Home > First State Bank > Income and Expense
First State Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,168,000 | 11,410 |
Total interest expense | $412,000 | 11,521 |
Net interest income | $756,000 | 11,197 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $144,000 | 9,822 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $105,000 | 7,965 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $39,000 | 10,213 |
Total noninterest expense | $676,000 | 10,806 |
Salaries and employee benefits | $349,000 | 10,755 |
Premises and equipment expense | $112,000 | 9,637 |
Additional noninterest expense | $215,000 | 10,959 |
Pre-tax net operating income | $224,000 | 10,711 |
Securities gains (losses) | $-44,000 | 10,934 |
Applicable income taxes | $49,000 | 10,496 |
Income before extraordinary items | $131,000 | 11,052 |
Extraordinary gains, net | $0 | 249 |
Net income | $131,000 | 11,056 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 10,929 |
Cash dividends | $65,000 | 7,607 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $163,120 | 10,716 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,035,000 | 12,219 |
Total interest expense | $399,000 | 12,231 |
Net interest income | $636,000 | 12,089 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $144,000 | 10,332 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $115,000 | 7,974 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 11,374 |
Total noninterest expense | $658,000 | 11,355 |
Salaries and employee benefits | $338,000 | 11,275 |
Premises and equipment expense | $116,000 | 9,911 |
Additional noninterest expense | $204,000 | 11,673 |
Pre-tax net operating income | $122,000 | 11,704 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $31,000 | 11,357 |
Income before extraordinary items | $91,000 | 11,888 |
Extraordinary gains, net | $65,000 | 1,965 |
Net income | $156,000 | 11,208 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 11,543 |
Cash dividends | $73,000 | 7,470 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $91,000 | 11,698 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,170,000 | 12,669 |
Total interest expense | $544,000 | 12,552 |
Net interest income | $626,000 | 12,622 |
Provision for loan and lease losses | $10,000 | 11,168 |
Total noninterest income | $123,000 | 11,096 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $105,000 | 8,358 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 12,735 |
Total noninterest expense | $641,000 | 11,815 |
Salaries and employee benefits | $282,000 | 12,227 |
Premises and equipment expense | $108,000 | 10,453 |
Additional noninterest expense | $251,000 | 11,517 |
Pre-tax net operating income | $98,000 | 12,043 |
Securities gains (losses) | $21,000 | 5,524 |
Applicable income taxes | $19,000 | 12,141 |
Income before extraordinary items | $100,000 | 11,937 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $100,000 | 12,007 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $56,000 | 7,310 |
Cash dividends | $10,000 | 8,694 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $82,360 | 11,884 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.