Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 3,833 |
| Total interest expense | $184,000 | 4,241 |
| Net interest income | $2,230,000 | 3,741 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $470,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $177,000 | 2,475 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $293,000 | 2,922 |
| Total noninterest expense | $2,314,000 | 3,232 |
| Salaries and employee benefits | $885,000 | 3,954 |
| Premises and equipment expense | $247,000 | 3,233 |
| Additional noninterest expense | $1,182,000 | 2,323 |
| Pre-tax net operating income | $326,000 | 4,553 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $45,000 | 3,193 |
| Income before extraordinary items | $281,000 | 4,572 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $281,000 | 4,571 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $281,000 | 4,571 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $9,954,000 | 26 |
| Net operating income | $281,000 | 4,580 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 4,119 |
| Total interest expense | $85,000 | 4,307 |
| Net interest income | $955,000 | 4,048 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $210,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $121,000 | 3,095 |
| Total noninterest expense | $1,226,000 | 3,144 |
| Salaries and employee benefits | $451,000 | 3,954 |
| Premises and equipment expense | $104,000 | 3,571 |
| Additional noninterest expense | $671,000 | 2,103 |
| Pre-tax net operating income | $-91,000 | 5,504 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-26,000 | 5,517 |
| Income before extraordinary items | $-65,000 | 5,465 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-65,000 | 5,466 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-65,000 | 5,465 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $9,954,000 | 17 |
| Net operating income | $-65,000 | 5,472 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,004,000 | 3,746 |
| Total interest expense | $365,000 | 4,118 |
| Net interest income | $4,639,000 | 3,676 |
| Provision for loan and lease losses | $-500,000 | 5,512 |
| Total noninterest income | $913,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $414,000 | 2,338 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $499,000 | 3,156 |
| Total noninterest expense | $4,994,000 | 3,090 |
| Salaries and employee benefits | $2,940,000 | 3,035 |
| Premises and equipment expense | $552,000 | 3,070 |
| Additional noninterest expense | $1,502,000 | 3,224 |
| Pre-tax net operating income | $1,058,000 | 4,003 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $5,000 | 3,958 |
| Income before extraordinary items | $1,053,000 | 3,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,053,000 | 3,649 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,053,000 | 3,650 |
| Net charge-offs | $-450,000 | 5,555 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,053,000 | 3,640 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 3,777 |
| Total interest expense | $275,000 | 4,134 |
| Net interest income | $3,475,000 | 3,702 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $684,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $313,000 | 2,333 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $371,000 | 3,193 |
| Total noninterest expense | $3,818,000 | 3,078 |
| Salaries and employee benefits | $2,224,000 | 3,031 |
| Premises and equipment expense | $411,000 | 3,120 |
| Additional noninterest expense | $1,183,000 | 3,129 |
| Pre-tax net operating income | $341,000 | 4,881 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $5,000 | 3,974 |
| Income before extraordinary items | $336,000 | 4,801 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $336,000 | 4,801 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $336,000 | 4,801 |
| Net charge-offs | $-398,000 | 5,620 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $336,000 | 4,786 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 3,788 |
| Total interest expense | $184,000 | 4,119 |
| Net interest income | $2,306,000 | 3,714 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $450,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $205,000 | 2,355 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $245,000 | 3,209 |
| Total noninterest expense | $2,581,000 | 3,070 |
| Salaries and employee benefits | $1,488,000 | 3,038 |
| Premises and equipment expense | $258,000 | 3,233 |
| Additional noninterest expense | $835,000 | 3,013 |
| Pre-tax net operating income | $175,000 | 5,062 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $5,000 | 3,952 |
| Income before extraordinary items | $170,000 | 4,996 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $170,000 | 4,996 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $170,000 | 4,996 |
| Net charge-offs | $-347,000 | 5,685 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $170,000 | 4,979 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 3,642 |
| Total interest expense | $92,000 | 4,141 |
| Net interest income | $1,267,000 | 3,550 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $225,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $106,000 | 2,303 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $119,000 | 3,236 |
| Total noninterest expense | $1,381,000 | 2,980 |
| Salaries and employee benefits | $819,000 | 2,896 |
| Premises and equipment expense | $137,000 | 3,164 |
| Additional noninterest expense | $425,000 | 2,995 |
| Pre-tax net operating income | $111,000 | 4,885 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $111,000 | 4,779 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $111,000 | 4,779 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $111,000 | 4,779 |
| Net charge-offs | $-231,000 | 5,740 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $111,000 | 4,765 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 4,083 |
| Total interest expense | $385,000 | 4,081 |
| Net interest income | $3,907,000 | 4,041 |
| Provision for loan and lease losses | $-1,100,000 | 5,838 |
| Total noninterest income | $933,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $469,000 | 2,191 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $464,000 | 3,363 |
| Total noninterest expense | $8,089,000 | 2,267 |
| Salaries and employee benefits | $5,835,000 | 1,832 |
| Premises and equipment expense | $568,000 | 3,123 |
| Additional noninterest expense | $1,686,000 | 3,100 |
| Pre-tax net operating income | $-2,149,000 | 5,879 |
| Securities gains (losses) | $14,000 | 2,531 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-2,135,000 | 5,879 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,135,000 | 5,878 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,135,000 | 5,878 |
| Net charge-offs | $-437,000 | 5,780 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-2,149,000 | 5,876 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 4,105 |
| Total interest expense | $291,000 | 4,106 |
| Net interest income | $2,940,000 | 4,072 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $695,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $356,000 | 2,176 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $339,000 | 3,409 |
| Total noninterest expense | $4,021,000 | 3,052 |
| Salaries and employee benefits | $2,295,000 | 2,984 |
| Premises and equipment expense | $428,000 | 3,135 |
| Additional noninterest expense | $1,298,000 | 3,035 |
| Pre-tax net operating income | $-386,000 | 5,866 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-386,000 | 5,877 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-386,000 | 5,877 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-386,000 | 5,877 |
| Net charge-offs | $-344,000 | 5,814 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-386,000 | 5,871 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 4,187 |
| Total interest expense | $195,000 | 4,126 |
| Net interest income | $1,891,000 | 4,157 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $448,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $243,000 | 2,109 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $205,000 | 3,559 |
| Total noninterest expense | $2,674,000 | 3,072 |
| Salaries and employee benefits | $1,518,000 | 3,022 |
| Premises and equipment expense | $285,000 | 3,137 |
| Additional noninterest expense | $871,000 | 3,051 |
| Pre-tax net operating income | $-335,000 | 5,954 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-335,000 | 5,957 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-335,000 | 5,956 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-335,000 | 5,956 |
| Net charge-offs | $-174,000 | 5,833 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-335,000 | 5,949 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 4,192 |
| Total interest expense | $98,000 | 4,131 |
| Net interest income | $957,000 | 4,154 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $244,000 | 3,056 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $125,000 | 2,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $119,000 | 3,285 |
| Total noninterest expense | $1,444,000 | 2,949 |
| Salaries and employee benefits | $815,000 | 2,913 |
| Premises and equipment expense | $152,000 | 3,034 |
| Additional noninterest expense | $477,000 | 2,857 |
| Pre-tax net operating income | $-243,000 | 6,017 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-243,000 | 6,025 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-243,000 | 6,026 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-243,000 | 6,025 |
| Net charge-offs | $-100,000 | 5,881 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-243,000 | 6,022 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 4,620 |
| Total interest expense | $413,000 | 4,081 |
| Net interest income | $2,991,000 | 4,639 |
| Provision for loan and lease losses | $-1,000,000 | 6,040 |
| Total noninterest income | $1,033,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $581,000 | 1,872 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $452,000 | 3,435 |
| Total noninterest expense | $5,277,000 | 3,101 |
| Salaries and employee benefits | $2,852,000 | 3,129 |
| Premises and equipment expense | $558,000 | 3,254 |
| Additional noninterest expense | $1,867,000 | 2,936 |
| Pre-tax net operating income | $-253,000 | 5,985 |
| Securities gains (losses) | $22,000 | 2,184 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-231,000 | 5,998 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-231,000 | 5,999 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-231,000 | 5,999 |
| Net charge-offs | $-666,000 | 6,046 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-253,000 | 5,990 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,598,000 | 4,636 |
| Total interest expense | $314,000 | 4,114 |
| Net interest income | $2,284,000 | 4,652 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $769,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $419,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 3,392 |
| Total noninterest expense | $4,082,000 | 3,078 |
| Salaries and employee benefits | $2,180,000 | 3,128 |
| Premises and equipment expense | $417,000 | 3,305 |
| Additional noninterest expense | $1,485,000 | 2,810 |
| Pre-tax net operating income | $-1,029,000 | 6,209 |
| Securities gains (losses) | $22,000 | 1,962 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-1,007,000 | 6,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,007,000 | 6,208 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,007,000 | 6,208 |
| Net charge-offs | $-527,000 | 6,119 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,029,000 | 6,203 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 4,619 |
| Total interest expense | $213,000 | 4,118 |
| Net interest income | $1,565,000 | 4,636 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $497,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $274,000 | 1,954 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 3,470 |
| Total noninterest expense | $2,705,000 | 3,111 |
| Salaries and employee benefits | $1,467,000 | 3,127 |
| Premises and equipment expense | $283,000 | 3,288 |
| Additional noninterest expense | $955,000 | 2,906 |
| Pre-tax net operating income | $-643,000 | 6,271 |
| Securities gains (losses) | $22,000 | 1,669 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-621,000 | 6,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-621,000 | 6,271 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-621,000 | 6,271 |
| Net charge-offs | $-177,000 | 6,052 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-643,000 | 6,271 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 4,483 |
| Total interest expense | $107,000 | 4,170 |
| Net interest income | $857,000 | 4,468 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $268,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $136,000 | 1,956 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $132,000 | 3,214 |
| Total noninterest expense | $1,307,000 | 3,191 |
| Salaries and employee benefits | $740,000 | 3,130 |
| Premises and equipment expense | $137,000 | 3,385 |
| Additional noninterest expense | $430,000 | 3,132 |
| Pre-tax net operating income | $-182,000 | 6,285 |
| Securities gains (losses) | $22,000 | 1,194 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-160,000 | 6,292 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-160,000 | 6,293 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-160,000 | 6,293 |
| Net charge-offs | $-91,000 | 6,105 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-182,000 | 6,289 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 4,483 |
| Total interest expense | $468,000 | 4,153 |
| Net interest income | $3,518,000 | 4,463 |
| Provision for loan and lease losses | $-950,000 | 6,347 |
| Total noninterest income | $1,394,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $575,000 | 2,041 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $819,000 | 2,609 |
| Total noninterest expense | $5,923,000 | 2,943 |
| Salaries and employee benefits | $3,012,000 | 3,066 |
| Premises and equipment expense | $735,000 | 2,818 |
| Additional noninterest expense | $2,176,000 | 2,698 |
| Pre-tax net operating income | $-61,000 | 6,136 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-61,000 | 6,158 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-61,000 | 6,157 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-61,000 | 6,158 |
| Net charge-offs | $-256,000 | 6,293 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-61,000 | 6,145 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 4,518 |
| Total interest expense | $354,000 | 4,192 |
| Net interest income | $2,641,000 | 4,498 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $702,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $421,000 | 2,080 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $281,000 | 3,734 |
| Total noninterest expense | $4,422,000 | 2,958 |
| Salaries and employee benefits | $2,247,000 | 3,104 |
| Premises and equipment expense | $567,000 | 2,804 |
| Additional noninterest expense | $1,608,000 | 2,739 |
| Pre-tax net operating income | $-1,079,000 | 6,485 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-1,079,000 | 6,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,079,000 | 6,485 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,079,000 | 6,485 |
| Net charge-offs | $-160,000 | 6,305 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,079,000 | 6,486 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 4,477 |
| Total interest expense | $238,000 | 4,211 |
| Net interest income | $1,804,000 | 4,451 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $482,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $271,000 | 2,120 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $211,000 | 3,542 |
| Total noninterest expense | $2,935,000 | 2,987 |
| Salaries and employee benefits | $1,516,000 | 3,094 |
| Premises and equipment expense | $383,000 | 2,800 |
| Additional noninterest expense | $1,036,000 | 2,801 |
| Pre-tax net operating income | $-649,000 | 6,535 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-649,000 | 6,548 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-649,000 | 6,548 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-649,000 | 6,548 |
| Net charge-offs | $-125,000 | 6,359 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-649,000 | 6,546 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 4,323 |
| Total interest expense | $121,000 | 4,237 |
| Net interest income | $983,000 | 4,305 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $263,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $135,000 | 2,113 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $128,000 | 3,205 |
| Total noninterest expense | $1,433,000 | 3,062 |
| Salaries and employee benefits | $783,000 | 3,038 |
| Premises and equipment expense | $213,000 | 2,634 |
| Additional noninterest expense | $437,000 | 3,201 |
| Pre-tax net operating income | $-187,000 | 6,520 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-187,000 | 6,528 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-187,000 | 6,527 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-187,000 | 6,528 |
| Net charge-offs | $-38,000 | 6,230 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-187,000 | 6,525 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 4,030 |
| Total interest expense | $530,000 | 4,340 |
| Net interest income | $4,555,000 | 3,938 |
| Provision for loan and lease losses | $-180,000 | 6,449 |
| Total noninterest income | $957,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $669,000 | 1,903 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $288,000 | 4,140 |
| Total noninterest expense | $7,781,000 | 2,410 |
| Salaries and employee benefits | $3,384,000 | 2,871 |
| Premises and equipment expense | $854,000 | 2,578 |
| Additional noninterest expense | $3,543,000 | 1,793 |
| Pre-tax net operating income | $-2,089,000 | 6,663 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-2,089,000 | 6,671 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,089,000 | 6,671 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,089,000 | 6,671 |
| Net charge-offs | $3,125,000 | 521 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,089,000 | 6,667 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 3,982 |
| Total interest expense | $404,000 | 4,393 |
| Net interest income | $3,528,000 | 3,873 |
| Provision for loan and lease losses | $-180,000 | 6,618 |
| Total noninterest income | $556,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $515,000 | 1,870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $41,000 | 5,890 |
| Total noninterest expense | $6,481,000 | 2,179 |
| Salaries and employee benefits | $2,515,000 | 2,900 |
| Premises and equipment expense | $631,000 | 2,623 |
| Additional noninterest expense | $3,335,000 | 1,487 |
| Pre-tax net operating income | $-2,217,000 | 6,802 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,217,000 | 6,804 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,217,000 | 6,805 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,217,000 | 6,805 |
| Net charge-offs | $3,018,000 | 423 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,217,000 | 6,801 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 3,886 |
| Total interest expense | $274,000 | 4,411 |
| Net interest income | $2,476,000 | 3,736 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $241,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $344,000 | 1,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-103,000 | 6,799 |
| Total noninterest expense | $3,857,000 | 2,421 |
| Salaries and employee benefits | $1,759,000 | 2,814 |
| Premises and equipment expense | $457,000 | 2,454 |
| Additional noninterest expense | $1,641,000 | 1,909 |
| Pre-tax net operating income | $-1,260,000 | 6,818 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,260,000 | 6,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,260,000 | 6,837 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,260,000 | 6,837 |
| Net charge-offs | $2,234,000 | 406 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,260,000 | 6,830 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 3,693 |
| Total interest expense | $139,000 | 4,470 |
| Net interest income | $1,357,000 | 3,540 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $177,000 | 1,781 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-109,000 | 6,932 |
| Total noninterest expense | $1,918,000 | 2,464 |
| Salaries and employee benefits | $897,000 | 2,773 |
| Premises and equipment expense | $244,000 | 2,349 |
| Additional noninterest expense | $777,000 | 2,013 |
| Pre-tax net operating income | $-613,000 | 6,886 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-613,000 | 6,896 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-613,000 | 6,897 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-613,000 | 6,897 |
| Net charge-offs | $-96,000 | 6,835 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-613,000 | 6,884 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,239,000 | 3,729 |
| Total interest expense | $749,000 | 4,256 |
| Net interest income | $5,490,000 | 3,581 |
| Provision for loan and lease losses | $960,000 | 1,818 |
| Total noninterest income | $269,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,049,000 | 1,358 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-780,000 | 6,978 |
| Total noninterest expense | $7,982,000 | 2,371 |
| Salaries and employee benefits | $3,487,000 | 2,800 |
| Premises and equipment expense | $890,000 | 2,515 |
| Additional noninterest expense | $3,605,000 | 1,824 |
| Pre-tax net operating income | $-3,183,000 | 6,889 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-3,183,000 | 6,905 |
| Extraordinary gains, net | $-3,771,000 | 7,078 |
| Net income | $-6,954,000 | 6,995 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-6,954,000 | 6,995 |
| Net charge-offs | $906,000 | 1,929 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,183,000 | 6,888 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 3,675 |
| Total interest expense | $597,000 | 4,249 |
| Net interest income | $4,340,000 | 3,518 |
| Provision for loan and lease losses | $720,000 | 1,829 |
| Total noninterest income | $1,224,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $796,000 | 1,351 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $428,000 | 3,174 |
| Total noninterest expense | $6,130,000 | 2,315 |
| Salaries and employee benefits | $2,783,000 | 2,652 |
| Premises and equipment expense | $763,000 | 2,275 |
| Additional noninterest expense | $2,584,000 | 1,914 |
| Pre-tax net operating income | $-1,286,000 | 6,895 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,286,000 | 6,925 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,286,000 | 6,921 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,286,000 | 6,923 |
| Net charge-offs | $683,000 | 1,834 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,286,000 | 6,903 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 3,553 |
| Total interest expense | $430,000 | 4,175 |
| Net interest income | $3,037,000 | 3,410 |
| Provision for loan and lease losses | $480,000 | 1,860 |
| Total noninterest income | $903,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $544,000 | 1,300 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $359,000 | 2,810 |
| Total noninterest expense | $4,502,000 | 2,138 |
| Salaries and employee benefits | $1,935,000 | 2,536 |
| Premises and equipment expense | $616,000 | 1,923 |
| Additional noninterest expense | $1,951,000 | 1,705 |
| Pre-tax net operating income | $-1,042,000 | 6,976 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,042,000 | 7,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,042,000 | 7,003 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,042,000 | 7,004 |
| Net charge-offs | $617,000 | 1,579 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,042,000 | 6,988 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 3,497 |
| Total interest expense | $237,000 | 4,056 |
| Net interest income | $1,560,000 | 3,345 |
| Provision for loan and lease losses | $240,000 | 1,789 |
| Total noninterest income | $866,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $281,000 | 1,255 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $585,000 | 1,356 |
| Total noninterest expense | $2,459,000 | 1,951 |
| Salaries and employee benefits | $1,075,000 | 2,323 |
| Premises and equipment expense | $292,000 | 2,019 |
| Additional noninterest expense | $1,092,000 | 1,543 |
| Pre-tax net operating income | $-273,000 | 6,924 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-273,000 | 6,966 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-273,000 | 6,967 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-273,000 | 6,967 |
| Net charge-offs | $522,000 | 1,062 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-273,000 | 6,930 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,920,000 | 3,055 |
| Total interest expense | $1,584,000 | 3,312 |
| Net interest income | $7,336,000 | 2,948 |
| Provision for loan and lease losses | $2,000,000 | 1,561 |
| Total noninterest income | $1,152,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,303,000 | 1,127 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-151,000 | 6,923 |
| Total noninterest expense | $9,061,000 | 2,112 |
| Salaries and employee benefits | $3,737,000 | 2,565 |
| Premises and equipment expense | $1,085,000 | 2,234 |
| Additional noninterest expense | $4,239,000 | 1,615 |
| Pre-tax net operating income | $-2,573,000 | 6,870 |
| Securities gains (losses) | $127,000 | 1,858 |
| Applicable income taxes | $-146,000 | 6,875 |
| Income before extraordinary items | $-2,300,000 | 6,875 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,300,000 | 6,874 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,300,000 | 6,875 |
| Net charge-offs | $1,561,000 | 1,823 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,419,380 | 6,877 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,261,000 | 2,870 |
| Total interest expense | $1,260,000 | 3,268 |
| Net interest income | $6,001,000 | 2,741 |
| Provision for loan and lease losses | $1,800,000 | 1,333 |
| Total noninterest income | $1,250,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,005,000 | 1,107 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $245,000 | 3,780 |
| Total noninterest expense | $7,530,000 | 1,911 |
| Salaries and employee benefits | $2,791,000 | 2,581 |
| Premises and equipment expense | $957,000 | 1,957 |
| Additional noninterest expense | $3,782,000 | 1,365 |
| Pre-tax net operating income | $-2,079,000 | 7,010 |
| Securities gains (losses) | $127,000 | 1,576 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,952,000 | 7,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,952,000 | 7,058 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,952,000 | 7,058 |
| Net charge-offs | $913,000 | 2,002 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,079,000 | 7,051 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 2,801 |
| Total interest expense | $848,000 | 3,360 |
| Net interest income | $4,151,000 | 2,651 |
| Provision for loan and lease losses | $1,200,000 | 1,329 |
| Total noninterest income | $863,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $661,000 | 1,115 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 3,476 |
| Total noninterest expense | $4,792,000 | 2,020 |
| Salaries and employee benefits | $1,851,000 | 2,603 |
| Premises and equipment expense | $619,000 | 2,039 |
| Additional noninterest expense | $2,322,000 | 1,495 |
| Pre-tax net operating income | $-978,000 | 6,971 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-978,000 | 7,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-978,000 | 7,023 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-978,000 | 7,024 |
| Net charge-offs | $900,000 | 1,564 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-978,000 | 7,003 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 2,854 |
| Total interest expense | $425,000 | 3,461 |
| Net interest income | $2,051,000 | 2,667 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $335,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $331,000 | 1,094 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $2,376,000 | 2,040 |
| Salaries and employee benefits | $930,000 | 2,604 |
| Premises and equipment expense | $310,000 | 2,061 |
| Additional noninterest expense | $1,136,000 | 1,528 |
| Pre-tax net operating income | $-590,000 | 7,127 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-590,000 | 7,167 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-590,000 | 7,168 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-590,000 | 7,168 |
| Net charge-offs | $155,000 | 2,326 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-590,000 | 7,158 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,332,000 | 2,654 |
| Total interest expense | $2,011,000 | 3,548 |
| Net interest income | $9,321,000 | 2,341 |
| Provision for loan and lease losses | $6,656,000 | 910 |
| Total noninterest income | $2,529,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,641,000 | 925 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $888,000 | 2,350 |
| Total noninterest expense | $8,450,000 | 2,290 |
| Salaries and employee benefits | $3,917,000 | 2,451 |
| Premises and equipment expense | $1,150,000 | 2,201 |
| Additional noninterest expense | $3,383,000 | 2,060 |
| Pre-tax net operating income | $-3,256,000 | 6,952 |
| Securities gains (losses) | $-445,000 | 7,412 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,701,000 | 7,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,701,000 | 7,071 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,701,000 | 7,071 |
| Net charge-offs | $5,156,000 | 991 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,256,000 | 7,009 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,608,000 | 2,670 |
| Total interest expense | $1,579,000 | 3,563 |
| Net interest income | $7,029,000 | 2,368 |
| Provision for loan and lease losses | $4,802,000 | 905 |
| Total noninterest income | $1,591,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,236,000 | 951 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $355,000 | 3,281 |
| Total noninterest expense | $6,477,000 | 2,239 |
| Salaries and employee benefits | $3,063,000 | 2,373 |
| Premises and equipment expense | $1,023,000 | 1,901 |
| Additional noninterest expense | $2,391,000 | 2,149 |
| Pre-tax net operating income | $-2,659,000 | 7,161 |
| Securities gains (losses) | $-295,000 | 7,537 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,954,000 | 7,268 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,954,000 | 7,268 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,954,000 | 7,268 |
| Net charge-offs | $4,707,000 | 820 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,659,000 | 7,202 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 2,652 |
| Total interest expense | $1,093,000 | 3,562 |
| Net interest income | $4,761,000 | 2,348 |
| Provision for loan and lease losses | $4,202,000 | 736 |
| Total noninterest income | $996,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $853,000 | 924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $143,000 | 4,047 |
| Total noninterest expense | $4,015,000 | 2,424 |
| Salaries and employee benefits | $1,869,000 | 2,587 |
| Premises and equipment expense | $691,000 | 1,890 |
| Additional noninterest expense | $1,455,000 | 2,315 |
| Pre-tax net operating income | $-2,460,000 | 7,341 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,460,000 | 7,400 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,460,000 | 7,400 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,460,000 | 7,400 |
| Net charge-offs | $2,949,000 | 843 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,460,000 | 7,388 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 2,623 |
| Total interest expense | $551,000 | 3,670 |
| Net interest income | $2,469,000 | 2,277 |
| Provision for loan and lease losses | $800,000 | 1,344 |
| Total noninterest income | $483,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $426,000 | 919 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $2,028,000 | 2,419 |
| Salaries and employee benefits | $950,000 | 2,590 |
| Premises and equipment expense | $364,000 | 1,853 |
| Additional noninterest expense | $714,000 | 2,346 |
| Pre-tax net operating income | $124,000 | 4,783 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $124,000 | 4,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 4,681 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $124,000 | 4,679 |
| Net charge-offs | $1,020,000 | 1,025 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $124,000 | 4,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,589,000 | 2,620 |
| Total interest expense | $2,536,000 | 3,859 |
| Net interest income | $10,053,000 | 2,177 |
| Provision for loan and lease losses | $2,982,000 | 1,998 |
| Total noninterest income | $2,549,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,891,000 | 920 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $658,000 | 2,766 |
| Total noninterest expense | $10,440,000 | 1,943 |
| Salaries and employee benefits | $4,690,000 | 2,095 |
| Premises and equipment expense | $1,276,000 | 2,100 |
| Additional noninterest expense | $4,474,000 | 1,655 |
| Pre-tax net operating income | $-820,000 | 6,176 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-820,000 | 6,271 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-820,000 | 6,270 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-820,000 | 6,270 |
| Net charge-offs | $3,487,000 | 1,462 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-820,000 | 6,280 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,663,000 | 2,618 |
| Total interest expense | $1,946,000 | 3,917 |
| Net interest income | $7,717,000 | 2,128 |
| Provision for loan and lease losses | $1,940,000 | 1,948 |
| Total noninterest income | $1,989,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,431,000 | 902 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $558,000 | 2,634 |
| Total noninterest expense | $6,987,000 | 2,139 |
| Salaries and employee benefits | $3,843,000 | 1,936 |
| Premises and equipment expense | $1,069,000 | 1,907 |
| Additional noninterest expense | $2,075,000 | 2,491 |
| Pre-tax net operating income | $779,000 | 3,156 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $779,000 | 2,906 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $779,000 | 2,904 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $779,000 | 2,907 |
| Net charge-offs | $2,676,000 | 1,263 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $779,000 | 2,846 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,490,000 | 2,629 |
| Total interest expense | $1,301,000 | 4,033 |
| Net interest income | $5,189,000 | 2,106 |
| Provision for loan and lease losses | $1,565,000 | 1,619 |
| Total noninterest income | $1,391,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $923,000 | 924 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $468,000 | 2,304 |
| Total noninterest expense | $4,571,000 | 2,195 |
| Salaries and employee benefits | $2,469,000 | 2,042 |
| Premises and equipment expense | $703,000 | 1,957 |
| Additional noninterest expense | $1,399,000 | 2,484 |
| Pre-tax net operating income | $444,000 | 3,505 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $131,000 | 2,399 |
| Income before extraordinary items | $313,000 | 3,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 3,901 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $313,000 | 3,901 |
| Net charge-offs | $1,570,000 | 1,307 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $313,000 | 3,779 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 2,624 |
| Total interest expense | $649,000 | 4,157 |
| Net interest income | $2,653,000 | 2,062 |
| Provision for loan and lease losses | $625,000 | 1,559 |
| Total noninterest income | $845,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $457,000 | 900 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $388,000 | 1,648 |
| Total noninterest expense | $2,362,000 | 2,094 |
| Salaries and employee benefits | $1,296,000 | 1,985 |
| Premises and equipment expense | $370,000 | 1,905 |
| Additional noninterest expense | $696,000 | 2,240 |
| Pre-tax net operating income | $511,000 | 2,344 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $170,000 | 1,610 |
| Income before extraordinary items | $341,000 | 2,878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $341,000 | 2,878 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $341,000 | 2,879 |
| Net charge-offs | $564,000 | 1,292 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $341,000 | 2,746 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,685,000 | 2,699 |
| Total interest expense | $3,159,000 | 4,106 |
| Net interest income | $10,526,000 | 2,110 |
| Provision for loan and lease losses | $1,035,000 | 2,657 |
| Total noninterest income | $2,532,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,996,000 | 880 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $536,000 | 3,072 |
| Total noninterest expense | $10,352,000 | 1,866 |
| Salaries and employee benefits | $4,713,000 | 2,152 |
| Premises and equipment expense | $1,476,000 | 1,856 |
| Additional noninterest expense | $4,163,000 | 1,484 |
| Pre-tax net operating income | $1,671,000 | 2,828 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $617,000 | 1,636 |
| Income before extraordinary items | $1,054,000 | 3,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,054,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 2,998 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,054,000 | 3,333 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,378,000 | 2,726 |
| Total interest expense | $2,407,000 | 4,187 |
| Net interest income | $7,971,000 | 2,100 |
| Provision for loan and lease losses | $625,000 | 2,414 |
| Total noninterest income | $1,863,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,515,000 | 878 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $348,000 | 3,425 |
| Total noninterest expense | $7,403,000 | 1,936 |
| Salaries and employee benefits | $3,775,000 | 2,038 |
| Premises and equipment expense | $1,196,000 | 1,727 |
| Additional noninterest expense | $2,432,000 | 1,821 |
| Pre-tax net operating income | $1,806,000 | 2,480 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $688,000 | 1,555 |
| Income before extraordinary items | $1,118,000 | 2,877 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,118,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,177 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,118,000 | 3,023 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 2,780 |
| Total interest expense | $1,627,000 | 4,280 |
| Net interest income | $5,227,000 | 2,121 |
| Provision for loan and lease losses | $625,000 | 1,654 |
| Total noninterest income | $1,240,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,021,000 | 846 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $219,000 | 3,587 |
| Total noninterest expense | $4,691,000 | 2,047 |
| Salaries and employee benefits | $2,437,000 | 2,126 |
| Premises and equipment expense | $758,000 | 1,807 |
| Additional noninterest expense | $1,496,000 | 1,926 |
| Pre-tax net operating income | $1,151,000 | 2,671 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $592,000 | 1,406 |
| Income before extraordinary items | $559,000 | 3,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $559,000 | 3,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $559,000 | 3,739 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 2,895 |
| Total interest expense | $837,000 | 4,389 |
| Net interest income | $2,535,000 | 2,182 |
| Provision for loan and lease losses | $375,000 | 1,195 |
| Total noninterest income | $636,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $500,000 | 868 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,220 |
| Total noninterest expense | $2,255,000 | 2,125 |
| Salaries and employee benefits | $1,179,000 | 2,233 |
| Premises and equipment expense | $404,000 | 1,709 |
| Additional noninterest expense | $672,000 | 2,080 |
| Pre-tax net operating income | $541,000 | 2,916 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $171,000 | 2,161 |
| Income before extraordinary items | $370,000 | 3,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $370,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,320 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $370,000 | 3,261 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,308,000 | 2,986 |
| Total interest expense | $3,689,000 | 4,211 |
| Net interest income | $9,619,000 | 2,316 |
| Provision for loan and lease losses | $3,247,000 | 598 |
| Total noninterest income | $2,915,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,016,000 | 887 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $899,000 | 2,383 |
| Total noninterest expense | $8,313,000 | 2,204 |
| Salaries and employee benefits | $4,218,000 | 2,387 |
| Premises and equipment expense | $1,352,000 | 1,922 |
| Additional noninterest expense | $2,743,000 | 2,004 |
| Pre-tax net operating income | $974,000 | 4,789 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $974,000 | 4,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $974,000 | 4,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,285,000 | 428 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $974,000 | 4,367 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,929,000 | 3,000 |
| Total interest expense | $2,667,000 | 4,311 |
| Net interest income | $7,262,000 | 2,321 |
| Provision for loan and lease losses | $2,233,000 | 473 |
| Total noninterest income | $2,005,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,488,000 | 888 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $517,000 | 2,795 |
| Total noninterest expense | $5,736,000 | 2,370 |
| Salaries and employee benefits | $2,988,000 | 2,496 |
| Premises and equipment expense | $1,146,000 | 1,712 |
| Additional noninterest expense | $1,602,000 | 2,465 |
| Pre-tax net operating income | $1,298,000 | 3,780 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $367,000 | 2,920 |
| Income before extraordinary items | $931,000 | 4,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $931,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,596,000 | 326 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $931,000 | 4,016 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,422,000 | 3,095 |
| Total interest expense | $1,698,000 | 4,426 |
| Net interest income | $4,724,000 | 2,395 |
| Provision for loan and lease losses | $1,758,000 | 358 |
| Total noninterest income | $1,449,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,003,000 | 891 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $446,000 | 2,425 |
| Total noninterest expense | $3,560,000 | 2,566 |
| Salaries and employee benefits | $1,784,000 | 2,780 |
| Premises and equipment expense | $789,000 | 1,690 |
| Additional noninterest expense | $987,000 | 2,663 |
| Pre-tax net operating income | $855,000 | 3,870 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $286,000 | 2,791 |
| Income before extraordinary items | $569,000 | 4,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $569,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,819,000 | 295 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $569,000 | 4,263 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 3,132 |
| Total interest expense | $833,000 | 4,464 |
| Net interest income | $2,327,000 | 2,434 |
| Provision for loan and lease losses | $1,000,000 | 297 |
| Total noninterest income | $751,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $472,000 | 919 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $279,000 | 2,057 |
| Total noninterest expense | $1,793,000 | 2,555 |
| Salaries and employee benefits | $904,000 | 2,780 |
| Premises and equipment expense | $392,000 | 1,707 |
| Additional noninterest expense | $497,000 | 2,634 |
| Pre-tax net operating income | $285,000 | 4,773 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-146,000 | 8,542 |
| Income before extraordinary items | $431,000 | 3,327 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $431,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,298,000 | 201 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $431,000 | 3,305 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,824,000 | 2,927 |
| Total interest expense | $3,125,000 | 4,214 |
| Net interest income | $9,699,000 | 2,350 |
| Provision for loan and lease losses | $2,425,000 | 473 |
| Total noninterest income | $2,486,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,952,000 | 909 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $534,000 | 3,228 |
| Total noninterest expense | $7,712,000 | 2,292 |
| Salaries and employee benefits | $4,102,000 | 2,389 |
| Premises and equipment expense | $1,111,000 | 2,240 |
| Additional noninterest expense | $2,499,000 | 2,107 |
| Pre-tax net operating income | $2,048,000 | 3,585 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $579,000 | 2,934 |
| Income before extraordinary items | $1,469,000 | 3,816 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,469,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,024,000 | 383 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,469,000 | 3,799 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,553,000 | 2,921 |
| Total interest expense | $2,299,000 | 4,173 |
| Net interest income | $7,254,000 | 2,383 |
| Provision for loan and lease losses | $1,150,000 | 664 |
| Total noninterest income | $1,868,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,455,000 | 916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $413,000 | 3,164 |
| Total noninterest expense | $6,726,000 | 1,962 |
| Salaries and employee benefits | $3,577,000 | 2,047 |
| Premises and equipment expense | $1,268,000 | 1,535 |
| Additional noninterest expense | $1,881,000 | 2,086 |
| Pre-tax net operating income | $1,246,000 | 4,209 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $705,000 | 2,375 |
| Income before extraordinary items | $541,000 | 5,591 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $541,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $921,000 | 497 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $541,000 | 5,588 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 2,888 |
| Total interest expense | $1,481,000 | 4,146 |
| Net interest income | $4,861,000 | 2,381 |
| Provision for loan and lease losses | $950,000 | 541 |
| Total noninterest income | $1,266,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $940,000 | 933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 2,863 |
| Total noninterest expense | $4,409,000 | 1,999 |
| Salaries and employee benefits | $2,619,000 | 1,865 |
| Premises and equipment expense | $750,000 | 1,706 |
| Additional noninterest expense | $1,040,000 | 2,468 |
| Pre-tax net operating income | $768,000 | 4,419 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $586,000 | 2,090 |
| Income before extraordinary items | $182,000 | 6,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $182,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $783,000 | 405 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $182,000 | 6,902 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 2,970 |
| Total interest expense | $698,000 | 4,180 |
| Net interest income | $2,302,000 | 2,478 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $581,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $463,000 | 912 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $118,000 | 3,406 |
| Total noninterest expense | $2,313,000 | 1,928 |
| Salaries and employee benefits | $1,462,000 | 1,694 |
| Premises and equipment expense | $385,000 | 1,671 |
| Additional noninterest expense | $466,000 | 2,717 |
| Pre-tax net operating income | $320,000 | 4,794 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $256,000 | 4,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $256,000 | 4,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,756,000 | 2,756 |
| Total interest expense | $2,155,000 | 4,223 |
| Net interest income | $9,601,000 | 2,303 |
| Provision for loan and lease losses | $5,957,000 | 207 |
| Total noninterest income | $3,543,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,172,000 | 801 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,371,000 | 1,784 |
| Total noninterest expense | $7,707,000 | 2,163 |
| Salaries and employee benefits | $3,672,000 | 2,494 |
| Premises and equipment expense | $1,319,000 | 1,830 |
| Additional noninterest expense | $2,716,000 | 1,864 |
| Pre-tax net operating income | $-520,000 | 8,508 |
| Securities gains (losses) | $-29,000 | 7,991 |
| Applicable income taxes | $-260,000 | 8,706 |
| Income before extraordinary items | $-289,000 | 8,457 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-289,000 | 8,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,488,000 | 229 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-270,440 | 8,435 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 2,749 |
| Total interest expense | $1,551,000 | 4,194 |
| Net interest income | $7,130,000 | 2,297 |
| Provision for loan and lease losses | $2,400,000 | 328 |
| Total noninterest income | $2,617,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,650,000 | 789 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $967,000 | 1,865 |
| Total noninterest expense | $5,961,000 | 2,077 |
| Salaries and employee benefits | $2,973,000 | 2,285 |
| Premises and equipment expense | $1,142,000 | 1,585 |
| Additional noninterest expense | $1,846,000 | 2,017 |
| Pre-tax net operating income | $1,386,000 | 3,963 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $291,000 | 3,852 |
| Income before extraordinary items | $1,095,000 | 3,916 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,095,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,066,000 | 232 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,095,000 | 3,873 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,743,000 | 2,697 |
| Total interest expense | $985,000 | 4,179 |
| Net interest income | $4,758,000 | 2,278 |
| Provision for loan and lease losses | $1,250,000 | 396 |
| Total noninterest income | $1,744,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,080,000 | 782 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $664,000 | 1,808 |
| Total noninterest expense | $4,020,000 | 2,049 |
| Salaries and employee benefits | $2,085,000 | 2,170 |
| Premises and equipment expense | $752,000 | 1,603 |
| Additional noninterest expense | $1,183,000 | 2,078 |
| Pre-tax net operating income | $1,232,000 | 3,181 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $296,000 | 3,130 |
| Income before extraordinary items | $936,000 | 3,244 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $936,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,911,000 | 233 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $936,000 | 3,202 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 2,660 |
| Total interest expense | $461,000 | 4,264 |
| Net interest income | $2,430,000 | 2,210 |
| Provision for loan and lease losses | $500,000 | 469 |
| Total noninterest income | $811,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $499,000 | 816 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $312,000 | 1,858 |
| Total noninterest expense | $2,080,000 | 1,991 |
| Salaries and employee benefits | $1,153,000 | 1,974 |
| Premises and equipment expense | $369,000 | 1,645 |
| Additional noninterest expense | $558,000 | 2,192 |
| Pre-tax net operating income | $661,000 | 3,002 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $160,000 | 2,993 |
| Income before extraordinary items | $501,000 | 3,043 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $501,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 918 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $501,000 | 3,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,952,000 | 2,403 |
| Total interest expense | $1,629,000 | 4,277 |
| Net interest income | $10,323,000 | 1,964 |
| Provision for loan and lease losses | $2,214,000 | 490 |
| Total noninterest income | $3,707,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,231,000 | 785 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,476,000 | 1,658 |
| Total noninterest expense | $8,291,000 | 1,933 |
| Salaries and employee benefits | $3,855,000 | 2,259 |
| Premises and equipment expense | $1,324,000 | 1,743 |
| Additional noninterest expense | $3,112,000 | 1,571 |
| Pre-tax net operating income | $3,525,000 | 2,261 |
| Securities gains (losses) | $-46,000 | 8,575 |
| Applicable income taxes | $917,000 | 2,303 |
| Income before extraordinary items | $2,562,000 | 2,379 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,562,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,589,000 | 552 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,596,040 | 2,294 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,887,000 | 2,389 |
| Total interest expense | $1,186,000 | 4,321 |
| Net interest income | $7,701,000 | 1,959 |
| Provision for loan and lease losses | $1,914,000 | 429 |
| Total noninterest income | $2,978,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,729,000 | 770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,249,000 | 1,517 |
| Total noninterest expense | $6,530,000 | 1,842 |
| Salaries and employee benefits | $3,182,000 | 2,053 |
| Premises and equipment expense | $1,268,000 | 1,370 |
| Additional noninterest expense | $2,080,000 | 1,728 |
| Pre-tax net operating income | $2,235,000 | 2,620 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $555,000 | 2,717 |
| Income before extraordinary items | $1,680,000 | 2,697 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,680,000 | 2,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,328,000 | 466 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,680,000 | 2,637 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 2,417 |
| Total interest expense | $756,000 | 4,453 |
| Net interest income | $5,057,000 | 1,970 |
| Provision for loan and lease losses | $1,664,000 | 358 |
| Total noninterest income | $2,237,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,178,000 | 740 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,059,000 | 1,271 |
| Total noninterest expense | $4,319,000 | 1,849 |
| Salaries and employee benefits | $2,116,000 | 2,066 |
| Premises and equipment expense | $796,000 | 1,446 |
| Additional noninterest expense | $1,407,000 | 1,704 |
| Pre-tax net operating income | $1,311,000 | 2,893 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $295,000 | 3,110 |
| Income before extraordinary items | $1,016,000 | 2,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,016,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 780 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,016,000 | 2,814 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 2,417 |
| Total interest expense | $345,000 | 4,749 |
| Net interest income | $2,565,000 | 1,947 |
| Provision for loan and lease losses | $624,000 | 433 |
| Total noninterest income | $900,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $615,000 | 687 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $285,000 | 1,946 |
| Total noninterest expense | $2,100,000 | 1,906 |
| Salaries and employee benefits | $1,016,000 | 2,160 |
| Premises and equipment expense | $351,000 | 1,672 |
| Additional noninterest expense | $733,000 | 1,627 |
| Pre-tax net operating income | $741,000 | 2,589 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $184,000 | 2,710 |
| Income before extraordinary items | $557,000 | 2,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $557,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-162,000 | 9,027 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $557,000 | 2,592 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,171,000 | 2,554 |
| Total interest expense | $1,615,000 | 4,668 |
| Net interest income | $9,556,000 | 2,049 |
| Provision for loan and lease losses | $1,500,000 | 826 |
| Total noninterest income | $3,246,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,355,000 | 722 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $891,000 | 2,558 |
| Total noninterest expense | $8,411,000 | 1,883 |
| Salaries and employee benefits | $3,615,000 | 2,348 |
| Premises and equipment expense | $1,371,000 | 1,657 |
| Additional noninterest expense | $3,425,000 | 1,429 |
| Pre-tax net operating income | $2,891,000 | 2,586 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $652,000 | 2,915 |
| Income before extraordinary items | $2,239,000 | 2,621 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,239,000 | 2,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,249,000 | 509 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,239,000 | 2,498 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,300,000 | 2,611 |
| Total interest expense | $1,263,000 | 4,668 |
| Net interest income | $7,037,000 | 2,096 |
| Provision for loan and lease losses | $1,125,000 | 801 |
| Total noninterest income | $2,331,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,692,000 | 768 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $639,000 | 2,722 |
| Total noninterest expense | $6,391,000 | 1,855 |
| Salaries and employee benefits | $2,851,000 | 2,231 |
| Premises and equipment expense | $1,143,000 | 1,501 |
| Additional noninterest expense | $2,397,000 | 1,539 |
| Pre-tax net operating income | $1,852,000 | 3,011 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $415,000 | 3,350 |
| Income before extraordinary items | $1,437,000 | 3,060 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,437,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $828,000 | 793 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,437,000 | 2,912 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 2,645 |
| Total interest expense | $894,000 | 4,599 |
| Net interest income | $4,620,000 | 2,113 |
| Provision for loan and lease losses | $750,000 | 809 |
| Total noninterest income | $1,521,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,091,000 | 789 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $430,000 | 2,673 |
| Total noninterest expense | $4,277,000 | 1,850 |
| Salaries and employee benefits | $2,002,000 | 2,117 |
| Premises and equipment expense | $782,000 | 1,464 |
| Additional noninterest expense | $1,493,000 | 1,624 |
| Pre-tax net operating income | $1,114,000 | 3,260 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $234,000 | 3,678 |
| Income before extraordinary items | $880,000 | 3,267 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $880,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 858 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $880,000 | 3,096 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 2,675 |
| Total interest expense | $449,000 | 4,674 |
| Net interest income | $2,283,000 | 2,140 |
| Provision for loan and lease losses | $375,000 | 770 |
| Total noninterest income | $684,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $476,000 | 867 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $208,000 | 2,655 |
| Total noninterest expense | $2,022,000 | 1,935 |
| Salaries and employee benefits | $945,000 | 2,227 |
| Premises and equipment expense | $469,000 | 1,223 |
| Additional noninterest expense | $608,000 | 1,937 |
| Pre-tax net operating income | $570,000 | 3,199 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $118,000 | 3,661 |
| Income before extraordinary items | $452,000 | 3,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 955 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $452,000 | 3,002 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,147,000 | 2,736 |
| Total interest expense | $2,093,000 | 4,651 |
| Net interest income | $9,054,000 | 2,145 |
| Provision for loan and lease losses | $1,540,000 | 925 |
| Total noninterest income | $2,924,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,912,000 | 845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,012,000 | 2,164 |
| Total noninterest expense | $7,639,000 | 1,968 |
| Salaries and employee benefits | $3,491,000 | 2,300 |
| Premises and equipment expense | $1,314,000 | 1,666 |
| Additional noninterest expense | $2,834,000 | 1,656 |
| Pre-tax net operating income | $2,799,000 | 2,634 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $581,000 | 3,171 |
| Income before extraordinary items | $2,218,000 | 2,578 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,218,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,310,000 | 762 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,218,000 | 2,493 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,744,000 | 2,889 |
| Total interest expense | $3,060,000 | 4,650 |
| Net interest income | $8,684,000 | 2,057 |
| Provision for loan and lease losses | $1,355,000 | 987 |
| Total noninterest income | $2,386,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,634,000 | 902 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $752,000 | 2,475 |
| Total noninterest expense | $7,072,000 | 2,029 |
| Salaries and employee benefits | $2,957,000 | 2,541 |
| Premises and equipment expense | $1,253,000 | 1,726 |
| Additional noninterest expense | $2,862,000 | 1,621 |
| Pre-tax net operating income | $2,643,000 | 2,555 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $592,000 | 2,995 |
| Income before extraordinary items | $2,051,000 | 2,473 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,051,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,286,000 | 784 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,051,000 | 2,389 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,392,000 | 3,026 |
| Total interest expense | $3,432,000 | 4,451 |
| Net interest income | $7,960,000 | 2,241 |
| Provision for loan and lease losses | $1,081,000 | 998 |
| Total noninterest income | $2,038,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,440,000 | 934 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $598,000 | 2,635 |
| Total noninterest expense | $6,250,000 | 2,198 |
| Salaries and employee benefits | $2,752,000 | 2,581 |
| Premises and equipment expense | $1,276,000 | 1,627 |
| Additional noninterest expense | $2,222,000 | 1,958 |
| Pre-tax net operating income | $2,667,000 | 2,625 |
| Securities gains (losses) | $-72,000 | 9,321 |
| Applicable income taxes | $558,000 | 3,256 |
| Income before extraordinary items | $2,037,000 | 2,519 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,037,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,032,000 | 730 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,093,160 | 2,456 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,846,000 | 2,980 |
| Total interest expense | $3,093,000 | 4,487 |
| Net interest income | $7,753,000 | 2,274 |
| Provision for loan and lease losses | $1,060,000 | 921 |
| Total noninterest income | $2,092,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,331,000 | 1,005 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $761,000 | 2,238 |
| Total noninterest expense | $5,351,000 | 2,534 |
| Salaries and employee benefits | $2,516,000 | 2,789 |
| Premises and equipment expense | $802,000 | 2,537 |
| Additional noninterest expense | $2,033,000 | 2,150 |
| Pre-tax net operating income | $3,434,000 | 2,143 |
| Securities gains (losses) | $-285,000 | 10,072 |
| Applicable income taxes | $983,000 | 2,244 |
| Income before extraordinary items | $2,166,000 | 2,408 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,166,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 913 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,362,650 | 2,187 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,174,000 | 3,180 |
| Total interest expense | $2,897,000 | 4,855 |
| Net interest income | $7,277,000 | 2,345 |
| Provision for loan and lease losses | $2,070,000 | 563 |
| Total noninterest income | $1,907,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,168,000 | 1,080 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $739,000 | 2,295 |
| Total noninterest expense | $5,001,000 | 2,612 |
| Salaries and employee benefits | $2,304,000 | 2,934 |
| Premises and equipment expense | $924,000 | 2,096 |
| Additional noninterest expense | $1,773,000 | 2,353 |
| Pre-tax net operating income | $2,113,000 | 3,199 |
| Securities gains (losses) | $126,000 | 1,142 |
| Applicable income taxes | $568,000 | 3,542 |
| Income before extraordinary items | $1,671,000 | 2,970 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,671,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,074,000 | 463 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,576,500 | 3,037 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,370,000 | 3,450 |
| Total interest expense | $2,484,000 | 5,438 |
| Net interest income | $6,886,000 | 2,521 |
| Provision for loan and lease losses | $1,520,000 | 721 |
| Total noninterest income | $1,940,000 | 1,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,290,000 | 981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $650,000 | 2,337 |
| Total noninterest expense | $4,973,000 | 2,578 |
| Salaries and employee benefits | $2,435,000 | 2,719 |
| Premises and equipment expense | $1,094,000 | 1,815 |
| Additional noninterest expense | $1,444,000 | 2,831 |
| Pre-tax net operating income | $2,333,000 | 3,089 |
| Securities gains (losses) | $-96,000 | 10,762 |
| Applicable income taxes | $601,000 | 3,662 |
| Income before extraordinary items | $1,636,000 | 3,099 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,636,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,522,000 | 598 |
| Cash dividends | $3,750,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,706,080 | 2,927 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,517,000 | 3,807 |
| Total interest expense | $2,235,000 | 5,982 |
| Net interest income | $6,282,000 | 2,813 |
| Provision for loan and lease losses | $1,382,000 | 803 |
| Total noninterest income | $1,826,000 | 1,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,197,000 | 1,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 2,484 |
| Total noninterest expense | $4,528,000 | 2,994 |
| Salaries and employee benefits | $2,041,000 | 3,277 |
| Premises and equipment expense | $915,000 | 2,174 |
| Additional noninterest expense | $1,572,000 | 3,004 |
| Pre-tax net operating income | $2,198,000 | 3,165 |
| Securities gains (losses) | $-230,000 | 11,324 |
| Applicable income taxes | $473,000 | 4,334 |
| Income before extraordinary items | $1,495,000 | 3,199 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,495,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,211,000 | 795 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,669,800 | 2,853 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,445,000 | 4,308 |
| Total interest expense | $1,962,000 | 6,555 |
| Net interest income | $5,483,000 | 3,240 |
| Provision for loan and lease losses | $696,000 | 1,228 |
| Total noninterest income | $1,576,000 | 2,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,134,000 | 1,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,110 |
| Total noninterest expense | $4,327,000 | 3,097 |
| Salaries and employee benefits | $2,111,000 | 3,137 |
| Premises and equipment expense | $734,000 | 2,684 |
| Additional noninterest expense | $1,482,000 | 3,116 |
| Pre-tax net operating income | $2,036,000 | 3,434 |
| Securities gains (losses) | $-37,000 | 10,982 |
| Applicable income taxes | $554,000 | 3,875 |
| Income before extraordinary items | $1,445,000 | 3,350 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,445,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,309 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,471,640 | 3,275 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 5,099 |
| Total interest expense | $1,433,000 | 7,097 |
| Net interest income | $4,254,000 | 4,140 |
| Provision for loan and lease losses | $460,000 | 1,641 |
| Total noninterest income | $1,298,000 | 2,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $952,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,743 |
| Total noninterest expense | $3,505,000 | 3,845 |
| Salaries and employee benefits | $1,736,000 | 3,757 |
| Premises and equipment expense | $587,000 | 3,339 |
| Additional noninterest expense | $1,182,000 | 4,104 |
| Pre-tax net operating income | $1,587,000 | 4,209 |
| Securities gains (losses) | $-498,000 | 12,244 |
| Applicable income taxes | $217,000 | 7,062 |
| Income before extraordinary items | $872,000 | 5,033 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $872,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,289 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,270,400 | 3,705 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 5,656 |
| Total interest expense | $1,331,000 | 7,772 |
| Net interest income | $3,788,000 | 4,627 |
| Provision for loan and lease losses | $784,000 | 1,544 |
| Total noninterest income | $1,223,000 | 2,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $848,000 | 1,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,923 |
| Total noninterest expense | $2,928,000 | 4,617 |
| Salaries and employee benefits | $1,473,000 | 4,349 |
| Premises and equipment expense | $457,000 | 4,197 |
| Additional noninterest expense | $998,000 | 4,932 |
| Pre-tax net operating income | $1,299,000 | 4,867 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $300,000 | 6,085 |
| Income before extraordinary items | $1,000,000 | 4,709 |
| Extraordinary gains, net | $774,000 | 292 |
| Net income | $1,774,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,901 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $999,230 | 4,467 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 6,309 |
| Total interest expense | $1,552,000 | 8,358 |
| Net interest income | $3,533,000 | 4,967 |
| Provision for loan and lease losses | $450,000 | 3,212 |
| Total noninterest income | $1,442,000 | 2,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $946,000 | 1,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 3,210 |
| Total noninterest expense | $2,908,000 | 4,660 |
| Salaries and employee benefits | $1,541,000 | 4,131 |
| Premises and equipment expense | $474,000 | 4,158 |
| Additional noninterest expense | $893,000 | 5,556 |
| Pre-tax net operating income | $1,617,000 | 3,769 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $428,000 | 4,544 |
| Income before extraordinary items | $1,191,000 | 3,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,191,000 | 3,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 3,563 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,189,520 | 3,560 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.