Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 6,270 |
| Total interest expense | $765,000 | 6,121 |
| Net interest income | $1,647,000 | 6,172 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $183,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $117,000 | 5,112 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $66,000 | 5,934 |
| Total noninterest expense | $1,140,000 | 6,785 |
| Salaries and employee benefits | $646,000 | 6,593 |
| Premises and equipment expense | $88,000 | 7,277 |
| Additional noninterest expense | $406,000 | 6,666 |
| Pre-tax net operating income | $663,000 | 3,434 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $29,000 | 3,621 |
| Income before extraordinary items | $639,000 | 3,278 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $639,000 | 3,276 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $639,000 | 3,278 |
| Net charge-offs | $23,000 | 6,168 |
| Cash dividends | $373,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $634,200 | 3,202 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 6,337 |
| Total interest expense | $521,000 | 6,188 |
| Net interest income | $1,082,000 | 6,213 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $112,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $74,000 | 5,211 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $38,000 | 6,148 |
| Total noninterest expense | $763,000 | 6,845 |
| Salaries and employee benefits | $440,000 | 6,622 |
| Premises and equipment expense | $62,000 | 7,283 |
| Additional noninterest expense | $261,000 | 6,764 |
| Pre-tax net operating income | $413,000 | 3,624 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $398,000 | 3,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 3,481 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $398,000 | 3,482 |
| Net charge-offs | $-7,000 | 7,843 |
| Cash dividends | $276,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $393,250 | 3,391 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 6,351 |
| Total interest expense | $264,000 | 6,267 |
| Net interest income | $553,000 | 6,171 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $36,000 | 5,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $362,000 | 6,924 |
| Salaries and employee benefits | $206,000 | 6,790 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $123,000 | 6,739 |
| Pre-tax net operating income | $234,000 | 3,772 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $223,000 | 3,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $223,000 | 3,685 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $223,000 | 3,686 |
| Net charge-offs | $-7,000 | 7,788 |
| Cash dividends | $124,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $223,000 | 3,535 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 6,398 |
| Total interest expense | $1,216,000 | 6,414 |
| Net interest income | $2,142,000 | 6,280 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $241,000 | 6,201 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $157,000 | 5,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $84,000 | 6,159 |
| Total noninterest expense | $1,457,000 | 6,927 |
| Salaries and employee benefits | $858,000 | 6,764 |
| Premises and equipment expense | $127,000 | 7,361 |
| Additional noninterest expense | $472,000 | 6,744 |
| Pre-tax net operating income | $890,000 | 3,971 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $41,000 | 3,952 |
| Income before extraordinary items | $854,000 | 3,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $854,000 | 3,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,824 |
| Cash dividends | $1,348,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $849,250 | 3,731 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 6,456 |
| Total interest expense | $937,000 | 6,477 |
| Net interest income | $1,598,000 | 6,330 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $173,000 | 6,378 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 6,377 |
| Total noninterest expense | $1,079,000 | 6,958 |
| Salaries and employee benefits | $643,000 | 6,768 |
| Premises and equipment expense | $93,000 | 7,435 |
| Additional noninterest expense | $343,000 | 6,807 |
| Pre-tax net operating income | $665,000 | 4,444 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $30,000 | 4,413 |
| Income before extraordinary items | $640,000 | 4,001 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $640,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $1,150,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $635,200 | 4,162 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 6,505 |
| Total interest expense | $649,000 | 6,524 |
| Net interest income | $1,049,000 | 6,377 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $102,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $74,000 | 5,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $719,000 | 7,012 |
| Salaries and employee benefits | $435,000 | 6,788 |
| Premises and equipment expense | $63,000 | 7,456 |
| Additional noninterest expense | $221,000 | 6,883 |
| Pre-tax net operating income | $414,000 | 4,726 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $19,000 | 4,702 |
| Income before extraordinary items | $400,000 | 4,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 4,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,397 |
| Cash dividends | $1,003,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $395,250 | 4,436 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 6,556 |
| Total interest expense | $333,000 | 6,632 |
| Net interest income | $526,000 | 6,386 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $336,000 | 7,170 |
| Salaries and employee benefits | $206,000 | 6,939 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $98,000 | 7,100 |
| Pre-tax net operating income | $230,000 | 4,702 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $224,000 | 4,435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $881,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $219,250 | 4,379 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 6,604 |
| Total interest expense | $1,401,000 | 6,566 |
| Net interest income | $1,967,000 | 6,541 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $232,000 | 6,524 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $152,000 | 5,396 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $80,000 | 6,526 |
| Total noninterest expense | $1,479,000 | 6,950 |
| Salaries and employee benefits | $883,000 | 6,757 |
| Premises and equipment expense | $125,000 | 7,489 |
| Additional noninterest expense | $471,000 | 6,727 |
| Pre-tax net operating income | $684,000 | 5,485 |
| Securities gains (losses) | $7,000 | 1,467 |
| Applicable income taxes | $31,000 | 5,211 |
| Income before extraordinary items | $660,000 | 5,169 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $660,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $409,000 | 4,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $653,280 | 5,176 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 6,654 |
| Total interest expense | $1,053,000 | 6,594 |
| Net interest income | $1,457,000 | 6,608 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $162,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $111,000 | 5,460 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $51,000 | 6,759 |
| Total noninterest expense | $1,085,000 | 6,988 |
| Salaries and employee benefits | $639,000 | 6,805 |
| Premises and equipment expense | $94,000 | 7,477 |
| Additional noninterest expense | $352,000 | 6,714 |
| Pre-tax net operating income | $507,000 | 5,744 |
| Securities gains (losses) | $7,000 | 1,103 |
| Applicable income taxes | $23,000 | 5,406 |
| Income before extraordinary items | $491,000 | 5,418 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $491,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $280,000 | 3,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $484,280 | 5,436 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 6,715 |
| Total interest expense | $688,000 | 6,656 |
| Net interest income | $966,000 | 6,667 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $99,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $69,000 | 5,607 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $727,000 | 7,022 |
| Salaries and employee benefits | $436,000 | 6,806 |
| Premises and equipment expense | $65,000 | 7,456 |
| Additional noninterest expense | $226,000 | 6,830 |
| Pre-tax net operating income | $320,000 | 5,915 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $311,000 | 5,578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $311,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $160,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $305,300 | 5,597 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 6,806 |
| Total interest expense | $329,000 | 6,761 |
| Net interest income | $474,000 | 6,731 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $341,000 | 7,189 |
| Salaries and employee benefits | $203,000 | 7,006 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $105,000 | 7,004 |
| Pre-tax net operating income | $167,000 | 5,853 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $160,000 | 5,524 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $160,000 | 5,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $74,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $160,000 | 5,507 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 6,706 |
| Total interest expense | $1,171,000 | 6,625 |
| Net interest income | $1,924,000 | 6,645 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $228,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $153,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 6,773 |
| Total noninterest expense | $1,485,000 | 6,929 |
| Salaries and employee benefits | $858,000 | 6,788 |
| Premises and equipment expense | $132,000 | 7,465 |
| Additional noninterest expense | $495,000 | 6,559 |
| Pre-tax net operating income | $631,000 | 6,099 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $30,000 | 5,757 |
| Income before extraordinary items | $602,000 | 5,817 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $602,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $383,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $601,050 | 5,808 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 6,769 |
| Total interest expense | $851,000 | 6,670 |
| Net interest income | $1,446,000 | 6,712 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $165,000 | 6,803 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $117,000 | 5,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $1,089,000 | 6,985 |
| Salaries and employee benefits | $629,000 | 6,832 |
| Premises and equipment expense | $103,000 | 7,419 |
| Additional noninterest expense | $357,000 | 6,649 |
| Pre-tax net operating income | $495,000 | 6,244 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $24,000 | 5,893 |
| Income before extraordinary items | $472,000 | 5,888 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $472,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $303,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $471,050 | 5,893 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 6,811 |
| Total interest expense | $519,000 | 6,772 |
| Net interest income | $983,000 | 6,701 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $103,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $734,000 | 6,991 |
| Salaries and employee benefits | $428,000 | 6,812 |
| Premises and equipment expense | $70,000 | 7,416 |
| Additional noninterest expense | $236,000 | 6,715 |
| Pre-tax net operating income | $334,000 | 6,249 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $16,000 | 5,921 |
| Income before extraordinary items | $319,000 | 5,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $319,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $201,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $318,050 | 5,890 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,846 |
| Total interest expense | $243,000 | 6,839 |
| Net interest income | $489,000 | 6,741 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $356,000 | 7,072 |
| Salaries and employee benefits | $205,000 | 6,926 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $117,000 | 6,694 |
| Pre-tax net operating income | $166,000 | 6,213 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $158,000 | 5,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $82,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $158,000 | 5,843 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 6,678 |
| Total interest expense | $872,000 | 6,597 |
| Net interest income | $2,026,000 | 6,607 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $213,000 | 6,967 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $144,000 | 5,683 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 6,972 |
| Total noninterest expense | $1,412,000 | 7,034 |
| Salaries and employee benefits | $831,000 | 6,831 |
| Premises and equipment expense | $129,000 | 7,543 |
| Additional noninterest expense | $452,000 | 6,832 |
| Pre-tax net operating income | $791,000 | 5,895 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $37,000 | 6,041 |
| Income before extraordinary items | $742,000 | 5,534 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $742,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $644,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $753,400 | 5,468 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 6,697 |
| Total interest expense | $636,000 | 6,595 |
| Net interest income | $1,511,000 | 6,658 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $152,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 5,825 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 7,069 |
| Total noninterest expense | $1,028,000 | 7,104 |
| Salaries and employee benefits | $604,000 | 6,909 |
| Premises and equipment expense | $92,000 | 7,600 |
| Additional noninterest expense | $332,000 | 6,870 |
| Pre-tax net operating income | $608,000 | 5,977 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $29,000 | 6,103 |
| Income before extraordinary items | $583,000 | 5,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $583,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $399,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $579,200 | 5,509 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 6,703 |
| Total interest expense | $399,000 | 6,605 |
| Net interest income | $1,008,000 | 6,643 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $63,000 | 5,922 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $654,000 | 7,213 |
| Salaries and employee benefits | $378,000 | 7,069 |
| Premises and equipment expense | $62,000 | 7,574 |
| Additional noninterest expense | $214,000 | 6,934 |
| Pre-tax net operating income | $418,000 | 5,871 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $20,000 | 6,094 |
| Income before extraordinary items | $400,000 | 5,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $400,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $264,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $398,100 | 5,419 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 6,761 |
| Total interest expense | $189,000 | 6,688 |
| Net interest income | $507,000 | 6,682 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $313,000 | 7,355 |
| Salaries and employee benefits | $188,000 | 7,135 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $94,000 | 7,271 |
| Pre-tax net operating income | $225,000 | 5,694 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $11,000 | 6,040 |
| Income before extraordinary items | $214,000 | 5,249 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $214,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $88,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $214,000 | 5,214 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 6,643 |
| Total interest expense | $751,000 | 6,417 |
| Net interest income | $2,019,000 | 6,602 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $215,000 | 7,025 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $142,000 | 5,899 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $1,374,000 | 7,129 |
| Salaries and employee benefits | $791,000 | 6,970 |
| Premises and equipment expense | $121,000 | 7,699 |
| Additional noninterest expense | $462,000 | 6,785 |
| Pre-tax net operating income | $824,000 | 5,716 |
| Securities gains (losses) | $25,000 | 2,257 |
| Applicable income taxes | $41,000 | 6,156 |
| Income before extraordinary items | $808,000 | 5,246 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $808,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $626,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $784,250 | 5,232 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 6,681 |
| Total interest expense | $567,000 | 6,378 |
| Net interest income | $1,495,000 | 6,636 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $164,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $109,000 | 5,894 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 6,930 |
| Total noninterest expense | $1,026,000 | 7,100 |
| Salaries and employee benefits | $586,000 | 6,961 |
| Premises and equipment expense | $92,000 | 7,681 |
| Additional noninterest expense | $348,000 | 6,738 |
| Pre-tax net operating income | $606,000 | 5,880 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $599,000 | 5,366 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $599,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $362,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $576,200 | 5,398 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 6,741 |
| Total interest expense | $385,000 | 6,379 |
| Net interest income | $978,000 | 6,713 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $97,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $675,000 | 7,189 |
| Salaries and employee benefits | $385,000 | 7,032 |
| Premises and equipment expense | $62,000 | 7,681 |
| Additional noninterest expense | $228,000 | 6,815 |
| Pre-tax net operating income | $382,000 | 5,965 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $383,000 | 5,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $266,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $363,050 | 5,488 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 6,699 |
| Total interest expense | $196,000 | 6,403 |
| Net interest income | $507,000 | 6,648 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $343,000 | 7,178 |
| Salaries and employee benefits | $209,000 | 6,869 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $104,000 | 7,045 |
| Pre-tax net operating income | $203,000 | 5,792 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $198,000 | 5,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $198,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $127,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $193,250 | 5,307 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 6,458 |
| Total interest expense | $982,000 | 6,166 |
| Net interest income | $2,066,000 | 6,493 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $225,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $145,000 | 5,925 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $80,000 | 6,888 |
| Total noninterest expense | $1,312,000 | 7,243 |
| Salaries and employee benefits | $778,000 | 6,994 |
| Premises and equipment expense | $132,000 | 7,638 |
| Additional noninterest expense | $402,000 | 7,144 |
| Pre-tax net operating income | $943,000 | 5,320 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $48,000 | 6,313 |
| Income before extraordinary items | $908,000 | 4,914 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $908,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $671,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $895,650 | 4,785 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 6,514 |
| Total interest expense | $764,000 | 6,200 |
| Net interest income | $1,541,000 | 6,554 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $172,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $109,000 | 5,956 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 6,866 |
| Total noninterest expense | $997,000 | 7,209 |
| Salaries and employee benefits | $594,000 | 6,942 |
| Premises and equipment expense | $101,000 | 7,609 |
| Additional noninterest expense | $302,000 | 7,124 |
| Pre-tax net operating income | $689,000 | 5,547 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $35,000 | 6,476 |
| Income before extraordinary items | $657,000 | 5,154 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $657,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $378,000 | 3,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $654,150 | 4,984 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 6,556 |
| Total interest expense | $524,000 | 6,239 |
| Net interest income | $1,017,000 | 6,601 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $120,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $657,000 | 7,274 |
| Salaries and employee benefits | $388,000 | 7,018 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $205,000 | 7,078 |
| Pre-tax net operating income | $462,000 | 5,520 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $449,000 | 5,098 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $449,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $278,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $438,550 | 4,953 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $768,000 | 6,609 |
| Total interest expense | $265,000 | 6,314 |
| Net interest income | $503,000 | 6,630 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $334,000 | 7,247 |
| Salaries and employee benefits | $201,000 | 6,970 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $101,000 | 7,129 |
| Pre-tax net operating income | $204,000 | 5,794 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $198,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $129,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $194,200 | 5,214 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 6,461 |
| Total interest expense | $1,276,000 | 6,241 |
| Net interest income | $2,098,000 | 6,473 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $199,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $120,000 | 6,255 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $1,309,000 | 7,225 |
| Salaries and employee benefits | $787,000 | 6,928 |
| Premises and equipment expense | $122,000 | 7,858 |
| Additional noninterest expense | $400,000 | 7,152 |
| Pre-tax net operating income | $952,000 | 5,335 |
| Securities gains (losses) | $53,000 | 2,352 |
| Applicable income taxes | $54,000 | 6,479 |
| Income before extraordinary items | $951,000 | 4,732 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $951,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,606 |
| Cash dividends | $699,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $900,650 | 4,755 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 7,145 |
| Total interest expense | $1,656,000 | 6,682 |
| Net interest income | $1,453,000 | 7,414 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $181,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $116,000 | 6,304 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $1,114,000 | 7,658 |
| Salaries and employee benefits | $611,000 | 7,614 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $402,000 | 7,127 |
| Pre-tax net operating income | $484,000 | 6,618 |
| Securities gains (losses) | $65,000 | 2,113 |
| Applicable income taxes | $31,000 | 7,063 |
| Income before extraordinary items | $518,000 | 5,975 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $518,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $456,900 | 6,160 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 7,850 |
| Total interest expense | $1,402,000 | 7,350 |
| Net interest income | $1,156,000 | 8,176 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $152,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $770,000 | 8,647 |
| Salaries and employee benefits | $452,000 | 8,488 |
| Premises and equipment expense | $92,000 | 8,578 |
| Additional noninterest expense | $226,000 | 8,541 |
| Pre-tax net operating income | $502,000 | 6,988 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $25,000 | 7,722 |
| Income before extraordinary items | $473,000 | 6,468 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $473,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $357,000 | 4,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $476,800 | 6,463 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 8,123 |
| Total interest expense | $1,131,000 | 7,829 |
| Net interest income | $1,180,000 | 8,235 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $130,000 | 8,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $767,000 | 8,819 |
| Salaries and employee benefits | $449,000 | 8,623 |
| Premises and equipment expense | $84,000 | 8,949 |
| Additional noninterest expense | $234,000 | 8,709 |
| Pre-tax net operating income | $543,000 | 6,942 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $34,000 | 7,921 |
| Income before extraordinary items | $517,000 | 6,313 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $517,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $444,000 | 3,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $509,480 | 6,356 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 8,204 |
| Total interest expense | $1,222,000 | 7,848 |
| Net interest income | $1,184,000 | 8,360 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,161 |
| Total noninterest expense | $703,000 | 9,094 |
| Salaries and employee benefits | $430,000 | 8,774 |
| Premises and equipment expense | $74,000 | 9,279 |
| Additional noninterest expense | $199,000 | 9,125 |
| Pre-tax net operating income | $599,000 | 6,926 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $34,000 | 8,631 |
| Income before extraordinary items | $566,000 | 6,229 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $566,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,847 |
| Cash dividends | $424,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $565,060 | 6,118 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 8,714 |
| Total interest expense | $1,118,000 | 8,356 |
| Net interest income | $1,129,000 | 8,869 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $97,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $685,000 | 9,435 |
| Salaries and employee benefits | $410,000 | 9,195 |
| Premises and equipment expense | $79,000 | 9,459 |
| Additional noninterest expense | $196,000 | 9,455 |
| Pre-tax net operating income | $541,000 | 7,703 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $83,000 | 8,702 |
| Income before extraordinary items | $447,000 | 7,332 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $447,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $346,000 | 4,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $456,240 | 7,206 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 9,124 |
| Total interest expense | $1,105,000 | 8,679 |
| Net interest income | $1,076,000 | 9,350 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,012 |
| Total noninterest expense | $601,000 | 10,165 |
| Salaries and employee benefits | $369,000 | 9,823 |
| Premises and equipment expense | $66,000 | 10,194 |
| Additional noninterest expense | $166,000 | 10,357 |
| Pre-tax net operating income | $563,000 | 7,610 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $164,000 | 7,668 |
| Income before extraordinary items | $399,000 | 7,629 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $399,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $399,000 | 7,563 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 9,595 |
| Total interest expense | $1,098,000 | 8,908 |
| Net interest income | $981,000 | 9,994 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $599,000 | 10,572 |
| Salaries and employee benefits | $372,000 | 10,154 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $181,000 | 10,668 |
| Pre-tax net operating income | $470,000 | 8,620 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $114,000 | 8,898 |
| Income before extraordinary items | $356,000 | 8,423 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $356,000 | 8,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,194 |
| Cash dividends | $110,000 | 6,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $356,000 | 8,405 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 9,781 |
| Total interest expense | $958,000 | 8,870 |
| Net interest income | $1,054,000 | 10,228 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $93,000 | 10,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $590,000 | 11,183 |
| Salaries and employee benefits | $348,000 | 10,765 |
| Premises and equipment expense | $48,000 | 11,699 |
| Additional noninterest expense | $194,000 | 11,223 |
| Pre-tax net operating income | $557,000 | 8,263 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $150,000 | 8,297 |
| Income before extraordinary items | $407,000 | 8,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $407,000 | 8,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $105,000 | 6,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $407,000 | 8,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 9,873 |
| Total interest expense | $1,079,000 | 8,765 |
| Net interest income | $1,077,000 | 10,494 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $84,000 | 11,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $597,000 | 11,671 |
| Salaries and employee benefits | $332,000 | 11,336 |
| Premises and equipment expense | $50,000 | 12,210 |
| Additional noninterest expense | $215,000 | 11,536 |
| Pre-tax net operating income | $564,000 | 8,198 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $160,000 | 8,417 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $404,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $98,000 | 7,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $404,000 | 8,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 10,222 |
| Total interest expense | $1,300,000 | 9,236 |
| Net interest income | $1,036,000 | 10,955 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $607,000 | 12,019 |
| Salaries and employee benefits | $337,000 | 11,580 |
| Premises and equipment expense | $45,000 | 12,878 |
| Additional noninterest expense | $225,000 | 11,889 |
| Pre-tax net operating income | $504,000 | 8,384 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $143,000 | 8,814 |
| Income before extraordinary items | $362,000 | 8,594 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $362,000 | 8,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $83,000 | 6,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $361,280 | 8,241 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.