Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 5,296 |
| Total interest expense | $3,108,000 | 4,785 |
| Net interest income | $2,548,000 | 5,732 |
| Provision for loan and lease losses | $239,000 | 3,391 |
| Total noninterest income | $789,000 | 3,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 3,680 |
| Total noninterest expense | $2,039,000 | 5,610 |
| Salaries and employee benefits | $1,204,000 | 5,210 |
| Premises and equipment expense | $189,000 | 6,930 |
| Additional noninterest expense | $646,000 | 5,496 |
| Pre-tax net operating income | $1,059,000 | 5,115 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $330,000 | 4,382 |
| Income before extraordinary items | $723,000 | 5,331 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $723,000 | 5,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,400 |
| Cash dividends | $140,000 | 5,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $727,140 | 5,321 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,742,000 | 5,756 |
| Total interest expense | $2,552,000 | 5,130 |
| Net interest income | $2,190,000 | 6,301 |
| Provision for loan and lease losses | $189,000 | 3,688 |
| Total noninterest income | $638,000 | 4,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,745 |
| Total noninterest expense | $1,791,000 | 6,099 |
| Salaries and employee benefits | $1,073,000 | 5,614 |
| Premises and equipment expense | $178,000 | 7,166 |
| Additional noninterest expense | $540,000 | 6,224 |
| Pre-tax net operating income | $845,000 | 5,772 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $241,000 | 5,301 |
| Income before extraordinary items | $604,000 | 5,872 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $607,000 | 5,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,666 |
| Cash dividends | $112,000 | 5,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $604,000 | 5,848 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 6,210 |
| Total interest expense | $2,291,000 | 5,672 |
| Net interest income | $2,030,000 | 6,616 |
| Provision for loan and lease losses | $128,000 | 4,501 |
| Total noninterest income | $575,000 | 4,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,052 |
| Total noninterest expense | $1,659,000 | 6,301 |
| Salaries and employee benefits | $1,009,000 | 5,760 |
| Premises and equipment expense | $177,000 | 7,107 |
| Additional noninterest expense | $473,000 | 6,624 |
| Pre-tax net operating income | $818,000 | 6,023 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $248,000 | 5,673 |
| Income before extraordinary items | $585,000 | 6,126 |
| Extraordinary gains, net | $9,000 | 27 |
| Net income | $594,000 | 6,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $39,000 | 7,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $574,500 | 6,076 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 6,845 |
| Total interest expense | $2,003,000 | 6,267 |
| Net interest income | $1,800,000 | 7,323 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $534,000 | 4,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,944 |
| Total noninterest expense | $1,510,000 | 6,763 |
| Salaries and employee benefits | $909,000 | 6,240 |
| Premises and equipment expense | $171,000 | 7,366 |
| Additional noninterest expense | $430,000 | 7,098 |
| Pre-tax net operating income | $764,000 | 6,711 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $250,000 | 6,261 |
| Income before extraordinary items | $514,000 | 6,884 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $514,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $112,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $514,000 | 6,824 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 7,864 |
| Total interest expense | $1,556,000 | 7,426 |
| Net interest income | $1,556,000 | 8,135 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $362,000 | 6,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $1,349,000 | 7,517 |
| Salaries and employee benefits | $803,000 | 6,969 |
| Premises and equipment expense | $134,000 | 8,428 |
| Additional noninterest expense | $412,000 | 7,776 |
| Pre-tax net operating income | $489,000 | 8,007 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $148,000 | 7,899 |
| Income before extraordinary items | $341,000 | 8,072 |
| Extraordinary gains, net | $5,000 | 49 |
| Net income | $346,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $101,000 | 6,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $341,000 | 8,023 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 8,730 |
| Total interest expense | $1,339,000 | 8,153 |
| Net interest income | $1,301,000 | 9,072 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $337,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,303 |
| Total noninterest expense | $1,202,000 | 8,200 |
| Salaries and employee benefits | $698,000 | 7,723 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $387,000 | 8,323 |
| Pre-tax net operating income | $361,000 | 9,319 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $268,000 | 9,245 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $268,000 | 9,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $89,000 | 7,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $268,000 | 9,220 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 9,479 |
| Total interest expense | $986,000 | 8,755 |
| Net interest income | $1,185,000 | 9,796 |
| Provision for loan and lease losses | $168,000 | 3,376 |
| Total noninterest income | $300,000 | 7,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $923,000 | 9,668 |
| Salaries and employee benefits | $516,000 | 9,242 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $326,000 | 9,645 |
| Pre-tax net operating income | $394,000 | 9,418 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $261,000 | 9,576 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $261,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,964 |
| Cash dividends | $26,000 | 8,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $261,000 | 9,632 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 10,456 |
| Total interest expense | $819,000 | 9,936 |
| Net interest income | $1,051,000 | 10,593 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $278,000 | 7,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $830,000 | 10,526 |
| Salaries and employee benefits | $464,000 | 9,995 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $294,000 | 10,523 |
| Pre-tax net operating income | $447,000 | 9,051 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $155,000 | 8,513 |
| Income before extraordinary items | $295,000 | 9,542 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $295,000 | 9,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $47,000 | 8,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $293,020 | 9,303 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 11,580 |
| Total interest expense | $731,000 | 11,669 |
| Net interest income | $936,000 | 11,358 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $247,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $759,000 | 11,212 |
| Salaries and employee benefits | $407,000 | 10,778 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $279,000 | 11,138 |
| Pre-tax net operating income | $384,000 | 9,387 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $268,000 | 9,699 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $268,000 | 9,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $58,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $244,320 | 9,626 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.