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First State Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$1,743,0009,368
Total interest expense$796,0009,273
Net interest income$947,0009,316
Provision for loan and lease losses$16,0008,073
Total noninterest income$111,0009,210
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0007,828
Trading account gains and feesNANA
Additional Noninterest Income$39,0008,910
Total noninterest expense$787,0009,084
Salaries and employee benefits$370,0009,458
Premises and equipment expense$165,0007,471
Additional noninterest expense$252,0008,826
Pre-tax net operating income$255,0009,261
Securities gains (losses)$03,944
Applicable income taxes$88,0008,602
Income before extraordinary items$167,0009,428
Extraordinary gains, net$044
Net income$167,0009,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,408
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$167,0009,385
1996-12-31 (YTD Data)Rank
Total interest income$1,401,00010,246
Total interest expense$670,00010,061
Net interest income$731,00010,298
Provision for loan and lease losses$09,041
Total noninterest income$60,00010,673
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0008,999
Trading account gains and feesNANA
Additional Noninterest Income$16,00010,642
Total noninterest expense$623,00010,086
Salaries and employee benefits$294,00010,398
Premises and equipment expense$132,0008,482
Additional noninterest expense$197,0009,966
Pre-tax net operating income$168,0009,972
Securities gains (losses)$04,148
Applicable income taxes$47,0009,744
Income before extraordinary items$121,00010,032
Extraordinary gains, net$053
Net income$121,00010,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,914
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$121,0009,979
1995-12-31 (YTD Data)Rank
Total interest income$1,347,00010,762
Total interest expense$614,00010,622
Net interest income$733,00010,743
Provision for loan and lease losses$20,0007,637
Total noninterest income$53,00011,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,0009,589
Trading account gains and feesNANA
Additional Noninterest Income$15,00011,205
Total noninterest expense$560,00010,761
Salaries and employee benefits$268,00011,025
Premises and equipment expense$100,0009,626
Additional noninterest expense$192,00010,515
Pre-tax net operating income$206,00010,428
Securities gains (losses)$03,831
Applicable income taxes$68,0009,832
Income before extraordinary items$138,00010,577
Extraordinary gains, net$065
Net income$138,00010,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,374
Cash dividends$57,0007,648
Sale, conversion, retirement of capital stock, net$0809
Net operating income$138,00010,542
1994-12-31 (YTD Data)Rank
Total interest income$1,053,00011,606
Total interest expense$407,00011,549
Net interest income$646,00011,568
Provision for loan and lease losses$9,0008,587
Total noninterest income$55,00011,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,00010,221
Trading account gains and feesNANA
Additional Noninterest Income$21,00011,366
Total noninterest expense$509,00011,569
Salaries and employee benefits$261,00011,565
Premises and equipment expense$97,00010,121
Additional noninterest expense$151,00011,786
Pre-tax net operating income$183,00011,026
Securities gains (losses)$03,600
Applicable income taxes$50,00010,470
Income before extraordinary items$133,00011,026
Extraordinary gains, net$0249
Net income$133,00011,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$90,0007,108
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$133,00011,081
1993-12-31 (YTD Data)Rank
Total interest income$976,00012,342
Total interest expense$374,00012,338
Net interest income$602,00012,210
Provision for loan and lease losses$010,371
Total noninterest income$48,00012,596
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$30,00010,750
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,177
Total noninterest expense$479,00012,267
Salaries and employee benefits$248,00012,209
Premises and equipment expense$86,00010,933
Additional noninterest expense$145,00012,490
Pre-tax net operating income$171,00011,309
Securities gains (losses)$19,0004,737
Applicable income taxes$25,00011,496
Income before extraordinary items$165,00011,027
Extraordinary gains, net$03,149
Net income$165,00011,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0007,224
Cash dividends$39,0008,269
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$148,47011,015
1992-12-31 (YTD Data)Rank
Total interest income$989,00013,040
Total interest expense$434,00013,049
Net interest income$555,00012,892
Provision for loan and lease losses$011,756
Total noninterest income$39,00013,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,00011,008
Trading account gains and feesNANA
Additional Noninterest Income$7,00013,545
Total noninterest expense$449,00012,902
Salaries and employee benefits$243,00012,676
Premises and equipment expense$80,00011,493
Additional noninterest expense$126,00013,261
Pre-tax net operating income$145,00011,579
Securities gains (losses)$34,0004,785
Applicable income taxes$44,00011,422
Income before extraordinary items$135,00011,473
Extraordinary gains, net$01,422
Net income$135,00011,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$12,0008,651
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$109,50011,508

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.