Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 6,559 |
| Total interest expense | $50,000 | 6,671 |
| Net interest income | $716,000 | 6,515 |
| Provision for loan and lease losses | $-60,000 | 6,522 |
| Total noninterest income | $171,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $86,000 | 5,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $85,000 | 5,335 |
| Total noninterest expense | $872,000 | 6,241 |
| Salaries and employee benefits | $446,000 | 6,293 |
| Premises and equipment expense | $121,000 | 5,883 |
| Additional noninterest expense | $305,000 | 6,121 |
| Pre-tax net operating income | $75,000 | 6,071 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-108,000 | 6,691 |
| Income before extraordinary items | $183,000 | 5,698 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $183,000 | 5,699 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $183,000 | 5,699 |
| Net charge-offs | $142,000 | 2,927 |
| Cash dividends | $200,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $183,000 | 5,634 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $528,000 | 6,587 |
| Total interest expense | $34,000 | 6,722 |
| Net interest income | $494,000 | 6,538 |
| Provision for loan and lease losses | $-60,000 | 6,648 |
| Total noninterest income | $116,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $60,000 | 5,326 |
| Total noninterest expense | $596,000 | 6,255 |
| Salaries and employee benefits | $312,000 | 6,284 |
| Premises and equipment expense | $77,000 | 5,965 |
| Additional noninterest expense | $207,000 | 6,136 |
| Pre-tax net operating income | $74,000 | 5,959 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $74,000 | 6,001 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $74,000 | 6,002 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $74,000 | 6,003 |
| Net charge-offs | $141,000 | 2,432 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $74,000 | 5,917 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $278,000 | 6,626 |
| Total interest expense | $18,000 | 6,781 |
| Net interest income | $260,000 | 6,568 |
| Provision for loan and lease losses | $-60,000 | 6,818 |
| Total noninterest income | $56,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,418 |
| Total noninterest expense | $311,000 | 6,277 |
| Salaries and employee benefits | $168,000 | 6,242 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $106,000 | 6,182 |
| Pre-tax net operating income | $65,000 | 5,673 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $65,000 | 5,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $65,000 | 5,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $65,000 | 5,659 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $65,000 | 5,560 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 6,670 |
| Total interest expense | $88,000 | 6,860 |
| Net interest income | $1,114,000 | 6,600 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $249,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $137,000 | 4,923 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $112,000 | 5,235 |
| Total noninterest expense | $1,320,000 | 6,285 |
| Salaries and employee benefits | $739,000 | 6,208 |
| Premises and equipment expense | $156,000 | 6,070 |
| Additional noninterest expense | $425,000 | 6,274 |
| Pre-tax net operating income | $-77,000 | 6,263 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-47,000 | 6,639 |
| Income before extraordinary items | $-30,000 | 6,352 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-30,000 | 6,346 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-30,000 | 6,348 |
| Net charge-offs | $-7,000 | 6,565 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-30,000 | 6,221 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $929,000 | 6,744 |
| Total interest expense | $69,000 | 6,960 |
| Net interest income | $860,000 | 6,672 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $191,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $101,000 | 5,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $90,000 | 5,240 |
| Total noninterest expense | $1,000,000 | 6,331 |
| Salaries and employee benefits | $566,000 | 6,227 |
| Premises and equipment expense | $117,000 | 6,135 |
| Additional noninterest expense | $317,000 | 6,340 |
| Pre-tax net operating income | $-69,000 | 6,383 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-47,000 | 6,843 |
| Income before extraordinary items | $-22,000 | 6,446 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-22,000 | 6,444 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-22,000 | 6,444 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-22,000 | 6,325 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $643,000 | 6,782 |
| Total interest expense | $48,000 | 7,022 |
| Net interest income | $595,000 | 6,691 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $134,000 | 5,460 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $652,000 | 6,405 |
| Salaries and employee benefits | $366,000 | 6,316 |
| Premises and equipment expense | $77,000 | 6,188 |
| Additional noninterest expense | $209,000 | 6,401 |
| Pre-tax net operating income | $-43,000 | 6,433 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-43,000 | 6,562 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-43,000 | 6,561 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-43,000 | 6,561 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-43,000 | 6,450 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 6,805 |
| Total interest expense | $26,000 | 7,073 |
| Net interest income | $308,000 | 6,703 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $58,000 | 5,680 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,595 |
| Total noninterest expense | $333,000 | 6,435 |
| Salaries and employee benefits | $182,000 | 6,360 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $110,000 | 6,377 |
| Pre-tax net operating income | $33,000 | 6,101 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $33,000 | 6,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $33,000 | 6,178 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $33,000 | 6,179 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $33,000 | 6,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 6,874 |
| Total interest expense | $133,000 | 7,118 |
| Net interest income | $1,211,000 | 6,770 |
| Provision for loan and lease losses | $9,000 | 6,376 |
| Total noninterest income | $242,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $148,000 | 4,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $94,000 | 5,373 |
| Total noninterest expense | $1,329,000 | 6,493 |
| Salaries and employee benefits | $737,000 | 6,413 |
| Premises and equipment expense | $168,000 | 6,273 |
| Additional noninterest expense | $424,000 | 6,482 |
| Pre-tax net operating income | $115,000 | 5,721 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-28,000 | 6,678 |
| Income before extraordinary items | $143,000 | 5,730 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $143,000 | 5,733 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $143,000 | 5,733 |
| Net charge-offs | $-19,000 | 7,087 |
| Cash dividends | $90,000 | 3,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $143,000 | 5,600 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 6,917 |
| Total interest expense | $104,000 | 7,187 |
| Net interest income | $930,000 | 6,805 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $184,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $113,000 | 4,911 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $71,000 | 5,464 |
| Total noninterest expense | $985,000 | 6,538 |
| Salaries and employee benefits | $549,000 | 6,432 |
| Premises and equipment expense | $125,000 | 6,315 |
| Additional noninterest expense | $311,000 | 6,555 |
| Pre-tax net operating income | $120,000 | 5,733 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-28,000 | 6,864 |
| Income before extraordinary items | $148,000 | 5,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 5,721 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $148,000 | 5,722 |
| Net charge-offs | $-22,000 | 7,130 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $148,000 | 5,583 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $704,000 | 6,960 |
| Total interest expense | $74,000 | 7,241 |
| Net interest income | $630,000 | 6,840 |
| Provision for loan and lease losses | $9,000 | 6,021 |
| Total noninterest income | $126,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,521 |
| Total noninterest expense | $659,000 | 6,597 |
| Salaries and employee benefits | $369,000 | 6,475 |
| Premises and equipment expense | $82,000 | 6,391 |
| Additional noninterest expense | $208,000 | 6,620 |
| Pre-tax net operating income | $88,000 | 5,745 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $88,000 | 5,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 5,768 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $88,000 | 5,769 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $50,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $88,000 | 5,688 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 7,007 |
| Total interest expense | $39,000 | 7,289 |
| Net interest income | $315,000 | 6,869 |
| Provision for loan and lease losses | $4,000 | 5,671 |
| Total noninterest income | $55,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $336,000 | 6,630 |
| Salaries and employee benefits | $185,000 | 6,512 |
| Premises and equipment expense | $41,000 | 6,442 |
| Additional noninterest expense | $110,000 | 6,615 |
| Pre-tax net operating income | $30,000 | 5,995 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $30,000 | 5,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $30,000 | 5,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $30,000 | 5,990 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $30,000 | 5,963 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 7,103 |
| Total interest expense | $211,000 | 7,294 |
| Net interest income | $1,213,000 | 6,966 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $270,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $200,000 | 4,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 5,815 |
| Total noninterest expense | $1,322,000 | 6,718 |
| Salaries and employee benefits | $711,000 | 6,651 |
| Premises and equipment expense | $178,000 | 6,385 |
| Additional noninterest expense | $433,000 | 6,705 |
| Pre-tax net operating income | $161,000 | 5,304 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $161,000 | 5,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 5,413 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $161,000 | 5,415 |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $161,000 | 5,281 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,203 |
| Total interest expense | $168,000 | 7,393 |
| Net interest income | $912,000 | 7,061 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $209,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $156,000 | 4,413 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $53,000 | 5,925 |
| Total noninterest expense | $954,000 | 6,833 |
| Salaries and employee benefits | $495,000 | 6,832 |
| Premises and equipment expense | $132,000 | 6,497 |
| Additional noninterest expense | $327,000 | 6,761 |
| Pre-tax net operating income | $167,000 | 5,371 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $167,000 | 5,449 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $167,000 | 5,451 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $167,000 | 5,452 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $167,000 | 5,287 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $720,000 | 7,267 |
| Total interest expense | $121,000 | 7,428 |
| Net interest income | $599,000 | 7,125 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $146,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $106,000 | 4,388 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 5,833 |
| Total noninterest expense | $638,000 | 6,884 |
| Salaries and employee benefits | $334,000 | 6,867 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $216,000 | 6,816 |
| Pre-tax net operating income | $107,000 | 5,460 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $107,000 | 5,497 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $107,000 | 5,500 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $107,000 | 5,499 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,000 | 5,372 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 7,384 |
| Total interest expense | $67,000 | 7,477 |
| Net interest income | $287,000 | 7,257 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $64,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $326,000 | 6,934 |
| Salaries and employee benefits | $169,000 | 6,932 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $112,000 | 6,846 |
| Pre-tax net operating income | $25,000 | 5,970 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $25,000 | 6,067 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 6,068 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $25,000 | 6,067 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $25,000 | 5,948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 7,319 |
| Total interest expense | $401,000 | 7,354 |
| Net interest income | $1,242,000 | 7,193 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $288,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $223,000 | 4,440 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $65,000 | 6,115 |
| Total noninterest expense | $1,300,000 | 7,037 |
| Salaries and employee benefits | $699,000 | 6,973 |
| Premises and equipment expense | $181,000 | 6,638 |
| Additional noninterest expense | $420,000 | 7,035 |
| Pre-tax net operating income | $230,000 | 4,710 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $19,000 | 3,684 |
| Income before extraordinary items | $211,000 | 4,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $211,000 | 4,767 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $211,000 | 4,768 |
| Net charge-offs | $35,000 | 6,420 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $211,000 | 4,704 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 7,370 |
| Total interest expense | $317,000 | 7,413 |
| Net interest income | $951,000 | 7,225 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $209,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $159,000 | 4,562 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $917,000 | 7,157 |
| Salaries and employee benefits | $491,000 | 7,109 |
| Premises and equipment expense | $126,000 | 6,814 |
| Additional noninterest expense | $300,000 | 7,122 |
| Pre-tax net operating income | $243,000 | 4,751 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $40,000 | 3,445 |
| Income before extraordinary items | $203,000 | 4,838 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $203,000 | 4,838 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $203,000 | 4,838 |
| Net charge-offs | $8,000 | 6,593 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $203,000 | 4,764 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 7,390 |
| Total interest expense | $224,000 | 7,459 |
| Net interest income | $645,000 | 7,238 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $139,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $103,000 | 4,607 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $616,000 | 7,215 |
| Salaries and employee benefits | $328,000 | 7,185 |
| Premises and equipment expense | $82,000 | 6,904 |
| Additional noninterest expense | $206,000 | 7,130 |
| Pre-tax net operating income | $168,000 | 4,840 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $34,000 | 3,401 |
| Income before extraordinary items | $134,000 | 4,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 4,968 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $134,000 | 4,969 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $134,000 | 4,885 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $450,000 | 7,407 |
| Total interest expense | $123,000 | 7,436 |
| Net interest income | $327,000 | 7,228 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $315,000 | 7,185 |
| Salaries and employee benefits | $170,000 | 7,164 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $104,000 | 7,034 |
| Pre-tax net operating income | $78,000 | 5,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $17,000 | 3,673 |
| Income before extraordinary items | $61,000 | 5,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 5,536 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $61,000 | 5,536 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $61,000 | 5,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 7,358 |
| Total interest expense | $631,000 | 7,447 |
| Net interest income | $1,339,000 | 7,200 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $302,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 4,423 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $60,000 | 6,572 |
| Total noninterest expense | $1,348,000 | 7,085 |
| Salaries and employee benefits | $749,000 | 7,029 |
| Premises and equipment expense | $177,000 | 6,889 |
| Additional noninterest expense | $422,000 | 6,949 |
| Pre-tax net operating income | $293,000 | 5,466 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $68,000 | 3,665 |
| Income before extraordinary items | $225,000 | 5,384 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $225,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,751 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $225,000 | 5,539 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 7,416 |
| Total interest expense | $491,000 | 7,520 |
| Net interest income | $1,007,000 | 7,252 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $231,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 6,671 |
| Total noninterest expense | $979,000 | 7,146 |
| Salaries and employee benefits | $527,000 | 7,146 |
| Premises and equipment expense | $142,000 | 6,818 |
| Additional noninterest expense | $310,000 | 6,975 |
| Pre-tax net operating income | $259,000 | 5,802 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $68,000 | 3,904 |
| Income before extraordinary items | $191,000 | 5,743 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $191,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $191,000 | 5,914 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $997,000 | 7,485 |
| Total interest expense | $339,000 | 7,590 |
| Net interest income | $658,000 | 7,317 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $154,000 | 5,935 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $121,000 | 4,457 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $641,000 | 7,230 |
| Salaries and employee benefits | $355,000 | 7,208 |
| Premises and equipment expense | $91,000 | 6,912 |
| Additional noninterest expense | $195,000 | 7,105 |
| Pre-tax net operating income | $171,000 | 6,000 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $39,000 | 4,250 |
| Income before extraordinary items | $132,000 | 6,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $132,000 | 6,041 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 7,510 |
| Total interest expense | $178,000 | 7,635 |
| Net interest income | $336,000 | 7,320 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $61,000 | 4,418 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $316,000 | 7,287 |
| Salaries and employee benefits | $174,000 | 7,261 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $99,000 | 7,081 |
| Pre-tax net operating income | $93,000 | 6,075 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $71,000 | 6,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $71,000 | 6,164 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 7,373 |
| Total interest expense | $780,000 | 7,529 |
| Net interest income | $1,474,000 | 7,148 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $297,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $244,000 | 4,509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $53,000 | 7,043 |
| Total noninterest expense | $1,277,000 | 7,241 |
| Salaries and employee benefits | $716,000 | 7,212 |
| Premises and equipment expense | $180,000 | 6,929 |
| Additional noninterest expense | $381,000 | 7,133 |
| Pre-tax net operating income | $494,000 | 6,016 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $130,000 | 4,263 |
| Income before extraordinary items | $364,000 | 6,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $364,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $325,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $364,000 | 6,171 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 7,390 |
| Total interest expense | $590,000 | 7,566 |
| Net interest income | $1,122,000 | 7,168 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $225,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $184,000 | 4,511 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $915,000 | 7,312 |
| Salaries and employee benefits | $503,000 | 7,314 |
| Premises and equipment expense | $138,000 | 6,883 |
| Additional noninterest expense | $274,000 | 7,199 |
| Pre-tax net operating income | $432,000 | 6,036 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $120,000 | 4,265 |
| Income before extraordinary items | $312,000 | 6,260 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $312,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $125,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $312,000 | 6,250 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 7,444 |
| Total interest expense | $392,000 | 7,597 |
| Net interest income | $752,000 | 7,216 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $151,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $28,000 | 7,057 |
| Total noninterest expense | $606,000 | 7,372 |
| Salaries and employee benefits | $334,000 | 7,372 |
| Premises and equipment expense | $91,000 | 6,934 |
| Additional noninterest expense | $181,000 | 7,250 |
| Pre-tax net operating income | $297,000 | 6,051 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $216,000 | 6,250 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $216,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $125,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $216,000 | 6,240 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,502 |
| Total interest expense | $190,000 | 7,660 |
| Net interest income | $373,000 | 7,271 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $72,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $301,000 | 7,417 |
| Salaries and employee benefits | $167,000 | 7,418 |
| Premises and equipment expense | $45,000 | 6,985 |
| Additional noninterest expense | $89,000 | 7,293 |
| Pre-tax net operating income | $144,000 | 6,122 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $40,000 | 4,358 |
| Income before extraordinary items | $104,000 | 6,337 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $104,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $104,000 | 6,319 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 7,525 |
| Total interest expense | $591,000 | 7,731 |
| Net interest income | $1,431,000 | 7,261 |
| Provision for loan and lease losses | $1,000 | 6,832 |
| Total noninterest income | $315,000 | 6,075 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $239,000 | 4,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 6,753 |
| Total noninterest expense | $1,289,000 | 7,250 |
| Salaries and employee benefits | $706,000 | 7,249 |
| Premises and equipment expense | $188,000 | 6,842 |
| Additional noninterest expense | $395,000 | 7,091 |
| Pre-tax net operating income | $456,000 | 6,624 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $125,000 | 4,780 |
| Income before extraordinary items | $331,000 | 6,783 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $331,000 | 6,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $123,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $331,000 | 6,785 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 7,619 |
| Total interest expense | $421,000 | 7,813 |
| Net interest income | $1,053,000 | 7,367 |
| Provision for loan and lease losses | $1,000 | 6,666 |
| Total noninterest income | $246,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $180,000 | 4,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,526 |
| Total noninterest expense | $926,000 | 7,326 |
| Salaries and employee benefits | $496,000 | 7,392 |
| Premises and equipment expense | $143,000 | 6,849 |
| Additional noninterest expense | $287,000 | 7,163 |
| Pre-tax net operating income | $372,000 | 6,721 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $106,000 | 4,872 |
| Income before extraordinary items | $266,000 | 6,889 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $266,000 | 6,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $266,000 | 6,895 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 7,661 |
| Total interest expense | $272,000 | 7,826 |
| Net interest income | $694,000 | 7,443 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $141,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $115,000 | 4,705 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $613,000 | 7,383 |
| Salaries and employee benefits | $327,000 | 7,457 |
| Premises and equipment expense | $94,000 | 6,899 |
| Additional noninterest expense | $192,000 | 7,178 |
| Pre-tax net operating income | $222,000 | 6,922 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $62,000 | 5,032 |
| Income before extraordinary items | $160,000 | 7,079 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $160,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $160,000 | 7,089 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,724 |
| Total interest expense | $128,000 | 7,864 |
| Net interest income | $338,000 | 7,511 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $65,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $310,000 | 7,374 |
| Salaries and employee benefits | $164,000 | 7,468 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $101,000 | 7,063 |
| Pre-tax net operating income | $92,000 | 7,146 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $25,000 | 5,191 |
| Income before extraordinary items | $67,000 | 7,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $67,000 | 7,244 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 7,576 |
| Total interest expense | $566,000 | 7,421 |
| Net interest income | $1,299,000 | 7,559 |
| Provision for loan and lease losses | $11,000 | 6,790 |
| Total noninterest income | $297,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $259,000 | 4,509 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,667 |
| Total noninterest expense | $1,302,000 | 7,217 |
| Salaries and employee benefits | $727,000 | 7,168 |
| Premises and equipment expense | $167,000 | 7,092 |
| Additional noninterest expense | $408,000 | 7,055 |
| Pre-tax net operating income | $283,000 | 7,457 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $70,000 | 5,638 |
| Income before extraordinary items | $212,000 | 7,529 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $212,000 | 7,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $212,750 | 7,503 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 7,566 |
| Total interest expense | $448,000 | 7,290 |
| Net interest income | $977,000 | 7,603 |
| Provision for loan and lease losses | $6,000 | 6,681 |
| Total noninterest income | $218,000 | 6,410 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $188,000 | 4,601 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $934,000 | 7,313 |
| Salaries and employee benefits | $520,000 | 7,273 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $295,000 | 7,129 |
| Pre-tax net operating income | $255,000 | 7,399 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $67,000 | 5,583 |
| Income before extraordinary items | $187,000 | 7,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $187,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $187,740 | 7,490 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 7,556 |
| Total interest expense | $292,000 | 7,240 |
| Net interest income | $656,000 | 7,599 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $143,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $120,000 | 4,652 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $615,000 | 7,342 |
| Salaries and employee benefits | $350,000 | 7,255 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $191,000 | 7,181 |
| Pre-tax net operating income | $178,000 | 7,351 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 5,551 |
| Income before extraordinary items | $130,000 | 7,507 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $130,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $130,000 | 7,462 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 7,694 |
| Total interest expense | $122,000 | 7,539 |
| Net interest income | $329,000 | 7,657 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $302,000 | 7,433 |
| Salaries and employee benefits | $178,000 | 7,274 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $89,000 | 7,384 |
| Pre-tax net operating income | $92,000 | 7,341 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $68,000 | 7,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $68,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $68,000 | 7,443 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,808 |
| Total interest expense | $324,000 | 7,991 |
| Net interest income | $1,250,000 | 7,686 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $317,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $286,000 | 4,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $1,302,000 | 7,254 |
| Salaries and employee benefits | $710,000 | 7,245 |
| Premises and equipment expense | $164,000 | 7,181 |
| Additional noninterest expense | $428,000 | 6,976 |
| Pre-tax net operating income | $253,000 | 7,595 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $70,000 | 5,816 |
| Income before extraordinary items | $183,000 | 7,733 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $183,000 | 7,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $65,000 | 5,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $183,000 | 7,694 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 7,850 |
| Total interest expense | $241,000 | 8,032 |
| Net interest income | $929,000 | 7,730 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $241,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $217,000 | 4,428 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $942,000 | 7,307 |
| Salaries and employee benefits | $506,000 | 7,319 |
| Premises and equipment expense | $120,000 | 7,191 |
| Additional noninterest expense | $316,000 | 6,976 |
| Pre-tax net operating income | $218,000 | 7,610 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $66,000 | 5,756 |
| Income before extraordinary items | $152,000 | 7,762 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $152,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $65,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $152,000 | 7,719 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 7,904 |
| Total interest expense | $167,000 | 8,048 |
| Net interest income | $611,000 | 7,781 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $158,000 | 6,352 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $140,000 | 4,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $641,000 | 7,315 |
| Salaries and employee benefits | $355,000 | 7,264 |
| Premises and equipment expense | $78,000 | 7,274 |
| Additional noninterest expense | $208,000 | 7,045 |
| Pre-tax net operating income | $118,000 | 7,775 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $37,000 | 5,892 |
| Income before extraordinary items | $81,000 | 7,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $65,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $81,000 | 7,899 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 7,926 |
| Total interest expense | $87,000 | 8,051 |
| Net interest income | $307,000 | 7,809 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $323,000 | 7,330 |
| Salaries and employee benefits | $178,000 | 7,301 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $105,000 | 7,018 |
| Pre-tax net operating income | $54,000 | 7,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $36,000 | 8,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $36,000 | 7,985 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 7,761 |
| Total interest expense | $586,000 | 7,433 |
| Net interest income | $1,222,000 | 7,783 |
| Provision for loan and lease losses | $28,000 | 6,851 |
| Total noninterest income | $329,000 | 6,390 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $297,000 | 4,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $1,305,000 | 7,256 |
| Salaries and employee benefits | $750,000 | 7,114 |
| Premises and equipment expense | $149,000 | 7,409 |
| Additional noninterest expense | $406,000 | 7,118 |
| Pre-tax net operating income | $218,000 | 7,763 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $73,000 | 6,007 |
| Income before extraordinary items | $145,000 | 8,032 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $145,000 | 8,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,330 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $145,000 | 7,908 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 7,788 |
| Total interest expense | $485,000 | 7,387 |
| Net interest income | $915,000 | 7,851 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $246,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $218,000 | 4,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $949,000 | 7,329 |
| Salaries and employee benefits | $533,000 | 7,219 |
| Premises and equipment expense | $118,000 | 7,305 |
| Additional noninterest expense | $298,000 | 7,155 |
| Pre-tax net operating income | $192,000 | 7,768 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $64,000 | 6,006 |
| Income before extraordinary items | $128,000 | 8,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $128,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,593 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $128,000 | 7,919 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 7,750 |
| Total interest expense | $355,000 | 7,292 |
| Net interest income | $619,000 | 7,836 |
| Provision for loan and lease losses | $14,000 | 6,643 |
| Total noninterest income | $158,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $137,000 | 4,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $646,000 | 7,306 |
| Salaries and employee benefits | $364,000 | 7,183 |
| Premises and equipment expense | $84,000 | 7,192 |
| Additional noninterest expense | $198,000 | 7,163 |
| Pre-tax net operating income | $117,000 | 7,869 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $38,000 | 6,147 |
| Income before extraordinary items | $79,000 | 8,144 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $79,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $79,000 | 7,987 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 7,704 |
| Total interest expense | $183,000 | 7,307 |
| Net interest income | $326,000 | 7,759 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $336,000 | 7,229 |
| Salaries and employee benefits | $184,000 | 7,172 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $108,000 | 6,949 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $30,000 | 8,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $30,000 | 8,149 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 7,554 |
| Total interest expense | $916,000 | 7,155 |
| Net interest income | $1,367,000 | 7,647 |
| Provision for loan and lease losses | $183,000 | 4,528 |
| Total noninterest income | $304,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $271,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $1,410,000 | 7,038 |
| Salaries and employee benefits | $836,000 | 6,754 |
| Premises and equipment expense | $154,000 | 7,397 |
| Additional noninterest expense | $420,000 | 7,011 |
| Pre-tax net operating income | $78,000 | 8,375 |
| Securities gains (losses) | $-40,000 | 9,059 |
| Applicable income taxes | $13,000 | 7,204 |
| Income before extraordinary items | $25,000 | 8,649 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $25,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,318 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $51,400 | 8,464 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 7,383 |
| Total interest expense | $1,323,000 | 7,357 |
| Net interest income | $1,554,000 | 7,230 |
| Provision for loan and lease losses | $108,000 | 5,469 |
| Total noninterest income | $260,000 | 6,772 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $229,000 | 4,841 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $31,000 | 8,315 |
| Total noninterest expense | $1,358,000 | 7,104 |
| Salaries and employee benefits | $789,000 | 6,830 |
| Premises and equipment expense | $161,000 | 7,347 |
| Additional noninterest expense | $408,000 | 7,079 |
| Pre-tax net operating income | $348,000 | 7,193 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $119,000 | 5,780 |
| Income before extraordinary items | $229,000 | 7,542 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $229,000 | 7,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,673 |
| Cash dividends | $190,000 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $229,000 | 7,422 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 7,058 |
| Total interest expense | $1,478,000 | 7,215 |
| Net interest income | $1,866,000 | 6,787 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $277,000 | 6,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 7,773 |
| Total noninterest expense | $1,304,000 | 7,233 |
| Salaries and employee benefits | $753,000 | 6,958 |
| Premises and equipment expense | $160,000 | 7,430 |
| Additional noninterest expense | $391,000 | 7,218 |
| Pre-tax net operating income | $799,000 | 5,872 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $259,000 | 4,909 |
| Income before extraordinary items | $540,000 | 6,128 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $540,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $540,000 | 6,134 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 6,919 |
| Total interest expense | $1,588,000 | 6,755 |
| Net interest income | $1,821,000 | 6,968 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $271,000 | 6,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $1,248,000 | 7,437 |
| Salaries and employee benefits | $739,000 | 7,028 |
| Premises and equipment expense | $145,000 | 7,752 |
| Additional noninterest expense | $364,000 | 7,583 |
| Pre-tax net operating income | $609,000 | 6,671 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $200,000 | 5,712 |
| Income before extraordinary items | $409,000 | 6,935 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $409,000 | 6,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,114 |
| Cash dividends | $305,000 | 4,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $409,000 | 6,912 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 6,897 |
| Total interest expense | $1,669,000 | 6,835 |
| Net interest income | $1,885,000 | 6,885 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $252,000 | 6,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $1,225,000 | 7,473 |
| Salaries and employee benefits | $733,000 | 7,009 |
| Premises and equipment expense | $126,000 | 8,146 |
| Additional noninterest expense | $366,000 | 7,510 |
| Pre-tax net operating income | $887,000 | 5,781 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $285,000 | 5,310 |
| Income before extraordinary items | $602,000 | 6,049 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $602,000 | 6,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $602,000 | 5,942 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,635,000 | 7,020 |
| Total interest expense | $1,687,000 | 6,910 |
| Net interest income | $1,948,000 | 7,032 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $284,000 | 6,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,198,000 | 7,686 |
| Salaries and employee benefits | $764,000 | 6,953 |
| Premises and equipment expense | $117,000 | 8,566 |
| Additional noninterest expense | $317,000 | 8,150 |
| Pre-tax net operating income | $957,000 | 5,963 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $339,000 | 5,399 |
| Income before extraordinary items | $618,000 | 6,259 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $618,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,671 |
| Cash dividends | $427,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $618,000 | 6,204 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 7,289 |
| Total interest expense | $1,739,000 | 6,987 |
| Net interest income | $1,849,000 | 7,466 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $267,000 | 7,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $1,235,000 | 7,886 |
| Salaries and employee benefits | $767,000 | 7,157 |
| Premises and equipment expense | $110,000 | 9,028 |
| Additional noninterest expense | $358,000 | 8,287 |
| Pre-tax net operating income | $831,000 | 6,364 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $263,000 | 6,270 |
| Income before extraordinary items | $568,000 | 6,464 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $568,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $822,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $568,000 | 6,388 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 7,503 |
| Total interest expense | $1,732,000 | 7,056 |
| Net interest income | $1,807,000 | 7,747 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $280,000 | 7,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,237,000 | 8,086 |
| Salaries and employee benefits | $729,000 | 7,541 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $403,000 | 8,161 |
| Pre-tax net operating income | $850,000 | 6,648 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $267,000 | 6,412 |
| Income before extraordinary items | $586,000 | 6,691 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $586,000 | 6,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $638,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $583,930 | 6,697 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 7,445 |
| Total interest expense | $1,433,000 | 7,097 |
| Net interest income | $1,994,000 | 7,585 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $1,327,000 | 8,149 |
| Salaries and employee benefits | $741,000 | 7,596 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $473,000 | 8,121 |
| Pre-tax net operating income | $885,000 | 6,464 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $260,000 | 6,395 |
| Income before extraordinary items | $655,000 | 6,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $655,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $785,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $633,400 | 6,391 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 7,273 |
| Total interest expense | $1,514,000 | 7,163 |
| Net interest income | $2,180,000 | 7,234 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,362,000 | 8,294 |
| Salaries and employee benefits | $732,000 | 7,768 |
| Premises and equipment expense | $105,000 | 10,294 |
| Additional noninterest expense | $525,000 | 7,993 |
| Pre-tax net operating income | $1,039,000 | 5,747 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $319,000 | 5,845 |
| Income before extraordinary items | $743,000 | 5,864 |
| Extraordinary gains, net | $147,000 | 1,256 |
| Net income | $890,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $934,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $726,900 | 5,685 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 7,260 |
| Total interest expense | $1,892,000 | 7,376 |
| Net interest income | $2,297,000 | 7,014 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $243,000 | 8,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $1,306,000 | 8,642 |
| Salaries and employee benefits | $745,000 | 7,647 |
| Premises and equipment expense | $113,000 | 10,290 |
| Additional noninterest expense | $448,000 | 8,986 |
| Pre-tax net operating income | $1,198,000 | 4,920 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $235,000 | 6,910 |
| Income before extraordinary items | $956,000 | 4,686 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $956,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $470,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $961,600 | 4,341 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.