Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,151 |
| Total interest expense | $260,000 | 6,689 |
| Net interest income | $546,000 | 7,231 |
| Provision for loan and lease losses | $1,000 | 6,844 |
| Total noninterest income | $165,000 | 5,331 |
| Gross Fiduciary activities income | $40,000 | 905 |
| Service charges on deposit accounts | $119,000 | 4,161 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 7,011 |
| Total noninterest expense | $667,000 | 6,811 |
| Salaries and employee benefits | $247,000 | 7,264 |
| Premises and equipment expense | $117,000 | 6,006 |
| Additional noninterest expense | $303,000 | 6,266 |
| Pre-tax net operating income | $43,000 | 5,855 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $-2,000 | 6,857 |
| Income before extraordinary items | $46,000 | 5,925 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 5,927 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $46,000 | 5,926 |
| Net charge-offs | $-4,000 | 7,338 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $45,000 | 5,830 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 7,255 |
| Total interest expense | $133,000 | 6,779 |
| Net interest income | $267,000 | 7,348 |
| Provision for loan and lease losses | $1,000 | 6,529 |
| Total noninterest income | $83,000 | 5,367 |
| Gross Fiduciary activities income | $21,000 | 902 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $333,000 | 6,899 |
| Salaries and employee benefits | $124,000 | 7,355 |
| Premises and equipment expense | $59,000 | 6,092 |
| Additional noninterest expense | $150,000 | 6,355 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $13,000 | 6,210 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 6,212 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $13,000 | 6,212 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $13,000 | 6,099 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 7,263 |
| Total interest expense | $598,000 | 6,917 |
| Net interest income | $1,113,000 | 7,332 |
| Provision for loan and lease losses | $-27,000 | 7,972 |
| Total noninterest income | $373,000 | 5,236 |
| Gross Fiduciary activities income | $66,000 | 921 |
| Service charges on deposit accounts | $292,000 | 3,926 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $15,000 | 7,069 |
| Total noninterest expense | $1,433,000 | 6,884 |
| Salaries and employee benefits | $522,000 | 7,388 |
| Premises and equipment expense | $245,000 | 6,110 |
| Additional noninterest expense | $666,000 | 6,251 |
| Pre-tax net operating income | $80,000 | 5,150 |
| Securities gains (losses) | $-202,000 | 7,422 |
| Applicable income taxes | $-64,000 | 6,490 |
| Income before extraordinary items | $-58,000 | 5,635 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-58,000 | 5,633 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-58,000 | 5,633 |
| Net charge-offs | $-4,000 | 7,803 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $71,280 | 5,207 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 7,322 |
| Total interest expense | $460,000 | 7,002 |
| Net interest income | $848,000 | 7,371 |
| Provision for loan and lease losses | $-27,000 | 8,054 |
| Total noninterest income | $281,000 | 5,312 |
| Gross Fiduciary activities income | $48,000 | 917 |
| Service charges on deposit accounts | $220,000 | 3,929 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $13,000 | 7,183 |
| Total noninterest expense | $1,089,000 | 6,893 |
| Salaries and employee benefits | $398,000 | 7,415 |
| Premises and equipment expense | $188,000 | 6,103 |
| Additional noninterest expense | $503,000 | 6,240 |
| Pre-tax net operating income | $67,000 | 5,422 |
| Securities gains (losses) | $-231,000 | 7,613 |
| Applicable income taxes | $-76,000 | 6,888 |
| Income before extraordinary items | $-88,000 | 5,951 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-88,000 | 5,951 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-88,000 | 5,951 |
| Net charge-offs | $-7,000 | 7,833 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $59,840 | 5,463 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 7,383 |
| Total interest expense | $314,000 | 7,080 |
| Net interest income | $559,000 | 7,416 |
| Provision for loan and lease losses | $-28,000 | 8,155 |
| Total noninterest income | $180,000 | 5,395 |
| Gross Fiduciary activities income | $30,000 | 940 |
| Service charges on deposit accounts | $143,000 | 3,969 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $738,000 | 6,913 |
| Salaries and employee benefits | $264,000 | 7,498 |
| Premises and equipment expense | $127,000 | 6,125 |
| Additional noninterest expense | $347,000 | 6,175 |
| Pre-tax net operating income | $29,000 | 5,631 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $24,000 | 5,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 5,762 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $24,000 | 5,762 |
| Net charge-offs | $-7,000 | 7,843 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $24,000 | 5,675 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 7,449 |
| Total interest expense | $162,000 | 7,127 |
| Net interest income | $273,000 | 7,476 |
| Provision for loan and lease losses | $-10,000 | 8,186 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | $14,000 | 953 |
| Service charges on deposit accounts | $66,000 | 4,093 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $351,000 | 6,995 |
| Salaries and employee benefits | $133,000 | 7,536 |
| Premises and equipment expense | $68,000 | 6,010 |
| Additional noninterest expense | $150,000 | 6,314 |
| Pre-tax net operating income | $17,000 | 6,053 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $15,000 | 6,228 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,000 | 6,230 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $15,000 | 6,230 |
| Net charge-offs | $-14,000 | 7,931 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $15,000 | 6,067 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 7,288 |
| Total interest expense | $713,000 | 7,301 |
| Net interest income | $1,349,000 | 7,189 |
| Provision for loan and lease losses | $-123,000 | 8,266 |
| Total noninterest income | $365,000 | 5,453 |
| Gross Fiduciary activities income | $64,000 | 944 |
| Service charges on deposit accounts | $267,000 | 4,223 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $34,000 | 7,102 |
| Total noninterest expense | $1,663,000 | 6,664 |
| Salaries and employee benefits | $730,000 | 7,079 |
| Premises and equipment expense | $264,000 | 6,123 |
| Additional noninterest expense | $669,000 | 5,938 |
| Pre-tax net operating income | $174,000 | 5,826 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $52,000 | 3,836 |
| Income before extraordinary items | $132,000 | 5,748 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $132,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $124,800 | 5,925 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 7,352 |
| Total interest expense | $540,000 | 7,402 |
| Net interest income | $1,025,000 | 7,219 |
| Provision for loan and lease losses | $-95,000 | 8,326 |
| Total noninterest income | $273,000 | 5,552 |
| Gross Fiduciary activities income | $47,000 | 940 |
| Service charges on deposit accounts | $196,000 | 4,299 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 7,117 |
| Total noninterest expense | $1,279,000 | 6,603 |
| Salaries and employee benefits | $576,000 | 6,988 |
| Premises and equipment expense | $197,000 | 6,142 |
| Additional noninterest expense | $506,000 | 5,876 |
| Pre-tax net operating income | $114,000 | 6,349 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $32,000 | 4,378 |
| Income before extraordinary items | $92,000 | 6,224 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $92,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,771 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $84,600 | 6,404 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 7,415 |
| Total interest expense | $370,000 | 7,479 |
| Net interest income | $684,000 | 7,249 |
| Provision for loan and lease losses | $-65,000 | 8,384 |
| Total noninterest income | $177,000 | 5,688 |
| Gross Fiduciary activities income | $30,000 | 965 |
| Service charges on deposit accounts | $125,000 | 4,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $885,000 | 6,578 |
| Salaries and employee benefits | $416,000 | 6,891 |
| Premises and equipment expense | $134,000 | 6,128 |
| Additional noninterest expense | $335,000 | 5,881 |
| Pre-tax net operating income | $41,000 | 6,728 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $43,000 | 6,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 6,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,855 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $34,600 | 6,738 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,411 |
| Total interest expense | $194,000 | 7,540 |
| Net interest income | $358,000 | 7,203 |
| Provision for loan and lease losses | $-27,000 | 8,399 |
| Total noninterest income | $77,000 | 5,937 |
| Gross Fiduciary activities income | $14,000 | 985 |
| Service charges on deposit accounts | $57,000 | 4,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $434,000 | 6,632 |
| Salaries and employee benefits | $196,000 | 7,052 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $171,000 | 5,802 |
| Pre-tax net operating income | $28,000 | 6,879 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $30,000 | 6,876 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,100 | 6,902 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 7,292 |
| Total interest expense | $751,000 | 7,569 |
| Net interest income | $1,626,000 | 6,958 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $248,000 | 6,412 |
| Gross Fiduciary activities income | $22,000 | 1,138 |
| Service charges on deposit accounts | $183,000 | 5,078 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $43,000 | 7,235 |
| Total noninterest expense | $1,945,000 | 6,283 |
| Salaries and employee benefits | $816,000 | 6,930 |
| Premises and equipment expense | $264,000 | 6,104 |
| Additional noninterest expense | $865,000 | 5,077 |
| Pre-tax net operating income | $-71,000 | 7,522 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $-60,000 | 7,956 |
| Income before extraordinary items | $-7,000 | 7,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,191 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-9,560 | 7,494 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 7,341 |
| Total interest expense | $553,000 | 7,635 |
| Net interest income | $1,219,000 | 7,010 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $181,000 | 6,496 |
| Gross Fiduciary activities income | $10,000 | 1,181 |
| Service charges on deposit accounts | $134,000 | 5,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $1,498,000 | 6,215 |
| Salaries and employee benefits | $628,000 | 6,856 |
| Premises and equipment expense | $200,000 | 6,078 |
| Additional noninterest expense | $670,000 | 4,920 |
| Pre-tax net operating income | $-98,000 | 7,803 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-65,000 | 8,192 |
| Income before extraordinary items | $-33,000 | 7,746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-33,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,341 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-33,000 | 7,726 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 7,418 |
| Total interest expense | $359,000 | 7,696 |
| Net interest income | $803,000 | 7,079 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $121,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $86,000 | 5,219 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $1,030,000 | 6,167 |
| Salaries and employee benefits | $431,000 | 6,829 |
| Premises and equipment expense | $133,000 | 6,120 |
| Additional noninterest expense | $466,000 | 4,810 |
| Pre-tax net operating income | $-106,000 | 7,986 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-59,000 | 8,312 |
| Income before extraordinary items | $-47,000 | 7,908 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-47,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-47,000 | 7,897 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,473 |
| Total interest expense | $171,000 | 7,785 |
| Net interest income | $402,000 | 7,085 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $36,000 | 5,497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $511,000 | 6,234 |
| Salaries and employee benefits | $215,000 | 6,866 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $235,000 | 4,741 |
| Pre-tax net operating income | $-49,000 | 8,033 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-28,000 | 8,340 |
| Income before extraordinary items | $-21,000 | 7,959 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-21,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-21,000 | 7,948 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 7,375 |
| Total interest expense | $549,000 | 7,824 |
| Net interest income | $1,665,000 | 6,972 |
| Provision for loan and lease losses | $-70,000 | 8,431 |
| Total noninterest income | $223,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $157,000 | 5,441 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 6,936 |
| Total noninterest expense | $1,744,000 | 6,523 |
| Salaries and employee benefits | $755,000 | 7,106 |
| Premises and equipment expense | $288,000 | 5,838 |
| Additional noninterest expense | $701,000 | 5,641 |
| Pre-tax net operating income | $214,000 | 7,356 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $178,000 | 7,365 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $178,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,104 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $178,000 | 7,358 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 7,439 |
| Total interest expense | $387,000 | 7,917 |
| Net interest income | $1,257,000 | 7,042 |
| Provision for loan and lease losses | $-35,000 | 8,507 |
| Total noninterest income | $167,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $116,000 | 5,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 6,906 |
| Total noninterest expense | $1,225,000 | 6,695 |
| Salaries and employee benefits | $545,000 | 7,182 |
| Premises and equipment expense | $197,000 | 6,119 |
| Additional noninterest expense | $483,000 | 5,866 |
| Pre-tax net operating income | $234,000 | 7,283 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $54,000 | 5,394 |
| Income before extraordinary items | $180,000 | 7,320 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $180,000 | 7,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $180,000 | 7,320 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 7,473 |
| Total interest expense | $247,000 | 7,946 |
| Net interest income | $828,000 | 7,118 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $105,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $73,000 | 5,645 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $794,000 | 6,793 |
| Salaries and employee benefits | $355,000 | 7,270 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $361,000 | 5,521 |
| Pre-tax net operating income | $139,000 | 7,453 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $27,000 | 5,631 |
| Income before extraordinary items | $112,000 | 7,450 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $112,000 | 7,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,270 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $112,000 | 7,454 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 7,501 |
| Total interest expense | $120,000 | 7,952 |
| Net interest income | $408,000 | 7,168 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $47,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $425,000 | 6,614 |
| Salaries and employee benefits | $181,000 | 7,240 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $208,000 | 5,058 |
| Pre-tax net operating income | $30,000 | 7,931 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-2,000 | 8,456 |
| Income before extraordinary items | $32,000 | 7,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,032 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $32,000 | 7,804 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 8,525 |
| Total interest expense | $153,000 | 8,532 |
| Net interest income | $560,000 | 8,484 |
| Provision for loan and lease losses | $21,000 | 6,477 |
| Total noninterest income | $74,000 | 8,200 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $46,000 | 7,142 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $575,000 | 8,456 |
| Salaries and employee benefits | $247,000 | 8,610 |
| Premises and equipment expense | $50,000 | 8,470 |
| Additional noninterest expense | $278,000 | 7,768 |
| Pre-tax net operating income | $38,000 | 8,155 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-6,000 | 8,437 |
| Income before extraordinary items | $44,000 | 8,169 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $44,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,326 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $44,000 | 8,138 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $178,000 | 8,776 |
| Total interest expense | $37,000 | 8,735 |
| Net interest income | $141,000 | 8,778 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $12,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,622 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,618 |
| Total noninterest expense | $131,000 | 8,826 |
| Salaries and employee benefits | $55,000 | 8,819 |
| Premises and equipment expense | $14,000 | 8,745 |
| Additional noninterest expense | $62,000 | 8,752 |
| Pre-tax net operating income | $22,000 | 8,267 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $8,000 | 6,588 |
| Income before extraordinary items | $14,000 | 8,312 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,000 | 8,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $14,000 | 8,283 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,347 |
| Total interest expense | $219,000 | 7,715 |
| Net interest income | $834,000 | 7,093 |
| Provision for loan and lease losses | $108,000 | 3,253 |
| Total noninterest income | $37,000 | 8,247 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $56,000 | 6,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-19,000 | 8,850 |
| Total noninterest expense | $836,000 | 6,625 |
| Salaries and employee benefits | $429,000 | 6,756 |
| Premises and equipment expense | $92,000 | 6,876 |
| Additional noninterest expense | $315,000 | 5,858 |
| Pre-tax net operating income | $-73,000 | 8,454 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-56,000 | 8,718 |
| Income before extraordinary items | $-17,000 | 8,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-17,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-17,000 | 8,386 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,354 |
| Total interest expense | $106,000 | 7,755 |
| Net interest income | $427,000 | 7,106 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $360,000 | 7,037 |
| Salaries and employee benefits | $179,000 | 7,256 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $135,000 | 6,349 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $47,000 | 7,813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $47,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $47,000 | 7,787 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 7,234 |
| Total interest expense | $431,000 | 7,565 |
| Net interest income | $1,713,000 | 7,025 |
| Provision for loan and lease losses | $285,000 | 3,029 |
| Total noninterest income | $178,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $110,000 | 6,327 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $68,000 | 7,023 |
| Total noninterest expense | $1,751,000 | 6,441 |
| Salaries and employee benefits | $767,000 | 7,052 |
| Premises and equipment expense | $185,000 | 6,932 |
| Additional noninterest expense | $799,000 | 5,095 |
| Pre-tax net operating income | $-145,000 | 8,507 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-115,000 | 8,750 |
| Income before extraordinary items | $-30,000 | 8,475 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-30,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,387 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-30,000 | 8,442 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 7,230 |
| Total interest expense | $323,000 | 7,587 |
| Net interest income | $1,302,000 | 7,004 |
| Provision for loan and lease losses | $231,000 | 2,718 |
| Total noninterest income | $133,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $83,000 | 6,357 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 7,056 |
| Total noninterest expense | $1,173,000 | 6,735 |
| Salaries and employee benefits | $557,000 | 7,097 |
| Premises and equipment expense | $139,000 | 6,902 |
| Additional noninterest expense | $477,000 | 5,777 |
| Pre-tax net operating income | $31,000 | 8,369 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-20,000 | 8,768 |
| Income before extraordinary items | $51,000 | 8,311 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $51,000 | 8,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,006 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $51,000 | 8,277 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 7,223 |
| Total interest expense | $219,000 | 7,627 |
| Net interest income | $889,000 | 6,979 |
| Provision for loan and lease losses | $158,000 | 2,624 |
| Total noninterest income | $89,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $55,000 | 6,376 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $768,000 | 6,829 |
| Salaries and employee benefits | $381,000 | 7,070 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $298,000 | 5,994 |
| Pre-tax net operating income | $52,000 | 8,232 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-7,000 | 8,775 |
| Income before extraordinary items | $59,000 | 8,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 8,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 858 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $59,000 | 8,106 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,234 |
| Total interest expense | $111,000 | 7,671 |
| Net interest income | $452,000 | 6,964 |
| Provision for loan and lease losses | $54,000 | 3,215 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $370,000 | 6,978 |
| Salaries and employee benefits | $182,000 | 7,232 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $61,000 | 7,565 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 786 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $61,000 | 7,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 7,109 |
| Total interest expense | $641,000 | 7,261 |
| Net interest income | $1,794,000 | 6,907 |
| Provision for loan and lease losses | $393,000 | 2,628 |
| Total noninterest income | $163,000 | 7,680 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $105,000 | 6,483 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $1,530,000 | 6,830 |
| Salaries and employee benefits | $789,000 | 6,944 |
| Premises and equipment expense | $184,000 | 6,974 |
| Additional noninterest expense | $557,000 | 6,216 |
| Pre-tax net operating income | $34,000 | 8,435 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-4,000 | 8,723 |
| Income before extraordinary items | $38,000 | 8,506 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $38,000 | 8,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,615 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $38,000 | 8,408 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 7,159 |
| Total interest expense | $527,000 | 7,181 |
| Net interest income | $1,327,000 | 6,996 |
| Provision for loan and lease losses | $198,000 | 3,360 |
| Total noninterest income | $118,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $74,000 | 6,631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,400 |
| Total noninterest expense | $1,132,000 | 6,880 |
| Salaries and employee benefits | $592,000 | 6,951 |
| Premises and equipment expense | $138,000 | 6,995 |
| Additional noninterest expense | $402,000 | 6,324 |
| Pre-tax net operating income | $115,000 | 8,150 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $108,000 | 8,166 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $108,000 | 8,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $108,000 | 8,034 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 7,190 |
| Total interest expense | $384,000 | 7,079 |
| Net interest income | $859,000 | 7,086 |
| Provision for loan and lease losses | $144,000 | 3,199 |
| Total noninterest income | $77,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $742,000 | 6,932 |
| Salaries and employee benefits | $390,000 | 7,006 |
| Premises and equipment expense | $96,000 | 6,867 |
| Additional noninterest expense | $256,000 | 6,459 |
| Pre-tax net operating income | $50,000 | 8,363 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $47,000 | 8,452 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $47,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $47,000 | 8,320 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 7,211 |
| Total interest expense | $200,000 | 7,070 |
| Net interest income | $425,000 | 7,124 |
| Provision for loan and lease losses | $48,000 | 3,749 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $366,000 | 7,000 |
| Salaries and employee benefits | $197,000 | 7,018 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $120,000 | 6,651 |
| Pre-tax net operating income | $50,000 | 7,996 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $39,000 | 8,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $39,000 | 7,971 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 7,027 |
| Total interest expense | $1,074,000 | 6,739 |
| Net interest income | $1,753,000 | 7,033 |
| Provision for loan and lease losses | $198,000 | 4,392 |
| Total noninterest income | $156,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $95,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $1,592,000 | 6,670 |
| Salaries and employee benefits | $866,000 | 6,635 |
| Premises and equipment expense | $189,000 | 6,908 |
| Additional noninterest expense | $537,000 | 6,299 |
| Pre-tax net operating income | $119,000 | 8,247 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $22,000 | 7,002 |
| Income before extraordinary items | $97,000 | 8,352 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $97,000 | 8,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,568 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $97,000 | 8,263 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 7,221 |
| Total interest expense | $1,461,000 | 7,057 |
| Net interest income | $1,573,000 | 7,207 |
| Provision for loan and lease losses | $252,000 | 3,587 |
| Total noninterest income | $152,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $1,631,000 | 6,508 |
| Salaries and employee benefits | $858,000 | 6,547 |
| Premises and equipment expense | $218,000 | 6,523 |
| Additional noninterest expense | $555,000 | 6,134 |
| Pre-tax net operating income | $-158,000 | 8,922 |
| Securities gains (losses) | $-10,000 | 9,297 |
| Applicable income taxes | $-88,000 | 9,240 |
| Income before extraordinary items | $-80,000 | 8,935 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-80,000 | 8,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,849 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-73,600 | 8,867 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 7,496 |
| Total interest expense | $1,289,000 | 7,604 |
| Net interest income | $1,626,000 | 7,257 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $155,000 | 7,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,603 |
| Total noninterest expense | $1,470,000 | 6,816 |
| Salaries and employee benefits | $745,000 | 6,996 |
| Premises and equipment expense | $183,000 | 7,030 |
| Additional noninterest expense | $542,000 | 6,118 |
| Pre-tax net operating income | $266,000 | 8,045 |
| Securities gains (losses) | $-13,000 | 8,489 |
| Applicable income taxes | $75,000 | 6,855 |
| Income before extraordinary items | $178,000 | 8,211 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $178,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $187,100 | 8,155 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 7,746 |
| Total interest expense | $1,096,000 | 7,921 |
| Net interest income | $1,554,000 | 7,484 |
| Provision for loan and lease losses | $22,000 | 7,597 |
| Total noninterest income | $122,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $1,262,000 | 7,394 |
| Salaries and employee benefits | $603,000 | 7,746 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $485,000 | 6,623 |
| Pre-tax net operating income | $392,000 | 7,634 |
| Securities gains (losses) | $-20,000 | 9,544 |
| Applicable income taxes | $110,000 | 6,786 |
| Income before extraordinary items | $262,000 | 7,851 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $262,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $166,000 | 5,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $276,000 | 7,732 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 7,992 |
| Total interest expense | $1,097,000 | 8,162 |
| Net interest income | $1,496,000 | 7,697 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $104,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,114 |
| Total noninterest expense | $1,209,000 | 7,521 |
| Salaries and employee benefits | $625,000 | 7,617 |
| Premises and equipment expense | $159,000 | 7,459 |
| Additional noninterest expense | $425,000 | 7,015 |
| Pre-tax net operating income | $371,000 | 8,032 |
| Securities gains (losses) | $-7,000 | 10,141 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $254,000 | 8,225 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $254,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $223,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $258,900 | 8,113 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 8,495 |
| Total interest expense | $1,036,000 | 8,585 |
| Net interest income | $1,373,000 | 8,300 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $104,000 | 9,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $1,144,000 | 7,862 |
| Salaries and employee benefits | $620,000 | 7,785 |
| Premises and equipment expense | $133,000 | 8,167 |
| Additional noninterest expense | $391,000 | 7,425 |
| Pre-tax net operating income | $193,000 | 9,610 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $58,000 | 9,128 |
| Income before extraordinary items | $136,000 | 9,714 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $136,000 | 9,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $135,300 | 9,680 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 8,669 |
| Total interest expense | $1,068,000 | 8,791 |
| Net interest income | $1,456,000 | 8,373 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $102,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $1,162,000 | 8,104 |
| Salaries and employee benefits | $621,000 | 7,996 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $377,000 | 8,080 |
| Pre-tax net operating income | $196,000 | 9,811 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $80,000 | 9,145 |
| Income before extraordinary items | $116,000 | 10,084 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $116,000 | 10,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,125 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $116,000 | 10,032 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 8,783 |
| Total interest expense | $993,000 | 9,278 |
| Net interest income | $1,622,000 | 8,211 |
| Provision for loan and lease losses | $453,000 | 1,703 |
| Total noninterest income | $119,000 | 9,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,174,000 | 8,297 |
| Salaries and employee benefits | $636,000 | 8,140 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $383,000 | 8,367 |
| Pre-tax net operating income | $114,000 | 11,005 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $108,000 | 10,856 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $108,000 | 10,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,466 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $108,000 | 10,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 8,851 |
| Total interest expense | $890,000 | 9,177 |
| Net interest income | $1,643,000 | 8,475 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $115,000 | 10,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $1,275,000 | 8,339 |
| Salaries and employee benefits | $648,000 | 8,284 |
| Premises and equipment expense | $163,000 | 8,231 |
| Additional noninterest expense | $464,000 | 8,204 |
| Pre-tax net operating income | $448,000 | 9,006 |
| Securities gains (losses) | $-173,000 | 11,879 |
| Applicable income taxes | $100,000 | 9,363 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $285,720 | 9,365 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 9,007 |
| Total interest expense | $1,095,000 | 8,706 |
| Net interest income | $1,504,000 | 9,090 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $116,000 | 10,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,243,000 | 8,725 |
| Salaries and employee benefits | $639,000 | 8,485 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $448,000 | 8,747 |
| Pre-tax net operating income | $327,000 | 10,005 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $210,000 | 10,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $210,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $201,040 | 10,417 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 9,554 |
| Total interest expense | $1,351,000 | 9,020 |
| Net interest income | $1,339,000 | 9,851 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $1,211,000 | 8,992 |
| Salaries and employee benefits | $634,000 | 8,518 |
| Premises and equipment expense | $156,000 | 8,945 |
| Additional noninterest expense | $421,000 | 9,322 |
| Pre-tax net operating income | $193,000 | 11,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $53,000 | 11,175 |
| Income before extraordinary items | $140,000 | 11,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $140,000 | 11,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $140,000 | 11,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.