Home > First State Bank > Assets and Liabilities
First State Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 120 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $447,667,000 | 1,598 |
| Cash and due from depository institutions | $9,800,000 | 1,366 |
| Interest-bearing balances | $851,000 | 4,903 |
| Securities | $51,354,000 | 2,278 |
| Federal funds sold & reverse repurchase agreements | $21,249,000 | 415 |
| Net loans & leases | $341,395,000 | 1,446 |
| Loan loss allowance | $21,414,000 | 419 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,098,000 | 1,054 |
| Other real estate owned | $2,852,000 | 1,366 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,919,000 | 2,078 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $447,667,000 | 1,598 |
| Total liabilities | $442,147,000 | 1,465 |
| Total deposits | $394,701,000 | 1,431 |
| Interest-bearing deposits | $370,565,000 | 1,333 |
| Deposits held in domestic offices | $394,701,000 | 1,427 |
| % insured | 85.78% | 1,960 |
| Federal funds purchased & repurchase agreements | $25,000,000 | 619 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $21,000,000 | 1,943 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,446,000 | 3,007 |
| Total equity capital | $5,520,000 | 6,855 |
| Total bank equity capital | $5,520,000 | 6,855 |
| Perpetual preferred stock | $4,000,000 | 92 |
| Common stock | $2,000 | 7,274 |
| Surplus | $33,211,000 | 1,035 |
| Undivided profits | $-31,693,000 | 8,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $37,660,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,644,000 | 2,144 |
| Earning assets | $414,849,000 | 1,571 |
| Long-term assets (5+ years) | $67,481,000 | 1,851 |
| Average Assets, year-to-date | $450,545,670 | 1,569 |
| Average Assets, quarterly | $444,153,500 | 1,612 |
| Volatile liabilities | $139,977,000 | 1,097 |
| Insider loans | $3,862,000 | 1,971 |
| FHLB advances | $21,000,000 | 1,833 |
| Loans and leases held for sale | $1,977,000 | 903 |
| Unused loan commitments | $10,242,000 | 4,333 |
| Tier 1 (core) risk-based capital | $5,255,000 | 6,854 |
| Tier 2 risk-based capital | $5,017,000 | 1,217 |
| Total risk weighted assets | $384,935,000 | 1,357 |
| Total unused commitments | $10,242,000 | 4,338 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 136 | 1,219 |
| Assets and Liabilities | ||
| Total Assets: | $440,640,000 | 1,638 |
| Cash and due from depository institutions | $8,202,000 | 1,219 |
| Interest-bearing balances | $1,299,000 | 4,145 |
| Securities | $52,925,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $12,430,000 | 969 |
| Net loans & leases | $343,098,000 | 1,447 |
| Loan loss allowance | $16,681,000 | 478 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $12,229,000 | 1,032 |
| Other real estate owned | $3,266,000 | 1,219 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,490,000 | 2,148 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $440,640,000 | 1,638 |
| Total liabilities | $429,096,000 | 1,521 |
| Total deposits | $381,853,000 | 1,494 |
| Interest-bearing deposits | $353,408,000 | 1,416 |
| Deposits held in domestic offices | $381,853,000 | 1,488 |
| % insured | 86.23% | 1,954 |
| Federal funds purchased & repurchase agreements | $25,000,000 | 661 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $21,000,000 | 1,993 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,243,000 | 3,251 |
| Total equity capital | $11,544,000 | 4,976 |
| Total bank equity capital | $11,544,000 | 4,975 |
| Perpetual preferred stock | $4,000,000 | 86 |
| Common stock | $2,000 | 7,316 |
| Surplus | $33,193,000 | 1,032 |
| Undivided profits | $-25,651,000 | 8,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $21,301,000 | 698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,540,000 | 2,328 |
| Earning assets | $409,752,000 | 1,619 |
| Long-term assets (5+ years) | $78,055,000 | 1,632 |
| Average Assets, year-to-date | $451,985,000 | 1,568 |
| Average Assets, quarterly | $451,985,000 | 1,568 |
| Volatile liabilities | $124,062,000 | 1,248 |
| Insider loans | $3,695,000 | 2,082 |
| FHLB advances | $21,000,000 | 1,885 |
| Loans and leases held for sale | $361,000 | 1,515 |
| Unused loan commitments | $31,842,000 | 2,196 |
| Tier 1 (core) risk-based capital | $11,385,000 | 4,890 |
| Tier 2 risk-based capital | $4,959,000 | 1,212 |
| Total risk weighted assets | $385,016,000 | 1,369 |
| Total unused commitments | $31,842,000 | 2,197 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 136 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $463,330,000 | 1,530 |
| Cash and due from depository institutions | $5,420,000 | 1,224 |
| Interest-bearing balances | $225,000 | 5,025 |
| Securities | $67,321,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $1,524,000 | 3,542 |
| Net loans & leases | $366,340,000 | 1,356 |
| Loan loss allowance | $20,679,000 | 393 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,351,000 | 1,027 |
| Other real estate owned | $811,000 | 1,224 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,563,000 | 1,981 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $463,330,000 | 1,530 |
| Total liabilities | $435,509,000 | 1,473 |
| Total deposits | $368,098,000 | 1,507 |
| Interest-bearing deposits | $335,295,000 | 1,444 |
| Deposits held in domestic offices | $368,098,000 | 1,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000,000 | 708 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $41,000,000 | 1,356 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,411,000 | 2,958 |
| Total equity capital | $27,821,000 | 2,424 |
| Total bank equity capital | $27,821,000 | 2,424 |
| Perpetual preferred stock | $4,000,000 | 65 |
| Common stock | $2,000 | 7,358 |
| Surplus | $33,169,000 | 1,006 |
| Undivided profits | $-9,350,000 | 8,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,880,000 | 550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,831,000 | 2,060 |
| Earning assets | $435,410,000 | 1,475 |
| Long-term assets (5+ years) | $91,134,000 | 1,417 |
| Average Assets, year-to-date | $471,386,400 | 1,461 |
| Average Assets, quarterly | $470,574,500 | 1,500 |
| Volatile liabilities | $142,452,000 | 1,078 |
| Insider loans | $3,730,000 | 2,066 |
| FHLB advances | $41,000,000 | 1,260 |
| Loans and leases held for sale | $46,000 | 1,635 |
| Unused loan commitments | $40,231,000 | 1,894 |
| Tier 1 (core) risk-based capital | $27,664,000 | 2,331 |
| Tier 2 risk-based capital | $5,295,000 | 1,122 |
| Total risk weighted assets | $408,500,000 | 1,276 |
| Total unused commitments | $40,231,000 | 1,895 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 135 | 1,238 |
| Assets and Liabilities | ||
| Total Assets: | $477,819,000 | 1,477 |
| Cash and due from depository institutions | $6,009,000 | 1,238 |
| Interest-bearing balances | $298,000 | 4,128 |
| Securities | $74,904,000 | 1,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $371,071,000 | 1,331 |
| Loan loss allowance | $14,667,000 | 475 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,438,000 | 1,008 |
| Other real estate owned | $1,014,000 | 1,238 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,383,000 | 1,592 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $477,819,000 | 1,477 |
| Total liabilities | $436,644,000 | 1,455 |
| Total deposits | $353,837,000 | 1,537 |
| Interest-bearing deposits | $322,438,000 | 1,470 |
| Deposits held in domestic offices | $353,837,000 | 1,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,864,000 | 696 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $52,500,000 | 1,139 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,443,000 | 2,987 |
| Total equity capital | $41,175,000 | 1,646 |
| Total bank equity capital | $41,175,000 | 1,646 |
| Perpetual preferred stock | $4,000,000 | 41 |
| Common stock | $2,000 | 7,416 |
| Surplus | $33,139,000 | 969 |
| Undivided profits | $4,034,000 | 4,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,236,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,974,000 | 2,009 |
| Earning assets | $446,273,000 | 1,430 |
| Long-term assets (5+ years) | $97,367,000 | 1,296 |
| Average Assets, year-to-date | $473,400,500 | 1,453 |
| Average Assets, quarterly | $474,527,500 | 1,482 |
| Volatile liabilities | $146,129,000 | 1,031 |
| Insider loans | $3,797,000 | 2,040 |
| FHLB advances | $52,500,000 | 1,063 |
| Loans and leases held for sale | $186,000 | 1,372 |
| Unused loan commitments | $56,128,000 | 1,530 |
| Tier 1 (core) risk-based capital | $42,126,000 | 1,543 |
| Tier 2 risk-based capital | $5,136,000 | 1,106 |
| Total risk weighted assets | $412,982,000 | 1,255 |
| Total unused commitments | $56,128,000 | 1,531 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 139 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $471,236,000 | 1,500 |
| Cash and due from depository institutions | $5,449,000 | 1,224 |
| Interest-bearing balances | $185,000 | 4,431 |
| Securities | $72,068,000 | 1,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $370,147,000 | 1,323 |
| Loan loss allowance | $12,091,000 | 533 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,582,000 | 996 |
| Other real estate owned | $1,021,000 | 1,224 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,969,000 | 1,852 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $471,236,000 | 1,500 |
| Total liabilities | $427,170,000 | 1,487 |
| Total deposits | $370,805,000 | 1,459 |
| Interest-bearing deposits | $336,936,000 | 1,390 |
| Deposits held in domestic offices | $370,805,000 | 1,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,255,000 | 766 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $28,000,000 | 1,729 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,110,000 | 3,579 |
| Total equity capital | $44,066,000 | 1,559 |
| Total bank equity capital | $44,066,000 | 1,559 |
| Perpetual preferred stock | $4,000,000 | 39 |
| Common stock | $2,000 | 7,482 |
| Surplus | $33,109,000 | 957 |
| Undivided profits | $6,955,000 | 3,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,078,000 | 1,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,077,000 | 1,833 |
| Earning assets | $442,400,000 | 1,448 |
| Long-term assets (5+ years) | $91,924,000 | 1,365 |
| Average Assets, year-to-date | $471,927,670 | 1,457 |
| Average Assets, quarterly | $470,449,000 | 1,489 |
| Volatile liabilities | $123,666,000 | 1,205 |
| Insider loans | $3,342,000 | 2,235 |
| FHLB advances | $28,000,000 | 1,636 |
| Loans and leases held for sale | $1,306,000 | 794 |
| Unused loan commitments | $69,410,000 | 1,314 |
| Tier 1 (core) risk-based capital | $45,053,000 | 1,444 |
| Tier 2 risk-based capital | $5,115,000 | 1,079 |
| Total risk weighted assets | $402,111,000 | 1,289 |
| Total unused commitments | $69,410,000 | 1,315 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $469,662,000 | 1,492 |
| Cash and due from depository institutions | $4,855,000 | 1,309 |
| Interest-bearing balances | $215,000 | 4,337 |
| Securities | $63,412,000 | 1,863 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $384,018,000 | 1,249 |
| Loan loss allowance | $10,043,000 | 579 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,577,000 | 1,328 |
| Other real estate owned | $287,000 | 1,309 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,513,000 | 2,257 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $469,662,000 | 1,492 |
| Total liabilities | $421,977,000 | 1,490 |
| Total deposits | $377,666,000 | 1,415 |
| Interest-bearing deposits | $339,361,000 | 1,371 |
| Deposits held in domestic offices | $377,666,000 | 1,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,204,000 | 746 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,000,000 | 2,181 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,107,000 | 3,819 |
| Total equity capital | $47,685,000 | 1,478 |
| Total bank equity capital | $47,685,000 | 1,478 |
| Perpetual preferred stock | $4,000,000 | 39 |
| Common stock | $2,000 | 7,514 |
| Surplus | $33,076,000 | 963 |
| Undivided profits | $10,607,000 | 3,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,369,000 | 964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,949,000 | 2,011 |
| Earning assets | $447,645,000 | 1,408 |
| Long-term assets (5+ years) | $76,585,000 | 1,547 |
| Average Assets, year-to-date | $472,273,500 | 1,449 |
| Average Assets, quarterly | $472,273,500 | 1,449 |
| Volatile liabilities | $126,634,000 | 1,153 |
| Insider loans | $3,659,000 | 2,026 |
| FHLB advances | $17,000,000 | 2,089 |
| Loans and leases held for sale | $938,000 | 959 |
| Unused loan commitments | $71,756,000 | 1,332 |
| Tier 1 (core) risk-based capital | $47,703,000 | 1,349 |
| Tier 2 risk-based capital | $5,164,000 | 1,036 |
| Total risk weighted assets | $408,221,000 | 1,252 |
| Total unused commitments | $71,756,000 | 1,332 |
| Derivatives | $3,000,000 | 725 |
| 2007-12-31 | Rank | |
| # of Employees: | 122 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $474,885,000 | 1,429 |
| Cash and due from depository institutions | $5,831,000 | 1,401 |
| Interest-bearing balances | $423,000 | 3,333 |
| Securities | $52,632,000 | 2,192 |
| Federal funds sold & reverse repurchase agreements | $5,261,000 | 2,435 |
| Net loans & leases | $395,511,000 | 1,198 |
| Loan loss allowance | $7,633,000 | 748 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,452,000 | 1,350 |
| Other real estate owned | $0 | 1,401 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,198,000 | 2,619 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $474,885,000 | 1,429 |
| Total liabilities | $425,279,000 | 1,438 |
| Total deposits | $395,555,000 | 1,331 |
| Interest-bearing deposits | $359,121,000 | 1,280 |
| Deposits held in domestic offices | $395,555,000 | 1,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000,000 | 754 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,109 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,724,000 | 2,772 |
| Total equity capital | $49,606,000 | 1,397 |
| Total bank equity capital | $49,606,000 | 1,397 |
| Perpetual preferred stock | $4,000,000 | 42 |
| Common stock | $2,000 | 7,561 |
| Surplus | $33,045,000 | 939 |
| Undivided profits | $12,559,000 | 2,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,907,000 | 1,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,275,000 | 1,838 |
| Earning assets | $453,827,000 | 1,351 |
| Long-term assets (5+ years) | $63,949,000 | 1,677 |
| Average Assets, year-to-date | $460,600,000 | 1,406 |
| Average Assets, quarterly | $475,457,500 | 1,402 |
| Volatile liabilities | $126,718,000 | 1,150 |
| Insider loans | $3,286,000 | 2,200 |
| FHLB advances | $3,000,000 | 3,964 |
| Loans and leases held for sale | $1,107,000 | 883 |
| Unused loan commitments | $74,081,000 | 1,305 |
| Tier 1 (core) risk-based capital | $49,275,000 | 1,299 |
| Tier 2 risk-based capital | $5,187,000 | 1,027 |
| Total risk weighted assets | $424,789,000 | 1,183 |
| Total unused commitments | $74,081,000 | 1,305 |
| Derivatives | $3,000,000 | 660 |
| 2007-09-30 | Rank | |
| # of Employees: | 122 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $476,030,000 | 1,388 |
| Cash and due from depository institutions | $6,138,000 | 1,397 |
| Interest-bearing balances | $283,000 | 3,547 |
| Securities | $50,695,000 | 2,267 |
| Federal funds sold & reverse repurchase agreements | $2,327,000 | 3,919 |
| Net loans & leases | $403,106,000 | 1,148 |
| Loan loss allowance | $4,764,000 | 1,108 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,862,000 | 1,599 |
| Other real estate owned | $0 | 1,397 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,902,000 | 2,718 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $476,030,000 | 1,388 |
| Total liabilities | $425,956,000 | 1,391 |
| Total deposits | $388,169,000 | 1,362 |
| Interest-bearing deposits | $349,850,000 | 1,308 |
| Deposits held in domestic offices | $388,169,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000,000 | 720 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,800,000 | 2,501 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,987,000 | 2,498 |
| Total equity capital | $50,074,000 | 1,360 |
| Total bank equity capital | $50,074,000 | 1,360 |
| Perpetual preferred stock | $4,000,000 | 42 |
| Common stock | $2,000 | 7,578 |
| Surplus | $33,024,000 | 915 |
| Undivided profits | $13,048,000 | 2,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,089,000 | 2,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,401,000 | 1,869 |
| Earning assets | $456,411,000 | 1,326 |
| Long-term assets (5+ years) | $61,815,000 | 1,654 |
| Average Assets, year-to-date | $457,028,750 | 1,409 |
| Average Assets, quarterly | $463,862,500 | 1,413 |
| Volatile liabilities | $130,037,000 | 1,088 |
| Insider loans | $2,919,000 | 2,372 |
| FHLB advances | $10,800,000 | 2,384 |
| Loans and leases held for sale | $1,617,000 | 688 |
| Unused loan commitments | $74,081,000 | 1,325 |
| Tier 1 (core) risk-based capital | $50,356,000 | 1,262 |
| Tier 2 risk-based capital | $4,764,000 | 1,102 |
| Total risk weighted assets | $417,056,000 | 1,186 |
| Total unused commitments | $74,081,000 | 1,325 |
| Derivatives | $3,000,000 | 677 |
| 2007-06-30 | Rank | |
| # of Employees: | 113 | 1,545 |
| Assets and Liabilities | ||
| Total Assets: | $451,695,000 | 1,479 |
| Cash and due from depository institutions | $5,700,000 | 1,545 |
| Interest-bearing balances | $233,000 | 3,779 |
| Securities | $33,966,000 | 3,149 |
| Federal funds sold & reverse repurchase agreements | $59,000 | 6,194 |
| Net loans & leases | $398,684,000 | 1,168 |
| Loan loss allowance | $4,608,000 | 1,130 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,679,000 | 1,628 |
| Other real estate owned | $0 | 1,545 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,607,000 | 2,796 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $451,695,000 | 1,479 |
| Total liabilities | $402,423,000 | 1,500 |
| Total deposits | $382,750,000 | 1,396 |
| Interest-bearing deposits | $343,579,000 | 1,341 |
| Deposits held in domestic offices | $382,750,000 | 1,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $18,000,000 | 1,799 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,673,000 | 2,696 |
| Total equity capital | $49,272,000 | 1,377 |
| Total bank equity capital | $49,272,000 | 1,377 |
| Perpetual preferred stock | $4,000,000 | 43 |
| Common stock | $2,000 | 7,631 |
| Surplus | $32,999,000 | 924 |
| Undivided profits | $12,271,000 | 2,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 3,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,135,000 | 1,963 |
| Earning assets | $432,942,000 | 1,403 |
| Long-term assets (5+ years) | $39,840,000 | 2,238 |
| Average Assets, year-to-date | $450,695,000 | 1,465 |
| Average Assets, quarterly | $449,321,500 | 1,479 |
| Volatile liabilities | $90,107,000 | 1,535 |
| Insider loans | $3,512,000 | 2,033 |
| FHLB advances | $8,000,000 | 2,645 |
| Loans and leases held for sale | $1,162,000 | 921 |
| Unused loan commitments | $69,372,000 | 1,413 |
| Tier 1 (core) risk-based capital | $49,787,000 | 1,280 |
| Tier 2 risk-based capital | $4,608,000 | 1,131 |
| Total risk weighted assets | $414,996,000 | 1,195 |
| Total unused commitments | $69,372,000 | 1,414 |
| Derivatives | $3,000,000 | 712 |
| 2007-03-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $446,948,000 | 1,498 |
| Cash and due from depository institutions | $6,011,000 | 1,587 |
| Interest-bearing balances | $583,000 | 3,038 |
| Securities | $25,282,000 | 3,869 |
| Federal funds sold & reverse repurchase agreements | $25,065,000 | 744 |
| Net loans & leases | $378,308,000 | 1,219 |
| Loan loss allowance | $4,559,000 | 1,141 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,223,000 | 1,706 |
| Other real estate owned | $0 | 1,587 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,059,000 | 2,948 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $446,948,000 | 1,498 |
| Total liabilities | $397,626,000 | 1,514 |
| Total deposits | $391,687,000 | 1,336 |
| Interest-bearing deposits | $352,435,000 | 1,285 |
| Deposits held in domestic offices | $391,687,000 | 1,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,000,000 | 3,890 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,939,000 | 1,803 |
| Total equity capital | $49,322,000 | 1,370 |
| Total bank equity capital | $49,322,000 | 1,370 |
| Perpetual preferred stock | $4,000,000 | 42 |
| Common stock | $2,000 | 7,662 |
| Surplus | $32,977,000 | 907 |
| Undivided profits | $12,343,000 | 2,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $652,000 | 3,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,926,000 | 2,113 |
| Earning assets | $429,238,000 | 1,417 |
| Long-term assets (5+ years) | $26,411,000 | 2,916 |
| Average Assets, year-to-date | $450,195,000 | 1,474 |
| Average Assets, quarterly | $450,195,000 | 1,474 |
| Volatile liabilities | $87,306,000 | 1,559 |
| Insider loans | $3,203,000 | 2,165 |
| FHLB advances | $3,000,000 | 3,728 |
| Loans and leases held for sale | $2,644,000 | 584 |
| Unused loan commitments | $72,041,000 | 1,392 |
| Tier 1 (core) risk-based capital | $49,464,000 | 1,272 |
| Tier 2 risk-based capital | $4,559,000 | 1,140 |
| Total risk weighted assets | $392,787,000 | 1,243 |
| Total unused commitments | $72,041,000 | 1,392 |
| Derivatives | $3,000,000 | 697 |
| 2006-12-31 | Rank | |
| # of Employees: | 106 | 1,624 |
| Assets and Liabilities | ||
| Total Assets: | $453,442,000 | 1,456 |
| Cash and due from depository institutions | $6,726,000 | 1,624 |
| Interest-bearing balances | $299,000 | 3,628 |
| Securities | $24,859,000 | 3,950 |
| Federal funds sold & reverse repurchase agreements | $37,806,000 | 399 |
| Net loans & leases | $374,667,000 | 1,214 |
| Loan loss allowance | $4,357,000 | 1,174 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,556,000 | 2,595 |
| Other real estate owned | $0 | 1,624 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,828,000 | 3,080 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $453,442,000 | 1,456 |
| Total liabilities | $404,964,000 | 1,458 |
| Total deposits | $400,353,000 | 1,282 |
| Interest-bearing deposits | $355,936,000 | 1,243 |
| Deposits held in domestic offices | $400,353,000 | 1,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,611,000 | 2,825 |
| Total equity capital | $48,478,000 | 1,363 |
| Total bank equity capital | $48,478,000 | 1,363 |
| Perpetual preferred stock | $4,000,000 | 42 |
| Common stock | $2,000 | 7,699 |
| Surplus | $32,954,000 | 886 |
| Undivided profits | $11,522,000 | 2,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,979,000 | 2,123 |
| Earning assets | $437,631,000 | 1,376 |
| Long-term assets (5+ years) | $24,235,000 | 3,026 |
| Average Assets, year-to-date | $415,660,400 | 1,521 |
| Average Assets, quarterly | $445,681,000 | 1,457 |
| Volatile liabilities | $90,353,000 | 1,635 |
| Insider loans | $3,332,000 | 2,070 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $1,919,000 | 713 |
| Unused loan commitments | $71,912,000 | 1,357 |
| Tier 1 (core) risk-based capital | $48,670,000 | 1,263 |
| Tier 2 risk-based capital | $4,357,000 | 1,169 |
| Total risk weighted assets | $388,250,000 | 1,242 |
| Total unused commitments | $71,912,000 | 1,357 |
| Derivatives | $3,000,000 | 676 |
| 2006-09-30 | Rank | |
| # of Employees: | 105 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $437,920,000 | 1,488 |
| Cash and due from depository institutions | $6,649,000 | 1,652 |
| Interest-bearing balances | $311,000 | 3,558 |
| Securities | $25,281,000 | 3,940 |
| Federal funds sold & reverse repurchase agreements | $24,867,000 | 536 |
| Net loans & leases | $371,849,000 | 1,215 |
| Loan loss allowance | $4,154,000 | 1,251 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,605,000 | 2,551 |
| Other real estate owned | $0 | 1,652 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,669,000 | 3,163 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $437,920,000 | 1,488 |
| Total liabilities | $390,518,000 | 1,510 |
| Total deposits | $385,477,000 | 1,331 |
| Interest-bearing deposits | $341,513,000 | 1,296 |
| Deposits held in domestic offices | $385,477,000 | 1,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,041,000 | 2,302 |
| Total equity capital | $47,402,000 | 1,381 |
| Total bank equity capital | $47,402,000 | 1,381 |
| Perpetual preferred stock | $4,000,000 | 42 |
| Common stock | $2,000 | 7,758 |
| Surplus | $32,954,000 | 883 |
| Undivided profits | $10,446,000 | 3,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 2,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,797,000 | 2,355 |
| Earning assets | $422,308,000 | 1,413 |
| Long-term assets (5+ years) | $23,721,000 | 3,029 |
| Average Assets, year-to-date | $406,215,000 | 1,573 |
| Average Assets, quarterly | $425,267,000 | 1,521 |
| Volatile liabilities | $83,129,000 | 1,746 |
| Insider loans | $3,582,000 | 1,901 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $2,586,000 | 575 |
| Unused loan commitments | $80,593,000 | 1,260 |
| Tier 1 (core) risk-based capital | $47,590,000 | 1,292 |
| Tier 2 risk-based capital | $4,154,000 | 1,236 |
| Total risk weighted assets | $391,463,000 | 1,215 |
| Total unused commitments | $80,593,000 | 1,261 |
| Derivatives | $3,000,000 | 695 |
| 2006-06-30 | Rank | |
| # of Employees: | 97 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $412,614,000 | 1,580 |
| Cash and due from depository institutions | $4,039,000 | 1,803 |
| Interest-bearing balances | $257,000 | 3,814 |
| Securities | $24,021,000 | 4,076 |
| Federal funds sold & reverse repurchase agreements | $5,001,000 | 2,236 |
| Net loans & leases | $370,054,000 | 1,202 |
| Loan loss allowance | $3,831,000 | 1,342 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,621,000 | 2,517 |
| Other real estate owned | $0 | 1,803 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,878,000 | 3,038 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $412,614,000 | 1,580 |
| Total liabilities | $366,682,000 | 1,606 |
| Total deposits | $352,158,000 | 1,462 |
| Interest-bearing deposits | $312,718,000 | 1,402 |
| Deposits held in domestic offices | $352,158,000 | 1,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,000,000 | 2,308 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,524,000 | 2,660 |
| Total equity capital | $45,932,000 | 1,362 |
| Total bank equity capital | $45,932,000 | 1,362 |
| Perpetual preferred stock | $4,000,000 | 43 |
| Common stock | $2,000 | 7,785 |
| Surplus | $32,954,000 | 875 |
| Undivided profits | $8,976,000 | 3,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $926,000 | 2,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,621,000 | 2,317 |
| Earning assets | $399,333,000 | 1,481 |
| Long-term assets (5+ years) | $23,106,000 | 3,059 |
| Average Assets, year-to-date | $395,646,670 | 1,629 |
| Average Assets, quarterly | $407,129,500 | 1,585 |
| Volatile liabilities | $63,352,000 | 2,155 |
| Insider loans | $4,373,000 | 1,575 |
| FHLB advances | $13,000,000 | 2,181 |
| Loans and leases held for sale | $2,831,000 | 554 |
| Unused loan commitments | $78,110,000 | 1,278 |
| Tier 1 (core) risk-based capital | $46,619,000 | 1,286 |
| Tier 2 risk-based capital | $3,831,000 | 1,325 |
| Total risk weighted assets | $383,827,000 | 1,215 |
| Total unused commitments | $78,110,000 | 1,278 |
| Derivatives | $3,000,000 | 683 |
| 2006-03-31 | Rank | |
| # of Employees: | 95 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $401,645,000 | 1,598 |
| Cash and due from depository institutions | $6,420,000 | 1,835 |
| Interest-bearing balances | $179,000 | 4,316 |
| Securities | $23,482,000 | 4,191 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $362,501,000 | 1,183 |
| Loan loss allowance | $3,551,000 | 1,425 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,632,000 | 2,441 |
| Other real estate owned | $0 | 1,835 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,610,000 | 3,089 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $401,645,000 | 1,598 |
| Total liabilities | $356,394,000 | 1,627 |
| Total deposits | $337,827,000 | 1,492 |
| Interest-bearing deposits | $290,286,000 | 1,495 |
| Deposits held in domestic offices | $337,827,000 | 1,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,623,000 | 1,819 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,000,000 | 2,197 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,944,000 | 2,220 |
| Total equity capital | $45,251,000 | 1,364 |
| Total bank equity capital | $45,251,000 | 1,364 |
| Perpetual preferred stock | $4,000,000 | 44 |
| Common stock | $2,000 | 7,799 |
| Surplus | $32,954,000 | 846 |
| Undivided profits | $8,295,000 | 3,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,048,000 | 2,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,516,000 | 2,347 |
| Earning assets | $386,162,000 | 1,513 |
| Long-term assets (5+ years) | $22,470,000 | 3,076 |
| Average Assets, year-to-date | $387,163,000 | 1,657 |
| Average Assets, quarterly | $387,163,000 | 1,657 |
| Volatile liabilities | $79,141,000 | 1,706 |
| Insider loans | $3,729,000 | 1,775 |
| FHLB advances | $13,000,000 | 2,102 |
| Loans and leases held for sale | $4,483,000 | 351 |
| Unused loan commitments | $75,889,000 | 1,280 |
| Tier 1 (core) risk-based capital | $45,645,000 | 1,282 |
| Tier 2 risk-based capital | $3,551,000 | 1,400 |
| Total risk weighted assets | $368,697,000 | 1,239 |
| Total unused commitments | $75,889,000 | 1,280 |
| Derivatives | $3,000,000 | 659 |
| 2005-12-31 | Rank | |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $372,681,000 | 1,709 |
| Cash and due from depository institutions | $6,033,000 | 1,898 |
| Interest-bearing balances | $341,000 | 3,701 |
| Securities | $20,361,000 | 4,586 |
| Federal funds sold & reverse repurchase agreements | $362,000 | 5,579 |
| Net loans & leases | $336,821,000 | 1,261 |
| Loan loss allowance | $3,397,000 | 1,462 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,592,000 | 2,438 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,512,000 | 3,096 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $372,681,000 | 1,709 |
| Total liabilities | $328,236,000 | 1,750 |
| Total deposits | $312,706,000 | 1,606 |
| Interest-bearing deposits | $268,052,000 | 1,598 |
| Deposits held in domestic offices | $312,706,000 | 1,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,000,000 | 2,194 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,530,000 | 2,589 |
| Total equity capital | $44,445,000 | 1,361 |
| Total bank equity capital | $44,445,000 | 1,361 |
| Perpetual preferred stock | $4,000,000 | 45 |
| Common stock | $2,000 | 7,835 |
| Surplus | $32,954,000 | 824 |
| Undivided profits | $7,489,000 | 3,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,085,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,484,000 | 2,397 |
| Earning assets | $357,885,000 | 1,624 |
| Long-term assets (5+ years) | $20,335,000 | 3,274 |
| Average Assets, year-to-date | $318,603,000 | 1,862 |
| Average Assets, quarterly | $353,917,500 | 1,767 |
| Volatile liabilities | $60,367,000 | 2,115 |
| Insider loans | $3,501,000 | 1,855 |
| FHLB advances | $14,000,000 | 2,068 |
| Loans and leases held for sale | $2,226,000 | 554 |
| Unused loan commitments | $62,685,000 | 1,486 |
| Tier 1 (core) risk-based capital | $44,818,000 | 1,283 |
| Tier 2 risk-based capital | $3,397,000 | 1,432 |
| Total risk weighted assets | $341,510,000 | 1,333 |
| Total unused commitments | $62,685,000 | 1,486 |
| Derivatives | $3,000,000 | 621 |
| 2005-09-30 | Rank | |
| # of Employees: | 93 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $335,154,000 | 1,841 |
| Cash and due from depository institutions | $7,803,000 | 1,856 |
| Interest-bearing balances | $173,000 | 4,502 |
| Securities | $18,887,000 | 4,774 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $300,182,000 | 1,406 |
| Loan loss allowance | $3,180,000 | 1,546 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,581,000 | 2,385 |
| Other real estate owned | $0 | 1,856 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,701,000 | 3,512 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $335,154,000 | 1,841 |
| Total liabilities | $291,574,000 | 1,890 |
| Total deposits | $281,075,000 | 1,747 |
| Interest-bearing deposits | $243,484,000 | 1,718 |
| Deposits held in domestic offices | $281,075,000 | 1,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,352 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,100,000 | 3,202 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,399,000 | 2,714 |
| Total equity capital | $43,580,000 | 1,373 |
| Total bank equity capital | $43,580,000 | 1,373 |
| Perpetual preferred stock | $4,000,000 | 46 |
| Common stock | $2,000 | 7,859 |
| Surplus | $32,954,000 | 796 |
| Undivided profits | $6,624,000 | 3,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,178,000 | 2,965 |
| Earning assets | $319,242,000 | 1,776 |
| Long-term assets (5+ years) | $18,938,000 | 3,431 |
| Average Assets, year-to-date | $305,083,500 | 1,936 |
| Average Assets, quarterly | $324,733,500 | 1,862 |
| Volatile liabilities | $50,016,000 | 2,386 |
| Insider loans | $2,645,000 | 2,316 |
| FHLB advances | $7,100,000 | 3,050 |
| Loans and leases held for sale | $155,000 | 1,631 |
| Unused loan commitments | $49,634,000 | 1,771 |
| Tier 1 (core) risk-based capital | $43,858,000 | 1,289 |
| Tier 2 risk-based capital | $3,180,000 | 1,503 |
| Total risk weighted assets | $306,185,000 | 1,451 |
| Total unused commitments | $49,634,000 | 1,772 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 83 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $314,313,000 | 1,912 |
| Cash and due from depository institutions | $6,215,000 | 2,076 |
| Interest-bearing balances | $206,000 | 4,235 |
| Securities | $17,935,000 | 4,946 |
| Federal funds sold & reverse repurchase agreements | $3,469,000 | 2,699 |
| Net loans & leases | $279,217,000 | 1,470 |
| Loan loss allowance | $2,974,000 | 1,621 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,410,000 | 2,405 |
| Other real estate owned | $0 | 2,076 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,067,000 | 3,848 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $314,313,000 | 1,912 |
| Total liabilities | $271,296,000 | 1,983 |
| Total deposits | $267,130,000 | 1,803 |
| Interest-bearing deposits | $231,749,000 | 1,751 |
| Deposits held in domestic offices | $267,130,000 | 1,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,246 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,166,000 | 2,926 |
| Total equity capital | $43,017,000 | 1,362 |
| Total bank equity capital | $43,017,000 | 1,362 |
| Perpetual preferred stock | $4,000,000 | 47 |
| Common stock | $2,000 | 7,863 |
| Surplus | $32,954,000 | 777 |
| Undivided profits | $6,061,000 | 4,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 2,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,016,000 | 3,105 |
| Earning assets | $300,827,000 | 1,827 |
| Long-term assets (5+ years) | $18,503,000 | 3,509 |
| Average Assets, year-to-date | $295,060,000 | 1,986 |
| Average Assets, quarterly | $305,588,500 | 1,939 |
| Volatile liabilities | $43,105,000 | 2,536 |
| Insider loans | $2,910,000 | 2,091 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $58,000 | 1,769 |
| Unused loan commitments | $43,944,000 | 1,873 |
| Tier 1 (core) risk-based capital | $43,165,000 | 1,275 |
| Tier 2 risk-based capital | $2,974,000 | 1,578 |
| Total risk weighted assets | $286,205,000 | 1,508 |
| Total unused commitments | $43,944,000 | 1,873 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 82 | 2,085 |
| Assets and Liabilities | ||
| Total Assets: | $296,864,000 | 1,991 |
| Cash and due from depository institutions | $8,257,000 | 2,085 |
| Interest-bearing balances | $400,000 | 3,628 |
| Securities | $17,068,000 | 5,135 |
| Federal funds sold & reverse repurchase agreements | $14,984,000 | 824 |
| Net loans & leases | $248,692,000 | 1,614 |
| Loan loss allowance | $2,739,000 | 1,728 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,312,000 | 2,427 |
| Other real estate owned | $0 | 2,085 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,551,000 | 3,458 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $296,864,000 | 1,991 |
| Total liabilities | $254,909,000 | 2,070 |
| Total deposits | $245,268,000 | 1,943 |
| Interest-bearing deposits | $205,631,000 | 1,962 |
| Deposits held in domestic offices | $245,268,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,889 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,641,000 | 2,255 |
| Total equity capital | $41,955,000 | 1,370 |
| Total bank equity capital | $41,955,000 | 1,370 |
| Perpetual preferred stock | $4,000,000 | 47 |
| Common stock | $2,000 | 7,924 |
| Surplus | $32,954,000 | 762 |
| Undivided profits | $4,999,000 | 4,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,001,000 | 2,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $950,000 | 3,203 |
| Earning assets | $281,144,000 | 1,919 |
| Long-term assets (5+ years) | $16,381,000 | 3,809 |
| Average Assets, year-to-date | $285,433,500 | 2,036 |
| Average Assets, quarterly | $285,433,500 | 2,036 |
| Volatile liabilities | $36,481,000 | 2,780 |
| Insider loans | $2,856,000 | 2,096 |
| FHLB advances | $8,000,000 | 2,768 |
| Loans and leases held for sale | $203,000 | 1,459 |
| Unused loan commitments | $35,499,000 | 2,128 |
| Tier 1 (core) risk-based capital | $42,265,000 | 1,287 |
| Tier 2 risk-based capital | $2,739,000 | 1,672 |
| Total risk weighted assets | $257,243,000 | 1,648 |
| Total unused commitments | $35,499,000 | 2,133 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $274,003,000 | 2,119 |
| Cash and due from depository institutions | $5,051,000 | 2,151 |
| Interest-bearing balances | $270,000 | 4,087 |
| Securities | $16,577,000 | 5,244 |
| Federal funds sold & reverse repurchase agreements | $19,951,000 | 574 |
| Net loans & leases | $224,395,000 | 1,756 |
| Loan loss allowance | $2,727,000 | 1,702 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,283,000 | 2,421 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,746,000 | 3,289 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $274,003,000 | 2,119 |
| Total liabilities | $232,400,000 | 2,247 |
| Total deposits | $212,679,000 | 2,212 |
| Interest-bearing deposits | $183,975,000 | 2,159 |
| Deposits held in domestic offices | $212,679,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,000,000 | 1,838 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,721,000 | 2,153 |
| Total equity capital | $41,603,000 | 1,383 |
| Total bank equity capital | $41,603,000 | 1,383 |
| Perpetual preferred stock | $4,000,000 | 46 |
| Common stock | $2,000 | 7,967 |
| Surplus | $32,954,000 | 755 |
| Undivided profits | $4,647,000 | 4,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $803,000 | 2,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $909,000 | 3,329 |
| Earning assets | $261,193,000 | 2,054 |
| Long-term assets (5+ years) | $17,535,000 | 3,730 |
| Average Assets, year-to-date | $236,758,000 | 2,355 |
| Average Assets, quarterly | $258,276,000 | 2,227 |
| Volatile liabilities | $31,111,000 | 3,058 |
| Insider loans | $514,000 | 5,403 |
| FHLB advances | $18,000,000 | 1,731 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $30,568,000 | 2,286 |
| Tier 1 (core) risk-based capital | $41,732,000 | 1,293 |
| Tier 2 risk-based capital | $2,727,000 | 1,663 |
| Total risk weighted assets | $232,023,000 | 1,768 |
| Total unused commitments | $30,568,000 | 2,286 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 73 | 2,340 |
| Assets and Liabilities | ||
| Total Assets: | $242,549,000 | 2,383 |
| Cash and due from depository institutions | $6,249,000 | 2,340 |
| Interest-bearing balances | $232,000 | 4,274 |
| Securities | $15,561,000 | 5,420 |
| Federal funds sold & reverse repurchase agreements | $4,022,000 | 2,484 |
| Net loans & leases | $209,143,000 | 1,827 |
| Loan loss allowance | $2,647,000 | 1,756 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,339,000 | 2,350 |
| Other real estate owned | $0 | 2,340 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,235,000 | 3,573 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $242,549,000 | 2,383 |
| Total liabilities | $224,362,000 | 2,315 |
| Total deposits | $205,262,000 | 2,272 |
| Interest-bearing deposits | $178,760,000 | 2,205 |
| Deposits held in domestic offices | $205,262,000 | 2,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,000,000 | 1,825 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,100,000 | 2,988 |
| Total equity capital | $18,187,000 | 3,085 |
| Total bank equity capital | $18,187,000 | 3,085 |
| Perpetual preferred stock | $4,000,000 | 47 |
| Common stock | $2,000 | 8,010 |
| Surplus | $10,104,000 | 1,996 |
| Undivided profits | $4,081,000 | 5,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $790,000 | 3,899 |
| Earning assets | $228,958,000 | 2,321 |
| Long-term assets (5+ years) | $18,918,000 | 3,646 |
| Average Assets, year-to-date | $227,446,750 | 2,447 |
| Average Assets, quarterly | $237,131,500 | 2,409 |
| Volatile liabilities | $31,569,000 | 2,990 |
| Insider loans | $858,000 | 4,414 |
| FHLB advances | $18,000,000 | 1,706 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,166,000 | 2,501 |
| Tier 1 (core) risk-based capital | $18,280,000 | 2,937 |
| Tier 2 risk-based capital | $2,647,000 | 1,683 |
| Total risk weighted assets | $214,363,000 | 1,870 |
| Total unused commitments | $26,166,000 | 2,506 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 69 | 2,511 |
| Assets and Liabilities | ||
| Total Assets: | $231,714,000 | 2,456 |
| Cash and due from depository institutions | $5,653,000 | 2,511 |
| Interest-bearing balances | $540,000 | 3,473 |
| Securities | $15,340,000 | 5,508 |
| Federal funds sold & reverse repurchase agreements | $7,308,000 | 1,451 |
| Net loans & leases | $196,350,000 | 1,893 |
| Loan loss allowance | $2,482,000 | 1,866 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,364,000 | 2,300 |
| Other real estate owned | $0 | 2,511 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,699,000 | 4,030 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $231,714,000 | 2,456 |
| Total liabilities | $214,211,000 | 2,399 |
| Total deposits | $209,826,000 | 2,186 |
| Interest-bearing deposits | $181,890,000 | 2,139 |
| Deposits held in domestic offices | $209,826,000 | 2,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,385,000 | 2,319 |
| Total equity capital | $17,503,000 | 3,080 |
| Total bank equity capital | $17,503,000 | 3,080 |
| Perpetual preferred stock | $4,000,000 | 48 |
| Common stock | $2,000 | 8,066 |
| Surplus | $10,105,000 | 1,955 |
| Undivided profits | $3,396,000 | 5,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,016,000 | 2,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $715,000 | 3,965 |
| Earning assets | $219,538,000 | 2,376 |
| Long-term assets (5+ years) | $20,299,000 | 3,581 |
| Average Assets, year-to-date | $222,412,670 | 2,501 |
| Average Assets, quarterly | $227,555,000 | 2,468 |
| Volatile liabilities | $32,178,000 | 2,880 |
| Insider loans | $734,000 | 4,697 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $242,000 | 1,426 |
| Unused loan commitments | $26,737,000 | 2,456 |
| Tier 1 (core) risk-based capital | $17,778,000 | 2,955 |
| Tier 2 risk-based capital | $2,482,000 | 1,769 |
| Total risk weighted assets | $202,168,000 | 1,930 |
| Total unused commitments | $26,737,000 | 2,458 |
| Derivatives | $903,000 | 623 |
| 2004-03-31 | Rank | |
| # of Employees: | 70 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $223,396,000 | 2,513 |
| Cash and due from depository institutions | $6,427,000 | 2,459 |
| Interest-bearing balances | $740,000 | 3,363 |
| Securities | $17,933,000 | 5,063 |
| Federal funds sold & reverse repurchase agreements | $6,858,000 | 2,150 |
| Net loans & leases | $185,283,000 | 1,951 |
| Loan loss allowance | $2,363,000 | 1,943 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,275,000 | 2,318 |
| Other real estate owned | $0 | 2,459 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,620,000 | 3,953 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $223,396,000 | 2,513 |
| Total liabilities | $206,146,000 | 2,450 |
| Total deposits | $202,006,000 | 2,246 |
| Interest-bearing deposits | $176,981,000 | 2,193 |
| Deposits held in domestic offices | $202,006,000 | 2,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,140,000 | 2,939 |
| Total equity capital | $17,250,000 | 3,184 |
| Total bank equity capital | $17,250,000 | 3,184 |
| Perpetual preferred stock | $4,000,000 | 48 |
| Common stock | $2,000 | 8,096 |
| Surplus | $10,105,000 | 1,919 |
| Undivided profits | $3,143,000 | 5,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,126,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $783,000 | 3,625 |
| Earning assets | $210,814,000 | 2,447 |
| Long-term assets (5+ years) | $21,651,000 | 3,406 |
| Average Assets, year-to-date | $217,762,000 | 2,551 |
| Average Assets, quarterly | $217,762,000 | 2,551 |
| Volatile liabilities | $31,615,000 | 2,826 |
| Insider loans | $1,349,000 | 3,430 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $602,000 | 1,213 |
| Unused loan commitments | $22,740,000 | 2,706 |
| Tier 1 (core) risk-based capital | $17,309,000 | 2,986 |
| Tier 2 risk-based capital | $2,363,000 | 1,828 |
| Total risk weighted assets | $191,359,000 | 1,988 |
| Total unused commitments | $22,740,000 | 2,714 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 70 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $212,128,000 | 2,630 |
| Cash and due from depository institutions | $5,232,000 | 2,464 |
| Interest-bearing balances | $432,000 | 3,806 |
| Securities | $20,221,000 | 4,791 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $179,762,000 | 1,985 |
| Loan loss allowance | $2,275,000 | 2,001 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,271,000 | 2,305 |
| Other real estate owned | $0 | 2,464 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,642,000 | 3,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,128,000 | 2,630 |
| Total liabilities | $197,253,000 | 2,543 |
| Total deposits | $184,778,000 | 2,450 |
| Interest-bearing deposits | $165,136,000 | 2,323 |
| Deposits held in domestic offices | $184,778,000 | 2,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,455,000 | 2,262 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,020,000 | 3,058 |
| Total equity capital | $14,875,000 | 3,561 |
| Total bank equity capital | $14,875,000 | 3,561 |
| Perpetual preferred stock | $4,000,000 | 47 |
| Common stock | $2,000 | 8,157 |
| Surplus | $8,255,000 | 2,290 |
| Undivided profits | $2,618,000 | 6,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,249,000 | 2,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $807,000 | 3,649 |
| Earning assets | $200,415,000 | 2,552 |
| Long-term assets (5+ years) | $22,201,000 | 3,372 |
| Average Assets, year-to-date | $182,876,800 | 2,892 |
| Average Assets, quarterly | $203,832,000 | 2,696 |
| Volatile liabilities | $36,600,000 | 2,536 |
| Insider loans | $998,000 | 4,041 |
| FHLB advances | $11,455,000 | 2,138 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,368,000 | 2,476 |
| Tier 1 (core) risk-based capital | $14,995,000 | 3,382 |
| Tier 2 risk-based capital | $2,275,000 | 1,879 |
| Total risk weighted assets | $184,999,000 | 2,030 |
| Total unused commitments | $24,368,000 | 2,482 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 69 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $195,536,000 | 2,811 |
| Cash and due from depository institutions | $8,496,000 | 2,523 |
| Interest-bearing balances | $384,000 | 4,092 |
| Securities | $21,457,000 | 4,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $158,757,000 | 2,231 |
| Loan loss allowance | $2,073,000 | 2,203 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,335,000 | 2,244 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,491,000 | 4,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,536,000 | 2,811 |
| Total liabilities | $181,113,000 | 2,734 |
| Total deposits | $168,543,000 | 2,675 |
| Interest-bearing deposits | $149,404,000 | 2,568 |
| Deposits held in domestic offices | $168,543,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,611,000 | 2,176 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $959,000 | 3,298 |
| Total equity capital | $14,423,000 | 3,638 |
| Total bank equity capital | $14,423,000 | 3,638 |
| Perpetual preferred stock | $4,000,000 | 47 |
| Common stock | $2,000 | 8,209 |
| Surplus | $8,205,000 | 2,271 |
| Undivided profits | $2,216,000 | 6,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,867,000 | 1,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 790 |
| Income earned, not collected on loans | $757,000 | 4,050 |
| Earning assets | $180,598,000 | 2,774 |
| Long-term assets (5+ years) | $22,863,000 | 3,340 |
| Average Assets, year-to-date | $175,564,000 | 3,015 |
| Average Assets, quarterly | $190,804,500 | 2,851 |
| Volatile liabilities | $35,243,000 | 2,545 |
| Insider loans | $1,116,000 | 3,805 |
| FHLB advances | $11,611,000 | 2,048 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,254,000 | 2,651 |
| Tier 1 (core) risk-based capital | $14,608,000 | 3,443 |
| Tier 2 risk-based capital | $2,061,000 | 2,037 |
| Total risk weighted assets | $164,850,000 | 2,238 |
| Total unused commitments | $22,254,000 | 2,654 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 67 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $186,073,000 | 2,920 |
| Cash and due from depository institutions | $3,196,000 | 2,599 |
| Interest-bearing balances | $459,000 | 4,013 |
| Securities | $18,844,000 | 4,852 |
| Federal funds sold & reverse repurchase agreements | $8,426,000 | 1,902 |
| Net loans & leases | $149,249,000 | 2,324 |
| Loan loss allowance | $1,438,000 | 2,948 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,410,000 | 2,162 |
| Other real estate owned | $0 | 2,599 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,948,000 | 4,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,073,000 | 2,920 |
| Total liabilities | $174,151,000 | 2,812 |
| Total deposits | $170,176,000 | 2,636 |
| Interest-bearing deposits | $151,640,000 | 2,515 |
| Deposits held in domestic offices | $170,176,000 | 2,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $975,000 | 3,362 |
| Total equity capital | $11,922,000 | 4,257 |
| Total bank equity capital | $11,922,000 | 4,257 |
| Perpetual preferred stock | $1,150,000 | 81 |
| Common stock | $2,000 | 8,237 |
| Surplus | $8,255,000 | 2,220 |
| Undivided profits | $2,515,000 | 6,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $815,000 | 3,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $714,000 | 4,085 |
| Earning assets | $176,978,000 | 2,816 |
| Long-term assets (5+ years) | $18,887,000 | 3,566 |
| Average Assets, year-to-date | $168,906,670 | 3,121 |
| Average Assets, quarterly | $176,787,500 | 3,024 |
| Volatile liabilities | $27,996,000 | 2,983 |
| Insider loans | $1,857,000 | 2,727 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,550,000 | 2,742 |
| Tier 1 (core) risk-based capital | $11,824,000 | 4,082 |
| Tier 2 risk-based capital | $1,438,000 | 2,690 |
| Total risk weighted assets | $154,595,000 | 2,342 |
| Total unused commitments | $20,550,000 | 2,751 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 64 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $167,502,000 | 3,158 |
| Cash and due from depository institutions | $4,342,000 | 2,691 |
| Interest-bearing balances | $503,000 | 3,826 |
| Securities | $13,999,000 | 5,676 |
| Federal funds sold & reverse repurchase agreements | $8,434,000 | 2,047 |
| Net loans & leases | $133,928,000 | 2,513 |
| Loan loss allowance | $1,587,000 | 2,674 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,366,000 | 2,163 |
| Other real estate owned | $150,000 | 2,691 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,283,000 | 4,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,502,000 | 3,158 |
| Total liabilities | $155,880,000 | 3,059 |
| Total deposits | $152,027,000 | 2,885 |
| Interest-bearing deposits | $132,231,000 | 2,846 |
| Deposits held in domestic offices | $152,027,000 | 2,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $853,000 | 3,706 |
| Total equity capital | $11,622,000 | 4,270 |
| Total bank equity capital | $11,622,000 | 4,270 |
| Perpetual preferred stock | $1,150,000 | 81 |
| Common stock | $2,000 | 8,280 |
| Surplus | $8,255,000 | 2,187 |
| Undivided profits | $2,215,000 | 6,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,124,000 | 2,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $653,000 | 4,404 |
| Earning assets | $156,864,000 | 3,091 |
| Long-term assets (5+ years) | $14,063,000 | 4,153 |
| Average Assets, year-to-date | $160,323,500 | 3,230 |
| Average Assets, quarterly | $160,323,500 | 3,230 |
| Volatile liabilities | $13,437,000 | 4,852 |
| Insider loans | $2,728,000 | 1,971 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,139,000 | 3,270 |
| Tier 1 (core) risk-based capital | $11,527,000 | 4,112 |
| Tier 2 risk-based capital | $1,587,000 | 2,453 |
| Total risk weighted assets | $140,610,000 | 2,505 |
| Total unused commitments | $15,139,000 | 3,279 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 56 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $153,145,000 | 3,314 |
| Cash and due from depository institutions | $5,987,000 | 3,011 |
| Interest-bearing balances | $500,000 | 3,754 |
| Securities | $11,734,000 | 6,120 |
| Federal funds sold & reverse repurchase agreements | $8,394,000 | 1,743 |
| Net loans & leases | $120,146,000 | 2,739 |
| Loan loss allowance | $1,692,000 | 2,488 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,455,000 | 2,085 |
| Other real estate owned | $637,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,792,000 | 4,854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,145,000 | 3,314 |
| Total liabilities | $141,692,000 | 3,242 |
| Total deposits | $137,888,000 | 3,089 |
| Interest-bearing deposits | $119,837,000 | 3,024 |
| Deposits held in domestic offices | $137,888,000 | 3,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000,000 | 3,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $804,000 | 3,932 |
| Total equity capital | $11,453,000 | 4,274 |
| Total bank equity capital | $11,453,000 | 4,274 |
| Perpetual preferred stock | $1,150,000 | 83 |
| Common stock | $2,000 | 8,319 |
| Surplus | $8,255,000 | 2,150 |
| Undivided profits | $2,046,000 | 6,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,238,000 | 2,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $633,000 | 4,754 |
| Earning assets | $140,774,000 | 3,306 |
| Long-term assets (5+ years) | $75,046,000 | 1,250 |
| Average Assets, year-to-date | $152,587,800 | 3,209 |
| Average Assets, quarterly | $154,122,500 | 3,275 |
| Volatile liabilities | $16,495,000 | 4,245 |
| Insider loans | $2,788,000 | 1,907 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,793,000 | 4,369 |
| Tier 1 (core) risk-based capital | $11,345,000 | 4,082 |
| Tier 2 risk-based capital | $1,573,000 | 2,443 |
| Total risk weighted assets | $125,719,000 | 2,765 |
| Total unused commitments | $8,793,000 | 4,371 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $147,421,000 | 3,318 |
| Cash and due from depository institutions | $7,049,000 | 3,166 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $2,541,000 | 8,716 |
| Federal funds sold & reverse repurchase agreements | $23,906,000 | 590 |
| Net loans & leases | $106,925,000 | 2,966 |
| Loan loss allowance | $1,400,000 | 2,742 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,665,000 | 1,935 |
| Other real estate owned | $487,000 | 3,166 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,848,000 | 4,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,421,000 | 3,318 |
| Total liabilities | $136,797,000 | 3,235 |
| Total deposits | $133,095,000 | 3,043 |
| Interest-bearing deposits | $115,172,000 | 3,007 |
| Deposits held in domestic offices | $133,095,000 | 3,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $702,000 | 4,429 |
| Total equity capital | $10,624,000 | 4,288 |
| Total bank equity capital | $10,624,000 | 4,288 |
| Perpetual preferred stock | $950,000 | 96 |
| Common stock | $2,000 | 8,540 |
| Surplus | $8,254,000 | 2,040 |
| Undivided profits | $1,418,000 | 7,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $995,000 | 2,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $618,000 | 5,162 |
| Earning assets | $133,372,000 | 3,323 |
| Long-term assets (5+ years) | $5,404,000 | 6,001 |
| Average Assets, year-to-date | $131,873,800 | 3,484 |
| Average Assets, quarterly | $146,796,500 | 3,296 |
| Volatile liabilities | $16,704,000 | 4,170 |
| Insider loans | $837,000 | 4,298 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,983,000 | 3,719 |
| Tier 1 (core) risk-based capital | $10,136,000 | 4,306 |
| Tier 2 risk-based capital | $1,384,000 | 2,578 |
| Total risk weighted assets | $110,708,000 | 2,967 |
| Total unused commitments | $10,983,000 | 3,728 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $74,357,000 | 5,471 |
| Cash and due from depository institutions | $3,138,000 | 5,074 |
| Interest-bearing balances | $30,000 | 5,713 |
| Securities | $10,375,000 | 6,685 |
| Federal funds sold & reverse repurchase agreements | $10,165,000 | 1,168 |
| Net loans & leases | $45,898,000 | 5,454 |
| Loan loss allowance | $791,000 | 4,183 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,010,000 | 2,887 |
| Other real estate owned | $164,000 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,607,000 | 4,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,357,000 | 5,471 |
| Total liabilities | $68,988,000 | 5,324 |
| Total deposits | $65,515,000 | 5,214 |
| Interest-bearing deposits | $57,306,000 | 5,160 |
| Deposits held in domestic offices | $65,515,000 | 5,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $473,000 | 5,964 |
| Total equity capital | $5,369,000 | 6,814 |
| Total bank equity capital | $5,369,000 | 6,814 |
| Perpetual preferred stock | $950,000 | 102 |
| Common stock | $1,000 | 8,831 |
| Surplus | $4,975,000 | 3,069 |
| Undivided profits | $-557,000 | 9,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $636,000 | 3,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $321,000 | 6,685 |
| Earning assets | $66,468,000 | 5,564 |
| Long-term assets (5+ years) | $4,028,000 | 6,390 |
| Average Assets, year-to-date | $69,655,400 | 5,523 |
| Average Assets, quarterly | $71,357,000 | 5,571 |
| Volatile liabilities | $6,442,000 | 6,829 |
| Insider loans | $948,000 | 4,010 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,390,000 | 5,695 |
| Tier 1 (core) risk-based capital | $4,947,000 | 7,008 |
| Tier 2 risk-based capital | $682,800 | 4,408 |
| Total risk weighted assets | $54,515,800 | 5,002 |
| Total unused commitments | $4,390,000 | 5,698 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $67,459,000 | 5,824 |
| Cash and due from depository institutions | $3,732,000 | 4,901 |
| Interest-bearing balances | $13,000 | 6,238 |
| Securities | $9,976,000 | 7,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $48,244,000 | 5,193 |
| Loan loss allowance | $630,000 | 4,882 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,143,000 | 2,722 |
| Other real estate owned | $802,000 | 4,901 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,562,000 | 4,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,459,000 | 5,824 |
| Total liabilities | $62,337,000 | 5,710 |
| Total deposits | $55,340,000 | 5,874 |
| Interest-bearing deposits | $46,970,000 | 5,890 |
| Deposits held in domestic offices | $55,340,000 | 5,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,603,000 | 2,686 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $394,000 | 6,117 |
| Total equity capital | $5,122,000 | 6,884 |
| Total bank equity capital | $5,122,000 | 6,884 |
| Perpetual preferred stock | $950,000 | 101 |
| Common stock | $1,000 | 9,132 |
| Surplus | $4,975,000 | 3,030 |
| Undivided profits | $-804,000 | 9,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $281,000 | 6,699 |
| Earning assets | $58,233,000 | 6,001 |
| Long-term assets (5+ years) | $5,261,000 | 6,222 |
| Average Assets, year-to-date | $62,372,000 | 5,942 |
| Average Assets, quarterly | $65,673,500 | 5,874 |
| Volatile liabilities | $6,456,000 | 6,656 |
| Insider loans | $428,000 | 5,728 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,144,000 | 4,249 |
| Tier 1 (core) risk-based capital | $4,903,000 | 7,072 |
| Tier 2 risk-based capital | $630,000 | 4,550 |
| Total risk weighted assets | $55,304,300 | 4,901 |
| Total unused commitments | $8,144,000 | 4,254 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $59,225,000 | 6,332 |
| Cash and due from depository institutions | $2,736,000 | 6,003 |
| Interest-bearing balances | $117,000 | 4,702 |
| Securities | $12,688,000 | 6,366 |
| Federal funds sold & reverse repurchase agreements | $2,425,000 | 5,364 |
| Net loans & leases | $37,922,000 | 5,892 |
| Loan loss allowance | $477,000 | 5,782 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,755,000 | 4,307 |
| Other real estate owned | $129,000 | 6,003 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,570,000 | 4,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,225,000 | 6,332 |
| Total liabilities | $54,667,000 | 6,210 |
| Total deposits | $48,801,000 | 6,408 |
| Interest-bearing deposits | $42,075,000 | 6,371 |
| Deposits held in domestic offices | $48,801,000 | 6,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $866,000 | 3,931 |
| Total equity capital | $4,558,000 | 7,450 |
| Total bank equity capital | $4,558,000 | 7,450 |
| Perpetual preferred stock | $350,000 | 138 |
| Common stock | $1,727,000 | 2,144 |
| Surplus | $3,239,000 | 4,001 |
| Undivided profits | $-758,000 | 10,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 7,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $247,000 | 7,277 |
| Earning assets | $53,152,000 | 6,412 |
| Long-term assets (5+ years) | $9,426,000 | 4,866 |
| Average Assets, year-to-date | $52,297,800 | 6,573 |
| Average Assets, quarterly | $58,773,500 | 6,282 |
| Volatile liabilities | $4,443,000 | 7,345 |
| Insider loans | $830,000 | 4,026 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,170,000 | 5,786 |
| Tier 1 (core) risk-based capital | $3,901,000 | 7,891 |
| Tier 2 risk-based capital | $477,000 | 5,386 |
| Total risk weighted assets | $42,642,400 | 5,665 |
| Total unused commitments | $4,170,000 | 5,792 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $43,789,000 | 7,560 |
| Cash and due from depository institutions | $1,154,000 | 6,915 |
| Interest-bearing balances | $300,000 | 3,543 |
| Securities | $10,218,000 | 7,340 |
| Federal funds sold & reverse repurchase agreements | $1,495,000 | 5,675 |
| Net loans & leases | $28,324,000 | 7,064 |
| Loan loss allowance | $385,000 | 6,685 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,402,000 | 4,939 |
| Other real estate owned | $300,000 | 6,915 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $896,000 | 6,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,789,000 | 7,560 |
| Total liabilities | $40,159,000 | 7,450 |
| Total deposits | $37,629,000 | 7,515 |
| Interest-bearing deposits | $32,471,000 | 7,467 |
| Deposits held in domestic offices | $37,629,000 | 7,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $530,000 | 5,699 |
| Total equity capital | $3,630,000 | 8,378 |
| Total bank equity capital | $3,630,000 | 8,378 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,722,000 | 2,158 |
| Surplus | $3,234,000 | 3,957 |
| Undivided profits | $-1,326,000 | 10,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $203,000 | 8,206 |
| Earning assets | $40,337,000 | 7,544 |
| Long-term assets (5+ years) | $1,421,000 | 8,129 |
| Average Assets, year-to-date | $40,857,600 | 7,661 |
| Average Assets, quarterly | $43,336,000 | 7,550 |
| Volatile liabilities | $3,047,000 | 8,455 |
| Insider loans | $970,000 | 3,641 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,448,000 | 4,164 |
| Tier 1 (core) risk-based capital | $3,578,000 | 8,326 |
| Tier 2 risk-based capital | $385,000 | 6,140 |
| Total risk weighted assets | $32,239,200 | 6,719 |
| Total unused commitments | $7,448,000 | 4,166 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $37,432,000 | 8,421 |
| Cash and due from depository institutions | $1,637,000 | 7,879 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $6,243,000 | 9,284 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 7,205 |
| Net loans & leases | $26,424,000 | 7,439 |
| Loan loss allowance | $364,000 | 7,162 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,405,000 | 4,910 |
| Other real estate owned | $340,000 | 7,879 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $783,000 | 7,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,432,000 | 8,421 |
| Total liabilities | $34,405,000 | 8,295 |
| Total deposits | $34,028,000 | 8,181 |
| Interest-bearing deposits | $29,433,000 | 8,132 |
| Deposits held in domestic offices | $34,028,000 | 8,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $377,000 | 7,034 |
| Total equity capital | $3,027,000 | 9,228 |
| Total bank equity capital | $3,027,000 | 9,228 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,722,000 | 2,299 |
| Surplus | $3,234,000 | 4,021 |
| Undivided profits | $-1,929,000 | 11,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 6,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $202,000 | 8,431 |
| Earning assets | $33,367,000 | 8,506 |
| Long-term assets (5+ years) | $989,000 | 8,781 |
| Average Assets, year-to-date | $33,998,800 | 8,612 |
| Average Assets, quarterly | $36,589,000 | 8,458 |
| Volatile liabilities | $2,416,000 | 9,080 |
| Insider loans | $240,000 | 7,367 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,709,000 | 6,703 |
| Tier 1 (core) risk-based capital | $3,016,000 | 9,173 |
| Tier 2 risk-based capital | $352,610 | 6,597 |
| Total risk weighted assets | $28,197,110 | 7,331 |
| Total unused commitments | $2,709,000 | 6,716 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $30,428,000 | 9,459 |
| Cash and due from depository institutions | $1,567,000 | 8,427 |
| Interest-bearing balances | $387,000 | 3,600 |
| Securities | $4,581,000 | 10,392 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $21,787,000 | 8,253 |
| Loan loss allowance | $424,000 | 6,730 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,396,000 | 4,898 |
| Other real estate owned | $686,000 | 8,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $411,000 | 9,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,428,000 | 9,459 |
| Total liabilities | $27,784,000 | 9,368 |
| Total deposits | $27,503,000 | 9,266 |
| Interest-bearing deposits | $23,133,000 | 9,297 |
| Deposits held in domestic offices | $27,503,000 | 9,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $281,000 | 8,543 |
| Total equity capital | $2,644,000 | 9,918 |
| Total bank equity capital | $2,644,000 | 9,918 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,722,000 | 2,358 |
| Surplus | $3,234,000 | 3,995 |
| Undivided profits | $-2,312,000 | 11,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $129,000 | 10,124 |
| Earning assets | $26,755,000 | 9,575 |
| Long-term assets (5+ years) | $1,320,000 | 8,610 |
| Average Assets, year-to-date | $28,347,200 | 9,545 |
| Average Assets, quarterly | $30,273,500 | 9,421 |
| Volatile liabilities | $3,207,000 | 8,381 |
| Insider loans | $242,000 | 7,599 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,145,000 | 5,481 |
| Tier 1 (core) risk-based capital | $2,500,000 | 10,010 |
| Tier 2 risk-based capital | $292,060 | 7,446 |
| Total risk weighted assets | $23,233,160 | 8,212 |
| Total unused commitments | $4,145,000 | 5,491 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $24,989,000 | 10,437 |
| Cash and due from depository institutions | $1,349,000 | 9,073 |
| Interest-bearing balances | $486,000 | 3,409 |
| Securities | $6,098,000 | 10,341 |
| Federal funds sold & reverse repurchase agreements | $1,090,000 | 5,297 |
| Net loans & leases | $14,550,000 | 9,914 |
| Loan loss allowance | $262,000 | 8,914 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,044,000 | 5,945 |
| Other real estate owned | $567,000 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $291,000 | 11,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,989,000 | 10,437 |
| Total liabilities | $22,561,000 | 10,401 |
| Total deposits | $22,378,000 | 10,290 |
| Interest-bearing deposits | $18,565,000 | 10,351 |
| Deposits held in domestic offices | $22,378,000 | 10,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $183,000 | 9,338 |
| Total equity capital | $2,428,000 | 10,294 |
| Total bank equity capital | $2,428,000 | 10,294 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,722,000 | 2,418 |
| Surplus | $3,234,000 | 3,919 |
| Undivided profits | $-2,528,000 | 12,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 4,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $91,000 | 11,100 |
| Earning assets | $22,224,000 | 10,480 |
| Long-term assets (5+ years) | $774,000 | 9,757 |
| Average Assets, year-to-date | $23,726,800 | 10,532 |
| Average Assets, quarterly | $23,927,000 | 10,541 |
| Volatile liabilities | $2,524,000 | 9,023 |
| Insider loans | $244,000 | 7,700 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,425,000 | 8,370 |
| Tier 1 (core) risk-based capital | $2,444,000 | 10,355 |
| Tier 2 risk-based capital | $202,150 | 9,120 |
| Total risk weighted assets | $16,111,850 | 9,852 |
| Total unused commitments | $1,425,000 | 8,381 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $25,272,000 | 10,851 |
| Cash and due from depository institutions | $2,055,000 | 8,423 |
| Interest-bearing balances | $886,000 | 3,593 |
| Securities | $7,029,000 | 10,311 |
| Federal funds sold & reverse repurchase agreements | $265,000 | 9,762 |
| Net loans & leases | $14,649,000 | 10,130 |
| Loan loss allowance | $287,000 | 8,845 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $223,000 | 10,960 |
| Other real estate owned | $762,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $289,000 | 11,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,272,000 | 10,851 |
| Total liabilities | $24,695,000 | 10,525 |
| Total deposits | $22,965,000 | 10,681 |
| Interest-bearing deposits | $19,555,000 | 10,675 |
| Deposits held in domestic offices | $22,965,000 | 10,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,730,000 | 2,041 |
| Total equity capital | $577,000 | 13,125 |
| Total bank equity capital | $577,000 | 13,125 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,054,000 | 1,995 |
| Surplus | $1,026,000 | 7,982 |
| Undivided profits | $-2,503,000 | 13,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 6,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $94,000 | 11,206 |
| Earning assets | $22,829,000 | 10,855 |
| Long-term assets (5+ years) | $428,000 | 10,766 |
| Average Assets, year-to-date | $25,676,200 | 10,672 |
| Average Assets, quarterly | $24,718,500 | 10,886 |
| Volatile liabilities | $800,000 | 11,763 |
| Insider loans | $1,458,000 | 2,733 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,176,000 | 7,279 |
| Tier 1 (core) risk-based capital | $559,000 | 13,133 |
| Tier 2 risk-based capital | $187,730 | 9,641 |
| Total risk weighted assets | $14,918,830 | 10,418 |
| Total unused commitments | $2,176,000 | 7,304 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $28,470,000 | 10,656 |
| Cash and due from depository institutions | $2,720,000 | 8,886 |
| Interest-bearing balances | $1,406,000 | 3,248 |
| Securities | $5,528,000 | 11,315 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,536 |
| Net loans & leases | $16,371,000 | 9,814 |
| Loan loss allowance | $324,000 | 8,468 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $223,000 | 11,323 |
| Other real estate owned | $578,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $450,000 | 10,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,470,000 | 10,656 |
| Total liabilities | $27,280,000 | 10,402 |
| Total deposits | $27,020,000 | 10,300 |
| Interest-bearing deposits | $23,837,000 | 10,153 |
| Deposits held in domestic offices | $27,020,000 | 10,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $260,000 | 8,856 |
| Total equity capital | $1,190,000 | 12,902 |
| Total bank equity capital | $1,190,000 | 12,902 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,053,000 | 2,069 |
| Surplus | $1,026,000 | 7,981 |
| Undivided profits | $-1,889,000 | 13,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 7,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $134,000 | 10,490 |
| Earning assets | $25,905,000 | 10,622 |
| Long-term assets (5+ years) | $675,000 | 10,753 |
| Average Assets, year-to-date | $27,881,400 | 10,594 |
| Average Assets, quarterly | $27,866,500 | 10,697 |
| Volatile liabilities | $2,150,000 | 9,776 |
| Insider loans | $530,000 | 1,709 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,355,000 | 8,392 |
| Tier 1 (core) risk-based capital | $1,190,000 | 12,883 |
| Tier 2 risk-based capital | $225,510 | 8,928 |
| Total risk weighted assets | $17,942,310 | 9,849 |
| Total unused commitments | $1,355,000 | 8,419 |
| Derivatives | $0 | 651 |