Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 3,739 |
| Total interest expense | $866,000 | 5,063 |
| Net interest income | $4,872,000 | 3,307 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $1,132,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $742,000 | 1,562 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $390,000 | 3,145 |
| Total noninterest expense | $3,953,000 | 3,455 |
| Salaries and employee benefits | $2,059,000 | 3,374 |
| Premises and equipment expense | $334,000 | 4,556 |
| Additional noninterest expense | $1,560,000 | 3,106 |
| Pre-tax net operating income | $1,871,000 | 2,004 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $693,000 | 1,347 |
| Income before extraordinary items | $1,178,000 | 2,588 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,178,000 | 2,586 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,178,000 | 2,590 |
| Net charge-offs | $200,000 | 4,228 |
| Cash dividends | $270,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,178,000 | 2,454 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 3,799 |
| Total interest expense | $595,000 | 5,089 |
| Net interest income | $3,208,000 | 3,352 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $756,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $487,000 | 1,595 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $269,000 | 3,015 |
| Total noninterest expense | $2,592,000 | 3,522 |
| Salaries and employee benefits | $1,337,000 | 3,455 |
| Premises and equipment expense | $222,000 | 4,593 |
| Additional noninterest expense | $1,033,000 | 3,108 |
| Pre-tax net operating income | $1,252,000 | 1,990 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $465,000 | 1,291 |
| Income before extraordinary items | $787,000 | 2,533 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $787,000 | 2,530 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $787,000 | 2,533 |
| Net charge-offs | $185,000 | 3,631 |
| Cash dividends | $270,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $787,000 | 2,436 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 3,876 |
| Total interest expense | $308,000 | 5,143 |
| Net interest income | $1,584,000 | 3,408 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $383,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $240,000 | 1,618 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $143,000 | 2,923 |
| Total noninterest expense | $1,243,000 | 3,665 |
| Salaries and employee benefits | $661,000 | 3,537 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $470,000 | 3,354 |
| Pre-tax net operating income | $664,000 | 1,920 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $245,000 | 1,228 |
| Income before extraordinary items | $419,000 | 2,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 2,472 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $419,000 | 2,475 |
| Net charge-offs | $45,000 | 3,811 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $419,000 | 2,378 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,721,000 | 3,914 |
| Total interest expense | $1,659,000 | 4,920 |
| Net interest income | $6,062,000 | 3,435 |
| Provision for loan and lease losses | $1,532,000 | 2,864 |
| Total noninterest income | $1,582,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,064,000 | 1,585 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $518,000 | 3,149 |
| Total noninterest expense | $5,102,000 | 3,632 |
| Salaries and employee benefits | $2,482,000 | 3,705 |
| Premises and equipment expense | $427,000 | 4,812 |
| Additional noninterest expense | $2,193,000 | 3,084 |
| Pre-tax net operating income | $1,010,000 | 2,971 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $375,000 | 1,828 |
| Income before extraordinary items | $635,000 | 3,520 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $635,000 | 3,520 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $635,000 | 3,519 |
| Net charge-offs | $1,185,000 | 2,663 |
| Cash dividends | $418,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $635,000 | 3,454 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 3,969 |
| Total interest expense | $1,309,000 | 4,949 |
| Net interest income | $4,486,000 | 3,477 |
| Provision for loan and lease losses | $570,000 | 3,596 |
| Total noninterest income | $1,117,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $796,000 | 1,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $321,000 | 3,511 |
| Total noninterest expense | $3,805,000 | 3,641 |
| Salaries and employee benefits | $1,850,000 | 3,761 |
| Premises and equipment expense | $330,000 | 4,778 |
| Additional noninterest expense | $1,625,000 | 3,085 |
| Pre-tax net operating income | $1,228,000 | 2,391 |
| Securities gains (losses) | $-2,000 | 7,117 |
| Applicable income taxes | $455,000 | 1,501 |
| Income before extraordinary items | $771,000 | 2,928 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $771,000 | 2,926 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $771,000 | 2,929 |
| Net charge-offs | $183,000 | 4,343 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $772,280 | 2,861 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 3,930 |
| Total interest expense | $908,000 | 4,971 |
| Net interest income | $3,052,000 | 3,412 |
| Provision for loan and lease losses | $280,000 | 3,840 |
| Total noninterest income | $756,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $515,000 | 1,606 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $241,000 | 3,360 |
| Total noninterest expense | $2,520,000 | 3,696 |
| Salaries and employee benefits | $1,216,000 | 3,855 |
| Premises and equipment expense | $226,000 | 4,734 |
| Additional noninterest expense | $1,078,000 | 3,095 |
| Pre-tax net operating income | $1,008,000 | 2,096 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $361,000 | 1,368 |
| Income before extraordinary items | $647,000 | 2,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $647,000 | 2,635 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $647,000 | 2,637 |
| Net charge-offs | $81,000 | 4,464 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $647,000 | 2,551 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,953 |
| Total interest expense | $473,000 | 4,975 |
| Net interest income | $1,520,000 | 3,408 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $377,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $240,000 | 1,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $137,000 | 3,115 |
| Total noninterest expense | $1,190,000 | 3,789 |
| Salaries and employee benefits | $587,000 | 3,980 |
| Premises and equipment expense | $113,000 | 4,786 |
| Additional noninterest expense | $490,000 | 3,061 |
| Pre-tax net operating income | $637,000 | 1,958 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $222,000 | 1,344 |
| Income before extraordinary items | $415,000 | 2,493 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $415,000 | 2,493 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $415,000 | 2,495 |
| Net charge-offs | $60,000 | 3,375 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $415,000 | 2,346 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,709,000 | 3,889 |
| Total interest expense | $2,350,000 | 4,898 |
| Net interest income | $6,359,000 | 3,324 |
| Provision for loan and lease losses | $235,000 | 5,010 |
| Total noninterest income | $1,583,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,092,000 | 1,629 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $491,000 | 3,202 |
| Total noninterest expense | $4,679,000 | 3,767 |
| Salaries and employee benefits | $2,347,000 | 3,959 |
| Premises and equipment expense | $513,000 | 4,383 |
| Additional noninterest expense | $1,819,000 | 3,119 |
| Pre-tax net operating income | $3,028,000 | 1,781 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,033,000 | 1,177 |
| Income before extraordinary items | $1,995,000 | 2,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,995,000 | 2,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 3,826 |
| Cash dividends | $1,004,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,995,000 | 2,122 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 3,887 |
| Total interest expense | $1,845,000 | 4,900 |
| Net interest income | $4,839,000 | 3,305 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $1,171,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $822,000 | 1,632 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $349,000 | 3,416 |
| Total noninterest expense | $3,501,000 | 3,755 |
| Salaries and employee benefits | $1,786,000 | 3,947 |
| Premises and equipment expense | $391,000 | 4,371 |
| Additional noninterest expense | $1,324,000 | 3,095 |
| Pre-tax net operating income | $2,374,000 | 2,017 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $808,000 | 1,363 |
| Income before extraordinary items | $1,566,000 | 2,246 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,566,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-267,000 | 8,351 |
| Cash dividends | $240,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,566,000 | 2,355 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 3,901 |
| Total interest expense | $1,281,000 | 4,928 |
| Net interest income | $3,248,000 | 3,281 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $776,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $537,000 | 1,647 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $239,000 | 3,433 |
| Total noninterest expense | $2,356,000 | 3,754 |
| Salaries and employee benefits | $1,189,000 | 3,985 |
| Premises and equipment expense | $272,000 | 4,275 |
| Additional noninterest expense | $895,000 | 3,026 |
| Pre-tax net operating income | $1,608,000 | 2,056 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $546,000 | 1,492 |
| Income before extraordinary items | $1,062,000 | 2,450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,062,000 | 2,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-243,000 | 8,415 |
| Cash dividends | $240,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,062,000 | 2,400 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 3,922 |
| Total interest expense | $680,000 | 4,958 |
| Net interest income | $1,638,000 | 3,257 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $381,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $261,000 | 1,662 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $1,146,000 | 3,836 |
| Salaries and employee benefits | $590,000 | 4,021 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $419,000 | 3,178 |
| Pre-tax net operating income | $843,000 | 2,056 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $288,000 | 1,518 |
| Income before extraordinary items | $555,000 | 2,468 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $555,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,399 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $555,000 | 2,395 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,526,000 | 3,892 |
| Total interest expense | $3,199,000 | 4,610 |
| Net interest income | $6,327,000 | 3,373 |
| Provision for loan and lease losses | $565,000 | 2,148 |
| Total noninterest income | $1,365,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $899,000 | 1,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $466,000 | 3,439 |
| Total noninterest expense | $4,549,000 | 3,725 |
| Salaries and employee benefits | $2,375,000 | 3,871 |
| Premises and equipment expense | $544,000 | 4,114 |
| Additional noninterest expense | $1,630,000 | 3,184 |
| Pre-tax net operating income | $2,578,000 | 2,758 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $889,000 | 2,007 |
| Income before extraordinary items | $1,689,000 | 3,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,689,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,731 |
| Cash dividends | $1,145,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,689,000 | 3,168 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 3,945 |
| Total interest expense | $2,415,000 | 4,587 |
| Net interest income | $4,635,000 | 3,434 |
| Provision for loan and lease losses | $99,000 | 4,145 |
| Total noninterest income | $1,005,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $659,000 | 1,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $346,000 | 3,481 |
| Total noninterest expense | $3,372,000 | 3,740 |
| Salaries and employee benefits | $1,670,000 | 4,034 |
| Premises and equipment expense | $426,000 | 3,977 |
| Additional noninterest expense | $1,276,000 | 3,024 |
| Pre-tax net operating income | $2,169,000 | 2,693 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $743,000 | 2,001 |
| Income before extraordinary items | $1,426,000 | 3,083 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,426,000 | 3,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,975 |
| Cash dividends | $210,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,426,000 | 3,064 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 3,978 |
| Total interest expense | $1,627,000 | 4,540 |
| Net interest income | $3,033,000 | 3,505 |
| Provision for loan and lease losses | $89,000 | 3,562 |
| Total noninterest income | $674,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $434,000 | 1,981 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $240,000 | 3,427 |
| Total noninterest expense | $2,299,000 | 3,696 |
| Salaries and employee benefits | $1,108,000 | 4,081 |
| Premises and equipment expense | $285,000 | 3,982 |
| Additional noninterest expense | $906,000 | 2,863 |
| Pre-tax net operating income | $1,319,000 | 2,923 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $455,000 | 2,197 |
| Income before extraordinary items | $864,000 | 3,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $864,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,116 |
| Cash dividends | $210,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $864,000 | 3,321 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 4,015 |
| Total interest expense | $819,000 | 4,505 |
| Net interest income | $1,479,000 | 3,573 |
| Provision for loan and lease losses | $59,000 | 2,928 |
| Total noninterest income | $355,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $215,000 | 1,942 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $140,000 | 3,143 |
| Total noninterest expense | $1,141,000 | 3,717 |
| Salaries and employee benefits | $544,000 | 4,176 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $453,000 | 2,838 |
| Pre-tax net operating income | $634,000 | 2,999 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $219,000 | 2,273 |
| Income before extraordinary items | $415,000 | 3,405 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $415,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $415,000 | 3,384 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,308,000 | 4,099 |
| Total interest expense | $2,787,000 | 4,510 |
| Net interest income | $5,521,000 | 3,745 |
| Provision for loan and lease losses | $261,000 | 3,023 |
| Total noninterest income | $1,401,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $994,000 | 1,758 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $407,000 | 3,702 |
| Total noninterest expense | $4,377,000 | 3,705 |
| Salaries and employee benefits | $2,218,000 | 3,955 |
| Premises and equipment expense | $605,000 | 3,742 |
| Additional noninterest expense | $1,554,000 | 3,203 |
| Pre-tax net operating income | $2,284,000 | 3,350 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $788,000 | 2,497 |
| Income before extraordinary items | $1,496,000 | 3,785 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,496,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,401 |
| Cash dividends | $543,000 | 3,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,496,000 | 3,763 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 4,152 |
| Total interest expense | $2,020,000 | 4,525 |
| Net interest income | $4,039,000 | 3,823 |
| Provision for loan and lease losses | $68,000 | 4,698 |
| Total noninterest income | $1,098,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $736,000 | 1,783 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $362,000 | 3,375 |
| Total noninterest expense | $3,297,000 | 3,695 |
| Salaries and employee benefits | $1,682,000 | 3,912 |
| Premises and equipment expense | $454,000 | 3,752 |
| Additional noninterest expense | $1,161,000 | 3,222 |
| Pre-tax net operating income | $1,772,000 | 3,382 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $617,000 | 2,546 |
| Income before extraordinary items | $1,155,000 | 3,826 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,155,000 | 3,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,587 |
| Cash dividends | $180,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,155,000 | 3,810 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 4,179 |
| Total interest expense | $1,315,000 | 4,453 |
| Net interest income | $2,621,000 | 3,916 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $734,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $485,000 | 1,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $249,000 | 3,332 |
| Total noninterest expense | $2,196,000 | 3,703 |
| Salaries and employee benefits | $1,112,000 | 3,963 |
| Premises and equipment expense | $301,000 | 3,763 |
| Additional noninterest expense | $783,000 | 3,195 |
| Pre-tax net operating income | $1,114,000 | 3,531 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $388,000 | 2,664 |
| Income before extraordinary items | $726,000 | 3,983 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $726,000 | 3,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $180,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $726,000 | 3,971 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 4,235 |
| Total interest expense | $629,000 | 4,449 |
| Net interest income | $1,268,000 | 4,005 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $368,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $228,000 | 1,835 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,094 |
| Total noninterest expense | $1,085,000 | 3,766 |
| Salaries and employee benefits | $550,000 | 3,999 |
| Premises and equipment expense | $149,000 | 3,811 |
| Additional noninterest expense | $386,000 | 3,221 |
| Pre-tax net operating income | $528,000 | 3,607 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $185,000 | 2,713 |
| Income before extraordinary items | $343,000 | 4,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 4,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $343,000 | 4,049 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 4,305 |
| Total interest expense | $2,022,000 | 4,399 |
| Net interest income | $4,618,000 | 4,184 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,307,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $909,000 | 1,887 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $398,000 | 3,787 |
| Total noninterest expense | $4,177,000 | 3,739 |
| Salaries and employee benefits | $2,075,000 | 4,018 |
| Premises and equipment expense | $589,000 | 3,715 |
| Additional noninterest expense | $1,513,000 | 3,209 |
| Pre-tax net operating income | $1,628,000 | 4,193 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $528,000 | 3,281 |
| Income before extraordinary items | $1,098,000 | 4,569 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,098,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,690 |
| Cash dividends | $395,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,099,360 | 4,526 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,329 |
| Total interest expense | $1,465,000 | 4,363 |
| Net interest income | $3,408,000 | 4,227 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $971,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $684,000 | 1,879 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $287,000 | 3,872 |
| Total noninterest expense | $3,108,000 | 3,738 |
| Salaries and employee benefits | $1,564,000 | 3,967 |
| Premises and equipment expense | $445,000 | 3,685 |
| Additional noninterest expense | $1,099,000 | 3,262 |
| Pre-tax net operating income | $1,181,000 | 4,336 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $391,000 | 3,368 |
| Income before extraordinary items | $788,000 | 4,797 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $788,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $789,340 | 4,763 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 4,282 |
| Total interest expense | $976,000 | 4,208 |
| Net interest income | $2,241,000 | 4,252 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $634,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $442,000 | 1,900 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $192,000 | 3,826 |
| Total noninterest expense | $2,058,000 | 3,728 |
| Salaries and employee benefits | $1,045,000 | 3,940 |
| Premises and equipment expense | $300,000 | 3,627 |
| Additional noninterest expense | $713,000 | 3,322 |
| Pre-tax net operating income | $757,000 | 4,416 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $249,000 | 3,416 |
| Income before extraordinary items | $506,000 | 4,859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $506,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $507,340 | 4,807 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,335 |
| Total interest expense | $487,000 | 4,089 |
| Net interest income | $1,082,000 | 4,375 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $318,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $210,000 | 1,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,584 |
| Total noninterest expense | $1,026,000 | 3,774 |
| Salaries and employee benefits | $520,000 | 3,977 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $358,000 | 3,309 |
| Pre-tax net operating income | $344,000 | 4,644 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $112,000 | 3,590 |
| Income before extraordinary items | $232,000 | 5,054 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $232,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $232,000 | 5,021 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 4,368 |
| Total interest expense | $1,692,000 | 4,157 |
| Net interest income | $4,107,000 | 4,395 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,146,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $848,000 | 2,031 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $298,000 | 4,284 |
| Total noninterest expense | $3,891,000 | 3,848 |
| Salaries and employee benefits | $2,094,000 | 3,846 |
| Premises and equipment expense | $561,000 | 3,739 |
| Additional noninterest expense | $1,236,000 | 3,652 |
| Pre-tax net operating income | $1,242,000 | 4,713 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $393,000 | 3,750 |
| Income before extraordinary items | $849,000 | 5,128 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $849,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $325,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $849,000 | 5,057 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 4,370 |
| Total interest expense | $1,237,000 | 4,187 |
| Net interest income | $3,076,000 | 4,386 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $845,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $698,000 | 1,894 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $147,000 | 5,169 |
| Total noninterest expense | $2,760,000 | 3,973 |
| Salaries and employee benefits | $1,456,000 | 4,053 |
| Premises and equipment expense | $424,000 | 3,717 |
| Additional noninterest expense | $880,000 | 3,796 |
| Pre-tax net operating income | $1,071,000 | 4,442 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $339,000 | 3,569 |
| Income before extraordinary items | $732,000 | 4,844 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $732,000 | 4,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $120,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $732,000 | 4,755 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 4,377 |
| Total interest expense | $851,000 | 4,097 |
| Net interest income | $2,016,000 | 4,452 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $549,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $442,000 | 1,951 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 5,031 |
| Total noninterest expense | $1,809,000 | 4,062 |
| Salaries and employee benefits | $941,000 | 4,165 |
| Premises and equipment expense | $281,000 | 3,738 |
| Additional noninterest expense | $587,000 | 3,813 |
| Pre-tax net operating income | $696,000 | 4,467 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $218,000 | 3,614 |
| Income before extraordinary items | $478,000 | 4,849 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $478,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,540 |
| Cash dividends | $120,000 | 4,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $478,000 | 4,767 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 4,387 |
| Total interest expense | $435,000 | 4,071 |
| Net interest income | $1,010,000 | 4,442 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $247,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $212,000 | 1,972 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $892,000 | 4,118 |
| Salaries and employee benefits | $464,000 | 4,249 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $287,000 | 3,877 |
| Pre-tax net operating income | $335,000 | 4,549 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $108,000 | 3,659 |
| Income before extraordinary items | $227,000 | 5,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $227,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,556 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $227,000 | 4,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 4,485 |
| Total interest expense | $2,075,000 | 3,919 |
| Net interest income | $3,561,000 | 4,740 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $1,079,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $953,000 | 1,816 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $126,000 | 6,134 |
| Total noninterest expense | $3,774,000 | 3,869 |
| Salaries and employee benefits | $1,856,000 | 4,164 |
| Premises and equipment expense | $536,000 | 3,854 |
| Additional noninterest expense | $1,382,000 | 3,320 |
| Pre-tax net operating income | $661,000 | 6,129 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $224,000 | 4,752 |
| Income before extraordinary items | $437,000 | 6,627 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $437,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,586 |
| Cash dividends | $252,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $437,000 | 6,463 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 4,523 |
| Total interest expense | $1,627,000 | 3,891 |
| Net interest income | $2,627,000 | 4,793 |
| Provision for loan and lease losses | $166,000 | 3,723 |
| Total noninterest income | $855,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $713,000 | 1,821 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,451 |
| Total noninterest expense | $2,878,000 | 3,823 |
| Salaries and employee benefits | $1,462,000 | 4,008 |
| Premises and equipment expense | $400,000 | 3,861 |
| Additional noninterest expense | $1,016,000 | 3,352 |
| Pre-tax net operating income | $438,000 | 6,555 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $113,000 | 5,441 |
| Income before extraordinary items | $325,000 | 6,800 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $325,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,255 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $325,000 | 6,629 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 4,518 |
| Total interest expense | $1,153,000 | 3,794 |
| Net interest income | $1,722,000 | 4,856 |
| Provision for loan and lease losses | $131,000 | 3,324 |
| Total noninterest income | $587,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $471,000 | 1,797 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $1,947,000 | 3,779 |
| Salaries and employee benefits | $996,000 | 3,927 |
| Premises and equipment expense | $264,000 | 3,865 |
| Additional noninterest expense | $687,000 | 3,279 |
| Pre-tax net operating income | $231,000 | 6,969 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $51,000 | 5,889 |
| Income before extraordinary items | $180,000 | 7,167 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $180,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,018 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $180,000 | 6,983 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 4,533 |
| Total interest expense | $602,000 | 3,743 |
| Net interest income | $839,000 | 4,922 |
| Provision for loan and lease losses | $85,000 | 2,667 |
| Total noninterest income | $282,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $1,013,000 | 3,622 |
| Salaries and employee benefits | $502,000 | 3,887 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $375,000 | 3,018 |
| Pre-tax net operating income | $23,000 | 8,412 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $22,000 | 8,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,724 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $22,000 | 8,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 4,574 |
| Total interest expense | $2,386,000 | 4,254 |
| Net interest income | $3,595,000 | 4,684 |
| Provision for loan and lease losses | $232,000 | 4,055 |
| Total noninterest income | $1,214,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $981,000 | 1,646 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $233,000 | 4,727 |
| Total noninterest expense | $4,101,000 | 3,502 |
| Salaries and employee benefits | $2,058,000 | 3,655 |
| Premises and equipment expense | $512,000 | 3,876 |
| Additional noninterest expense | $1,531,000 | 2,913 |
| Pre-tax net operating income | $476,000 | 6,859 |
| Securities gains (losses) | $180,000 | 1,243 |
| Applicable income taxes | $191,000 | 5,179 |
| Income before extraordinary items | $465,000 | 6,549 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $465,000 | 6,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,726 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $337,200 | 7,030 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 4,923 |
| Total interest expense | $2,676,000 | 5,151 |
| Net interest income | $3,387,000 | 4,667 |
| Provision for loan and lease losses | $370,000 | 2,780 |
| Total noninterest income | $997,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $639,000 | 2,315 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $358,000 | 3,761 |
| Total noninterest expense | $3,387,000 | 3,934 |
| Salaries and employee benefits | $1,785,000 | 3,943 |
| Premises and equipment expense | $363,000 | 4,913 |
| Additional noninterest expense | $1,239,000 | 3,405 |
| Pre-tax net operating income | $627,000 | 6,074 |
| Securities gains (losses) | $121,000 | 1,598 |
| Applicable income taxes | $253,000 | 4,589 |
| Income before extraordinary items | $495,000 | 6,110 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $495,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,442 |
| Cash dividends | $265,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $415,140 | 6,367 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,948,000 | 5,114 |
| Total interest expense | $2,572,000 | 5,453 |
| Net interest income | $3,376,000 | 4,736 |
| Provision for loan and lease losses | $-138,000 | 9,823 |
| Total noninterest income | $694,000 | 4,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,668 |
| Total noninterest expense | $3,203,000 | 4,007 |
| Salaries and employee benefits | $1,550,000 | 4,246 |
| Premises and equipment expense | $439,000 | 4,204 |
| Additional noninterest expense | $1,214,000 | 3,398 |
| Pre-tax net operating income | $1,005,000 | 5,246 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $339,000 | 4,325 |
| Income before extraordinary items | $665,000 | 5,552 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $665,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,312 |
| Cash dividends | $195,000 | 5,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $665,660 | 5,559 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 5,342 |
| Total interest expense | $2,326,000 | 5,453 |
| Net interest income | $3,010,000 | 5,147 |
| Provision for loan and lease losses | $-3,000 | 9,965 |
| Total noninterest income | $541,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,886 |
| Total noninterest expense | $2,506,000 | 4,880 |
| Salaries and employee benefits | $1,340,000 | 4,756 |
| Premises and equipment expense | $286,000 | 5,610 |
| Additional noninterest expense | $880,000 | 4,455 |
| Pre-tax net operating income | $1,048,000 | 5,165 |
| Securities gains (losses) | $20,000 | 1,398 |
| Applicable income taxes | $338,000 | 4,548 |
| Income before extraordinary items | $730,000 | 5,350 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $730,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,281 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $716,400 | 5,361 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 5,556 |
| Total interest expense | $2,542,000 | 5,301 |
| Net interest income | $2,624,000 | 5,661 |
| Provision for loan and lease losses | $303,000 | 2,552 |
| Total noninterest income | $476,000 | 5,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $2,393,000 | 4,913 |
| Salaries and employee benefits | $1,209,000 | 5,046 |
| Premises and equipment expense | $188,000 | 6,902 |
| Additional noninterest expense | $996,000 | 3,979 |
| Pre-tax net operating income | $404,000 | 7,855 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $114,000 | 7,332 |
| Income before extraordinary items | $320,000 | 7,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $320,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,297 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $297,800 | 7,833 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 5,537 |
| Total interest expense | $2,665,000 | 5,154 |
| Net interest income | $2,676,000 | 5,791 |
| Provision for loan and lease losses | $1,394,000 | 772 |
| Total noninterest income | $608,000 | 4,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,592 |
| Total noninterest expense | $2,202,000 | 5,288 |
| Salaries and employee benefits | $1,029,000 | 5,748 |
| Premises and equipment expense | $214,000 | 6,591 |
| Additional noninterest expense | $959,000 | 4,055 |
| Pre-tax net operating income | $-312,000 | 10,643 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $-196,000 | 10,789 |
| Income before extraordinary items | $-105,000 | 10,528 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-105,000 | 10,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,610,000 | 576 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-112,040 | 10,509 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 5,469 |
| Total interest expense | $2,717,000 | 5,195 |
| Net interest income | $2,844,000 | 5,670 |
| Provision for loan and lease losses | $964,000 | 1,057 |
| Total noninterest income | $618,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 2,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,678 |
| Total noninterest expense | $2,113,000 | 5,714 |
| Salaries and employee benefits | $1,137,000 | 5,453 |
| Premises and equipment expense | $223,000 | 6,642 |
| Additional noninterest expense | $753,000 | 5,439 |
| Pre-tax net operating income | $385,000 | 8,604 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $99,000 | 8,762 |
| Income before extraordinary items | $289,000 | 8,520 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $289,000 | 8,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,889 |
| Cash dividends | $330,000 | 4,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $286,780 | 8,470 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 5,521 |
| Total interest expense | $2,610,000 | 5,378 |
| Net interest income | $2,977,000 | 5,525 |
| Provision for loan and lease losses | $379,000 | 1,939 |
| Total noninterest income | $600,000 | 4,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,434 |
| Total noninterest expense | $2,140,000 | 5,701 |
| Salaries and employee benefits | $1,129,000 | 5,484 |
| Premises and equipment expense | $192,000 | 7,359 |
| Additional noninterest expense | $819,000 | 5,155 |
| Pre-tax net operating income | $1,058,000 | 5,753 |
| Securities gains (losses) | $-258,000 | 11,726 |
| Applicable income taxes | $214,000 | 7,188 |
| Income before extraordinary items | $586,000 | 6,691 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $586,000 | 6,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,866 |
| Cash dividends | $690,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $774,340 | 5,562 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 5,305 |
| Total interest expense | $1,940,000 | 5,740 |
| Net interest income | $3,487,000 | 4,956 |
| Provision for loan and lease losses | $303,000 | 2,226 |
| Total noninterest income | $385,000 | 6,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $1,970,000 | 6,281 |
| Salaries and employee benefits | $1,078,000 | 5,735 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $743,000 | 6,038 |
| Pre-tax net operating income | $1,599,000 | 4,173 |
| Securities gains (losses) | $74,000 | 928 |
| Applicable income taxes | $410,000 | 4,680 |
| Income before extraordinary items | $1,263,000 | 3,681 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,263,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,500 |
| Cash dividends | $720,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,207,500 | 3,865 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 5,259 |
| Total interest expense | $2,062,000 | 5,692 |
| Net interest income | $3,525,000 | 4,927 |
| Provision for loan and lease losses | $213,000 | 3,773 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $1,801,000 | 6,887 |
| Salaries and employee benefits | $884,000 | 6,809 |
| Premises and equipment expense | $100,000 | 10,444 |
| Additional noninterest expense | $817,000 | 5,827 |
| Pre-tax net operating income | $1,921,000 | 3,440 |
| Securities gains (losses) | $275,000 | 1,380 |
| Applicable income taxes | $331,000 | 5,722 |
| Income before extraordinary items | $1,865,000 | 2,692 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,865,000 | 2,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,816 |
| Cash dividends | $690,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,631,250 | 2,837 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 5,737 |
| Total interest expense | $2,546,000 | 5,902 |
| Net interest income | $3,137,000 | 5,508 |
| Provision for loan and lease losses | $604,000 | 2,608 |
| Total noninterest income | $350,000 | 7,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $1,775,000 | 7,031 |
| Salaries and employee benefits | $829,000 | 7,068 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $868,000 | 5,685 |
| Pre-tax net operating income | $1,108,000 | 5,230 |
| Securities gains (losses) | $127,000 | 2,628 |
| Applicable income taxes | $55,000 | 11,116 |
| Income before extraordinary items | $1,180,000 | 3,869 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,180,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 2,070 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,058,080 | 3,970 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.