Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 2,710 |
| Total interest expense | $2,863,000 | 1,645 |
| Net interest income | $4,909,000 | 3,259 |
| Provision for loan and lease losses | $-114,000 | 7,351 |
| Total noninterest income | $307,000 | 4,781 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $150,000 | 4,402 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $157,000 | 4,459 |
| Total noninterest expense | $6,646,000 | 2,168 |
| Salaries and employee benefits | $1,550,000 | 4,091 |
| Premises and equipment expense | $559,000 | 3,081 |
| Additional noninterest expense | $4,537,000 | 1,150 |
| Pre-tax net operating income | $-1,316,000 | 6,877 |
| Securities gains (losses) | $30,000 | 2,637 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,286,000 | 6,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,286,000 | 6,929 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,286,000 | 6,929 |
| Net charge-offs | $722,000 | 2,257 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,316,000 | 6,909 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 2,594 |
| Total interest expense | $2,014,000 | 1,623 |
| Net interest income | $3,461,000 | 3,118 |
| Provision for loan and lease losses | $-75,000 | 7,417 |
| Total noninterest income | $-941,000 | 7,450 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,035,000 | 7,439 |
| Total noninterest expense | $3,573,000 | 2,648 |
| Salaries and employee benefits | $1,093,000 | 3,966 |
| Premises and equipment expense | $399,000 | 2,968 |
| Additional noninterest expense | $2,081,000 | 1,656 |
| Pre-tax net operating income | $-978,000 | 6,971 |
| Securities gains (losses) | $30,000 | 1,889 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-948,000 | 7,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-948,000 | 7,011 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-948,000 | 7,012 |
| Net charge-offs | $535,000 | 2,077 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-978,000 | 7,003 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 2,435 |
| Total interest expense | $1,042,000 | 1,625 |
| Net interest income | $1,890,000 | 2,856 |
| Provision for loan and lease losses | $-584,000 | 7,549 |
| Total noninterest income | $193,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $147,000 | 2,939 |
| Total noninterest expense | $1,899,000 | 2,522 |
| Salaries and employee benefits | $546,000 | 3,990 |
| Premises and equipment expense | $192,000 | 3,092 |
| Additional noninterest expense | $1,161,000 | 1,503 |
| Pre-tax net operating income | $768,000 | 1,839 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $768,000 | 1,538 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $768,000 | 1,538 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $768,000 | 1,538 |
| Net charge-offs | $285,000 | 1,803 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $768,000 | 1,493 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,105,000 | 2,136 |
| Total interest expense | $5,461,000 | 1,527 |
| Net interest income | $8,644,000 | 2,545 |
| Provision for loan and lease losses | $11,446,000 | 603 |
| Total noninterest income | $464,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $179,000 | 4,620 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $285,000 | 4,026 |
| Total noninterest expense | $9,333,000 | 2,062 |
| Salaries and employee benefits | $2,691,000 | 3,405 |
| Premises and equipment expense | $974,000 | 2,539 |
| Additional noninterest expense | $5,668,000 | 1,299 |
| Pre-tax net operating income | $-11,671,000 | 7,393 |
| Securities gains (losses) | $253,000 | 1,408 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $-11,436,000 | 7,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,436,000 | 7,407 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-11,436,000 | 7,408 |
| Net charge-offs | $8,536,000 | 684 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-11,689,000 | 7,408 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,751,000 | 2,145 |
| Total interest expense | $4,310,000 | 1,497 |
| Net interest income | $6,441,000 | 2,587 |
| Provision for loan and lease losses | $2,640,000 | 1,384 |
| Total noninterest income | $478,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $138,000 | 4,644 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $340,000 | 3,346 |
| Total noninterest expense | $6,249,000 | 2,325 |
| Salaries and employee benefits | $2,035,000 | 3,395 |
| Premises and equipment expense | $723,000 | 2,595 |
| Additional noninterest expense | $3,491,000 | 1,513 |
| Pre-tax net operating income | $-1,970,000 | 7,056 |
| Securities gains (losses) | $253,000 | 1,198 |
| Applicable income taxes | $15,000 | 4,104 |
| Income before extraordinary items | $-1,732,000 | 7,088 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,732,000 | 7,086 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,732,000 | 7,088 |
| Net charge-offs | $3,079,000 | 1,126 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,985,000 | 7,104 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 2,151 |
| Total interest expense | $2,976,000 | 1,514 |
| Net interest income | $4,271,000 | 2,595 |
| Provision for loan and lease losses | $2,123,000 | 1,229 |
| Total noninterest income | $307,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $97,000 | 4,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $210,000 | 3,428 |
| Total noninterest expense | $4,476,000 | 2,165 |
| Salaries and employee benefits | $1,517,000 | 3,123 |
| Premises and equipment expense | $468,000 | 2,657 |
| Additional noninterest expense | $2,491,000 | 1,426 |
| Pre-tax net operating income | $-2,021,000 | 7,275 |
| Securities gains (losses) | $253,000 | 798 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $-1,779,000 | 7,301 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,779,000 | 7,300 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,779,000 | 7,301 |
| Net charge-offs | $705,000 | 2,078 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,032,000 | 7,330 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 2,261 |
| Total interest expense | $1,584,000 | 1,491 |
| Net interest income | $1,964,000 | 2,826 |
| Provision for loan and lease losses | $-38,000 | 7,869 |
| Total noninterest income | $215,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $166,000 | 2,669 |
| Total noninterest expense | $1,774,000 | 2,740 |
| Salaries and employee benefits | $768,000 | 3,121 |
| Premises and equipment expense | $238,000 | 2,690 |
| Additional noninterest expense | $768,000 | 2,213 |
| Pre-tax net operating income | $443,000 | 2,646 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $436,000 | 2,404 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $436,000 | 2,403 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $436,000 | 2,404 |
| Net charge-offs | $261,000 | 2,180 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $436,000 | 2,315 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,800,000 | 2,422 |
| Total interest expense | $7,301,000 | 1,621 |
| Net interest income | $6,499,000 | 3,236 |
| Provision for loan and lease losses | $3,493,000 | 1,791 |
| Total noninterest income | $468,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $131,000 | 5,359 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $337,000 | 3,810 |
| Total noninterest expense | $7,945,000 | 2,477 |
| Salaries and employee benefits | $2,860,000 | 3,322 |
| Premises and equipment expense | $685,000 | 3,521 |
| Additional noninterest expense | $4,400,000 | 1,684 |
| Pre-tax net operating income | $-4,471,000 | 7,122 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $21,000 | 3,644 |
| Income before extraordinary items | $-4,492,000 | 7,213 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,492,000 | 7,212 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,492,000 | 7,212 |
| Net charge-offs | $1,809,000 | 2,151 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 699 |
| Net operating income | $-4,492,000 | 7,222 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,188,000 | 2,497 |
| Total interest expense | $5,685,000 | 1,629 |
| Net interest income | $4,503,000 | 3,467 |
| Provision for loan and lease losses | $1,821,000 | 2,024 |
| Total noninterest income | $337,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $245,000 | 3,942 |
| Total noninterest expense | $5,706,000 | 2,599 |
| Salaries and employee benefits | $2,161,000 | 3,332 |
| Premises and equipment expense | $660,000 | 2,909 |
| Additional noninterest expense | $2,885,000 | 1,854 |
| Pre-tax net operating income | $-2,687,000 | 7,217 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $-2,701,000 | 7,326 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,701,000 | 7,326 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,701,000 | 7,326 |
| Net charge-offs | $1,306,000 | 1,915 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 644 |
| Net operating income | $-2,701,000 | 7,316 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,916,000 | 2,488 |
| Total interest expense | $3,983,000 | 1,638 |
| Net interest income | $2,933,000 | 3,517 |
| Provision for loan and lease losses | $1,253,000 | 1,801 |
| Total noninterest income | $154,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $55,000 | 5,662 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $99,000 | 4,807 |
| Total noninterest expense | $3,239,000 | 3,018 |
| Salaries and employee benefits | $1,446,000 | 3,335 |
| Premises and equipment expense | $453,000 | 2,881 |
| Additional noninterest expense | $1,340,000 | 2,575 |
| Pre-tax net operating income | $-1,405,000 | 7,197 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $-1,418,000 | 7,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,418,000 | 7,301 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,418,000 | 7,300 |
| Net charge-offs | $900,000 | 1,723 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 513 |
| Net operating income | $-1,418,000 | 7,306 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 2,537 |
| Total interest expense | $2,024,000 | 1,673 |
| Net interest income | $1,400,000 | 3,640 |
| Provision for loan and lease losses | $590,000 | 1,636 |
| Total noninterest income | $110,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $88,000 | 3,856 |
| Total noninterest expense | $1,510,000 | 3,129 |
| Salaries and employee benefits | $723,000 | 3,377 |
| Premises and equipment expense | $207,000 | 3,135 |
| Additional noninterest expense | $580,000 | 2,641 |
| Pre-tax net operating income | $-590,000 | 7,404 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $-600,000 | 7,527 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-600,000 | 7,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-600,000 | 7,528 |
| Net charge-offs | $481,000 | 1,392 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 269 |
| Net operating income | $-600,000 | 7,505 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,875,000 | 2,665 |
| Total interest expense | $8,055,000 | 1,961 |
| Net interest income | $5,820,000 | 3,550 |
| Provision for loan and lease losses | $2,080,000 | 1,747 |
| Total noninterest income | $466,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 6,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $399,000 | 3,596 |
| Total noninterest expense | $6,091,000 | 3,034 |
| Salaries and employee benefits | $3,141,000 | 3,126 |
| Premises and equipment expense | $821,000 | 3,118 |
| Additional noninterest expense | $2,129,000 | 2,703 |
| Pre-tax net operating income | $-1,885,000 | 7,322 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,000 | 4,719 |
| Income before extraordinary items | $-1,889,000 | 7,346 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,889,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 2,175 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $7,988,000 | 186 |
| Net operating income | $-1,889,000 | 7,445 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,209,000 | 2,771 |
| Total interest expense | $5,982,000 | 2,054 |
| Net interest income | $4,227,000 | 3,667 |
| Provision for loan and lease losses | $1,522,000 | 1,412 |
| Total noninterest income | $393,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $49,000 | 6,461 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $344,000 | 3,443 |
| Total noninterest expense | $4,754,000 | 2,905 |
| Salaries and employee benefits | $2,553,000 | 2,925 |
| Premises and equipment expense | $616,000 | 3,124 |
| Additional noninterest expense | $1,585,000 | 2,646 |
| Pre-tax net operating income | $-1,656,000 | 7,783 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,000 | 5,079 |
| Income before extraordinary items | $-1,660,000 | 7,770 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,660,000 | 7,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,882 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $7,271,000 | 126 |
| Net operating income | $-1,660,000 | 7,856 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 2,944 |
| Total interest expense | $3,857,000 | 2,180 |
| Net interest income | $2,592,000 | 3,875 |
| Provision for loan and lease losses | $930,000 | 1,273 |
| Total noninterest income | $252,000 | 4,981 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $223,000 | 3,557 |
| Total noninterest expense | $3,147,000 | 2,925 |
| Salaries and employee benefits | $1,771,000 | 2,848 |
| Premises and equipment expense | $401,000 | 3,210 |
| Additional noninterest expense | $975,000 | 2,806 |
| Pre-tax net operating income | $-1,233,000 | 8,011 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,233,000 | 8,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,233,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,024 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $6,167,000 | 95 |
| Net operating income | $-1,233,000 | 8,070 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 3,291 |
| Total interest expense | $1,788,000 | 2,463 |
| Net interest income | $1,144,000 | 4,229 |
| Provision for loan and lease losses | $352,000 | 1,248 |
| Total noninterest income | $116,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $1,499,000 | 3,065 |
| Salaries and employee benefits | $892,000 | 2,855 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $408,000 | 3,259 |
| Pre-tax net operating income | $-591,000 | 8,139 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-591,000 | 8,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-591,000 | 8,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,673,000 | 81 |
| Net operating income | $-591,000 | 8,173 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,722,000 | 4,851 |
| Total interest expense | $4,160,000 | 3,921 |
| Net interest income | $2,562,000 | 5,913 |
| Provision for loan and lease losses | $893,000 | 1,553 |
| Total noninterest income | $193,000 | 6,789 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $36,000 | 6,943 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $157,000 | 5,502 |
| Total noninterest expense | $4,644,000 | 3,662 |
| Salaries and employee benefits | $2,866,000 | 3,343 |
| Premises and equipment expense | $544,000 | 4,114 |
| Additional noninterest expense | $1,234,000 | 3,999 |
| Pre-tax net operating income | $-2,782,000 | 8,358 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $-2,786,000 | 8,391 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,786,000 | 8,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $6,523,000 | 242 |
| Net operating income | $-2,786,000 | 8,380 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 5,510 |
| Total interest expense | $2,472,000 | 4,517 |
| Net interest income | $1,617,000 | 6,376 |
| Provision for loan and lease losses | $521,000 | 1,518 |
| Total noninterest income | $90,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $70,000 | 6,347 |
| Total noninterest expense | $2,973,000 | 4,128 |
| Salaries and employee benefits | $1,911,000 | 3,658 |
| Premises and equipment expense | $356,000 | 4,492 |
| Additional noninterest expense | $706,000 | 4,774 |
| Pre-tax net operating income | $-1,787,000 | 8,423 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $-1,790,000 | 8,451 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,790,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,826,000 | 278 |
| Net operating income | $-1,790,000 | 8,440 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 5,890 |
| Total interest expense | $1,452,000 | 4,894 |
| Net interest income | $936,000 | 6,730 |
| Provision for loan and lease losses | $271,000 | 1,687 |
| Total noninterest income | $35,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $1,659,000 | 4,683 |
| Salaries and employee benefits | $1,029,000 | 4,334 |
| Premises and equipment expense | $200,000 | 5,043 |
| Additional noninterest expense | $430,000 | 5,048 |
| Pre-tax net operating income | $-959,000 | 8,451 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-959,000 | 8,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-959,000 | 8,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-959,000 | 8,469 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 6,286 |
| Total interest expense | $615,000 | 5,314 |
| Net interest income | $402,000 | 7,085 |
| Provision for loan and lease losses | $158,000 | 1,378 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $722,000 | 5,149 |
| Salaries and employee benefits | $440,000 | 4,851 |
| Premises and equipment expense | $88,000 | 5,432 |
| Additional noninterest expense | $194,000 | 5,363 |
| Pre-tax net operating income | $-467,000 | 8,504 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-467,000 | 8,522 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-467,000 | 8,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-467,000 | 8,516 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 7,771 |
| Total interest expense | $858,000 | 7,208 |
| Net interest income | $849,000 | 8,033 |
| Provision for loan and lease losses | $419,000 | 2,198 |
| Total noninterest income | $23,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $10,000 | 7,420 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,184 |
| Total noninterest expense | $2,103,000 | 6,015 |
| Salaries and employee benefits | $1,233,000 | 5,819 |
| Premises and equipment expense | $288,000 | 5,838 |
| Additional noninterest expense | $582,000 | 6,137 |
| Pre-tax net operating income | $-1,650,000 | 8,549 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-1,651,000 | 8,568 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,651,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,473,000 | 201 |
| Net operating income | $-1,651,000 | 8,559 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $917,000 | 8,193 |
| Total interest expense | $381,000 | 7,933 |
| Net interest income | $536,000 | 8,266 |
| Provision for loan and lease losses | $265,000 | 2,378 |
| Total noninterest income | $14,000 | 8,514 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $7,000 | 7,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $1,493,000 | 6,166 |
| Salaries and employee benefits | $843,000 | 6,080 |
| Premises and equipment expense | $199,000 | 6,088 |
| Additional noninterest expense | $451,000 | 6,060 |
| Pre-tax net operating income | $-1,208,000 | 8,622 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-1,209,000 | 8,636 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,209,000 | 8,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $10,473,000 | 146 |
| Net operating income | $-1,209,000 | 8,629 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $393,000 | 8,532 |
| Total interest expense | $105,000 | 8,490 |
| Net interest income | $288,000 | 8,485 |
| Provision for loan and lease losses | $168,000 | 2,424 |
| Total noninterest income | $5,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,000 | 7,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $925,000 | 6,384 |
| Salaries and employee benefits | $503,000 | 6,426 |
| Premises and equipment expense | $107,000 | 6,618 |
| Additional noninterest expense | $315,000 | 5,921 |
| Pre-tax net operating income | $-800,000 | 8,657 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-801,000 | 8,670 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-801,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $8,214,000 | 127 |
| Net operating income | $-801,000 | 8,662 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $115,000 | 8,698 |
| Total interest expense | $14,000 | 8,696 |
| Net interest income | $101,000 | 8,637 |
| Provision for loan and lease losses | $79,000 | 2,358 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $417,000 | 6,667 |
| Salaries and employee benefits | $197,000 | 7,024 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $168,000 | 5,721 |
| Pre-tax net operating income | $-395,000 | 8,664 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $-396,000 | 8,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-396,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $8,214,000 | 60 |
| Net operating income | $-396,000 | 8,669 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.