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First State Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$1,043,0009,577
Total interest expense$388,0009,670
Net interest income$655,0009,383
Provision for loan and lease losses$11,0008,085
Total noninterest income$135,0008,316
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$124,0006,281
Trading account gains and feesNANA
Additional Noninterest Income$11,0009,676
Total noninterest expense$665,0009,129
Salaries and employee benefits$261,0009,665
Premises and equipment expense$57,0009,499
Additional noninterest expense$347,0007,723
Pre-tax net operating income$114,0009,005
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$114,0008,868
Extraordinary gains, net$035
Net income$114,0008,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,462
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$114,0008,835
1998-12-31 (YTD Data)Rank
Total interest income$83,00010,419
Total interest expense$29,00010,368
Net interest income$54,00010,415
Provision for loan and lease losses$1,0008,622
Total noninterest income$13,00010,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$13,0008,835
Trading account gains and feesNANA
Additional Noninterest Income$010,383
Total noninterest expense$108,00010,432
Salaries and employee benefits$16,00010,440
Premises and equipment expense$13,00010,375
Additional noninterest expense$79,00010,271
Pre-tax net operating income$-42,0009,858
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-42,0009,897
Extraordinary gains, net$032
Net income$-42,0009,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-104,00010,260
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-42,0009,857
1997-12-31 (YTD Data)Rank
Total interest income$1,443,0009,752
Total interest expense$581,0009,886
Net interest income$862,0009,517
Provision for loan and lease losses$217,0003,272
Total noninterest income$59,00010,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$48,0008,475
Trading account gains and feesNANA
Additional Noninterest Income$11,00010,359
Total noninterest expense$647,0009,563
Salaries and employee benefits$325,0009,778
Premises and equipment expense$72,0009,646
Additional noninterest expense$250,0008,848
Pre-tax net operating income$57,00010,222
Securities gains (losses)$1,0003,559
Applicable income taxes$16,0009,792
Income before extraordinary items$42,00010,278
Extraordinary gains, net$044
Net income$42,00010,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,619
Cash dividends$126,0006,155
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$41,28010,245
1996-12-31 (YTD Data)Rank
Total interest income$999,00010,819
Total interest expense$382,00010,917
Net interest income$617,00010,614
Provision for loan and lease losses$-172,00011,323
Total noninterest income$48,00010,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0008,999
Trading account gains and feesNANA
Additional Noninterest Income$4,00011,246
Total noninterest expense$396,00010,983
Salaries and employee benefits$210,00010,958
Premises and equipment expense$28,00011,176
Additional noninterest expense$158,00010,460
Pre-tax net operating income$441,0008,270
Securities gains (losses)$04,148
Applicable income taxes$108,0008,626
Income before extraordinary items$333,0008,128
Extraordinary gains, net$053
Net income$333,0008,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,498
Cash dividends$2,650,0001,044
Sale, conversion, retirement of capital stock, net$0953
Net operating income$333,0008,070
1995-12-31 (YTD Data)Rank
Total interest income$1,908,0009,871
Total interest expense$598,00010,672
Net interest income$1,310,0009,049
Provision for loan and lease losses$08,958
Total noninterest income$66,00011,042
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$48,0009,304
Trading account gains and feesNANA
Additional Noninterest Income$18,00011,008
Total noninterest expense$610,00010,526
Salaries and employee benefits$374,00010,132
Premises and equipment expense$75,00010,348
Additional noninterest expense$161,00010,923
Pre-tax net operating income$766,0006,976
Securities gains (losses)$03,831
Applicable income taxes$275,0006,302
Income before extraordinary items$491,0007,323
Extraordinary gains, net$065
Net income$491,0007,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,00011,580
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$491,0007,289
1994-12-31 (YTD Data)Rank
Total interest income$1,599,00010,529
Total interest expense$433,00011,424
Net interest income$1,166,0009,846
Provision for loan and lease losses$14,0008,180
Total noninterest income$68,00011,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,0009,442
Trading account gains and feesNANA
Additional Noninterest Income$11,00012,029
Total noninterest expense$632,00010,970
Salaries and employee benefits$368,00010,569
Premises and equipment expense$65,00011,133
Additional noninterest expense$199,00011,166
Pre-tax net operating income$588,0008,066
Securities gains (losses)$03,600
Applicable income taxes$197,0007,390
Income before extraordinary items$391,0008,269
Extraordinary gains, net$0249
Net income$391,0008,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,00011,726
Cash dividends$160,0005,924
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$391,0008,316
1993-12-31 (YTD Data)Rank
Total interest income$1,461,00011,324
Total interest expense$441,00012,001
Net interest income$1,020,00010,714
Provision for loan and lease losses$39,0008,009
Total noninterest income$91,00011,541
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$73,0009,246
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,177
Total noninterest expense$621,00011,534
Salaries and employee benefits$335,00011,302
Premises and equipment expense$79,00011,181
Additional noninterest expense$207,00011,629
Pre-tax net operating income$451,0009,019
Securities gains (losses)$07,477
Applicable income taxes$154,0008,535
Income before extraordinary items$297,0009,519
Extraordinary gains, net$-48,00012,717
Net income$249,00010,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,00012,420
Cash dividends$160,0005,928
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$297,0009,252
1992-12-31 (YTD Data)Rank
Total interest income$1,551,00011,843
Total interest expense$602,00012,283
Net interest income$949,00011,299
Provision for loan and lease losses$40,0009,471
Total noninterest income$118,00011,242
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0009,107
Trading account gains and feesNANA
Additional Noninterest Income$36,00011,337
Total noninterest expense$614,00011,975
Salaries and employee benefits$310,00011,900
Premises and equipment expense$69,00011,913
Additional noninterest expense$235,00011,746
Pre-tax net operating income$413,0009,126
Securities gains (losses)$08,369
Applicable income taxes$135,0009,001
Income before extraordinary items$278,0009,574
Extraordinary gains, net$01,422
Net income$278,0009,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00012,698
Cash dividends$160,0005,601
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$278,0009,208

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.