Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,908,000 | 2,045 |
| Total interest expense | $7,938,000 | 1,924 |
| Net interest income | $7,970,000 | 2,140 |
| Provision for loan and lease losses | $134,000 | 4,412 |
| Total noninterest income | $1,715,000 | 2,046 |
| Gross Fiduciary activities income | $39,000 | 1,146 |
| Service charges on deposit accounts | $887,000 | 1,412 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $789,000 | 2,192 |
| Total noninterest expense | $5,400,000 | 2,415 |
| Salaries and employee benefits | $2,782,000 | 2,429 |
| Premises and equipment expense | $200,000 | 6,717 |
| Additional noninterest expense | $2,418,000 | 1,759 |
| Pre-tax net operating income | $4,151,000 | 1,763 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,120,000 | 2,107 |
| Income before extraordinary items | $3,031,000 | 1,725 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,031,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,125 |
| Cash dividends | $3,275,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,031,000 | 1,656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,345,000 | 2,133 |
| Total interest expense | $7,500,000 | 2,043 |
| Net interest income | $7,845,000 | 2,237 |
| Provision for loan and lease losses | $244,000 | 2,993 |
| Total noninterest income | $1,425,000 | 2,291 |
| Gross Fiduciary activities income | $14,000 | 1,312 |
| Service charges on deposit accounts | $901,000 | 1,432 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $510,000 | 2,792 |
| Total noninterest expense | $5,332,000 | 2,417 |
| Salaries and employee benefits | $2,727,000 | 2,435 |
| Premises and equipment expense | $216,000 | 6,556 |
| Additional noninterest expense | $2,389,000 | 1,777 |
| Pre-tax net operating income | $3,694,000 | 2,035 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $968,000 | 2,506 |
| Income before extraordinary items | $2,726,000 | 1,934 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,726,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $2,095,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,726,000 | 1,878 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,158,000 | 2,358 |
| Total interest expense | $6,157,000 | 2,491 |
| Net interest income | $8,001,000 | 2,255 |
| Provision for loan and lease losses | $134,000 | 4,364 |
| Total noninterest income | $1,283,000 | 2,564 |
| Gross Fiduciary activities income | $9,000 | 1,411 |
| Service charges on deposit accounts | $788,000 | 1,707 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $486,000 | 2,983 |
| Total noninterest expense | $5,073,000 | 2,692 |
| Salaries and employee benefits | $2,609,000 | 2,562 |
| Premises and equipment expense | $237,000 | 6,434 |
| Additional noninterest expense | $2,227,000 | 2,235 |
| Pre-tax net operating income | $4,077,000 | 1,765 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,481,000 | 1,621 |
| Income before extraordinary items | $2,596,000 | 1,904 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,596,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,071 |
| Cash dividends | $2,130,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,596,000 | 1,867 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,578,000 | 2,462 |
| Total interest expense | $6,058,000 | 2,530 |
| Net interest income | $7,520,000 | 2,390 |
| Provision for loan and lease losses | $112,000 | 4,360 |
| Total noninterest income | $1,160,000 | 2,792 |
| Gross Fiduciary activities income | $85,000 | 1,198 |
| Service charges on deposit accounts | $723,000 | 1,873 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $352,000 | 3,597 |
| Total noninterest expense | $4,838,000 | 2,798 |
| Salaries and employee benefits | $2,451,000 | 2,726 |
| Premises and equipment expense | $240,000 | 6,502 |
| Additional noninterest expense | $2,147,000 | 2,266 |
| Pre-tax net operating income | $3,730,000 | 1,973 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,278,000 | 1,915 |
| Income before extraordinary items | $2,452,000 | 2,055 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,452,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $1,520,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,452,000 | 2,023 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,577,000 | 2,868 |
| Total interest expense | $4,394,000 | 2,789 |
| Net interest income | $6,183,000 | 2,921 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $1,086,000 | 2,933 |
| Gross Fiduciary activities income | $154,000 | 1,081 |
| Service charges on deposit accounts | $638,000 | 2,118 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $294,000 | 4,137 |
| Total noninterest expense | $4,248,000 | 3,230 |
| Salaries and employee benefits | $2,173,000 | 3,046 |
| Premises and equipment expense | $410,000 | 4,488 |
| Additional noninterest expense | $1,665,000 | 3,023 |
| Pre-tax net operating income | $3,006,000 | 2,374 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $745,000 | 2,953 |
| Income before extraordinary items | $2,261,000 | 2,167 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,261,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $1,190,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,261,000 | 2,181 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 3,348 |
| Total interest expense | $3,643,000 | 3,444 |
| Net interest income | $5,595,000 | 3,225 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $894,000 | 3,655 |
| Gross Fiduciary activities income | $79,000 | 1,254 |
| Service charges on deposit accounts | $563,000 | 2,450 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $252,000 | 4,987 |
| Total noninterest expense | $3,567,000 | 3,850 |
| Salaries and employee benefits | $1,894,000 | 3,447 |
| Premises and equipment expense | $361,000 | 5,108 |
| Additional noninterest expense | $1,312,000 | 3,908 |
| Pre-tax net operating income | $2,782,000 | 2,476 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $719,000 | 3,038 |
| Income before extraordinary items | $2,069,000 | 2,425 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,069,000 | 2,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,777 |
| Cash dividends | $1,520,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,064,560 | 2,280 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,884,000 | 3,523 |
| Total interest expense | $4,250,000 | 3,853 |
| Net interest income | $5,634,000 | 3,248 |
| Provision for loan and lease losses | $195,000 | 5,287 |
| Total noninterest income | $726,000 | 4,285 |
| Gross Fiduciary activities income | $6,000 | 1,580 |
| Service charges on deposit accounts | $506,000 | 2,743 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $3,431,000 | 3,996 |
| Salaries and employee benefits | $1,775,000 | 3,605 |
| Premises and equipment expense | $376,000 | 5,045 |
| Additional noninterest expense | $1,280,000 | 4,101 |
| Pre-tax net operating income | $2,734,000 | 2,263 |
| Securities gains (losses) | $-47,000 | 13,665 |
| Applicable income taxes | $719,000 | 2,886 |
| Income before extraordinary items | $1,968,000 | 2,322 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,968,000 | 2,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-403,000 | 13,900 |
| Cash dividends | $1,440,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,002,310 | 2,121 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.