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First State Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$1,592,0009,559
Total interest expense$702,0009,535
Net interest income$890,0009,446
Provision for loan and lease losses$30,0007,369
Total noninterest income$225,0007,521
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0005,844
Trading account gains and feesNANA
Additional Noninterest Income$56,0008,171
Total noninterest expense$862,0008,812
Salaries and employee benefits$413,0009,176
Premises and equipment expense$101,0008,944
Additional noninterest expense$348,0007,823
Pre-tax net operating income$223,0009,443
Securities gains (losses)$10,0002,359
Applicable income taxes$87,0008,619
Income before extraordinary items$146,0009,620
Extraordinary gains, net$044
Net income$146,0009,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,272
Cash dividends$76,0006,819
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$139,6009,638
1996-12-31 (YTD Data)Rank
Total interest income$540,00011,229
Total interest expense$244,00011,173
Net interest income$296,00011,232
Provision for loan and lease losses$3,0008,923
Total noninterest income$67,00010,545
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0008,671
Trading account gains and feesNANA
Additional Noninterest Income$11,00010,919
Total noninterest expense$304,00011,213
Salaries and employee benefits$145,00011,254
Premises and equipment expense$40,00010,910
Additional noninterest expense$119,00010,907
Pre-tax net operating income$56,00010,569
Securities gains (losses)$04,148
Applicable income taxes$31,00010,021
Income before extraordinary items$25,00010,714
Extraordinary gains, net$053
Net income$25,00010,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,694
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$25,00010,659
1995-12-31 (YTD Data)Rank
Total interest income$1,600,00010,347
Total interest expense$767,00010,061
Net interest income$833,00010,440
Provision for loan and lease losses$08,958
Total noninterest income$198,0008,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$142,0006,833
Trading account gains and feesNANA
Additional Noninterest Income$56,0008,932
Total noninterest expense$784,0009,839
Salaries and employee benefits$369,00010,175
Premises and equipment expense$97,0009,693
Additional noninterest expense$318,0009,059
Pre-tax net operating income$247,00010,136
Securities gains (losses)$80,0001,064
Applicable income taxes$86,0009,471
Income before extraordinary items$241,0009,495
Extraordinary gains, net$065
Net income$241,0009,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$105,0006,676
Sale, conversion, retirement of capital stock, net$0809
Net operating income$181,80010,119
1994-12-31 (YTD Data)Rank
Total interest income$1,357,00011,024
Total interest expense$587,00010,660
Net interest income$770,00011,151
Provision for loan and lease losses$09,146
Total noninterest income$191,0008,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0006,639
Trading account gains and feesNANA
Additional Noninterest Income$30,00010,793
Total noninterest expense$769,00010,385
Salaries and employee benefits$346,00010,782
Premises and equipment expense$95,00010,179
Additional noninterest expense$328,0009,619
Pre-tax net operating income$192,00010,955
Securities gains (losses)$12,0002,095
Applicable income taxes$54,00010,369
Income before extraordinary items$150,00010,820
Extraordinary gains, net$0249
Net income$150,00010,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$141,12010,983
1993-12-31 (YTD Data)Rank
Total interest income$1,497,00011,248
Total interest expense$547,00011,434
Net interest income$950,00010,957
Provision for loan and lease losses$-13,00012,536
Total noninterest income$185,0009,506
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0007,042
Trading account gains and feesNANA
Additional Noninterest Income$33,00011,102
Total noninterest expense$811,00010,613
Salaries and employee benefits$351,00011,140
Premises and equipment expense$87,00010,896
Additional noninterest expense$373,0009,561
Pre-tax net operating income$337,0009,915
Securities gains (losses)$109,0002,375
Applicable income taxes$151,0008,625
Income before extraordinary items$295,0009,542
Extraordinary gains, net$151,0001,223
Net income$446,0008,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$325,0004,161
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$223,06010,131
1992-12-31 (YTD Data)Rank
Total interest income$1,886,00011,125
Total interest expense$736,00011,647
Net interest income$1,150,00010,509
Provision for loan and lease losses$-41,00013,586
Total noninterest income$177,0009,884
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0007,445
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$810,00010,957
Salaries and employee benefits$377,00011,128
Premises and equipment expense$88,00011,176
Additional noninterest expense$345,00010,262
Pre-tax net operating income$558,0008,004
Securities gains (losses)$29,0005,046
Applicable income taxes$199,0007,581
Income before extraordinary items$388,0008,339
Extraordinary gains, net$196,000440
Net income$584,0006,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00013,191
Cash dividends$25,0008,340
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$368,8608,163

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.