Home > First State Bank > Assets and Liabilities
First State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 72 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $241,067,000 | 1,917 |
| Cash and due from depository institutions | $5,067,000 | 2,441 |
| Interest-bearing balances | $15,000 | 6,148 |
| Securities | $70,582,000 | 1,678 |
| Federal funds sold & reverse repurchase agreements | $16,925,000 | 969 |
| Net loans & leases | $143,580,000 | 1,948 |
| Loan loss allowance | $1,497,000 | 2,350 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,213,000 | 3,581 |
| Other real estate owned | $33,000 | 2,441 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,667,000 | 2,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,067,000 | 1,917 |
| Total liabilities | $222,583,000 | 1,870 |
| Total deposits | $175,201,000 | 2,173 |
| Interest-bearing deposits | $155,963,000 | 2,068 |
| Deposits held in domestic offices | $175,201,000 | 2,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,712,000 | 1,158 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $36,891,000 | 720 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,779,000 | 1,508 |
| Total equity capital | $18,484,000 | 2,439 |
| Total bank equity capital | $18,484,000 | 2,439 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $8,000,000 | 1,922 |
| Undivided profits | $8,484,000 | 2,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 3,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $990,000 | 2,243 |
| Earning assets | $231,102,000 | 1,850 |
| Long-term assets (5+ years) | $74,840,000 | 1,141 |
| Average Assets, year-to-date | $218,964,000 | 1,994 |
| Average Assets, quarterly | $228,848,500 | 1,987 |
| Volatile liabilities | $55,199,000 | 1,279 |
| Insider loans | $9,797,000 | 406 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,573,000 | 2,845 |
| Tier 1 (core) risk-based capital | $17,729,000 | 2,413 |
| Tier 2 risk-based capital | $1,497,000 | 2,115 |
| Total risk weighted assets | $133,405,100 | 2,136 |
| Total unused commitments | $14,573,000 | 2,852 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $212,541,000 | 2,140 |
| Cash and due from depository institutions | $4,535,000 | 2,342 |
| Interest-bearing balances | $69,000 | 5,159 |
| Securities | $70,086,000 | 1,635 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $133,252,000 | 2,108 |
| Loan loss allowance | $1,497,000 | 2,351 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,164,000 | 3,588 |
| Other real estate owned | $0 | 2,342 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,504,000 | 2,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,541,000 | 2,140 |
| Total liabilities | $193,973,000 | 2,113 |
| Total deposits | $174,508,000 | 2,145 |
| Interest-bearing deposits | $157,419,000 | 2,056 |
| Deposits held in domestic offices | $174,508,000 | 2,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,261,000 | 957 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,632,000 | 2,045 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,572,000 | 1,641 |
| Total equity capital | $18,568,000 | 2,415 |
| Total bank equity capital | $18,568,000 | 2,415 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $8,000,000 | 1,892 |
| Undivided profits | $8,568,000 | 2,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $485,000 | 4,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $942,000 | 2,412 |
| Earning assets | $203,407,000 | 2,058 |
| Long-term assets (5+ years) | $47,929,000 | 1,421 |
| Average Assets, year-to-date | $205,385,400 | 2,117 |
| Average Assets, quarterly | $210,373,500 | 2,143 |
| Volatile liabilities | $44,566,000 | 1,546 |
| Insider loans | $6,830,000 | 590 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,366,000 | 3,612 |
| Tier 1 (core) risk-based capital | $17,973,000 | 2,387 |
| Tier 2 risk-based capital | $1,497,000 | 2,013 |
| Total risk weighted assets | $123,208,200 | 2,259 |
| Total unused commitments | $9,366,000 | 3,614 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 78 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $198,372,000 | 2,369 |
| Cash and due from depository institutions | $4,890,000 | 2,414 |
| Interest-bearing balances | $83,000 | 5,128 |
| Securities | $69,331,000 | 1,743 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $119,701,000 | 2,362 |
| Loan loss allowance | $1,287,000 | 2,800 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,101,000 | 3,641 |
| Other real estate owned | $16,000 | 2,414 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,333,000 | 3,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,372,000 | 2,369 |
| Total liabilities | $180,793,000 | 2,338 |
| Total deposits | $161,132,000 | 2,394 |
| Interest-bearing deposits | $144,677,000 | 2,295 |
| Deposits held in domestic offices | $161,132,000 | 2,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,653,000 | 1,013 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,085,000 | 1,819 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,923,000 | 2,098 |
| Total equity capital | $17,579,000 | 2,551 |
| Total bank equity capital | $17,579,000 | 2,551 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $8,000,000 | 1,953 |
| Undivided profits | $7,579,000 | 3,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $886,000 | 2,548 |
| Earning assets | $189,115,000 | 2,277 |
| Long-term assets (5+ years) | $63,013,000 | 1,056 |
| Average Assets, year-to-date | $185,053,800 | 2,425 |
| Average Assets, quarterly | $191,157,500 | 2,416 |
| Volatile liabilities | $28,213,000 | 2,192 |
| Insider loans | $6,962,000 | 611 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,478,000 | 3,754 |
| Tier 1 (core) risk-based capital | $17,342,000 | 2,508 |
| Tier 2 risk-based capital | $1,287,000 | 2,354 |
| Total risk weighted assets | $112,369,900 | 2,499 |
| Total unused commitments | $8,478,000 | 3,769 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 77 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $180,919,000 | 2,567 |
| Cash and due from depository institutions | $7,202,000 | 2,512 |
| Interest-bearing balances | $708,000 | 2,904 |
| Securities | $56,841,000 | 2,212 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $112,155,000 | 2,450 |
| Loan loss allowance | $1,455,000 | 2,546 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,220,000 | 3,379 |
| Other real estate owned | $13,000 | 2,512 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,488,000 | 3,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,919,000 | 2,567 |
| Total liabilities | $163,797,000 | 2,562 |
| Total deposits | $155,032,000 | 2,511 |
| Interest-bearing deposits | $133,304,000 | 2,532 |
| Deposits held in domestic offices | $155,032,000 | 2,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,104,000 | 1,671 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,816,000 | 2,124 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,845,000 | 2,246 |
| Total equity capital | $17,122,000 | 2,608 |
| Total bank equity capital | $17,122,000 | 2,608 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $8,000,000 | 1,939 |
| Undivided profits | $7,122,000 | 3,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $869,000 | 2,665 |
| Earning assets | $169,704,000 | 2,517 |
| Long-term assets (5+ years) | $50,175,000 | 1,187 |
| Average Assets, year-to-date | $178,620,600 | 2,517 |
| Average Assets, quarterly | $180,242,500 | 2,547 |
| Volatile liabilities | $15,083,000 | 3,320 |
| Insider loans | $5,636,000 | 792 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,930,000 | 3,807 |
| Tier 1 (core) risk-based capital | $16,875,000 | 2,546 |
| Tier 2 risk-based capital | $1,319,470 | 2,263 |
| Total risk weighted assets | $105,421,870 | 2,584 |
| Total unused commitments | $7,930,000 | 3,821 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 86 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $174,026,000 | 2,626 |
| Cash and due from depository institutions | $7,219,000 | 2,336 |
| Interest-bearing balances | $1,199,000 | 2,185 |
| Securities | $59,812,000 | 2,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $101,480,000 | 2,622 |
| Loan loss allowance | $1,416,000 | 2,668 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,407,000 | 3,066 |
| Other real estate owned | $8,000 | 2,336 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,100,000 | 2,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,026,000 | 2,626 |
| Total liabilities | $158,366,000 | 2,634 |
| Total deposits | $141,839,000 | 2,693 |
| Interest-bearing deposits | $120,080,000 | 2,750 |
| Deposits held in domestic offices | $141,839,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,415,000 | 1,097 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,925,000 | 2,590 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,187,000 | 2,693 |
| Total equity capital | $15,660,000 | 2,615 |
| Total bank equity capital | $15,660,000 | 2,615 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $9,660,000 | 2,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 4,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $712,000 | 2,863 |
| Earning assets | $162,491,000 | 2,576 |
| Long-term assets (5+ years) | $57,240,000 | 1,062 |
| Average Assets, year-to-date | $156,211,800 | 2,826 |
| Average Assets, quarterly | $175,187,000 | 2,590 |
| Volatile liabilities | $20,728,000 | 2,472 |
| Insider loans | $5,663,000 | 745 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,544,000 | 4,607 |
| Tier 1 (core) risk-based capital | $15,943,000 | 2,599 |
| Tier 2 risk-based capital | $1,219,140 | 2,440 |
| Total risk weighted assets | $97,334,140 | 2,709 |
| Total unused commitments | $5,544,000 | 4,615 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $138,682,000 | 3,304 |
| Cash and due from depository institutions | $5,622,000 | 3,235 |
| Interest-bearing balances | $2,997,000 | 1,855 |
| Securities | $51,968,000 | 2,660 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 8,401 |
| Net loans & leases | $76,723,000 | 3,293 |
| Loan loss allowance | $1,177,000 | 3,194 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,962,000 | 3,693 |
| Other real estate owned | $0 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,657,000 | 4,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,682,000 | 3,304 |
| Total liabilities | $126,848,000 | 3,272 |
| Total deposits | $115,888,000 | 3,383 |
| Interest-bearing deposits | $101,738,000 | 3,337 |
| Deposits held in domestic offices | $115,888,000 | 3,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,250,000 | 1,060 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $710,000 | 4,088 |
| Total equity capital | $11,834,000 | 3,458 |
| Total bank equity capital | $11,834,000 | 3,458 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $6,834,000 | 3,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 9,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $470,000 | 3,965 |
| Earning assets | $132,438,000 | 3,175 |
| Long-term assets (5+ years) | $21,357,000 | 2,518 |
| Average Assets, year-to-date | $136,472,200 | 3,255 |
| Average Assets, quarterly | $138,120,000 | 3,291 |
| Volatile liabilities | $15,412,000 | 2,943 |
| Insider loans | $3,702,000 | 1,117 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,310,000 | 7,119 |
| Tier 1 (core) risk-based capital | $11,834,000 | 3,378 |
| Tier 2 risk-based capital | $952,180 | 3,015 |
| Total risk weighted assets | $75,949,680 | 3,384 |
| Total unused commitments | $2,310,000 | 7,144 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 64 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $138,375,000 | 3,375 |
| Cash and due from depository institutions | $11,508,000 | 3,357 |
| Interest-bearing balances | $3,798,000 | 1,799 |
| Securities | $49,711,000 | 2,748 |
| Federal funds sold & reverse repurchase agreements | $2,825,000 | 5,237 |
| Net loans & leases | $70,857,000 | 3,627 |
| Loan loss allowance | $1,282,000 | 3,053 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,746,000 | 4,087 |
| Other real estate owned | $0 | 3,357 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,728,000 | 4,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,375,000 | 3,375 |
| Total liabilities | $127,090,000 | 3,360 |
| Total deposits | $113,185,000 | 3,591 |
| Interest-bearing deposits | $98,274,000 | 3,592 |
| Deposits held in domestic offices | $113,185,000 | 3,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,300,000 | 878 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $605,000 | 5,003 |
| Total equity capital | $11,285,000 | 3,405 |
| Total bank equity capital | $11,285,000 | 3,405 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $6,285,000 | 3,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 7,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $465,000 | 4,385 |
| Earning assets | $127,191,000 | 3,336 |
| Long-term assets (5+ years) | $17,194,000 | 2,912 |
| Average Assets, year-to-date | $128,308,200 | 3,534 |
| Average Assets, quarterly | $133,106,000 | 3,462 |
| Volatile liabilities | $17,954,000 | 2,582 |
| Insider loans | $225,000 | 3,647 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,065,000 | 6,029 |
| Tier 1 (core) risk-based capital | $11,285,000 | 3,352 |
| Tier 2 risk-based capital | $902,200 | 3,188 |
| Total risk weighted assets | $71,796,100 | 3,619 |
| Total unused commitments | $3,065,000 | 6,056 |
| Derivatives | $0 | 651 |