Home > First State Bank > Assets and Liabilities
First State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 61 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $160,021,000 | 2,864 |
| Cash and due from depository institutions | $7,425,000 | 2,921 |
| Interest-bearing balances | $5,074,000 | 1,200 |
| Securities | $40,778,000 | 2,790 |
| Federal funds sold & reverse repurchase agreements | $3,327,000 | 4,541 |
| Net loans & leases | $94,948,000 | 2,886 |
| Loan loss allowance | $3,500,000 | 1,068 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,777,000 | 2,896 |
| Other real estate owned | $285,000 | 2,921 |
| Goodwill and other intangibles | $561,000 | 1,773 |
| All other assets | $9,920,000 | 885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,021,000 | 2,864 |
| Total liabilities | $152,163,000 | 2,731 |
| Total deposits | $151,171,000 | 2,531 |
| Interest-bearing deposits | $138,623,000 | 2,357 |
| Deposits held in domestic offices | $151,171,000 | 2,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $992,000 | 3,549 |
| Total equity capital | $7,858,000 | 5,276 |
| Total bank equity capital | $7,858,000 | 5,276 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $1,250,000 | 6,656 |
| Undivided profits | $5,358,000 | 4,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,363,000 | 1,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,231,000 | 1,765 |
| Earning assets | $144,127,000 | 2,923 |
| Long-term assets (5+ years) | $33,883,000 | 2,160 |
| Average Assets, year-to-date | $166,257,400 | 2,598 |
| Average Assets, quarterly | $162,684,000 | 2,782 |
| Volatile liabilities | $23,320,000 | 2,645 |
| Insider loans | $510,000 | 5,232 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,809,000 | 3,931 |
| Tier 1 (core) risk-based capital | $4,072,000 | 7,720 |
| Tier 2 risk-based capital | $1,340,970 | 2,331 |
| Total risk weighted assets | $105,118,770 | 2,704 |
| Total unused commitments | $8,809,000 | 3,938 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 71 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $172,004,000 | 2,603 |
| Cash and due from depository institutions | $7,558,000 | 2,536 |
| Interest-bearing balances | $4,664,000 | 972 |
| Securities | $58,557,000 | 1,977 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $97,955,000 | 2,814 |
| Loan loss allowance | $1,834,000 | 1,936 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,912,000 | 2,713 |
| Other real estate owned | $545,000 | 2,536 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,477,000 | 1,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,004,000 | 2,603 |
| Total liabilities | $158,259,000 | 2,547 |
| Total deposits | $147,422,000 | 2,524 |
| Interest-bearing deposits | $132,383,000 | 2,427 |
| Deposits held in domestic offices | $147,422,000 | 2,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,061 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $837,000 | 4,113 |
| Total equity capital | $13,745,000 | 3,226 |
| Total bank equity capital | $13,745,000 | 3,226 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $1,250,000 | 6,780 |
| Undivided profits | $11,245,000 | 2,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,239,000 | 2,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,334,000 | 1,661 |
| Earning assets | $161,176,000 | 2,553 |
| Long-term assets (5+ years) | $61,296,000 | 1,162 |
| Average Assets, year-to-date | $149,040,200 | 2,859 |
| Average Assets, quarterly | $169,320,500 | 2,604 |
| Volatile liabilities | $31,649,000 | 2,048 |
| Insider loans | $346,000 | 6,341 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,244,000 | 5,061 |
| Tier 1 (core) risk-based capital | $14,877,000 | 2,856 |
| Tier 2 risk-based capital | $1,419,990 | 2,113 |
| Total risk weighted assets | $113,184,790 | 2,476 |
| Total unused commitments | $5,244,000 | 5,065 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $50,712,000 | 7,200 |
| Cash and due from depository institutions | $7,720,000 | 4,115 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $3,916,000 | 10,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $34,341,000 | 6,443 |
| Loan loss allowance | $507,000 | 5,853 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,325,000 | 3,321 |
| Other real estate owned | $233,000 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,177,000 | 3,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,712,000 | 7,200 |
| Total liabilities | $48,733,000 | 6,912 |
| Total deposits | $48,463,000 | 6,739 |
| Interest-bearing deposits | $41,218,000 | 6,750 |
| Deposits held in domestic offices | $48,463,000 | 6,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $270,000 | 8,248 |
| Total equity capital | $1,979,000 | 10,376 |
| Total bank equity capital | $1,979,000 | 10,376 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $1,250,000 | 6,979 |
| Undivided profits | $-521,000 | 11,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,917,000 | 1,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $519,000 | 4,469 |
| Earning assets | $38,257,000 | 7,975 |
| Long-term assets (5+ years) | $1,227,000 | 8,526 |
| Average Assets, year-to-date | $53,511,400 | 6,821 |
| Average Assets, quarterly | $53,687,000 | 6,921 |
| Volatile liabilities | $7,605,000 | 5,783 |
| Insider loans | $638,000 | 4,858 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $13,282,000 | 175 |
| Unused loan commitments | $1,361,000 | 8,290 |
| Tier 1 (core) risk-based capital | $2,042,000 | 10,259 |
| Tier 2 risk-based capital | $503,990 | 5,228 |
| Total risk weighted assets | $40,315,790 | 5,947 |
| Total unused commitments | $1,361,000 | 8,299 |
| Derivatives | $5,000,000 | 474 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $53,358,000 | 7,164 |
| Cash and due from depository institutions | $4,439,000 | 5,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,408,000 | 10,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $40,715,000 | 5,758 |
| Loan loss allowance | $331,000 | 7,710 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,155,000 | 3,461 |
| Other real estate owned | $267,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,374,000 | 3,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,358,000 | 7,164 |
| Total liabilities | $49,959,000 | 6,977 |
| Total deposits | $46,884,000 | 7,051 |
| Interest-bearing deposits | $39,038,000 | 7,154 |
| Deposits held in domestic offices | $46,884,000 | 7,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,712,000 | 2,146 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $363,000 | 7,565 |
| Total equity capital | $3,399,000 | 9,006 |
| Total bank equity capital | $3,399,000 | 9,006 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $1,250,000 | 7,095 |
| Undivided profits | $899,000 | 9,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 2,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $586,000 | 4,084 |
| Earning assets | $44,123,000 | 7,557 |
| Long-term assets (5+ years) | $1,326,000 | 8,599 |
| Average Assets, year-to-date | $55,725,200 | 6,769 |
| Average Assets, quarterly | $54,907,500 | 6,965 |
| Volatile liabilities | $8,733,000 | 4,994 |
| Insider loans | $1,184,000 | 3,311 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $14,136,000 | 191 |
| Unused loan commitments | $884,000 | 9,223 |
| Tier 1 (core) risk-based capital | $3,496,000 | 8,795 |
| Tier 2 risk-based capital | $331,000 | 6,939 |
| Total risk weighted assets | $46,129,400 | 5,352 |
| Total unused commitments | $884,000 | 9,233 |
| Derivatives | $10,000,000 | 495 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $56,784,000 | 6,921 |
| Cash and due from depository institutions | $3,133,000 | 6,009 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,212,000 | 10,757 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $44,696,000 | 5,344 |
| Loan loss allowance | $299,000 | 8,414 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,121,000 | 3,466 |
| Other real estate owned | $388,000 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,234,000 | 5,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,784,000 | 6,921 |
| Total liabilities | $53,835,000 | 6,690 |
| Total deposits | $46,908,000 | 7,101 |
| Interest-bearing deposits | $39,347,000 | 7,169 |
| Deposits held in domestic offices | $46,908,000 | 7,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,700,000 | 2,080 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,964,000 | 2,204 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $263,000 | 7,881 |
| Total equity capital | $2,949,000 | 9,553 |
| Total bank equity capital | $2,949,000 | 9,553 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $1,250,000 | 7,228 |
| Undivided profits | $449,000 | 10,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 2,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $463,000 | 4,520 |
| Earning assets | $49,908,000 | 7,073 |
| Long-term assets (5+ years) | $4,403,000 | 6,358 |
| Average Assets, year-to-date | $49,850,600 | 7,407 |
| Average Assets, quarterly | $53,717,500 | 7,135 |
| Volatile liabilities | $10,216,000 | 4,268 |
| Insider loans | $924,000 | 3,922 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $38,886,000 | 86 |
| Unused loan commitments | $820,000 | 9,549 |
| Tier 1 (core) risk-based capital | $3,126,000 | 9,394 |
| Tier 2 risk-based capital | $299,000 | 7,512 |
| Total risk weighted assets | $48,813,300 | 5,052 |
| Total unused commitments | $820,000 | 9,557 |
| Derivatives | $5,000,000 | 553 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $46,686,000 | 8,059 |
| Cash and due from depository institutions | $3,513,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,934,000 | 11,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $34,990,000 | 6,291 |
| Loan loss allowance | $275,000 | 8,999 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,263,000 | 3,231 |
| Other real estate owned | $440,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $546,000 | 8,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,686,000 | 8,059 |
| Total liabilities | $43,657,000 | 7,909 |
| Total deposits | $42,142,000 | 7,893 |
| Interest-bearing deposits | $32,708,000 | 8,383 |
| Deposits held in domestic offices | $42,142,000 | 7,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,614 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $315,000 | 7,327 |
| Total equity capital | $3,029,000 | 9,730 |
| Total bank equity capital | $3,029,000 | 9,730 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $1,250,000 | 7,293 |
| Undivided profits | $529,000 | 10,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 4,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $266,000 | 6,676 |
| Earning assets | $39,924,000 | 8,392 |
| Long-term assets (5+ years) | $3,612,000 | 7,329 |
| Average Assets, year-to-date | $42,837,600 | 8,329 |
| Average Assets, quarterly | $45,173,000 | 8,151 |
| Volatile liabilities | $3,524,000 | 7,820 |
| Insider loans | $925,000 | 3,942 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $27,024,000 | 168 |
| Unused loan commitments | $766,000 | 9,799 |
| Tier 1 (core) risk-based capital | $3,029,000 | 9,675 |
| Tier 2 risk-based capital | $275,000 | 7,955 |
| Total risk weighted assets | $38,652,600 | 6,053 |
| Total unused commitments | $766,000 | 9,826 |
| Derivatives | $6,500,000 | 553 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $38,683,000 | 9,175 |
| Cash and due from depository institutions | $3,061,000 | 7,064 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,388,000 | 12,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $29,316,000 | 7,172 |
| Loan loss allowance | $281,000 | 9,119 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,014,000 | 3,584 |
| Other real estate owned | $566,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $338,000 | 11,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,683,000 | 9,175 |
| Total liabilities | $35,798,000 | 9,068 |
| Total deposits | $35,090,000 | 9,022 |
| Interest-bearing deposits | $28,733,000 | 9,257 |
| Deposits held in domestic offices | $35,090,000 | 9,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $545,000 | 2,960 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $163,000 | 10,847 |
| Total equity capital | $2,885,000 | 9,944 |
| Total bank equity capital | $2,885,000 | 9,944 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $1,250,000 | 7,262 |
| Undivided profits | $385,000 | 11,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 5,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $175,000 | 9,324 |
| Earning assets | $32,704,000 | 9,525 |
| Long-term assets (5+ years) | $156,000 | 11,536 |
| Average Assets, year-to-date | $39,037,800 | 8,948 |
| Average Assets, quarterly | $39,251,500 | 9,038 |
| Volatile liabilities | $2,445,000 | 9,304 |
| Insider loans | $41,000 | 7,478 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $801,000 | 9,659 |
| Tier 1 (core) risk-based capital | $2,885,000 | 9,879 |
| Tier 2 risk-based capital | $281,000 | 7,922 |
| Total risk weighted assets | $32,846,900 | 6,894 |
| Total unused commitments | $801,000 | 9,687 |
| Derivatives | $1,500,000 | 564 |