Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 7,384 |
| Total interest expense | $534,000 | 6,946 |
| Net interest income | $1,032,000 | 7,487 |
| Provision for loan and lease losses | $-146,000 | 8,725 |
| Total noninterest income | $108,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 6,913 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $1,090,000 | 6,965 |
| Salaries and employee benefits | $403,000 | 7,768 |
| Premises and equipment expense | $95,000 | 7,549 |
| Additional noninterest expense | $592,000 | 5,165 |
| Pre-tax net operating income | $196,000 | 7,647 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $196,000 | 7,473 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $196,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $196,000 | 7,444 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 7,499 |
| Total interest expense | $321,000 | 7,056 |
| Net interest income | $653,000 | 7,612 |
| Provision for loan and lease losses | $-121,000 | 8,746 |
| Total noninterest income | $70,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $760,000 | 6,868 |
| Salaries and employee benefits | $268,000 | 7,785 |
| Premises and equipment expense | $63,000 | 7,547 |
| Additional noninterest expense | $429,000 | 4,867 |
| Pre-tax net operating income | $84,000 | 7,934 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $84,000 | 7,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $84,000 | 7,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $84,000 | 7,816 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 7,659 |
| Total interest expense | $142,000 | 7,267 |
| Net interest income | $318,000 | 7,730 |
| Provision for loan and lease losses | $-73,000 | 8,820 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $353,000 | 7,085 |
| Salaries and employee benefits | $132,000 | 7,865 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $70,000 | 7,637 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 7,669 |
| Total interest expense | $408,000 | 7,656 |
| Net interest income | $1,314,000 | 7,581 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $276,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $68,000 | 6,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,029 |
| Total noninterest expense | $1,402,000 | 7,067 |
| Salaries and employee benefits | $539,000 | 7,876 |
| Premises and equipment expense | $129,000 | 7,601 |
| Additional noninterest expense | $734,000 | 5,365 |
| Pre-tax net operating income | $188,000 | 7,819 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $188,000 | 7,708 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $188,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,368 |
| Cash dividends | $172,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $188,000 | 7,667 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 7,765 |
| Total interest expense | $289,000 | 7,766 |
| Net interest income | $956,000 | 7,671 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $290,000 | 5,897 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $50,000 | 7,060 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 4,135 |
| Total noninterest expense | $1,055,000 | 7,026 |
| Salaries and employee benefits | $406,000 | 7,824 |
| Premises and equipment expense | $97,000 | 7,587 |
| Additional noninterest expense | $552,000 | 5,326 |
| Pre-tax net operating income | $191,000 | 7,739 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $191,000 | 7,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $191,000 | 7,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,698 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $191,000 | 7,484 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 7,825 |
| Total interest expense | $184,000 | 7,895 |
| Net interest income | $639,000 | 7,694 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $261,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $226,000 | 3,513 |
| Total noninterest expense | $693,000 | 7,122 |
| Salaries and employee benefits | $268,000 | 7,903 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $358,000 | 5,438 |
| Pre-tax net operating income | $207,000 | 7,134 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $207,000 | 6,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,947 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $207,000 | 6,747 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 7,917 |
| Total interest expense | $89,000 | 8,022 |
| Net interest income | $307,000 | 7,809 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $114,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $97,000 | 3,782 |
| Total noninterest expense | $341,000 | 7,193 |
| Salaries and employee benefits | $134,000 | 7,931 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $174,000 | 5,529 |
| Pre-tax net operating income | $80,000 | 7,464 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $80,000 | 7,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $80,000 | 7,142 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 7,922 |
| Total interest expense | $396,000 | 8,123 |
| Net interest income | $1,239,000 | 7,743 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $324,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $79,000 | 6,910 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $245,000 | 4,890 |
| Total noninterest expense | $1,231,000 | 7,414 |
| Salaries and employee benefits | $501,000 | 8,073 |
| Premises and equipment expense | $124,000 | 7,752 |
| Additional noninterest expense | $606,000 | 5,958 |
| Pre-tax net operating income | $332,000 | 7,309 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $332,000 | 7,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $332,000 | 7,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $135,000 | 5,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $332,000 | 6,980 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 8,025 |
| Total interest expense | $305,000 | 8,217 |
| Net interest income | $922,000 | 7,836 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $168,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $60,000 | 6,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 5,935 |
| Total noninterest expense | $967,000 | 7,287 |
| Salaries and employee benefits | $394,000 | 7,958 |
| Premises and equipment expense | $91,000 | 7,794 |
| Additional noninterest expense | $482,000 | 5,754 |
| Pre-tax net operating income | $123,000 | 8,113 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $123,000 | 8,076 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $123,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $123,000 | 7,942 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,086 |
| Total interest expense | $207,000 | 8,284 |
| Net interest income | $610,000 | 7,873 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $131,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $91,000 | 5,491 |
| Total noninterest expense | $659,000 | 7,268 |
| Salaries and employee benefits | $264,000 | 7,974 |
| Premises and equipment expense | $61,000 | 7,800 |
| Additional noninterest expense | $334,000 | 5,624 |
| Pre-tax net operating income | $82,000 | 8,145 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $82,000 | 8,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $82,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $82,000 | 7,963 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 8,224 |
| Total interest expense | $100,000 | 8,430 |
| Net interest income | $287,000 | 8,017 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $289,000 | 7,601 |
| Salaries and employee benefits | $133,000 | 7,988 |
| Premises and equipment expense | $30,000 | 7,859 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $33,000 | 8,267 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $33,000 | 8,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 7,796 |
| Total interest expense | $641,000 | 7,985 |
| Net interest income | $1,415,000 | 7,570 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $113,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $90,000 | 6,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,435 |
| Total noninterest expense | $1,247,000 | 7,369 |
| Salaries and employee benefits | $528,000 | 8,024 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $594,000 | 5,970 |
| Pre-tax net operating income | $263,000 | 7,692 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $263,000 | 7,502 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $263,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $254,000 | 4,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $263,000 | 7,404 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 6,475 |
| Total interest expense | $1,658,000 | 6,677 |
| Net interest income | $2,190,000 | 6,143 |
| Provision for loan and lease losses | $125,000 | 5,119 |
| Total noninterest income | $133,000 | 8,060 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $1,240,000 | 7,356 |
| Salaries and employee benefits | $561,000 | 7,847 |
| Premises and equipment expense | $125,000 | 7,923 |
| Additional noninterest expense | $554,000 | 6,140 |
| Pre-tax net operating income | $958,000 | 5,011 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $958,000 | 4,393 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $958,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $730,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $958,000 | 4,278 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 6,210 |
| Total interest expense | $1,507,000 | 7,151 |
| Net interest income | $2,844,000 | 5,350 |
| Provision for loan and lease losses | $137,000 | 4,589 |
| Total noninterest income | $150,000 | 7,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $1,151,000 | 7,627 |
| Salaries and employee benefits | $556,000 | 7,942 |
| Premises and equipment expense | $127,000 | 7,974 |
| Additional noninterest expense | $468,000 | 6,652 |
| Pre-tax net operating income | $1,706,000 | 3,702 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,706,000 | 2,926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,706,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $711,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,706,000 | 2,912 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 7,361 |
| Total interest expense | $830,000 | 8,613 |
| Net interest income | $2,185,000 | 6,311 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $181,000 | 7,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 5,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $1,100,000 | 7,842 |
| Salaries and employee benefits | $522,000 | 8,210 |
| Premises and equipment expense | $131,000 | 8,016 |
| Additional noninterest expense | $447,000 | 6,927 |
| Pre-tax net operating income | $1,182,000 | 4,804 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $40,000 | 7,812 |
| Income before extraordinary items | $1,142,000 | 4,022 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,142,000 | 4,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $960,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,142,000 | 3,984 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 8,204 |
| Total interest expense | $601,000 | 9,473 |
| Net interest income | $1,805,000 | 7,039 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $341,000 | 6,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,365 |
| Total noninterest expense | $1,008,000 | 8,091 |
| Salaries and employee benefits | $513,000 | 8,277 |
| Premises and equipment expense | $76,000 | 9,240 |
| Additional noninterest expense | $419,000 | 7,061 |
| Pre-tax net operating income | $1,042,000 | 5,290 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,042,000 | 4,359 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,042,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $778,000 | 2,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,042,000 | 4,271 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 9,314 |
| Total interest expense | $325,000 | 10,471 |
| Net interest income | $1,453,000 | 8,093 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $234,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $911,000 | 8,642 |
| Salaries and employee benefits | $464,000 | 8,859 |
| Premises and equipment expense | $100,000 | 8,967 |
| Additional noninterest expense | $347,000 | 7,834 |
| Pre-tax net operating income | $776,000 | 6,656 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-5,000 | 10,496 |
| Income before extraordinary items | $781,000 | 5,535 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $781,000 | 5,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $737,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $781,000 | 5,493 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 9,875 |
| Total interest expense | $300,000 | 11,076 |
| Net interest income | $1,359,000 | 8,617 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $228,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $868,000 | 9,167 |
| Salaries and employee benefits | $460,000 | 9,174 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $309,000 | 8,782 |
| Pre-tax net operating income | $719,000 | 6,851 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $262,000 | 6,289 |
| Income before extraordinary items | $457,000 | 7,188 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $457,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $416,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $457,000 | 7,138 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 10,367 |
| Total interest expense | $291,000 | 11,595 |
| Net interest income | $1,297,000 | 9,086 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $248,000 | 7,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $859,000 | 9,515 |
| Salaries and employee benefits | $485,000 | 9,244 |
| Premises and equipment expense | $107,000 | 9,413 |
| Additional noninterest expense | $267,000 | 9,634 |
| Pre-tax net operating income | $686,000 | 7,400 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $246,000 | 6,705 |
| Income before extraordinary items | $440,000 | 7,725 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $440,000 | 7,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,160 |
| Cash dividends | $337,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $440,000 | 7,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 10,944 |
| Total interest expense | $324,000 | 11,935 |
| Net interest income | $1,073,000 | 10,166 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $308,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,543 |
| Total noninterest expense | $856,000 | 9,970 |
| Salaries and employee benefits | $433,000 | 9,977 |
| Premises and equipment expense | $93,000 | 10,249 |
| Additional noninterest expense | $330,000 | 9,596 |
| Pre-tax net operating income | $525,000 | 8,482 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $187,000 | 7,575 |
| Income before extraordinary items | $338,000 | 8,745 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $338,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $248,000 | 4,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $338,000 | 8,806 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 11,525 |
| Total interest expense | $357,000 | 12,408 |
| Net interest income | $1,010,000 | 10,749 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $829,000 | 10,527 |
| Salaries and employee benefits | $421,000 | 10,435 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $319,000 | 10,206 |
| Pre-tax net operating income | $420,000 | 9,258 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $270,000 | 9,811 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $270,000 | 9,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $233,000 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $270,000 | 9,558 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 12,179 |
| Total interest expense | $474,000 | 12,864 |
| Net interest income | $927,000 | 11,399 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $260,000 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $886,000 | 10,575 |
| Salaries and employee benefits | $392,000 | 10,964 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $342,000 | 10,296 |
| Pre-tax net operating income | $301,000 | 10,129 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $195,000 | 10,664 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $195,000 | 10,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $195,000 | 10,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.