Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 5,631 |
| Total interest expense | $90,000 | 5,367 |
| Net interest income | $349,000 | 5,633 |
| Provision for loan and lease losses | $1,346,000 | 708 |
| Total noninterest income | $113,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $20,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,826 |
| Total noninterest expense | $964,000 | 5,392 |
| Salaries and employee benefits | $227,000 | 5,622 |
| Premises and equipment expense | $155,000 | 4,971 |
| Additional noninterest expense | $582,000 | 4,846 |
| Pre-tax net operating income | $-1,848,000 | 5,635 |
| Securities gains (losses) | $43,000 | 961 |
| Applicable income taxes | $1,000 | 4,081 |
| Income before extraordinary items | $-1,806,000 | 5,610 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,806,000 | 5,610 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,806,000 | 5,610 |
| Net charge-offs | $1,400,000 | 541 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-1,849,000 | 5,612 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $346,000 | 5,691 |
| Total interest expense | $79,000 | 5,354 |
| Net interest income | $267,000 | 5,699 |
| Provision for loan and lease losses | $1,346,000 | 556 |
| Total noninterest income | $59,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $16,000 | 5,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 5,149 |
| Total noninterest expense | $619,000 | 5,512 |
| Salaries and employee benefits | $167,000 | 5,690 |
| Premises and equipment expense | $118,000 | 5,001 |
| Additional noninterest expense | $334,000 | 5,142 |
| Pre-tax net operating income | $-1,639,000 | 5,702 |
| Securities gains (losses) | $43,000 | 945 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $-1,597,000 | 5,700 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,597,000 | 5,700 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,597,000 | 5,700 |
| Net charge-offs | $1,400,000 | 390 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-1,640,000 | 5,700 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $230,000 | 5,744 |
| Total interest expense | $35,000 | 5,552 |
| Net interest income | $195,000 | 5,747 |
| Provision for loan and lease losses | $1,346,000 | 399 |
| Total noninterest income | $49,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $11,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 5,038 |
| Total noninterest expense | $362,000 | 5,617 |
| Salaries and employee benefits | $106,000 | 5,745 |
| Premises and equipment expense | $74,000 | 5,087 |
| Additional noninterest expense | $182,000 | 5,342 |
| Pre-tax net operating income | $-1,464,000 | 5,761 |
| Securities gains (losses) | $-11,000 | 5,500 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-1,475,000 | 5,756 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,475,000 | 5,756 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,475,000 | 5,756 |
| Net charge-offs | $1,349,000 | 291 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,464,000 | 5,755 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $118,000 | 5,804 |
| Total interest expense | $17,000 | 5,621 |
| Net interest income | $101,000 | 5,806 |
| Provision for loan and lease losses | $1,343,000 | 224 |
| Total noninterest income | $34,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $5,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,809 |
| Total noninterest expense | $195,000 | 5,655 |
| Salaries and employee benefits | $52,000 | 5,815 |
| Premises and equipment expense | $33,000 | 5,214 |
| Additional noninterest expense | $110,000 | 5,230 |
| Pre-tax net operating income | $-1,403,000 | 5,841 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-1,403,000 | 5,836 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-1,403,000 | 5,836 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-1,403,000 | 5,836 |
| Net charge-offs | $1,359,000 | 187 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-1,403,000 | 5,836 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 5,829 |
| Total interest expense | $60,000 | 5,706 |
| Net interest income | $522,000 | 5,828 |
| Provision for loan and lease losses | $49,000 | 3,683 |
| Total noninterest income | $110,000 | 5,450 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $31,000 | 5,431 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $79,000 | 5,105 |
| Total noninterest expense | $593,000 | 5,813 |
| Salaries and employee benefits | $236,000 | 5,857 |
| Premises and equipment expense | $151,000 | 5,188 |
| Additional noninterest expense | $206,000 | 5,770 |
| Pre-tax net operating income | $-10,000 | 5,655 |
| Securities gains (losses) | $14,000 | 2,531 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,000 | 5,658 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,000 | 5,657 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,000 | 5,657 |
| Net charge-offs | $79,000 | 2,802 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-10,000 | 5,655 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $446,000 | 5,898 |
| Total interest expense | $41,000 | 5,787 |
| Net interest income | $405,000 | 5,897 |
| Provision for loan and lease losses | $22,000 | 3,807 |
| Total noninterest income | $49,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $23,000 | 5,497 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $26,000 | 5,518 |
| Total noninterest expense | $420,000 | 5,884 |
| Salaries and employee benefits | $174,000 | 5,924 |
| Premises and equipment expense | $109,000 | 5,263 |
| Additional noninterest expense | $137,000 | 5,864 |
| Pre-tax net operating income | $12,000 | 5,692 |
| Securities gains (losses) | $14,000 | 2,461 |
| Applicable income taxes | $1,000 | 4,258 |
| Income before extraordinary items | $25,000 | 5,709 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $25,000 | 5,709 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $25,000 | 5,709 |
| Net charge-offs | $57,000 | 2,493 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $11,560 | 5,705 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $297,000 | 5,974 |
| Total interest expense | $24,000 | 5,890 |
| Net interest income | $273,000 | 5,969 |
| Provision for loan and lease losses | $2,000 | 3,970 |
| Total noninterest income | $35,000 | 5,762 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $12,000 | 5,641 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,479 |
| Total noninterest expense | $306,000 | 5,922 |
| Salaries and employee benefits | $124,000 | 5,989 |
| Premises and equipment expense | $79,000 | 5,231 |
| Additional noninterest expense | $103,000 | 5,891 |
| Pre-tax net operating income | $0 | 5,764 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $0 | 5,797 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $0 | 5,795 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $0 | 5,795 |
| Net charge-offs | $33,000 | 2,453 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $0 | 5,767 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 6,036 |
| Total interest expense | $14,000 | 5,909 |
| Net interest income | $133,000 | 6,036 |
| Provision for loan and lease losses | $3,000 | 3,551 |
| Total noninterest income | $10,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $7,000 | 5,613 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,856 |
| Total noninterest expense | $140,000 | 6,016 |
| Salaries and employee benefits | $66,000 | 6,037 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $43,000 | 6,018 |
| Pre-tax net operating income | $0 | 5,783 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $0 | 5,815 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $0 | 5,814 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $0 | 5,814 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $0 | 5,785 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 6,076 |
| Total interest expense | $52,000 | 5,980 |
| Net interest income | $567,000 | 6,076 |
| Provision for loan and lease losses | $2,000 | 4,355 |
| Total noninterest income | $47,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $45,000 | 5,481 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,000 | 5,992 |
| Total noninterest expense | $593,000 | 6,061 |
| Salaries and employee benefits | $280,000 | 6,088 |
| Premises and equipment expense | $133,000 | 5,522 |
| Additional noninterest expense | $180,000 | 6,052 |
| Pre-tax net operating income | $19,000 | 5,832 |
| Securities gains (losses) | $66,000 | 1,452 |
| Applicable income taxes | $20,000 | 3,928 |
| Income before extraordinary items | $65,000 | 5,777 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $65,000 | 5,780 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $65,000 | 5,780 |
| Net charge-offs | $-27,000 | 5,412 |
| Cash dividends | $40,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $14,840 | 5,846 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 6,166 |
| Total interest expense | $35,000 | 6,101 |
| Net interest income | $433,000 | 6,164 |
| Provision for loan and lease losses | $1,000 | 4,220 |
| Total noninterest income | $66,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $40,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 5,715 |
| Total noninterest expense | $409,000 | 6,161 |
| Salaries and employee benefits | $192,000 | 6,190 |
| Premises and equipment expense | $98,000 | 5,617 |
| Additional noninterest expense | $119,000 | 6,168 |
| Pre-tax net operating income | $89,000 | 5,753 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $20,000 | 3,958 |
| Income before extraordinary items | $69,000 | 5,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 5,821 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $69,000 | 5,821 |
| Net charge-offs | $-24,000 | 5,396 |
| Cash dividends | $40,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $69,000 | 5,782 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $316,000 | 6,233 |
| Total interest expense | $24,000 | 6,157 |
| Net interest income | $292,000 | 6,229 |
| Provision for loan and lease losses | $4,000 | 3,959 |
| Total noninterest income | $53,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $266,000 | 6,237 |
| Salaries and employee benefits | $130,000 | 6,257 |
| Premises and equipment expense | $59,000 | 5,735 |
| Additional noninterest expense | $77,000 | 6,251 |
| Pre-tax net operating income | $75,000 | 5,723 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $20,000 | 3,857 |
| Income before extraordinary items | $55,000 | 5,827 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $55,000 | 5,828 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $55,000 | 5,829 |
| Net charge-offs | $-23,000 | 5,514 |
| Cash dividends | $40,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $55,000 | 5,785 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 6,306 |
| Total interest expense | $10,000 | 6,272 |
| Net interest income | $147,000 | 6,296 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $35,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 5,398 |
| Total noninterest expense | $136,000 | 6,308 |
| Salaries and employee benefits | $68,000 | 6,311 |
| Premises and equipment expense | $24,000 | 5,929 |
| Additional noninterest expense | $44,000 | 6,280 |
| Pre-tax net operating income | $43,000 | 5,677 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $33,000 | 5,770 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $33,000 | 5,771 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $33,000 | 5,771 |
| Net charge-offs | $-22,000 | 5,709 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $33,000 | 5,719 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 6,386 |
| Total interest expense | $48,000 | 6,335 |
| Net interest income | $592,000 | 6,379 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $132,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $70,000 | 5,391 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $62,000 | 5,611 |
| Total noninterest expense | $578,000 | 6,380 |
| Salaries and employee benefits | $259,000 | 6,418 |
| Premises and equipment expense | $170,000 | 5,543 |
| Additional noninterest expense | $149,000 | 6,422 |
| Pre-tax net operating income | $136,000 | 5,802 |
| Securities gains (losses) | $-2,000 | 5,864 |
| Applicable income taxes | $23,000 | 3,976 |
| Income before extraordinary items | $111,000 | 5,862 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $111,000 | 5,862 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $111,000 | 5,863 |
| Net charge-offs | $14,000 | 4,453 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $112,660 | 5,826 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 6,464 |
| Total interest expense | $32,000 | 6,448 |
| Net interest income | $455,000 | 6,454 |
| Provision for loan and lease losses | $9,000 | 4,188 |
| Total noninterest income | $96,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $54,000 | 5,438 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $42,000 | 5,740 |
| Total noninterest expense | $429,000 | 6,452 |
| Salaries and employee benefits | $191,000 | 6,492 |
| Premises and equipment expense | $124,000 | 5,632 |
| Additional noninterest expense | $114,000 | 6,491 |
| Pre-tax net operating income | $113,000 | 5,860 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $23,000 | 3,943 |
| Income before extraordinary items | $90,000 | 5,908 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,907 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $90,000 | 5,908 |
| Net charge-offs | $4,000 | 4,414 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $90,000 | 5,882 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $331,000 | 6,522 |
| Total interest expense | $23,000 | 6,492 |
| Net interest income | $308,000 | 6,510 |
| Provision for loan and lease losses | $6,000 | 4,008 |
| Total noninterest income | $77,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $39,000 | 5,372 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $38,000 | 5,566 |
| Total noninterest expense | $282,000 | 6,524 |
| Salaries and employee benefits | $130,000 | 6,558 |
| Premises and equipment expense | $82,000 | 5,691 |
| Additional noninterest expense | $70,000 | 6,567 |
| Pre-tax net operating income | $97,000 | 5,779 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $23,000 | 3,790 |
| Income before extraordinary items | $74,000 | 5,875 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $74,000 | 5,877 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $74,000 | 5,878 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $74,000 | 5,841 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $172,000 | 6,578 |
| Total interest expense | $9,000 | 6,604 |
| Net interest income | $163,000 | 6,558 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $39,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $20,000 | 5,361 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $19,000 | 5,562 |
| Total noninterest expense | $140,000 | 6,598 |
| Salaries and employee benefits | $68,000 | 6,617 |
| Premises and equipment expense | $42,000 | 5,719 |
| Additional noninterest expense | $30,000 | 6,669 |
| Pre-tax net operating income | $59,000 | 5,665 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $49,000 | 5,718 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $49,000 | 5,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $49,000 | 5,719 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $49,000 | 5,687 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,641 |
| Total interest expense | $40,000 | 6,694 |
| Net interest income | $673,000 | 6,615 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $113,000 | 6,118 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $83,000 | 5,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 6,092 |
| Total noninterest expense | $565,000 | 6,672 |
| Salaries and employee benefits | $261,000 | 6,707 |
| Premises and equipment expense | $176,000 | 5,719 |
| Additional noninterest expense | $128,000 | 6,737 |
| Pre-tax net operating income | $171,000 | 5,786 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $33,000 | 3,926 |
| Income before extraordinary items | $138,000 | 5,889 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $138,000 | 5,891 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $138,000 | 5,891 |
| Net charge-offs | $40,000 | 4,505 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $138,000 | 5,833 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $543,000 | 6,716 |
| Total interest expense | $30,000 | 6,776 |
| Net interest income | $513,000 | 6,688 |
| Provision for loan and lease losses | $27,000 | 4,355 |
| Total noninterest income | $83,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $62,000 | 5,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $21,000 | 6,226 |
| Total noninterest expense | $408,000 | 6,755 |
| Salaries and employee benefits | $190,000 | 6,786 |
| Premises and equipment expense | $128,000 | 5,817 |
| Additional noninterest expense | $90,000 | 6,820 |
| Pre-tax net operating income | $161,000 | 5,794 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $138,000 | 5,871 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $138,000 | 5,873 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $138,000 | 5,873 |
| Net charge-offs | $26,000 | 4,272 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $138,000 | 5,811 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $373,000 | 6,759 |
| Total interest expense | $21,000 | 6,820 |
| Net interest income | $352,000 | 6,724 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $57,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,315 |
| Total noninterest expense | $252,000 | 6,826 |
| Salaries and employee benefits | $126,000 | 6,839 |
| Premises and equipment expense | $87,000 | 5,820 |
| Additional noninterest expense | $39,000 | 6,919 |
| Pre-tax net operating income | $137,000 | 5,657 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $23,000 | 3,887 |
| Income before extraordinary items | $114,000 | 5,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $114,000 | 5,758 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $114,000 | 5,758 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $114,000 | 5,668 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 6,796 |
| Total interest expense | $12,000 | 6,885 |
| Net interest income | $189,000 | 6,759 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $33,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,309 |
| Total noninterest expense | $144,000 | 6,856 |
| Salaries and employee benefits | $63,000 | 6,911 |
| Premises and equipment expense | $46,000 | 5,781 |
| Additional noninterest expense | $35,000 | 6,902 |
| Pre-tax net operating income | $75,000 | 5,575 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $75,000 | 5,542 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $75,000 | 5,544 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $75,000 | 5,544 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $75,000 | 5,439 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $669,000 | 6,942 |
| Total interest expense | $63,000 | 6,943 |
| Net interest income | $606,000 | 6,919 |
| Provision for loan and lease losses | $15,000 | 5,669 |
| Total noninterest income | $108,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $66,000 | 5,964 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $42,000 | 5,953 |
| Total noninterest expense | $562,000 | 6,936 |
| Salaries and employee benefits | $226,000 | 6,993 |
| Premises and equipment expense | $161,000 | 6,026 |
| Additional noninterest expense | $175,000 | 6,923 |
| Pre-tax net operating income | $137,000 | 5,838 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $113,000 | 6,025 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $113,000 | 6,020 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $113,000 | 6,023 |
| Net charge-offs | $11,000 | 5,581 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $113,000 | 5,872 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 7,048 |
| Total interest expense | $49,000 | 7,045 |
| Net interest income | $451,000 | 7,028 |
| Provision for loan and lease losses | $12,000 | 5,544 |
| Total noninterest income | $74,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $56,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 6,348 |
| Total noninterest expense | $382,000 | 7,059 |
| Salaries and employee benefits | $162,000 | 7,101 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $110,000 | 7,065 |
| Pre-tax net operating income | $131,000 | 5,919 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $24,000 | 4,092 |
| Income before extraordinary items | $107,000 | 6,084 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $107,000 | 6,083 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $107,000 | 6,083 |
| Net charge-offs | $12,000 | 5,248 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $107,000 | 5,952 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $335,000 | 7,107 |
| Total interest expense | $33,000 | 7,109 |
| Net interest income | $302,000 | 7,084 |
| Provision for loan and lease losses | $9,000 | 5,395 |
| Total noninterest income | $44,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,430 |
| Total noninterest expense | $245,000 | 7,131 |
| Salaries and employee benefits | $106,000 | 7,166 |
| Premises and equipment expense | $69,000 | 6,333 |
| Additional noninterest expense | $70,000 | 7,144 |
| Pre-tax net operating income | $92,000 | 5,910 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $13,000 | 4,153 |
| Income before extraordinary items | $79,000 | 6,066 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 6,066 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $79,000 | 6,066 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $79,000 | 5,916 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $174,000 | 7,154 |
| Total interest expense | $18,000 | 7,158 |
| Net interest income | $156,000 | 7,126 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $17,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $116,000 | 7,214 |
| Salaries and employee benefits | $53,000 | 7,226 |
| Premises and equipment expense | $27,000 | 6,604 |
| Additional noninterest expense | $36,000 | 7,189 |
| Pre-tax net operating income | $51,000 | 5,912 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $43,000 | 6,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $43,000 | 6,060 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $43,000 | 6,060 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $43,000 | 5,920 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $701,000 | 7,214 |
| Total interest expense | $105,000 | 7,180 |
| Net interest income | $596,000 | 7,205 |
| Provision for loan and lease losses | $81,000 | 5,520 |
| Total noninterest income | $110,000 | 6,349 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $60,000 | 6,162 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $50,000 | 5,921 |
| Total noninterest expense | $531,000 | 7,230 |
| Salaries and employee benefits | $226,000 | 7,276 |
| Premises and equipment expense | $144,000 | 6,461 |
| Additional noninterest expense | $161,000 | 7,226 |
| Pre-tax net operating income | $94,000 | 5,789 |
| Securities gains (losses) | $20,000 | 3,083 |
| Applicable income taxes | $22,000 | 4,085 |
| Income before extraordinary items | $92,000 | 5,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $92,000 | 5,902 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $92,000 | 5,902 |
| Net charge-offs | $79,000 | 5,175 |
| Cash dividends | $40,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $75,800 | 5,839 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $525,000 | 7,289 |
| Total interest expense | $85,000 | 7,246 |
| Net interest income | $440,000 | 7,279 |
| Provision for loan and lease losses | $52,000 | 5,499 |
| Total noninterest income | $74,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $52,000 | 6,032 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $22,000 | 6,346 |
| Total noninterest expense | $355,000 | 7,328 |
| Salaries and employee benefits | $159,000 | 7,352 |
| Premises and equipment expense | $90,000 | 6,699 |
| Additional noninterest expense | $106,000 | 7,325 |
| Pre-tax net operating income | $107,000 | 5,778 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $22,000 | 4,001 |
| Income before extraordinary items | $85,000 | 5,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 5,950 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $85,000 | 5,950 |
| Net charge-offs | $63,000 | 4,812 |
| Cash dividends | $40,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $85,000 | 5,839 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $350,000 | 7,356 |
| Total interest expense | $62,000 | 7,301 |
| Net interest income | $288,000 | 7,352 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $42,000 | 6,719 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $228,000 | 7,420 |
| Salaries and employee benefits | $103,000 | 7,429 |
| Premises and equipment expense | $56,000 | 6,818 |
| Additional noninterest expense | $69,000 | 7,413 |
| Pre-tax net operating income | $62,000 | 5,884 |
| Securities gains (losses) | $20,000 | 2,091 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $74,000 | 5,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,861 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $74,000 | 5,862 |
| Net charge-offs | $60,000 | 4,307 |
| Cash dividends | $40,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $56,000 | 5,896 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $180,000 | 7,409 |
| Total interest expense | $30,000 | 7,382 |
| Net interest income | $150,000 | 7,393 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $108,000 | 7,493 |
| Salaries and employee benefits | $47,000 | 7,500 |
| Premises and equipment expense | $26,000 | 6,925 |
| Additional noninterest expense | $35,000 | 7,470 |
| Pre-tax net operating income | $57,000 | 5,656 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $49,000 | 5,727 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $49,000 | 5,726 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $49,000 | 5,727 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $49,000 | 5,685 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 7,488 |
| Total interest expense | $135,000 | 7,462 |
| Net interest income | $586,000 | 7,463 |
| Provision for loan and lease losses | $67,000 | 6,297 |
| Total noninterest income | $104,000 | 6,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 5,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 6,297 |
| Total noninterest expense | $498,000 | 7,522 |
| Salaries and employee benefits | $212,000 | 7,563 |
| Premises and equipment expense | $127,000 | 6,826 |
| Additional noninterest expense | $159,000 | 7,516 |
| Pre-tax net operating income | $125,000 | 5,408 |
| Securities gains (losses) | $22,000 | 3,064 |
| Applicable income taxes | $33,000 | 3,817 |
| Income before extraordinary items | $114,000 | 5,556 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $114,000 | 5,557 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $114,000 | 5,558 |
| Net charge-offs | $79,000 | 5,608 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $96,840 | 5,497 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $541,000 | 7,596 |
| Total interest expense | $99,000 | 7,584 |
| Net interest income | $442,000 | 7,573 |
| Provision for loan and lease losses | $14,000 | 6,777 |
| Total noninterest income | $91,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $50,000 | 6,058 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $41,000 | 6,178 |
| Total noninterest expense | $368,000 | 7,623 |
| Salaries and employee benefits | $157,000 | 7,673 |
| Premises and equipment expense | $94,000 | 6,923 |
| Additional noninterest expense | $117,000 | 7,599 |
| Pre-tax net operating income | $151,000 | 5,414 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $23,000 | 3,935 |
| Income before extraordinary items | $128,000 | 5,611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $128,000 | 5,612 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $128,000 | 5,612 |
| Net charge-offs | $23,000 | 5,964 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $128,000 | 5,449 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $365,000 | 7,663 |
| Total interest expense | $65,000 | 7,664 |
| Net interest income | $300,000 | 7,631 |
| Provision for loan and lease losses | $11,000 | 6,609 |
| Total noninterest income | $59,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $36,000 | 5,960 |
| Total noninterest expense | $236,000 | 7,706 |
| Salaries and employee benefits | $102,000 | 7,737 |
| Premises and equipment expense | $60,000 | 7,012 |
| Additional noninterest expense | $74,000 | 7,685 |
| Pre-tax net operating income | $112,000 | 5,428 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $102,000 | 5,527 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $102,000 | 5,530 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $102,000 | 5,529 |
| Net charge-offs | $13,000 | 5,696 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,000 | 5,413 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 7,761 |
| Total interest expense | $32,000 | 7,777 |
| Net interest income | $154,000 | 7,713 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $40,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $117,000 | 7,809 |
| Salaries and employee benefits | $53,000 | 7,834 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $36,000 | 7,790 |
| Pre-tax net operating income | $74,000 | 5,366 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $64,000 | 5,478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 5,480 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $64,000 | 5,479 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $64,000 | 5,374 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 7,836 |
| Total interest expense | $154,000 | 7,838 |
| Net interest income | $568,000 | 7,790 |
| Provision for loan and lease losses | $218,000 | 5,689 |
| Total noninterest income | $472,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $53,000 | 6,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $419,000 | 3,476 |
| Total noninterest expense | $631,000 | 7,768 |
| Salaries and employee benefits | $254,000 | 7,872 |
| Premises and equipment expense | $152,000 | 6,919 |
| Additional noninterest expense | $225,000 | 7,665 |
| Pre-tax net operating income | $191,000 | 4,833 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $56,000 | 3,202 |
| Income before extraordinary items | $135,000 | 5,038 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $135,000 | 5,037 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $135,000 | 5,037 |
| Net charge-offs | $212,000 | 4,934 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $135,000 | 4,973 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,928 |
| Total interest expense | $117,000 | 7,932 |
| Net interest income | $418,000 | 7,874 |
| Provision for loan and lease losses | $65,000 | 6,361 |
| Total noninterest income | $88,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $44,000 | 6,392 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $44,000 | 6,345 |
| Total noninterest expense | $368,000 | 7,957 |
| Salaries and employee benefits | $134,000 | 8,021 |
| Premises and equipment expense | $117,000 | 6,923 |
| Additional noninterest expense | $117,000 | 7,943 |
| Pre-tax net operating income | $73,000 | 5,398 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $73,000 | 5,447 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $73,000 | 5,447 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $73,000 | 5,447 |
| Net charge-offs | $73,000 | 5,362 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $73,000 | 5,392 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,024 |
| Total interest expense | $77,000 | 8,031 |
| Net interest income | $271,000 | 7,959 |
| Provision for loan and lease losses | $49,000 | 6,123 |
| Total noninterest income | $65,000 | 6,912 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $30,000 | 6,417 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $35,000 | 6,236 |
| Total noninterest expense | $243,000 | 8,043 |
| Salaries and employee benefits | $89,000 | 8,116 |
| Premises and equipment expense | $77,000 | 7,004 |
| Additional noninterest expense | $77,000 | 8,009 |
| Pre-tax net operating income | $44,000 | 5,547 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $44,000 | 5,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 5,612 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $44,000 | 5,612 |
| Net charge-offs | $54,000 | 4,837 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $44,000 | 5,534 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 8,093 |
| Total interest expense | $38,000 | 8,091 |
| Net interest income | $131,000 | 8,026 |
| Provision for loan and lease losses | $34,000 | 5,341 |
| Total noninterest income | $44,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $116,000 | 8,105 |
| Salaries and employee benefits | $42,000 | 8,177 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $34,000 | 8,066 |
| Pre-tax net operating income | $25,000 | 5,948 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $25,000 | 6,078 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,080 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $25,000 | 6,080 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $25,000 | 5,913 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,151 |
| Total interest expense | $184,000 | 8,123 |
| Net interest income | $433,000 | 8,120 |
| Provision for loan and lease losses | $80,000 | 6,236 |
| Total noninterest income | $85,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 6,581 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $32,000 | 7,145 |
| Total noninterest expense | $488,000 | 8,130 |
| Salaries and employee benefits | $180,000 | 8,217 |
| Premises and equipment expense | $148,000 | 7,161 |
| Additional noninterest expense | $160,000 | 8,036 |
| Pre-tax net operating income | $-50,000 | 6,401 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-47,000 | 6,304 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-47,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,940 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-50,000 | 6,451 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 8,247 |
| Total interest expense | $142,000 | 8,203 |
| Net interest income | $310,000 | 8,227 |
| Provision for loan and lease losses | $70,000 | 5,559 |
| Total noninterest income | $54,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $342,000 | 8,216 |
| Salaries and employee benefits | $131,000 | 8,294 |
| Premises and equipment expense | $99,000 | 7,367 |
| Additional noninterest expense | $112,000 | 8,127 |
| Pre-tax net operating income | $-48,000 | 6,837 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-45,000 | 6,689 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-45,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,374 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-48,000 | 6,868 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $304,000 | 8,319 |
| Total interest expense | $92,000 | 8,268 |
| Net interest income | $212,000 | 8,283 |
| Provision for loan and lease losses | $5,000 | 6,509 |
| Total noninterest income | $33,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $25,000 | 6,713 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,000 | 7,784 |
| Total noninterest expense | $219,000 | 8,295 |
| Salaries and employee benefits | $86,000 | 8,372 |
| Premises and equipment expense | $65,000 | 7,424 |
| Additional noninterest expense | $68,000 | 8,228 |
| Pre-tax net operating income | $21,000 | 6,829 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $21,000 | 6,877 |
| Extraordinary gains, net | $3,000 | 20 |
| Net income | $24,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $21,000 | 6,831 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $150,000 | 8,378 |
| Total interest expense | $44,000 | 8,332 |
| Net interest income | $106,000 | 8,349 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $108,000 | 8,345 |
| Salaries and employee benefits | $46,000 | 8,405 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $31,000 | 8,303 |
| Pre-tax net operating income | $13,000 | 7,035 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $13,000 | 7,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,000 | 7,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $13,000 | 7,022 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 8,405 |
| Total interest expense | $145,000 | 8,352 |
| Net interest income | $336,000 | 8,392 |
| Provision for loan and lease losses | $11,000 | 6,562 |
| Total noninterest income | $70,000 | 7,849 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $405,000 | 8,414 |
| Salaries and employee benefits | $163,000 | 8,459 |
| Premises and equipment expense | $121,000 | 7,532 |
| Additional noninterest expense | $121,000 | 8,371 |
| Pre-tax net operating income | $-10,000 | 7,460 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-10,000 | 7,520 |
| Extraordinary gains, net | $-1,000 | 8,502 |
| Net income | $-11,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-10,000 | 7,495 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $342,000 | 8,455 |
| Total interest expense | $103,000 | 8,396 |
| Net interest income | $239,000 | 8,454 |
| Provision for loan and lease losses | $8,000 | 6,278 |
| Total noninterest income | $50,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 7,805 |
| Total noninterest expense | $282,000 | 8,435 |
| Salaries and employee benefits | $116,000 | 8,482 |
| Premises and equipment expense | $76,000 | 7,719 |
| Additional noninterest expense | $90,000 | 8,373 |
| Pre-tax net operating income | $-1,000 | 7,651 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,000 | 7,680 |
| Extraordinary gains, net | $-2,000 | 8,537 |
| Net income | $-3,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,000 | 7,656 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $223,000 | 8,528 |
| Total interest expense | $63,000 | 8,462 |
| Net interest income | $160,000 | 8,517 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $33,000 | 8,003 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $22,000 | 6,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $170,000 | 8,517 |
| Salaries and employee benefits | $69,000 | 8,542 |
| Premises and equipment expense | $45,000 | 7,884 |
| Additional noninterest expense | $56,000 | 8,457 |
| Pre-tax net operating income | $18,000 | 7,699 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $18,000 | 7,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $18,000 | 7,690 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $113,000 | 8,575 |
| Total interest expense | $32,000 | 8,515 |
| Net interest income | $81,000 | 8,565 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $82,000 | 8,566 |
| Salaries and employee benefits | $34,000 | 8,591 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $27,000 | 8,489 |
| Pre-tax net operating income | $16,000 | 7,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $16,000 | 7,675 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,000 | 7,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $16,000 | 7,654 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 8,576 |
| Total interest expense | $86,000 | 8,544 |
| Net interest income | $303,000 | 8,561 |
| Provision for loan and lease losses | $4,000 | 6,764 |
| Total noninterest income | $81,000 | 7,931 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $336,000 | 8,590 |
| Salaries and employee benefits | $129,000 | 8,612 |
| Premises and equipment expense | $80,000 | 8,031 |
| Additional noninterest expense | $127,000 | 8,462 |
| Pre-tax net operating income | $44,000 | 7,858 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $37,000 | 7,884 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $37,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $38,760 | 7,871 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $289,000 | 8,645 |
| Total interest expense | $57,000 | 8,618 |
| Net interest income | $232,000 | 8,622 |
| Provision for loan and lease losses | $4,000 | 6,573 |
| Total noninterest income | $51,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $39,000 | 6,944 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $244,000 | 8,650 |
| Salaries and employee benefits | $96,000 | 8,671 |
| Premises and equipment expense | $59,000 | 8,085 |
| Additional noninterest expense | $89,000 | 8,544 |
| Pre-tax net operating income | $35,000 | 8,005 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $32,000 | 8,027 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $32,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $35,000 | 8,000 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $188,000 | 8,698 |
| Total interest expense | $36,000 | 8,660 |
| Net interest income | $152,000 | 8,676 |
| Provision for loan and lease losses | $1,000 | 6,387 |
| Total noninterest income | $32,000 | 8,240 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $163,000 | 8,692 |
| Salaries and employee benefits | $65,000 | 8,716 |
| Premises and equipment expense | $38,000 | 8,135 |
| Additional noninterest expense | $60,000 | 8,570 |
| Pre-tax net operating income | $20,000 | 8,091 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $20,000 | 8,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,000 | 8,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $20,000 | 8,083 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $96,000 | 8,720 |
| Total interest expense | $16,000 | 8,686 |
| Net interest income | $80,000 | 8,692 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $86,000 | 8,685 |
| Salaries and employee benefits | $35,000 | 8,723 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $33,000 | 8,530 |
| Pre-tax net operating income | $11,000 | 8,113 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $11,000 | 8,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $11,000 | 8,085 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 8,695 |
| Total interest expense | $62,000 | 8,677 |
| Net interest income | $295,000 | 8,682 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $75,000 | 8,190 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $60,000 | 6,923 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $331,000 | 8,736 |
| Salaries and employee benefits | $135,000 | 8,762 |
| Premises and equipment expense | $70,000 | 8,226 |
| Additional noninterest expense | $126,000 | 8,603 |
| Pre-tax net operating income | $36,000 | 8,159 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $34,000 | 8,196 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $34,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $20,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $34,000 | 8,164 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $271,000 | 8,746 |
| Total interest expense | $46,000 | 8,722 |
| Net interest income | $225,000 | 8,733 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $59,000 | 8,198 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 6,913 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $249,000 | 8,738 |
| Salaries and employee benefits | $99,000 | 8,788 |
| Premises and equipment expense | $50,000 | 8,265 |
| Additional noninterest expense | $100,000 | 8,574 |
| Pre-tax net operating income | $32,000 | 8,247 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $32,000 | 8,258 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $32,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $32,000 | 8,224 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $179,000 | 8,766 |
| Total interest expense | $29,000 | 8,739 |
| Net interest income | $150,000 | 8,754 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $43,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $166,000 | 8,747 |
| Salaries and employee benefits | $64,000 | 8,805 |
| Premises and equipment expense | $33,000 | 8,288 |
| Additional noninterest expense | $69,000 | 8,543 |
| Pre-tax net operating income | $24,000 | 8,261 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $24,000 | 8,265 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $24,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $24,000 | 8,235 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $90,000 | 8,841 |
| Total interest expense | $13,000 | 8,817 |
| Net interest income | $77,000 | 8,825 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $86,000 | 8,808 |
| Salaries and employee benefits | $30,000 | 8,875 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $39,000 | 8,517 |
| Pre-tax net operating income | $12,000 | 8,332 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $12,000 | 8,334 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $12,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $12,000 | 8,306 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 8,825 |
| Total interest expense | $65,000 | 8,808 |
| Net interest income | $314,000 | 8,810 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $94,000 | 8,142 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $60,000 | 7,117 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $327,000 | 8,866 |
| Salaries and employee benefits | $136,000 | 8,892 |
| Premises and equipment expense | $60,000 | 8,483 |
| Additional noninterest expense | $131,000 | 8,683 |
| Pre-tax net operating income | $81,000 | 8,163 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $15,000 | 6,646 |
| Income before extraordinary items | $66,000 | 8,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $66,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $65,000 | 5,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $66,000 | 8,181 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $285,000 | 8,881 |
| Total interest expense | $51,000 | 8,861 |
| Net interest income | $234,000 | 8,862 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $58,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $43,000 | 7,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $232,000 | 8,908 |
| Salaries and employee benefits | $100,000 | 8,945 |
| Premises and equipment expense | $48,000 | 8,434 |
| Additional noninterest expense | $84,000 | 8,804 |
| Pre-tax net operating income | $60,000 | 8,275 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $54,000 | 8,301 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $54,000 | 8,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $54,000 | 8,263 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $192,000 | 8,939 |
| Total interest expense | $37,000 | 8,901 |
| Net interest income | $155,000 | 8,923 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $40,000 | 8,398 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $28,000 | 7,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $150,000 | 8,978 |
| Salaries and employee benefits | $64,000 | 9,007 |
| Premises and equipment expense | $31,000 | 8,504 |
| Additional noninterest expense | $55,000 | 8,866 |
| Pre-tax net operating income | $45,000 | 8,270 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $39,000 | 8,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $39,000 | 8,260 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $97,000 | 8,987 |
| Total interest expense | $20,000 | 8,944 |
| Net interest income | $77,000 | 8,975 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $67,000 | 9,042 |
| Salaries and employee benefits | $31,000 | 9,051 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $21,000 | 8,992 |
| Pre-tax net operating income | $22,000 | 8,293 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $22,000 | 8,231 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 8,996 |
| Total interest expense | $94,000 | 8,967 |
| Net interest income | $320,000 | 8,979 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $82,000 | 8,482 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $49,000 | 7,450 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $33,000 | 8,018 |
| Total noninterest expense | $333,000 | 9,044 |
| Salaries and employee benefits | $152,000 | 9,072 |
| Premises and equipment expense | $64,000 | 8,564 |
| Additional noninterest expense | $117,000 | 8,932 |
| Pre-tax net operating income | $59,000 | 8,351 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $52,000 | 8,447 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $52,000 | 8,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $40,000 | 5,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $49,480 | 8,354 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $306,000 | 9,079 |
| Total interest expense | $73,000 | 9,052 |
| Net interest income | $233,000 | 9,060 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $50,000 | 8,721 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $37,000 | 7,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $233,000 | 9,120 |
| Salaries and employee benefits | $106,000 | 9,138 |
| Premises and equipment expense | $48,000 | 8,603 |
| Additional noninterest expense | $79,000 | 9,022 |
| Pre-tax net operating income | $40,000 | 8,494 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $42,000 | 8,556 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $42,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $40,000 | 8,458 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $202,000 | 9,123 |
| Total interest expense | $51,000 | 9,095 |
| Net interest income | $151,000 | 9,107 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $33,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $156,000 | 9,146 |
| Salaries and employee benefits | $70,000 | 9,175 |
| Premises and equipment expense | $33,000 | 8,592 |
| Additional noninterest expense | $53,000 | 9,050 |
| Pre-tax net operating income | $23,000 | 8,539 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $23,000 | 8,629 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $23,000 | 8,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $23,000 | 8,504 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $101,000 | 9,170 |
| Total interest expense | $26,000 | 9,136 |
| Net interest income | $75,000 | 9,163 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $75,000 | 9,207 |
| Salaries and employee benefits | $35,000 | 9,223 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $24,000 | 9,121 |
| Pre-tax net operating income | $13,000 | 8,552 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $13,000 | 8,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $13,000 | 8,481 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 9,181 |
| Total interest expense | $154,000 | 9,132 |
| Net interest income | $304,000 | 9,182 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $78,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $48,000 | 7,564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 8,203 |
| Total noninterest expense | $325,000 | 9,220 |
| Salaries and employee benefits | $150,000 | 9,239 |
| Premises and equipment expense | $65,000 | 8,676 |
| Additional noninterest expense | $110,000 | 9,118 |
| Pre-tax net operating income | $57,000 | 8,450 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $7,000 | 7,388 |
| Income before extraordinary items | $50,000 | 8,551 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $50,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $50,000 | 8,468 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 9,430 |
| Total interest expense | $198,000 | 9,393 |
| Net interest income | $294,000 | 9,421 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $84,000 | 8,728 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $46,000 | 7,679 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $300,000 | 9,485 |
| Salaries and employee benefits | $147,000 | 9,494 |
| Premises and equipment expense | $56,000 | 9,022 |
| Additional noninterest expense | $97,000 | 9,393 |
| Pre-tax net operating income | $73,000 | 8,450 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $63,000 | 8,545 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $63,000 | 8,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $40,000 | 6,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $63,000 | 8,450 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 9,701 |
| Total interest expense | $183,000 | 9,677 |
| Net interest income | $313,000 | 9,682 |
| Provision for loan and lease losses | $7,000 | 8,084 |
| Total noninterest income | $78,000 | 8,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,456 |
| Total noninterest expense | $287,000 | 9,770 |
| Salaries and employee benefits | $138,000 | 9,778 |
| Premises and equipment expense | $55,000 | 9,271 |
| Additional noninterest expense | $94,000 | 9,674 |
| Pre-tax net operating income | $97,000 | 8,806 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $19,000 | 7,866 |
| Income before extraordinary items | $78,000 | 8,842 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $78,000 | 8,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $46,000 | 6,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $78,000 | 8,828 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 10,003 |
| Total interest expense | $183,000 | 9,956 |
| Net interest income | $264,000 | 10,006 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $72,000 | 9,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $278,000 | 10,081 |
| Salaries and employee benefits | $138,000 | 10,073 |
| Premises and equipment expense | $57,000 | 9,499 |
| Additional noninterest expense | $83,000 | 10,029 |
| Pre-tax net operating income | $20,000 | 9,335 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $18,000 | 9,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $18,000 | 9,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $18,000 | 9,350 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 10,229 |
| Total interest expense | $207,000 | 10,184 |
| Net interest income | $284,000 | 10,217 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,114 |
| Total noninterest expense | $282,000 | 10,290 |
| Salaries and employee benefits | $133,000 | 10,303 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $91,000 | 10,191 |
| Pre-tax net operating income | $61,000 | 9,582 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $11,000 | 9,059 |
| Income before extraordinary items | $50,000 | 9,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $50,000 | 9,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $50,000 | 9,564 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 10,722 |
| Total interest expense | $214,000 | 10,655 |
| Net interest income | $256,000 | 10,732 |
| Provision for loan and lease losses | $4,000 | 8,695 |
| Total noninterest income | $76,000 | 9,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,432 |
| Total noninterest expense | $287,000 | 10,723 |
| Salaries and employee benefits | $145,000 | 10,732 |
| Premises and equipment expense | $47,000 | 10,270 |
| Additional noninterest expense | $95,000 | 10,571 |
| Pre-tax net operating income | $41,000 | 10,272 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $8,000 | 9,918 |
| Income before extraordinary items | $33,000 | 10,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $33,000 | 10,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $33,000 | 10,276 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 11,282 |
| Total interest expense | $208,000 | 11,224 |
| Net interest income | $257,000 | 11,279 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $75,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $267,000 | 11,288 |
| Salaries and employee benefits | $131,000 | 11,290 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $98,000 | 11,102 |
| Pre-tax net operating income | $50,000 | 10,600 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,000 | 10,431 |
| Income before extraordinary items | $44,000 | 10,618 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $44,000 | 10,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $44,000 | 10,563 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 11,804 |
| Total interest expense | $188,000 | 11,765 |
| Net interest income | $273,000 | 11,791 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $68,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $270,000 | 11,775 |
| Salaries and employee benefits | $133,000 | 11,792 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $97,000 | 11,635 |
| Pre-tax net operating income | $64,000 | 11,252 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $8,000 | 10,968 |
| Income before extraordinary items | $56,000 | 11,254 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $56,000 | 11,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $46,000 | 7,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $56,000 | 11,228 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 12,455 |
| Total interest expense | $145,000 | 12,450 |
| Net interest income | $284,000 | 12,427 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $70,000 | 11,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $268,000 | 12,416 |
| Salaries and employee benefits | $134,000 | 12,421 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $96,000 | 12,328 |
| Pre-tax net operating income | $75,000 | 11,779 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $65,000 | 11,693 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $65,000 | 11,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $65,000 | 11,736 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 13,106 |
| Total interest expense | $165,000 | 13,085 |
| Net interest income | $259,000 | 13,065 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $84,000 | 11,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $287,000 | 13,021 |
| Salaries and employee benefits | $132,000 | 13,078 |
| Premises and equipment expense | $41,000 | 12,502 |
| Additional noninterest expense | $114,000 | 12,822 |
| Pre-tax net operating income | $50,000 | 12,183 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $52,000 | 12,234 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $52,000 | 12,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $45,630 | 12,140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 13,721 |
| Total interest expense | $199,000 | 13,716 |
| Net interest income | $271,000 | 13,671 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $64,000 | 12,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $271,000 | 13,653 |
| Salaries and employee benefits | $130,000 | 13,679 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $103,000 | 13,497 |
| Pre-tax net operating income | $54,000 | 12,387 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $52,000 | 12,550 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $52,000 | 12,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $46,780 | 12,334 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.