Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 2,191 |
| Total interest expense | $542,000 | 1,697 |
| Net interest income | $2,300,000 | 2,277 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $446,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $141,000 | 2,133 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $305,000 | 2,202 |
| Total noninterest expense | $1,627,000 | 2,833 |
| Salaries and employee benefits | $882,000 | 2,816 |
| Premises and equipment expense | $166,000 | 3,161 |
| Additional noninterest expense | $579,000 | 2,627 |
| Pre-tax net operating income | $1,094,000 | 1,584 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $321,000 | 1,269 |
| Income before extraordinary items | $773,000 | 1,838 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $773,000 | 1,839 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $773,000 | 1,840 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $773,000 | 1,765 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,953,000 | 2,189 |
| Total interest expense | $2,322,000 | 1,878 |
| Net interest income | $9,631,000 | 2,235 |
| Provision for loan and lease losses | $193,000 | 3,982 |
| Total noninterest income | $1,807,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $485,000 | 2,553 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,322,000 | 2,005 |
| Total noninterest expense | $6,469,000 | 2,862 |
| Salaries and employee benefits | $3,450,000 | 2,826 |
| Premises and equipment expense | $649,000 | 3,198 |
| Additional noninterest expense | $2,370,000 | 2,686 |
| Pre-tax net operating income | $4,776,000 | 1,430 |
| Securities gains (losses) | $49,000 | 2,743 |
| Applicable income taxes | $1,595,000 | 1,041 |
| Income before extraordinary items | $3,230,000 | 1,737 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,230,000 | 1,738 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,230,000 | 1,738 |
| Net charge-offs | $40,000 | 5,059 |
| Cash dividends | $2,300,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,197,170 | 1,657 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,995,000 | 2,224 |
| Total interest expense | $1,762,000 | 1,936 |
| Net interest income | $7,233,000 | 2,264 |
| Provision for loan and lease losses | $158,000 | 3,828 |
| Total noninterest income | $1,391,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $367,000 | 2,561 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,024,000 | 1,967 |
| Total noninterest expense | $4,797,000 | 2,890 |
| Salaries and employee benefits | $2,533,000 | 2,889 |
| Premises and equipment expense | $493,000 | 3,194 |
| Additional noninterest expense | $1,771,000 | 2,708 |
| Pre-tax net operating income | $3,669,000 | 1,439 |
| Securities gains (losses) | $42,000 | 2,536 |
| Applicable income taxes | $1,215,000 | 1,059 |
| Income before extraordinary items | $2,496,000 | 1,753 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,496,000 | 1,752 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,496,000 | 1,754 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $2,300,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,467,860 | 1,669 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 2,245 |
| Total interest expense | $1,191,000 | 1,982 |
| Net interest income | $4,772,000 | 2,284 |
| Provision for loan and lease losses | $105,000 | 3,790 |
| Total noninterest income | $950,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $249,000 | 2,491 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $701,000 | 1,913 |
| Total noninterest expense | $3,194,000 | 2,902 |
| Salaries and employee benefits | $1,681,000 | 2,902 |
| Premises and equipment expense | $338,000 | 3,144 |
| Additional noninterest expense | $1,175,000 | 2,735 |
| Pre-tax net operating income | $2,423,000 | 1,436 |
| Securities gains (losses) | $42,000 | 2,162 |
| Applicable income taxes | $820,000 | 1,042 |
| Income before extraordinary items | $1,645,000 | 1,751 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,645,000 | 1,749 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,645,000 | 1,751 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,616,860 | 1,694 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 2,277 |
| Total interest expense | $603,000 | 2,029 |
| Net interest income | $2,368,000 | 2,314 |
| Provision for loan and lease losses | $52,000 | 3,633 |
| Total noninterest income | $388,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $129,000 | 2,411 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 2,294 |
| Total noninterest expense | $1,584,000 | 2,923 |
| Salaries and employee benefits | $828,000 | 2,949 |
| Premises and equipment expense | $168,000 | 3,186 |
| Additional noninterest expense | $588,000 | 2,704 |
| Pre-tax net operating income | $1,120,000 | 1,527 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $370,000 | 1,131 |
| Income before extraordinary items | $750,000 | 1,896 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $750,000 | 1,897 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $750,000 | 1,898 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $750,000 | 1,792 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,657,000 | 2,213 |
| Total interest expense | $2,824,000 | 2,065 |
| Net interest income | $9,833,000 | 2,222 |
| Provision for loan and lease losses | $132,000 | 5,081 |
| Total noninterest income | $1,045,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $442,000 | 2,835 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $603,000 | 2,850 |
| Total noninterest expense | $6,164,000 | 2,993 |
| Salaries and employee benefits | $3,233,000 | 2,941 |
| Premises and equipment expense | $688,000 | 3,245 |
| Additional noninterest expense | $2,243,000 | 2,818 |
| Pre-tax net operating income | $4,582,000 | 1,277 |
| Securities gains (losses) | $74,000 | 2,291 |
| Applicable income taxes | $1,582,000 | 951 |
| Income before extraordinary items | $3,074,000 | 1,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,074,000 | 1,567 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,074,000 | 1,567 |
| Net charge-offs | $58,000 | 5,398 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,025,160 | 1,520 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,640,000 | 2,205 |
| Total interest expense | $2,191,000 | 2,079 |
| Net interest income | $7,449,000 | 2,215 |
| Provision for loan and lease losses | $119,000 | 4,793 |
| Total noninterest income | $722,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $340,000 | 2,780 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $382,000 | 3,112 |
| Total noninterest expense | $4,603,000 | 2,997 |
| Salaries and employee benefits | $2,382,000 | 2,974 |
| Premises and equipment expense | $523,000 | 3,250 |
| Additional noninterest expense | $1,698,000 | 2,817 |
| Pre-tax net operating income | $3,449,000 | 1,306 |
| Securities gains (losses) | $72,000 | 2,056 |
| Applicable income taxes | $1,212,000 | 934 |
| Income before extraordinary items | $2,309,000 | 1,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,309,000 | 1,635 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,309,000 | 1,635 |
| Net charge-offs | $55,000 | 4,909 |
| Cash dividends | $600,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,261,480 | 1,585 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 2,226 |
| Total interest expense | $1,519,000 | 2,084 |
| Net interest income | $4,883,000 | 2,248 |
| Provision for loan and lease losses | $99,000 | 4,429 |
| Total noninterest income | $485,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $228,000 | 2,756 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $257,000 | 3,118 |
| Total noninterest expense | $3,112,000 | 3,004 |
| Salaries and employee benefits | $1,588,000 | 2,993 |
| Premises and equipment expense | $352,000 | 3,241 |
| Additional noninterest expense | $1,172,000 | 2,791 |
| Pre-tax net operating income | $2,157,000 | 1,351 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $765,000 | 957 |
| Income before extraordinary items | $1,390,000 | 1,725 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,390,000 | 1,725 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,390,000 | 1,725 |
| Net charge-offs | $54,000 | 4,384 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,391,300 | 1,657 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 2,276 |
| Total interest expense | $791,000 | 2,082 |
| Net interest income | $2,351,000 | 2,323 |
| Provision for loan and lease losses | $79,000 | 3,645 |
| Total noninterest income | $271,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $121,000 | 2,598 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $150,000 | 2,897 |
| Total noninterest expense | $1,542,000 | 3,034 |
| Salaries and employee benefits | $798,000 | 3,013 |
| Premises and equipment expense | $175,000 | 3,304 |
| Additional noninterest expense | $569,000 | 2,841 |
| Pre-tax net operating income | $1,001,000 | 1,433 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $371,000 | 944 |
| Income before extraordinary items | $630,000 | 1,834 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $630,000 | 1,833 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $630,000 | 1,834 |
| Net charge-offs | $55,000 | 3,265 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $630,000 | 1,782 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,751,000 | 2,352 |
| Total interest expense | $3,745,000 | 2,115 |
| Net interest income | $9,006,000 | 2,434 |
| Provision for loan and lease losses | $490,000 | 4,162 |
| Total noninterest income | $974,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $496,000 | 2,657 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $478,000 | 3,257 |
| Total noninterest expense | $5,767,000 | 3,208 |
| Salaries and employee benefits | $3,059,000 | 3,057 |
| Premises and equipment expense | $687,000 | 3,351 |
| Additional noninterest expense | $2,021,000 | 3,233 |
| Pre-tax net operating income | $3,723,000 | 1,342 |
| Securities gains (losses) | $227,000 | 1,486 |
| Applicable income taxes | $1,381,000 | 960 |
| Income before extraordinary items | $2,569,000 | 1,601 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,569,000 | 1,601 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,569,000 | 1,603 |
| Net charge-offs | $162,000 | 4,977 |
| Cash dividends | $450,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,421,450 | 1,639 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,475,000 | 2,436 |
| Total interest expense | $2,880,000 | 2,162 |
| Net interest income | $6,595,000 | 2,525 |
| Provision for loan and lease losses | $439,000 | 3,768 |
| Total noninterest income | $739,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $380,000 | 2,680 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $359,000 | 3,267 |
| Total noninterest expense | $4,238,000 | 3,267 |
| Salaries and employee benefits | $2,220,000 | 3,174 |
| Premises and equipment expense | $515,000 | 3,400 |
| Additional noninterest expense | $1,503,000 | 3,215 |
| Pre-tax net operating income | $2,657,000 | 1,478 |
| Securities gains (losses) | $105,000 | 1,901 |
| Applicable income taxes | $975,000 | 1,020 |
| Income before extraordinary items | $1,787,000 | 1,842 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,787,000 | 1,843 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,787,000 | 1,844 |
| Net charge-offs | $137,000 | 4,592 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,718,750 | 1,822 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 2,474 |
| Total interest expense | $1,986,000 | 2,169 |
| Net interest income | $4,295,000 | 2,582 |
| Provision for loan and lease losses | $285,000 | 3,723 |
| Total noninterest income | $512,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $265,000 | 2,601 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $247,000 | 3,143 |
| Total noninterest expense | $2,805,000 | 3,290 |
| Salaries and employee benefits | $1,480,000 | 3,181 |
| Premises and equipment expense | $341,000 | 3,454 |
| Additional noninterest expense | $984,000 | 3,246 |
| Pre-tax net operating income | $1,717,000 | 1,515 |
| Securities gains (losses) | $104,000 | 1,391 |
| Applicable income taxes | $631,000 | 1,019 |
| Income before extraordinary items | $1,190,000 | 1,826 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,190,000 | 1,825 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,190,000 | 1,826 |
| Net charge-offs | $109,000 | 4,150 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,122,400 | 1,823 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 2,521 |
| Total interest expense | $1,028,000 | 2,208 |
| Net interest income | $2,120,000 | 2,637 |
| Provision for loan and lease losses | $143,000 | 3,525 |
| Total noninterest income | $236,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $130,000 | 2,631 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $106,000 | 3,400 |
| Total noninterest expense | $1,418,000 | 3,290 |
| Salaries and employee benefits | $743,000 | 3,213 |
| Premises and equipment expense | $172,000 | 3,508 |
| Additional noninterest expense | $503,000 | 3,166 |
| Pre-tax net operating income | $795,000 | 1,629 |
| Securities gains (losses) | $92,000 | 822 |
| Applicable income taxes | $317,000 | 1,005 |
| Income before extraordinary items | $570,000 | 1,910 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $570,000 | 1,908 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $570,000 | 1,910 |
| Net charge-offs | $38,000 | 3,956 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $511,120 | 2,025 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,055,000 | 2,543 |
| Total interest expense | $4,740,000 | 2,380 |
| Net interest income | $8,315,000 | 2,626 |
| Provision for loan and lease losses | $648,000 | 4,151 |
| Total noninterest income | $917,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $522,000 | 2,800 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $395,000 | 3,570 |
| Total noninterest expense | $5,554,000 | 3,384 |
| Salaries and employee benefits | $2,898,000 | 3,282 |
| Premises and equipment expense | $709,000 | 3,420 |
| Additional noninterest expense | $1,947,000 | 3,381 |
| Pre-tax net operating income | $3,030,000 | 1,315 |
| Securities gains (losses) | $225,000 | 1,462 |
| Applicable income taxes | $1,091,000 | 901 |
| Income before extraordinary items | $2,164,000 | 1,543 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,164,000 | 1,540 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,164,000 | 1,542 |
| Net charge-offs | $170,000 | 5,185 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,015,500 | 1,611 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,910,000 | 2,548 |
| Total interest expense | $3,592,000 | 2,454 |
| Net interest income | $6,318,000 | 2,595 |
| Provision for loan and lease losses | $504,000 | 3,776 |
| Total noninterest income | $677,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $385,000 | 2,834 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $292,000 | 3,661 |
| Total noninterest expense | $4,234,000 | 3,344 |
| Salaries and employee benefits | $2,193,000 | 3,282 |
| Premises and equipment expense | $538,000 | 3,436 |
| Additional noninterest expense | $1,503,000 | 3,274 |
| Pre-tax net operating income | $2,257,000 | 1,428 |
| Securities gains (losses) | $225,000 | 1,208 |
| Applicable income taxes | $832,000 | 972 |
| Income before extraordinary items | $1,650,000 | 1,618 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,650,000 | 1,616 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,650,000 | 1,618 |
| Net charge-offs | $176,000 | 4,396 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,501,500 | 1,732 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 2,554 |
| Total interest expense | $2,393,000 | 2,544 |
| Net interest income | $4,306,000 | 2,501 |
| Provision for loan and lease losses | $360,000 | 3,434 |
| Total noninterest income | $437,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $184,000 | 3,774 |
| Total noninterest expense | $2,836,000 | 3,365 |
| Salaries and employee benefits | $1,458,000 | 3,315 |
| Premises and equipment expense | $362,000 | 3,444 |
| Additional noninterest expense | $1,016,000 | 3,256 |
| Pre-tax net operating income | $1,547,000 | 1,481 |
| Securities gains (losses) | $225,000 | 945 |
| Applicable income taxes | $589,000 | 945 |
| Income before extraordinary items | $1,183,000 | 1,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,183,000 | 1,572 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,183,000 | 1,575 |
| Net charge-offs | $92,000 | 4,336 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,032,250 | 1,750 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 2,597 |
| Total interest expense | $1,222,000 | 2,587 |
| Net interest income | $2,122,000 | 2,552 |
| Provision for loan and lease losses | $141,000 | 3,407 |
| Total noninterest income | $204,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $112,000 | 3,053 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $92,000 | 3,787 |
| Total noninterest expense | $1,327,000 | 3,478 |
| Salaries and employee benefits | $713,000 | 3,411 |
| Premises and equipment expense | $179,000 | 3,512 |
| Additional noninterest expense | $435,000 | 3,352 |
| Pre-tax net operating income | $858,000 | 1,499 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $338,000 | 958 |
| Income before extraordinary items | $520,000 | 2,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $520,000 | 2,059 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $520,000 | 2,059 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $520,000 | 1,935 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,446,000 | 2,562 |
| Total interest expense | $6,016,000 | 2,510 |
| Net interest income | $8,430,000 | 2,576 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $891,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $529,000 | 2,888 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $362,000 | 3,759 |
| Total noninterest expense | $5,191,000 | 3,454 |
| Salaries and employee benefits | $2,742,000 | 3,503 |
| Premises and equipment expense | $701,000 | 3,508 |
| Additional noninterest expense | $1,748,000 | 3,212 |
| Pre-tax net operating income | $3,830,000 | 1,423 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,301,000 | 970 |
| Income before extraordinary items | $2,529,000 | 1,598 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,529,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 3,586 |
| Cash dividends | $1,050,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,529,000 | 1,705 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,900,000 | 2,595 |
| Total interest expense | $4,615,000 | 2,552 |
| Net interest income | $6,285,000 | 2,609 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $668,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $409,000 | 2,847 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 3,962 |
| Total noninterest expense | $3,833,000 | 3,487 |
| Salaries and employee benefits | $2,009,000 | 3,604 |
| Premises and equipment expense | $520,000 | 3,549 |
| Additional noninterest expense | $1,304,000 | 3,142 |
| Pre-tax net operating income | $2,895,000 | 1,685 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,035,000 | 1,119 |
| Income before extraordinary items | $1,860,000 | 1,908 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,860,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,630 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,860,000 | 2,002 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,233,000 | 2,639 |
| Total interest expense | $3,160,000 | 2,588 |
| Net interest income | $4,073,000 | 2,671 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $411,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $156,000 | 4,246 |
| Total noninterest expense | $2,477,000 | 3,593 |
| Salaries and employee benefits | $1,299,000 | 3,729 |
| Premises and equipment expense | $351,000 | 3,541 |
| Additional noninterest expense | $827,000 | 3,269 |
| Pre-tax net operating income | $1,857,000 | 1,797 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $681,000 | 1,257 |
| Income before extraordinary items | $1,176,000 | 2,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,176,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,176,000 | 2,194 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 2,649 |
| Total interest expense | $1,663,000 | 2,627 |
| Net interest income | $2,044,000 | 2,662 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $192,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $1,223,000 | 3,638 |
| Salaries and employee benefits | $634,000 | 3,809 |
| Premises and equipment expense | $175,000 | 3,568 |
| Additional noninterest expense | $414,000 | 3,210 |
| Pre-tax net operating income | $938,000 | 1,896 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $346,000 | 1,333 |
| Income before extraordinary items | $592,000 | 2,335 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $592,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $592,000 | 2,266 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,315,000 | 2,808 |
| Total interest expense | $6,877,000 | 2,673 |
| Net interest income | $7,438,000 | 2,937 |
| Provision for loan and lease losses | $270,000 | 3,372 |
| Total noninterest income | $834,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $583,000 | 2,731 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $251,000 | 4,580 |
| Total noninterest expense | $4,413,000 | 3,815 |
| Salaries and employee benefits | $2,334,000 | 3,911 |
| Premises and equipment expense | $632,000 | 3,702 |
| Additional noninterest expense | $1,447,000 | 3,528 |
| Pre-tax net operating income | $3,589,000 | 2,158 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,127,000 | 1,717 |
| Income before extraordinary items | $2,462,000 | 2,403 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,462,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,462,000 | 2,391 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,553,000 | 2,853 |
| Total interest expense | $5,047,000 | 2,722 |
| Net interest income | $5,506,000 | 2,974 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $633,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $441,000 | 2,704 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $192,000 | 4,557 |
| Total noninterest expense | $3,257,000 | 3,857 |
| Salaries and employee benefits | $1,734,000 | 3,931 |
| Premises and equipment expense | $439,000 | 3,904 |
| Additional noninterest expense | $1,084,000 | 3,475 |
| Pre-tax net operating income | $2,612,000 | 2,357 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $851,000 | 1,820 |
| Income before extraordinary items | $1,761,000 | 2,634 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,761,000 | 2,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $700,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,761,000 | 2,613 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,851,000 | 2,943 |
| Total interest expense | $3,259,000 | 2,792 |
| Net interest income | $3,592,000 | 3,057 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $413,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $280,000 | 2,802 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $133,000 | 4,545 |
| Total noninterest expense | $2,137,000 | 3,928 |
| Salaries and employee benefits | $1,146,000 | 3,985 |
| Premises and equipment expense | $293,000 | 3,904 |
| Additional noninterest expense | $698,000 | 3,571 |
| Pre-tax net operating income | $1,688,000 | 2,474 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $579,000 | 1,886 |
| Income before extraordinary items | $1,109,000 | 2,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,109,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,109,000 | 2,794 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 2,955 |
| Total interest expense | $1,625,000 | 2,779 |
| Net interest income | $1,771,000 | 3,084 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $186,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $124,000 | 2,997 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $1,073,000 | 3,919 |
| Salaries and employee benefits | $571,000 | 4,020 |
| Premises and equipment expense | $146,000 | 3,924 |
| Additional noninterest expense | $356,000 | 3,490 |
| Pre-tax net operating income | $794,000 | 2,573 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $254,000 | 2,070 |
| Income before extraordinary items | $540,000 | 2,850 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $540,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $540,000 | 2,841 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,312,000 | 3,015 |
| Total interest expense | $5,572,000 | 2,767 |
| Net interest income | $6,740,000 | 3,210 |
| Provision for loan and lease losses | $220,000 | 3,350 |
| Total noninterest income | $587,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $368,000 | 3,712 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $219,000 | 4,941 |
| Total noninterest expense | $3,937,000 | 4,047 |
| Salaries and employee benefits | $2,076,000 | 4,156 |
| Premises and equipment expense | $534,000 | 4,090 |
| Additional noninterest expense | $1,327,000 | 3,640 |
| Pre-tax net operating income | $3,170,000 | 2,679 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,087,000 | 2,081 |
| Income before extraordinary items | $2,083,000 | 3,011 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,083,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,083,000 | 3,008 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,963,000 | 3,077 |
| Total interest expense | $3,982,000 | 2,793 |
| Net interest income | $4,981,000 | 3,283 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $447,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $274,000 | 3,751 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,845 |
| Total noninterest expense | $2,920,000 | 4,056 |
| Salaries and employee benefits | $1,537,000 | 4,171 |
| Premises and equipment expense | $382,000 | 4,214 |
| Additional noninterest expense | $1,001,000 | 3,600 |
| Pre-tax net operating income | $2,348,000 | 2,795 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $799,000 | 2,200 |
| Income before extraordinary items | $1,549,000 | 3,137 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,549,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,549,000 | 3,125 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 3,156 |
| Total interest expense | $2,441,000 | 2,874 |
| Net interest income | $3,262,000 | 3,331 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $308,000 | 4,666 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $182,000 | 3,753 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $1,869,000 | 4,188 |
| Salaries and employee benefits | $998,000 | 4,266 |
| Premises and equipment expense | $145,000 | 5,863 |
| Additional noninterest expense | $726,000 | 3,372 |
| Pre-tax net operating income | $1,581,000 | 2,778 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $540,000 | 2,201 |
| Income before extraordinary items | $1,041,000 | 3,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,041,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,041,000 | 3,110 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 3,221 |
| Total interest expense | $1,161,000 | 2,878 |
| Net interest income | $1,567,000 | 3,418 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $152,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $88,000 | 3,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $919,000 | 4,252 |
| Salaries and employee benefits | $485,000 | 4,373 |
| Premises and equipment expense | $127,000 | 4,250 |
| Additional noninterest expense | $307,000 | 3,826 |
| Pre-tax net operating income | $740,000 | 2,861 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $253,000 | 2,248 |
| Income before extraordinary items | $487,000 | 3,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $487,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $487,000 | 3,208 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,613,000 | 3,253 |
| Total interest expense | $3,427,000 | 2,989 |
| Net interest income | $6,186,000 | 3,339 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $558,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $353,000 | 3,823 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $205,000 | 5,108 |
| Total noninterest expense | $3,353,000 | 4,440 |
| Salaries and employee benefits | $1,745,000 | 4,575 |
| Premises and equipment expense | $459,000 | 4,433 |
| Additional noninterest expense | $1,149,000 | 3,993 |
| Pre-tax net operating income | $3,151,000 | 2,652 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,069,000 | 2,173 |
| Income before extraordinary items | $2,082,000 | 2,993 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,082,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $525,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,082,000 | 2,960 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,956,000 | 3,295 |
| Total interest expense | $2,356,000 | 3,071 |
| Net interest income | $4,600,000 | 3,359 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $420,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $250,000 | 3,959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,956 |
| Total noninterest expense | $2,483,000 | 4,446 |
| Salaries and employee benefits | $1,302,000 | 4,572 |
| Premises and equipment expense | $335,000 | 4,492 |
| Additional noninterest expense | $846,000 | 4,013 |
| Pre-tax net operating income | $2,357,000 | 2,695 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $783,000 | 2,235 |
| Income before extraordinary items | $1,574,000 | 3,018 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,574,000 | 3,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,574,000 | 2,978 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 3,357 |
| Total interest expense | $1,424,000 | 3,179 |
| Net interest income | $2,994,000 | 3,408 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $256,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $165,000 | 3,927 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $91,000 | 5,365 |
| Total noninterest expense | $1,621,000 | 4,497 |
| Salaries and employee benefits | $862,000 | 4,556 |
| Premises and equipment expense | $223,000 | 4,459 |
| Additional noninterest expense | $536,000 | 4,132 |
| Pre-tax net operating income | $1,509,000 | 2,736 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $501,000 | 2,278 |
| Income before extraordinary items | $1,008,000 | 3,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,008,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,008,000 | 3,020 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 3,421 |
| Total interest expense | $676,000 | 3,205 |
| Net interest income | $1,448,000 | 3,497 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $79,000 | 3,954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $812,000 | 4,518 |
| Salaries and employee benefits | $434,000 | 4,560 |
| Premises and equipment expense | $111,000 | 4,520 |
| Additional noninterest expense | $267,000 | 4,156 |
| Pre-tax net operating income | $698,000 | 2,870 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $231,000 | 2,371 |
| Income before extraordinary items | $467,000 | 3,212 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $467,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $467,000 | 3,170 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 3,467 |
| Total interest expense | $2,299,000 | 3,257 |
| Net interest income | $5,535,000 | 3,526 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $550,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $341,000 | 4,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,020 |
| Total noninterest expense | $3,162,000 | 4,491 |
| Salaries and employee benefits | $1,705,000 | 4,512 |
| Premises and equipment expense | $360,000 | 5,113 |
| Additional noninterest expense | $1,097,000 | 4,025 |
| Pre-tax net operating income | $2,683,000 | 2,828 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $906,000 | 2,321 |
| Income before extraordinary items | $1,777,000 | 3,218 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,777,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,368 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,777,000 | 3,153 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,706,000 | 3,534 |
| Total interest expense | $1,673,000 | 3,284 |
| Net interest income | $4,033,000 | 3,573 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $418,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $278,000 | 3,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $140,000 | 5,263 |
| Total noninterest expense | $2,314,000 | 4,541 |
| Salaries and employee benefits | $1,265,000 | 4,510 |
| Premises and equipment expense | $240,000 | 5,479 |
| Additional noninterest expense | $809,000 | 4,051 |
| Pre-tax net operating income | $1,957,000 | 2,940 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $716,000 | 2,275 |
| Income before extraordinary items | $1,241,000 | 3,464 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,241,000 | 3,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,770 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,241,000 | 3,373 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 3,604 |
| Total interest expense | $1,080,000 | 3,361 |
| Net interest income | $2,621,000 | 3,640 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $271,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $172,000 | 4,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $1,504,000 | 4,653 |
| Salaries and employee benefits | $833,000 | 4,577 |
| Premises and equipment expense | $156,000 | 5,546 |
| Additional noninterest expense | $515,000 | 4,219 |
| Pre-tax net operating income | $1,268,000 | 2,976 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $441,000 | 2,407 |
| Income before extraordinary items | $827,000 | 3,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $827,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,992 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $827,000 | 3,351 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 3,655 |
| Total interest expense | $537,000 | 3,422 |
| Net interest income | $1,293,000 | 3,665 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $124,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $747,000 | 4,703 |
| Salaries and employee benefits | $416,000 | 4,601 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $257,000 | 4,226 |
| Pre-tax net operating income | $610,000 | 3,042 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $170,000 | 2,851 |
| Income before extraordinary items | $440,000 | 3,255 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $440,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $440,000 | 3,137 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 3,644 |
| Total interest expense | $2,473,000 | 3,363 |
| Net interest income | $4,918,000 | 3,725 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $492,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $332,000 | 4,074 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $160,000 | 5,715 |
| Total noninterest expense | $2,693,000 | 4,955 |
| Salaries and employee benefits | $1,454,000 | 4,948 |
| Premises and equipment expense | $298,000 | 5,678 |
| Additional noninterest expense | $941,000 | 4,472 |
| Pre-tax net operating income | $2,477,000 | 2,910 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $728,000 | 2,717 |
| Income before extraordinary items | $1,749,000 | 3,170 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,749,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,740 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,749,000 | 3,024 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,570,000 | 3,687 |
| Total interest expense | $1,895,000 | 3,419 |
| Net interest income | $3,675,000 | 3,765 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $394,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $250,000 | 4,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,419 |
| Total noninterest expense | $1,995,000 | 4,990 |
| Salaries and employee benefits | $1,050,000 | 5,079 |
| Premises and equipment expense | $220,000 | 5,714 |
| Additional noninterest expense | $725,000 | 4,357 |
| Pre-tax net operating income | $1,894,000 | 2,955 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $622,000 | 2,598 |
| Income before extraordinary items | $1,272,000 | 3,347 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,272,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,272,000 | 3,181 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 3,715 |
| Total interest expense | $1,293,000 | 3,454 |
| Net interest income | $2,414,000 | 3,801 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $233,000 | 5,649 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $155,000 | 4,203 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $78,000 | 5,763 |
| Total noninterest expense | $1,279,000 | 5,122 |
| Salaries and employee benefits | $693,000 | 5,116 |
| Premises and equipment expense | $145,000 | 5,768 |
| Additional noninterest expense | $441,000 | 4,662 |
| Pre-tax net operating income | $1,248,000 | 2,986 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $382,000 | 2,783 |
| Income before extraordinary items | $866,000 | 3,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $866,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $866,000 | 3,133 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 3,770 |
| Total interest expense | $650,000 | 3,520 |
| Net interest income | $1,182,000 | 3,873 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $105,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $632,000 | 5,170 |
| Salaries and employee benefits | $342,000 | 5,174 |
| Premises and equipment expense | $73,000 | 5,718 |
| Additional noninterest expense | $217,000 | 4,673 |
| Pre-tax net operating income | $595,000 | 3,101 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $223,000 | 2,517 |
| Income before extraordinary items | $372,000 | 3,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $372,000 | 3,478 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 3,928 |
| Total interest expense | $2,658,000 | 3,907 |
| Net interest income | $4,599,000 | 3,920 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $482,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $315,000 | 4,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 5,371 |
| Total noninterest expense | $2,565,000 | 5,000 |
| Salaries and employee benefits | $1,417,000 | 4,898 |
| Premises and equipment expense | $298,000 | 5,605 |
| Additional noninterest expense | $850,000 | 4,727 |
| Pre-tax net operating income | $2,381,000 | 2,994 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $851,000 | 2,486 |
| Income before extraordinary items | $1,530,000 | 3,445 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,530,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,530,000 | 3,341 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,000,000 | 4,439 |
| Total interest expense | $3,255,000 | 4,434 |
| Net interest income | $3,745,000 | 4,343 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $457,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $261,000 | 4,533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $196,000 | 4,976 |
| Total noninterest expense | $2,367,000 | 5,146 |
| Salaries and employee benefits | $1,270,000 | 5,116 |
| Premises and equipment expense | $270,000 | 5,857 |
| Additional noninterest expense | $827,000 | 4,683 |
| Pre-tax net operating income | $1,830,000 | 3,388 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $648,000 | 2,824 |
| Income before extraordinary items | $1,182,000 | 3,852 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,182,000 | 3,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,182,000 | 3,726 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 5,016 |
| Total interest expense | $2,866,000 | 5,097 |
| Net interest income | $3,242,000 | 4,875 |
| Provision for loan and lease losses | $165,000 | 4,200 |
| Total noninterest income | $408,000 | 5,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,785 |
| Total noninterest expense | $2,136,000 | 5,440 |
| Salaries and employee benefits | $1,177,000 | 5,299 |
| Premises and equipment expense | $244,000 | 6,137 |
| Additional noninterest expense | $715,000 | 5,099 |
| Pre-tax net operating income | $1,349,000 | 4,385 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $426,000 | 3,856 |
| Income before extraordinary items | $923,000 | 4,613 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $923,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $923,000 | 4,609 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 5,661 |
| Total interest expense | $2,106,000 | 5,792 |
| Net interest income | $2,767,000 | 5,468 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $338,000 | 6,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,165 |
| Total noninterest expense | $1,819,000 | 6,046 |
| Salaries and employee benefits | $964,000 | 6,026 |
| Premises and equipment expense | $196,000 | 6,880 |
| Additional noninterest expense | $659,000 | 5,475 |
| Pre-tax net operating income | $1,142,000 | 4,919 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $395,000 | 4,207 |
| Income before extraordinary items | $747,000 | 5,291 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $747,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,236 |
| Cash dividends | $250,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $747,000 | 5,256 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 6,193 |
| Total interest expense | $1,776,000 | 6,592 |
| Net interest income | $2,564,000 | 5,742 |
| Provision for loan and lease losses | $196,000 | 3,565 |
| Total noninterest income | $343,000 | 6,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,122 |
| Total noninterest expense | $1,376,000 | 7,028 |
| Salaries and employee benefits | $713,000 | 7,110 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $507,000 | 6,377 |
| Pre-tax net operating income | $1,335,000 | 4,540 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $398,000 | 4,426 |
| Income before extraordinary items | $937,000 | 4,694 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $937,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $937,000 | 4,611 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 6,928 |
| Total interest expense | $1,604,000 | 7,116 |
| Net interest income | $2,123,000 | 6,671 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,329 |
| Total noninterest expense | $1,237,000 | 7,547 |
| Salaries and employee benefits | $651,000 | 7,600 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $436,000 | 7,045 |
| Pre-tax net operating income | $1,106,000 | 5,512 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $375,000 | 5,087 |
| Income before extraordinary items | $731,000 | 5,757 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $731,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $731,000 | 5,714 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 7,487 |
| Total interest expense | $1,423,000 | 7,777 |
| Net interest income | $1,996,000 | 7,159 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $245,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $1,132,000 | 8,221 |
| Salaries and employee benefits | $596,000 | 8,159 |
| Premises and equipment expense | $156,000 | 7,919 |
| Additional noninterest expense | $380,000 | 8,050 |
| Pre-tax net operating income | $1,049,000 | 5,566 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $342,000 | 5,408 |
| Income before extraordinary items | $707,000 | 5,734 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $707,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $707,000 | 5,672 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 8,321 |
| Total interest expense | $1,186,000 | 8,629 |
| Net interest income | $1,741,000 | 7,915 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $1,037,000 | 8,807 |
| Salaries and employee benefits | $553,000 | 8,698 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $364,000 | 8,553 |
| Pre-tax net operating income | $942,000 | 6,228 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $275,000 | 6,302 |
| Income before extraordinary items | $653,000 | 6,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $653,000 | 6,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $190,000 | 5,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $662,800 | 6,206 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 8,970 |
| Total interest expense | $964,000 | 8,850 |
| Net interest income | $1,498,000 | 8,891 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $224,000 | 8,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $1,011,000 | 9,298 |
| Salaries and employee benefits | $494,000 | 9,442 |
| Premises and equipment expense | $116,000 | 9,514 |
| Additional noninterest expense | $401,000 | 8,824 |
| Pre-tax net operating income | $698,000 | 7,393 |
| Securities gains (losses) | $-45,000 | 10,953 |
| Applicable income taxes | $228,000 | 6,882 |
| Income before extraordinary items | $425,000 | 7,938 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $425,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $170,000 | 5,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $454,250 | 7,719 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 9,592 |
| Total interest expense | $903,000 | 9,537 |
| Net interest income | $1,391,000 | 9,444 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $206,000 | 9,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $953,000 | 9,960 |
| Salaries and employee benefits | $459,000 | 10,049 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $385,000 | 9,428 |
| Pre-tax net operating income | $596,000 | 7,970 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $243,000 | 6,914 |
| Income before extraordinary items | $367,000 | 8,775 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $383,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $178,000 | 5,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $358,040 | 8,595 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 10,210 |
| Total interest expense | $1,030,000 | 10,268 |
| Net interest income | $1,310,000 | 9,954 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $887,000 | 10,568 |
| Salaries and employee benefits | $419,000 | 10,642 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $373,000 | 9,907 |
| Pre-tax net operating income | $504,000 | 8,384 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $176,000 | 8,054 |
| Income before extraordinary items | $328,000 | 8,951 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $328,000 | 9,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $95,000 | 6,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $328,000 | 8,603 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.