Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $43,540,000 | 792 |
| Total interest expense | $16,554,000 | 985 |
| Net interest income | $26,986,000 | 671 |
| Provision for loan and lease losses | $1,095,000 | 917 |
| Total noninterest income | $11,139,000 | 526 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $8,682,000 | 188 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,457,000 | 953 |
| Total noninterest expense | $27,981,000 | 543 |
| Salaries and employee benefits | $13,863,000 | 496 |
| Premises and equipment expense | $4,959,000 | 441 |
| Additional noninterest expense | $9,159,000 | 628 |
| Pre-tax net operating income | $9,049,000 | 890 |
| Securities gains (losses) | $192,000 | 730 |
| Applicable income taxes | $3,230,000 | 870 |
| Income before extraordinary items | $6,011,000 | 917 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,011,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $842,000 | 891 |
| Cash dividends | $2,160,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,886,200 | 911 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $35,973,000 | 980 |
| Total interest expense | $12,915,000 | 1,260 |
| Net interest income | $23,058,000 | 808 |
| Provision for loan and lease losses | $625,000 | 1,456 |
| Total noninterest income | $8,302,000 | 665 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $6,237,000 | 270 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,065,000 | 1,132 |
| Total noninterest expense | $22,909,000 | 705 |
| Salaries and employee benefits | $11,704,000 | 593 |
| Premises and equipment expense | $3,927,000 | 576 |
| Additional noninterest expense | $7,278,000 | 871 |
| Pre-tax net operating income | $7,826,000 | 975 |
| Securities gains (losses) | $158,000 | 777 |
| Applicable income taxes | $2,791,000 | 928 |
| Income before extraordinary items | $5,193,000 | 1,012 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,193,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 1,138 |
| Cash dividends | $2,520,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,090,300 | 1,011 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,123,000 | 1,129 |
| Total interest expense | $9,794,000 | 1,622 |
| Net interest income | $21,329,000 | 882 |
| Provision for loan and lease losses | $900,000 | 1,018 |
| Total noninterest income | $7,708,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $5,189,000 | 325 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,519,000 | 988 |
| Total noninterest expense | $18,600,000 | 836 |
| Salaries and employee benefits | $9,122,000 | 773 |
| Premises and equipment expense | $3,330,000 | 689 |
| Additional noninterest expense | $6,148,000 | 952 |
| Pre-tax net operating income | $9,537,000 | 862 |
| Securities gains (losses) | $-29,000 | 10,820 |
| Applicable income taxes | $3,343,000 | 833 |
| Income before extraordinary items | $6,165,000 | 889 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,165,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,522 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,183,850 | 878 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,158,000 | 1,302 |
| Total interest expense | $6,549,000 | 1,904 |
| Net interest income | $17,609,000 | 1,048 |
| Provision for loan and lease losses | $675,000 | 1,235 |
| Total noninterest income | $8,087,000 | 675 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,139,000 | 378 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,948,000 | 740 |
| Total noninterest expense | $14,152,000 | 1,060 |
| Salaries and employee benefits | $6,415,000 | 1,051 |
| Premises and equipment expense | $2,704,000 | 817 |
| Additional noninterest expense | $5,033,000 | 1,168 |
| Pre-tax net operating income | $10,869,000 | 751 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $3,768,000 | 723 |
| Income before extraordinary items | $7,069,000 | 756 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,069,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,475 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,089,800 | 761 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,289,000 | 1,370 |
| Total interest expense | $5,989,000 | 2,174 |
| Net interest income | $17,300,000 | 1,060 |
| Provision for loan and lease losses | $1,568,000 | 969 |
| Total noninterest income | $7,517,000 | 734 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $4,319,000 | 358 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,198,000 | 916 |
| Total noninterest expense | $14,218,000 | 1,108 |
| Salaries and employee benefits | $5,893,000 | 1,149 |
| Premises and equipment expense | $2,855,000 | 810 |
| Additional noninterest expense | $5,470,000 | 1,183 |
| Pre-tax net operating income | $9,031,000 | 809 |
| Securities gains (losses) | $455,000 | 962 |
| Applicable income taxes | $3,180,000 | 816 |
| Income before extraordinary items | $6,306,000 | 833 |
| Extraordinary gains, net | $853,000 | 262 |
| Net income | $7,159,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $928,000 | 1,207 |
| Cash dividends | $720,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,005,700 | 825 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,906,000 | 1,575 |
| Total interest expense | $7,015,000 | 2,404 |
| Net interest income | $15,891,000 | 1,181 |
| Provision for loan and lease losses | $384,000 | 3,552 |
| Total noninterest income | $7,214,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $4,313,000 | 353 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,901,000 | 983 |
| Total noninterest expense | $16,440,000 | 996 |
| Salaries and employee benefits | $5,655,000 | 1,184 |
| Premises and equipment expense | $2,771,000 | 857 |
| Additional noninterest expense | $8,014,000 | 909 |
| Pre-tax net operating income | $6,281,000 | 1,036 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $2,118,000 | 1,067 |
| Income before extraordinary items | $4,269,000 | 1,102 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,269,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,530,000 | 1,175 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,197,980 | 1,037 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.