Home > First State Bank > Income and Expense

First State Bank, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$8,999,000	2,249
Total interest expense	$688,000	2,428
Net interest income	$8,311,000	2,200
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,765,000	2,106
Gross Fiduciary activities income	$2,000	906
Service charges on deposit accounts	$388,000	1,561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,375,000	2,050
Total noninterest expense	$5,959,000	2,303
Salaries and employee benefits	$3,651,000	2,208
Premises and equipment expense	$587,000	2,379
Additional noninterest expense	$1,721,000	2,374
Pre-tax net operating income	$4,117,000	2,017
Securities gains (losses)	$17,000	1,472
Applicable income taxes	$-34,000	4,844
Income before extraordinary items	$4,168,000	1,821
Extraordinary gains, net	$0	8
Net income	$4,168,000	1,820
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,168,000	1,821
Net charge-offs	$-338,000	4,767
Cash dividends	$3,700,000	733
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,151,000	1,793
2021-06-30 (YTD Data)		Rank
Total interest income	$6,047,000	2,220
Total interest expense	$476,000	2,442
Net interest income	$5,571,000	2,171
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,169,000	2,063
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$244,000	1,582
Trading account gains and fees	NA	NA
Additional Noninterest Income	$925,000	1,990
Total noninterest expense	$3,926,000	2,320
Salaries and employee benefits	$2,366,000	2,244
Premises and equipment expense	$352,000	2,512
Additional noninterest expense	$1,208,000	2,290
Pre-tax net operating income	$2,814,000	1,966
Securities gains (losses)	$8,000	1,476
Applicable income taxes	$72,000	2,895
Income before extraordinary items	$2,750,000	1,810
Extraordinary gains, net	$0	6
Net income	$2,750,000	1,810
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,750,000	1,810
Net charge-offs	$-109,000	4,610
Cash dividends	$2,200,000	787
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,742,240	1,778
2021-03-31 (YTD Data)		Rank
Total interest income	$3,108,000	2,163
Total interest expense	$251,000	2,438
Net interest income	$2,857,000	2,098
Provision for loan and lease losses	$0	2,741
Total noninterest income	$607,000	2,020
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$123,000	1,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$484,000	1,951
Total noninterest expense	$1,949,000	2,310
Salaries and employee benefits	$1,116,000	2,324
Premises and equipment expense	$189,000	2,429
Additional noninterest expense	$644,000	2,161
Pre-tax net operating income	$1,515,000	1,860
Securities gains (losses)	$0	1,392
Applicable income taxes	$-26,000	4,920
Income before extraordinary items	$1,541,000	1,695
Extraordinary gains, net	$0	3
Net income	$1,541,000	1,695
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,541,000	1,695
Net charge-offs	$-86,000	4,736
Cash dividends	$1,153,000	679
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,541,000	1,650
2020-12-31 (YTD Data)		Rank
Total interest income	$13,613,000	2,023
Total interest expense	$1,416,000	2,471
Net interest income	$12,197,000	1,923
Provision for loan and lease losses	$500,000	2,227
Total noninterest income	$3,292,000	1,638
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$519,000	1,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,773,000	1,506
Total noninterest expense	$8,186,000	2,235
Salaries and employee benefits	$4,924,000	2,180
Premises and equipment expense	$806,000	2,335
Additional noninterest expense	$2,456,000	2,234
Pre-tax net operating income	$6,803,000	1,402
Securities gains (losses)	$0	2,675
Applicable income taxes	$132,000	2,799
Income before extraordinary items	$6,671,000	1,305
Extraordinary gains, net	$0	4
Net income	$6,671,000	1,306
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,671,000	1,306
Net charge-offs	$447,000	1,049
Cash dividends	$3,700,000	957
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,671,000	1,271
2020-09-30 (YTD Data)		Rank
Total interest income	$10,567,000	1,986
Total interest expense	$1,124,000	2,485
Net interest income	$9,443,000	1,870
Provision for loan and lease losses	$500,000	1,950
Total noninterest income	$2,717,000	1,511
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$374,000	1,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,343,000	1,360
Total noninterest expense	$6,047,000	2,224
Salaries and employee benefits	$3,652,000	2,168
Premises and equipment expense	$589,000	2,357
Additional noninterest expense	$1,806,000	2,228
Pre-tax net operating income	$5,613,000	1,279
Securities gains (losses)	$-5,000	4,719
Applicable income taxes	$84,000	2,892
Income before extraordinary items	$5,524,000	1,179
Extraordinary gains, net	$0	4
Net income	$5,524,000	1,178
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,524,000	1,179
Net charge-offs	$624,000	662
Cash dividends	$3,700,000	706
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,528,950	1,140
2020-06-30 (YTD Data)		Rank
Total interest income	$7,143,000	1,990
Total interest expense	$796,000	2,505
Net interest income	$6,347,000	1,866
Provision for loan and lease losses	$0	4,134
Total noninterest income	$918,000	2,119
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$230,000	1,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$688,000	2,044
Total noninterest expense	$3,958,000	2,259
Salaries and employee benefits	$2,335,000	2,221
Premises and equipment expense	$350,000	2,516
Additional noninterest expense	$1,273,000	2,133
Pre-tax net operating income	$3,307,000	1,332
Securities gains (losses)	$-94,000	4,949
Applicable income taxes	$80,000	2,664
Income before extraordinary items	$3,133,000	1,265
Extraordinary gains, net	$0	4
Net income	$3,133,000	1,265
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,133,000	1,265
Net charge-offs	$-142,000	4,942
Cash dividends	$1,200,000	1,147
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,225,120	1,202
2020-03-31 (YTD Data)		Rank
Total interest income	$3,587,000	1,974
Total interest expense	$413,000	2,580
Net interest income	$3,174,000	1,838
Provision for loan and lease losses	$0	3,711
Total noninterest income	$485,000	1,975
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$134,000	1,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$351,000	1,855
Total noninterest expense	$1,989,000	2,275
Salaries and employee benefits	$1,208,000	2,194
Premises and equipment expense	$169,000	2,594
Additional noninterest expense	$612,000	2,216
Pre-tax net operating income	$1,670,000	1,214
Securities gains (losses)	$-210,000	4,999
Applicable income taxes	$29,000	2,715
Income before extraordinary items	$1,431,000	1,236
Extraordinary gains, net	$0	4
Net income	$1,431,000	1,235
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,431,000	1,236
Net charge-offs	$-134,000	4,999
Cash dividends	$1,200,000	718
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,636,800	1,080
2019-12-31 (YTD Data)		Rank
Total interest income	$14,407,000	1,983
Total interest expense	$1,855,000	2,469
Net interest income	$12,552,000	1,855
Provision for loan and lease losses	$0	3,973
Total noninterest income	$2,241,000	1,864
Gross Fiduciary activities income	$1,000	1,009
Service charges on deposit accounts	$558,000	1,770
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,682,000	1,698
Total noninterest expense	$8,312,000	2,190
Salaries and employee benefits	$4,767,000	2,174
Premises and equipment expense	$647,000	2,675
Additional noninterest expense	$2,898,000	1,983
Pre-tax net operating income	$6,481,000	1,448
Securities gains (losses)	$31,000	1,450
Applicable income taxes	$191,000	2,668
Income before extraordinary items	$6,321,000	1,338
Extraordinary gains, net	$0	11
Net income	$6,321,000	1,340
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,321,000	1,341
Net charge-offs	$-499,000	5,112
Cash dividends	$9,660,000	491
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,290,930	1,318
2019-09-30 (YTD Data)		Rank
Total interest income	$10,888,000	1,988
Total interest expense	$1,350,000	2,523
Net interest income	$9,538,000	1,866
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,569,000	1,923
Gross Fiduciary activities income	$1,000	975
Service charges on deposit accounts	$426,000	1,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,142,000	1,776
Total noninterest expense	$6,424,000	2,148
Salaries and employee benefits	$3,687,000	2,137
Premises and equipment expense	$491,000	2,679
Additional noninterest expense	$2,246,000	1,914
Pre-tax net operating income	$4,683,000	1,527
Securities gains (losses)	$-6,000	4,829
Applicable income taxes	$135,000	2,765
Income before extraordinary items	$4,542,000	1,400
Extraordinary gains, net	$0	11
Net income	$4,542,000	1,400
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,542,000	1,402
Net charge-offs	$-456,000	5,186
Cash dividends	$8,100,000	427
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,547,820	1,372
2019-06-30 (YTD Data)		Rank
Total interest income	$7,129,000	2,024
Total interest expense	$834,000	2,613
Net interest income	$6,295,000	1,886
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,029,000	1,932
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$280,000	1,749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$749,000	1,776
Total noninterest expense	$4,193,000	2,189
Salaries and employee benefits	$2,395,000	2,190
Premises and equipment expense	$318,000	2,730
Additional noninterest expense	$1,480,000	1,961
Pre-tax net operating income	$3,131,000	1,499
Securities gains (losses)	$-8,000	4,901
Applicable income taxes	$92,000	2,734
Income before extraordinary items	$3,031,000	1,376
Extraordinary gains, net	$0	11
Net income	$3,031,000	1,375
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,031,000	1,376
Net charge-offs	$-24,000	4,734
Cash dividends	$6,700,000	362
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,038,760	1,352
2019-03-31 (YTD Data)		Rank
Total interest income	$2,723,000	2,465
Total interest expense	$338,000	2,870
Net interest income	$2,385,000	2,365
Provision for loan and lease losses	$0	3,406
Total noninterest income	$457,000	2,025
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$106,000	2,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$351,000	1,800
Total noninterest expense	$1,545,000	2,695
Salaries and employee benefits	$928,000	2,621
Premises and equipment expense	$109,000	3,405
Additional noninterest expense	$508,000	2,552
Pre-tax net operating income	$1,297,000	1,709
Securities gains (losses)	$-9,000	5,085
Applicable income taxes	$68,000	2,434
Income before extraordinary items	$1,220,000	1,600
Extraordinary gains, net	$0	5
Net income	$1,220,000	1,598
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,220,000	1,599
Net charge-offs	$9,000	2,026
Cash dividends	$1,100,000	763
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,228,550	1,570
2018-12-31 (YTD Data)		Rank
Total interest income	$11,380,000	2,295
Total interest expense	$1,199,000	2,667
Net interest income	$10,181,000	2,212
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,947,000	2,015
Gross Fiduciary activities income	$1,000	1,056
Service charges on deposit accounts	$494,000	2,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,452,000	1,832
Total noninterest expense	$6,068,000	2,709
Salaries and employee benefits	$3,515,000	2,673
Premises and equipment expense	$486,000	3,199
Additional noninterest expense	$2,067,000	2,550
Pre-tax net operating income	$6,060,000	1,497
Securities gains (losses)	$9,000	738
Applicable income taxes	$176,000	2,752
Income before extraordinary items	$5,893,000	1,368
Extraordinary gains, net	$0	6
Net income	$5,893,000	1,367
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,893,000	1,367
Net charge-offs	$-121,000	5,079
Cash dividends	$5,600,000	676
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,884,270	1,362
2018-09-30 (YTD Data)		Rank
Total interest income	$8,502,000	2,297
Total interest expense	$869,000	2,657
Net interest income	$7,633,000	2,212
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,424,000	2,061
Gross Fiduciary activities income	$1,000	1,014
Service charges on deposit accounts	$370,000	2,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,053,000	1,881
Total noninterest expense	$4,626,000	2,686
Salaries and employee benefits	$2,715,000	2,625
Premises and equipment expense	$357,000	3,278
Additional noninterest expense	$1,554,000	2,536
Pre-tax net operating income	$4,431,000	1,549
Securities gains (losses)	$11,000	687
Applicable income taxes	$128,000	2,850
Income before extraordinary items	$4,314,000	1,403
Extraordinary gains, net	$0	5
Net income	$4,314,000	1,402
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,314,000	1,402
Net charge-offs	$-133,000	5,173
Cash dividends	$4,200,000	618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,303,330	1,395
2018-06-30 (YTD Data)		Rank
Total interest income	$5,327,000	2,397
Total interest expense	$560,000	2,619
Net interest income	$4,767,000	2,339
Provision for loan and lease losses	$0	3,782
Total noninterest income	$914,000	2,112
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$241,000	2,033
Trading account gains and fees	NA	NA
Additional Noninterest Income	$673,000	1,923
Total noninterest expense	$3,067,000	2,710
Salaries and employee benefits	$1,742,000	2,720
Premises and equipment expense	$221,000	3,428
Additional noninterest expense	$1,104,000	2,437
Pre-tax net operating income	$2,614,000	1,695
Securities gains (losses)	$11,000	582
Applicable income taxes	$108,000	2,669
Income before extraordinary items	$2,517,000	1,568
Extraordinary gains, net	$0	6
Net income	$2,517,000	1,566
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,517,000	1,567
Net charge-offs	$-109,000	5,219
Cash dividends	$2,200,000	701
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,506,440	1,553
2018-03-31 (YTD Data)		Rank
Total interest income	$2,707,000	2,359
Total interest expense	$275,000	2,601
Net interest income	$2,432,000	2,300
Provision for loan and lease losses	$0	3,508
Total noninterest income	$469,000	2,048
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$119,000	2,060
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	1,844
Total noninterest expense	$1,605,000	2,654
Salaries and employee benefits	$943,000	2,600
Premises and equipment expense	$107,000	3,528
Additional noninterest expense	$555,000	2,433
Pre-tax net operating income	$1,296,000	1,678
Securities gains (losses)	$10,000	437
Applicable income taxes	$66,000	2,493
Income before extraordinary items	$1,240,000	1,547
Extraordinary gains, net	$0	7
Net income	$1,240,000	1,547
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,240,000	1,547
Net charge-offs	$-86,000	5,360
Cash dividends	$1,100,000	657
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,230,500	1,550
2017-12-31 (YTD Data)		Rank
Total interest income	$11,382,000	2,214
Total interest expense	$1,129,000	2,340
Net interest income	$10,253,000	2,184
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,948,000	2,062
Gross Fiduciary activities income	$1,000	1,092
Service charges on deposit accounts	$513,000	1,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,434,000	1,870
Total noninterest expense	$5,843,000	2,814
Salaries and employee benefits	$3,497,000	2,705
Premises and equipment expense	$482,000	3,330
Additional noninterest expense	$1,864,000	2,786
Pre-tax net operating income	$6,358,000	1,405
Securities gains (losses)	$0	2,243
Applicable income taxes	$169,000	3,055
Income before extraordinary items	$6,189,000	1,138
Extraordinary gains, net	$0	9
Net income	$6,189,000	1,138
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,189,000	1,138
Net charge-offs	$-533,000	5,574
Cash dividends	$5,900,000	588
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,189,000	1,123
2017-09-30 (YTD Data)		Rank
Total interest income	$7,974,000	2,320
Total interest expense	$836,000	2,336
Net interest income	$7,138,000	2,317
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,525,000	2,034
Gross Fiduciary activities income	$1,000	1,049
Service charges on deposit accounts	$377,000	2,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,147,000	1,811
Total noninterest expense	$4,367,000	2,842
Salaries and employee benefits	$2,717,000	2,665
Premises and equipment expense	$364,000	3,351
Additional noninterest expense	$1,286,000	2,954
Pre-tax net operating income	$4,296,000	1,535
Securities gains (losses)	$0	2,274
Applicable income taxes	$95,000	3,175
Income before extraordinary items	$4,201,000	1,329
Extraordinary gains, net	$0	9
Net income	$4,201,000	1,328
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,201,000	1,329
Net charge-offs	$-294,000	5,567
Cash dividends	$4,100,000	585
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,201,000	1,308
2017-06-30 (YTD Data)		Rank
Total interest income	$5,206,000	2,345
Total interest expense	$545,000	2,342
Net interest income	$4,661,000	2,342
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,069,000	1,964
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$244,000	2,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$825,000	1,741
Total noninterest expense	$2,938,000	2,846
Salaries and employee benefits	$1,738,000	2,757
Premises and equipment expense	$218,000	3,560
Additional noninterest expense	$982,000	2,703
Pre-tax net operating income	$2,792,000	1,553
Securities gains (losses)	$0	1,906
Applicable income taxes	$78,000	3,076
Income before extraordinary items	$2,714,000	1,349
Extraordinary gains, net	$0	11
Net income	$2,714,000	1,348
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,714,000	1,349
Net charge-offs	$-270,000	5,641
Cash dividends	$2,500,000	624
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,714,000	1,329
2017-03-31 (YTD Data)		Rank
Total interest income	$2,635,000	2,334
Total interest expense	$272,000	2,319
Net interest income	$2,363,000	2,328
Provision for loan and lease losses	$0	3,537
Total noninterest income	$530,000	1,966
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$115,000	2,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	1,718
Total noninterest expense	$1,534,000	2,781
Salaries and employee benefits	$917,000	2,691
Premises and equipment expense	$121,000	3,418
Additional noninterest expense	$496,000	2,682
Pre-tax net operating income	$1,359,000	1,544
Securities gains (losses)	$0	1,153
Applicable income taxes	$43,000	2,982
Income before extraordinary items	$1,316,000	1,352
Extraordinary gains, net	$0	8
Net income	$1,316,000	1,352
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,316,000	1,352
Net charge-offs	$-246,000	5,753
Cash dividends	$1,300,000	576
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,316,000	1,333
2016-12-31 (YTD Data)		Rank
Total interest income	$10,890,000	2,251
Total interest expense	$1,068,000	2,305
Net interest income	$9,822,000	2,218
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,942,000	2,157
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$481,000	2,145
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,461,000	1,929
Total noninterest expense	$6,077,000	2,829
Salaries and employee benefits	$3,269,000	2,876
Premises and equipment expense	$599,000	3,018
Additional noninterest expense	$2,209,000	2,567
Pre-tax net operating income	$5,687,000	1,465
Securities gains (losses)	$0	3,212
Applicable income taxes	$138,000	3,139
Income before extraordinary items	$5,549,000	1,272
Extraordinary gains, net	$0	5
Net income	$5,549,000	1,271
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,549,000	1,271
Net charge-offs	$249,000	1,717
Cash dividends	$5,400,000	624
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,549,000	1,245
2016-09-30 (YTD Data)		Rank
Total interest income	$8,160,000	2,248
Total interest expense	$799,000	2,315
Net interest income	$7,361,000	2,216
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,487,000	2,131
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$363,000	2,142
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,124,000	1,900
Total noninterest expense	$4,703,000	2,760
Salaries and employee benefits	$2,526,000	2,821
Premises and equipment expense	$485,000	2,890
Additional noninterest expense	$1,692,000	2,532
Pre-tax net operating income	$4,145,000	1,517
Securities gains (losses)	$0	3,160
Applicable income taxes	$93,000	3,259
Income before extraordinary items	$4,052,000	1,319
Extraordinary gains, net	$0	5
Net income	$4,052,000	1,319
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,052,000	1,319
Net charge-offs	$255,000	1,275
Cash dividends	$4,200,000	577
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,052,000	1,281
2016-06-30 (YTD Data)		Rank
Total interest income	$5,476,000	2,238
Total interest expense	$528,000	2,334
Net interest income	$4,948,000	2,202
Provision for loan and lease losses	$0	4,017
Total noninterest income	$991,000	2,122
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$230,000	2,206
Trading account gains and fees	$0	157
Additional Noninterest Income	$761,000	1,849
Total noninterest expense	$2,938,000	2,906
Salaries and employee benefits	$1,601,000	2,935
Premises and equipment expense	$248,000	3,423
Additional noninterest expense	$1,089,000	2,611
Pre-tax net operating income	$3,001,000	1,401
Securities gains (losses)	$0	2,835
Applicable income taxes	$66,000	3,238
Income before extraordinary items	$2,935,000	1,222
Extraordinary gains, net	$0	16
Net income	$2,935,000	1,222
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,935,000	1,222
Net charge-offs	$271,000	926
Cash dividends	$2,400,000	662
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,935,000	1,177
2016-03-31 (YTD Data)		Rank
Total interest income	$2,503,000	2,407
Total interest expense	$259,000	2,386
Net interest income	$2,244,000	2,406
Provision for loan and lease losses	$0	3,656
Total noninterest income	$475,000	2,136
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$111,000	2,264
Trading account gains and fees	$0	142
Additional Noninterest Income	$364,000	1,860
Total noninterest expense	$1,531,000	2,827
Salaries and employee benefits	$845,000	2,842
Premises and equipment expense	$113,000	3,632
Additional noninterest expense	$573,000	2,486
Pre-tax net operating income	$1,188,000	1,691
Securities gains (losses)	$0	2,077
Applicable income taxes	$35,000	3,188
Income before extraordinary items	$1,153,000	1,450
Extraordinary gains, net	$0	12
Net income	$1,153,000	1,450
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,153,000	1,451
Net charge-offs	$300,000	486
Cash dividends	$1,200,000	635
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,153,000	1,417
2015-12-31 (YTD Data)		Rank
Total interest income	$11,334,000	2,128
Total interest expense	$1,071,000	2,307
Net interest income	$10,263,000	2,075
Provision for loan and lease losses	$200,000	2,306
Total noninterest income	$1,880,000	2,192
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$498,000	2,143
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,382,000	1,956
Total noninterest expense	$5,627,000	2,991
Salaries and employee benefits	$3,162,000	2,934
Premises and equipment expense	$533,000	3,355
Additional noninterest expense	$1,932,000	2,860
Pre-tax net operating income	$6,316,000	1,308
Securities gains (losses)	$15,000	2,396
Applicable income taxes	$130,000	3,197
Income before extraordinary items	$6,201,000	1,132
Extraordinary gains, net	$0	23
Net income	$6,201,000	1,132
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,201,000	1,132
Net charge-offs	$67,000	3,023
Cash dividends	$5,800,000	583
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,186,300	1,114
2015-09-30 (YTD Data)		Rank
Total interest income	$8,275,000	2,193
Total interest expense	$806,000	2,329
Net interest income	$7,469,000	2,147
Provision for loan and lease losses	$200,000	1,947
Total noninterest income	$1,436,000	2,185
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$373,000	2,159
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,063,000	1,948
Total noninterest expense	$4,236,000	3,015
Salaries and employee benefits	$2,428,000	2,907
Premises and equipment expense	$393,000	3,432
Additional noninterest expense	$1,415,000	2,914
Pre-tax net operating income	$4,469,000	1,398
Securities gains (losses)	$10,000	2,368
Applicable income taxes	$98,000	3,286
Income before extraordinary items	$4,381,000	1,213
Extraordinary gains, net	$0	21
Net income	$4,381,000	1,212
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,381,000	1,213
Net charge-offs	$107,000	2,094
Cash dividends	$4,100,000	557
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,371,200	1,184
2015-06-30 (YTD Data)		Rank
Total interest income	$5,512,000	2,191
Total interest expense	$538,000	2,337
Net interest income	$4,974,000	2,154
Provision for loan and lease losses	$200,000	1,484
Total noninterest income	$955,000	2,200
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$237,000	2,210
Trading account gains and fees	$0	157
Additional Noninterest Income	$718,000	1,932
Total noninterest expense	$2,835,000	3,010
Salaries and employee benefits	$1,561,000	2,999
Premises and equipment expense	$289,000	3,245
Additional noninterest expense	$985,000	2,836
Pre-tax net operating income	$2,894,000	1,420
Securities gains (losses)	$0	2,636
Applicable income taxes	$74,000	3,208
Income before extraordinary items	$2,820,000	1,236
Extraordinary gains, net	$0	22
Net income	$2,820,000	1,238
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,820,000	1,237
Net charge-offs	$103,000	1,701
Cash dividends	$2,600,000	573
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,820,000	1,205
2015-03-31 (YTD Data)		Rank
Total interest income	$2,850,000	2,122
Total interest expense	$269,000	2,362
Net interest income	$2,581,000	2,064
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$481,000	2,149
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$115,000	2,246
Trading account gains and fees	$0	152
Additional Noninterest Income	$366,000	1,874
Total noninterest expense	$1,320,000	3,164
Salaries and employee benefits	$699,000	3,241
Premises and equipment expense	$131,000	3,472
Additional noninterest expense	$490,000	2,833
Pre-tax net operating income	$1,592,000	1,270
Securities gains (losses)	$0	2,027
Applicable income taxes	$42,000	3,119
Income before extraordinary items	$1,550,000	1,101
Extraordinary gains, net	$0	13
Net income	$1,550,000	1,102
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,550,000	1,102
Net charge-offs	$51,000	1,543
Cash dividends	$1,400,000	501
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,550,000	1,069
2014-12-31 (YTD Data)		Rank
Total interest income	$11,020,000	2,184
Total interest expense	$1,089,000	2,445
Net interest income	$9,931,000	2,142
Provision for loan and lease losses	$-300,000	6,184
Total noninterest income	$1,820,000	2,251
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$495,000	2,304
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,325,000	1,929
Total noninterest expense	$5,639,000	3,056
Salaries and employee benefits	$3,009,000	3,069
Premises and equipment expense	$585,000	3,286
Additional noninterest expense	$2,045,000	2,835
Pre-tax net operating income	$6,412,000	1,248
Securities gains (losses)	$11,000	2,605
Applicable income taxes	$115,000	3,313
Income before extraordinary items	$6,308,000	1,041
Extraordinary gains, net	$0	17
Net income	$6,308,000	1,040
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,308,000	1,040
Net charge-offs	$-604,000	6,405
Cash dividends	$4,800,000	627
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,297,220	1,023
2014-09-30 (YTD Data)		Rank
Total interest income	$8,209,000	2,215
Total interest expense	$803,000	2,513
Net interest income	$7,406,000	2,162
Provision for loan and lease losses	$-450,000	6,371
Total noninterest income	$1,330,000	2,286
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$366,000	2,331
Trading account gains and fees	$0	174
Additional Noninterest Income	$964,000	1,983
Total noninterest expense	$4,227,000	3,063
Salaries and employee benefits	$2,241,000	3,106
Premises and equipment expense	$462,000	3,217
Additional noninterest expense	$1,524,000	2,843
Pre-tax net operating income	$4,959,000	1,230
Securities gains (losses)	$3,000	2,680
Applicable income taxes	$82,000	3,394
Income before extraordinary items	$4,880,000	1,022
Extraordinary gains, net	$0	15
Net income	$4,880,000	1,022
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,880,000	1,022
Net charge-offs	$-610,000	6,499
Cash dividends	$3,600,000	585
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,877,060	1,005
2014-06-30 (YTD Data)		Rank
Total interest income	$5,195,000	2,322
Total interest expense	$511,000	2,598
Net interest income	$4,684,000	2,269
Provision for loan and lease losses	$-600,000	6,519
Total noninterest income	$848,000	2,328
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$235,000	2,378
Trading account gains and fees	$0	172
Additional Noninterest Income	$613,000	2,024
Total noninterest expense	$2,737,000	3,139
Salaries and employee benefits	$1,494,000	3,119
Premises and equipment expense	$274,000	3,501
Additional noninterest expense	$969,000	2,962
Pre-tax net operating income	$3,395,000	1,171
Securities gains (losses)	$-1,000	6,043
Applicable income taxes	$53,000	3,412
Income before extraordinary items	$3,341,000	975
Extraordinary gains, net	$0	20
Net income	$3,341,000	976
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,341,000	976
Net charge-offs	$-712,000	6,593
Cash dividends	$2,600,000	521
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,341,980	957
2014-03-31 (YTD Data)		Rank
Total interest income	$2,556,000	2,355
Total interest expense	$257,000	2,620
Net interest income	$2,299,000	2,290
Provision for loan and lease losses	$0	3,817
Total noninterest income	$378,000	2,456
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$109,000	2,492
Trading account gains and fees	$0	147
Additional Noninterest Income	$269,000	2,162
Total noninterest expense	$1,326,000	3,235
Salaries and employee benefits	$704,000	3,267
Premises and equipment expense	$134,000	3,597
Additional noninterest expense	$488,000	2,938
Pre-tax net operating income	$1,351,000	1,378
Securities gains (losses)	$1,000	1,605
Applicable income taxes	$32,000	3,249
Income before extraordinary items	$1,320,000	1,161
Extraordinary gains, net	$0	16
Net income	$1,320,000	1,162
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,320,000	1,162
Net charge-offs	$-87,000	6,447
Cash dividends	$1,000,000	600
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,319,020	1,146
2013-12-31 (YTD Data)		Rank
Total interest income	$10,566,000	2,297
Total interest expense	$1,090,000	2,770
Net interest income	$9,476,000	2,204
Provision for loan and lease losses	$-250,000	6,489
Total noninterest income	$2,118,000	2,083
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$517,000	2,309
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,601,000	1,776
Total noninterest expense	$5,720,000	3,087
Salaries and employee benefits	$2,903,000	3,185
Premises and equipment expense	$534,000	3,586
Additional noninterest expense	$2,283,000	2,687
Pre-tax net operating income	$6,124,000	1,204
Securities gains (losses)	$38,000	1,982
Applicable income taxes	$108,000	3,361
Income before extraordinary items	$6,054,000	1,024
Extraordinary gains, net	$0	29
Net income	$6,054,000	1,026
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,054,000	1,026
Net charge-offs	$-306,000	6,686
Cash dividends	$4,300,000	641
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,016,760	1,003
2013-09-30 (YTD Data)		Rank
Total interest income	$7,735,000	2,360
Total interest expense	$828,000	2,817
Net interest income	$6,907,000	2,266
Provision for loan and lease losses	$-250,000	6,647
Total noninterest income	$1,644,000	2,073
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$381,000	2,359
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,263,000	1,762
Total noninterest expense	$4,359,000	3,060
Salaries and employee benefits	$2,142,000	3,231
Premises and equipment expense	$420,000	3,501
Additional noninterest expense	$1,797,000	2,548
Pre-tax net operating income	$4,442,000	1,268
Securities gains (losses)	$38,000	1,851
Applicable income taxes	$82,000	3,427
Income before extraordinary items	$4,398,000	1,066
Extraordinary gains, net	$0	25
Net income	$4,398,000	1,068
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,398,000	1,068
Net charge-offs	$-351,000	6,792
Cash dividends	$3,300,000	586
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,360,760	1,050
2013-06-30 (YTD Data)		Rank
Total interest income	$5,052,000	2,411
Total interest expense	$553,000	2,873
Net interest income	$4,499,000	2,318
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$1,234,000	1,933
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$246,000	2,394
Trading account gains and fees	$0	157
Additional Noninterest Income	$988,000	1,591
Total noninterest expense	$2,600,000	3,331
Salaries and employee benefits	$1,378,000	3,332
Premises and equipment expense	$251,000	3,777
Additional noninterest expense	$971,000	3,033
Pre-tax net operating income	$2,983,000	1,248
Securities gains (losses)	$29,000	1,835
Applicable income taxes	$58,000	3,418
Income before extraordinary items	$2,954,000	1,054
Extraordinary gains, net	$0	22
Net income	$2,954,000	1,055
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,954,000	1,057
Net charge-offs	$-469,000	6,881
Cash dividends	$1,900,000	656
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,925,580	1,021
2013-03-31 (YTD Data)		Rank
Total interest income	$2,462,000	2,481
Total interest expense	$278,000	2,938
Net interest income	$2,184,000	2,409
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$518,000	2,184
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$117,000	2,482
Trading account gains and fees	$0	148
Additional Noninterest Income	$401,000	1,861
Total noninterest expense	$1,264,000	3,421
Salaries and employee benefits	$648,000	3,521
Premises and equipment expense	$128,000	3,753
Additional noninterest expense	$488,000	3,054
Pre-tax net operating income	$1,288,000	1,379
Securities gains (losses)	$1,000	1,864
Applicable income taxes	$24,000	3,495
Income before extraordinary items	$1,265,000	1,180
Extraordinary gains, net	$0	10
Net income	$1,265,000	1,182
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,265,000	1,182
Net charge-offs	$-392,000	6,960
Cash dividends	$900,000	605
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,264,020	1,132
2012-12-31 (YTD Data)		Rank
Total interest income	$10,156,000	2,537
Total interest expense	$1,275,000	3,078
Net interest income	$8,881,000	2,420
Provision for loan and lease losses	$850,000	1,977
Total noninterest income	$2,308,000	1,982
Gross Fiduciary activities income	$46,000	973
Service charges on deposit accounts	$541,000	2,332
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,721,000	1,693
Total noninterest expense	$5,327,000	3,307
Salaries and employee benefits	$2,709,000	3,357
Premises and equipment expense	$518,000	3,732
Additional noninterest expense	$2,100,000	2,984
Pre-tax net operating income	$5,012,000	1,369
Securities gains (losses)	$5,000	3,522
Applicable income taxes	$105,000	3,476
Income before extraordinary items	$4,912,000	1,209
Extraordinary gains, net	$0	29
Net income	$4,912,000	1,211
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,912,000	1,210
Net charge-offs	$762,000	2,113
Cash dividends	$4,000,000	690
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,907,100	1,143
2012-09-30 (YTD Data)		Rank
Total interest income	$7,835,000	2,512
Total interest expense	$988,000	3,105
Net interest income	$6,847,000	2,393
Provision for loan and lease losses	$700,000	1,850
Total noninterest income	$1,765,000	1,956
Gross Fiduciary activities income	$45,000	942
Service charges on deposit accounts	$409,000	2,348
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,311,000	1,672
Total noninterest expense	$4,011,000	3,331
Salaries and employee benefits	$1,990,000	3,432
Premises and equipment expense	$377,000	3,845
Additional noninterest expense	$1,644,000	2,882
Pre-tax net operating income	$3,901,000	1,354
Securities gains (losses)	$-1,000	6,745
Applicable income taxes	$78,000	3,528
Income before extraordinary items	$3,822,000	1,179
Extraordinary gains, net	$0	20
Net income	$3,822,000	1,179
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,822,000	1,179
Net charge-offs	$752,000	1,739
Cash dividends	$3,100,000	539
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,822,980	1,109
2012-06-30 (YTD Data)		Rank
Total interest income	$5,309,000	2,487
Total interest expense	$680,000	3,118
Net interest income	$4,629,000	2,352
Provision for loan and lease losses	$600,000	1,572
Total noninterest income	$1,088,000	2,037
Gross Fiduciary activities income	$45,000	906
Service charges on deposit accounts	$279,000	2,285
Trading account gains and fees	$0	153
Additional Noninterest Income	$764,000	1,804
Total noninterest expense	$2,653,000	3,363
Salaries and employee benefits	$1,309,000	3,488
Premises and equipment expense	$240,000	3,975
Additional noninterest expense	$1,104,000	2,881
Pre-tax net operating income	$2,464,000	1,410
Securities gains (losses)	$-1,000	6,818
Applicable income taxes	$53,000	3,511
Income before extraordinary items	$2,410,000	1,246
Extraordinary gains, net	$0	19
Net income	$2,410,000	1,246
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,410,000	1,246
Net charge-offs	$239,000	2,546
Cash dividends	$2,100,000	500
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,410,980	1,169
2012-03-31 (YTD Data)		Rank
Total interest income	$2,501,000	2,655
Total interest expense	$360,000	3,084
Net interest income	$2,141,000	2,553
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$496,000	2,159
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$133,000	2,364
Trading account gains and fees	$0	148
Additional Noninterest Income	$363,000	1,877
Total noninterest expense	$1,293,000	3,445
Salaries and employee benefits	$620,000	3,646
Premises and equipment expense	$133,000	3,747
Additional noninterest expense	$540,000	2,907
Pre-tax net operating income	$1,044,000	1,617
Securities gains (losses)	$-10,000	7,044
Applicable income taxes	$28,000	3,471
Income before extraordinary items	$1,006,000	1,449
Extraordinary gains, net	$0	19
Net income	$1,006,000	1,449
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,006,000	1,450
Net charge-offs	$170,000	1,984
Cash dividends	$900,000	521
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,015,700	1,358
2011-12-31 (YTD Data)		Rank
Total interest income	$10,329,000	2,689
Total interest expense	$1,753,000	3,063
Net interest income	$8,576,000	2,555
Provision for loan and lease losses	$1,200,000	2,155
Total noninterest income	$2,176,000	1,883
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$574,000	2,321
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,602,000	1,573
Total noninterest expense	$5,222,000	3,415
Salaries and employee benefits	$2,577,000	3,475
Premises and equipment expense	$513,000	3,966
Additional noninterest expense	$2,132,000	2,953
Pre-tax net operating income	$4,330,000	1,347
Securities gains (losses)	$37,000	2,774
Applicable income taxes	$105,000	3,351
Income before extraordinary items	$4,262,000	1,177
Extraordinary gains, net	$0	29
Net income	$4,262,000	1,177
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,262,000	1,177
Net charge-offs	$1,299,000	2,059
Cash dividends	$3,800,000	547
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,225,740	1,118
2011-09-30 (YTD Data)		Rank
Total interest income	$7,581,000	2,760
Total interest expense	$1,364,000	3,090
Net interest income	$6,217,000	2,641
Provision for loan and lease losses	$900,000	2,078
Total noninterest income	$1,703,000	1,826
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$425,000	2,347
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,278,000	1,493
Total noninterest expense	$3,880,000	3,449
Salaries and employee benefits	$1,907,000	3,512
Premises and equipment expense	$387,000	3,998
Additional noninterest expense	$1,586,000	2,992
Pre-tax net operating income	$3,140,000	1,440
Securities gains (losses)	$35,000	2,561
Applicable income taxes	$84,000	3,334
Income before extraordinary items	$3,091,000	1,256
Extraordinary gains, net	$0	21
Net income	$3,091,000	1,256
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,091,000	1,256
Net charge-offs	$1,141,000	1,770
Cash dividends	$2,800,000	482
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,057,050	1,192
2011-06-30 (YTD Data)		Rank
Total interest income	$5,048,000	2,783
Total interest expense	$943,000	3,099
Net interest income	$4,105,000	2,680
Provision for loan and lease losses	$600,000	2,044
Total noninterest income	$1,210,000	1,731
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$271,000	2,407
Trading account gains and fees	$0	153
Additional Noninterest Income	$939,000	1,405
Total noninterest expense	$2,628,000	3,452
Salaries and employee benefits	$1,299,000	3,482
Premises and equipment expense	$247,000	4,140
Additional noninterest expense	$1,082,000	2,996
Pre-tax net operating income	$2,087,000	1,398
Securities gains (losses)	$35,000	1,800
Applicable income taxes	$59,000	3,256
Income before extraordinary items	$2,063,000	1,206
Extraordinary gains, net	$0	15
Net income	$2,063,000	1,205
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,063,000	1,206
Net charge-offs	$618,000	1,923
Cash dividends	$1,800,000	466
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,029,050	1,180
2011-03-31 (YTD Data)		Rank
Total interest income	$2,528,000	2,797
Total interest expense	$488,000	3,107
Net interest income	$2,040,000	2,682
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$475,000	2,075
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$124,000	2,555
Trading account gains and fees	$0	158
Additional Noninterest Income	$351,000	1,726
Total noninterest expense	$1,240,000	3,609
Salaries and employee benefits	$609,000	3,682
Premises and equipment expense	$120,000	4,272
Additional noninterest expense	$511,000	3,121
Pre-tax net operating income	$975,000	1,474
Securities gains (losses)	$34,000	900
Applicable income taxes	$34,000	3,099
Income before extraordinary items	$975,000	1,268
Extraordinary gains, net	$0	9
Net income	$975,000	1,267
Minority interest net income	$0	86
Net income of bank and minority interests.	$975,000	1,268
Net charge-offs	$422,000	1,475
Cash dividends	$800,000	479
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$942,020	1,267
2010-12-31 (YTD Data)		Rank
Total interest income	$10,931,000	2,733
Total interest expense	$2,444,000	3,047
Net interest income	$8,487,000	2,584
Provision for loan and lease losses	$1,440,000	2,516
Total noninterest income	$1,822,000	2,201
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$669,000	2,114
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,153,000	2,008
Total noninterest expense	$5,123,000	3,542
Salaries and employee benefits	$2,571,000	3,508
Premises and equipment expense	$528,000	4,035
Additional noninterest expense	$2,024,000	3,223
Pre-tax net operating income	$3,746,000	1,336
Securities gains (losses)	$-83,000	7,206
Applicable income taxes	$81,000	3,381
Income before extraordinary items	$3,582,000	1,198
Extraordinary gains, net	$0	29
Net income	$3,582,000	1,198
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,582,000	1,200
Net charge-offs	$1,363,000	2,282
Cash dividends	$2,600,000	627
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,663,340	1,134
2010-09-30 (YTD Data)		Rank
Total interest income	$8,281,000	2,772
Total interest expense	$1,892,000	3,092
Net interest income	$6,389,000	2,599
Provision for loan and lease losses	$1,140,000	2,332
Total noninterest income	$1,178,000	2,456
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$505,000	2,152
Trading account gains and fees	$124,000	103
Additional Noninterest Income	$549,000	2,604
Total noninterest expense	$3,790,000	3,579
Salaries and employee benefits	$1,894,000	3,594
Premises and equipment expense	$396,000	4,117
Additional noninterest expense	$1,500,000	3,222
Pre-tax net operating income	$2,637,000	1,493
Securities gains (losses)	$0	3,651
Applicable income taxes	$60,000	3,466
Income before extraordinary items	$2,577,000	1,290
Extraordinary gains, net	$0	23
Net income	$2,577,000	1,294
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,577,000	1,294
Net charge-offs	$1,269,000	1,942
Cash dividends	$2,100,000	503
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,577,000	1,248
2010-06-30 (YTD Data)		Rank
Total interest income	$5,525,000	2,796
Total interest expense	$1,281,000	3,150
Net interest income	$4,244,000	2,612
Provision for loan and lease losses	$640,000	2,482
Total noninterest income	$871,000	2,241
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$344,000	2,121
Trading account gains and fees	$87,000	103
Additional Noninterest Income	$440,000	2,278
Total noninterest expense	$2,520,000	3,598
Salaries and employee benefits	$1,302,000	3,530
Premises and equipment expense	$241,000	4,366
Additional noninterest expense	$977,000	3,258
Pre-tax net operating income	$1,955,000	1,329
Securities gains (losses)	$0	3,184
Applicable income taxes	$38,000	3,460
Income before extraordinary items	$1,917,000	1,166
Extraordinary gains, net	$0	19
Net income	$1,917,000	1,167
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,917,000	1,167
Net charge-offs	$544,000	2,346
Cash dividends	$1,600,000	423
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,917,000	1,117
2010-03-31 (YTD Data)		Rank
Total interest income	$2,733,000	2,876
Total interest expense	$647,000	3,245
Net interest income	$2,086,000	2,668
Provision for loan and lease losses	$340,000	2,255
Total noninterest income	$389,000	2,418
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$152,000	2,317
Trading account gains and fees	$42,000	109
Additional Noninterest Income	$195,000	2,436
Total noninterest expense	$1,205,000	3,746
Salaries and employee benefits	$605,000	3,796
Premises and equipment expense	$125,000	4,370
Additional noninterest expense	$475,000	3,322
Pre-tax net operating income	$930,000	1,401
Securities gains (losses)	$0	2,284
Applicable income taxes	$20,000	3,454
Income before extraordinary items	$910,000	1,199
Extraordinary gains, net	$0	16
Net income	$910,000	1,202
Minority interest net income	$0	91
Net income of bank and minority interests.	$910,000	1,201
Net charge-offs	$291,000	2,061
Cash dividends	$800,000	420
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$910,000	1,175
2009-12-31 (YTD Data)		Rank
Total interest income	$11,432,000	2,880
Total interest expense	$3,100,000	3,331
Net interest income	$8,332,000	2,621
Provision for loan and lease losses	$1,320,000	3,076
Total noninterest income	$1,519,000	2,533
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$639,000	2,429
Trading account gains and fees	$162,000	139
Additional Noninterest Income	$718,000	2,616
Total noninterest expense	$4,931,000	3,730
Salaries and employee benefits	$2,507,000	3,673
Premises and equipment expense	$560,000	4,083
Additional noninterest expense	$1,864,000	3,520
Pre-tax net operating income	$3,600,000	1,134
Securities gains (losses)	$-31,000	7,110
Applicable income taxes	$102,000	2,868
Income before extraordinary items	$3,467,000	981
Extraordinary gains, net	$0	34
Net income	$3,467,000	979
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,467,000	980
Net charge-offs	$1,338,000	2,516
Cash dividends	$3,100,000	554
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,497,070	969
2009-09-30 (YTD Data)		Rank
Total interest income	$8,610,000	2,907
Total interest expense	$2,398,000	3,388
Net interest income	$6,212,000	2,644
Provision for loan and lease losses	$1,080,000	2,670
Total noninterest income	$1,150,000	2,575
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$479,000	2,441
Trading account gains and fees	$120,000	144
Additional Noninterest Income	$551,000	2,657
Total noninterest expense	$3,720,000	3,718
Salaries and employee benefits	$1,840,000	3,779
Premises and equipment expense	$422,000	4,101
Additional noninterest expense	$1,458,000	3,353
Pre-tax net operating income	$2,562,000	1,258
Securities gains (losses)	$-32,000	7,328
Applicable income taxes	$79,000	3,042
Income before extraordinary items	$2,451,000	1,111
Extraordinary gains, net	$0	27
Net income	$2,451,000	1,110
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,451,000	1,111
Net charge-offs	$1,036,000	2,168
Cash dividends	$2,300,000	550
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,482,040	1,081
2009-06-30 (YTD Data)		Rank
Total interest income	$5,463,000	3,071
Total interest expense	$1,660,000	3,410
Net interest income	$3,803,000	2,850
Provision for loan and lease losses	$440,000	3,134
Total noninterest income	$788,000	2,546
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$307,000	2,497
Trading account gains and fees	$83,000	134
Additional Noninterest Income	$398,000	2,561
Total noninterest expense	$2,344,000	3,916
Salaries and employee benefits	$1,170,000	3,959
Premises and equipment expense	$288,000	4,051
Additional noninterest expense	$886,000	3,594
Pre-tax net operating income	$1,807,000	1,269
Securities gains (losses)	$-2,000	7,376
Applicable income taxes	$48,000	3,189
Income before extraordinary items	$1,757,000	1,083
Extraordinary gains, net	$0	21
Net income	$1,757,000	1,081
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,757,000	1,083
Net charge-offs	$459,000	2,438
Cash dividends	$1,500,000	587
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,758,940	1,052
2009-03-31 (YTD Data)		Rank
Total interest income	$2,779,000	3,059
Total interest expense	$856,000	3,441
Net interest income	$1,923,000	2,806
Provision for loan and lease losses	$200,000	2,838
Total noninterest income	$369,000	2,654
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$145,000	2,536
Trading account gains and fees	$45,000	116
Additional Noninterest Income	$179,000	2,661
Total noninterest expense	$1,157,000	3,875
Salaries and employee benefits	$592,000	3,954
Premises and equipment expense	$148,000	4,012
Additional noninterest expense	$417,000	3,462
Pre-tax net operating income	$935,000	1,380
Securities gains (losses)	$-2,000	7,731
Applicable income taxes	$25,000	3,414
Income before extraordinary items	$908,000	1,193
Extraordinary gains, net	$0	15
Net income	$908,000	1,194
Minority interest net income	$0	102
Net income of bank and minority interests.	$908,000	1,195
Net charge-offs	$218,000	2,072
Cash dividends	$800,000	562
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$909,940	1,116
2008-12-31 (YTD Data)		Rank
Total interest income	$12,556,000	2,913
Total interest expense	$4,796,000	3,070
Net interest income	$7,760,000	2,787
Provision for loan and lease losses	$480,000	3,870
Total noninterest income	$1,543,000	2,571
Gross Fiduciary activities income	$1,000	1,385
Service charges on deposit accounts	$655,000	2,478
Trading account gains and fees	$0	154
Additional Noninterest Income	$887,000	2,311
Total noninterest expense	$4,478,000	3,894
Salaries and employee benefits	$2,579,000	3,690
Premises and equipment expense	$552,000	4,209
Additional noninterest expense	$1,347,000	3,922
Pre-tax net operating income	$4,345,000	1,259
Securities gains (losses)	$-565,000	7,589
Applicable income taxes	$79,000	3,566
Income before extraordinary items	$3,701,000	1,119
Extraordinary gains, net	$0	39
Net income	$3,701,000	1,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$817,000	2,179
Cash dividends	$3,200,000	851
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,254,700	1,038
2008-09-30 (YTD Data)		Rank
Total interest income	$9,569,000	2,932
Total interest expense	$3,800,000	3,038
Net interest income	$5,769,000	2,828
Provision for loan and lease losses	$330,000	3,386
Total noninterest income	$1,197,000	2,588
Gross Fiduciary activities income	$1,000	1,339
Service charges on deposit accounts	$492,000	2,496
Trading account gains and fees	$0	148
Additional Noninterest Income	$704,000	2,313
Total noninterest expense	$3,376,000	3,870
Salaries and employee benefits	$1,937,000	3,712
Premises and equipment expense	$411,000	4,225
Additional noninterest expense	$1,028,000	3,784
Pre-tax net operating income	$3,260,000	1,497
Securities gains (losses)	$-565,000	7,801
Applicable income taxes	$64,000	3,946
Income before extraordinary items	$2,631,000	1,406
Extraordinary gains, net	$0	31
Net income	$2,631,000	1,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$639,000	1,693
Cash dividends	$2,400,000	872
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,184,700	1,234
2008-06-30 (YTD Data)		Rank
Total interest income	$6,540,000	2,902
Total interest expense	$2,621,000	3,055
Net interest income	$3,919,000	2,757
Provision for loan and lease losses	$180,000	3,306
Total noninterest income	$790,000	2,630
Gross Fiduciary activities income	$1,000	1,327
Service charges on deposit accounts	$318,000	2,517
Trading account gains and fees	$0	149
Additional Noninterest Income	$471,000	2,338
Total noninterest expense	$2,244,000	3,894
Salaries and employee benefits	$1,259,000	3,822
Premises and equipment expense	$272,000	4,275
Additional noninterest expense	$713,000	3,672
Pre-tax net operating income	$2,285,000	1,501
Securities gains (losses)	$83,000	1,105
Applicable income taxes	$23,000	4,596
Income before extraordinary items	$2,345,000	1,176
Extraordinary gains, net	$0	21
Net income	$2,345,000	1,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	2,747
Cash dividends	$2,400,000	679
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,262,830	1,205
2008-03-31 (YTD Data)		Rank
Total interest income	$3,509,000	2,780
Total interest expense	$1,370,000	3,120
Net interest income	$2,139,000	2,545
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$460,000	2,352
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$161,000	2,467
Trading account gains and fees	$0	158
Additional Noninterest Income	$299,000	1,978
Total noninterest expense	$1,119,000	3,910
Salaries and employee benefits	$651,000	3,746
Premises and equipment expense	$140,000	4,199
Additional noninterest expense	$328,000	3,854
Pre-tax net operating income	$1,390,000	1,357
Securities gains (losses)	$83,000	805
Applicable income taxes	$10,000	4,802
Income before extraordinary items	$1,463,000	1,032
Extraordinary gains, net	$0	15
Net income	$1,463,000	1,035
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-89,000	8,402
Cash dividends	$1,400,000	561
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,380,830	1,053
2007-12-31 (YTD Data)		Rank
Total interest income	$14,147,000	2,833
Total interest expense	$5,851,000	3,064
Net interest income	$8,296,000	2,642
Provision for loan and lease losses	$340,000	2,967
Total noninterest income	$1,734,000	2,447
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$754,000	2,231
Trading account gains and fees	$0	178
Additional Noninterest Income	$980,000	2,245
Total noninterest expense	$4,350,000	3,866
Salaries and employee benefits	$2,536,000	3,682
Premises and equipment expense	$599,000	3,842
Additional noninterest expense	$1,215,000	4,038
Pre-tax net operating income	$5,340,000	1,559
Securities gains (losses)	$0	2,146
Applicable income taxes	$97,000	4,509
Income before extraordinary items	$5,243,000	1,222
Extraordinary gains, net	$0	39
Net income	$5,243,000	1,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,420
Cash dividends	$5,100,000	723
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,243,000	1,215
2007-09-30 (YTD Data)		Rank
Total interest income	$10,765,000	2,799
Total interest expense	$4,434,000	3,037
Net interest income	$6,331,000	2,611
Provision for loan and lease losses	$250,000	2,604
Total noninterest income	$1,245,000	2,528
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$563,000	2,225
Trading account gains and fees	$0	184
Additional Noninterest Income	$682,000	2,368
Total noninterest expense	$3,378,000	3,735
Salaries and employee benefits	$1,999,000	3,540
Premises and equipment expense	$453,000	3,819
Additional noninterest expense	$926,000	3,930
Pre-tax net operating income	$3,948,000	1,686
Securities gains (losses)	$0	1,655
Applicable income taxes	$95,000	4,485
Income before extraordinary items	$3,853,000	1,325
Extraordinary gains, net	$0	33
Net income	$3,853,000	1,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	2,986
Cash dividends	$3,700,000	732
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,853,000	1,319
2007-06-30 (YTD Data)		Rank
Total interest income	$7,292,000	2,760
Total interest expense	$2,978,000	3,031
Net interest income	$4,314,000	2,591
Provision for loan and lease losses	$160,000	2,495
Total noninterest income	$805,000	2,597
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$362,000	2,293
Trading account gains and fees	$0	168
Additional Noninterest Income	$443,000	2,433
Total noninterest expense	$2,275,000	3,733
Salaries and employee benefits	$1,299,000	3,641
Premises and equipment expense	$290,000	3,929
Additional noninterest expense	$686,000	3,620
Pre-tax net operating income	$2,684,000	1,706
Securities gains (losses)	$0	1,444
Applicable income taxes	$78,000	4,370
Income before extraordinary items	$2,606,000	1,367
Extraordinary gains, net	$0	29
Net income	$2,606,000	1,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	1,892
Cash dividends	$2,300,000	775
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,606,000	1,348
2007-03-31 (YTD Data)		Rank
Total interest income	$3,606,000	2,785
Total interest expense	$1,455,000	3,069
Net interest income	$2,151,000	2,592
Provision for loan and lease losses	$70,000	2,576
Total noninterest income	$415,000	2,494
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$174,000	2,309
Trading account gains and fees	$0	195
Additional Noninterest Income	$241,000	2,270
Total noninterest expense	$1,142,000	3,714
Salaries and employee benefits	$635,000	3,728
Premises and equipment expense	$150,000	3,863
Additional noninterest expense	$357,000	3,478
Pre-tax net operating income	$1,354,000	1,688
Securities gains (losses)	$0	1,187
Applicable income taxes	$39,000	4,383
Income before extraordinary items	$1,315,000	1,336
Extraordinary gains, net	$0	22
Net income	$1,315,000	1,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	1,036
Cash dividends	$1,200,000	688
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,315,000	1,329
2006-12-31 (YTD Data)		Rank
Total interest income	$13,360,000	2,817
Total interest expense	$5,078,000	2,991
Net interest income	$8,282,000	2,681
Provision for loan and lease losses	$20,000	6,291
Total noninterest income	$1,738,000	2,452
Gross Fiduciary activities income	$1,000	1,470
Service charges on deposit accounts	$769,000	2,192
Trading account gains and fees	$0	130
Additional Noninterest Income	$968,000	2,280
Total noninterest expense	$4,472,000	3,638
Salaries and employee benefits	$2,469,000	3,645
Premises and equipment expense	$606,000	3,739
Additional noninterest expense	$1,397,000	3,486
Pre-tax net operating income	$5,528,000	1,735
Securities gains (losses)	$0	1,687
Applicable income taxes	$98,000	4,985
Income before extraordinary items	$5,430,000	1,345
Extraordinary gains, net	$0	51
Net income	$5,430,000	1,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$429,000	1,307
Cash dividends	$5,300,000	665
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,430,000	1,334
2006-09-30 (YTD Data)		Rank
Total interest income	$9,836,000	2,838
Total interest expense	$3,603,000	3,043
Net interest income	$6,233,000	2,707
Provision for loan and lease losses	$0	6,685
Total noninterest income	$1,346,000	2,410
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$577,000	2,197
Trading account gains and fees	$0	126
Additional Noninterest Income	$769,000	2,192
Total noninterest expense	$3,428,000	3,595
Salaries and employee benefits	$1,878,000	3,610
Premises and equipment expense	$471,000	3,642
Additional noninterest expense	$1,079,000	3,401
Pre-tax net operating income	$4,151,000	1,782
Securities gains (losses)	$0	1,388
Applicable income taxes	$81,000	5,117
Income before extraordinary items	$4,070,000	1,395
Extraordinary gains, net	$0	45
Net income	$4,070,000	1,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$321,000	1,101
Cash dividends	$4,000,000	629
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,070,000	1,378
2006-06-30 (YTD Data)		Rank
Total interest income	$6,459,000	2,841
Total interest expense	$2,307,000	3,035
Net interest income	$4,152,000	2,708
Provision for loan and lease losses	$0	6,419
Total noninterest income	$776,000	2,651
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$359,000	2,302
Trading account gains and fees	$0	126
Additional Noninterest Income	$417,000	2,499
Total noninterest expense	$2,237,000	3,658
Salaries and employee benefits	$1,232,000	3,673
Premises and equipment expense	$300,000	3,769
Additional noninterest expense	$705,000	3,447
Pre-tax net operating income	$2,691,000	1,839
Securities gains (losses)	$0	1,185
Applicable income taxes	$45,000	5,301
Income before extraordinary items	$2,646,000	1,417
Extraordinary gains, net	$0	39
Net income	$2,646,000	1,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	1,076
Cash dividends	$2,400,000	705
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,646,000	1,406
2006-03-31 (YTD Data)		Rank
Total interest income	$3,117,000	2,876
Total interest expense	$1,128,000	2,954
Net interest income	$1,989,000	2,792
Provision for loan and lease losses	$0	6,013
Total noninterest income	$368,000	2,688
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$162,000	2,421
Trading account gains and fees	$0	115
Additional Noninterest Income	$206,000	2,446
Total noninterest expense	$1,142,000	3,615
Salaries and employee benefits	$646,000	3,560
Premises and equipment expense	$151,000	3,771
Additional noninterest expense	$345,000	3,485
Pre-tax net operating income	$1,215,000	1,952
Securities gains (losses)	$0	955
Applicable income taxes	$24,000	5,226
Income before extraordinary items	$1,191,000	1,523
Extraordinary gains, net	$0	21
Net income	$1,191,000	1,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	883
Cash dividends	$1,200,000	644
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,191,000	1,503
2005-12-31 (YTD Data)		Rank
Total interest income	$11,866,000	2,741
Total interest expense	$3,765,000	2,780
Net interest income	$8,101,000	2,662
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,796,000	2,377
Gross Fiduciary activities income	$8,000	1,332
Service charges on deposit accounts	$807,000	2,092
Trading account gains and fees	$0	138
Additional Noninterest Income	$981,000	2,246
Total noninterest expense	$4,511,000	3,538
Salaries and employee benefits	$2,467,000	3,527
Premises and equipment expense	$664,000	3,378
Additional noninterest expense	$1,380,000	3,454
Pre-tax net operating income	$5,386,000	1,735
Securities gains (losses)	$1,000	2,117
Applicable income taxes	$73,000	5,614
Income before extraordinary items	$5,314,000	1,347
Extraordinary gains, net	$0	46
Net income	$5,314,000	1,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,468
Cash dividends	$5,200,000	634
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,313,010	1,330
2005-09-30 (YTD Data)		Rank
Total interest income	$8,715,000	2,735
Total interest expense	$2,698,000	2,761
Net interest income	$6,017,000	2,666
Provision for loan and lease losses	$0	6,899
Total noninterest income	$1,221,000	2,545
Gross Fiduciary activities income	$8,000	1,254
Service charges on deposit accounts	$604,000	2,094
Trading account gains and fees	$0	126
Additional Noninterest Income	$609,000	2,533
Total noninterest expense	$3,415,000	3,465
Salaries and employee benefits	$1,856,000	3,482
Premises and equipment expense	$503,000	3,345
Additional noninterest expense	$1,056,000	3,364
Pre-tax net operating income	$3,823,000	1,833
Securities gains (losses)	$-2,000	7,438
Applicable income taxes	$55,000	5,729
Income before extraordinary items	$3,766,000	1,420
Extraordinary gains, net	$0	35
Net income	$3,766,000	1,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	2,801
Cash dividends	$3,900,000	589
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,767,980	1,395
2005-06-30 (YTD Data)		Rank
Total interest income	$5,590,000	2,755
Total interest expense	$1,701,000	2,744
Net interest income	$3,889,000	2,732
Provision for loan and lease losses	$0	6,626
Total noninterest income	$801,000	2,533
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$390,000	2,108
Trading account gains and fees	$0	116
Additional Noninterest Income	$411,000	2,492
Total noninterest expense	$2,187,000	3,564
Salaries and employee benefits	$1,199,000	3,559
Premises and equipment expense	$335,000	3,308
Additional noninterest expense	$653,000	3,543
Pre-tax net operating income	$2,503,000	1,841
Securities gains (losses)	$0	2,146
Applicable income taxes	$36,000	5,754
Income before extraordinary items	$2,467,000	1,418
Extraordinary gains, net	$0	30
Net income	$2,467,000	1,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-66,000	8,551
Cash dividends	$2,300,000	629
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,467,000	1,393
2005-03-31 (YTD Data)		Rank
Total interest income	$2,728,000	2,786
Total interest expense	$811,000	2,748
Net interest income	$1,917,000	2,753
Provision for loan and lease losses	$0	6,226
Total noninterest income	$356,000	2,695
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$185,000	2,151
Trading account gains and fees	$0	115
Additional Noninterest Income	$171,000	2,745
Total noninterest expense	$1,153,000	3,430
Salaries and employee benefits	$620,000	3,470
Premises and equipment expense	$171,000	3,298
Additional noninterest expense	$362,000	3,277
Pre-tax net operating income	$1,120,000	1,974
Securities gains (losses)	$0	1,685
Applicable income taxes	$18,000	5,732
Income before extraordinary items	$1,102,000	1,528
Extraordinary gains, net	$0	24
Net income	$1,102,000	1,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	1,912
Cash dividends	$1,200,000	551
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,102,000	1,506
2004-12-31 (YTD Data)		Rank
Total interest income	$11,226,000	2,547
Total interest expense	$3,036,000	2,608
Net interest income	$8,190,000	2,492
Provision for loan and lease losses	$200,000	3,677
Total noninterest income	$1,492,000	2,703
Gross Fiduciary activities income	$26,000	1,160
Service charges on deposit accounts	$690,000	2,401
Trading account gains and fees	$0	138
Additional Noninterest Income	$776,000	2,547
Total noninterest expense	$4,629,000	3,337
Salaries and employee benefits	$2,496,000	3,351
Premises and equipment expense	$713,000	3,082
Additional noninterest expense	$1,420,000	3,259
Pre-tax net operating income	$4,853,000	1,747
Securities gains (losses)	$48,000	1,775
Applicable income taxes	$87,000	5,654
Income before extraordinary items	$4,814,000	1,338
Extraordinary gains, net	$0	34
Net income	$4,814,000	1,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	2,777
Cash dividends	$4,100,000	741
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,766,960	1,315
2004-09-30 (YTD Data)		Rank
Total interest income	$8,340,000	2,531
Total interest expense	$2,265,000	2,575
Net interest income	$6,075,000	2,496
Provision for loan and lease losses	$200,000	2,980
Total noninterest income	$1,070,000	2,786
Gross Fiduciary activities income	$25,000	1,111
Service charges on deposit accounts	$484,000	2,571
Trading account gains and fees	$0	134
Additional Noninterest Income	$561,000	2,618
Total noninterest expense	$3,604,000	3,214
Salaries and employee benefits	$1,946,000	3,213
Premises and equipment expense	$556,000	2,965
Additional noninterest expense	$1,102,000	3,150
Pre-tax net operating income	$3,341,000	1,877
Securities gains (losses)	$48,000	1,694
Applicable income taxes	$66,000	5,756
Income before extraordinary items	$3,323,000	1,482
Extraordinary gains, net	$0	26
Net income	$3,323,000	1,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	1,564
Cash dividends	$2,800,000	737
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,275,960	1,451
2004-06-30 (YTD Data)		Rank
Total interest income	$5,585,000	2,508
Total interest expense	$1,516,000	2,549
Net interest income	$4,069,000	2,452
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$665,000	2,947
Gross Fiduciary activities income	$8,000	1,219
Service charges on deposit accounts	$282,000	2,849
Trading account gains and fees	$0	130
Additional Noninterest Income	$375,000	2,615
Total noninterest expense	$2,367,000	3,264
Salaries and employee benefits	$1,295,000	3,228
Premises and equipment expense	$376,000	2,943
Additional noninterest expense	$696,000	3,328
Pre-tax net operating income	$2,217,000	1,878
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$43,000	5,769
Income before extraordinary items	$2,176,000	1,478
Extraordinary gains, net	$0	21
Net income	$2,176,000	1,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	1,980
Cash dividends	$1,500,000	882
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,174,040	1,427
2004-03-31 (YTD Data)		Rank
Total interest income	$2,505,000	2,782
Total interest expense	$718,000	2,695
Net interest income	$1,787,000	2,789
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$290,000	3,187
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$124,000	3,080
Trading account gains and fees	$0	121
Additional Noninterest Income	$166,000	2,759
Total noninterest expense	$1,035,000	3,656
Salaries and employee benefits	$559,000	3,671
Premises and equipment expense	$164,000	3,328
Additional noninterest expense	$312,000	3,628
Pre-tax net operating income	$982,000	2,033
Securities gains (losses)	$0	2,934
Applicable income taxes	$16,000	5,956
Income before extraordinary items	$966,000	1,640
Extraordinary gains, net	$0	16
Net income	$966,000	1,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	1,163
Cash dividends	$1,000,000	662
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$966,000	1,554
2003-12-31 (YTD Data)		Rank
Total interest income	$11,017,000	2,578
Total interest expense	$3,362,000	2,590
Net interest income	$7,655,000	2,520
Provision for loan and lease losses	$510,000	2,129
Total noninterest income	$1,816,000	2,478
Gross Fiduciary activities income	$12,000	1,325
Service charges on deposit accounts	$503,000	3,074
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,301,000	2,007
Total noninterest expense	$4,383,000	3,424
Salaries and employee benefits	$2,157,000	3,681
Premises and equipment expense	$664,000	3,224
Additional noninterest expense	$1,562,000	2,965
Pre-tax net operating income	$4,578,000	1,761
Securities gains (losses)	$58,000	2,371
Applicable income taxes	$-61,000	8,884
Income before extraordinary items	$4,697,000	1,356
Extraordinary gains, net	$0	54
Net income	$4,697,000	1,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$319,000	2,175
Cash dividends	$4,100,000	767
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,639,000	1,302
2003-09-30 (YTD Data)		Rank
Total interest income	$8,250,000	2,619
Total interest expense	$2,590,000	2,611
Net interest income	$5,660,000	2,572
Provision for loan and lease losses	$450,000	1,799
Total noninterest income	$1,467,000	2,404
Gross Fiduciary activities income	$8,000	1,319
Service charges on deposit accounts	$374,000	3,107
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,085,000	1,929
Total noninterest expense	$3,373,000	3,339
Salaries and employee benefits	$1,625,000	3,655
Premises and equipment expense	$504,000	3,204
Additional noninterest expense	$1,244,000	2,795
Pre-tax net operating income	$3,304,000	1,887
Securities gains (losses)	$58,000	2,190
Applicable income taxes	$52,000	6,175
Income before extraordinary items	$3,310,000	1,485
Extraordinary gains, net	$0	40
Net income	$3,310,000	1,485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$334,000	1,594
Cash dividends	$3,100,000	714
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,253,160	1,436
2003-06-30 (YTD Data)		Rank
Total interest income	$5,488,000	2,657
Total interest expense	$1,755,000	2,639
Net interest income	$3,733,000	2,601
Provision for loan and lease losses	$300,000	1,769
Total noninterest income	$716,000	2,963
Gross Fiduciary activities income	$8,000	1,256
Service charges on deposit accounts	$249,000	3,072
Trading account gains and fees	$0	150
Additional Noninterest Income	$459,000	2,573
Total noninterest expense	$1,959,000	3,762
Salaries and employee benefits	$1,115,000	3,569
Premises and equipment expense	$297,000	3,520
Additional noninterest expense	$547,000	3,973
Pre-tax net operating income	$2,190,000	1,892
Securities gains (losses)	$58,000	1,914
Applicable income taxes	$34,000	6,245
Income before extraordinary items	$2,214,000	1,482
Extraordinary gains, net	$0	30
Net income	$2,214,000	1,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	1,610
Cash dividends	$2,300,000	649
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,157,160	1,416
2003-03-31 (YTD Data)		Rank
Total interest income	$2,729,000	2,679
Total interest expense	$892,000	2,661
Net interest income	$1,837,000	2,637
Provision for loan and lease losses	$150,000	1,666
Total noninterest income	$416,000	2,594
Gross Fiduciary activities income	$8,000	1,157
Service charges on deposit accounts	$112,000	3,257
Trading account gains and fees	$0	134
Additional Noninterest Income	$296,000	2,129
Total noninterest expense	$955,000	3,811
Salaries and employee benefits	$524,000	3,764
Premises and equipment expense	$137,000	3,763
Additional noninterest expense	$294,000	3,706
Pre-tax net operating income	$1,148,000	1,818
Securities gains (losses)	$58,000	1,308
Applicable income taxes	$16,000	6,250
Income before extraordinary items	$1,190,000	1,380
Extraordinary gains, net	$0	21
Net income	$1,190,000	1,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	1,061
Cash dividends	$1,200,000	585
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,132,580	1,349
2002-12-31 (YTD Data)		Rank
Total interest income	$12,275,000	2,514
Total interest expense	$4,104,000	2,677
Net interest income	$8,171,000	2,357
Provision for loan and lease losses	$520,000	2,322
Total noninterest income	$1,380,000	2,784
Gross Fiduciary activities income	$2,000	1,605
Service charges on deposit accounts	$524,000	2,858
Trading account gains and fees	$0	153
Additional Noninterest Income	$854,000	2,402
Total noninterest expense	$3,707,000	3,772
Salaries and employee benefits	$2,039,000	3,670
Premises and equipment expense	$485,000	4,028
Additional noninterest expense	$1,183,000	3,647
Pre-tax net operating income	$5,324,000	1,539
Securities gains (losses)	$2,000	4,234
Applicable income taxes	$64,000	6,357
Income before extraordinary items	$5,262,000	1,187
Extraordinary gains, net	$0	70
Net income	$5,262,000	1,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$299,000	2,373
Cash dividends	$4,900,000	641
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,260,020	1,145
2001-12-31 (YTD Data)		Rank
Total interest income	$13,891,000	2,467
Total interest expense	$6,006,000	2,664
Net interest income	$7,885,000	2,276
Provision for loan and lease losses	$270,000	3,439
Total noninterest income	$1,452,000	2,576
Gross Fiduciary activities income	$2,000	1,637
Service charges on deposit accounts	$593,000	2,456
Trading account gains and fees	$0	177
Additional Noninterest Income	$857,000	2,280
Total noninterest expense	$3,401,000	3,922
Salaries and employee benefits	$1,952,000	3,662
Premises and equipment expense	$306,000	5,464
Additional noninterest expense	$1,143,000	3,656
Pre-tax net operating income	$5,666,000	1,306
Securities gains (losses)	$64,000	2,136
Applicable income taxes	$65,000	6,463
Income before extraordinary items	$5,665,000	970
Extraordinary gains, net	$0	105
Net income	$5,665,000	971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	2,928
Cash dividends	$4,700,000	653
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$5,601,640	940
2000-12-31 (YTD Data)		Rank
Total interest income	$14,093,000	2,458
Total interest expense	$6,094,000	2,749
Net interest income	$7,999,000	2,226
Provision for loan and lease losses	$240,000	3,322
Total noninterest income	$1,602,000	2,238
Gross Fiduciary activities income	$3,000	1,285
Service charges on deposit accounts	$597,000	2,300
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,002,000	1,854
Total noninterest expense	$3,294,000	3,917
Salaries and employee benefits	$1,858,000	3,685
Premises and equipment expense	$369,000	4,767
Additional noninterest expense	$1,067,000	3,796
Pre-tax net operating income	$6,067,000	1,220
Securities gains (losses)	$-1,000	7,406
Applicable income taxes	$2,203,000	1,066
Income before extraordinary items	$3,863,000	1,373
Extraordinary gains, net	$0	38
Net income	$3,863,000	1,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-128,000	9,781
Cash dividends	$3,900,000	776
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,863,640	1,361
1999-12-31 (YTD Data)		Rank
Total interest income	$12,340,000	2,640
Total interest expense	$4,843,000	3,019
Net interest income	$7,497,000	2,356
Provision for loan and lease losses	$240,000	3,119
Total noninterest income	$1,497,000	2,313
Gross Fiduciary activities income	$8,000	1,281
Service charges on deposit accounts	$566,000	2,364
Trading account gains and fees	$0	173
Additional Noninterest Income	$923,000	1,972
Total noninterest expense	$3,187,000	4,012
Salaries and employee benefits	$1,798,000	3,748
Premises and equipment expense	$227,000	6,401
Additional noninterest expense	$1,162,000	3,539
Pre-tax net operating income	$5,567,000	1,368
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,865,000	1,309
Income before extraordinary items	$3,702,000	1,447
Extraordinary gains, net	$0	35
Net income	$3,702,000	1,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	2,444
Cash dividends	$3,100,000	933
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,702,000	1,428
1998-12-31 (YTD Data)		Rank
Total interest income	$12,212,000	2,667
Total interest expense	$4,969,000	3,011
Net interest income	$7,243,000	2,354
Provision for loan and lease losses	$40,000	6,927
Total noninterest income	$1,094,000	2,885
Gross Fiduciary activities income	$3,000	1,349
Service charges on deposit accounts	$568,000	2,268
Trading account gains and fees	$0	224
Additional Noninterest Income	$523,000	2,901
Total noninterest expense	$2,757,000	4,429
Salaries and employee benefits	$1,678,000	3,885
Premises and equipment expense	$257,000	5,860
Additional noninterest expense	$822,000	4,589
Pre-tax net operating income	$5,540,000	1,356
Securities gains (losses)	$217,000	881
Applicable income taxes	$1,937,000	1,307
Income before extraordinary items	$3,820,000	1,387
Extraordinary gains, net	$0	32
Net income	$3,820,000	1,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	2,586
Cash dividends	$3,000,000	967
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,676,780	1,375
1997-12-31 (YTD Data)		Rank
Total interest income	$11,836,000	2,774
Total interest expense	$4,772,000	3,117
Net interest income	$7,064,000	2,454
Provision for loan and lease losses	$140,000	4,290
Total noninterest income	$978,000	3,086
Gross Fiduciary activities income	$3,000	1,400
Service charges on deposit accounts	$518,000	2,538
Trading account gains and fees	$0	239
Additional Noninterest Income	$457,000	3,008
Total noninterest expense	$2,691,000	4,494
Salaries and employee benefits	$1,650,000	3,925
Premises and equipment expense	$281,000	5,637
Additional noninterest expense	$760,000	4,921
Pre-tax net operating income	$5,211,000	1,483
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$1,755,000	1,479
Income before extraordinary items	$3,454,000	1,561
Extraordinary gains, net	$0	44
Net income	$3,454,000	1,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-233,000	10,836
Cash dividends	$2,900,000	983
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,455,320	1,523
1996-12-31 (YTD Data)		Rank
Total interest income	$10,358,000	3,172
Total interest expense	$4,531,000	3,292
Net interest income	$5,827,000	3,040
Provision for loan and lease losses	$220,000	3,199
Total noninterest income	$1,010,000	3,099
Gross Fiduciary activities income	$2,000	1,490
Service charges on deposit accounts	$505,000	2,700
Trading account gains and fees	$0	262
Additional Noninterest Income	$503,000	2,908
Total noninterest expense	$2,590,000	4,864
Salaries and employee benefits	$1,576,000	4,124
Premises and equipment expense	$304,000	5,535
Additional noninterest expense	$710,000	5,684
Pre-tax net operating income	$4,027,000	1,787
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,367,000	1,750
Income before extraordinary items	$2,660,000	1,858
Extraordinary gains, net	$0	53
Net income	$2,660,000	1,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	2,812
Cash dividends	$1,800,000	1,377
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,660,000	1,825
1995-12-31 (YTD Data)		Rank
Total interest income	$9,603,000	3,405
Total interest expense	$4,145,000	3,577
Net interest income	$5,458,000	3,254
Provision for loan and lease losses	$220,000	2,837
Total noninterest income	$713,000	4,021
Gross Fiduciary activities income	$6,000	1,507
Service charges on deposit accounts	$415,000	3,245
Trading account gains and fees	$0	522
Additional Noninterest Income	$292,000	4,063
Total noninterest expense	$2,541,000	4,932
Salaries and employee benefits	$1,412,000	4,534
Premises and equipment expense	$248,000	6,385
Additional noninterest expense	$881,000	4,863
Pre-tax net operating income	$3,410,000	2,158
Securities gains (losses)	$-34,000	10,920
Applicable income taxes	$1,126,000	2,143
Income before extraordinary items	$2,250,000	2,239
Extraordinary gains, net	$0	65
Net income	$2,250,000	2,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-95,000	11,703
Cash dividends	$1,545,000	1,480
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,272,780	2,191
1994-12-31 (YTD Data)		Rank
Total interest income	$8,933,000	3,352
Total interest expense	$3,461,000	3,486
Net interest income	$5,472,000	3,277
Provision for loan and lease losses	$420,000	1,753
Total noninterest income	$790,000	3,762
Gross Fiduciary activities income	$1,000	1,574
Service charges on deposit accounts	$400,000	3,374
Trading account gains and fees	$0	475
Additional Noninterest Income	$389,000	3,469
Total noninterest expense	$2,457,000	5,238
Salaries and employee benefits	$1,367,000	4,670
Premises and equipment expense	$266,000	6,251
Additional noninterest expense	$824,000	5,566
Pre-tax net operating income	$3,385,000	2,106
Securities gains (losses)	$-8,000	9,681
Applicable income taxes	$1,100,000	2,050
Income before extraordinary items	$2,277,000	2,147
Extraordinary gains, net	$0	249
Net income	$2,277,000	2,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-90,000	12,185
Cash dividends	$1,875,000	1,179
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,282,360	2,159
1993-12-31 (YTD Data)		Rank
Total interest income	$8,290,000	3,686
Total interest expense	$3,288,000	3,793
Net interest income	$5,002,000	3,568
Provision for loan and lease losses	$420,000	2,359
Total noninterest income	$932,000	3,532
Gross Fiduciary activities income	$5,000	1,560
Service charges on deposit accounts	$355,000	3,825
Trading account gains and fees	$0	532
Additional Noninterest Income	$572,000	2,973
Total noninterest expense	$2,416,000	5,422
Salaries and employee benefits	$1,325,000	4,795
Premises and equipment expense	$234,000	7,011
Additional noninterest expense	$857,000	5,590
Pre-tax net operating income	$3,098,000	2,200
Securities gains (losses)	$5,000	6,132
Applicable income taxes	$982,000	2,297
Income before extraordinary items	$2,121,000	2,359
Extraordinary gains, net	$0	3,149
Net income	$2,121,000	2,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	5,334
Cash dividends	$2,040,000	995
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,117,600	2,224
1992-12-31 (YTD Data)		Rank
Total interest income	$9,118,000	3,815
Total interest expense	$3,935,000	4,137
Net interest income	$5,183,000	3,517
Provision for loan and lease losses	$420,000	3,347
Total noninterest income	$1,165,000	2,927
Gross Fiduciary activities income	$11,000	1,535
Service charges on deposit accounts	$333,000	4,102
Trading account gains and fees	$0	504
Additional Noninterest Income	$821,000	2,278
Total noninterest expense	$2,426,000	5,447
Salaries and employee benefits	$1,341,000	4,690
Premises and equipment expense	$226,000	7,260
Additional noninterest expense	$859,000	5,736
Pre-tax net operating income	$3,502,000	1,760
Securities gains (losses)	$22,000	5,460
Applicable income taxes	$1,122,000	1,890
Income before extraordinary items	$2,402,000	1,893
Extraordinary gains, net	$0	1,422
Net income	$2,402,000	1,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	3,902
Cash dividends	$1,950,000	879
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,387,040	1,749

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.