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First State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,301,000	2,449
Total interest expense	$4,678,000	2,096
Net interest income	$8,623,000	2,569
Provision for loan and lease losses	$335,000	1,576
Total noninterest income	$698,000	3,130
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$247,000	2,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$451,000	3,068
Total noninterest expense	$5,680,000	2,868
Salaries and employee benefits	$4,018,000	2,505
Premises and equipment expense	$1,125,000	1,895
Additional noninterest expense	$451,000	3,068
Pre-tax net operating income	$3,306,000	2,397
Securities gains (losses)	$-241,000	4,010
Applicable income taxes	$151,000	2,593
Income before extraordinary items	$2,914,000	2,365
Extraordinary gains, net	$0	54
Net income	$2,914,000	2,389
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,914,000	2,368
Net charge-offs	$284,000	992
Cash dividends	$976,000	2,212
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,142,950	2,299
2023-09-30 (YTD Data)		Rank
Total interest income	$9,633,000	2,476
Total interest expense	$3,246,000	2,072
Net interest income	$6,387,000	2,609
Provision for loan and lease losses	$0	3,085
Total noninterest income	$402,000	3,365
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$189,000	2,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	3,437
Total noninterest expense	$4,336,000	2,830
Salaries and employee benefits	$3,061,000	2,477
Premises and equipment expense	$884,000	1,834
Additional noninterest expense	$213,000	3,436
Pre-tax net operating income	$2,453,000	2,466
Securities gains (losses)	$7,000	656
Applicable income taxes	$121,000	2,600
Income before extraordinary items	$2,339,000	2,325
Extraordinary gains, net	$0	52
Net income	$2,339,000	2,347
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,339,000	2,327
Net charge-offs	$-26,000	4,060
Cash dividends	$565,000	2,151
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,332,350	2,351
2023-06-30 (YTD Data)		Rank
Total interest income	$6,187,000	2,495
Total interest expense	$2,015,000	2,019
Net interest income	$4,172,000	2,670
Provision for loan and lease losses	$0	2,940
Total noninterest income	$276,000	3,321
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$122,000	2,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	3,382
Total noninterest expense	$2,771,000	2,888
Salaries and employee benefits	$2,065,000	2,463
Premises and equipment expense	$458,000	2,123
Additional noninterest expense	$154,000	3,371
Pre-tax net operating income	$1,677,000	2,468
Securities gains (losses)	$3,000	798
Applicable income taxes	$83,000	2,629
Income before extraordinary items	$1,597,000	2,335
Extraordinary gains, net	$0	51
Net income	$1,597,000	2,362
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,597,000	2,335
Net charge-offs	$-25,000	4,172
Cash dividends	$329,000	2,250
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,594,150	2,346
2023-03-31 (YTD Data)		Rank
Total interest income	$2,956,000	2,540
Total interest expense	$906,000	1,953
Net interest income	$2,050,000	2,713
Provision for loan and lease losses	$0	2,612
Total noninterest income	$138,000	3,340
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$62,000	2,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	3,391
Total noninterest expense	$1,423,000	2,883
Salaries and employee benefits	$1,076,000	2,436
Premises and equipment expense	$221,000	2,211
Additional noninterest expense	$76,000	3,391
Pre-tax net operating income	$765,000	2,607
Securities gains (losses)	$3,000	808
Applicable income taxes	$38,000	2,687
Income before extraordinary items	$730,000	2,478
Extraordinary gains, net	$0	4
Net income	$730,000	2,478
Minority interest net income	$0	48
Net income of bank and minority interests.	$730,000	2,478
Net charge-offs	$-22,000	4,256
Cash dividends	$83,000	2,133
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$727,150	2,506
2022-12-31 (YTD Data)		Rank
Total interest income	$10,376,000	2,468
Total interest expense	$1,381,000	2,013
Net interest income	$8,995,000	2,515
Provision for loan and lease losses	$0	3,012
Total noninterest income	$602,000	3,356
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$212,000	2,682
Trading account gains and fees	NA	NA
Additional Noninterest Income	$390,000	3,283
Total noninterest expense	$5,234,000	2,961
Salaries and employee benefits	$3,855,000	2,564
Premises and equipment expense	$877,000	2,163
Additional noninterest expense	$390,000	3,283
Pre-tax net operating income	$4,363,000	2,192
Securities gains (losses)	$-2,000	3,192
Applicable income taxes	$197,000	2,650
Income before extraordinary items	$4,164,000	2,051
Extraordinary gains, net	$0	5
Net income	$4,164,000	2,050
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,164,000	2,050
Net charge-offs	$-36,000	3,989
Cash dividends	$1,546,000	1,727
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,165,900	2,081
2022-09-30 (YTD Data)		Rank
Total interest income	$7,533,000	2,464
Total interest expense	$755,000	2,113
Net interest income	$6,778,000	2,482
Provision for loan and lease losses	$0	2,835
Total noninterest income	$378,000	3,546
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$156,000	2,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	3,569
Total noninterest expense	$3,859,000	2,974
Salaries and employee benefits	$2,908,000	2,558
Premises and equipment expense	$612,000	2,293
Additional noninterest expense	$222,000	3,569
Pre-tax net operating income	$3,297,000	2,177
Securities gains (losses)	$-4,000	3,629
Applicable income taxes	$144,000	2,664
Income before extraordinary items	$3,149,000	2,032
Extraordinary gains, net	$0	4
Net income	$3,149,000	2,031
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,149,000	2,031
Net charge-offs	$-15,000	3,724
Cash dividends	$914,000	1,741
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,152,840	2,058
2022-06-30 (YTD Data)		Rank
Total interest income	$4,840,000	2,485
Total interest expense	$441,000	2,121
Net interest income	$4,399,000	2,499
Provision for loan and lease losses	$0	2,599
Total noninterest income	$266,000	3,497
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$109,000	2,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	3,544
Total noninterest expense	$2,617,000	2,957
Salaries and employee benefits	$1,972,000	2,519
Premises and equipment expense	$415,000	2,278
Additional noninterest expense	$230,000	4,387
Pre-tax net operating income	$2,048,000	2,172
Securities gains (losses)	$-4,000	3,811
Applicable income taxes	$76,000	2,711
Income before extraordinary items	$1,968,000	2,015
Extraordinary gains, net	$0	4
Net income	$1,968,000	2,015
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,968,000	2,015
Net charge-offs	$-9,000	3,628
Cash dividends	$596,000	1,768
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,971,840	2,052
2022-03-31 (YTD Data)		Rank
Total interest income	$2,390,000	2,448
Total interest expense	$218,000	2,090
Net interest income	$2,172,000	2,472
Provision for loan and lease losses	$0	2,285
Total noninterest income	$136,000	3,443
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$53,000	2,680
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	3,458
Total noninterest expense	$1,378,000	2,867
Salaries and employee benefits	$1,031,000	2,458
Premises and equipment expense	$234,000	2,119
Additional noninterest expense	$113,000	4,411
Pre-tax net operating income	$930,000	2,195
Securities gains (losses)	$-1,000	3,977
Applicable income taxes	$46,000	2,550
Income before extraordinary items	$883,000	2,073
Extraordinary gains, net	$0	4
Net income	$883,000	2,072
Minority interest net income	$0	50
Net income of bank and minority interests.	$883,000	2,073
Net charge-offs	$-4,000	3,570
Cash dividends	$278,000	1,554
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$883,950	2,089
2021-12-31 (YTD Data)		Rank
Total interest income	$9,873,000	2,484
Total interest expense	$978,000	2,243
Net interest income	$8,895,000	2,483
Provision for loan and lease losses	$0	3,064
Total noninterest income	$784,000	3,236
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$181,000	2,818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$603,000	3,111
Total noninterest expense	$6,141,000	2,696
Salaries and employee benefits	$3,399,000	2,752
Premises and equipment expense	$783,000	2,341
Additional noninterest expense	$1,959,000	2,626
Pre-tax net operating income	$3,538,000	2,487
Securities gains (losses)	$10,000	1,707
Applicable income taxes	$175,000	2,767
Income before extraordinary items	$3,373,000	2,398
Extraordinary gains, net	$0	10
Net income	$3,373,000	2,397
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,373,000	2,399
Net charge-offs	$-58,000	4,178
Cash dividends	$1,699,000	1,690
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,363,500	2,372
2021-09-30 (YTD Data)		Rank
Total interest income	$7,287,000	2,546
Total interest expense	$748,000	2,306
Net interest income	$6,539,000	2,563
Provision for loan and lease losses	$0	2,963
Total noninterest income	$498,000	3,426
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$128,000	2,890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$370,000	3,321
Total noninterest expense	$5,014,000	2,575
Salaries and employee benefits	$2,581,000	2,753
Premises and equipment expense	$585,000	2,385
Additional noninterest expense	$1,848,000	2,278
Pre-tax net operating income	$2,023,000	2,923
Securities gains (losses)	$7,000	1,699
Applicable income taxes	$100,000	2,937
Income before extraordinary items	$1,930,000	2,844
Extraordinary gains, net	$0	8
Net income	$1,930,000	2,844
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,930,000	2,844
Net charge-offs	$-58,000	4,266
Cash dividends	$1,455,000	1,435
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,923,350	2,832
2021-06-30 (YTD Data)		Rank
Total interest income	$4,765,000	2,579
Total interest expense	$521,000	2,317
Net interest income	$4,244,000	2,600
Provision for loan and lease losses	$0	2,862
Total noninterest income	$327,000	3,433
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$74,000	2,994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	3,291
Total noninterest expense	$2,285,000	3,181
Salaries and employee benefits	$1,695,000	2,761
Premises and equipment expense	$363,000	2,465
Additional noninterest expense	$227,000	4,527
Pre-tax net operating income	$2,286,000	2,218
Securities gains (losses)	$5,000	1,571
Applicable income taxes	$114,000	2,663
Income before extraordinary items	$2,177,000	2,125
Extraordinary gains, net	$0	6
Net income	$2,177,000	2,125
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,177,000	2,125
Net charge-offs	$-53,000	4,373
Cash dividends	$1,124,000	1,282
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,172,250	2,094
2021-03-31 (YTD Data)		Rank
Total interest income	$2,257,000	2,658
Total interest expense	$278,000	2,285
Net interest income	$1,979,000	2,680
Provision for loan and lease losses	$0	2,741
Total noninterest income	$162,000	3,440
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$37,000	2,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	3,300
Total noninterest expense	$1,161,000	3,138
Salaries and employee benefits	$858,000	2,736
Premises and equipment expense	$200,000	2,352
Additional noninterest expense	$103,000	4,587
Pre-tax net operating income	$980,000	2,396
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$49,000	2,702
Income before extraordinary items	$936,000	2,308
Extraordinary gains, net	$0	3
Net income	$936,000	2,307
Minority interest net income	$0	55
Net income of bank and minority interests.	$936,000	2,308
Net charge-offs	$-47,000	4,601
Cash dividends	$794,000	895
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$931,250	2,262
2020-12-31 (YTD Data)		Rank
Total interest income	$9,446,000	2,601
Total interest expense	$1,519,000	2,359
Net interest income	$7,927,000	2,628
Provision for loan and lease losses	$270,000	2,785
Total noninterest income	$741,000	3,208
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$178,000	2,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$563,000	3,035
Total noninterest expense	$4,291,000	3,265
Salaries and employee benefits	$3,094,000	2,897
Premises and equipment expense	$755,000	2,417
Additional noninterest expense	$442,000	4,563
Pre-tax net operating income	$4,107,000	2,030
Securities gains (losses)	$-2,000	4,696
Applicable income taxes	$203,000	2,551
Income before extraordinary items	$3,902,000	1,955
Extraordinary gains, net	$0	4
Net income	$3,902,000	1,954
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,902,000	1,955
Net charge-offs	$-14,000	4,316
Cash dividends	$2,258,000	1,393
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,903,900	1,906
2020-09-30 (YTD Data)		Rank
Total interest income	$7,265,000	2,578
Total interest expense	$1,196,000	2,385
Net interest income	$6,069,000	2,607
Provision for loan and lease losses	$270,000	2,510
Total noninterest income	$369,000	3,624
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$136,000	2,897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	3,581
Total noninterest expense	$3,193,000	3,257
Salaries and employee benefits	$2,350,000	2,854
Premises and equipment expense	$527,000	2,517
Additional noninterest expense	$316,000	4,614
Pre-tax net operating income	$2,975,000	2,050
Securities gains (losses)	$-3,000	4,688
Applicable income taxes	$147,000	2,569
Income before extraordinary items	$2,825,000	1,975
Extraordinary gains, net	$0	4
Net income	$2,825,000	1,974
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,825,000	1,975
Net charge-offs	$-127,000	4,857
Cash dividends	$1,390,000	1,422
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,827,850	1,919
2020-06-30 (YTD Data)		Rank
Total interest income	$4,985,000	2,560
Total interest expense	$853,000	2,390
Net interest income	$4,132,000	2,583
Provision for loan and lease losses	$150,000	2,632
Total noninterest income	$239,000	3,650
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$89,000	2,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	3,588
Total noninterest expense	$2,143,000	3,254
Salaries and employee benefits	$1,565,000	2,874
Premises and equipment expense	$356,000	2,485
Additional noninterest expense	$222,000	4,587
Pre-tax net operating income	$2,078,000	1,949
Securities gains (losses)	$-4,000	4,704
Applicable income taxes	$103,000	2,507
Income before extraordinary items	$1,971,000	1,867
Extraordinary gains, net	$0	4
Net income	$1,971,000	1,868
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,971,000	1,868
Net charge-offs	$-69,000	4,820
Cash dividends	$1,073,000	1,253
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,974,800	1,825
2020-03-31 (YTD Data)		Rank
Total interest income	$2,405,000	2,615
Total interest expense	$453,000	2,453
Net interest income	$1,952,000	2,638
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$127,000	3,564
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$57,000	2,902
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	3,565
Total noninterest expense	$1,090,000	3,262
Salaries and employee benefits	$794,000	2,867
Premises and equipment expense	$179,000	2,500
Additional noninterest expense	$117,000	4,604
Pre-tax net operating income	$959,000	1,890
Securities gains (losses)	$0	1,705
Applicable income taxes	$47,000	2,451
Income before extraordinary items	$912,000	1,791
Extraordinary gains, net	$0	4
Net income	$912,000	1,791
Minority interest net income	$0	56
Net income of bank and minority interests.	$912,000	1,791
Net charge-offs	$9,000	1,897
Cash dividends	$336,000	1,573
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$912,000	1,762
2019-12-31 (YTD Data)		Rank
Total interest income	$9,361,000	2,682
Total interest expense	$1,753,000	2,550
Net interest income	$7,608,000	2,717
Provision for loan and lease losses	$245,000	2,156
Total noninterest income	$692,000	3,277
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$234,000	2,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$458,000	3,119
Total noninterest expense	$4,221,000	3,324
Salaries and employee benefits	$2,914,000	2,989
Premises and equipment expense	$723,000	2,495
Additional noninterest expense	$584,000	4,480
Pre-tax net operating income	$3,834,000	2,115
Securities gains (losses)	$14,000	1,775
Applicable income taxes	$190,000	2,670
Income before extraordinary items	$3,658,000	2,005
Extraordinary gains, net	$0	11
Net income	$3,658,000	2,007
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,658,000	2,007
Net charge-offs	$572,000	949
Cash dividends	$2,149,000	1,511
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,644,700	1,977
2019-09-30 (YTD Data)		Rank
Total interest income	$6,980,000	2,729
Total interest expense	$1,282,000	2,601
Net interest income	$5,698,000	2,751
Provision for loan and lease losses	$140,000	2,312
Total noninterest income	$393,000	3,649
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$175,000	3,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	3,644
Total noninterest expense	$3,181,000	3,337
Salaries and employee benefits	$2,204,000	2,987
Premises and equipment expense	$519,000	2,572
Additional noninterest expense	$458,000	4,486
Pre-tax net operating income	$2,770,000	2,218
Securities gains (losses)	$0	2,167
Applicable income taxes	$137,000	2,756
Income before extraordinary items	$2,633,000	2,117
Extraordinary gains, net	$0	11
Net income	$2,633,000	2,117
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,633,000	2,118
Net charge-offs	$554,000	712
Cash dividends	$1,536,000	1,426
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,633,000	2,089
2019-06-30 (YTD Data)		Rank
Total interest income	$4,576,000	2,766
Total interest expense	$826,000	2,626
Net interest income	$3,750,000	2,784
Provision for loan and lease losses	$35,000	2,987
Total noninterest income	$264,000	3,612
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$114,000	3,034
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	3,601
Total noninterest expense	$2,113,000	3,363
Salaries and employee benefits	$1,473,000	2,996
Premises and equipment expense	$324,000	2,693
Additional noninterest expense	$316,000	4,479
Pre-tax net operating income	$1,866,000	2,181
Securities gains (losses)	$0	1,702
Applicable income taxes	$92,000	2,734
Income before extraordinary items	$1,774,000	2,097
Extraordinary gains, net	$0	11
Net income	$1,774,000	2,095
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,774,000	2,097
Net charge-offs	$-10,000	4,479
Cash dividends	$1,188,000	1,302
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,774,000	2,067
2019-03-31 (YTD Data)		Rank
Total interest income	$2,234,000	2,828
Total interest expense	$393,000	2,664
Net interest income	$1,841,000	2,835
Provision for loan and lease losses	$0	3,406
Total noninterest income	$126,000	3,663
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$53,000	3,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	3,610
Total noninterest expense	$1,074,000	3,353
Salaries and employee benefits	$756,000	2,968
Premises and equipment expense	$158,000	2,756
Additional noninterest expense	$160,000	4,491
Pre-tax net operating income	$893,000	2,208
Securities gains (losses)	$0	1,087
Applicable income taxes	$44,000	2,717
Income before extraordinary items	$849,000	2,113
Extraordinary gains, net	$0	5
Net income	$849,000	2,112
Minority interest net income	$0	52
Net income of bank and minority interests.	$849,000	2,112
Net charge-offs	$1,000	2,582
Cash dividends	$760,000	1,011
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$849,000	2,101
2018-12-31 (YTD Data)		Rank
Total interest income	$8,657,000	2,793
Total interest expense	$1,389,000	2,455
Net interest income	$7,268,000	2,828
Provision for loan and lease losses	$80,000	3,221
Total noninterest income	$653,000	3,436
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$231,000	3,131
Trading account gains and fees	NA	NA
Additional Noninterest Income	$422,000	3,285
Total noninterest expense	$4,096,000	3,439
Salaries and employee benefits	$2,812,000	3,068
Premises and equipment expense	$679,000	2,624
Additional noninterest expense	$605,000	4,592
Pre-tax net operating income	$3,745,000	2,187
Securities gains (losses)	$-1,000	4,008
Applicable income taxes	$185,000	2,730
Income before extraordinary items	$3,559,000	2,060
Extraordinary gains, net	$0	6
Net income	$3,559,000	2,058
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,559,000	2,059
Net charge-offs	$69,000	2,413
Cash dividends	$1,705,000	1,602
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,559,950	2,057
2018-09-30 (YTD Data)		Rank
Total interest income	$6,437,000	2,805
Total interest expense	$1,004,000	2,435
Net interest income	$5,433,000	2,849
Provision for loan and lease losses	$80,000	2,859
Total noninterest income	$385,000	3,776
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$171,000	3,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	3,761
Total noninterest expense	$3,059,000	3,461
Salaries and employee benefits	$2,114,000	3,065
Premises and equipment expense	$480,000	2,742
Additional noninterest expense	$465,000	4,602
Pre-tax net operating income	$2,679,000	2,281
Securities gains (losses)	$-1,000	4,378
Applicable income taxes	$133,000	2,824
Income before extraordinary items	$2,545,000	2,146
Extraordinary gains, net	$0	5
Net income	$2,545,000	2,144
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,545,000	2,145
Net charge-offs	$106,000	1,697
Cash dividends	$974,000	1,700
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,545,950	2,143
2018-06-30 (YTD Data)		Rank
Total interest income	$4,232,000	2,818
Total interest expense	$643,000	2,421
Net interest income	$3,589,000	2,866
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$247,000	3,848
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$112,000	3,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	3,849
Total noninterest expense	$2,005,000	3,512
Salaries and employee benefits	$1,432,000	3,069
Premises and equipment expense	$276,000	3,019
Additional noninterest expense	$297,000	4,701
Pre-tax net operating income	$1,771,000	2,270
Securities gains (losses)	$0	961
Applicable income taxes	$89,000	2,804
Income before extraordinary items	$1,682,000	2,137
Extraordinary gains, net	$0	6
Net income	$1,682,000	2,134
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,682,000	2,136
Net charge-offs	$80,000	1,457
Cash dividends	$754,000	1,558
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,682,000	2,131
2018-03-31 (YTD Data)		Rank
Total interest income	$2,083,000	2,852
Total interest expense	$316,000	2,376
Net interest income	$1,767,000	2,915
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$134,000	3,734
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$55,000	3,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	3,652
Total noninterest expense	$1,020,000	3,512
Salaries and employee benefits	$737,000	3,037
Premises and equipment expense	$141,000	3,030
Additional noninterest expense	$142,000	4,805
Pre-tax net operating income	$821,000	2,344
Securities gains (losses)	$0	735
Applicable income taxes	$41,000	2,832
Income before extraordinary items	$780,000	2,202
Extraordinary gains, net	$0	7
Net income	$780,000	2,201
Minority interest net income	$0	52
Net income of bank and minority interests.	$780,000	2,202
Net charge-offs	$46,000	1,241
Cash dividends	$375,000	1,428
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$780,000	2,196
2017-12-31 (YTD Data)		Rank
Total interest income	$7,992,000	2,866
Total interest expense	$1,059,000	2,454
Net interest income	$6,933,000	2,909
Provision for loan and lease losses	$208,000	2,330
Total noninterest income	$620,000	3,648
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$237,000	3,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$383,000	3,504
Total noninterest expense	$4,088,000	3,511
Salaries and employee benefits	$2,689,000	3,201
Premises and equipment expense	$727,000	2,600
Additional noninterest expense	$672,000	4,643
Pre-tax net operating income	$3,257,000	2,350
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$161,000	3,077
Income before extraordinary items	$3,097,000	1,975
Extraordinary gains, net	$0	9
Net income	$3,097,000	1,973
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,097,000	1,975
Net charge-offs	$100,000	2,424
Cash dividends	$1,430,000	1,762
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,096,050	1,955
2017-09-30 (YTD Data)		Rank
Total interest income	$5,905,000	2,914
Total interest expense	$760,000	2,507
Net interest income	$5,145,000	2,949
Provision for loan and lease losses	$208,000	1,993
Total noninterest income	$388,000	3,917
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$170,000	3,312
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	3,873
Total noninterest expense	$3,070,000	3,518
Salaries and employee benefits	$2,026,000	3,200
Premises and equipment expense	$542,000	2,630
Additional noninterest expense	$502,000	4,681
Pre-tax net operating income	$2,255,000	2,528
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$111,000	3,106
Income before extraordinary items	$2,145,000	2,281
Extraordinary gains, net	$0	9
Net income	$2,145,000	2,281
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,145,000	2,282
Net charge-offs	$-17,000	4,887
Cash dividends	$788,000	1,950
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,144,050	2,265
2017-06-30 (YTD Data)		Rank
Total interest income	$3,871,000	2,938
Total interest expense	$482,000	2,544
Net interest income	$3,389,000	2,962
Provision for loan and lease losses	$163,000	1,760
Total noninterest income	$256,000	3,957
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$109,000	3,363
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	3,874
Total noninterest expense	$2,011,000	3,562
Salaries and employee benefits	$1,348,000	3,217
Premises and equipment expense	$346,000	2,709
Additional noninterest expense	$317,000	4,796
Pre-tax net operating income	$1,471,000	2,522
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$73,000	3,115
Income before extraordinary items	$1,399,000	2,267
Extraordinary gains, net	$0	11
Net income	$1,399,000	2,267
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,399,000	2,267
Net charge-offs	$-6,000	4,624
Cash dividends	$505,000	1,987
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,398,050	2,237
2017-03-31 (YTD Data)		Rank
Total interest income	$1,901,000	2,979
Total interest expense	$233,000	2,583
Net interest income	$1,668,000	2,997
Provision for loan and lease losses	$83,000	1,632
Total noninterest income	$128,000	3,948
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$53,000	3,420
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	3,862
Total noninterest expense	$1,075,000	3,462
Salaries and employee benefits	$704,000	3,189
Premises and equipment expense	$191,000	2,586
Additional noninterest expense	$180,000	4,651
Pre-tax net operating income	$638,000	2,692
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$32,000	3,140
Income before extraordinary items	$607,000	2,426
Extraordinary gains, net	$0	8
Net income	$607,000	2,425
Minority interest net income	$0	55
Net income of bank and minority interests.	$607,000	2,426
Net charge-offs	$-17,000	5,196
Cash dividends	$282,000	1,702
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$606,050	2,409
2016-12-31 (YTD Data)		Rank
Total interest income	$7,624,000	2,946
Total interest expense	$937,000	2,532
Net interest income	$6,687,000	2,976
Provision for loan and lease losses	$326,000	1,912
Total noninterest income	$621,000	3,761
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$247,000	3,286
Trading account gains and fees	$0	170
Additional Noninterest Income	$374,000	3,662
Total noninterest expense	$3,710,000	3,787
Salaries and employee benefits	$2,463,000	3,437
Premises and equipment expense	$669,000	2,828
Additional noninterest expense	$578,000	5,032
Pre-tax net operating income	$3,272,000	2,249
Securities gains (losses)	$0	3,212
Applicable income taxes	$161,000	3,060
Income before extraordinary items	$3,111,000	2,044
Extraordinary gains, net	$0	5
Net income	$3,111,000	2,042
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,111,000	2,043
Net charge-offs	$121,000	2,438
Cash dividends	$1,176,000	2,016
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,111,000	1,989
2016-09-30 (YTD Data)		Rank
Total interest income	$5,728,000	2,951
Total interest expense	$680,000	2,585
Net interest income	$5,048,000	2,974
Provision for loan and lease losses	$168,000	2,253
Total noninterest income	$390,000	4,064
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$190,000	3,263
Trading account gains and fees	$0	169
Additional Noninterest Income	$200,000	4,110
Total noninterest expense	$2,749,000	3,833
Salaries and employee benefits	$1,855,000	3,412
Premises and equipment expense	$505,000	2,814
Additional noninterest expense	$389,000	5,218
Pre-tax net operating income	$2,521,000	2,234
Securities gains (losses)	$0	3,160
Applicable income taxes	$125,000	3,099
Income before extraordinary items	$2,396,000	2,011
Extraordinary gains, net	$0	5
Net income	$2,396,000	2,011
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,396,000	2,011
Net charge-offs	$-15,000	5,021
Cash dividends	$680,000	2,079
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,396,000	1,952
2016-06-30 (YTD Data)		Rank
Total interest income	$3,821,000	2,954
Total interest expense	$445,000	2,635
Net interest income	$3,376,000	2,981
Provision for loan and lease losses	$112,000	2,213
Total noninterest income	$257,000	4,096
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$124,000	3,286
Trading account gains and fees	$0	157
Additional Noninterest Income	$133,000	4,123
Total noninterest expense	$1,796,000	3,911
Salaries and employee benefits	$1,257,000	3,405
Premises and equipment expense	$328,000	2,873
Additional noninterest expense	$211,000	5,466
Pre-tax net operating income	$1,725,000	2,174
Securities gains (losses)	$0	2,835
Applicable income taxes	$85,000	3,094
Income before extraordinary items	$1,640,000	1,957
Extraordinary gains, net	$0	16
Net income	$1,640,000	1,957
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,640,000	1,957
Net charge-offs	$-18,000	5,164
Cash dividends	$475,000	2,068
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,640,000	1,902
2016-03-31 (YTD Data)		Rank
Total interest income	$1,874,000	3,006
Total interest expense	$222,000	2,645
Net interest income	$1,652,000	3,032
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$122,000	4,139
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$56,000	3,440
Trading account gains and fees	$0	142
Additional Noninterest Income	$66,000	4,090
Total noninterest expense	$950,000	3,815
Salaries and employee benefits	$643,000	3,379
Premises and equipment expense	$172,000	2,817
Additional noninterest expense	$135,000	5,259
Pre-tax net operating income	$764,000	2,334
Securities gains (losses)	$0	2,077
Applicable income taxes	$38,000	3,144
Income before extraordinary items	$726,000	2,148
Extraordinary gains, net	$0	12
Net income	$726,000	2,148
Minority interest net income	$0	62
Net income of bank and minority interests.	$726,000	2,148
Net charge-offs	$-11,000	5,222
Cash dividends	$270,000	1,709
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$726,000	2,092
2015-12-31 (YTD Data)		Rank
Total interest income	$7,229,000	3,040
Total interest expense	$905,000	2,602
Net interest income	$6,324,000	3,088
Provision for loan and lease losses	$519,000	1,311
Total noninterest income	$658,000	3,742
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$243,000	3,394
Trading account gains and fees	$0	159
Additional Noninterest Income	$415,000	3,546
Total noninterest expense	$3,778,000	3,834
Salaries and employee benefits	$2,343,000	3,569
Premises and equipment expense	$687,000	2,849
Additional noninterest expense	$748,000	4,828
Pre-tax net operating income	$2,685,000	2,509
Securities gains (losses)	$28,000	2,030
Applicable income taxes	$134,000	3,178
Income before extraordinary items	$2,579,000	2,283
Extraordinary gains, net	$0	23
Net income	$2,579,000	2,283
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,579,000	2,284
Net charge-offs	$224,000	1,878
Cash dividends	$617,000	2,689
Sale, conversion, retirement of capital stock, net	$444,000	322
Net operating income	$2,552,400	2,260
2015-09-30 (YTD Data)		Rank
Total interest income	$5,400,000	3,072
Total interest expense	$676,000	2,642
Net interest income	$4,724,000	3,109
Provision for loan and lease losses	$449,000	1,149
Total noninterest income	$443,000	3,940
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$179,000	3,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$264,000	3,791
Total noninterest expense	$2,764,000	3,908
Salaries and employee benefits	$1,757,000	3,574
Premises and equipment expense	$512,000	2,905
Additional noninterest expense	$495,000	5,069
Pre-tax net operating income	$1,954,000	2,612
Securities gains (losses)	$15,000	2,165
Applicable income taxes	$97,000	3,293
Income before extraordinary items	$1,872,000	2,373
Extraordinary gains, net	$0	21
Net income	$1,872,000	2,374
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,872,000	2,374
Net charge-offs	$-38,000	5,533
Cash dividends	$335,000	2,700
Sale, conversion, retirement of capital stock, net	$444,000	263
Net operating income	$1,857,750	2,355
2015-06-30 (YTD Data)		Rank
Total interest income	$3,569,000	3,096
Total interest expense	$452,000	2,640
Net interest income	$3,117,000	3,133
Provision for loan and lease losses	$327,000	1,038
Total noninterest income	$291,000	3,973
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$114,000	3,506
Trading account gains and fees	$0	157
Additional Noninterest Income	$177,000	3,818
Total noninterest expense	$1,835,000	3,959
Salaries and employee benefits	$1,174,000	3,586
Premises and equipment expense	$329,000	2,973
Additional noninterest expense	$332,000	5,089
Pre-tax net operating income	$1,246,000	2,668
Securities gains (losses)	$15,000	1,851
Applicable income taxes	$62,000	3,335
Income before extraordinary items	$1,199,000	2,437
Extraordinary gains, net	$0	22
Net income	$1,199,000	2,439
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,199,000	2,439
Net charge-offs	$-30,000	5,592
Cash dividends	$176,000	2,875
Sale, conversion, retirement of capital stock, net	$444,000	208
Net operating income	$1,184,750	2,400
2015-03-31 (YTD Data)		Rank
Total interest income	$1,770,000	3,128
Total interest expense	$229,000	2,641
Net interest income	$1,541,000	3,157
Provision for loan and lease losses	$185,000	943
Total noninterest income	$142,000	4,007
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$54,000	3,577
Trading account gains and fees	$0	152
Additional Noninterest Income	$88,000	3,793
Total noninterest expense	$910,000	4,012
Salaries and employee benefits	$597,000	3,583
Premises and equipment expense	$157,000	3,103
Additional noninterest expense	$156,000	5,214
Pre-tax net operating income	$588,000	2,730
Securities gains (losses)	$15,000	1,346
Applicable income taxes	$30,000	3,327
Income before extraordinary items	$573,000	2,476
Extraordinary gains, net	$0	13
Net income	$573,000	2,479
Minority interest net income	$0	64
Net income of bank and minority interests.	$573,000	2,478
Net charge-offs	$-8,000	5,326
Cash dividends	$18,000	2,799
Sale, conversion, retirement of capital stock, net	$444,000	125
Net operating income	$558,750	2,442
2014-12-31 (YTD Data)		Rank
Total interest income	$5,877,000	3,577
Total interest expense	$882,000	2,835
Net interest income	$4,995,000	3,650
Provision for loan and lease losses	$385,000	1,713
Total noninterest income	$501,000	4,268
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$174,000	4,150
Trading account gains and fees	$0	180
Additional Noninterest Income	$327,000	3,899
Total noninterest expense	$2,980,000	4,508
Salaries and employee benefits	$1,689,000	4,369
Premises and equipment expense	$579,000	3,313
Additional noninterest expense	$712,000	5,125
Pre-tax net operating income	$2,131,000	2,879
Securities gains (losses)	$13,000	2,526
Applicable income taxes	$105,000	3,366
Income before extraordinary items	$2,039,000	2,672
Extraordinary gains, net	$0	17
Net income	$2,039,000	2,670
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,039,000	2,672
Net charge-offs	$66,000	3,543
Cash dividends	$693,000	2,483
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,026,650	2,636
2014-09-30 (YTD Data)		Rank
Total interest income	$4,163,000	3,734
Total interest expense	$645,000	2,938
Net interest income	$3,518,000	3,840
Provision for loan and lease losses	$245,000	1,838
Total noninterest income	$270,000	4,823
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$112,000	4,443
Trading account gains and fees	$0	174
Additional Noninterest Income	$158,000	4,507
Total noninterest expense	$2,006,000	4,775
Salaries and employee benefits	$1,168,000	4,557
Premises and equipment expense	$344,000	3,879
Additional noninterest expense	$494,000	5,290
Pre-tax net operating income	$1,537,000	2,996
Securities gains (losses)	$9,000	2,383
Applicable income taxes	$76,000	3,443
Income before extraordinary items	$1,470,000	2,771
Extraordinary gains, net	$0	15
Net income	$1,470,000	2,771
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,470,000	2,771
Net charge-offs	$-11,000	5,639
Cash dividends	$540,000	2,131
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,461,450	2,736
2014-06-30 (YTD Data)		Rank
Total interest income	$2,527,000	3,983
Total interest expense	$407,000	3,088
Net interest income	$2,120,000	4,087
Provision for loan and lease losses	$135,000	2,020
Total noninterest income	$106,000	5,440
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$56,000	4,893
Trading account gains and fees	$0	172
Additional Noninterest Income	$50,000	5,340
Total noninterest expense	$1,099,000	5,193
Salaries and employee benefits	$682,000	4,900
Premises and equipment expense	$166,000	4,575
Additional noninterest expense	$251,000	5,716
Pre-tax net operating income	$992,000	2,988
Securities gains (losses)	$0	2,580
Applicable income taxes	$49,000	3,446
Income before extraordinary items	$943,000	2,755
Extraordinary gains, net	$0	20
Net income	$943,000	2,759
Minority interest net income	$0	80
Net income of bank and minority interests.	$943,000	2,759
Net charge-offs	$-2,000	5,209
Cash dividends	$387,000	2,088
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$943,000	2,709
2014-03-31 (YTD Data)		Rank
Total interest income	$1,247,000	4,025
Total interest expense	$211,000	3,047
Net interest income	$1,036,000	4,169
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$60,000	5,303
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$26,000	5,010
Trading account gains and fees	$0	147
Additional Noninterest Income	$34,000	5,012
Total noninterest expense	$493,000	5,432
Salaries and employee benefits	$350,000	4,905
Premises and equipment expense	$71,000	4,911
Additional noninterest expense	$72,000	6,327
Pre-tax net operating income	$558,000	2,699
Securities gains (losses)	$0	1,715
Applicable income taxes	$27,000	3,349
Income before extraordinary items	$531,000	2,465
Extraordinary gains, net	$0	16
Net income	$531,000	2,468
Minority interest net income	$0	66
Net income of bank and minority interests.	$531,000	2,468
Net charge-offs	$-6,000	5,539
Cash dividends	$234,000	1,649
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$531,000	2,420
2013-12-31 (YTD Data)		Rank
Total interest income	$5,026,000	4,062
Total interest expense	$978,000	2,989
Net interest income	$4,048,000	4,249
Provision for loan and lease losses	$255,000	2,654
Total noninterest income	$336,000	4,986
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$113,000	5,070
Trading account gains and fees	$0	184
Additional Noninterest Income	$223,000	4,472
Total noninterest expense	$2,018,000	5,452
Salaries and employee benefits	$1,327,000	5,054
Premises and equipment expense	$274,000	5,025
Additional noninterest expense	$417,000	6,071
Pre-tax net operating income	$2,111,000	2,755
Securities gains (losses)	$0	3,182
Applicable income taxes	$103,000	3,396
Income before extraordinary items	$2,008,000	2,605
Extraordinary gains, net	$0	29
Net income	$2,008,000	2,608
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,008,000	2,608
Net charge-offs	$178,000	3,148
Cash dividends	$733,000	2,302
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,008,000	2,536
2013-09-30 (YTD Data)		Rank
Total interest income	$3,759,000	4,101
Total interest expense	$747,000	3,028
Net interest income	$3,012,000	4,302
Provision for loan and lease losses	$135,000	3,044
Total noninterest income	$226,000	5,201
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$87,000	5,070
Trading account gains and fees	$0	180
Additional Noninterest Income	$139,000	4,815
Total noninterest expense	$1,523,000	5,459
Salaries and employee benefits	$1,013,000	5,046
Premises and equipment expense	$201,000	5,104
Additional noninterest expense	$309,000	6,114
Pre-tax net operating income	$1,580,000	2,828
Securities gains (losses)	$0	3,040
Applicable income taxes	$77,000	3,465
Income before extraordinary items	$1,503,000	2,656
Extraordinary gains, net	$0	25
Net income	$1,503,000	2,660
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,503,000	2,660
Net charge-offs	$63,000	3,672
Cash dividends	$325,000	2,537
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,503,000	2,579
2013-06-30 (YTD Data)		Rank
Total interest income	$2,507,000	4,112
Total interest expense	$510,000	3,030
Net interest income	$1,997,000	4,322
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$163,000	5,136
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$58,000	5,050
Trading account gains and fees	$0	157
Additional Noninterest Income	$105,000	4,680
Total noninterest expense	$1,026,000	5,469
Salaries and employee benefits	$697,000	4,977
Premises and equipment expense	$125,000	5,235
Additional noninterest expense	$204,000	6,149
Pre-tax net operating income	$1,044,000	2,812
Securities gains (losses)	$0	2,791
Applicable income taxes	$51,000	3,502
Income before extraordinary items	$993,000	2,662
Extraordinary gains, net	$0	22
Net income	$993,000	2,667
Minority interest net income	$0	82
Net income of bank and minority interests.	$993,000	2,667
Net charge-offs	$65,000	3,136
Cash dividends	$192,000	2,614
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$993,000	2,560
2013-03-31 (YTD Data)		Rank
Total interest income	$1,223,000	4,197
Total interest expense	$263,000	3,034
Net interest income	$960,000	4,441
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$91,000	4,989
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$27,000	5,148
Trading account gains and fees	$0	148
Additional Noninterest Income	$64,000	4,392
Total noninterest expense	$548,000	5,391
Salaries and employee benefits	$385,000	4,775
Premises and equipment expense	$69,000	5,091
Additional noninterest expense	$94,000	6,305
Pre-tax net operating income	$458,000	3,036
Securities gains (losses)	$0	1,966
Applicable income taxes	$22,000	3,542
Income before extraordinary items	$436,000	2,862
Extraordinary gains, net	$0	10
Net income	$436,000	2,865
Minority interest net income	$0	76
Net income of bank and minority interests.	$436,000	2,864
Net charge-offs	$44,000	2,511
Cash dividends	$59,000	2,302
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$436,000	2,770
2012-12-31 (YTD Data)		Rank
Total interest income	$5,125,000	4,244
Total interest expense	$1,129,000	3,323
Net interest income	$3,996,000	4,415
Provision for loan and lease losses	$300,000	3,343
Total noninterest income	$302,000	5,201
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$112,000	5,271
Trading account gains and fees	$0	166
Additional Noninterest Income	$190,000	4,661
Total noninterest expense	$2,032,000	5,624
Salaries and employee benefits	$1,238,000	5,325
Premises and equipment expense	$291,000	5,033
Additional noninterest expense	$503,000	6,062
Pre-tax net operating income	$1,966,000	2,839
Securities gains (losses)	$33,000	2,972
Applicable income taxes	$97,000	3,529
Income before extraordinary items	$1,902,000	2,669
Extraordinary gains, net	$0	29
Net income	$1,902,000	2,672
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,902,000	2,670
Net charge-offs	$198,000	3,776
Cash dividends	$779,000	2,264
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,870,650	2,584
2012-09-30 (YTD Data)		Rank
Total interest income	$3,860,000	4,313
Total interest expense	$855,000	3,424
Net interest income	$3,005,000	4,475
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$179,000	5,547
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$80,000	5,412
Trading account gains and fees	$0	157
Additional Noninterest Income	$99,000	5,136
Total noninterest expense	$1,548,000	5,632
Salaries and employee benefits	$945,000	5,305
Premises and equipment expense	$204,000	5,225
Additional noninterest expense	$399,000	6,037
Pre-tax net operating income	$1,411,000	3,011
Securities gains (losses)	$20,000	2,874
Applicable income taxes	$70,000	3,598
Income before extraordinary items	$1,361,000	2,824
Extraordinary gains, net	$0	20
Net income	$1,361,000	2,825
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,361,000	2,824
Net charge-offs	$20,000	5,058
Cash dividends	$316,000	2,507
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,342,000	2,720
2012-06-30 (YTD Data)		Rank
Total interest income	$2,578,000	4,333
Total interest expense	$573,000	3,504
Net interest income	$2,005,000	4,482
Provision for loan and lease losses	$150,000	3,329
Total noninterest income	$121,000	5,574
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$53,000	5,430
Trading account gains and fees	$0	153
Additional Noninterest Income	$68,000	5,145
Total noninterest expense	$1,034,000	5,662
Salaries and employee benefits	$648,000	5,272
Premises and equipment expense	$138,000	5,212
Additional noninterest expense	$248,000	6,180
Pre-tax net operating income	$942,000	2,970
Securities gains (losses)	$20,000	2,488
Applicable income taxes	$47,000	3,582
Income before extraordinary items	$915,000	2,774
Extraordinary gains, net	$0	19
Net income	$915,000	2,775
Minority interest net income	$0	84
Net income of bank and minority interests.	$915,000	2,775
Net charge-offs	$-4,000	6,440
Cash dividends	$196,000	2,571
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$896,000	2,685
2012-03-31 (YTD Data)		Rank
Total interest income	$1,294,000	4,369
Total interest expense	$292,000	3,571
Net interest income	$1,002,000	4,520
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$73,000	5,382
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$25,000	5,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$48,000	4,785
Total noninterest expense	$570,000	5,491
Salaries and employee benefits	$349,000	5,141
Premises and equipment expense	$56,000	5,641
Additional noninterest expense	$165,000	5,769
Pre-tax net operating income	$430,000	3,176
Securities gains (losses)	$20,000	1,594
Applicable income taxes	$22,000	3,624
Income before extraordinary items	$428,000	2,927
Extraordinary gains, net	$0	19
Net income	$428,000	2,930
Minority interest net income	$0	78
Net income of bank and minority interests.	$428,000	2,931
Net charge-offs	$-4,000	6,305
Cash dividends	$76,000	2,242
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$409,000	2,860
2011-12-31 (YTD Data)		Rank
Total interest income	$5,117,000	4,512
Total interest expense	$1,254,000	3,859
Net interest income	$3,863,000	4,631
Provision for loan and lease losses	$480,000	3,503
Total noninterest income	$247,000	5,478
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$118,000	5,283
Trading account gains and fees	$0	146
Additional Noninterest Income	$129,000	5,031
Total noninterest expense	$1,914,000	5,900
Salaries and employee benefits	$1,106,000	5,682
Premises and equipment expense	$305,000	5,197
Additional noninterest expense	$503,000	6,273
Pre-tax net operating income	$1,716,000	2,789
Securities gains (losses)	$-4,000	6,806
Applicable income taxes	$83,000	3,478
Income before extraordinary items	$1,629,000	2,612
Extraordinary gains, net	$0	29
Net income	$1,629,000	2,613
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,629,000	2,613
Net charge-offs	$105,000	4,928
Cash dividends	$710,000	2,018
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,632,800	2,523
2011-09-30 (YTD Data)		Rank
Total interest income	$3,823,000	4,577
Total interest expense	$946,000	3,954
Net interest income	$2,877,000	4,679
Provision for loan and lease losses	$360,000	3,361
Total noninterest income	$142,000	5,893
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$89,000	5,299
Trading account gains and fees	$0	145
Additional Noninterest Income	$53,000	5,740
Total noninterest expense	$1,426,000	5,944
Salaries and employee benefits	$825,000	5,710
Premises and equipment expense	$185,000	5,685
Additional noninterest expense	$416,000	6,149
Pre-tax net operating income	$1,233,000	2,953
Securities gains (losses)	$-4,000	6,937
Applicable income taxes	$60,000	3,526
Income before extraordinary items	$1,169,000	2,767
Extraordinary gains, net	$0	21
Net income	$1,169,000	2,769
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,169,000	2,769
Net charge-offs	$63,000	4,812
Cash dividends	$315,000	2,276
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,172,800	2,668
2011-06-30 (YTD Data)		Rank
Total interest income	$2,528,000	4,628
Total interest expense	$629,000	4,083
Net interest income	$1,899,000	4,727
Provision for loan and lease losses	$240,000	3,291
Total noninterest income	$96,000	5,906
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$60,000	5,269
Trading account gains and fees	$0	153
Additional Noninterest Income	$36,000	5,786
Total noninterest expense	$906,000	6,088
Salaries and employee benefits	$550,000	5,760
Premises and equipment expense	$120,000	5,770
Additional noninterest expense	$236,000	6,471
Pre-tax net operating income	$849,000	2,813
Securities gains (losses)	$-4,000	6,995
Applicable income taxes	$42,000	3,465
Income before extraordinary items	$803,000	2,667
Extraordinary gains, net	$0	15
Net income	$803,000	2,667
Minority interest net income	$0	89
Net income of bank and minority interests.	$803,000	2,667
Net charge-offs	$62,000	4,287
Cash dividends	$210,000	2,240
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$806,800	2,576
2011-03-31 (YTD Data)		Rank
Total interest income	$1,251,000	4,677
Total interest expense	$314,000	4,194
Net interest income	$937,000	4,762
Provision for loan and lease losses	$120,000	3,114
Total noninterest income	$45,000	6,063
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$29,000	5,277
Trading account gains and fees	$0	158
Additional Noninterest Income	$16,000	6,012
Total noninterest expense	$448,000	6,139
Salaries and employee benefits	$271,000	5,826
Premises and equipment expense	$59,000	5,857
Additional noninterest expense	$118,000	6,519
Pre-tax net operating income	$414,000	2,902
Securities gains (losses)	$0	1,772
Applicable income taxes	$20,000	3,446
Income before extraordinary items	$394,000	2,705
Extraordinary gains, net	$0	9
Net income	$394,000	2,704
Minority interest net income	$0	86
Net income of bank and minority interests.	$394,000	2,705
Net charge-offs	$23,000	3,949
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$394,000	2,642
2010-12-31 (YTD Data)		Rank
Total interest income	$4,945,000	4,843
Total interest expense	$1,345,000	4,526
Net interest income	$3,600,000	4,876
Provision for loan and lease losses	$750,000	3,475
Total noninterest income	$309,000	5,359
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$130,000	5,146
Trading account gains and fees	$0	175
Additional Noninterest Income	$179,000	4,745
Total noninterest expense	$2,220,000	5,783
Salaries and employee benefits	$1,001,000	6,024
Premises and equipment expense	$280,000	5,575
Additional noninterest expense	$939,000	5,252
Pre-tax net operating income	$939,000	3,483
Securities gains (losses)	$-14,000	7,054
Applicable income taxes	$44,000	3,695
Income before extraordinary items	$881,000	3,460
Extraordinary gains, net	$0	29
Net income	$881,000	3,457
Minority interest net income	$0	111
Net income of bank and minority interests.	$881,000	3,460
Net charge-offs	$244,000	4,549
Cash dividends	$453,000	2,470
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$894,300	3,312
2010-09-30 (YTD Data)		Rank
Total interest income	$3,743,000	4,921
Total interest expense	$1,006,000	4,685
Net interest income	$2,737,000	4,897
Provision for loan and lease losses	$600,000	3,239
Total noninterest income	$174,000	5,887
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$99,000	5,197
Trading account gains and fees	$0	165
Additional Noninterest Income	$75,000	5,577
Total noninterest expense	$1,606,000	5,897
Salaries and employee benefits	$697,000	6,207
Premises and equipment expense	$203,000	5,712
Additional noninterest expense	$706,000	5,246
Pre-tax net operating income	$705,000	3,706
Securities gains (losses)	$-20,000	7,264
Applicable income taxes	$32,000	3,803
Income before extraordinary items	$653,000	3,634
Extraordinary gains, net	$0	23
Net income	$653,000	3,632
Minority interest net income	$0	110
Net income of bank and minority interests.	$653,000	3,634
Net charge-offs	$210,000	4,175
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$672,000	3,443
2010-06-30 (YTD Data)		Rank
Total interest income	$2,484,000	4,964
Total interest expense	$666,000	4,817
Net interest income	$1,818,000	4,914
Provision for loan and lease losses	$375,000	3,285
Total noninterest income	$99,000	6,079
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$66,000	5,208
Trading account gains and fees	$0	152
Additional Noninterest Income	$33,000	6,051
Total noninterest expense	$974,000	6,145
Salaries and employee benefits	$470,000	6,237
Premises and equipment expense	$134,000	5,746
Additional noninterest expense	$370,000	5,829
Pre-tax net operating income	$568,000	3,415
Securities gains (losses)	$-8,000	7,298
Applicable income taxes	$27,000	3,633
Income before extraordinary items	$533,000	3,297
Extraordinary gains, net	$0	19
Net income	$533,000	3,293
Minority interest net income	$0	105
Net income of bank and minority interests.	$533,000	3,296
Net charge-offs	$172,000	3,691
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$540,600	3,163
2010-03-31 (YTD Data)		Rank
Total interest income	$1,237,000	5,046
Total interest expense	$332,000	4,954
Net interest income	$905,000	4,955
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$54,000	6,024
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$31,000	5,310
Trading account gains and fees	$0	175
Additional Noninterest Income	$23,000	5,777
Total noninterest expense	$455,000	6,362
Salaries and employee benefits	$244,000	6,248
Premises and equipment expense	$62,000	5,980
Additional noninterest expense	$149,000	6,369
Pre-tax net operating income	$354,000	3,054
Securities gains (losses)	$-8,000	7,486
Applicable income taxes	$17,000	3,541
Income before extraordinary items	$329,000	2,953
Extraordinary gains, net	$0	16
Net income	$329,000	2,949
Minority interest net income	$0	91
Net income of bank and minority interests.	$329,000	2,953
Net charge-offs	$21,000	4,393
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$336,600	2,793
2009-12-31 (YTD Data)		Rank
Total interest income	$4,728,000	5,291
Total interest expense	$1,571,000	5,064
Net interest income	$3,157,000	5,249
Provision for loan and lease losses	$1,675,000	2,715
Total noninterest income	$326,000	5,477
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$117,000	5,528
Trading account gains and fees	$0	211
Additional Noninterest Income	$209,000	4,562
Total noninterest expense	$1,732,000	6,521
Salaries and employee benefits	$948,000	6,345
Premises and equipment expense	$291,000	5,719
Additional noninterest expense	$493,000	6,805
Pre-tax net operating income	$76,000	5,165
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,000	4,160
Income before extraordinary items	$74,000	5,261
Extraordinary gains, net	$0	34
Net income	$74,000	5,259
Minority interest net income	$0	115
Net income of bank and minority interests.	$74,000	5,259
Net charge-offs	$1,796,000	2,161
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$74,000	5,195
2009-09-30 (YTD Data)		Rank
Total interest income	$3,537,000	5,363
Total interest expense	$1,195,000	5,167
Net interest income	$2,342,000	5,298
Provision for loan and lease losses	$1,060,000	2,699
Total noninterest income	$182,000	6,050
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$91,000	5,507
Trading account gains and fees	$0	212
Additional Noninterest Income	$91,000	5,517
Total noninterest expense	$1,281,000	6,576
Salaries and employee benefits	$713,000	6,390
Premises and equipment expense	$216,000	5,790
Additional noninterest expense	$352,000	6,910
Pre-tax net operating income	$183,000	4,992
Securities gains (losses)	$0	3,497
Applicable income taxes	$7,000	4,144
Income before extraordinary items	$176,000	4,947
Extraordinary gains, net	$0	27
Net income	$176,000	4,946
Minority interest net income	$0	118
Net income of bank and minority interests.	$176,000	4,947
Net charge-offs	$533,000	2,947
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$176,000	4,899
2009-06-30 (YTD Data)		Rank
Total interest income	$2,341,000	5,432
Total interest expense	$794,000	5,296
Net interest income	$1,547,000	5,329
Provision for loan and lease losses	$480,000	3,018
Total noninterest income	$115,000	6,178
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$62,000	5,487
Trading account gains and fees	$0	193
Additional Noninterest Income	$53,000	5,767
Total noninterest expense	$862,000	6,623
Salaries and employee benefits	$479,000	6,427
Premises and equipment expense	$147,000	5,794
Additional noninterest expense	$236,000	6,946
Pre-tax net operating income	$320,000	4,054
Securities gains (losses)	$0	3,136
Applicable income taxes	$15,000	3,839
Income before extraordinary items	$305,000	3,941
Extraordinary gains, net	$0	21
Net income	$305,000	3,940
Minority interest net income	$0	112
Net income of bank and minority interests.	$305,000	3,940
Net charge-offs	$391,000	2,636
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$305,000	3,822
2009-03-31 (YTD Data)		Rank
Total interest income	$1,201,000	5,394
Total interest expense	$396,000	5,410
Net interest income	$805,000	5,189
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$49,000	6,415
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$30,000	5,504
Trading account gains and fees	$0	171
Additional Noninterest Income	$19,000	6,215
Total noninterest expense	$399,000	6,749
Salaries and employee benefits	$243,000	6,455
Premises and equipment expense	$66,000	6,081
Additional noninterest expense	$90,000	7,233
Pre-tax net operating income	$305,000	3,310
Securities gains (losses)	$0	2,434
Applicable income taxes	$15,000	3,758
Income before extraordinary items	$290,000	3,194
Extraordinary gains, net	$0	15
Net income	$290,000	3,194
Minority interest net income	$0	102
Net income of bank and minority interests.	$290,000	3,194
Net charge-offs	$151,000	2,404
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$290,000	3,041
2008-12-31 (YTD Data)		Rank
Total interest income	$4,497,000	5,737
Total interest expense	$1,733,000	5,656
Net interest income	$2,764,000	5,641
Provision for loan and lease losses	$210,000	5,144
Total noninterest income	$294,000	5,855
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$109,000	5,774
Trading account gains and fees	$0	154
Additional Noninterest Income	$185,000	4,964
Total noninterest expense	$1,724,000	6,574
Salaries and employee benefits	$1,000,000	6,410
Premises and equipment expense	$328,000	5,580
Additional noninterest expense	$396,000	7,062
Pre-tax net operating income	$1,124,000	3,549
Securities gains (losses)	$8,000	2,595
Applicable income taxes	$153,000	3,044
Income before extraordinary items	$979,000	3,333
Extraordinary gains, net	$0	39
Net income	$979,000	3,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,287
Cash dividends	$200,000	4,486
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$972,120	3,484
2008-09-30 (YTD Data)		Rank
Total interest income	$3,331,000	5,840
Total interest expense	$1,310,000	5,751
Net interest income	$2,021,000	5,769
Provision for loan and lease losses	$32,000	6,239
Total noninterest income	$157,000	6,525
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$80,000	5,848
Trading account gains and fees	$0	148
Additional Noninterest Income	$77,000	6,008
Total noninterest expense	$1,185,000	6,776
Salaries and employee benefits	$679,000	6,653
Premises and equipment expense	$240,000	5,660
Additional noninterest expense	$266,000	7,231
Pre-tax net operating income	$961,000	3,759
Securities gains (losses)	$8,000	2,453
Applicable income taxes	$145,000	3,265
Income before extraordinary items	$824,000	3,505
Extraordinary gains, net	$0	31
Net income	$824,000	3,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,490
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$817,200	3,664
2008-06-30 (YTD Data)		Rank
Total interest income	$2,213,000	5,914
Total interest expense	$898,000	5,838
Net interest income	$1,315,000	5,840
Provision for loan and lease losses	$18,000	6,030
Total noninterest income	$105,000	6,585
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$50,000	5,955
Trading account gains and fees	$0	149
Additional Noninterest Income	$55,000	6,001
Total noninterest expense	$801,000	6,787
Salaries and employee benefits	$454,000	6,712
Premises and equipment expense	$175,000	5,499
Additional noninterest expense	$172,000	7,296
Pre-tax net operating income	$601,000	4,017
Securities gains (losses)	$8,000	2,549
Applicable income taxes	$128,000	3,196
Income before extraordinary items	$481,000	4,098
Extraordinary gains, net	$0	21
Net income	$481,000	4,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,615
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$474,680	4,061
2008-03-31 (YTD Data)		Rank
Total interest income	$1,119,000	5,969
Total interest expense	$466,000	5,930
Net interest income	$653,000	5,882
Provision for loan and lease losses	$9,000	5,509
Total noninterest income	$50,000	6,671
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$24,000	5,995
Trading account gains and fees	$0	158
Additional Noninterest Income	$26,000	6,106
Total noninterest expense	$388,000	6,890
Salaries and employee benefits	$228,000	6,728
Premises and equipment expense	$83,000	5,643
Additional noninterest expense	$77,000	7,474
Pre-tax net operating income	$306,000	4,103
Securities gains (losses)	$0	2,688
Applicable income taxes	$113,000	2,648
Income before extraordinary items	$193,000	4,735
Extraordinary gains, net	$0	15
Net income	$193,000	4,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,531
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$193,000	4,632
2007-12-31 (YTD Data)		Rank
Total interest income	$4,332,000	6,070
Total interest expense	$2,034,000	5,800
Net interest income	$2,298,000	6,174
Provision for loan and lease losses	$25,000	6,187
Total noninterest income	$266,000	6,266
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$117,000	5,809
Trading account gains and fees	$0	178
Additional Noninterest Income	$149,000	5,584
Total noninterest expense	$1,534,000	6,873
Salaries and employee benefits	$908,000	6,672
Premises and equipment expense	$234,000	6,405
Additional noninterest expense	$392,000	7,080
Pre-tax net operating income	$1,005,000	4,738
Securities gains (losses)	$0	2,146
Applicable income taxes	$298,000	3,389
Income before extraordinary items	$707,000	5,029
Extraordinary gains, net	$0	39
Net income	$707,000	5,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	2,940
Cash dividends	$225,000	4,766
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$707,000	5,013
2007-09-30 (YTD Data)		Rank
Total interest income	$3,224,000	6,114
Total interest expense	$1,508,000	5,856
Net interest income	$1,716,000	6,224
Provision for loan and lease losses	$23,000	5,748
Total noninterest income	$144,000	6,841
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$87,000	5,844
Trading account gains and fees	$0	184
Additional Noninterest Income	$57,000	6,621
Total noninterest expense	$1,075,000	7,008
Salaries and employee benefits	$602,000	6,937
Premises and equipment expense	$173,000	6,434
Additional noninterest expense	$300,000	7,040
Pre-tax net operating income	$762,000	4,942
Securities gains (losses)	$0	1,655
Applicable income taxes	$233,000	3,517
Income before extraordinary items	$529,000	5,269
Extraordinary gains, net	$0	33
Net income	$529,000	5,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,430
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$529,000	5,251
2007-06-30 (YTD Data)		Rank
Total interest income	$2,160,000	6,135
Total interest expense	$980,000	5,915
Net interest income	$1,180,000	6,194
Provision for loan and lease losses	$13,000	5,620
Total noninterest income	$86,000	7,025
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$55,000	5,947
Trading account gains and fees	$0	168
Additional Noninterest Income	$31,000	6,942
Total noninterest expense	$700,000	7,100
Salaries and employee benefits	$391,000	7,051
Premises and equipment expense	$121,000	6,346
Additional noninterest expense	$188,000	7,186
Pre-tax net operating income	$553,000	4,848
Securities gains (losses)	$0	1,444
Applicable income taxes	$173,000	3,463
Income before extraordinary items	$380,000	5,179
Extraordinary gains, net	$0	29
Net income	$380,000	5,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$380,000	5,166
2007-03-31 (YTD Data)		Rank
Total interest income	$1,034,000	6,244
Total interest expense	$471,000	6,001
Net interest income	$563,000	6,330
Provision for loan and lease losses	$6,000	5,291
Total noninterest income	$38,000	7,183
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$25,000	6,052
Trading account gains and fees	$0	195
Additional Noninterest Income	$13,000	7,127
Total noninterest expense	$323,000	7,281
Salaries and employee benefits	$188,000	7,180
Premises and equipment expense	$56,000	6,566
Additional noninterest expense	$79,000	7,504
Pre-tax net operating income	$272,000	4,878
Securities gains (losses)	$0	1,187
Applicable income taxes	$83,000	3,533
Income before extraordinary items	$189,000	5,193
Extraordinary gains, net	$0	22
Net income	$189,000	5,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$189,000	5,178
2006-12-31 (YTD Data)		Rank
Total interest income	$3,879,000	6,207
Total interest expense	$1,751,000	5,757
Net interest income	$2,128,000	6,417
Provision for loan and lease losses	$149,000	4,083
Total noninterest income	$218,000	6,769
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$118,000	5,924
Trading account gains and fees	$0	130
Additional Noninterest Income	$100,000	6,329
Total noninterest expense	$1,372,000	7,100
Salaries and employee benefits	$783,000	7,023
Premises and equipment expense	$280,000	5,918
Additional noninterest expense	$309,000	7,534
Pre-tax net operating income	$825,000	5,594
Securities gains (losses)	$-32,000	7,748
Applicable income taxes	$218,000	4,201
Income before extraordinary items	$575,000	5,904
Extraordinary gains, net	$0	51
Net income	$575,000	5,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	2,691
Cash dividends	$210,000	4,871
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$598,360	5,817
2006-09-30 (YTD Data)		Rank
Total interest income	$2,852,000	6,272
Total interest expense	$1,264,000	5,791
Net interest income	$1,588,000	6,493
Provision for loan and lease losses	$147,000	3,454
Total noninterest income	$123,000	7,258
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$89,000	5,978
Trading account gains and fees	$0	126
Additional Noninterest Income	$34,000	7,391
Total noninterest expense	$971,000	7,237
Salaries and employee benefits	$537,000	7,212
Premises and equipment expense	$207,000	5,977
Additional noninterest expense	$227,000	7,568
Pre-tax net operating income	$593,000	5,884
Securities gains (losses)	$-32,000	8,013
Applicable income taxes	$199,000	4,137
Income before extraordinary items	$362,000	6,419
Extraordinary gains, net	$0	45
Net income	$362,000	6,420
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	1,911
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$382,800	6,337
2006-06-30 (YTD Data)		Rank
Total interest income	$1,889,000	6,261
Total interest expense	$797,000	5,814
Net interest income	$1,092,000	6,449
Provision for loan and lease losses	$0	6,419
Total noninterest income	$80,000	7,329
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$58,000	6,028
Trading account gains and fees	$0	126
Additional Noninterest Income	$22,000	7,458
Total noninterest expense	$652,000	7,260
Salaries and employee benefits	$357,000	7,257
Premises and equipment expense	$149,000	5,798
Additional noninterest expense	$146,000	7,658
Pre-tax net operating income	$520,000	5,320
Securities gains (losses)	$-32,000	8,232
Applicable income taxes	$132,000	4,185
Income before extraordinary items	$356,000	5,649
Extraordinary gains, net	$0	39
Net income	$356,000	5,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$379,360	5,507
2006-03-31 (YTD Data)		Rank
Total interest income	$938,000	6,249
Total interest expense	$362,000	5,943
Net interest income	$576,000	6,340
Provision for loan and lease losses	$0	6,013
Total noninterest income	$38,000	7,377
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$28,000	6,029
Trading account gains and fees	$0	115
Additional Noninterest Income	$10,000	7,545
Total noninterest expense	$311,000	7,366
Salaries and employee benefits	$174,000	7,332
Premises and equipment expense	$69,000	5,991
Additional noninterest expense	$68,000	7,772
Pre-tax net operating income	$303,000	4,947
Securities gains (losses)	$-32,000	8,479
Applicable income taxes	$66,000	4,128
Income before extraordinary items	$205,000	5,301
Extraordinary gains, net	$0	21
Net income	$205,000	5,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$229,320	5,021
2005-12-31 (YTD Data)		Rank
Total interest income	$3,406,000	6,264
Total interest expense	$1,193,000	5,823
Net interest income	$2,213,000	6,362
Provision for loan and lease losses	$154,000	4,081
Total noninterest income	$193,000	7,126
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$87,000	6,464
Trading account gains and fees	$0	138
Additional Noninterest Income	$106,000	6,316
Total noninterest expense	$1,336,000	7,165
Salaries and employee benefits	$729,000	7,160
Premises and equipment expense	$260,000	6,105
Additional noninterest expense	$347,000	7,359
Pre-tax net operating income	$916,000	5,592
Securities gains (losses)	$-3,000	7,152
Applicable income taxes	$258,000	4,325
Income before extraordinary items	$655,000	5,798
Extraordinary gains, net	$0	46
Net income	$655,000	5,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	2,685
Cash dividends	$200,000	4,874
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$657,160	5,771
2005-09-30 (YTD Data)		Rank
Total interest income	$2,538,000	6,270
Total interest expense	$865,000	5,814
Net interest income	$1,673,000	6,379
Provision for loan and lease losses	$1,000	6,883
Total noninterest income	$97,000	7,713
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$65,000	6,511
Trading account gains and fees	$0	126
Additional Noninterest Income	$32,000	7,572
Total noninterest expense	$918,000	7,350
Salaries and employee benefits	$478,000	7,467
Premises and equipment expense	$184,000	6,235
Additional noninterest expense	$256,000	7,400
Pre-tax net operating income	$851,000	5,173
Securities gains (losses)	$-3,000	7,524
Applicable income taxes	$260,000	4,027
Income before extraordinary items	$588,000	5,495
Extraordinary gains, net	$0	35
Net income	$588,000	5,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$590,070	5,451
2005-06-30 (YTD Data)		Rank
Total interest income	$1,685,000	6,231
Total interest expense	$544,000	5,823
Net interest income	$1,141,000	6,323
Provision for loan and lease losses	$-1,000	8,586
Total noninterest income	$65,000	7,685
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$44,000	6,475
Trading account gains and fees	$0	116
Additional Noninterest Income	$21,000	7,597
Total noninterest expense	$620,000	7,322
Salaries and employee benefits	$305,000	7,565
Premises and equipment expense	$138,000	5,954
Additional noninterest expense	$177,000	7,330
Pre-tax net operating income	$587,000	5,061
Securities gains (losses)	$-10,000	8,138
Applicable income taxes	$172,000	4,044
Income before extraordinary items	$405,000	5,414
Extraordinary gains, net	$0	30
Net income	$405,000	5,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$412,000	5,333
2005-03-31 (YTD Data)		Rank
Total interest income	$833,000	6,267
Total interest expense	$257,000	5,891
Net interest income	$576,000	6,336
Provision for loan and lease losses	$-1,000	8,667
Total noninterest income	$34,000	7,645
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$21,000	6,536
Trading account gains and fees	$0	115
Additional Noninterest Income	$13,000	7,447
Total noninterest expense	$263,000	7,709
Salaries and employee benefits	$147,000	7,704
Premises and equipment expense	$52,000	6,674
Additional noninterest expense	$64,000	7,941
Pre-tax net operating income	$348,000	4,611
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$87,000	3,995
Income before extraordinary items	$262,000	4,732
Extraordinary gains, net	$0	24
Net income	$262,000	4,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$261,250	4,709
2004-12-31 (YTD Data)		Rank
Total interest income	$3,209,000	6,235
Total interest expense	$1,002,000	5,645
Net interest income	$2,207,000	6,365
Provision for loan and lease losses	$82,000	5,293
Total noninterest income	$174,000	7,391
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$94,000	6,566
Trading account gains and fees	$0	138
Additional Noninterest Income	$80,000	6,771
Total noninterest expense	$1,321,000	7,226
Salaries and employee benefits	$758,000	7,079
Premises and equipment expense	$227,000	6,430
Additional noninterest expense	$336,000	7,489
Pre-tax net operating income	$978,000	5,293
Securities gains (losses)	$3,000	3,369
Applicable income taxes	$324,000	4,065
Income before extraordinary items	$657,000	5,745
Extraordinary gains, net	$0	34
Net income	$657,000	5,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,241
Cash dividends	$150,000	5,168
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$654,990	5,690
2004-09-30 (YTD Data)		Rank
Total interest income	$2,376,000	6,279
Total interest expense	$737,000	5,679
Net interest income	$1,639,000	6,400
Provision for loan and lease losses	$56,000	5,245
Total noninterest income	$80,000	8,071
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$67,000	6,680
Trading account gains and fees	$0	134
Additional Noninterest Income	$13,000	8,331
Total noninterest expense	$903,000	7,396
Salaries and employee benefits	$495,000	7,368
Premises and equipment expense	$185,000	6,213
Additional noninterest expense	$223,000	7,724
Pre-tax net operating income	$760,000	5,325
Securities gains (losses)	$10,000	2,712
Applicable income taxes	$226,000	4,255
Income before extraordinary items	$544,000	5,606
Extraordinary gains, net	$0	26
Net income	$544,000	5,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,126
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$536,900	5,572
2004-06-30 (YTD Data)		Rank
Total interest income	$1,560,000	6,341
Total interest expense	$486,000	5,724
Net interest income	$1,074,000	6,474
Provision for loan and lease losses	$40,000	5,015
Total noninterest income	$51,000	8,163
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$43,000	6,739
Trading account gains and fees	$0	130
Additional Noninterest Income	$8,000	8,431
Total noninterest expense	$627,000	7,361
Salaries and employee benefits	$324,000	7,472
Premises and equipment expense	$147,000	5,726
Additional noninterest expense	$156,000	7,650
Pre-tax net operating income	$458,000	5,527
Securities gains (losses)	$7,000	2,608
Applicable income taxes	$178,000	3,978
Income before extraordinary items	$287,000	6,126
Extraordinary gains, net	$0	21
Net income	$287,000	6,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,509
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$282,520	6,097
2004-03-31 (YTD Data)		Rank
Total interest income	$784,000	6,341
Total interest expense	$242,000	5,808
Net interest income	$542,000	6,468
Provision for loan and lease losses	$-36,000	8,987
Total noninterest income	$26,000	8,131
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$20,000	6,805
Trading account gains and fees	$0	121
Additional Noninterest Income	$6,000	8,203
Total noninterest expense	$287,000	7,598
Salaries and employee benefits	$155,000	7,611
Premises and equipment expense	$62,000	6,230
Additional noninterest expense	$70,000	7,888
Pre-tax net operating income	$317,000	4,693
Securities gains (losses)	$0	2,934
Applicable income taxes	$83,000	4,079
Income before extraordinary items	$234,000	4,933
Extraordinary gains, net	$0	16
Net income	$234,000	4,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-76,000	8,926
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$234,000	4,805
2003-12-31 (YTD Data)		Rank
Total interest income	$2,976,000	6,541
Total interest expense	$1,055,000	5,966
Net interest income	$1,921,000	6,701
Provision for loan and lease losses	$7,000	7,463
Total noninterest income	$135,000	7,959
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$75,000	6,999
Trading account gains and fees	$0	160
Additional Noninterest Income	$60,000	7,309
Total noninterest expense	$1,134,000	7,605
Salaries and employee benefits	$685,000	7,367
Premises and equipment expense	$209,000	6,671
Additional noninterest expense	$240,000	8,149
Pre-tax net operating income	$915,000	5,383
Securities gains (losses)	$12,000	3,514
Applicable income taxes	$208,000	4,868
Income before extraordinary items	$719,000	5,511
Extraordinary gains, net	$0	54
Net income	$719,000	5,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,809
Cash dividends	$300,000	4,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$709,640	5,386
2003-09-30 (YTD Data)		Rank
Total interest income	$2,233,000	6,616
Total interest expense	$814,000	6,019
Net interest income	$1,419,000	6,796
Provision for loan and lease losses	$7,000	7,290
Total noninterest income	$60,000	8,568
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$53,000	7,136
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,000	8,842
Total noninterest expense	$772,000	7,805
Salaries and employee benefits	$423,000	7,808
Premises and equipment expense	$187,000	6,172
Additional noninterest expense	$162,000	8,354
Pre-tax net operating income	$700,000	5,502
Securities gains (losses)	$11,000	3,280
Applicable income taxes	$180,000	4,819
Income before extraordinary items	$531,000	5,693
Extraordinary gains, net	$0	40
Net income	$531,000	5,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$522,750	5,559
2003-06-30 (YTD Data)		Rank
Total interest income	$1,519,000	6,612
Total interest expense	$564,000	6,020
Net interest income	$955,000	6,780
Provision for loan and lease losses	$8,000	6,936
Total noninterest income	$43,000	8,517
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$36,000	7,105
Trading account gains and fees	$0	150
Additional Noninterest Income	$7,000	8,670
Total noninterest expense	$526,000	7,787
Salaries and employee benefits	$275,000	7,893
Premises and equipment expense	$147,000	5,723
Additional noninterest expense	$104,000	8,393
Pre-tax net operating income	$464,000	5,502
Securities gains (losses)	$2,000	3,460
Applicable income taxes	$120,000	4,860
Income before extraordinary items	$346,000	5,763
Extraordinary gains, net	$0	30
Net income	$346,000	5,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,431
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$344,520	5,566
2003-03-31 (YTD Data)		Rank
Total interest income	$762,000	6,637
Total interest expense	$285,000	6,100
Net interest income	$477,000	6,777
Provision for loan and lease losses	$-2,000	9,148
Total noninterest income	$20,000	8,615
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$17,000	7,137
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,000	8,754
Total noninterest expense	$217,000	8,198
Salaries and employee benefits	$124,000	8,121
Premises and equipment expense	$46,000	7,010
Additional noninterest expense	$47,000	8,571
Pre-tax net operating income	$282,000	4,949
Securities gains (losses)	$-1,000	8,995
Applicable income taxes	$40,000	5,397
Income before extraordinary items	$241,000	4,806
Extraordinary gains, net	$0	21
Net income	$241,000	4,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$241,860	4,614
2002-12-31 (YTD Data)		Rank
Total interest income	$2,901,000	6,956
Total interest expense	$1,316,000	6,130
Net interest income	$1,585,000	7,294
Provision for loan and lease losses	$-18,000	9,197
Total noninterest income	$130,000	8,062
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$68,000	7,172
Trading account gains and fees	$0	153
Additional Noninterest Income	$62,000	7,289
Total noninterest expense	$911,000	8,124
Salaries and employee benefits	$575,000	7,822
Premises and equipment expense	$114,000	7,964
Additional noninterest expense	$222,000	8,395
Pre-tax net operating income	$822,000	5,699
Securities gains (losses)	$18,000	3,224
Applicable income taxes	$169,000	5,347
Income before extraordinary items	$671,000	5,656
Extraordinary gains, net	$0	70
Net income	$671,000	5,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,944
Cash dividends	$300,000	4,293
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$656,600	5,584
2001-12-31 (YTD Data)		Rank
Total interest income	$2,656,000	7,577
Total interest expense	$1,641,000	6,705
Net interest income	$1,015,000	8,258
Provision for loan and lease losses	$-5,000	9,429
Total noninterest income	$104,000	8,448
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$57,000	7,450
Trading account gains and fees	$0	177
Additional Noninterest Income	$47,000	7,763
Total noninterest expense	$750,000	8,565
Salaries and employee benefits	$424,000	8,520
Premises and equipment expense	$84,000	8,558
Additional noninterest expense	$242,000	8,289
Pre-tax net operating income	$374,000	7,088
Securities gains (losses)	$0	4,612
Applicable income taxes	$45,000	6,794
Income before extraordinary items	$329,000	6,960
Extraordinary gains, net	$0	105
Net income	$329,000	6,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,952
Cash dividends	$150,000	5,292
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$329,000	6,836
2000-12-31 (YTD Data)		Rank
Total interest income	$2,590,000	7,821
Total interest expense	$1,752,000	6,699
Net interest income	$838,000	8,818
Provision for loan and lease losses	$140,000	4,540
Total noninterest income	$101,000	8,584
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	7,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	7,858
Total noninterest expense	$644,000	8,984
Salaries and employee benefits	$329,000	9,117
Premises and equipment expense	$81,000	8,764
Additional noninterest expense	$234,000	8,467
Pre-tax net operating income	$155,000	8,573
Securities gains (losses)	$-83,000	9,368
Applicable income taxes	$-62,000	9,518
Income before extraordinary items	$134,000	8,505
Extraordinary gains, net	$0	38
Net income	$134,000	8,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-90,000	9,723
Cash dividends	$100,000	5,913
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$217,000	7,971
1999-12-31 (YTD Data)		Rank
Total interest income	$2,514,000	7,894
Total interest expense	$1,667,000	6,603
Net interest income	$847,000	8,964
Provision for loan and lease losses	$47,000	6,669
Total noninterest income	$97,000	8,869
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$55,000	7,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	8,343
Total noninterest expense	$585,000	9,369
Salaries and employee benefits	$310,000	9,412
Premises and equipment expense	$83,000	8,967
Additional noninterest expense	$192,000	9,105
Pre-tax net operating income	$312,000	8,026
Securities gains (losses)	$9,000	1,806
Applicable income taxes	$-21,000	9,723
Income before extraordinary items	$342,000	7,338
Extraordinary gains, net	$0	35
Net income	$342,000	7,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,940
Cash dividends	$160,000	5,532
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$333,000	7,352
1998-12-31 (YTD Data)		Rank
Total interest income	$2,348,000	8,261
Total interest expense	$1,475,000	7,244
Net interest income	$873,000	9,086
Provision for loan and lease losses	$61,000	6,101
Total noninterest income	$103,000	8,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$61,000	7,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	8,456
Total noninterest expense	$540,000	9,640
Salaries and employee benefits	$305,000	9,598
Premises and equipment expense	$76,000	9,240
Additional noninterest expense	$159,000	9,573
Pre-tax net operating income	$375,000	8,010
Securities gains (losses)	$0	4,449
Applicable income taxes	$77,000	7,873
Income before extraordinary items	$298,000	7,908
Extraordinary gains, net	$0	32
Net income	$298,000	7,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,174
Cash dividends	$176,000	5,573
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$298,000	7,824
1997-12-31 (YTD Data)		Rank
Total interest income	$2,324,000	8,609
Total interest expense	$1,412,000	7,555
Net interest income	$912,000	9,394
Provision for loan and lease losses	$12,000	8,256
Total noninterest income	$92,000	9,558
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	8,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	8,825
Total noninterest expense	$555,000	9,915
Salaries and employee benefits	$291,000	10,013
Premises and equipment expense	$82,000	9,385
Additional noninterest expense	$182,000	9,643
Pre-tax net operating income	$437,000	8,249
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$125,000	7,996
Income before extraordinary items	$310,000	8,308
Extraordinary gains, net	$0	44
Net income	$310,000	8,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,179
Cash dividends	$175,000	5,659
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$311,420	8,249
1996-12-31 (YTD Data)		Rank
Total interest income	$2,227,000	9,060
Total interest expense	$1,393,000	7,855
Net interest income	$834,000	10,017
Provision for loan and lease losses	$-16,000	11,119
Total noninterest income	$73,000	10,411
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$32,000	9,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	9,308
Total noninterest expense	$511,000	10,543
Salaries and employee benefits	$278,000	10,525
Premises and equipment expense	$73,000	9,997
Additional noninterest expense	$160,000	10,442
Pre-tax net operating income	$412,000	8,438
Securities gains (losses)	$-4,000	9,823
Applicable income taxes	$114,000	8,499
Income before extraordinary items	$294,000	8,474
Extraordinary gains, net	$0	53
Net income	$294,000	8,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	10,584
Cash dividends	$225,000	5,172
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$296,880	8,400
1995-12-31 (YTD Data)		Rank
Total interest income	$2,014,000	9,696
Total interest expense	$1,286,000	8,326
Net interest income	$728,000	10,759
Provision for loan and lease losses	$22,000	7,572
Total noninterest income	$69,000	10,984
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$32,000	9,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	9,867
Total noninterest expense	$514,000	10,959
Salaries and employee benefits	$261,000	11,075
Premises and equipment expense	$56,000	10,906
Additional noninterest expense	$197,000	10,449
Pre-tax net operating income	$261,000	10,032
Securities gains (losses)	$0	3,831
Applicable income taxes	$61,000	9,959
Income before extraordinary items	$200,000	9,928
Extraordinary gains, net	$0	65
Net income	$200,000	9,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,500
Cash dividends	$150,000	6,032
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$200,000	9,899
1994-12-31 (YTD Data)		Rank
Total interest income	$1,913,000	9,959
Total interest expense	$952,000	8,900
Net interest income	$961,000	10,515
Provision for loan and lease losses	$23,000	7,639
Total noninterest income	$73,000	11,417
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	10,191
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	10,284
Total noninterest expense	$566,000	11,283
Salaries and employee benefits	$251,000	11,658
Premises and equipment expense	$63,000	11,198
Additional noninterest expense	$252,000	10,498
Pre-tax net operating income	$445,000	9,031
Securities gains (losses)	$0	3,600
Applicable income taxes	$147,000	8,368
Income before extraordinary items	$298,000	9,170
Extraordinary gains, net	$0	249
Net income	$298,000	9,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,413
Cash dividends	$180,000	5,708
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$298,000	9,229
1993-12-31 (YTD Data)		Rank
Total interest income	$2,036,000	10,104
Total interest expense	$937,000	9,395
Net interest income	$1,099,000	10,416
Provision for loan and lease losses	$52,000	7,360
Total noninterest income	$71,000	12,043
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$37,000	10,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	11,040
Total noninterest expense	$545,000	11,940
Salaries and employee benefits	$237,000	12,305
Premises and equipment expense	$81,000	11,115
Additional noninterest expense	$227,000	11,372
Pre-tax net operating income	$573,000	8,146
Securities gains (losses)	$0	7,477
Applicable income taxes	$198,000	7,661
Income before extraordinary items	$375,000	8,683
Extraordinary gains, net	$0	3,149
Net income	$375,000	8,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,980
Cash dividends	$110,000	6,702
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$375,000	8,427
1992-12-31 (YTD Data)		Rank
Total interest income	$2,151,000	10,587
Total interest expense	$1,138,000	9,829
Net interest income	$1,013,000	11,054
Provision for loan and lease losses	$1,000	11,714
Total noninterest income	$66,000	12,680
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$38,000	10,777
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	11,929
Total noninterest expense	$463,000	12,837
Salaries and employee benefits	$222,000	12,911
Premises and equipment expense	$66,000	12,026
Additional noninterest expense	$175,000	12,598
Pre-tax net operating income	$615,000	7,599
Securities gains (losses)	$0	8,369
Applicable income taxes	$217,000	7,239
Income before extraordinary items	$398,000	8,243
Extraordinary gains, net	$0	1,422
Net income	$398,000	8,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$110,000	6,380
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$398,000	7,883

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.