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First State Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$9,276,0003,514
Total interest expense$5,035,0002,978
Net interest income$4,241,0004,095
Provision for loan and lease losses$09,041
Total noninterest income$647,0004,339
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$570,0002,385
Trading account gains and fees$0262
Additional Noninterest Income$77,0007,844
Total noninterest expense$2,349,0005,266
Salaries and employee benefits$1,217,0005,134
Premises and equipment expense$217,0006,740
Additional noninterest expense$915,0004,698
Pre-tax net operating income$2,539,0002,744
Securities gains (losses)$-362,00011,355
Applicable income taxes$757,0002,997
Income before extraordinary items$1,420,0003,362
Extraordinary gains, net$053
Net income$1,420,0003,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,00011,145
Cash dividends$20,0008,044
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,655,3002,879
1995-12-31 (YTD Data)Rank
Total interest income$7,652,0004,181
Total interest expense$4,379,0003,395
Net interest income$3,273,0005,139
Provision for loan and lease losses$08,958
Total noninterest income$606,0004,537
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$510,0002,664
Trading account gains and fees$0522
Additional Noninterest Income$96,0007,354
Total noninterest expense$1,991,0006,000
Salaries and employee benefits$1,074,0005,708
Premises and equipment expense$252,0006,309
Additional noninterest expense$665,0006,091
Pre-tax net operating income$1,888,0003,680
Securities gains (losses)$10,0002,384
Applicable income taxes$658,0003,405
Income before extraordinary items$1,240,0003,848
Extraordinary gains, net$065
Net income$1,240,0003,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,00011,301
Cash dividends$20,0008,373
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,233,5003,839
1994-12-31 (YTD Data)Rank
Total interest income$7,327,0004,052
Total interest expense$3,723,0003,277
Net interest income$3,604,0004,818
Provision for loan and lease losses$09,146
Total noninterest income$709,0004,080
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$479,0002,889
Trading account gains and fees$0475
Additional Noninterest Income$230,0004,815
Total noninterest expense$2,080,0006,008
Salaries and employee benefits$1,019,0006,002
Premises and equipment expense$244,0006,618
Additional noninterest expense$817,0005,603
Pre-tax net operating income$2,233,0003,130
Securities gains (losses)$-3,473,00012,528
Applicable income taxes$-640,00012,499
Income before extraordinary items$-600,00012,375
Extraordinary gains, net$0249
Net income$-600,00012,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-92,00012,191
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,622,7202,989
1993-12-31 (YTD Data)Rank
Total interest income$7,273,0004,165
Total interest expense$3,587,0003,500
Net interest income$3,686,0004,740
Provision for loan and lease losses$010,371
Total noninterest income$727,0004,314
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$487,0002,869
Trading account gains and feesNANA
Additional Noninterest Income$240,0005,118
Total noninterest expense$1,984,0006,380
Salaries and employee benefits$977,0006,261
Premises and equipment expense$246,0006,763
Additional noninterest expense$761,0006,170
Pre-tax net operating income$2,429,0002,780
Securities gains (losses)$1,914,000333
Applicable income taxes$1,343,0001,735
Income before extraordinary items$3,000,0001,685
Extraordinary gains, net$03,149
Net income$3,000,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00011,891
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,679,3402,768
1992-12-31 (YTD Data)Rank
Total interest income$7,578,0004,503
Total interest expense$3,939,0004,133
Net interest income$3,639,0004,839
Provision for loan and lease losses$62,0008,472
Total noninterest income$1,340,0002,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$449,0003,124
Trading account gains and feesNANA
Additional Noninterest Income$891,0002,161
Total noninterest expense$1,840,0006,823
Salaries and employee benefits$948,0006,342
Premises and equipment expense$230,0007,171
Additional noninterest expense$662,0007,017
Pre-tax net operating income$3,077,0002,020
Securities gains (losses)$684,000859
Applicable income taxes$1,321,0001,609
Income before extraordinary items$2,440,0001,863
Extraordinary gains, net$01,422
Net income$2,440,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,00013,620
Cash dividends$20,0008,461
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,995,4002,129

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.