	1,922
Gross Fiduciary activities income	$502,000	423
Service charges on deposit accounts	$233,000	3,168
Trading account gains and fees	$0	168
Additional Noninterest Income	$496,000	2,252
Total noninterest expense	$3,598,000	2,539
Salaries and employee benefits	$2,126,000	2,402
Premises and equipment expense	$516,000	2,507
Additional noninterest expense	$956,000	2,733
Pre-tax net operating income	$1,022,000	3,485
Securities gains (losses)	$-46,000	8,290
Applicable income taxes	$258,000	2,923
Income before extraordinary items	$718,000	3,758
Extraordinary gains, net	$0	29
Net income	$718,000	3,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	1,401
Cash dividends	$120,000	4,164
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$752,040	3,639
2007-03-31 (YTD Data)		Rank
Total interest income	$2,795,000	3,472
Total interest expense	$1,140,000	3,668
Net interest income	$1,655,000	3,273
Provision for loan and lease losses	$85,000	2,287
Total noninterest income	$679,000	1,778
Gross Fiduciary activities income	$233,000	445
Service charges on deposit accounts	$128,000	2,938
Trading account gains and fees	$0	195
Additional Noninterest Income	$318,000	1,871
Total noninterest expense	$1,735,000	2,631
Salaries and employee benefits	$1,068,000	2,399
Premises and equipment expense	$241,000	2,674
Additional noninterest expense	$426,000	3,006
Pre-tax net operating income	$514,000	3,464
Securities gains (losses)	$-29,000	8,420
Applicable income taxes	$70,000	3,742
Income before extraordinary items	$415,000	3,405
Extraordinary gains, net	$0	22
Net income	$415,000	3,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,349
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$439,940	3,263
2006-12-31 (YTD Data)		Rank
Total interest income	$11,169,000	3,279
Total interest expense	$4,028,000	3,580
Net interest income	$7,141,000	3,050
Provision for loan and lease losses	$1,720,000	636
Total noninterest income	$2,646,000	1,799
Gross Fiduciary activities income	$1,012,000	401
Service charges on deposit accounts	$578,000	2,765
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,056,000	2,141
Total noninterest expense	$6,624,000	2,646
Salaries and employee benefits	$4,049,000	2,423
Premises and equipment expense	$931,000	2,637
Additional noninterest expense	$1,644,000	3,059
Pre-tax net operating income	$1,443,000	4,374
Securities gains (losses)	$-1,000	6,756
Applicable income taxes	$346,000	3,604
Income before extraordinary items	$1,096,000	4,501
Extraordinary gains, net	$0	51
Net income	$1,096,000	4,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,771,000	436
Cash dividends	$1,212,000	2,235
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,096,760	4,487
2006-09-30 (YTD Data)		Rank
Total interest income	$8,218,000	3,302
Total interest expense	$2,906,000	3,594
Net interest income	$5,312,000	3,102
Provision for loan and lease losses	$308,000	2,104
Total noninterest income	$1,829,000	1,922
Gross Fiduciary activities income	$622,000	454
Service charges on deposit accounts	$435,000	2,776
Trading account gains and fees	$0	126
Additional Noninterest Income	$772,000	2,186
Total noninterest expense	$4,964,000	2,640
Salaries and employee benefits	$3,096,000	2,379
Premises and equipment expense	$675,000	2,724
Additional noninterest expense	$1,193,000	3,155
Pre-tax net operating income	$1,869,000	3,259
Securities gains (losses)	$-1,000	7,100
Applicable income taxes	$578,000	2,653
Income before extraordinary items	$1,290,000	3,563
Extraordinary gains, net	$0	45
Net income	$1,290,000	3,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$341,000	1,057
Cash dividends	$120,000	4,621
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,290,690	3,548
2006-06-30 (YTD Data)		Rank
Total interest income	$5,344,000	3,330
Total interest expense	$1,860,000	3,587
Net interest income	$3,484,000	3,148
Provision for loan and lease losses	$198,000	2,138
Total noninterest income	$1,213,000	1,932
Gross Fiduciary activities income	$404,000	467
Service charges on deposit accounts	$289,000	2,738
Trading account gains and fees	$0	126
Additional Noninterest Income	$520,000	2,159
Total noninterest expense	$3,252,000	2,708
Salaries and employee benefits	$2,071,000	2,372
Premises and equipment expense	$461,000	2,658
Additional noninterest expense	$720,000	3,395
Pre-tax net operating income	$1,247,000	3,279
Securities gains (losses)	$-1,000	7,450
Applicable income taxes	$387,000	2,668
Income before extraordinary items	$859,000	3,565
Extraordinary gains, net	$0	39
Net income	$859,000	3,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	1,872
Cash dividends	$120,000	4,195
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$859,690	3,550
2006-03-31 (YTD Data)		Rank
Total interest income	$2,610,000	3,328
Total interest expense	$888,000	3,575
Net interest income	$1,722,000	3,170
Provision for loan and lease losses	$88,000	2,247
Total noninterest income	$620,000	1,881
Gross Fiduciary activities income	$194,000	484
Service charges on deposit accounts	$147,000	2,635
Trading account gains and fees	$0	115
Additional Noninterest Income	$279,000	2,038
Total noninterest expense	$1,617,000	2,705
Salaries and employee benefits	$1,039,000	2,363
Premises and equipment expense	$232,000	2,649
Additional noninterest expense	$346,000	3,476
Pre-tax net operating income	$637,000	3,183
Securities gains (losses)	$-1,000	7,892
Applicable income taxes	$201,000	2,601
Income before extraordinary items	$435,000	3,485
Extraordinary gains, net	$0	21
Net income	$435,000	3,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$435,680	3,461
2005-12-31 (YTD Data)		Rank
Total interest income	$9,754,000	3,206
Total interest expense	$2,868,000	3,468
Net interest income	$6,886,000	3,079
Provision for loan and lease losses	$255,000	3,113
Total noninterest income	$2,428,000	1,913
Gross Fiduciary activities income	$932,000	407
Service charges on deposit accounts	$578,000	2,746
Trading account gains and fees	$0	138
Additional Noninterest Income	$918,000	2,335
Total noninterest expense	$6,438,000	2,579
Salaries and employee benefits	$3,984,000	2,294
Premises and equipment expense	$921,000	2,541
Additional noninterest expense	$1,533,000	3,175
Pre-tax net operating income	$2,621,000	3,076
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$868,000	2,479
Income before extraordinary items	$1,752,000	3,433
Extraordinary gains, net	$0	46
Net income	$1,752,000	3,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	3,206
Cash dividends	$962,000	2,549
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,752,670	3,401
2005-09-30 (YTD Data)		Rank
Total interest income	$7,203,000	3,197
Total interest expense	$2,048,000	3,453
Net interest income	$5,155,000	3,070
Provision for loan and lease losses	$215,000	2,841
Total noninterest income	$1,691,000	2,021
Gross Fiduciary activities income	$586,000	447
Service charges on deposit accounts	$424,000	2,787
Trading account gains and fees	$0	126
Additional Noninterest Income	$681,000	2,360
Total noninterest expense	$4,853,000	2,542
Salaries and employee benefits	$3,023,000	2,256
Premises and equipment expense	$691,000	2,541
Additional noninterest expense	$1,139,000	3,158
Pre-tax net operating income	$1,778,000	3,324
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$581,000	2,687
Income before extraordinary items	$1,196,000	3,670
Extraordinary gains, net	$0	35
Net income	$1,196,000	3,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,238
Cash dividends	$120,000	4,554
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,196,670	3,640
2005-06-30 (YTD Data)		Rank
Total interest income	$4,662,000	3,215
Total interest expense	$1,298,000	3,430
Net interest income	$3,364,000	3,097
Provision for loan and lease losses	$140,000	2,787
Total noninterest income	$1,092,000	2,056
Gross Fiduciary activities income	$388,000	449
Service charges on deposit accounts	$271,000	2,825
Trading account gains and fees	$0	116
Additional Noninterest Income	$433,000	2,404
Total noninterest expense	$3,223,000	2,523
Salaries and employee benefits	$2,009,000	2,250
Premises and equipment expense	$473,000	2,455
Additional noninterest expense	$741,000	3,214
Pre-tax net operating income	$1,093,000	3,488
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$356,000	2,789
Income before extraordinary items	$736,000	3,839
Extraordinary gains, net	$0	30
Net income	$736,000	3,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,735
Cash dividends	$120,000	4,098
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$736,670	3,786
2005-03-31 (YTD Data)		Rank
Total interest income	$2,264,000	3,270
Total interest expense	$632,000	3,375
Net interest income	$1,632,000	3,162
Provision for loan and lease losses	$95,000	2,131
Total noninterest income	$570,000	1,944
Gross Fiduciary activities income	$191,000	461
Service charges on deposit accounts	$128,000	2,879
Trading account gains and fees	$0	115
Additional Noninterest Income	$251,000	2,148
Total noninterest expense	$1,621,000	2,528
Salaries and employee benefits	$994,000	2,295
Premises and equipment expense	$231,000	2,529
Additional noninterest expense	$396,000	3,041
Pre-tax net operating income	$486,000	3,761
Securities gains (losses)	$-1,000	8,158
Applicable income taxes	$154,000	3,057
Income before extraordinary items	$331,000	4,101
Extraordinary gains, net	$0	24
Net income	$331,000	4,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$331,680	4,062
2004-12-31 (YTD Data)		Rank
Total interest income	$8,771,000	3,164
Total interest expense	$2,210,000	3,361
Net interest income	$6,561,000	3,058
Provision for loan and lease losses	$330,000	2,726
Total noninterest income	$2,154,000	2,095
Gross Fiduciary activities income	$867,000	410
Service charges on deposit accounts	$550,000	2,919
Trading account gains and fees	$0	138
Additional Noninterest Income	$737,000	2,634
Total noninterest expense	$5,931,000	2,685
Salaries and employee benefits	$3,706,000	2,341
Premises and equipment expense	$863,000	2,611
Additional noninterest expense	$1,362,000	3,382
Pre-tax net operating income	$2,454,000	3,050
Securities gains (losses)	$79,000	1,404
Applicable income taxes	$881,000	2,370
Income before extraordinary items	$1,652,000	3,390
Extraordinary gains, net	$0	34
Net income	$1,652,000	3,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	2,418
Cash dividends	$962,000	2,419
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,600,650	3,404
2004-09-30 (YTD Data)		Rank
Total interest income	$6,465,000	3,189
Total interest expense	$1,635,000	3,353
Net interest income	$4,830,000	3,089
Provision for loan and lease losses	$180,000	3,152
Total noninterest income	$1,516,000	2,193
Gross Fiduciary activities income	$559,000	446
Service charges on deposit accounts	$409,000	2,956
Trading account gains and fees	$0	134
Additional Noninterest Income	$548,000	2,658
Total noninterest expense	$4,308,000	2,725
Salaries and employee benefits	$2,761,000	2,343
Premises and equipment expense	$630,000	2,661
Additional noninterest expense	$917,000	3,658
Pre-tax net operating income	$1,858,000	3,063
Securities gains (losses)	$76,000	1,360
Applicable income taxes	$682,000	2,369
Income before extraordinary items	$1,252,000	3,434
Extraordinary gains, net	$0	26
Net income	$1,252,000	3,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	2,652
Cash dividends	$120,000	4,483
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,202,600	3,461
2004-06-30 (YTD Data)		Rank
Total interest income	$4,279,000	3,204
Total interest expense	$1,075,000	3,380
Net interest income	$3,204,000	3,096
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$1,006,000	2,186
Gross Fiduciary activities income	$361,000	451
Service charges on deposit accounts	$272,000	2,938
Trading account gains and fees	$0	130
Additional Noninterest Income	$373,000	2,623
Total noninterest expense	$2,813,000	2,782
Salaries and employee benefits	$1,821,000	2,367
Premises and equipment expense	$432,000	2,595
Additional noninterest expense	$560,000	3,952
Pre-tax net operating income	$1,277,000	2,964
Securities gains (losses)	$61,000	1,333
Applicable income taxes	$475,000	2,285
Income before extraordinary items	$863,000	3,325
Extraordinary gains, net	$0	21
Net income	$863,000	3,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	2,207
Cash dividends	$120,000	4,020
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$823,960	3,364
2004-03-31 (YTD Data)		Rank
Total interest income	$2,161,000	3,176
Total interest expense	$535,000	3,435
Net interest income	$1,626,000	3,048
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$520,000	2,094
Gross Fiduciary activities income	$170,000	477
Service charges on deposit accounts	$129,000	2,993
Trading account gains and fees	$0	121
Additional Noninterest Income	$221,000	2,308
Total noninterest expense	$1,395,000	2,816
Salaries and employee benefits	$907,000	2,392
Premises and equipment expense	$210,000	2,683
Additional noninterest expense	$278,000	3,983
Pre-tax net operating income	$691,000	2,736
Securities gains (losses)	$51,000	1,182
Applicable income taxes	$281,000	2,018
Income before extraordinary items	$461,000	3,135
Extraordinary gains, net	$0	16
Net income	$461,000	3,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,134
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$428,360	3,208
2003-12-31 (YTD Data)		Rank
Total interest income	$8,728,000	3,188
Total interest expense	$2,522,000	3,312
Net interest income	$6,206,000	3,094
Provision for loan and lease losses	$278,000	3,347
Total noninterest income	$1,957,000	2,356
Gross Fiduciary activities income	$759,000	438
Service charges on deposit accounts	$446,000	3,402
Trading account gains and fees	$0	160
Additional Noninterest Income	$752,000	2,837
Total noninterest expense	$5,458,000	2,836
Salaries and employee benefits	$3,514,000	2,395
Premises and equipment expense	$727,000	2,988
Additional noninterest expense	$1,217,000	3,687
Pre-tax net operating income	$2,427,000	2,957
Securities gains (losses)	$33,000	2,848
Applicable income taxes	$907,000	2,311
Income before extraordinary items	$1,553,000	3,485
Extraordinary gains, net	$0	54
Net income	$1,553,000	3,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	3,256
Cash dividends	$962,000	2,396
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,531,880	3,340
2003-09-30 (YTD Data)		Rank
Total interest income	$6,558,000	3,233
Total interest expense	$1,951,000	3,347
Net interest income	$4,607,000	3,124
Provision for loan and lease losses	$154,000	3,870
Total noninterest income	$1,375,000	2,513
Gross Fiduciary activities income	$483,000	487
Service charges on deposit accounts	$328,000	3,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$564,000	2,922
Total noninterest expense	$4,089,000	2,842
Salaries and employee benefits	$2,653,000	2,391
Premises and equipment expense	$557,000	2,934
Additional noninterest expense	$879,000	3,773
Pre-tax net operating income	$1,739,000	3,159
Securities gains (losses)	$33,000	2,620
Applicable income taxes	$651,000	2,513
Income before extraordinary items	$1,121,000	3,687
Extraordinary gains, net	$0	40
Net income	$1,121,000	3,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,299
Cash dividends	$121,000	4,553
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,099,880	3,565
2003-06-30 (YTD Data)		Rank
Total interest income	$4,417,000	3,221
Total interest expense	$1,329,000	3,381
Net interest income	$3,088,000	3,107
Provision for loan and lease losses	$108,000	3,738
Total noninterest income	$926,000	2,477
Gross Fiduciary activities income	$311,000	503
Service charges on deposit accounts	$214,000	3,461
Trading account gains and fees	$0	150
Additional Noninterest Income	$401,000	2,799
Total noninterest expense	$2,755,000	2,808
Salaries and employee benefits	$1,780,000	2,369
Premises and equipment expense	$391,000	2,831
Additional noninterest expense	$584,000	3,777
Pre-tax net operating income	$1,151,000	3,186
Securities gains (losses)	$33,000	2,302
Applicable income taxes	$438,000	2,515
Income before extraordinary items	$746,000	3,687
Extraordinary gains, net	$0	30
Net income	$746,000	3,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	2,426
Cash dividends	$121,000	4,069
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$724,880	3,581
2003-03-31 (YTD Data)		Rank
Total interest income	$2,213,000	3,229
Total interest expense	$668,000	3,440
Net interest income	$1,545,000	3,098
Provision for loan and lease losses	$54,000	3,580
Total noninterest income	$505,000	2,267
Gross Fiduciary activities income	$152,000	517
Service charges on deposit accounts	$104,000	3,444
Trading account gains and fees	$0	134
Additional Noninterest Income	$249,000	2,362
Total noninterest expense	$1,402,000	2,748
Salaries and employee benefits	$901,000	2,332
Premises and equipment expense	$186,000	2,926
Additional noninterest expense	$315,000	3,511
Pre-tax net operating income	$594,000	3,111
Securities gains (losses)	$8,000	2,242
Applicable income taxes	$224,000	2,509
Income before extraordinary items	$378,000	3,615
Extraordinary gains, net	$0	21
Net income	$378,000	3,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	1,495
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$372,880	3,476
2002-12-31 (YTD Data)		Rank
Total interest income	$9,068,000	3,277
Total interest expense	$2,960,000	3,573
Net interest income	$6,108,000	3,098
Provision for loan and lease losses	$225,000	4,105
Total noninterest income	$1,875,000	2,244
Gross Fiduciary activities income	$743,000	459
Service charges on deposit accounts	$403,000	3,523
Trading account gains and fees	$0	153
Additional Noninterest Income	$729,000	2,652
Total noninterest expense	$5,408,000	2,724
Salaries and employee benefits	$3,361,000	2,381
Premises and equipment expense	$746,000	2,842
Additional noninterest expense	$1,301,000	3,372
Pre-tax net operating income	$2,350,000	3,027
Securities gains (losses)	$86,000	1,881
Applicable income taxes	$915,000	2,369
Income before extraordinary items	$1,521,000	3,460
Extraordinary gains, net	$0	70
Net income	$1,521,000	3,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	3,160
Cash dividends	$1,170,000	1,997
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,465,960	3,458
2001-12-31 (YTD Data)		Rank
Total interest income	$9,321,000	3,523
Total interest expense	$3,912,000	3,872
Net interest income	$5,409,000	3,221
Provision for loan and lease losses	$171,000	4,519
Total noninterest income	$1,813,000	2,176
Gross Fiduciary activities income	$732,000	485
Service charges on deposit accounts	$432,000	3,197
Trading account gains and fees	$0	177
Additional Noninterest Income	$649,000	2,697
Total noninterest expense	$4,875,000	2,887
Salaries and employee benefits	$3,105,000	2,422
Premises and equipment expense	$663,000	3,088
Additional noninterest expense	$1,107,000	3,743
Pre-tax net operating income	$2,176,000	2,985
Securities gains (losses)	$100,000	1,742
Applicable income taxes	$854,000	2,321
Income before extraordinary items	$1,422,000	3,356
Extraordinary gains, net	$0	105
Net income	$1,422,000	3,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	4,177
Cash dividends	$1,322,000	1,833
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,358,000	3,381
2000-12-31 (YTD Data)		Rank
Total interest income	$9,267,000	3,640
Total interest expense	$4,018,000	3,964
Net interest income	$5,249,000	3,328
Provision for loan and lease losses	$250,000	3,225
Total noninterest income	$1,831,000	2,008
Gross Fiduciary activities income	$751,000	484
Service charges on deposit accounts	$403,000	3,219
Trading account gains and fees	$0	180
Additional Noninterest Income	$677,000	2,424
Total noninterest expense	$4,638,000	2,914
Salaries and employee benefits	$2,941,000	2,437
Premises and equipment expense	$636,000	3,113
Additional noninterest expense	$1,061,000	3,814
Pre-tax net operating income	$2,192,000	3,093
Securities gains (losses)	$0	1,956
Applicable income taxes	$827,000	2,455
Income before extraordinary items	$1,365,000	3,503
Extraordinary gains, net	$0	38
Net income	$1,365,000	3,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	2,782
Cash dividends	$972,000	2,355
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,365,000	3,490
1999-12-31 (YTD Data)		Rank
Total interest income	$8,269,000	3,788
Total interest expense	$3,565,000	3,981
Net interest income	$4,704,000	3,644
Provision for loan and lease losses	$135,000	4,497
Total noninterest income	$1,998,000	1,857
Gross Fiduciary activities income	$928,000	479
Service charges on deposit accounts	$383,000	3,332
Trading account gains and fees	$0	173
Additional Noninterest Income	$687,000	2,411
Total noninterest expense	$4,663,000	2,899
Salaries and employee benefits	$2,802,000	2,504
Premises and equipment expense	$691,000	2,893
Additional noninterest expense	$1,170,000	3,514
Pre-tax net operating income	$1,904,000	3,462
Securities gains (losses)	$0	3,155
Applicable income taxes	$684,000	2,950
Income before extraordinary items	$1,220,000	3,828
Extraordinary gains, net	$0	35
Net income	$1,220,000	3,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,769
Cash dividends	$972,000	2,347
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,220,000	3,799
1998-12-31 (YTD Data)		Rank
Total interest income	$7,753,000	4,053
Total interest expense	$3,478,000	4,153
Net interest income	$4,275,000	3,907
Provision for loan and lease losses	$85,000	5,461
Total noninterest income	$2,117,000	1,746
Gross Fiduciary activities income	$1,114,000	429
Service charges on deposit accounts	$371,000	3,347
Trading account gains and fees	$0	224
Additional Noninterest Income	$632,000	2,561
Total noninterest expense	$4,472,000	2,905
Salaries and employee benefits	$2,586,000	2,620
Premises and equipment expense	$604,000	3,152
Additional noninterest expense	$1,282,000	3,177
Pre-tax net operating income	$1,835,000	3,578
Securities gains (losses)	$0	4,449
Applicable income taxes	$664,000	3,148
Income before extraordinary items	$1,171,000	4,009
Extraordinary gains, net	$0	32
Net income	$1,171,000	4,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,737
Cash dividends	$790,000	2,632
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,171,000	3,917
1997-12-31 (YTD Data)		Rank
Total interest income	$7,427,000	4,282
Total interest expense	$3,333,000	4,300
Net interest income	$4,094,000	4,162
Provision for loan and lease losses	$75,000	5,767
Total noninterest income	$2,018,000	1,750
Gross Fiduciary activities income	$1,040,000	459
Service charges on deposit accounts	$348,000	3,630
Trading account gains and fees	$0	239
Additional Noninterest Income	$630,000	2,392
Total noninterest expense	$4,031,000	3,151
Salaries and employee benefits	$2,323,000	2,853
Premises and equipment expense	$561,000	3,351
Additional noninterest expense	$1,147,000	3,479
Pre-tax net operating income	$2,006,000	3,523
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$682,000	3,301
Income before extraordinary items	$1,323,000	3,746
Extraordinary gains, net	$0	44
Net income	$1,323,000	3,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,539
Cash dividends	$980,000	2,242
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,323,660	3,672
1996-12-31 (YTD Data)		Rank
Total interest income	$6,903,000	4,638
Total interest expense	$3,106,000	4,632
Net interest income	$3,797,000	4,513
Provision for loan and lease losses	$114,000	4,823
Total noninterest income	$2,454,000	1,571
Gross Fiduciary activities income	$927,000	531
Service charges on deposit accounts	$348,000	3,774
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,179,000	1,620
Total noninterest expense	$3,775,000	3,519
Salaries and employee benefits	$2,180,000	3,065
Premises and equipment expense	$512,000	3,707
Additional noninterest expense	$1,083,000	4,118
Pre-tax net operating income	$2,362,000	2,950
Securities gains (losses)	$-3,000	9,684
Applicable income taxes	$798,000	2,852
Income before extraordinary items	$1,561,000	3,075
Extraordinary gains, net	$0	53
Net income	$1,561,000	3,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,831
Cash dividends	$1,023,000	2,092
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,562,980	3,035
1995-12-31 (YTD Data)		Rank
Total interest income	$6,532,000	4,838
Total interest expense	$3,108,000	4,606
Net interest income	$3,424,000	4,955
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$1,614,000	2,167
Gross Fiduciary activities income	$791,000	596
Service charges on deposit accounts	$312,000	4,160
Trading account gains and fees	$0	522
Additional Noninterest Income	$511,000	2,836
Total noninterest expense	$3,502,000	3,749
Salaries and employee benefits	$1,981,000	3,339
Premises and equipment expense	$493,000	3,802
Additional noninterest expense	$1,028,000	4,251
Pre-tax net operating income	$1,516,000	4,420
Securities gains (losses)	$13,000	2,193
Applicable income taxes	$465,000	4,427
Income before extraordinary items	$1,064,000	4,361
Extraordinary gains, net	$0	65
Net income	$1,064,000	4,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,680
Cash dividends	$911,000	2,198
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,054,900	4,385
1994-12-31 (YTD Data)		Rank
Total interest income	$5,850,000	4,984
Total interest expense	$2,324,000	4,942
Net interest income	$3,526,000	4,915
Provision for loan and lease losses	$30,000	7,083
Total noninterest income	$1,579,000	2,203
Gross Fiduciary activities income	$730,000	609
Service charges on deposit accounts	$287,000	4,529
Trading account gains and fees	$0	475
Additional Noninterest Income	$562,000	2,722
Total noninterest expense	$3,520,000	3,827
Salaries and employee benefits	$1,935,000	3,386
Premises and equipment expense	$475,000	3,966
Additional noninterest expense	$1,110,000	4,330
Pre-tax net operating income	$1,555,000	4,276
Securities gains (losses)	$-11,000	9,904
Applicable income taxes	$339,000	5,403
Income before extraordinary items	$1,205,000	3,845
Extraordinary gains, net	$-265,000	12,564
Net income	$940,000	4,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,921
Cash dividends	$486,000	3,299
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,213,580	3,844
1993-12-31 (YTD Data)		Rank
Total interest income	$5,985,000	4,966
Total interest expense	$2,244,000	5,281
Net interest income	$3,741,000	4,680
Provision for loan and lease losses	$55,000	7,245
Total noninterest income	$1,555,000	2,376
Gross Fiduciary activities income	$665,000	659
Service charges on deposit accounts	$309,000	4,311
Trading account gains and fees	$0	532
Additional Noninterest Income	$581,000	2,948
Total noninterest expense	$3,466,000	3,937
Salaries and employee benefits	$1,857,000	3,513
Premises and equipment expense	$464,000	4,134
Additional noninterest expense	$1,145,000	4,380
Pre-tax net operating income	$1,775,000	3,732
Securities gains (losses)	$-53,000	13,098
Applicable income taxes	$510,000	4,116
Income before extraordinary items	$1,212,000	3,981
Extraordinary gains, net	$0	3,149
Net income	$1,212,000	4,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	7,153
Cash dividends	$425,000	3,496
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,249,100	3,656
1992-12-31 (YTD Data)		Rank
Total interest income	$6,669,000	5,029
Total interest expense	$2,918,000	5,275
Net interest income	$3,751,000	4,729
Provision for loan and lease losses	$140,000	6,292
Total noninterest income	$1,542,000	2,343
Gross Fiduciary activities income	$622,000	696
Service charges on deposit accounts	$306,000	4,373
Trading account gains and fees	$0	504
Additional Noninterest Income	$614,000	2,788
Total noninterest expense	$3,454,000	3,973
Salaries and employee benefits	$1,843,000	3,470
Premises and equipment expense	$431,000	4,524
Additional noninterest expense	$1,180,000	4,403
Pre-tax net operating income	$1,699,000	3,624
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$501,000	3,994
Income before extraordinary items	$1,201,000	3,807
Extraordinary gains, net	$0	1,422
Net income	$1,201,000	3,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	6,412
Cash dividends	$365,000	3,544
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,198,870	3,533

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.