Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,496,000 | 1,550 |
| Total interest expense | $7,447,000 | 870 |
| Net interest income | $4,049,000 | 2,683 |
| Provision for loan and lease losses | $20,130,000 | 292 |
| Total noninterest income | $426,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $366,000 | 2,167 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $60,000 | 5,582 |
| Total noninterest expense | $7,278,000 | 1,426 |
| Salaries and employee benefits | $4,064,000 | 1,245 |
| Premises and equipment expense | $1,317,000 | 1,069 |
| Additional noninterest expense | $1,897,000 | 1,888 |
| Pre-tax net operating income | $-22,933,000 | 8,033 |
| Securities gains (losses) | $394,000 | 615 |
| Applicable income taxes | $-86,000 | 7,110 |
| Income before extraordinary items | $-22,453,000 | 8,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,453,000 | 8,046 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-22,453,000 | 8,046 |
| Net charge-offs | $19,395,000 | 233 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 849 |
| Net operating income | $-22,847,000 | 8,043 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 1,557 |
| Total interest expense | $3,842,000 | 883 |
| Net interest income | $1,980,000 | 2,732 |
| Provision for loan and lease losses | $15,541,000 | 186 |
| Total noninterest income | $296,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $181,000 | 2,141 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $115,000 | 3,430 |
| Total noninterest expense | $3,432,000 | 1,458 |
| Salaries and employee benefits | $2,065,000 | 1,243 |
| Premises and equipment expense | $661,000 | 1,076 |
| Additional noninterest expense | $706,000 | 2,215 |
| Pre-tax net operating income | $-16,697,000 | 8,140 |
| Securities gains (losses) | $394,000 | 421 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-16,303,000 | 8,146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,303,000 | 8,146 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-16,303,000 | 8,146 |
| Net charge-offs | $19,539,000 | 126 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 708 |
| Net operating income | $-16,697,000 | 8,142 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,391,000 | 1,317 |
| Total interest expense | $16,893,000 | 942 |
| Net interest income | $12,498,000 | 1,782 |
| Provision for loan and lease losses | $22,441,000 | 345 |
| Total noninterest income | $1,373,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $849,000 | 2,026 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $524,000 | 3,099 |
| Total noninterest expense | $13,745,000 | 1,424 |
| Salaries and employee benefits | $8,012,000 | 1,257 |
| Premises and equipment expense | $2,593,000 | 1,081 |
| Additional noninterest expense | $3,140,000 | 1,934 |
| Pre-tax net operating income | $-22,315,000 | 8,115 |
| Securities gains (losses) | $-472,000 | 7,529 |
| Applicable income taxes | $-2,000,000 | 7,915 |
| Income before extraordinary items | $-20,787,000 | 8,098 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-20,787,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,395,000 | 436 |
| Cash dividends | $948,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 916 |
| Net operating income | $-20,357,480 | 8,118 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,732,000 | 1,303 |
| Total interest expense | $12,746,000 | 975 |
| Net interest income | $9,986,000 | 1,679 |
| Provision for loan and lease losses | $10,786,000 | 383 |
| Total noninterest income | $1,051,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $669,000 | 1,939 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $382,000 | 3,260 |
| Total noninterest expense | $9,969,000 | 1,454 |
| Salaries and employee benefits | $5,901,000 | 1,307 |
| Premises and equipment expense | $1,938,000 | 1,086 |
| Additional noninterest expense | $2,130,000 | 2,040 |
| Pre-tax net operating income | $-9,718,000 | 8,216 |
| Securities gains (losses) | $-501,000 | 7,783 |
| Applicable income taxes | $-3,666,000 | 8,244 |
| Income before extraordinary items | $-6,553,000 | 8,167 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,553,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,753,000 | 551 |
| Cash dividends | $948,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 795 |
| Net operating income | $-6,232,360 | 8,189 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,421,000 | 1,295 |
| Total interest expense | $8,608,000 | 1,008 |
| Net interest income | $6,813,000 | 1,652 |
| Provision for loan and lease losses | $6,634,000 | 352 |
| Total noninterest income | $808,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $449,000 | 1,907 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $359,000 | 2,741 |
| Total noninterest expense | $6,537,000 | 1,479 |
| Salaries and employee benefits | $3,855,000 | 1,351 |
| Premises and equipment expense | $1,262,000 | 1,096 |
| Additional noninterest expense | $1,420,000 | 2,028 |
| Pre-tax net operating income | $-5,550,000 | 8,302 |
| Securities gains (losses) | $191,000 | 638 |
| Applicable income taxes | $-2,075,000 | 8,334 |
| Income before extraordinary items | $-3,284,000 | 8,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,284,000 | 8,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,175,000 | 531 |
| Cash dividends | $948,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 706 |
| Net operating income | $-3,406,240 | 8,270 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,021,000 | 1,272 |
| Total interest expense | $4,475,000 | 1,042 |
| Net interest income | $3,546,000 | 1,570 |
| Provision for loan and lease losses | $2,934,000 | 313 |
| Total noninterest income | $445,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $242,000 | 1,777 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $203,000 | 2,553 |
| Total noninterest expense | $3,086,000 | 1,566 |
| Salaries and employee benefits | $1,852,000 | 1,422 |
| Premises and equipment expense | $588,000 | 1,178 |
| Additional noninterest expense | $646,000 | 2,162 |
| Pre-tax net operating income | $-2,029,000 | 8,371 |
| Securities gains (losses) | $200,000 | 443 |
| Applicable income taxes | $-722,000 | 8,382 |
| Income before extraordinary items | $-1,107,000 | 8,321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,107,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 686 |
| Cash dividends | $474,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 584 |
| Net operating income | $-1,235,000 | 8,330 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,052,000 | 1,203 |
| Total interest expense | $17,551,000 | 1,128 |
| Net interest income | $17,501,000 | 1,277 |
| Provision for loan and lease losses | $3,897,000 | 509 |
| Total noninterest income | $1,631,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,093,000 | 1,642 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $538,000 | 3,186 |
| Total noninterest expense | $11,199,000 | 1,646 |
| Salaries and employee benefits | $7,086,000 | 1,431 |
| Premises and equipment expense | $1,872,000 | 1,428 |
| Additional noninterest expense | $2,241,000 | 2,403 |
| Pre-tax net operating income | $4,036,000 | 1,972 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,445,000 | 1,446 |
| Income before extraordinary items | $2,591,000 | 2,281 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,591,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,451 |
| Cash dividends | $2,077,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,591,000 | 2,271 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,295,000 | 1,206 |
| Total interest expense | $12,801,000 | 1,162 |
| Net interest income | $13,494,000 | 1,244 |
| Provision for loan and lease losses | $822,000 | 1,060 |
| Total noninterest income | $1,231,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $822,000 | 1,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $409,000 | 3,163 |
| Total noninterest expense | $8,824,000 | 1,546 |
| Salaries and employee benefits | $5,841,000 | 1,286 |
| Premises and equipment expense | $1,322,000 | 1,505 |
| Additional noninterest expense | $1,661,000 | 2,386 |
| Pre-tax net operating income | $5,079,000 | 1,346 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,860,000 | 1,016 |
| Income before extraordinary items | $3,219,000 | 1,573 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,219,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,233 |
| Cash dividends | $1,603,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,219,000 | 1,557 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,251,000 | 1,245 |
| Total interest expense | $8,276,000 | 1,200 |
| Net interest income | $8,975,000 | 1,268 |
| Provision for loan and lease losses | $477,000 | 1,072 |
| Total noninterest income | $829,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $536,000 | 1,650 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $293,000 | 3,050 |
| Total noninterest expense | $5,851,000 | 1,578 |
| Salaries and employee benefits | $3,911,000 | 1,304 |
| Premises and equipment expense | $808,000 | 1,649 |
| Additional noninterest expense | $1,132,000 | 2,348 |
| Pre-tax net operating income | $3,476,000 | 1,362 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,273,000 | 1,053 |
| Income before extraordinary items | $2,203,000 | 1,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,203,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,229 |
| Cash dividends | $1,130,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,203,000 | 1,570 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,717,000 | 1,214 |
| Total interest expense | $4,087,000 | 1,209 |
| Net interest income | $4,630,000 | 1,229 |
| Provision for loan and lease losses | $191,000 | 1,214 |
| Total noninterest income | $372,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $248,000 | 1,725 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $124,000 | 3,357 |
| Total noninterest expense | $2,727,000 | 1,705 |
| Salaries and employee benefits | $1,779,000 | 1,457 |
| Premises and equipment expense | $388,000 | 1,722 |
| Additional noninterest expense | $560,000 | 2,356 |
| Pre-tax net operating income | $2,084,000 | 1,122 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $768,000 | 903 |
| Income before extraordinary items | $1,316,000 | 1,333 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,316,000 | 1,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $545,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,316,000 | 1,326 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,668,000 | 1,238 |
| Total interest expense | $13,531,000 | 1,241 |
| Net interest income | $18,137,000 | 1,248 |
| Provision for loan and lease losses | $1,240,000 | 842 |
| Total noninterest income | $1,918,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $993,000 | 1,759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $925,000 | 2,348 |
| Total noninterest expense | $9,935,000 | 1,797 |
| Salaries and employee benefits | $6,213,000 | 1,589 |
| Premises and equipment expense | $1,566,000 | 1,635 |
| Additional noninterest expense | $2,156,000 | 2,401 |
| Pre-tax net operating income | $8,880,000 | 1,106 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,259,000 | 878 |
| Income before extraordinary items | $5,621,000 | 1,291 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,621,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,767 |
| Cash dividends | $1,770,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,621,000 | 1,274 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,015,000 | 1,284 |
| Total interest expense | $9,467,000 | 1,300 |
| Net interest income | $13,548,000 | 1,272 |
| Provision for loan and lease losses | $985,000 | 764 |
| Total noninterest income | $1,443,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $723,000 | 1,808 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $720,000 | 2,286 |
| Total noninterest expense | $7,579,000 | 1,755 |
| Salaries and employee benefits | $4,723,000 | 1,578 |
| Premises and equipment expense | $1,042,000 | 1,817 |
| Additional noninterest expense | $1,814,000 | 2,148 |
| Pre-tax net operating income | $6,427,000 | 1,193 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,359,000 | 954 |
| Income before extraordinary items | $4,068,000 | 1,396 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,068,000 | 1,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,387 |
| Cash dividends | $1,295,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,068,000 | 1,379 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,714,000 | 1,310 |
| Total interest expense | $5,826,000 | 1,341 |
| Net interest income | $8,888,000 | 1,290 |
| Provision for loan and lease losses | $680,000 | 730 |
| Total noninterest income | $924,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $452,000 | 1,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $472,000 | 2,305 |
| Total noninterest expense | $4,910,000 | 1,815 |
| Salaries and employee benefits | $3,059,000 | 1,620 |
| Premises and equipment expense | $772,000 | 1,662 |
| Additional noninterest expense | $1,079,000 | 2,391 |
| Pre-tax net operating income | $4,222,000 | 1,196 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,596,000 | 937 |
| Income before extraordinary items | $2,626,000 | 1,427 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,626,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 948 |
| Cash dividends | $825,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,626,000 | 1,416 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,967,000 | 1,354 |
| Total interest expense | $2,655,000 | 1,385 |
| Net interest income | $4,312,000 | 1,331 |
| Provision for loan and lease losses | $375,000 | 640 |
| Total noninterest income | $431,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $208,000 | 1,979 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $223,000 | 2,332 |
| Total noninterest expense | $2,429,000 | 1,832 |
| Salaries and employee benefits | $1,483,000 | 1,672 |
| Premises and equipment expense | $331,000 | 1,914 |
| Additional noninterest expense | $615,000 | 2,109 |
| Pre-tax net operating income | $1,939,000 | 1,279 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $711,000 | 1,037 |
| Income before extraordinary items | $1,228,000 | 1,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,228,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 574 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,228,000 | 1,457 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,964,000 | 1,614 |
| Total interest expense | $7,248,000 | 1,563 |
| Net interest income | $13,716,000 | 1,600 |
| Provision for loan and lease losses | $735,000 | 1,361 |
| Total noninterest income | $1,492,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $725,000 | 2,283 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $767,000 | 2,617 |
| Total noninterest expense | $8,152,000 | 2,050 |
| Salaries and employee benefits | $4,912,000 | 1,886 |
| Premises and equipment expense | $1,057,000 | 2,258 |
| Additional noninterest expense | $2,183,000 | 2,293 |
| Pre-tax net operating income | $6,321,000 | 1,517 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,363,000 | 1,194 |
| Income before extraordinary items | $3,958,000 | 1,760 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,958,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,950 |
| Cash dividends | $873,000 | 2,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,958,000 | 1,729 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,647,000 | 1,684 |
| Total interest expense | $4,952,000 | 1,628 |
| Net interest income | $9,695,000 | 1,671 |
| Provision for loan and lease losses | $480,000 | 1,448 |
| Total noninterest income | $1,043,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $536,000 | 2,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $507,000 | 2,858 |
| Total noninterest expense | $5,902,000 | 2,094 |
| Salaries and employee benefits | $3,531,000 | 1,938 |
| Premises and equipment expense | $767,000 | 2,309 |
| Additional noninterest expense | $1,604,000 | 2,295 |
| Pre-tax net operating income | $4,356,000 | 1,638 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,637,000 | 1,278 |
| Income before extraordinary items | $2,719,000 | 1,930 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,719,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,230 |
| Cash dividends | $593,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,719,000 | 1,893 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,171,000 | 1,737 |
| Total interest expense | $3,097,000 | 1,638 |
| Net interest income | $6,074,000 | 1,774 |
| Provision for loan and lease losses | $225,000 | 1,956 |
| Total noninterest income | $698,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $352,000 | 2,297 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $346,000 | 2,798 |
| Total noninterest expense | $3,780,000 | 2,165 |
| Salaries and employee benefits | $2,227,000 | 2,033 |
| Premises and equipment expense | $497,000 | 2,342 |
| Additional noninterest expense | $1,056,000 | 2,305 |
| Pre-tax net operating income | $2,767,000 | 1,674 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,041,000 | 1,330 |
| Income before extraordinary items | $1,726,000 | 1,974 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,726,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $293,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,726,000 | 1,934 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 1,837 |
| Total interest expense | $1,383,000 | 1,729 |
| Net interest income | $2,871,000 | 1,868 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $336,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $176,000 | 2,245 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $160,000 | 2,858 |
| Total noninterest expense | $1,875,000 | 2,198 |
| Salaries and employee benefits | $1,109,000 | 2,064 |
| Premises and equipment expense | $236,000 | 2,482 |
| Additional noninterest expense | $530,000 | 2,300 |
| Pre-tax net operating income | $1,332,000 | 1,719 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $505,000 | 1,347 |
| Income before extraordinary items | $827,000 | 2,030 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $827,000 | 2,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $293,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $827,000 | 1,997 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,038,000 | 2,015 |
| Total interest expense | $4,787,000 | 1,710 |
| Net interest income | $9,251,000 | 2,206 |
| Provision for loan and lease losses | $786,000 | 1,307 |
| Total noninterest income | $1,149,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $733,000 | 2,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $416,000 | 3,645 |
| Total noninterest expense | $6,174,000 | 2,563 |
| Salaries and employee benefits | $3,587,000 | 2,433 |
| Premises and equipment expense | $893,000 | 2,544 |
| Additional noninterest expense | $1,694,000 | 2,813 |
| Pre-tax net operating income | $3,440,000 | 2,305 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,288,000 | 1,810 |
| Income before extraordinary items | $2,152,000 | 2,744 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,152,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,831 |
| Cash dividends | $122,000 | 5,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,152,000 | 2,682 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,150,000 | 2,063 |
| Total interest expense | $3,483,000 | 1,728 |
| Net interest income | $6,667,000 | 2,268 |
| Provision for loan and lease losses | $475,000 | 1,507 |
| Total noninterest income | $817,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $504,000 | 2,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $313,000 | 3,652 |
| Total noninterest expense | $4,584,000 | 2,558 |
| Salaries and employee benefits | $2,617,000 | 2,470 |
| Premises and equipment expense | $674,000 | 2,513 |
| Additional noninterest expense | $1,293,000 | 2,715 |
| Pre-tax net operating income | $2,425,000 | 2,454 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $911,000 | 1,929 |
| Income before extraordinary items | $1,514,000 | 2,927 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,514,000 | 2,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,767 |
| Cash dividends | $85,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,514,000 | 2,855 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,587,000 | 2,125 |
| Total interest expense | $2,291,000 | 1,738 |
| Net interest income | $4,296,000 | 2,323 |
| Provision for loan and lease losses | $191,000 | 2,290 |
| Total noninterest income | $546,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $295,000 | 2,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $251,000 | 3,314 |
| Total noninterest expense | $3,112,000 | 2,536 |
| Salaries and employee benefits | $1,686,000 | 2,552 |
| Premises and equipment expense | $446,000 | 2,529 |
| Additional noninterest expense | $980,000 | 2,432 |
| Pre-tax net operating income | $1,539,000 | 2,534 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $579,000 | 1,987 |
| Income before extraordinary items | $960,000 | 3,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $960,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,353 |
| Cash dividends | $36,000 | 4,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $960,000 | 2,952 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 2,174 |
| Total interest expense | $1,122,000 | 1,791 |
| Net interest income | $2,101,000 | 2,378 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $270,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $143,000 | 2,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $127,000 | 3,230 |
| Total noninterest expense | $1,563,000 | 2,543 |
| Salaries and employee benefits | $838,000 | 2,576 |
| Premises and equipment expense | $211,000 | 2,672 |
| Additional noninterest expense | $514,000 | 2,300 |
| Pre-tax net operating income | $728,000 | 2,627 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $274,000 | 2,061 |
| Income before extraordinary items | $454,000 | 3,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $454,000 | 3,059 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,011,000 | 2,581 |
| Total interest expense | $4,073,000 | 2,179 |
| Net interest income | $6,938,000 | 2,771 |
| Provision for loan and lease losses | $1,050,000 | 1,133 |
| Total noninterest income | $888,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $588,000 | 2,740 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $300,000 | 4,509 |
| Total noninterest expense | $5,398,000 | 2,865 |
| Salaries and employee benefits | $2,813,000 | 2,934 |
| Premises and equipment expense | $843,000 | 2,629 |
| Additional noninterest expense | $1,742,000 | 2,702 |
| Pre-tax net operating income | $1,378,000 | 4,347 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $518,000 | 3,315 |
| Income before extraordinary items | $860,000 | 5,057 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $860,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,694 |
| Cash dividends | $27,000 | 6,093 |
| Sale, conversion, retirement of capital stock, net | $2,850,000 | 290 |
| Net operating income | $860,000 | 4,894 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 2,736 |
| Total interest expense | $3,027,000 | 2,272 |
| Net interest income | $4,841,000 | 2,994 |
| Provision for loan and lease losses | $696,000 | 1,228 |
| Total noninterest income | $636,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $437,000 | 2,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 4,806 |
| Total noninterest expense | $3,986,000 | 2,915 |
| Salaries and employee benefits | $2,027,000 | 3,056 |
| Premises and equipment expense | $692,000 | 2,437 |
| Additional noninterest expense | $1,267,000 | 2,749 |
| Pre-tax net operating income | $795,000 | 5,148 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $299,000 | 3,911 |
| Income before extraordinary items | $496,000 | 5,882 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $496,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,657 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,800,000 | 200 |
| Net operating income | $496,000 | 5,704 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 2,909 |
| Total interest expense | $1,998,000 | 2,376 |
| Net interest income | $2,975,000 | 3,211 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $477,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $341,000 | 2,393 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $136,000 | 4,735 |
| Total noninterest expense | $2,595,000 | 2,960 |
| Salaries and employee benefits | $1,280,000 | 3,205 |
| Premises and equipment expense | $562,000 | 2,040 |
| Additional noninterest expense | $753,000 | 3,026 |
| Pre-tax net operating income | $821,000 | 3,982 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $309,000 | 3,195 |
| Income before extraordinary items | $512,000 | 4,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $512,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,281 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $512,000 | 4,529 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 3,095 |
| Total interest expense | $928,000 | 2,592 |
| Net interest income | $1,403,000 | 3,361 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $242,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $160,000 | 2,454 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 4,290 |
| Total noninterest expense | $1,264,000 | 3,005 |
| Salaries and employee benefits | $611,000 | 3,309 |
| Premises and equipment expense | $226,000 | 2,471 |
| Additional noninterest expense | $427,000 | 2,696 |
| Pre-tax net operating income | $345,000 | 4,427 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $130,000 | 3,490 |
| Income before extraordinary items | $215,000 | 5,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,173 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $215,000 | 4,944 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 3,239 |
| Total interest expense | $4,374,000 | 2,545 |
| Net interest income | $4,834,000 | 3,763 |
| Provision for loan and lease losses | $399,000 | 2,861 |
| Total noninterest income | $807,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $535,000 | 2,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,466 |
| Total noninterest expense | $4,300,000 | 3,352 |
| Salaries and employee benefits | $1,940,000 | 3,836 |
| Premises and equipment expense | $913,000 | 2,379 |
| Additional noninterest expense | $1,447,000 | 3,037 |
| Pre-tax net operating income | $942,000 | 5,365 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $344,000 | 4,198 |
| Income before extraordinary items | $598,000 | 5,971 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $598,000 | 5,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,058 |
| Cash dividends | $28,000 | 6,150 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 566 |
| Net operating income | $598,000 | 5,832 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,086,000 | 3,615 |
| Total interest expense | $4,765,000 | 3,292 |
| Net interest income | $4,321,000 | 3,888 |
| Provision for loan and lease losses | $340,000 | 2,959 |
| Total noninterest income | $832,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $462,000 | 3,031 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $370,000 | 3,708 |
| Total noninterest expense | $4,240,000 | 3,249 |
| Salaries and employee benefits | $1,862,000 | 3,807 |
| Premises and equipment expense | $970,000 | 2,206 |
| Additional noninterest expense | $1,408,000 | 3,042 |
| Pre-tax net operating income | $573,000 | 6,266 |
| Securities gains (losses) | $75,000 | 1,993 |
| Applicable income taxes | $190,000 | 5,119 |
| Income before extraordinary items | $458,000 | 6,264 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $458,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,761 |
| Cash dividends | $86,000 | 5,861 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 9,459 |
| Net operating income | $404,750 | 6,423 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 5,513 |
| Total interest expense | $2,845,000 | 5,121 |
| Net interest income | $2,469,000 | 5,860 |
| Provision for loan and lease losses | $315,000 | 2,731 |
| Total noninterest income | $385,000 | 5,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,540 |
| Total noninterest expense | $2,402,000 | 4,986 |
| Salaries and employee benefits | $1,197,000 | 5,242 |
| Premises and equipment expense | $520,000 | 3,673 |
| Additional noninterest expense | $685,000 | 5,259 |
| Pre-tax net operating income | $137,000 | 8,658 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $69,000 | 6,944 |
| Income before extraordinary items | $68,000 | 8,889 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $68,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,818 |
| Cash dividends | $84,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $68,000 | 8,870 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,642,000 | 5,833 |
| Total interest expense | $2,407,000 | 5,324 |
| Net interest income | $2,235,000 | 6,209 |
| Provision for loan and lease losses | $153,000 | 4,205 |
| Total noninterest income | $456,000 | 5,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,024 |
| Total noninterest expense | $2,118,000 | 5,459 |
| Salaries and employee benefits | $1,013,000 | 5,834 |
| Premises and equipment expense | $411,000 | 4,437 |
| Additional noninterest expense | $694,000 | 5,270 |
| Pre-tax net operating income | $420,000 | 7,491 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $158,000 | 6,174 |
| Income before extraordinary items | $261,000 | 7,858 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $261,000 | 7,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $28,000 | 6,842 |
| Sale, conversion, retirement of capital stock, net | $611,000 | 579 |
| Net operating income | $261,640 | 7,829 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 6,372 |
| Total interest expense | $2,165,000 | 5,894 |
| Net interest income | $1,964,000 | 6,735 |
| Provision for loan and lease losses | $355,000 | 2,290 |
| Total noninterest income | $644,000 | 4,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,130 |
| Total noninterest expense | $1,857,000 | 5,870 |
| Salaries and employee benefits | $753,000 | 6,900 |
| Premises and equipment expense | $298,000 | 5,399 |
| Additional noninterest expense | $806,000 | 4,651 |
| Pre-tax net operating income | $396,000 | 7,901 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $-188,000 | 10,306 |
| Income before extraordinary items | $592,000 | 6,096 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $592,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,033 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 602 |
| Net operating income | $584,000 | 6,026 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 7,367 |
| Total interest expense | $1,652,000 | 7,003 |
| Net interest income | $1,685,000 | 7,587 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $438,000 | 5,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,066 |
| Total noninterest expense | $1,449,000 | 6,916 |
| Salaries and employee benefits | $704,000 | 7,299 |
| Premises and equipment expense | $268,000 | 5,826 |
| Additional noninterest expense | $477,000 | 6,704 |
| Pre-tax net operating income | $629,000 | 7,292 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $60,000 | 9,083 |
| Income before extraordinary items | $575,000 | 6,507 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $575,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $569,540 | 6,492 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 8,395 |
| Total interest expense | $1,379,000 | 7,895 |
| Net interest income | $1,336,000 | 8,674 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $366,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,441 |
| Total noninterest expense | $1,397,000 | 7,400 |
| Salaries and employee benefits | $579,000 | 8,260 |
| Premises and equipment expense | $257,000 | 6,151 |
| Additional noninterest expense | $561,000 | 6,606 |
| Pre-tax net operating income | $255,000 | 9,448 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-151,000 | 11,233 |
| Income before extraordinary items | $406,000 | 7,567 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $406,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $406,000 | 7,515 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 9,439 |
| Total interest expense | $1,078,000 | 8,973 |
| Net interest income | $1,109,000 | 9,599 |
| Provision for loan and lease losses | $149,000 | 3,690 |
| Total noninterest income | $262,000 | 7,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $1,222,000 | 8,138 |
| Salaries and employee benefits | $471,000 | 9,352 |
| Premises and equipment expense | $228,000 | 6,692 |
| Additional noninterest expense | $523,000 | 7,093 |
| Pre-tax net operating income | $0 | 11,463 |
| Securities gains (losses) | $111,000 | 909 |
| Applicable income taxes | $-98,000 | 11,709 |
| Income before extraordinary items | $209,000 | 9,837 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $209,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $98,000 | 10,922 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 10,333 |
| Total interest expense | $721,000 | 9,989 |
| Net interest income | $989,000 | 10,424 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $266,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $1,251,000 | 8,415 |
| Salaries and employee benefits | $512,000 | 9,282 |
| Premises and equipment expense | $238,000 | 6,721 |
| Additional noninterest expense | $501,000 | 7,847 |
| Pre-tax net operating income | $-41,000 | 12,157 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-50,000 | 12,214 |
| Income before extraordinary items | $9,000 | 12,005 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,876,000 | 316 |
| Net operating income | $9,000 | 12,041 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 9,602 |
| Total interest expense | $841,000 | 9,831 |
| Net interest income | $1,449,000 | 9,279 |
| Provision for loan and lease losses | $302,000 | 2,963 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $2,062,000 | 6,170 |
| Salaries and employee benefits | $799,000 | 7,328 |
| Premises and equipment expense | $332,000 | 5,430 |
| Additional noninterest expense | $931,000 | 5,232 |
| Pre-tax net operating income | $-704,000 | 12,912 |
| Securities gains (losses) | $123,000 | 2,217 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-581,000 | 12,915 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-581,000 | 12,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,287 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-704,000 | 12,899 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 9,334 |
| Total interest expense | $1,205,000 | 9,587 |
| Net interest income | $1,593,000 | 8,973 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $216,000 | 9,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,728,000 | 7,189 |
| Salaries and employee benefits | $623,000 | 8,615 |
| Premises and equipment expense | $276,000 | 6,348 |
| Additional noninterest expense | $829,000 | 5,894 |
| Pre-tax net operating income | $43,000 | 12,457 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $97,000 | 11,975 |
| Extraordinary gains, net | $34,000 | 1,101 |
| Net income | $131,000 | 11,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 4,520 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $31,880 | 12,455 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.