Home > First State Bank > Income and Expense

First State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$69,319,000704
Total interest expense$26,220,000654
Net interest income$43,099,000756
Provision for loan and lease losses$-850,0004,501
Total noninterest income$15,567,000553
Gross Fiduciary activities income$276,000652
Service charges on deposit accounts$1,096,000930
Trading account gains and feesNANA
Additional Noninterest Income$14,195,000424
Total noninterest expense$45,388,000617
Salaries and employee benefits$31,415,000506
Premises and equipment expense$4,184,000647
Additional noninterest expense$14,195,000424
Pre-tax net operating income$14,128,000898
Securities gains (losses)$0988
Applicable income taxes$3,546,000675
Income before extraordinary items$10,582,000962
Extraordinary gains, net$054
Net income$10,582,000976
Minority interest net income$088
Net income of bank and minority interests.$10,582,000965
Net charge-offs$-251,0004,478
Cash dividends$5,136,000792
Sale, conversion, retirement of capital stock, net$248,000342
Net operating income$10,582,000982
2023-09-30 (YTD Data)Rank
Total interest income$50,614,000713
Total interest expense$18,259,000653
Net interest income$32,355,000765
Provision for loan and lease losses$-774,0004,529
Total noninterest income$11,765,000555
Gross Fiduciary activities income$119,000689
Service charges on deposit accounts$825,000928
Trading account gains and feesNANA
Additional Noninterest Income$10,821,000421
Total noninterest expense$33,913,000622
Salaries and employee benefits$23,742,000503
Premises and equipment expense$3,045,000666
Additional noninterest expense$10,821,000421
Pre-tax net operating income$10,981,000907
Securities gains (losses)$0849
Applicable income taxes$2,822,000673
Income before extraordinary items$8,159,000984
Extraordinary gains, net$052
Net income$8,159,000989
Minority interest net income$081
Net income of bank and minority interests.$8,159,000984
Net charge-offs$-413,0004,547
Cash dividends$2,913,000907
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,159,000999
2023-06-30 (YTD Data)Rank
Total interest income$32,551,000710
Total interest expense$11,341,000623
Net interest income$21,210,000773
Provision for loan and lease losses$137,0001,625
Total noninterest income$7,205,000570
Gross Fiduciary activities income$112,000664
Service charges on deposit accounts$548,000922
Trading account gains and feesNANA
Additional Noninterest Income$6,545,000445
Total noninterest expense$22,500,000610
Salaries and employee benefits$15,543,000500
Premises and equipment expense$2,104,000637
Additional noninterest expense$6,545,000445
Pre-tax net operating income$5,778,0001,078
Securities gains (losses)$0938
Applicable income taxes$1,457,000802
Income before extraordinary items$4,321,0001,177
Extraordinary gains, net$051
Net income$4,321,0001,187
Minority interest net income$081
Net income of bank and minority interests.$4,321,0001,177
Net charge-offs$-24,0004,159
Cash dividends$1,907,000927
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,321,0001,184
2023-03-31 (YTD Data)Rank
Total interest income$15,475,000735
Total interest expense$5,189,000589
Net interest income$10,286,000804
Provision for loan and lease losses$172,000967
Total noninterest income$3,244,000611
Gross Fiduciary activities income$52,000693
Service charges on deposit accounts$271,000948
Trading account gains and feesNANA
Additional Noninterest Income$2,921,000473
Total noninterest expense$11,200,000631
Salaries and employee benefits$7,741,000515
Premises and equipment expense$1,034,000668
Additional noninterest expense$2,921,000473
Pre-tax net operating income$2,158,0001,387
Securities gains (losses)$0950
Applicable income taxes$508,0001,038
Income before extraordinary items$1,650,0001,499
Extraordinary gains, net$04
Net income$1,650,0001,499
Minority interest net income$048
Net income of bank and minority interests.$1,650,0001,499
Net charge-offs$2,0001,796
Cash dividends$812,000942
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,650,0001,511
2022-12-31 (YTD Data)Rank
Total interest income$52,437,000712
Total interest expense$7,852,000558
Net interest income$44,585,000747
Provision for loan and lease losses$-2,950,0004,680
Total noninterest income$11,097,000716
Gross Fiduciary activities income$259,000682
Service charges on deposit accounts$1,036,000988
Trading account gains and feesNANA
Additional Noninterest Income$9,802,000570
Total noninterest expense$41,527,000647
Salaries and employee benefits$27,341,000561
Premises and equipment expense$4,245,000636
Additional noninterest expense$9,802,000570
Pre-tax net operating income$17,105,000852
Securities gains (losses)$0691
Applicable income taxes$4,400,000655
Income before extraordinary items$12,705,000925
Extraordinary gains, net$05
Net income$12,705,000926
Minority interest net income$063
Net income of bank and minority interests.$12,705,000926
Net charge-offs$83,0001,321
Cash dividends$2,589,0001,276
Sale, conversion, retirement of capital stock, net$87,000478
Net operating income$12,705,000949
2022-09-30 (YTD Data)Rank
Total interest income$37,807,000708
Total interest expense$4,048,000565
Net interest income$33,759,000724
Provision for loan and lease losses$-2,950,0004,717
Total noninterest income$8,635,000714
Gross Fiduciary activities income$116,000718
Service charges on deposit accounts$746,0001,028
Trading account gains and feesNANA
Additional Noninterest Income$7,773,000564
Total noninterest expense$31,397,000630
Salaries and employee benefits$20,729,000547
Premises and equipment expense$3,200,000633
Additional noninterest expense$7,773,000564
Pre-tax net operating income$13,947,000802
Securities gains (losses)$0740
Applicable income taxes$3,661,000617
Income before extraordinary items$10,286,000873
Extraordinary gains, net$04
Net income$10,286,000873
Minority interest net income$057
Net income of bank and minority interests.$10,286,000873
Net charge-offs$39,0001,329
Cash dividends$1,666,0001,261
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,286,000891
2022-06-30 (YTD Data)Rank
Total interest income$24,092,000706
Total interest expense$2,172,000547
Net interest income$21,920,000724
Provision for loan and lease losses$900,000457
Total noninterest income$5,731,000702
Gross Fiduciary activities income$113,000656
Service charges on deposit accounts$456,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$5,162,000580
Total noninterest expense$20,658,000625
Salaries and employee benefits$13,596,000557
Premises and equipment expense$2,258,000605
Additional noninterest expense$4,804,000792
Pre-tax net operating income$6,093,0001,050
Securities gains (losses)$0687
Applicable income taxes$1,545,000779
Income before extraordinary items$4,548,0001,124
Extraordinary gains, net$04
Net income$4,548,0001,123
Minority interest net income$060
Net income of bank and minority interests.$4,548,0001,124
Net charge-offs$52,000944
Cash dividends$1,171,0001,230
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,548,0001,149
2022-03-31 (YTD Data)Rank
Total interest income$11,622,000704
Total interest expense$1,028,000543
Net interest income$10,594,000725
Provision for loan and lease losses$450,000361
Total noninterest income$2,790,000727
Gross Fiduciary activities income$43,000677
Service charges on deposit accounts$222,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$2,525,000606
Total noninterest expense$10,310,000637
Salaries and employee benefits$6,788,000556
Premises and equipment expense$1,142,000603
Additional noninterest expense$2,380,000793
Pre-tax net operating income$2,624,0001,113
Securities gains (losses)$0623
Applicable income taxes$661,000831
Income before extraordinary items$1,963,0001,207
Extraordinary gains, net$04
Net income$1,963,0001,207
Minority interest net income$050
Net income of bank and minority interests.$1,963,0001,207
Net charge-offs$-3,0003,434
Cash dividends$496,0001,197
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,963,0001,219
2021-12-31 (YTD Data)Rank
Total interest income$49,325,000688
Total interest expense$5,498,000492
Net interest income$43,827,000707
Provision for loan and lease losses$1,800,000327
Total noninterest income$41,593,000316
Gross Fiduciary activities income$248,000655
Service charges on deposit accounts$801,0001,140
Trading account gains and feesNANA
Additional Noninterest Income$40,544,000253
Total noninterest expense$64,209,000418
Salaries and employee benefits$46,035,000344
Premises and equipment expense$4,018,000657
Additional noninterest expense$14,156,000576
Pre-tax net operating income$19,411,000759
Securities gains (losses)$02,062
Applicable income taxes$5,086,000618
Income before extraordinary items$14,325,000855
Extraordinary gains, net$010
Net income$14,325,000855
Minority interest net income$074
Net income of bank and minority interests.$14,325,000856
Net charge-offs$1,187,000382
Cash dividends$8,979,000526
Sale, conversion, retirement of capital stock, net$644,000276
Net operating income$14,325,000840
2021-09-30 (YTD Data)Rank
Total interest income$37,288,000701
Total interest expense$4,416,000485
Net interest income$32,872,000717
Provision for loan and lease losses$1,350,000322
Total noninterest income$34,149,000293
Gross Fiduciary activities income$114,000689
Service charges on deposit accounts$570,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$33,465,000241
Total noninterest expense$49,258,000413
Salaries and employee benefits$36,248,000337
Premises and equipment expense$2,145,000913
Additional noninterest expense$10,865,000566
Pre-tax net operating income$16,413,000710
Securities gains (losses)$02,015
Applicable income taxes$4,388,000587
Income before extraordinary items$12,025,000804
Extraordinary gains, net$08
Net income$12,025,000804
Minority interest net income$069
Net income of bank and minority interests.$12,025,000804
Net charge-offs$593,000452
Cash dividends$1,675,0001,294
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,025,000783
2021-06-30 (YTD Data)Rank
Total interest income$24,549,000703
Total interest expense$3,198,000476
Net interest income$21,351,000727
Provision for loan and lease losses$900,000344
Total noninterest income$18,226,000355
Gross Fiduciary activities income$101,000666
Service charges on deposit accounts$344,0001,228
Trading account gains and feesNANA
Additional Noninterest Income$17,781,000286
Total noninterest expense$28,135,000468
Salaries and employee benefits$18,817,000404
Premises and equipment expense$1,452,000903
Additional noninterest expense$7,866,000512
Pre-tax net operating income$10,542,000722
Securities gains (losses)$01,818
Applicable income taxes$2,817,000588
Income before extraordinary items$7,725,000822
Extraordinary gains, net$06
Net income$7,725,000822
Minority interest net income$067
Net income of bank and minority interests.$7,725,000822
Net charge-offs$570,000368
Cash dividends$1,305,0001,161
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,725,000803
2021-03-31 (YTD Data)Rank
Total interest income$12,183,000697
Total interest expense$1,744,000467
Net interest income$10,439,000731
Provision for loan and lease losses$450,000401
Total noninterest income$6,003,000478
Gross Fiduciary activities income$35,000703
Service charges on deposit accounts$168,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$5,800,000404
Total noninterest expense$10,637,000609
Salaries and employee benefits$6,923,000533
Premises and equipment expense$746,000888
Additional noninterest expense$2,968,000642
Pre-tax net operating income$5,355,000725
Securities gains (losses)$01,392
Applicable income taxes$1,454,000582
Income before extraordinary items$3,901,000826
Extraordinary gains, net$03
Net income$3,901,000826
Minority interest net income$055
Net income of bank and minority interests.$3,901,000826
Net charge-offs$524,000256
Cash dividends$372,0001,421
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,901,000805
2020-12-31 (YTD Data)Rank
Total interest income$48,354,000704
Total interest expense$10,049,000502
Net interest income$38,305,000751
Provision for loan and lease losses$5,050,000566
Total noninterest income$37,215,000327
Gross Fiduciary activities income$246,000655
Service charges on deposit accounts$832,0001,100
Trading account gains and feesNANA
Additional Noninterest Income$36,137,000270
Total noninterest expense$42,045,000591
Salaries and employee benefits$27,029,000525
Premises and equipment expense$3,261,000792
Additional noninterest expense$11,755,000645
Pre-tax net operating income$28,425,000444
Securities gains (losses)$652,000506
Applicable income taxes$7,838,000363
Income before extraordinary items$21,239,000498
Extraordinary gains, net$04
Net income$21,239,000497
Minority interest net income$072
Net income of bank and minority interests.$21,239,000498
Net charge-offs$1,954,000420
Cash dividends$13,526,000374
Sale, conversion, retirement of capital stock, net$97,000447
Net operating income$20,723,920488
2020-09-30 (YTD Data)Rank
Total interest income$35,721,000715
Total interest expense$8,200,000492
Net interest income$27,521,000777
Provision for loan and lease losses$3,550,000635
Total noninterest income$27,911,000319
Gross Fiduciary activities income$111,000687
Service charges on deposit accounts$757,000938
Trading account gains and feesNANA
Additional Noninterest Income$27,043,000256
Total noninterest expense$30,278,000602
Salaries and employee benefits$19,404,000538
Premises and equipment expense$2,434,000784
Additional noninterest expense$8,440,000656
Pre-tax net operating income$21,604,000419
Securities gains (losses)$652,000418
Applicable income taxes$6,004,000330
Income before extraordinary items$16,252,000468
Extraordinary gains, net$04
Net income$16,252,000467
Minority interest net income$065
Net income of bank and minority interests.$16,252,000468
Net charge-offs$1,800,000345
Cash dividends$12,223,000306
Sale, conversion, retirement of capital stock, net$0532
Net operating income$15,736,920471
2020-06-30 (YTD Data)Rank
Total interest income$24,046,000706
Total interest expense$5,747,000510
Net interest income$18,299,000777
Provision for loan and lease losses$2,050,000707
Total noninterest income$15,863,000331
Gross Fiduciary activities income$107,000663
Service charges on deposit accounts$503,000953
Trading account gains and feesNANA
Additional Noninterest Income$15,253,000270
Total noninterest expense$20,502,000594
Salaries and employee benefits$12,542,000547
Premises and equipment expense$2,112,000603
Additional noninterest expense$5,848,000619
Pre-tax net operating income$11,610,000441
Securities gains (losses)$652,000305
Applicable income taxes$3,314,000339
Income before extraordinary items$8,948,000498
Extraordinary gains, net$04
Net income$8,948,000494
Minority interest net income$065
Net income of bank and minority interests.$8,948,000498
Net charge-offs$523,000577
Cash dividends$11,853,000249
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,432,920495
2020-03-31 (YTD Data)Rank
Total interest income$12,079,000709
Total interest expense$3,093,000530
Net interest income$8,986,000771
Provision for loan and lease losses$550,000839
Total noninterest income$5,391,000402
Gross Fiduciary activities income$35,000701
Service charges on deposit accounts$321,000886
Trading account gains and feesNANA
Additional Noninterest Income$5,035,000309
Total noninterest expense$9,396,000646
Salaries and employee benefits$5,807,000590
Premises and equipment expense$960,000668
Additional noninterest expense$2,629,000684
Pre-tax net operating income$4,431,000524
Securities gains (losses)$297,000287
Applicable income taxes$1,249,000387
Income before extraordinary items$3,479,000565
Extraordinary gains, net$04
Net income$3,479,000566
Minority interest net income$056
Net income of bank and minority interests.$3,479,000565
Net charge-offs$379,000444
Cash dividends$10,922,000181
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,244,370584
2019-12-31 (YTD Data)Rank
Total interest income$47,959,000721
Total interest expense$13,428,000526
Net interest income$34,531,000792
Provision for loan and lease losses$1,800,000571
Total noninterest income$16,733,000484
Gross Fiduciary activities income$153,000700
Service charges on deposit accounts$1,365,000879
Trading account gains and feesNANA
Additional Noninterest Income$15,215,000393
Total noninterest expense$36,358,000647
Salaries and employee benefits$22,892,000575
Premises and equipment expense$3,997,000636
Additional noninterest expense$9,469,000742
Pre-tax net operating income$13,106,000839
Securities gains (losses)$130,000796
Applicable income taxes$3,348,000656
Income before extraordinary items$9,888,000943
Extraordinary gains, net$011
Net income$9,888,000944
Minority interest net income$076
Net income of bank and minority interests.$9,888,000944
Net charge-offs$221,0001,593
Cash dividends$2,596,0001,337
Sale, conversion, retirement of capital stock, net$170,000418
Net operating income$9,785,300935
2019-09-30 (YTD Data)Rank
Total interest income$35,639,000725
Total interest expense$10,027,000536
Net interest income$25,612,000796
Provision for loan and lease losses$1,350,000540
Total noninterest income$12,826,000480
Gross Fiduciary activities income$114,000700
Service charges on deposit accounts$999,000893
Trading account gains and feesNANA
Additional Noninterest Income$11,713,000378
Total noninterest expense$26,754,000662
Salaries and employee benefits$16,787,000590
Premises and equipment expense$2,957,000649
Additional noninterest expense$7,010,000749
Pre-tax net operating income$10,334,000826
Securities gains (losses)$130,000675
Applicable income taxes$2,669,000641
Income before extraordinary items$7,795,000924
Extraordinary gains, net$011
Net income$7,795,000925
Minority interest net income$072
Net income of bank and minority interests.$7,795,000925
Net charge-offs$111,0001,697
Cash dividends$1,666,0001,365
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,692,300911
2019-06-30 (YTD Data)Rank
Total interest income$23,378,000734
Total interest expense$6,532,000539
Net interest income$16,846,000809
Provision for loan and lease losses$900,000526
Total noninterest income$7,647,000508
Gross Fiduciary activities income$39,000762
Service charges on deposit accounts$630,000922
Trading account gains and fees$0131
Additional Noninterest Income$6,978,000399
Total noninterest expense$17,849,000661
Salaries and employee benefits$11,097,000593
Premises and equipment expense$2,012,000633
Additional noninterest expense$4,740,000745
Pre-tax net operating income$5,744,000938
Securities gains (losses)$12,0001,180
Applicable income taxes$1,435,000717
Income before extraordinary items$4,321,0001,045
Extraordinary gains, net$011
Net income$4,321,0001,045
Minority interest net income$069
Net income of bank and minority interests.$4,321,0001,045
Net charge-offs$64,0001,664
Cash dividends$1,297,0001,213
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,311,5201,028
2019-03-31 (YTD Data)Rank
Total interest income$11,389,000751
Total interest expense$3,147,000548
Net interest income$8,242,000832
Provision for loan and lease losses$450,000501
Total noninterest income$3,290,000557
Gross Fiduciary activities income$9,000816
Service charges on deposit accounts$311,000930
Trading account gains and fees$0126
Additional Noninterest Income$2,970,000441
Total noninterest expense$8,999,000648
Salaries and employee benefits$5,618,000581
Premises and equipment expense$1,001,000643
Additional noninterest expense$2,380,000730
Pre-tax net operating income$2,083,0001,172
Securities gains (losses)$01,087
Applicable income taxes$482,000925
Income before extraordinary items$1,601,0001,296
Extraordinary gains, net$05
Net income$1,601,0001,294
Minority interest net income$052
Net income of bank and minority interests.$1,601,0001,295
Net charge-offs$21,0001,669
Cash dividends$368,0001,574
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,601,0001,276
2018-12-31 (YTD Data)Rank
Total interest income$43,620,000729
Total interest expense$9,801,000534
Net interest income$33,819,000789
Provision for loan and lease losses$1,800,000555
Total noninterest income$14,472,000522
Gross Fiduciary activities income$246,000688
Service charges on deposit accounts$1,328,000909
Trading account gains and fees$0126
Additional Noninterest Income$12,898,000422
Total noninterest expense$36,233,000631
Salaries and employee benefits$22,794,000551
Premises and equipment expense$3,854,000659
Additional noninterest expense$9,585,000732
Pre-tax net operating income$10,258,0001,014
Securities gains (losses)$71,000373
Applicable income taxes$2,517,000746
Income before extraordinary items$7,812,0001,108
Extraordinary gains, net$06
Net income$7,812,0001,107
Minority interest net income$072
Net income of bank and minority interests.$7,812,0001,107
Net charge-offs$1,208,000500
Cash dividends$2,644,0001,195
Sale, conversion, retirement of capital stock, net$82,000511
Net operating income$7,755,9101,111
2018-09-30 (YTD Data)Rank
Total interest income$32,289,000725
Total interest expense$6,941,000521
Net interest income$25,348,000778
Provision for loan and lease losses$1,350,000513
Total noninterest income$11,348,000511
Gross Fiduciary activities income$98,000736
Service charges on deposit accounts$966,000933
Trading account gains and fees$0138
Additional Noninterest Income$10,284,000408
Total noninterest expense$27,198,000628
Salaries and employee benefits$17,194,000545
Premises and equipment expense$2,872,000662
Additional noninterest expense$7,132,000723
Pre-tax net operating income$8,148,000984
Securities gains (losses)$70,000360
Applicable income taxes$1,876,000762
Income before extraordinary items$6,342,0001,058
Extraordinary gains, net$05
Net income$6,342,0001,057
Minority interest net income$066
Net income of bank and minority interests.$6,342,0001,057
Net charge-offs$916,000470
Cash dividends$1,716,0001,193
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,286,7001,059
2018-06-30 (YTD Data)Rank
Total interest income$21,091,000728
Total interest expense$4,408,000509
Net interest income$16,683,000784
Provision for loan and lease losses$900,000507
Total noninterest income$7,483,000520
Gross Fiduciary activities income$95,000710
Service charges on deposit accounts$613,000968
Trading account gains and fees$0130
Additional Noninterest Income$6,775,000404
Total noninterest expense$18,347,000621
Salaries and employee benefits$11,583,000539
Premises and equipment expense$1,953,000654
Additional noninterest expense$4,811,000709
Pre-tax net operating income$4,919,0001,036
Securities gains (losses)$10,000602
Applicable income taxes$1,099,000826
Income before extraordinary items$3,830,0001,110
Extraordinary gains, net$06
Net income$3,830,0001,109
Minority interest net income$065
Net income of bank and minority interests.$3,830,0001,109
Net charge-offs$311,000707
Cash dividends$1,351,0001,045
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,822,1001,109
2018-03-31 (YTD Data)Rank
Total interest income$10,283,000739
Total interest expense$2,036,000514
Net interest income$8,247,000792
Provision for loan and lease losses$450,000507
Total noninterest income$3,255,000565
Gross Fiduciary activities income$10,000840
Service charges on deposit accounts$300,000991
Trading account gains and fees$0123
Additional Noninterest Income$2,945,000443
Total noninterest expense$9,371,000599
Salaries and employee benefits$5,904,000532
Premises and equipment expense$912,000706
Additional noninterest expense$2,555,000660
Pre-tax net operating income$1,681,0001,362
Securities gains (losses)$10,000437
Applicable income taxes$331,0001,148
Income before extraordinary items$1,360,0001,436
Extraordinary gains, net$07
Net income$1,360,0001,435
Minority interest net income$052
Net income of bank and minority interests.$1,360,0001,436
Net charge-offs$79,000970
Cash dividends$300,0001,579
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,352,0001,433
2017-12-31 (YTD Data)Rank
Total interest income$37,960,000755
Total interest expense$6,412,000543
Net interest income$31,548,000803
Provision for loan and lease losses$1,800,000560
Total noninterest income$15,833,000503
Gross Fiduciary activities income$213,000712
Service charges on deposit accounts$1,314,000929
Trading account gains and fees$0151
Additional Noninterest Income$14,306,000398
Total noninterest expense$37,250,000581
Salaries and employee benefits$22,957,000521
Premises and equipment expense$4,266,000576
Additional noninterest expense$10,027,000677
Pre-tax net operating income$8,331,0001,145
Securities gains (losses)$02,243
Applicable income taxes$3,396,000881
Income before extraordinary items$4,935,0001,358
Extraordinary gains, net$09
Net income$4,935,0001,357
Minority interest net income$076
Net income of bank and minority interests.$4,935,0001,358
Net charge-offs$78,0002,649
Cash dividends$1,140,0002,047
Sale, conversion, retirement of capital stock, net$137,000455
Net operating income$4,935,0001,344
2017-09-30 (YTD Data)Rank
Total interest income$27,924,000768
Total interest expense$4,569,000555
Net interest income$23,355,000811
Provision for loan and lease losses$1,350,000550
Total noninterest income$12,333,000500
Gross Fiduciary activities income$71,000791
Service charges on deposit accounts$976,000940
Trading account gains and fees$0145
Additional Noninterest Income$11,286,000383
Total noninterest expense$27,375,000597
Salaries and employee benefits$17,057,000526
Premises and equipment expense$3,109,000602
Additional noninterest expense$7,209,000705
Pre-tax net operating income$6,963,0001,069
Securities gains (losses)$02,274
Applicable income taxes$2,210,000863
Income before extraordinary items$4,753,0001,209
Extraordinary gains, net$09
Net income$4,753,0001,209
Minority interest net income$071
Net income of bank and minority interests.$4,753,0001,209
Net charge-offs$54,0002,411
Cash dividends$833,0001,890
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,753,0001,188
2017-06-30 (YTD Data)Rank
Total interest income$18,215,000779
Total interest expense$2,879,000577
Net interest income$15,336,000819
Provision for loan and lease losses$900,000532
Total noninterest income$8,410,000484
Gross Fiduciary activities income$43,000803
Service charges on deposit accounts$607,000989
Trading account gains and fees$0139
Additional Noninterest Income$7,760,000377
Total noninterest expense$18,307,000597
Salaries and employee benefits$11,355,000529
Premises and equipment expense$2,093,000589
Additional noninterest expense$4,859,000702
Pre-tax net operating income$4,539,0001,069
Securities gains (losses)$01,906
Applicable income taxes$1,412,000872
Income before extraordinary items$3,127,0001,204
Extraordinary gains, net$011
Net income$3,127,0001,203
Minority interest net income$071
Net income of bank and minority interests.$3,127,0001,204
Net charge-offs$145,0001,268
Cash dividends$555,0001,881
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,127,0001,184
2017-03-31 (YTD Data)Rank
Total interest income$8,833,000798
Total interest expense$1,385,000579
Net interest income$7,448,000833
Provision for loan and lease losses$450,000486
Total noninterest income$3,988,000497
Gross Fiduciary activities income$2,000961
Service charges on deposit accounts$279,0001,069
Trading account gains and fees$0142
Additional Noninterest Income$3,707,000388
Total noninterest expense$9,179,000605
Salaries and employee benefits$5,748,000534
Premises and equipment expense$1,043,000610
Additional noninterest expense$2,388,000704
Pre-tax net operating income$1,807,0001,282
Securities gains (losses)$01,153
Applicable income taxes$525,0001,038
Income before extraordinary items$1,282,0001,384
Extraordinary gains, net$08
Net income$1,282,0001,383
Minority interest net income$055
Net income of bank and minority interests.$1,282,0001,384
Net charge-offs$-7,0004,847
Cash dividends$277,0001,715
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,282,0001,363
2016-12-31 (YTD Data)Rank
Total interest income$34,994,000762
Total interest expense$5,123,000588
Net interest income$29,871,000800
Provision for loan and lease losses$1,800,000564
Total noninterest income$19,193,000437
Gross Fiduciary activities income$184,000746
Service charges on deposit accounts$1,155,0001,062
Trading account gains and fees$0170
Additional Noninterest Income$17,854,000344
Total noninterest expense$36,969,000588
Salaries and employee benefits$21,672,000546
Premises and equipment expense$4,744,000526
Additional noninterest expense$10,553,000658
Pre-tax net operating income$10,295,000909
Securities gains (losses)$-247,0005,854
Applicable income taxes$3,151,000753
Income before extraordinary items$6,897,0001,071
Extraordinary gains, net$05
Net income$6,897,0001,070
Minority interest net income$082
Net income of bank and minority interests.$6,897,0001,070
Net charge-offs$568,000998
Cash dividends$11,195,000349
Sale, conversion, retirement of capital stock, net$71,000538
Net operating income$7,067,4301,024
2016-09-30 (YTD Data)Rank
Total interest income$25,144,000800
Total interest expense$3,741,000599
Net interest income$21,403,000821
Provision for loan and lease losses$1,350,000551
Total noninterest income$15,574,000413
Gross Fiduciary activities income$82,000792
Service charges on deposit accounts$844,0001,090
Trading account gains and fees$0169
Additional Noninterest Income$14,648,000320
Total noninterest expense$27,596,000588
Salaries and employee benefits$16,185,000551
Premises and equipment expense$3,558,000529
Additional noninterest expense$7,853,000661
Pre-tax net operating income$8,031,000882
Securities gains (losses)$98,0001,272
Applicable income taxes$2,629,000717
Income before extraordinary items$5,500,0001,024
Extraordinary gains, net$05
Net income$5,500,0001,024
Minority interest net income$071
Net income of bank and minority interests.$5,500,0001,024
Net charge-offs$619,000679
Cash dividends$10,917,000265
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,433,3601,007
2016-06-30 (YTD Data)Rank
Total interest income$16,368,000818
Total interest expense$2,419,000613
Net interest income$13,949,000843
Provision for loan and lease losses$900,000547
Total noninterest income$10,137,000414
Gross Fiduciary activities income$62,000789
Service charges on deposit accounts$539,0001,113
Trading account gains and fees$0157
Additional Noninterest Income$9,536,000322
Total noninterest expense$18,128,000593
Salaries and employee benefits$10,853,000545
Premises and equipment expense$2,348,000535
Additional noninterest expense$4,927,000702
Pre-tax net operating income$5,058,000926
Securities gains (losses)$98,000977
Applicable income taxes$1,652,000740
Income before extraordinary items$3,504,0001,049
Extraordinary gains, net$016
Net income$3,504,0001,047
Minority interest net income$071
Net income of bank and minority interests.$3,504,0001,048
Net charge-offs$289,000889
Cash dividends$10,917,000194
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,437,3601,049
2016-03-31 (YTD Data)Rank
Total interest income$8,057,000832
Total interest expense$1,178,000628
Net interest income$6,879,000856
Provision for loan and lease losses$450,000504
Total noninterest income$4,739,000421
Gross Fiduciary activities income$21,000833
Service charges on deposit accounts$268,0001,113
Trading account gains and fees$0142
Additional Noninterest Income$4,450,000321
Total noninterest expense$9,345,000575
Salaries and employee benefits$5,559,000531
Premises and equipment expense$1,177,000544
Additional noninterest expense$2,609,000660
Pre-tax net operating income$1,823,0001,179
Securities gains (losses)$51,000815
Applicable income taxes$546,000991
Income before extraordinary items$1,328,0001,299
Extraordinary gains, net$012
Net income$1,328,0001,300
Minority interest net income$062
Net income of bank and minority interests.$1,328,0001,300
Net charge-offs$-8,0005,076
Cash dividends$10,555,000129
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,291,7901,292
2015-12-31 (YTD Data)Rank
Total interest income$33,176,000773
Total interest expense$4,510,000624
Net interest income$28,666,000792
Provision for loan and lease losses$1,800,000494
Total noninterest income$17,453,000450
Gross Fiduciary activities income$171,000771
Service charges on deposit accounts$1,153,0001,079
Trading account gains and fees$0159
Additional Noninterest Income$16,129,000356
Total noninterest expense$37,040,000573
Salaries and employee benefits$21,481,000529
Premises and equipment expense$4,713,000531
Additional noninterest expense$10,846,000624
Pre-tax net operating income$7,279,0001,159
Securities gains (losses)$293,000568
Applicable income taxes$2,259,000922
Income before extraordinary items$5,313,0001,296
Extraordinary gains, net$023
Net income$5,313,0001,296
Minority interest net income$081
Net income of bank and minority interests.$5,313,0001,296
Net charge-offs$266,0001,720
Cash dividends$896,0002,281
Sale, conversion, retirement of capital stock, net$74,000558
Net operating income$5,107,9001,304
2015-09-30 (YTD Data)Rank
Total interest income$25,199,000762
Total interest expense$3,372,000626
Net interest income$21,827,000780
Provision for loan and lease losses$1,350,000456
Total noninterest income$13,531,000449
Gross Fiduciary activities income$68,000836
Service charges on deposit accounts$856,0001,099
Trading account gains and fees$0153
Additional Noninterest Income$12,607,000353
Total noninterest expense$27,910,000569
Salaries and employee benefits$16,307,000525
Premises and equipment expense$3,510,000545
Additional noninterest expense$8,093,000631
Pre-tax net operating income$6,098,0001,075
Securities gains (losses)$166,000744
Applicable income taxes$1,986,000853
Income before extraordinary items$4,278,0001,234
Extraordinary gains, net$021
Net income$4,278,0001,233
Minority interest net income$078
Net income of bank and minority interests.$4,278,0001,234
Net charge-offs$187,0001,614
Cash dividends$150,0003,263
Sale, conversion, retirement of capital stock, net$-696,0006,237
Net operating income$4,165,1201,221
2015-06-30 (YTD Data)Rank
Total interest income$17,244,000741
Total interest expense$2,229,000630
Net interest income$15,015,000747
Provision for loan and lease losses$900,000466
Total noninterest income$9,083,000450
Gross Fiduciary activities income$67,000805
Service charges on deposit accounts$545,0001,125
Trading account gains and fees$0157
Additional Noninterest Income$8,471,000354
Total noninterest expense$18,994,000555
Salaries and employee benefits$11,485,000497
Premises and equipment expense$1,945,000656
Additional noninterest expense$5,564,000606
Pre-tax net operating income$4,204,0001,046
Securities gains (losses)$166,000601
Applicable income taxes$1,392,000813
Income before extraordinary items$2,978,0001,177
Extraordinary gains, net$022
Net income$2,978,0001,177
Minority interest net income$075
Net income of bank and minority interests.$2,978,0001,178
Net charge-offs$142,0001,414
Cash dividends$100,0003,204
Sale, conversion, retirement of capital stock, net$-696,0006,323
Net operating income$2,865,1201,191
2015-03-31 (YTD Data)Rank
Total interest income$9,089,000709
Total interest expense$1,101,000639
Net interest income$7,988,000714
Provision for loan and lease losses$450,000443
Total noninterest income$4,652,000436
Gross Fiduciary activities income$2,0001,036
Service charges on deposit accounts$263,0001,146
Trading account gains and fees$0152
Additional Noninterest Income$4,387,000324
Total noninterest expense$9,736,000543
Salaries and employee benefits$5,817,000497
Premises and equipment expense$1,165,000552
Additional noninterest expense$2,754,000611
Pre-tax net operating income$2,454,000886
Securities gains (losses)$14,0001,369
Applicable income taxes$827,000715
Income before extraordinary items$1,641,0001,037
Extraordinary gains, net$013
Net income$1,641,0001,037
Minority interest net income$064
Net income of bank and minority interests.$1,641,0001,038
Net charge-offs$105,0001,084
Cash dividends$50,0002,582
Sale, conversion, retirement of capital stock, net$-242,0006,396
Net operating income$1,631,7601,009
2014-12-31 (YTD Data)Rank
Total interest income$32,328,000778
Total interest expense$4,693,000608
Net interest income$27,635,000790
Provision for loan and lease losses$1,800,000515
Total noninterest income$14,958,000480
Gross Fiduciary activities income$191,000780
Service charges on deposit accounts$1,176,0001,123
Trading account gains and fees$0180
Additional Noninterest Income$13,591,000362
Total noninterest expense$38,960,000530
Salaries and employee benefits$23,534,000473
Premises and equipment expense$4,784,000521
Additional noninterest expense$10,642,000626
Pre-tax net operating income$1,833,0003,137
Securities gains (losses)$235,000731
Applicable income taxes$-45,0006,210
Income before extraordinary items$2,113,0002,600
Extraordinary gains, net$017
Net income$2,113,0002,600
Minority interest net income$084
Net income of bank and minority interests.$2,113,0002,600
Net charge-offs$1,031,000876
Cash dividends$2,374,0001,122
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,878,0002,780
2014-09-30 (YTD Data)Rank
Total interest income$23,606,000796
Total interest expense$3,549,000616
Net interest income$20,057,000824
Provision for loan and lease losses$1,350,000499
Total noninterest income$11,289,000473
Gross Fiduciary activities income$127,000789
Service charges on deposit accounts$875,0001,144
Trading account gains and fees$0174
Additional Noninterest Income$10,287,000353
Total noninterest expense$29,692,000519
Salaries and employee benefits$18,100,000460
Premises and equipment expense$3,738,000506
Additional noninterest expense$7,854,000639
Pre-tax net operating income$304,0005,329
Securities gains (losses)$194,000650
Applicable income taxes$-420,0006,500
Income before extraordinary items$918,0003,652
Extraordinary gains, net$015
Net income$918,0003,653
Minority interest net income$081
Net income of bank and minority interests.$918,0003,654
Net charge-offs$771,000828
Cash dividends$1,348,0001,251
Sale, conversion, retirement of capital stock, net$0819
Net operating income$724,0004,022
2014-06-30 (YTD Data)Rank
Total interest income$15,574,000802
Total interest expense$2,404,000605
Net interest income$13,170,000832
Provision for loan and lease losses$900,000485
Total noninterest income$8,200,000433
Gross Fiduciary activities income$82,000802
Service charges on deposit accounts$552,0001,178
Trading account gains and fees$0172
Additional Noninterest Income$7,566,000326
Total noninterest expense$21,225,000489
Salaries and employee benefits$13,258,000430
Premises and equipment expense$2,560,000499
Additional noninterest expense$5,407,000605
Pre-tax net operating income$-755,0006,553
Securities gains (losses)$147,000592
Applicable income taxes$-652,0006,614
Income before extraordinary items$44,0006,032
Extraordinary gains, net$020
Net income$44,0006,033
Minority interest net income$080
Net income of bank and minority interests.$44,0006,034
Net charge-offs$519,000846
Cash dividends$838,0001,332
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-50,0806,287
2014-03-31 (YTD Data)Rank
Total interest income$7,845,000806
Total interest expense$1,237,000598
Net interest income$6,608,000830
Provision for loan and lease losses$450,000484
Total noninterest income$4,499,000402
Gross Fiduciary activities income$4,0001,019
Service charges on deposit accounts$259,0001,232
Trading account gains and fees$0147
Additional Noninterest Income$4,236,000295
Total noninterest expense$11,892,000459
Salaries and employee benefits$7,843,000377
Premises and equipment expense$1,313,000495
Additional noninterest expense$2,736,000604
Pre-tax net operating income$-1,235,0006,699
Securities gains (losses)$121,000380
Applicable income taxes$-644,0006,712
Income before extraordinary items$-470,0006,628
Extraordinary gains, net$016
Net income$-470,0006,628
Minority interest net income$066
Net income of bank and minority interests.$-470,0006,628
Net charge-offs$106,0001,337
Cash dividends$272,0001,526
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-547,4406,642
2013-12-31 (YTD Data)Rank
Total interest income$35,080,000710
Total interest expense$5,777,000552
Net interest income$29,303,000731
Provision for loan and lease losses$2,250,000565
Total noninterest income$40,171,000249
Gross Fiduciary activities income$250,000734
Service charges on deposit accounts$1,005,0001,351
Trading account gains and fees$0184
Additional Noninterest Income$38,916,000174
Total noninterest expense$66,099,000343
Salaries and employee benefits$45,625,000259
Premises and equipment expense$5,338,000465
Additional noninterest expense$15,136,000469
Pre-tax net operating income$1,125,0003,891
Securities gains (losses)$61,0001,655
Applicable income taxes$-192,0006,547
Income before extraordinary items$1,378,0003,320
Extraordinary gains, net$029
Net income$1,378,0003,322
Minority interest net income$090
Net income of bank and minority interests.$1,378,0003,323
Net charge-offs$602,0001,812
Cash dividends$1,247,0001,662
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,317,0003,347
2013-09-30 (YTD Data)Rank
Total interest income$26,159,000715
Total interest expense$4,421,000555
Net interest income$21,738,000736
Provision for loan and lease losses$1,800,000542
Total noninterest income$34,669,000221
Gross Fiduciary activities income$147,000775
Service charges on deposit accounts$724,0001,421
Trading account gains and fees$0180
Additional Noninterest Income$33,798,000157
Total noninterest expense$51,797,000331
Salaries and employee benefits$36,092,000238
Premises and equipment expense$3,973,000470
Additional noninterest expense$11,732,000456
Pre-tax net operating income$2,810,0001,843
Securities gains (losses)$-83,0006,711
Applicable income taxes$570,0001,788
Income before extraordinary items$2,157,0001,994
Extraordinary gains, net$025
Net income$2,157,0002,001
Minority interest net income$084
Net income of bank and minority interests.$2,157,0002,000
Net charge-offs$298,0002,125
Cash dividends$538,0002,033
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,222,5701,895
2013-06-30 (YTD Data)Rank
Total interest income$17,698,000705
Total interest expense$2,994,000558
Net interest income$14,704,000725
Provision for loan and lease losses$1,350,000524
Total noninterest income$27,227,000209
Gross Fiduciary activities income$143,000713
Service charges on deposit accounts$425,0001,540
Trading account gains and fees$0157
Additional Noninterest Income$26,659,000153
Total noninterest expense$37,057,000311
Salaries and employee benefits$25,779,000222
Premises and equipment expense$2,672,000463
Additional noninterest expense$8,606,000416
Pre-tax net operating income$3,524,0001,069
Securities gains (losses)$-83,0006,832
Applicable income taxes$1,045,000909
Income before extraordinary items$2,396,0001,263
Extraordinary gains, net$022
Net income$2,396,0001,265
Minority interest net income$082
Net income of bank and minority interests.$2,396,0001,266
Net charge-offs$243,0001,899
Cash dividends$488,0001,735
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,454,1001,188
2013-03-31 (YTD Data)Rank
Total interest income$9,772,000630
Total interest expense$1,491,000587
Net interest income$8,281,000639
Provision for loan and lease losses$900,000437
Total noninterest income$13,646,000201
Gross Fiduciary activities income$13,000939
Service charges on deposit accounts$200,0001,619
Trading account gains and fees$0148
Additional Noninterest Income$13,433,000151
Total noninterest expense$18,970,000306
Salaries and employee benefits$13,184,000217
Premises and equipment expense$1,375,000459
Additional noninterest expense$4,411,000417
Pre-tax net operating income$2,057,000908
Securities gains (losses)$-106,0006,954
Applicable income taxes$719,000690
Income before extraordinary items$1,232,0001,216
Extraordinary gains, net$010
Net income$1,232,0001,218
Minority interest net income$076
Net income of bank and minority interests.$1,232,0001,218
Net charge-offs$-176,0006,898
Cash dividends$67,0002,255
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,299,8401,090
2012-12-31 (YTD Data)Rank
Total interest income$33,858,000771
Total interest expense$5,825,000754
Net interest income$28,033,000768
Provision for loan and lease losses$4,350,000568
Total noninterest income$67,479,000163
Gross Fiduciary activities income$151,000828
Service charges on deposit accounts$838,0001,631
Trading account gains and fees$0166
Additional Noninterest Income$66,490,000134
Total noninterest expense$69,128,000328
Salaries and employee benefits$48,475,000227
Premises and equipment expense$4,669,000511
Additional noninterest expense$15,984,000482
Pre-tax net operating income$22,034,000401
Securities gains (losses)$199,0001,702
Applicable income taxes$8,443,000309
Income before extraordinary items$13,790,000482
Extraordinary gains, net$029
Net income$13,790,000479
Minority interest net income$093
Net income of bank and minority interests.$13,790,000482
Net charge-offs$6,580,000464
Cash dividends$2,811,000927
Sale, conversion, retirement of capital stock, net$50,000710
Net operating income$13,662,640479
2012-09-30 (YTD Data)Rank
Total interest income$24,509,000817
Total interest expense$4,268,000826
Net interest income$20,241,000809
Provision for loan and lease losses$3,250,000587
Total noninterest income$50,809,000157
Gross Fiduciary activities income$50,000931
Service charges on deposit accounts$602,0001,710
Trading account gains and fees$0157
Additional Noninterest Income$50,157,000130
Total noninterest expense$48,445,000348
Salaries and employee benefits$33,963,000248
Premises and equipment expense$3,497,000520
Additional noninterest expense$10,985,000504
Pre-tax net operating income$19,355,000353
Securities gains (losses)$199,0001,441
Applicable income taxes$7,406,000288
Income before extraordinary items$12,148,000433
Extraordinary gains, net$020
Net income$12,148,000432
Minority interest net income$086
Net income of bank and minority interests.$12,148,000432
Net charge-offs$6,100,000394
Cash dividends$1,994,000795
Sale, conversion, retirement of capital stock, net$-11,0007,099
Net operating income$12,020,640416
2012-06-30 (YTD Data)Rank
Total interest income$15,878,000846
Total interest expense$2,856,000862
Net interest income$13,022,000838
Provision for loan and lease losses$1,650,000746
Total noninterest income$30,321,000171
Gross Fiduciary activities income$52,000884
Service charges on deposit accounts$397,0001,712
Trading account gains and fees$0153
Additional Noninterest Income$29,872,000139
Total noninterest expense$29,869,000371
Salaries and employee benefits$20,374,000268
Premises and equipment expense$2,362,000510
Additional noninterest expense$7,133,000513
Pre-tax net operating income$11,824,000368
Securities gains (losses)$199,0001,104
Applicable income taxes$4,525,000301
Income before extraordinary items$7,498,000444
Extraordinary gains, net$019
Net income$7,498,000443
Minority interest net income$084
Net income of bank and minority interests.$7,498,000443
Net charge-offs$93,0003,485
Cash dividends$1,944,000561
Sale, conversion, retirement of capital stock, net$-3,0007,166
Net operating income$7,370,640434
2012-03-31 (YTD Data)Rank
Total interest income$7,983,000842
Total interest expense$1,448,000881
Net interest income$6,535,000840
Provision for loan and lease losses$750,000765
Total noninterest income$12,069,000214
Gross Fiduciary activities income$12,000965
Service charges on deposit accounts$200,0001,695
Trading account gains and fees$0148
Additional Noninterest Income$11,857,000150
Total noninterest expense$13,714,000394
Salaries and employee benefits$9,471,000288
Premises and equipment expense$1,167,000515
Additional noninterest expense$3,076,000573
Pre-tax net operating income$4,140,000488
Securities gains (losses)$199,000608
Applicable income taxes$1,254,000440
Income before extraordinary items$3,085,000518
Extraordinary gains, net$019
Net income$3,085,000519
Minority interest net income$078
Net income of bank and minority interests.$3,085,000519
Net charge-offs$127,0002,244
Cash dividends$1,530,000337
Sale, conversion, retirement of capital stock, net$-3,0007,245
Net operating income$2,943,710523
2011-12-31 (YTD Data)Rank
Total interest income$31,167,000896
Total interest expense$6,502,000934
Net interest income$24,665,000887
Provision for loan and lease losses$1,800,0001,675
Total noninterest income$42,208,000216
Gross Fiduciary activities income$127,000810
Service charges on deposit accounts$931,0001,562
Trading account gains and fees$0146
Additional Noninterest Income$41,150,000163
Total noninterest expense$51,268,000411
Salaries and employee benefits$33,937,000293
Premises and equipment expense$3,716,000660
Additional noninterest expense$13,615,000537
Pre-tax net operating income$13,805,000483
Securities gains (losses)$16,0003,164
Applicable income taxes$5,071,000408
Income before extraordinary items$8,750,000599
Extraordinary gains, net$029
Net income$8,750,000597
Minority interest net income$096
Net income of bank and minority interests.$8,750,000600
Net charge-offs$807,0002,621
Cash dividends$3,623,000569
Sale, conversion, retirement of capital stock, net$39,000851
Net operating income$8,739,760576
2011-09-30 (YTD Data)Rank
Total interest income$23,309,000914
Total interest expense$5,006,000953
Net interest income$18,303,000903
Provision for loan and lease losses$1,350,0001,611
Total noninterest income$32,904,000212
Gross Fiduciary activities income$53,000873
Service charges on deposit accounts$704,0001,557
Trading account gains and fees$0145
Additional Noninterest Income$32,147,000161
Total noninterest expense$36,153,000430
Salaries and employee benefits$23,407,000320
Premises and equipment expense$2,717,000697
Additional noninterest expense$10,029,000539
Pre-tax net operating income$13,704,000396
Securities gains (losses)$16,0002,895
Applicable income taxes$5,185,000327
Income before extraordinary items$8,535,000489
Extraordinary gains, net$021
Net income$8,535,000488
Minority interest net income$087
Net income of bank and minority interests.$8,535,000489
Net charge-offs$626,0002,420
Cash dividends$1,931,000662
Sale, conversion, retirement of capital stock, net$39,000750
Net operating income$8,524,760475
2011-06-30 (YTD Data)Rank
Total interest income$13,077,0001,108
Total interest expense$3,626,000900
Net interest income$9,451,0001,185
Provision for loan and lease losses$900,0001,580
Total noninterest income$23,723,000195
Gross Fiduciary activities income$49,000851
Service charges on deposit accounts$454,0001,589
Trading account gains and fees$0153
Additional Noninterest Income$23,220,000154
Total noninterest expense$22,274,000466
Salaries and employee benefits$14,669,000344
Premises and equipment expense$1,736,000732
Additional noninterest expense$5,869,000627
Pre-tax net operating income$10,000,000368
Securities gains (losses)$16,0002,184
Applicable income taxes$3,845,000295
Income before extraordinary items$6,171,000438
Extraordinary gains, net$015
Net income$6,171,000437
Minority interest net income$089
Net income of bank and minority interests.$6,171,000438
Net charge-offs$590,0001,969
Cash dividends$531,0001,360
Sale, conversion, retirement of capital stock, net$39,000599
Net operating income$6,160,760422
2011-03-31 (YTD Data)Rank
Total interest income$6,282,0001,163
Total interest expense$1,726,000988
Net interest income$4,556,0001,223
Provision for loan and lease losses$450,0001,516
Total noninterest income$16,698,000151
Gross Fiduciary activities income$16,000907
Service charges on deposit accounts$197,0001,765
Trading account gains and fees$0158
Additional Noninterest Income$16,485,000124
Total noninterest expense$9,599,000534
Salaries and employee benefits$7,339,000344
Premises and equipment expense$766,000858
Additional noninterest expense$1,494,0001,194
Pre-tax net operating income$11,205,000202
Securities gains (losses)$01,772
Applicable income taxes$4,349,000170
Income before extraordinary items$6,856,000229
Extraordinary gains, net$09
Net income$6,856,000229
Minority interest net income$086
Net income of bank and minority interests.$6,856,000229
Net charge-offs$37,0003,587
Cash dividends$225,0001,323
Sale, conversion, retirement of capital stock, net$39,000393
Net operating income$6,856,000226
2010-12-31 (YTD Data)Rank
Total interest income$24,963,0001,237
Total interest expense$6,678,0001,228
Net interest income$18,285,0001,235
Provision for loan and lease losses$1,800,0002,218
Total noninterest income$36,061,000252
Gross Fiduciary activities income$143,000814
Service charges on deposit accounts$865,0001,697
Trading account gains and fees$0175
Additional Noninterest Income$35,053,000196
Total noninterest expense$42,267,000496
Salaries and employee benefits$31,404,000313
Premises and equipment expense$2,708,000947
Additional noninterest expense$8,155,000904
Pre-tax net operating income$10,279,000532
Securities gains (losses)$51,0002,642
Applicable income taxes$3,276,000508
Income before extraordinary items$7,054,000645
Extraordinary gains, net$029
Net income$6,035,000738
Minority interest net income$1,019,00028
Net income of bank and minority interests.$7,054,000646
Net charge-offs$561,0003,499
Cash dividends$1,965,000836
Sale, conversion, retirement of capital stock, net$26,0001,059
Net operating income$7,019,320612
2010-09-30 (YTD Data)Rank
Total interest income$18,142,0001,296
Total interest expense$4,984,0001,294
Net interest income$13,158,0001,288
Provision for loan and lease losses$3,475,0001,149
Total noninterest income$27,833,000245
Gross Fiduciary activities income$56,000912
Service charges on deposit accounts$661,0001,726
Trading account gains and fees$0165
Additional Noninterest Income$27,116,000187
Total noninterest expense$28,019,000547
Salaries and employee benefits$21,200,000346
Premises and equipment expense$1,927,0001,018
Additional noninterest expense$4,892,0001,099
Pre-tax net operating income$9,497,000449
Securities gains (losses)$51,0002,392
Applicable income taxes$2,861,000439
Income before extraordinary items$6,687,000508
Extraordinary gains, net$023
Net income$5,084,000689
Minority interest net income$1,603,00022
Net income of bank and minority interests.$6,687,000511
Net charge-offs$1,341,0001,880
Cash dividends$1,092,000980
Sale, conversion, retirement of capital stock, net$26,000956
Net operating income$6,651,300491
2010-06-30 (YTD Data)Rank
Total interest income$11,839,0001,332
Total interest expense$3,291,0001,362
Net interest income$8,548,0001,336
Provision for loan and lease losses$1,100,0001,842
Total noninterest income$14,553,000287
Gross Fiduciary activities income$54,000861
Service charges on deposit accounts$432,0001,759
Trading account gains and fees$0152
Additional Noninterest Income$14,067,000214
Total noninterest expense$17,283,000580
Salaries and employee benefits$12,804,000373
Premises and equipment expense$1,252,0001,066
Additional noninterest expense$3,227,0001,101
Pre-tax net operating income$4,718,000589
Securities gains (losses)$49,0001,900
Applicable income taxes$1,456,000513
Income before extraordinary items$3,311,000682
Extraordinary gains, net$019
Net income$2,800,000796
Minority interest net income$511,00032
Net income of bank and minority interests.$3,311,000682
Net charge-offs$358,0002,846
Cash dividends$867,000825
Sale, conversion, retirement of capital stock, net$26,000817
Net operating income$3,277,190666
2010-03-31 (YTD Data)Rank
Total interest income$5,744,0001,412
Total interest expense$1,631,0001,447
Net interest income$4,113,0001,392
Provision for loan and lease losses$650,0001,543
Total noninterest income$6,993,000304
Gross Fiduciary activities income$24,000887
Service charges on deposit accounts$208,0001,818
Trading account gains and fees$0175
Additional Noninterest Income$6,761,000226
Total noninterest expense$8,078,000626
Salaries and employee benefits$5,762,000421
Premises and equipment expense$664,0001,024
Additional noninterest expense$1,652,0001,056
Pre-tax net operating income$2,378,000572
Securities gains (losses)$8,0001,783
Applicable income taxes$686,000526
Income before extraordinary items$1,700,000657
Extraordinary gains, net$016
Net income$1,271,000865
Minority interest net income$429,00026
Net income of bank and minority interests.$1,700,000661
Net charge-offs$241,0002,252
Cash dividends$356,000944
Sale, conversion, retirement of capital stock, net$26,000592
Net operating income$1,694,320639
2009-12-31 (YTD Data)Rank
Total interest income$23,274,0001,474
Total interest expense$7,956,0001,490
Net interest income$15,318,0001,460
Provision for loan and lease losses$3,050,0001,961
Total noninterest income$33,617,000274
Gross Fiduciary activities income$129,000837
Service charges on deposit accounts$1,034,0001,631
Trading account gains and fees$0211
Additional Noninterest Income$32,454,000205
Total noninterest expense$31,637,000665
Salaries and employee benefits$22,352,000429
Premises and equipment expense$2,250,0001,209
Additional noninterest expense$7,035,0001,110
Pre-tax net operating income$14,248,000296
Securities gains (losses)$301,0001,239
Applicable income taxes$3,728,000331
Income before extraordinary items$10,821,000293
Extraordinary gains, net$034
Net income$6,620,000515
Minority interest net income$4,201,00017
Net income of bank and minority interests.$10,821,000295
Net charge-offs$1,803,0002,155
Cash dividends$1,020,0001,599
Sale, conversion, retirement of capital stock, net$96,000907
Net operating income$10,598,260302
2009-09-30 (YTD Data)Rank
Total interest income$17,116,0001,532
Total interest expense$6,124,0001,522
Net interest income$10,992,0001,532
Provision for loan and lease losses$2,350,0001,728
Total noninterest income$25,176,000271
Gross Fiduciary activities income$45,000927
Service charges on deposit accounts$764,0001,657
Trading account gains and fees$0212
Additional Noninterest Income$24,367,000211
Total noninterest expense$22,692,000697
Salaries and employee benefits$15,824,000468
Premises and equipment expense$1,427,0001,436
Additional noninterest expense$5,441,0001,037
Pre-tax net operating income$11,126,000297
Securities gains (losses)$297,0001,002
Applicable income taxes$2,841,000344
Income before extraordinary items$8,582,000303
Extraordinary gains, net$027
Net income$5,036,000536
Minority interest net income$3,546,00019
Net income of bank and minority interests.$8,582,000304
Net charge-offs$531,0002,952
Cash dividends$510,0001,961
Sale, conversion, retirement of capital stock, net$90,000778
Net operating income$8,359,250303
2009-06-30 (YTD Data)Rank
Total interest income$11,414,0001,558
Total interest expense$4,227,0001,556
Net interest income$7,187,0001,558
Provision for loan and lease losses$1,900,0001,443
Total noninterest income$17,212,000267
Gross Fiduciary activities income$42,000895
Service charges on deposit accounts$484,0001,724
Trading account gains and fees$0193
Additional Noninterest Income$16,686,000209
Total noninterest expense$14,612,000725
Salaries and employee benefits$10,186,000496
Premises and equipment expense$946,0001,480
Additional noninterest expense$3,480,0001,107
Pre-tax net operating income$7,887,000283
Securities gains (losses)$296,000777
Applicable income taxes$1,861,000357
Income before extraordinary items$6,322,000285
Extraordinary gains, net$021
Net income$3,380,000521
Minority interest net income$2,942,00018
Net income of bank and minority interests.$6,322,000284
Net charge-offs$473,0002,404
Cash dividends$285,0002,288
Sale, conversion, retirement of capital stock, net$90,000624
Net operating income$6,094,080276
2009-03-31 (YTD Data)Rank
Total interest income$5,751,0001,576
Total interest expense$2,183,0001,560
Net interest income$3,568,0001,561
Provision for loan and lease losses$875,0001,280
Total noninterest income$7,913,000263
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$222,0001,801
Trading account gains and fees$0171
Additional Noninterest Income$7,690,000197
Total noninterest expense$7,110,000707
Salaries and employee benefits$4,887,000521
Premises and equipment expense$470,0001,517
Additional noninterest expense$1,753,000956
Pre-tax net operating income$3,496,000349
Securities gains (losses)$248,000579
Applicable income taxes$851,000404
Income before extraordinary items$2,893,000343
Extraordinary gains, net$015
Net income$1,537,000664
Minority interest net income$1,356,00019
Net income of bank and minority interests.$2,893,000345
Net charge-offs$358,0001,634
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$90,000383
Net operating income$2,702,040331
2008-12-31 (YTD Data)Rank
Total interest income$23,940,0001,618
Total interest expense$11,312,0001,447
Net interest income$12,628,0001,766
Provision for loan and lease losses$1,065,0002,610
Total noninterest income$16,657,000406
Gross Fiduciary activities income$125,000857
Service charges on deposit accounts$976,0001,792
Trading account gains and fees$0154
Additional Noninterest Income$15,556,000282
Total noninterest expense$23,677,000836
Salaries and employee benefits$13,770,000719
Premises and equipment expense$2,111,0001,299
Additional noninterest expense$7,796,000842
Pre-tax net operating income$4,543,0001,199
Securities gains (losses)$61,0001,468
Applicable income taxes$1,533,000857
Income before extraordinary items$3,071,0001,330
Extraordinary gains, net$039
Net income$3,071,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$871,0002,119
Cash dividends$3,169,000866
Sale, conversion, retirement of capital stock, net$101,000972
Net operating income$3,030,1301,443
2008-09-30 (YTD Data)Rank
Total interest income$17,803,0001,663
Total interest expense$8,770,0001,455
Net interest income$9,033,0001,873
Provision for loan and lease losses$315,0003,467
Total noninterest income$11,494,000459
Gross Fiduciary activities income$76,000885
Service charges on deposit accounts$725,0001,817
Trading account gains and fees$0148
Additional Noninterest Income$10,693,000322
Total noninterest expense$17,072,000863
Salaries and employee benefits$10,140,000750
Premises and equipment expense$1,487,0001,395
Additional noninterest expense$5,445,000846
Pre-tax net operating income$3,140,0001,556
Securities gains (losses)$55,0001,351
Applicable income taxes$1,034,0001,123
Income before extraordinary items$2,161,0001,654
Extraordinary gains, net$031
Net income$2,161,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,699
Cash dividends$2,846,000746
Sale, conversion, retirement of capital stock, net$58,000913
Net operating income$2,123,6001,786
2008-06-30 (YTD Data)Rank
Total interest income$11,608,0001,731
Total interest expense$5,801,0001,519
Net interest income$5,807,0001,932
Provision for loan and lease losses$210,0003,064
Total noninterest income$6,416,000535
Gross Fiduciary activities income$46,000907
Service charges on deposit accounts$452,0001,897
Trading account gains and fees$0149
Additional Noninterest Income$5,918,000395
Total noninterest expense$10,590,000933
Salaries and employee benefits$6,688,000768
Premises and equipment expense$1,011,0001,370
Additional noninterest expense$2,891,0001,035
Pre-tax net operating income$1,423,0002,307
Securities gains (losses)$55,0001,373
Applicable income taxes$426,0001,799
Income before extraordinary items$1,052,0002,474
Extraordinary gains, net$021
Net income$1,052,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,990
Cash dividends$2,815,000584
Sale, conversion, retirement of capital stock, net$58,000732
Net operating income$1,012,9502,501
2008-03-31 (YTD Data)Rank
Total interest income$5,383,0001,900
Total interest expense$2,991,0001,572
Net interest income$2,392,0002,297
Provision for loan and lease losses$105,0002,634
Total noninterest income$3,432,000517
Gross Fiduciary activities income$1,0001,254
Service charges on deposit accounts$210,0001,992
Trading account gains and fees$0158
Additional Noninterest Income$3,221,000369
Total noninterest expense$4,897,000993
Salaries and employee benefits$3,155,000818
Premises and equipment expense$495,0001,408
Additional noninterest expense$1,247,0001,156
Pre-tax net operating income$822,0002,096
Securities gains (losses)$42,0001,172
Applicable income taxes$263,0001,624
Income before extraordinary items$601,0002,311
Extraordinary gains, net$015
Net income$601,0002,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,192
Cash dividends$86,0003,062
Sale, conversion, retirement of capital stock, net$-371,0008,472
Net operating income$571,6002,339
2007-12-31 (YTD Data)Rank
Total interest income$20,767,0002,027
Total interest expense$11,538,0001,735
Net interest income$9,229,0002,404
Provision for loan and lease losses$300,0003,174
Total noninterest income$4,217,0001,248
Gross Fiduciary activities income$116,000900
Service charges on deposit accounts$937,0001,873
Trading account gains and fees$0178
Additional Noninterest Income$3,164,000972
Total noninterest expense$10,926,0001,694
Salaries and employee benefits$7,382,0001,374
Premises and equipment expense$1,401,0001,867
Additional noninterest expense$2,143,0002,503
Pre-tax net operating income$2,220,0003,100
Securities gains (losses)$2,0001,832
Applicable income taxes$622,0002,455
Income before extraordinary items$1,600,0003,300
Extraordinary gains, net$039
Net income$1,600,0003,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,759
Cash dividends$947,0002,737
Sale, conversion, retirement of capital stock, net$134,000857
Net operating income$1,598,5603,288
2007-09-30 (YTD Data)Rank
Total interest income$14,949,0002,110
Total interest expense$8,416,0001,782
Net interest income$6,533,0002,546
Provision for loan and lease losses$225,0002,782
Total noninterest income$2,334,0001,600
Gross Fiduciary activities income$68,000929
Service charges on deposit accounts$685,0001,896
Trading account gains and fees$-109,0008,517
Additional Noninterest Income$1,690,0001,272
Total noninterest expense$6,883,0001,991
Salaries and employee benefits$4,197,0001,804
Premises and equipment expense$925,0002,093
Additional noninterest expense$1,761,0002,252
Pre-tax net operating income$1,759,0003,120
Securities gains (losses)$01,655
Applicable income taxes$594,0002,306
Income before extraordinary items$1,165,0003,539
Extraordinary gains, net$033
Net income$1,165,0003,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,226
Cash dividends$663,0002,547
Sale, conversion, retirement of capital stock, net$104,000742
Net operating income$1,165,0003,523
2007-06-30 (YTD Data)Rank
Total interest income$9,657,0002,169
Total interest expense$5,425,0001,842
Net interest income$4,232,0002,630
Provision for loan and lease losses$150,0002,579
Total noninterest income$1,246,0001,903
Gross Fiduciary activities income$45,000945
Service charges on deposit accounts$448,0001,922
Trading account gains and fees$0168
Additional Noninterest Income$753,0001,678
Total noninterest expense$4,401,0002,095
Salaries and employee benefits$2,563,0001,984
Premises and equipment expense$639,0002,029
Additional noninterest expense$1,199,0002,208
Pre-tax net operating income$927,0003,697
Securities gains (losses)$01,444
Applicable income taxes$288,0002,786
Income before extraordinary items$639,0004,033
Extraordinary gains, net$029
Net income$639,0004,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,934
Cash dividends$563,0002,298
Sale, conversion, retirement of capital stock, net$104,000601
Net operating income$639,0004,020
2007-03-31 (YTD Data)Rank
Total interest income$4,750,0002,194
Total interest expense$2,663,0001,849
Net interest income$2,087,0002,667
Provision for loan and lease losses$75,0002,404
Total noninterest income$617,0001,907
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$197,0002,077
Trading account gains and fees$0195
Additional Noninterest Income$415,0001,550
Total noninterest expense$2,110,0002,193
Salaries and employee benefits$1,204,0002,133
Premises and equipment expense$323,0002,021
Additional noninterest expense$583,0002,244
Pre-tax net operating income$519,0003,437
Securities gains (losses)$01,187
Applicable income taxes$135,0002,876
Income before extraordinary items$384,0003,593
Extraordinary gains, net$022
Net income$384,0003,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,327
Cash dividends$287,0002,070
Sale, conversion, retirement of capital stock, net$96,000356
Net operating income$384,0003,571
2006-12-31 (YTD Data)Rank
Total interest income$17,155,0002,271
Total interest expense$8,966,0001,859
Net interest income$8,189,0002,697
Provision for loan and lease losses$300,0002,748
Total noninterest income$2,258,0002,034
Gross Fiduciary activities income$111,000913
Service charges on deposit accounts$872,0001,973
Trading account gains and fees$0130
Additional Noninterest Income$1,275,0001,876
Total noninterest expense$7,567,0002,344
Salaries and employee benefits$4,344,0002,248
Premises and equipment expense$1,061,0002,328
Additional noninterest expense$2,162,0002,391
Pre-tax net operating income$2,580,0003,063
Securities gains (losses)$-33,0007,764
Applicable income taxes$728,0002,614
Income before extraordinary items$1,819,0003,321
Extraordinary gains, net$051
Net income$1,819,0003,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,176
Cash dividends$1,426,0002,002
Sale, conversion, retirement of capital stock, net$62,000977
Net operating income$1,842,4303,274
2006-09-30 (YTD Data)Rank
Total interest income$12,543,0002,315
Total interest expense$6,413,0001,880
Net interest income$6,130,0002,729
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,591,0002,138
Gross Fiduciary activities income$51,000985
Service charges on deposit accounts$651,0001,970
Trading account gains and fees$0126
Additional Noninterest Income$889,0001,995
Total noninterest expense$5,573,0002,382
Salaries and employee benefits$3,231,0002,270
Premises and equipment expense$806,0002,306
Additional noninterest expense$1,536,0002,494
Pre-tax net operating income$1,923,0003,202
Securities gains (losses)$-33,0008,024
Applicable income taxes$533,0002,776
Income before extraordinary items$1,357,0003,421
Extraordinary gains, net$045
Net income$1,357,0003,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,371
Cash dividends$446,0003,125
Sale, conversion, retirement of capital stock, net$36,000854
Net operating income$1,380,7603,376
2006-06-30 (YTD Data)Rank
Total interest income$8,148,0002,334
Total interest expense$4,098,0001,872
Net interest income$4,050,0002,757
Provision for loan and lease losses$150,0002,563
Total noninterest income$860,0002,474
Gross Fiduciary activities income$33,0001,002
Service charges on deposit accounts$418,0002,021
Trading account gains and fees$0126
Additional Noninterest Income$409,0002,528
Total noninterest expense$3,689,0002,395
Salaries and employee benefits$2,130,0002,298
Premises and equipment expense$532,0002,332
Additional noninterest expense$1,027,0002,493
Pre-tax net operating income$1,071,0003,636
Securities gains (losses)$-33,0008,240
Applicable income taxes$273,0003,170
Income before extraordinary items$765,0003,844
Extraordinary gains, net$039
Net income$765,0003,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,156
Cash dividends$289,0003,204
Sale, conversion, retirement of capital stock, net$0887
Net operating income$789,4203,776
2006-03-31 (YTD Data)Rank
Total interest income$4,018,0002,318
Total interest expense$1,993,0001,829
Net interest income$2,025,0002,748
Provision for loan and lease losses$75,0002,394
Total noninterest income$376,0002,654
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$181,0002,215
Trading account gains and fees$0115
Additional Noninterest Income$193,0002,549
Total noninterest expense$1,836,0002,402
Salaries and employee benefits$1,063,0002,315
Premises and equipment expense$260,0002,391
Additional noninterest expense$513,0002,493
Pre-tax net operating income$490,0003,780
Securities gains (losses)$-33,0008,482
Applicable income taxes$117,0003,375
Income before extraordinary items$340,0004,086
Extraordinary gains, net$021
Net income$340,0004,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,127
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$364,4203,905
2005-12-31 (YTD Data)Rank
Total interest income$14,268,0002,310
Total interest expense$6,316,0001,793
Net interest income$7,952,0002,715
Provision for loan and lease losses$800,0001,260
Total noninterest income$1,890,0002,312
Gross Fiduciary activities income$113,000924
Service charges on deposit accounts$708,0002,329
Trading account gains and fees$0138
Additional Noninterest Income$1,069,0002,116
Total noninterest expense$6,992,0002,399
Salaries and employee benefits$3,965,0002,308
Premises and equipment expense$1,078,0002,219
Additional noninterest expense$1,949,0002,551
Pre-tax net operating income$2,050,0003,621
Securities gains (losses)$-38,0008,084
Applicable income taxes$487,0003,406
Income before extraordinary items$1,525,0003,747
Extraordinary gains, net$046
Net income$1,525,0003,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,0001,155
Cash dividends$768,0002,905
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,553,8803,674
2005-09-30 (YTD Data)Rank
Total interest income$10,468,0002,322
Total interest expense$4,525,0001,775
Net interest income$5,943,0002,703
Provision for loan and lease losses$725,0001,027
Total noninterest income$1,387,0002,339
Gross Fiduciary activities income$69,000945
Service charges on deposit accounts$510,0002,403
Trading account gains and fees$0126
Additional Noninterest Income$808,0002,102
Total noninterest expense$5,173,0002,396
Salaries and employee benefits$2,946,0002,305
Premises and equipment expense$788,0002,253
Additional noninterest expense$1,439,0002,560
Pre-tax net operating income$1,432,0003,879
Securities gains (losses)$-38,0008,393
Applicable income taxes$302,0003,800
Income before extraordinary items$1,092,0003,921
Extraordinary gains, net$035
Net income$1,092,0003,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$563,000762
Cash dividends$417,0003,085
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,121,6403,813
2005-06-30 (YTD Data)Rank
Total interest income$6,890,0002,294
Total interest expense$2,924,0001,727
Net interest income$3,966,0002,680
Provision for loan and lease losses$650,000766
Total noninterest income$918,0002,322
Gross Fiduciary activities income$29,0001,018
Service charges on deposit accounts$321,0002,485
Trading account gains and fees$0116
Additional Noninterest Income$568,0002,009
Total noninterest expense$3,359,0002,436
Salaries and employee benefits$1,927,0002,332
Premises and equipment expense$509,0002,292
Additional noninterest expense$923,0002,638
Pre-tax net operating income$875,0004,062
Securities gains (losses)$39,000881
Applicable income taxes$183,0003,945
Income before extraordinary items$731,0003,861
Extraordinary gains, net$030
Net income$731,0003,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,000548
Cash dividends$417,0002,476
Sale, conversion, retirement of capital stock, net$0643
Net operating income$699,8003,937
2005-03-31 (YTD Data)Rank
Total interest income$3,367,0002,290
Total interest expense$1,323,0001,797
Net interest income$2,044,0002,601
Provision for loan and lease losses$575,000417
Total noninterest income$305,0003,018
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$140,0002,694
Trading account gains and fees$0115
Additional Noninterest Income$164,0002,813
Total noninterest expense$1,710,0002,401
Salaries and employee benefits$985,0002,312
Premises and equipment expense$258,0002,286
Additional noninterest expense$467,0002,595
Pre-tax net operating income$64,0007,716
Securities gains (losses)$25,000720
Applicable income taxes$-51,0008,802
Income before extraordinary items$140,0006,259
Extraordinary gains, net$024
Net income$140,0006,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,000329
Cash dividends$77,0003,158
Sale, conversion, retirement of capital stock, net$0491
Net operating income$115,0006,620
2004-12-31 (YTD Data)Rank
Total interest income$13,193,0002,181
Total interest expense$4,944,0001,652
Net interest income$8,249,0002,479
Provision for loan and lease losses$275,0003,079
Total noninterest income$1,759,0002,404
Gross Fiduciary activities income$104,000930
Service charges on deposit accounts$534,0002,989
Trading account gains and fees$0138
Additional Noninterest Income$1,121,0002,006
Total noninterest expense$6,268,0002,537
Salaries and employee benefits$3,660,0002,374
Premises and equipment expense$928,0002,459
Additional noninterest expense$1,680,0002,832
Pre-tax net operating income$3,465,0002,287
Securities gains (losses)$2,0003,489
Applicable income taxes$970,0002,208
Income before extraordinary items$2,497,0002,434
Extraordinary gains, net$034
Net income$2,497,0002,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,036
Cash dividends$756,0002,815
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,495,5602,375
2004-09-30 (YTD Data)Rank
Total interest income$9,737,0002,188
Total interest expense$3,592,0001,682
Net interest income$6,145,0002,459
Provision for loan and lease losses$200,0002,980
Total noninterest income$1,331,0002,402
Gross Fiduciary activities income$59,000984
Service charges on deposit accounts$384,0003,106
Trading account gains and fees$0134
Additional Noninterest Income$888,0001,936
Total noninterest expense$4,536,0002,582
Salaries and employee benefits$2,699,0002,398
Premises and equipment expense$602,0002,771
Additional noninterest expense$1,235,0002,853
Pre-tax net operating income$2,740,0002,225
Securities gains (losses)$2,0003,384
Applicable income taxes$784,0002,127
Income before extraordinary items$1,958,0002,366
Extraordinary gains, net$026
Net income$1,958,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,570
Cash dividends$385,0003,087
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,956,5802,311
2004-06-30 (YTD Data)Rank
Total interest income$6,370,0002,197
Total interest expense$2,327,0001,713
Net interest income$4,043,0002,469
Provision for loan and lease losses$125,0003,031
Total noninterest income$808,0002,581
Gross Fiduciary activities income$1,0001,443
Service charges on deposit accounts$226,0003,362
Trading account gains and fees$0130
Additional Noninterest Income$581,0001,973
Total noninterest expense$2,933,0002,675
Salaries and employee benefits$1,713,0002,505
Premises and equipment expense$404,0002,766
Additional noninterest expense$816,0002,886
Pre-tax net operating income$1,793,0002,241
Securities gains (losses)$4,0002,826
Applicable income taxes$514,0002,153
Income before extraordinary items$1,283,0002,377
Extraordinary gains, net$021
Net income$1,283,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,843
Cash dividends$385,0002,532
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,280,1602,316
2004-03-31 (YTD Data)Rank
Total interest income$3,165,0002,216
Total interest expense$1,157,0001,748
Net interest income$2,008,0002,482
Provision for loan and lease losses$60,0002,918
Total noninterest income$518,0002,104
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$103,0003,510
Trading account gains and fees$0121
Additional Noninterest Income$414,0001,503
Total noninterest expense$1,482,0002,654
Salaries and employee benefits$866,0002,504
Premises and equipment expense$203,0002,778
Additional noninterest expense$413,0002,821
Pre-tax net operating income$984,0002,027
Securities gains (losses)$02,934
Applicable income taxes$291,0001,978
Income before extraordinary items$693,0002,198
Extraordinary gains, net$016
Net income$693,0002,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,952
Cash dividends$71,0003,184
Sale, conversion, retirement of capital stock, net$0464
Net operating income$693,0002,119
2003-12-31 (YTD Data)Rank
Total interest income$12,405,0002,322
Total interest expense$4,970,0001,801
Net interest income$7,435,0002,601
Provision for loan and lease losses$180,0004,206
Total noninterest income$1,893,0002,406
Gross Fiduciary activities income$65,0001,041
Service charges on deposit accounts$390,0003,697
Trading account gains and fees$0160
Additional Noninterest Income$1,438,0001,879
Total noninterest expense$5,855,0002,649
Salaries and employee benefits$3,548,0002,378
Premises and equipment expense$777,0002,830
Additional noninterest expense$1,530,0003,021
Pre-tax net operating income$3,293,0002,318
Securities gains (losses)$240,0001,214
Applicable income taxes$972,0002,221
Income before extraordinary items$2,561,0002,320
Extraordinary gains, net$054
Net income$2,561,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,926
Cash dividends$1,184,0002,095
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,388,2002,363
2003-09-30 (YTD Data)Rank
Total interest income$9,235,0002,377
Total interest expense$3,763,0001,861
Net interest income$5,472,0002,664
Provision for loan and lease losses$135,0004,077
Total noninterest income$1,601,0002,251
Gross Fiduciary activities income$29,0001,117
Service charges on deposit accounts$284,0003,788
Trading account gains and fees$0153
Additional Noninterest Income$1,288,0001,712
Total noninterest expense$4,322,0002,699
Salaries and employee benefits$2,620,0002,422
Premises and equipment expense$573,0002,877
Additional noninterest expense$1,129,0003,060
Pre-tax net operating income$2,616,0002,289
Securities gains (losses)$225,0001,161
Applicable income taxes$842,0002,132
Income before extraordinary items$1,999,0002,336
Extraordinary gains, net$040
Net income$1,999,0002,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,971
Cash dividends$432,0002,917
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,841,5002,372
2003-06-30 (YTD Data)Rank
Total interest income$6,139,0002,388
Total interest expense$2,523,0001,903
Net interest income$3,616,0002,696
Provision for loan and lease losses$90,0004,018
Total noninterest income$1,173,0002,093
Gross Fiduciary activities income$26,0001,076
Service charges on deposit accounts$183,0003,824
Trading account gains and fees$0150
Additional Noninterest Income$964,0001,561
Total noninterest expense$2,922,0002,668
Salaries and employee benefits$1,751,0002,406
Premises and equipment expense$393,0002,815
Additional noninterest expense$778,0002,935
Pre-tax net operating income$1,777,0002,266
Securities gains (losses)$223,000976
Applicable income taxes$604,0002,033
Income before extraordinary items$1,396,0002,245
Extraordinary gains, net$030
Net income$1,396,0002,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,092
Cash dividends$371,0002,573
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,239,9002,355
2003-03-31 (YTD Data)Rank
Total interest income$3,136,0002,350
Total interest expense$1,289,0001,917
Net interest income$1,847,0002,625
Provision for loan and lease losses$45,0003,818
Total noninterest income$470,0002,401
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$88,0003,860
Trading account gains and fees$0134
Additional Noninterest Income$380,0001,810
Total noninterest expense$1,432,0002,700
Salaries and employee benefits$855,0002,464
Premises and equipment expense$196,0002,805
Additional noninterest expense$381,0002,979
Pre-tax net operating income$840,0002,373
Securities gains (losses)$25,0001,791
Applicable income taxes$250,0002,320
Income before extraordinary items$615,0002,478
Extraordinary gains, net$021
Net income$615,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$40,0003,528
Sale, conversion, retirement of capital stock, net$0419
Net operating income$597,2502,419
2002-12-31 (YTD Data)Rank
Total interest income$12,374,0002,498
Total interest expense$5,388,0002,083
Net interest income$6,986,0002,738
Provision for loan and lease losses$180,0004,547
Total noninterest income$1,932,0002,186
Gross Fiduciary activities income$74,0001,047
Service charges on deposit accounts$380,0003,647
Trading account gains and fees$0153
Additional Noninterest Income$1,478,0001,664
Total noninterest expense$5,418,0002,717
Salaries and employee benefits$3,257,0002,439
Premises and equipment expense$662,0003,145
Additional noninterest expense$1,499,0002,964
Pre-tax net operating income$3,320,0002,305
Securities gains (losses)$51,0002,387
Applicable income taxes$973,0002,258
Income before extraordinary items$2,398,0002,429
Extraordinary gains, net$070
Net income$2,398,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,758
Cash dividends$727,0002,814
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,361,7902,377
2001-12-31 (YTD Data)Rank
Total interest income$13,441,0002,545
Total interest expense$7,379,0002,174
Net interest income$6,062,0002,923
Provision for loan and lease losses$180,0004,345
Total noninterest income$1,353,0002,700
Gross Fiduciary activities income$90,0001,022
Service charges on deposit accounts$384,0003,517
Trading account gains and fees$0177
Additional Noninterest Income$879,0002,243
Total noninterest expense$5,130,0002,767
Salaries and employee benefits$2,852,0002,630
Premises and equipment expense$647,0003,154
Additional noninterest expense$1,631,0002,669
Pre-tax net operating income$2,105,0003,052
Securities gains (losses)$31,0002,791
Applicable income taxes$548,0003,154
Income before extraordinary items$1,588,0003,087
Extraordinary gains, net$0105
Net income$1,588,0003,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,323
Cash dividends$558,0003,281
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,565,0603,031
2000-12-31 (YTD Data)Rank
Total interest income$13,869,0002,510
Total interest expense$8,261,0002,085
Net interest income$5,608,0003,146
Provision for loan and lease losses$180,0003,942
Total noninterest income$991,0003,152
Gross Fiduciary activities income$115,000913
Service charges on deposit accounts$417,0003,135
Trading account gains and fees$0180
Additional Noninterest Income$459,0003,085
Total noninterest expense$4,532,0002,979
Salaries and employee benefits$2,499,0002,832
Premises and equipment expense$569,0003,418
Additional noninterest expense$1,464,0002,874
Pre-tax net operating income$1,887,0003,467
Securities gains (losses)$3,0001,519
Applicable income taxes$453,0003,720
Income before extraordinary items$1,437,0003,364
Extraordinary gains, net$038
Net income$1,437,0003,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,894
Cash dividends$686,0002,966
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,434,7203,361
1999-12-31 (YTD Data)Rank
Total interest income$12,523,0002,600
Total interest expense$6,927,0002,144
Net interest income$5,596,0003,097
Provision for loan and lease losses$160,0004,104
Total noninterest income$728,0003,880
Gross Fiduciary activities income$72,0001,042
Service charges on deposit accounts$307,0003,919
Trading account gains and fees$0173
Additional Noninterest Income$349,0003,700
Total noninterest expense$4,105,0003,238
Salaries and employee benefits$2,375,0002,948
Premises and equipment expense$461,0004,050
Additional noninterest expense$1,269,0003,275
Pre-tax net operating income$2,059,0003,267
Securities gains (losses)$-33,0009,682
Applicable income taxes$425,0004,001
Income before extraordinary items$1,601,0003,082
Extraordinary gains, net$035
Net income$1,601,0003,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,357
Cash dividends$2,306,0001,214
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,627,0703,009
1998-12-31 (YTD Data)Rank
Total interest income$11,539,0002,800
Total interest expense$6,764,0002,245
Net interest income$4,775,0003,553
Provision for loan and lease losses$120,0004,610
Total noninterest income$659,0004,137
Gross Fiduciary activities income$103,0001,005
Service charges on deposit accounts$260,0004,367
Trading account gains and fees$0224
Additional Noninterest Income$296,0004,062
Total noninterest expense$3,628,0003,503
Salaries and employee benefits$2,036,0003,276
Premises and equipment expense$469,0003,881
Additional noninterest expense$1,123,0003,564
Pre-tax net operating income$1,686,0003,829
Securities gains (losses)$-9,00010,176
Applicable income taxes$322,0004,980
Income before extraordinary items$1,355,0003,543
Extraordinary gains, net$032
Net income$1,355,0003,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,872
Cash dividends$2,810,0001,032
Sale, conversion, retirement of capital stock, net$180,000691
Net operating income$1,362,2903,432
1997-12-31 (YTD Data)Rank
Total interest income$10,767,0003,016
Total interest expense$6,411,0002,343
Net interest income$4,356,0003,923
Provision for loan and lease losses$120,0004,629
Total noninterest income$518,0004,893
Gross Fiduciary activities income$132,000994
Service charges on deposit accounts$267,0004,437
Trading account gains and fees$0239
Additional Noninterest Income$119,0006,301
Total noninterest expense$3,217,0003,879
Salaries and employee benefits$1,799,0003,641
Premises and equipment expense$421,0004,267
Additional noninterest expense$997,0003,920
Pre-tax net operating income$1,537,0004,403
Securities gains (losses)$20,0001,883
Applicable income taxes$326,0005,501
Income before extraordinary items$1,231,0003,967
Extraordinary gains, net$044
Net income$1,231,0003,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,783
Cash dividends$1,235,0001,852
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,215,2003,935
1996-12-31 (YTD Data)Rank
Total interest income$8,270,0003,909
Total interest expense$4,281,0003,484
Net interest income$3,989,0004,336
Provision for loan and lease losses$120,0004,568
Total noninterest income$506,0005,112
Gross Fiduciary activities income$134,0001,060
Service charges on deposit accounts$261,0004,668
Trading account gains and fees$0262
Additional Noninterest Income$111,0006,836
Total noninterest expense$2,734,0004,653
Salaries and employee benefits$1,577,0004,121
Premises and equipment expense$300,0005,603
Additional noninterest expense$857,0004,928
Pre-tax net operating income$1,641,0004,047
Securities gains (losses)$8,0002,673
Applicable income taxes$375,0005,100
Income before extraordinary items$1,274,0003,681
Extraordinary gains, net$053
Net income$1,274,0003,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$509,0003,347
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,267,8403,648
1995-12-31 (YTD Data)Rank
Total interest income$7,978,0004,030
Total interest expense$4,223,0003,516
Net interest income$3,755,0004,563
Provision for loan and lease losses$95,0004,744
Total noninterest income$501,0005,176
Gross Fiduciary activities income$118,0001,133
Service charges on deposit accounts$278,0004,568
Trading account gains and fees$0522
Additional Noninterest Income$105,0007,073
Total noninterest expense$2,673,0004,709
Salaries and employee benefits$1,550,0004,174
Premises and equipment expense$285,0005,860
Additional noninterest expense$838,0005,062
Pre-tax net operating income$1,488,0004,484
Securities gains (losses)$-15,00010,368
Applicable income taxes$328,0005,688
Income before extraordinary items$1,145,0004,103
Extraordinary gains, net$065
Net income$1,145,0004,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,707
Cash dividends$568,0003,059
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,156,7004,057
1994-12-31 (YTD Data)Rank
Total interest income$7,394,0004,020
Total interest expense$3,686,0003,310
Net interest income$3,708,0004,693
Provision for loan and lease losses$20,0007,754
Total noninterest income$366,0006,473
Gross Fiduciary activities income$50,0001,302
Service charges on deposit accounts$233,0005,304
Trading account gains and fees$0475
Additional Noninterest Income$83,0008,126
Total noninterest expense$2,906,0004,535
Salaries and employee benefits$1,555,0004,148
Premises and equipment expense$332,0005,275
Additional noninterest expense$1,019,0004,644
Pre-tax net operating income$1,148,0005,401
Securities gains (losses)$-22,00010,411
Applicable income taxes$191,0007,499
Income before extraordinary items$935,0004,750
Extraordinary gains, net$0249
Net income$935,0004,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00011,887
Cash dividends$434,0003,538
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$953,2604,740
1993-12-31 (YTD Data)Rank
Total interest income$7,833,0003,883
Total interest expense$4,043,0003,143
Net interest income$3,790,0004,624
Provision for loan and lease losses$108,0005,571
Total noninterest income$347,0007,063
Gross Fiduciary activities income$55,0001,324
Service charges on deposit accounts$202,0005,939
Trading account gains and fees$0532
Additional Noninterest Income$90,0008,232
Total noninterest expense$2,845,0004,717
Salaries and employee benefits$1,456,0004,390
Premises and equipment expense$351,0005,221
Additional noninterest expense$1,038,0004,763
Pre-tax net operating income$1,184,0005,235
Securities gains (losses)$316,0001,251
Applicable income taxes$296,0006,131
Income before extraordinary items$1,204,0004,012
Extraordinary gains, net$21,0002,682
Net income$1,225,0004,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,528
Cash dividends$234,0005,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$951,2004,654
1992-12-31 (YTD Data)Rank
Total interest income$8,831,0003,925
Total interest expense$4,958,0003,335
Net interest income$3,873,0004,579
Provision for loan and lease losses$194,0005,305
Total noninterest income$376,0006,779
Gross Fiduciary activities income$48,0001,371
Service charges on deposit accounts$221,0005,597
Trading account gains and fees$0504
Additional Noninterest Income$107,0007,823
Total noninterest expense$2,651,0005,033
Salaries and employee benefits$1,399,0004,502
Premises and equipment expense$361,0005,234
Additional noninterest expense$891,0005,568
Pre-tax net operating income$1,404,0004,301
Securities gains (losses)$242,0001,764
Applicable income taxes$295,0005,996
Income before extraordinary items$1,351,0003,397
Extraordinary gains, net$01,422
Net income$1,351,0003,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0005,361
Cash dividends$369,0003,525
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,152,5603,659

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.