Home > First State Bank > Assets and Liabilities
First State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 84 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $372,092,000 | 1,266 |
| Cash and due from depository institutions | $11,281,000 | 2,056 |
| Interest-bearing balances | $1,286,000 | 2,165 |
| Securities | $232,109,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 458 |
| Net loans & leases | $92,987,000 | 3,119 |
| Loan loss allowance | $847,000 | 3,907 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,551,000 | 2,445 |
| Other real estate owned | $868,000 | 2,056 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,296,000 | 1,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $372,092,000 | 1,266 |
| Total liabilities | $328,067,000 | 1,301 |
| Total deposits | $323,434,000 | 1,148 |
| Interest-bearing deposits | $282,858,000 | 1,144 |
| Deposits held in domestic offices | $323,434,000 | 1,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,633,000 | 995 |
| Total equity capital | $44,025,000 | 1,025 |
| Total bank equity capital | $44,025,000 | 1,025 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,200,000 | 1,764 |
| Surplus | $2,066,000 | 5,381 |
| Undivided profits | $39,759,000 | 642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,652,000 | 1,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $642,000 | 3,668 |
| Earning assets | $349,382,000 | 1,236 |
| Long-term assets (5+ years) | $62,024,000 | 1,454 |
| Average Assets, year-to-date | $357,431,800 | 1,256 |
| Average Assets, quarterly | $367,751,000 | 1,265 |
| Volatile liabilities | $35,028,000 | 2,250 |
| Insider loans | $2,074,000 | 2,162 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,198,000 | 2,197 |
| Tier 1 (core) risk-based capital | $44,008,000 | 984 |
| Tier 2 risk-based capital | $864,550 | 3,569 |
| Total risk weighted assets | $151,183,850 | 2,025 |
| Total unused commitments | $22,198,000 | 2,201 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 83 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $340,675,000 | 1,342 |
| Cash and due from depository institutions | $5,951,000 | 2,103 |
| Interest-bearing balances | $1,289,000 | 2,582 |
| Securities | $223,458,000 | 558 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 1,214 |
| Net loans & leases | $84,803,000 | 3,200 |
| Loan loss allowance | $3,500,000 | 1,068 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,108,000 | 2,607 |
| Other real estate owned | $1,257,000 | 2,103 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $8,348,000 | 1,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,675,000 | 1,342 |
| Total liabilities | $302,126,000 | 1,359 |
| Total deposits | $298,548,000 | 1,238 |
| Interest-bearing deposits | $262,782,000 | 1,208 |
| Deposits held in domestic offices | $298,548,000 | 1,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,578,000 | 1,269 |
| Total equity capital | $38,549,000 | 1,163 |
| Total bank equity capital | $38,549,000 | 1,163 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,200,000 | 1,715 |
| Surplus | $2,066,000 | 5,286 |
| Undivided profits | $34,283,000 | 763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,961,000 | 900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $640,000 | 3,648 |
| Earning assets | $323,300,000 | 1,304 |
| Long-term assets (5+ years) | $71,854,000 | 1,175 |
| Average Assets, year-to-date | $326,150,000 | 1,322 |
| Average Assets, quarterly | $335,916,500 | 1,337 |
| Volatile liabilities | $28,090,000 | 2,281 |
| Insider loans | $1,342,000 | 2,880 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,793,000 | 3,667 |
| Tier 1 (core) risk-based capital | $38,514,000 | 1,091 |
| Tier 2 risk-based capital | $1,773,090 | 1,792 |
| Total risk weighted assets | $138,188,190 | 2,051 |
| Total unused commitments | $9,793,000 | 3,674 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 85 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $311,609,000 | 1,473 |
| Cash and due from depository institutions | $8,281,000 | 2,092 |
| Interest-bearing balances | $1,586,000 | 2,018 |
| Securities | $193,277,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 947 |
| Net loans & leases | $84,774,000 | 3,203 |
| Loan loss allowance | $3,835,000 | 1,011 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,982,000 | 2,645 |
| Other real estate owned | $2,053,000 | 2,092 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,442,000 | 1,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,609,000 | 1,473 |
| Total liabilities | $276,347,000 | 1,496 |
| Total deposits | $274,512,000 | 1,352 |
| Interest-bearing deposits | $238,474,000 | 1,352 |
| Deposits held in domestic offices | $274,512,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,835,000 | 2,185 |
| Total equity capital | $35,262,000 | 1,264 |
| Total bank equity capital | $35,262,000 | 1,264 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,200,000 | 1,697 |
| Surplus | $2,066,000 | 5,282 |
| Undivided profits | $30,996,000 | 843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,944,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $707,000 | 3,322 |
| Earning assets | $293,437,000 | 1,442 |
| Long-term assets (5+ years) | $55,021,000 | 1,254 |
| Average Assets, year-to-date | $311,920,000 | 1,402 |
| Average Assets, quarterly | $315,398,000 | 1,439 |
| Volatile liabilities | $22,377,000 | 2,728 |
| Insider loans | $1,688,000 | 2,379 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,651,000 | 3,115 |
| Tier 1 (core) risk-based capital | $35,231,000 | 1,193 |
| Tier 2 risk-based capital | $1,640,650 | 1,851 |
| Total risk weighted assets | $129,057,450 | 2,149 |
| Total unused commitments | $11,651,000 | 3,116 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 83 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $302,929,000 | 1,558 |
| Cash and due from depository institutions | $9,334,000 | 2,260 |
| Interest-bearing balances | $3,170,000 | 1,184 |
| Securities | $160,372,000 | 783 |
| Federal funds sold & reverse repurchase agreements | $30,800,000 | 431 |
| Net loans & leases | $91,035,000 | 3,011 |
| Loan loss allowance | $3,878,000 | 1,085 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,095,000 | 2,520 |
| Other real estate owned | $3,148,000 | 2,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,145,000 | 1,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,929,000 | 1,558 |
| Total liabilities | $270,421,000 | 1,583 |
| Total deposits | $268,287,000 | 1,429 |
| Interest-bearing deposits | $231,274,000 | 1,450 |
| Deposits held in domestic offices | $268,287,000 | 1,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,134,000 | 1,922 |
| Total equity capital | $32,508,000 | 1,389 |
| Total bank equity capital | $32,508,000 | 1,389 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,200,000 | 1,781 |
| Surplus | $2,066,000 | 5,355 |
| Undivided profits | $28,242,000 | 910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,819,000 | 1,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $761,000 | 2,991 |
| Earning assets | $285,377,000 | 1,524 |
| Long-term assets (5+ years) | $94,886,000 | 753 |
| Average Assets, year-to-date | $280,502,600 | 1,599 |
| Average Assets, quarterly | $300,244,000 | 1,548 |
| Volatile liabilities | $18,426,000 | 3,099 |
| Insider loans | $1,190,000 | 3,197 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,981,000 | 3,905 |
| Tier 1 (core) risk-based capital | $32,510,000 | 1,318 |
| Tier 2 risk-based capital | $1,621,990 | 1,908 |
| Total risk weighted assets | $127,502,490 | 2,205 |
| Total unused commitments | $7,981,000 | 3,920 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $255,863,000 | 1,835 |
| Cash and due from depository institutions | $9,172,000 | 2,631 |
| Interest-bearing balances | $4,825,000 | 977 |
| Securities | $126,345,000 | 993 |
| Federal funds sold & reverse repurchase agreements | $10,300,000 | 1,383 |
| Net loans & leases | $98,208,000 | 2,751 |
| Loan loss allowance | $4,000,000 | 1,082 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,244,000 | 2,377 |
| Other real estate owned | $3,778,000 | 2,631 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,816,000 | 1,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,863,000 | 1,835 |
| Total liabilities | $226,287,000 | 1,865 |
| Total deposits | $224,753,000 | 1,730 |
| Interest-bearing deposits | $188,839,000 | 1,787 |
| Deposits held in domestic offices | $224,753,000 | 1,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,534,000 | 2,594 |
| Total equity capital | $29,576,000 | 1,531 |
| Total bank equity capital | $29,576,000 | 1,531 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,200,000 | 1,815 |
| Surplus | $2,066,000 | 5,406 |
| Undivided profits | $25,310,000 | 1,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,763,000 | 969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $836,000 | 2,800 |
| Earning assets | $239,678,000 | 1,789 |
| Long-term assets (5+ years) | $68,596,000 | 926 |
| Average Assets, year-to-date | $243,502,000 | 1,854 |
| Average Assets, quarterly | $253,646,000 | 1,837 |
| Volatile liabilities | $13,306,000 | 3,690 |
| Insider loans | $894,000 | 4,005 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,920,000 | 4,537 |
| Tier 1 (core) risk-based capital | $29,570,000 | 1,459 |
| Tier 2 risk-based capital | $1,498,570 | 2,033 |
| Total risk weighted assets | $117,366,970 | 2,320 |
| Total unused commitments | $5,920,000 | 4,549 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 70 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $227,699,000 | 2,032 |
| Cash and due from depository institutions | $9,450,000 | 2,877 |
| Interest-bearing balances | $3,756,000 | 961 |
| Securities | $90,793,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $14,300,000 | 680 |
| Net loans & leases | $100,293,000 | 2,643 |
| Loan loss allowance | $4,458,000 | 991 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,370,000 | 2,205 |
| Other real estate owned | $4,008,000 | 2,877 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,485,000 | 1,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,699,000 | 2,032 |
| Total liabilities | $201,510,000 | 2,080 |
| Total deposits | $199,076,000 | 1,924 |
| Interest-bearing deposits | $167,048,000 | 1,986 |
| Deposits held in domestic offices | $199,076,000 | 1,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,434,000 | 1,548 |
| Total equity capital | $26,189,000 | 1,583 |
| Total bank equity capital | $26,189,000 | 1,583 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,200,000 | 1,863 |
| Surplus | $2,066,000 | 5,405 |
| Undivided profits | $21,923,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,905,000 | 694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,564 |
| Income earned, not collected on loans | $845,000 | 2,384 |
| Earning assets | $209,142,000 | 2,032 |
| Long-term assets (5+ years) | $42,271,000 | 1,351 |
| Average Assets, year-to-date | $216,785,200 | 2,081 |
| Average Assets, quarterly | $226,550,500 | 2,024 |
| Volatile liabilities | $10,103,000 | 4,309 |
| Insider loans | $888,000 | 4,019 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,337,000 | 3,875 |
| Tier 1 (core) risk-based capital | $26,273,000 | 1,572 |
| Tier 2 risk-based capital | $1,380,660 | 2,173 |
| Total risk weighted assets | $107,260,460 | 2,482 |
| Total unused commitments | $7,337,000 | 3,882 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 76 | 2,754 |
| Assets and Liabilities | ||
| Total Assets: | $205,975,000 | 2,257 |
| Cash and due from depository institutions | $13,511,000 | 2,754 |
| Interest-bearing balances | $8,301,000 | 741 |
| Securities | $57,653,000 | 2,388 |
| Federal funds sold & reverse repurchase agreements | $16,200,000 | 810 |
| Net loans & leases | $106,933,000 | 2,457 |
| Loan loss allowance | $4,733,000 | 1,023 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,510,000 | 2,081 |
| Other real estate owned | $5,089,000 | 2,754 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,079,000 | 2,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,975,000 | 2,257 |
| Total liabilities | $182,095,000 | 2,336 |
| Total deposits | $181,171,000 | 2,201 |
| Interest-bearing deposits | $150,751,000 | 2,275 |
| Deposits held in domestic offices | $181,171,000 | 2,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $924,000 | 3,329 |
| Total equity capital | $23,880,000 | 1,715 |
| Total bank equity capital | $23,880,000 | 1,715 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,200,000 | 1,889 |
| Surplus | $2,066,000 | 5,390 |
| Undivided profits | $19,614,000 | 1,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,292,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $810,000 | 2,187 |
| Earning assets | $189,087,000 | 2,254 |
| Long-term assets (5+ years) | $44,197,000 | 1,345 |
| Average Assets, year-to-date | $207,963,000 | 2,170 |
| Average Assets, quarterly | $207,041,000 | 2,225 |
| Volatile liabilities | $11,036,000 | 3,820 |
| Insider loans | $2,450,000 | 1,693 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,388,000 | 3,495 |
| Tier 1 (core) risk-based capital | $23,880,000 | 1,664 |
| Tier 2 risk-based capital | $1,581,940 | 1,943 |
| Total risk weighted assets | $123,403,740 | 2,161 |
| Total unused commitments | $8,388,000 | 3,515 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 82 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $206,319,000 | 2,295 |
| Cash and due from depository institutions | $16,935,000 | 2,639 |
| Interest-bearing balances | $12,749,000 | 607 |
| Securities | $39,600,000 | 3,472 |
| Federal funds sold & reverse repurchase agreements | $27,600,000 | 661 |
| Net loans & leases | $110,600,000 | 2,441 |
| Loan loss allowance | $5,200,000 | 974 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,219,000 | 2,286 |
| Other real estate owned | $5,136,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,229,000 | 2,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,319,000 | 2,295 |
| Total liabilities | $183,970,000 | 2,376 |
| Total deposits | $182,922,000 | 2,258 |
| Interest-bearing deposits | $160,759,000 | 2,252 |
| Deposits held in domestic offices | $182,922,000 | 2,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,048,000 | 3,175 |
| Total equity capital | $22,349,000 | 1,735 |
| Total bank equity capital | $22,349,000 | 1,735 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,200,000 | 1,952 |
| Surplus | $2,066,000 | 5,295 |
| Undivided profits | $18,083,000 | 1,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,474,000 | 786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,007,000 | 1,945 |
| Earning assets | $190,549,000 | 2,265 |
| Long-term assets (5+ years) | $43,568,000 | 1,333 |
| Average Assets, year-to-date | $213,739,400 | 2,161 |
| Average Assets, quarterly | $207,394,500 | 2,266 |
| Volatile liabilities | $13,766,000 | 3,203 |
| Insider loans | $862,000 | 990 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,147,000 | 3,373 |
| Tier 1 (core) risk-based capital | $22,349,000 | 1,697 |
| Tier 2 risk-based capital | $1,586,590 | 1,967 |
| Total risk weighted assets | $123,314,090 | 2,225 |
| Total unused commitments | $8,147,000 | 3,394 |
| Derivatives | $0 | 651 |