Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,512,000 | 1,385 |
| Total interest expense | $12,898,000 | 1,179 |
| Net interest income | $10,614,000 | 1,641 |
| Provision for loan and lease losses | $-2,658,000 | 10,213 |
| Total noninterest income | $975,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $688,000 | 1,938 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $287,000 | 4,113 |
| Total noninterest expense | $4,552,000 | 2,956 |
| Salaries and employee benefits | $2,677,000 | 2,644 |
| Premises and equipment expense | $657,000 | 3,029 |
| Additional noninterest expense | $1,218,000 | 3,384 |
| Pre-tax net operating income | $9,695,000 | 851 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,330,000 | 804 |
| Income before extraordinary items | $6,365,000 | 888 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,365,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $873,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,365,000 | 874 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,978,000 | 1,471 |
| Total interest expense | $12,507,000 | 1,250 |
| Net interest income | $9,471,000 | 1,803 |
| Provision for loan and lease losses | $-491,000 | 10,410 |
| Total noninterest income | $1,379,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $681,000 | 1,879 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $698,000 | 2,396 |
| Total noninterest expense | $4,563,000 | 2,840 |
| Salaries and employee benefits | $2,647,000 | 2,553 |
| Premises and equipment expense | $666,000 | 2,892 |
| Additional noninterest expense | $1,250,000 | 3,252 |
| Pre-tax net operating income | $6,778,000 | 1,113 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $2,320,000 | 1,084 |
| Income before extraordinary items | $4,468,000 | 1,195 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,468,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-156,000 | 10,328 |
| Cash dividends | $1,176,000 | 1,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,461,400 | 1,162 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,269,000 | 1,476 |
| Total interest expense | $11,792,000 | 1,336 |
| Net interest income | $10,477,000 | 1,663 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,159,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $684,000 | 1,912 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $475,000 | 2,935 |
| Total noninterest expense | $4,767,000 | 2,687 |
| Salaries and employee benefits | $2,564,000 | 2,582 |
| Premises and equipment expense | $703,000 | 2,723 |
| Additional noninterest expense | $1,500,000 | 2,738 |
| Pre-tax net operating income | $6,869,000 | 1,157 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $2,349,000 | 1,155 |
| Income before extraordinary items | $4,539,000 | 1,207 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,539,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,394 |
| Cash dividends | $1,819,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,526,460 | 1,184 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,035,000 | 1,677 |
| Total interest expense | $10,341,000 | 1,542 |
| Net interest income | $9,694,000 | 1,835 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,361,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $730,000 | 1,858 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $631,000 | 2,479 |
| Total noninterest expense | $4,813,000 | 2,837 |
| Salaries and employee benefits | $2,579,000 | 2,600 |
| Premises and equipment expense | $750,000 | 2,605 |
| Additional noninterest expense | $1,484,000 | 3,154 |
| Pre-tax net operating income | $6,242,000 | 1,169 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $2,247,000 | 1,105 |
| Income before extraordinary items | $4,005,000 | 1,252 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,005,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,549 |
| Cash dividends | $1,074,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,998,600 | 1,226 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,985,000 | 1,888 |
| Total interest expense | $8,588,000 | 1,842 |
| Net interest income | $9,397,000 | 1,906 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $1,518,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $745,000 | 1,826 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $773,000 | 2,152 |
| Total noninterest expense | $5,089,000 | 2,665 |
| Salaries and employee benefits | $2,349,000 | 2,839 |
| Premises and equipment expense | $722,000 | 2,727 |
| Additional noninterest expense | $2,018,000 | 2,379 |
| Pre-tax net operating income | $5,686,000 | 1,346 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $1,777,000 | 1,413 |
| Income before extraordinary items | $3,914,000 | 1,346 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,914,000 | 1,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,233 |
| Cash dividends | $714,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,910,550 | 1,323 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,396,000 | 2,125 |
| Total interest expense | $5,948,000 | 2,099 |
| Net interest income | $8,448,000 | 2,138 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,382,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $756,000 | 1,791 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $626,000 | 2,509 |
| Total noninterest expense | $5,528,000 | 2,522 |
| Salaries and employee benefits | $2,328,000 | 2,843 |
| Premises and equipment expense | $751,000 | 2,668 |
| Additional noninterest expense | $2,449,000 | 2,170 |
| Pre-tax net operating income | $4,302,000 | 1,670 |
| Securities gains (losses) | $74,000 | 928 |
| Applicable income taxes | $1,249,000 | 1,825 |
| Income before extraordinary items | $3,127,000 | 1,567 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,127,000 | 1,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,022 |
| Cash dividends | $619,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,074,460 | 1,599 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,303,000 | 2,325 |
| Total interest expense | $5,874,000 | 2,208 |
| Net interest income | $7,429,000 | 2,413 |
| Provision for loan and lease losses | $264,000 | 3,274 |
| Total noninterest income | $1,210,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $817,000 | 1,679 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $393,000 | 3,792 |
| Total noninterest expense | $5,523,000 | 2,594 |
| Salaries and employee benefits | $2,452,000 | 2,693 |
| Premises and equipment expense | $685,000 | 2,943 |
| Additional noninterest expense | $2,386,000 | 2,341 |
| Pre-tax net operating income | $2,852,000 | 2,411 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $814,000 | 2,723 |
| Income before extraordinary items | $2,054,000 | 2,443 |
| Extraordinary gains, net | $-6,000 | 12,248 |
| Net income | $2,048,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $731,000 | 1,398 |
| Cash dividends | $517,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,042,480 | 2,311 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,385,000 | 2,292 |
| Total interest expense | $8,060,000 | 2,109 |
| Net interest income | $7,325,000 | 2,482 |
| Provision for loan and lease losses | $708,000 | 2,351 |
| Total noninterest income | $1,181,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $756,000 | 1,789 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $425,000 | 3,555 |
| Total noninterest expense | $5,599,000 | 2,582 |
| Salaries and employee benefits | $2,243,000 | 2,895 |
| Premises and equipment expense | $657,000 | 3,095 |
| Additional noninterest expense | $2,699,000 | 2,180 |
| Pre-tax net operating income | $2,199,000 | 2,840 |
| Securities gains (losses) | $91,000 | 3,163 |
| Applicable income taxes | $537,000 | 3,761 |
| Income before extraordinary items | $1,753,000 | 2,623 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,753,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $958,000 | 1,601 |
| Cash dividends | $129,000 | 6,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,682,930 | 2,538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.