Home > First State Bank > Assets and Liabilities
First State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 413 | 436 |
| Assets and Liabilities | ||
| Total Assets: | $590,737,000 | 808 |
| Cash and due from depository institutions | $34,139,000 | 436 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $180,696,000 | 669 |
| Federal funds sold & reverse repurchase agreements | $44,325,000 | 324 |
| Net loans & leases | $304,038,000 | 976 |
| Loan loss allowance | $2,974,000 | 1,260 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $17,824,000 | 418 |
| Other real estate owned | $132,000 | 436 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $9,583,000 | 893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $590,737,000 | 808 |
| Total liabilities | $543,507,000 | 795 |
| Total deposits | $528,884,000 | 704 |
| Interest-bearing deposits | $415,624,000 | 776 |
| Deposits held in domestic offices | $528,884,000 | 700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,958,000 | 1,068 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,665,000 | 1,059 |
| Total equity capital | $47,230,000 | 961 |
| Total bank equity capital | $47,230,000 | 961 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,600,000 | 1,014 |
| Surplus | $20,400,000 | 852 |
| Undivided profits | $23,230,000 | 1,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,977,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,882,000 | 47 |
| Income earned, not collected on loans | $1,857,000 | 1,174 |
| Earning assets | $529,059,000 | 830 |
| Long-term assets (5+ years) | $167,812,000 | 479 |
| Average Assets, year-to-date | $546,076,800 | 837 |
| Average Assets, quarterly | $581,549,500 | 804 |
| Volatile liabilities | $69,278,000 | 1,107 |
| Insider loans | $640,000 | 4,739 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $43,983,000 | 1,195 |
| Tier 1 (core) risk-based capital | $46,639,000 | 903 |
| Tier 2 risk-based capital | $2,974,000 | 1,072 |
| Total risk weighted assets | $390,447,800 | 774 |
| Total unused commitments | $43,983,000 | 1,199 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 389 | 489 |
| Assets and Liabilities | ||
| Total Assets: | $499,916,000 | 972 |
| Cash and due from depository institutions | $31,427,000 | 489 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $150,293,000 | 830 |
| Federal funds sold & reverse repurchase agreements | $18,480,000 | 715 |
| Net loans & leases | $276,211,000 | 1,094 |
| Loan loss allowance | $2,721,000 | 1,442 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $15,976,000 | 476 |
| Other real estate owned | $195,000 | 489 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,334,000 | 1,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,916,000 | 972 |
| Total liabilities | $456,955,000 | 976 |
| Total deposits | $444,410,000 | 881 |
| Interest-bearing deposits | $342,751,000 | 988 |
| Deposits held in domestic offices | $444,410,000 | 874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,907,000 | 1,227 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,638,000 | 1,270 |
| Total equity capital | $42,961,000 | 1,058 |
| Total bank equity capital | $42,961,000 | 1,058 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,600,000 | 1,066 |
| Surplus | $20,400,000 | 905 |
| Undivided profits | $18,961,000 | 1,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,248,000 | 1,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,488,000 | 99 |
| Income earned, not collected on loans | $1,559,000 | 1,379 |
| Earning assets | $444,984,000 | 1,011 |
| Long-term assets (5+ years) | $161,247,000 | 489 |
| Average Assets, year-to-date | $454,506,200 | 1,038 |
| Average Assets, quarterly | $485,195,000 | 996 |
| Volatile liabilities | $51,501,000 | 1,365 |
| Insider loans | $2,122,000 | 2,003 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $25,913,000 | 1,710 |
| Tier 1 (core) risk-based capital | $42,788,000 | 1,002 |
| Tier 2 risk-based capital | $2,721,000 | 1,190 |
| Total risk weighted assets | $322,056,300 | 948 |
| Total unused commitments | $25,913,000 | 1,726 |
| Derivatives | $20,000,000 | 378 |
| 1995-12-31 | Rank | |
| # of Employees: | 316 | 621 |
| Assets and Liabilities | ||
| Total Assets: | $412,000,000 | 1,178 |
| Cash and due from depository institutions | $23,932,000 | 621 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $137,665,000 | 926 |
| Federal funds sold & reverse repurchase agreements | $32,110,000 | 492 |
| Net loans & leases | $198,597,000 | 1,463 |
| Loan loss allowance | $2,780,000 | 1,460 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $13,252,000 | 571 |
| Other real estate owned | $629,000 | 621 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,815,000 | 1,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,000,000 | 1,178 |
| Total liabilities | $371,742,000 | 1,190 |
| Total deposits | $366,547,000 | 1,079 |
| Interest-bearing deposits | $280,188,000 | 1,218 |
| Deposits held in domestic offices | $366,547,000 | 1,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,282,000 | 2,097 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,913,000 | 1,568 |
| Total equity capital | $40,258,000 | 1,151 |
| Total bank equity capital | $40,258,000 | 1,151 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,600,000 | 1,084 |
| Surplus | $16,400,000 | 1,072 |
| Undivided profits | $20,258,000 | 1,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,239,000 | 2,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $329,000 | 380 |
| Income earned, not collected on loans | $1,306,000 | 1,729 |
| Earning assets | $368,372,000 | 1,208 |
| Long-term assets (5+ years) | $108,109,000 | 643 |
| Average Assets, year-to-date | $380,205,600 | 1,217 |
| Average Assets, quarterly | $402,412,500 | 1,189 |
| Volatile liabilities | $30,669,000 | 1,824 |
| Insider loans | $1,264,000 | 3,152 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $24,774,000 | 1,718 |
| Tier 1 (core) risk-based capital | $40,115,000 | 1,091 |
| Tier 2 risk-based capital | $2,780,000 | 1,196 |
| Total risk weighted assets | $236,799,700 | 1,232 |
| Total unused commitments | $24,774,000 | 1,728 |
| Derivatives | $20,000,000 | 446 |
| 1994-12-31 | Rank | |
| # of Employees: | 235 | 844 |
| Assets and Liabilities | ||
| Total Assets: | $354,907,000 | 1,330 |
| Cash and due from depository institutions | $19,421,000 | 844 |
| Interest-bearing balances | $299,000 | 3,953 |
| Securities | $116,484,000 | 1,119 |
| Federal funds sold & reverse repurchase agreements | $19,195,000 | 546 |
| Net loans & leases | $180,852,000 | 1,556 |
| Loan loss allowance | $2,311,000 | 1,758 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $11,202,000 | 650 |
| Other real estate owned | $2,289,000 | 844 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,464,000 | 1,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,907,000 | 1,330 |
| Total liabilities | $322,063,000 | 1,325 |
| Total deposits | $318,851,000 | 1,193 |
| Interest-bearing deposits | $239,574,000 | 1,373 |
| Deposits held in domestic offices | $318,851,000 | 1,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,000 | 4,519 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,037,000 | 1,292 |
| Total equity capital | $32,844,000 | 1,262 |
| Total bank equity capital | $32,844,000 | 1,262 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,600,000 | 1,074 |
| Surplus | $12,400,000 | 1,270 |
| Undivided profits | $16,844,000 | 1,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,272,000 | 2,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,131 |
| Income earned, not collected on loans | $979,000 | 2,035 |
| Earning assets | $316,830,000 | 1,343 |
| Long-term assets (5+ years) | $84,672,000 | 769 |
| Average Assets, year-to-date | $338,656,200 | 1,341 |
| Average Assets, quarterly | $348,472,500 | 1,341 |
| Volatile liabilities | $22,018,000 | 2,342 |
| Insider loans | $1,024,000 | 3,644 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $37,231,000 | 1,226 |
| Tier 1 (core) risk-based capital | $34,310,000 | 1,205 |
| Tier 2 risk-based capital | $2,311,000 | 1,389 |
| Total risk weighted assets | $211,175,300 | 1,329 |
| Total unused commitments | $37,231,000 | 1,234 |
| Derivatives | $20,000,000 | 451 |
| 1993-12-31 | Rank | |
| # of Employees: | 190 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $338,447,000 | 1,399 |
| Cash and due from depository institutions | $20,454,000 | 1,086 |
| Interest-bearing balances | $968,000 | 3,486 |
| Securities | $111,690,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $36,150,000 | 391 |
| Net loans & leases | $152,779,000 | 1,797 |
| Loan loss allowance | $2,083,000 | 2,007 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $10,042,000 | 728 |
| Other real estate owned | $2,570,000 | 1,086 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,762,000 | 1,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,447,000 | 1,399 |
| Total liabilities | $310,306,000 | 1,390 |
| Total deposits | $307,537,000 | 1,293 |
| Interest-bearing deposits | $227,229,000 | 1,516 |
| Deposits held in domestic offices | $307,537,000 | 1,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $125,000 | 3,762 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,644,000 | 1,466 |
| Total equity capital | $28,141,000 | 1,454 |
| Total bank equity capital | $28,141,000 | 1,454 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,600,000 | 1,072 |
| Surplus | $10,400,000 | 1,403 |
| Undivided profits | $14,141,000 | 1,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,628,000 | 1,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $216,000 | 573 |
| Income earned, not collected on loans | $970,000 | 1,797 |
| Earning assets | $301,587,000 | 1,424 |
| Long-term assets (5+ years) | $93,187,000 | 711 |
| Average Assets, year-to-date | $316,284,800 | 1,452 |
| Average Assets, quarterly | $332,704,500 | 1,418 |
| Volatile liabilities | $18,054,000 | 2,598 |
| Insider loans | $1,263,000 | 3,104 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,014,000 | 1,474 |
| Tier 1 (core) risk-based capital | $28,141,000 | 1,417 |
| Tier 2 risk-based capital | $2,083,000 | 1,518 |
| Total risk weighted assets | $184,238,100 | 1,502 |
| Total unused commitments | $29,014,000 | 1,498 |
| Derivatives | $20,296,000 | 442 |
| 1992-12-31 | Rank | |
| # of Employees: | 189 | 1,124 |
| Assets and Liabilities | ||
| Total Assets: | $298,471,000 | 1,620 |
| Cash and due from depository institutions | $25,823,000 | 1,124 |
| Interest-bearing balances | $6,622,000 | 1,133 |
| Securities | $95,096,000 | 1,428 |
| Federal funds sold & reverse repurchase agreements | $22,450,000 | 769 |
| Net loans & leases | $134,536,000 | 2,067 |
| Loan loss allowance | $1,444,000 | 2,780 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $10,215,000 | 717 |
| Other real estate owned | $5,194,000 | 1,124 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,157,000 | 1,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,471,000 | 1,620 |
| Total liabilities | $276,769,000 | 1,617 |
| Total deposits | $274,374,000 | 1,533 |
| Interest-bearing deposits | $210,125,000 | 1,732 |
| Deposits held in domestic offices | $274,374,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $125,000 | 3,566 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,270,000 | 1,686 |
| Total equity capital | $21,702,000 | 1,791 |
| Total bank equity capital | $21,702,000 | 1,791 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,800,000 | 2,440 |
| Surplus | $10,240,000 | 1,383 |
| Undivided profits | $9,662,000 | 2,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 3,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $944,000 | 2,093 |
| Earning assets | $258,704,000 | 1,707 |
| Long-term assets (5+ years) | $78,995,000 | 781 |
| Average Assets, year-to-date | $287,747,800 | 1,630 |
| Average Assets, quarterly | $292,957,000 | 1,630 |
| Volatile liabilities | $22,425,000 | 2,144 |
| Insider loans | $850,000 | 1,004 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $37,123,000 | 1,159 |
| Tier 1 (core) risk-based capital | $21,702,000 | 1,739 |
| Tier 2 risk-based capital | $1,444,000 | 2,123 |
| Total risk weighted assets | $150,389,300 | 1,879 |
| Total unused commitments | $37,123,000 | 1,174 |
| Derivatives | $29,374,000 | 377 |