Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 10,905 |
| Total interest expense | $550,000 | 11,423 |
| Net interest income | $1,100,000 | 10,411 |
| Provision for loan and lease losses | $174,000 | 4,292 |
| Total noninterest income | $225,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $967,000 | 9,893 |
| Salaries and employee benefits | $481,000 | 9,856 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $365,000 | 9,662 |
| Pre-tax net operating income | $184,000 | 11,183 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $135,000 | 11,391 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $135,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,698 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $121,800 | 11,345 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 11,019 |
| Total interest expense | $710,000 | 11,760 |
| Net interest income | $1,228,000 | 10,224 |
| Provision for loan and lease losses | $237,000 | 4,779 |
| Total noninterest income | $141,000 | 10,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $981,000 | 10,066 |
| Salaries and employee benefits | $511,000 | 9,674 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $334,000 | 10,396 |
| Pre-tax net operating income | $151,000 | 11,522 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $49,000 | 11,284 |
| Income before extraordinary items | $102,000 | 11,907 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $102,000 | 11,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 3,200 |
| Cash dividends | $53,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $102,000 | 11,620 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.