Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 8,864 |
| Total interest expense | $1,266,000 | 8,384 |
| Net interest income | $1,301,000 | 9,072 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $127,000 | 9,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $876,000 | 9,452 |
| Salaries and employee benefits | $538,000 | 8,796 |
| Premises and equipment expense | $79,000 | 10,226 |
| Additional noninterest expense | $259,000 | 9,735 |
| Pre-tax net operating income | $537,000 | 8,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $127,000 | 8,677 |
| Income before extraordinary items | $410,000 | 7,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $410,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $410,000 | 7,932 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 8,864 |
| Total interest expense | $1,044,000 | 8,502 |
| Net interest income | $1,481,000 | 8,934 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $1,000,000 | 9,350 |
| Salaries and employee benefits | $591,000 | 8,665 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $340,000 | 9,468 |
| Pre-tax net operating income | $633,000 | 7,819 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $143,000 | 8,451 |
| Income before extraordinary items | $490,000 | 7,387 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $490,000 | 7,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $490,000 | 7,423 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 8,968 |
| Total interest expense | $1,039,000 | 8,929 |
| Net interest income | $1,581,000 | 8,863 |
| Provision for loan and lease losses | $112,000 | 5,474 |
| Total noninterest income | $99,000 | 11,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $1,016,000 | 9,663 |
| Salaries and employee benefits | $654,000 | 8,358 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $294,000 | 10,523 |
| Pre-tax net operating income | $552,000 | 8,281 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $126,000 | 9,172 |
| Income before extraordinary items | $426,000 | 8,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $426,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,773 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $426,000 | 7,906 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 9,162 |
| Total interest expense | $1,334,000 | 9,107 |
| Net interest income | $1,557,000 | 9,085 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $1,043,000 | 9,784 |
| Salaries and employee benefits | $653,000 | 8,365 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $317,000 | 10,589 |
| Pre-tax net operating income | $639,000 | 7,457 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $154,000 | 8,513 |
| Income before extraordinary items | $485,000 | 7,461 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $485,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $485,000 | 7,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.