Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 7,015 |
| Total interest expense | $1,534,000 | 7,602 |
| Net interest income | $2,457,000 | 6,382 |
| Provision for loan and lease losses | $106,000 | 4,474 |
| Total noninterest income | $753,000 | 3,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,387 |
| Total noninterest expense | $2,327,000 | 5,302 |
| Salaries and employee benefits | $1,090,000 | 5,645 |
| Premises and equipment expense | $468,000 | 3,969 |
| Additional noninterest expense | $769,000 | 5,422 |
| Pre-tax net operating income | $777,000 | 6,930 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $264,000 | 6,459 |
| Income before extraordinary items | $513,000 | 7,146 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $513,000 | 7,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,590 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $513,000 | 7,121 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 7,284 |
| Total interest expense | $1,027,000 | 8,577 |
| Net interest income | $2,495,000 | 6,496 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $745,000 | 3,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $2,466,000 | 5,224 |
| Salaries and employee benefits | $1,124,000 | 5,554 |
| Premises and equipment expense | $510,000 | 3,737 |
| Additional noninterest expense | $832,000 | 5,519 |
| Pre-tax net operating income | $709,000 | 7,342 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $241,000 | 6,672 |
| Income before extraordinary items | $468,000 | 7,553 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $468,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $468,000 | 7,595 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 7,965 |
| Total interest expense | $910,000 | 9,504 |
| Net interest income | $2,318,000 | 6,902 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $951,000 | 3,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 3,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 3,256 |
| Total noninterest expense | $2,522,000 | 5,242 |
| Salaries and employee benefits | $1,088,000 | 5,703 |
| Premises and equipment expense | $590,000 | 3,381 |
| Additional noninterest expense | $844,000 | 5,661 |
| Pre-tax net operating income | $675,000 | 7,496 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $139,000 | 8,881 |
| Income before extraordinary items | $536,000 | 7,262 |
| Extraordinary gains, net | $150,000 | 1,230 |
| Net income | $686,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $536,000 | 7,004 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 8,578 |
| Total interest expense | $1,188,000 | 9,644 |
| Net interest income | $2,050,000 | 7,620 |
| Provision for loan and lease losses | $86,000 | 7,695 |
| Total noninterest income | $590,000 | 5,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 6,009 |
| Total noninterest expense | $2,476,000 | 5,357 |
| Salaries and employee benefits | $952,000 | 6,309 |
| Premises and equipment expense | $502,000 | 3,957 |
| Additional noninterest expense | $1,022,000 | 4,973 |
| Pre-tax net operating income | $78,000 | 12,220 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $88,000 | 12,104 |
| Extraordinary gains, net | $45,000 | 1,023 |
| Net income | $133,000 | 11,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $51,700 | 12,289 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.