Home > First State Bank > Net charge- offs to loans
First State Bank, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2289% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2121% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | -3.9868% | 4,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1248% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1389% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4642% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2223% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2223% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1112% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 4,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0334% | 4,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1902% | 4,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2118% | 4,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4971% | 4,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1444% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1444% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1753% | 4,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0740% | 4,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0616% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3819% | 4,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4262% | 4,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6750% | 4,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1558% | 4,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,309 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.5072% | 4,096 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8494% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2499% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2499% | 1,754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4025% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1854% | 4,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.9540% | 4,108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9089% | 100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3585% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3585% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1390% | 4,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2446% | 4,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.0741% | 4,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2370% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0897% | 4,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0897% | 4,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2644% | 4,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4833% | 5,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -13.9697% | 4,145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6081% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0900% | 4,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0900% | 4,337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2401% | 5,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0405% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7011% | 4,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3140% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3140% | 1,933 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2910% | 5,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0608% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0681% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3100% | 5,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5322% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5322% | 1,298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1820% | 4,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6164% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6164% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3180% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3180% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0692% | 5,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2231% | 5,207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0516% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2371% | 5,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2966% | 4,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1135% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1135% | 2,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1007% | 5,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 4,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0873% | 5,088 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0676% | 3,821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0889% | 5,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4490% | 5,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0752% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0752% | 2,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1231% | 5,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0435% | 4,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 4,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1138% | 5,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1232% | 5,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6916% | 5,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0556% | 2,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0556% | 2,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1909% | 5,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 5,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 5,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2775% | 5,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1120% | 4,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1120% | 4,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2979% | 5,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1252% | 5,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1969% | 5,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0578% | 3,972 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5713% | 5,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1130% | 3,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1130% | 2,972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2208% | 5,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 4,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0381% | 5,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 1,999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0793% | 4,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6661% | 5,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2276% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2276% | 2,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3052% | 5,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 4,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0458% | 5,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1238% | 4,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5483% | 5,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1153% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1153% | 2,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5511% | 5,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2565% | 4,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.1143% | 5,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4680% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4680% | 1,345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 5,082 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0515% | 4,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1644% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0627% | 4,142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2397% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3289% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3289% | 2,154 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0585% | 5,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 5,186 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0688% | 4,671 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2443% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0824% | 4,198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2653% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6767% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1202% | 2,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1202% | 2,673 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0431% | 5,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3239% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 5,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3884% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4142% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4766% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0605% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0605% | 2,727 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0662% | 5,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7076% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1613% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 5,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8843% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9445% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1553% | 90 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0776% | 5,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 3,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0946% | 1,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1664% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0619% | 5,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0691% | 4,302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 5,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2975% | 5,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4133% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4133% | 1,714 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0827% | 5,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1437% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2451% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 5,763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0966% | 4,385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0711% | 5,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3102% | 5,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3615% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3615% | 1,719 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1772% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 5,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 5,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1812% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2665% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2665% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2196% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0320% | 5,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 5,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3152% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3152% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3314% | 6,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 3,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0717% | 5,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3799% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0693% | 4,540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4083% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6625% | 6,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1459% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1459% | 2,993 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1772% | 5,687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4486% | 6,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 2,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0976% | 6,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5182% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0916% | 4,605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5571% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4986% | 6,288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0957% | 5,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0957% | 5,523 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2329% | 5,772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7999% | 6,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1011% | 6,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1517% | 6,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 5,951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1399% | 4,689 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 5,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.1318% | 6,359 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0941% | 5,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0941% | 5,446 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4066% | 5,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2059% | 6,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2085% | 6,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3369% | 6,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 5,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 5,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3343% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0925% | 5,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0925% | 5,353 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8661% | 5,897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1923% | 6,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3773% | 6,654 |
| Percentage Net Loans Charged-off:Construction & development | 4.1317% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2241% | 6,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4466% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 3,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0900% | 4,808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 3,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3216% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0909% | 5,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0909% | 5,839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2201% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2992% | 6,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5698% | 6,757 |
| Percentage Net Loans Charged-off:Construction & development | 5.4218% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8054% | 6,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9577% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1571% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1219% | 4,870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4375% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1214% | 5,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1214% | 5,855 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2906% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6050% | 6,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9871% | 6,837 |
| Percentage Net Loans Charged-off:Construction & development | -0.0401% | 5,545 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.9684% | 6,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3385% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 2,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 2,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6304% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4594% | 6,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4594% | 6,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0268% | 6,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.6060% | 6,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.0804% | 5,737 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.2731% | 6,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7990% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 6,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 6,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7042% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7369% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7369% | 6,448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4976% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5714% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 5,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9193% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2108% | 2,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1115% | 5,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2232% | 2,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5162% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0452% | 4,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0452% | 4,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2125% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6554% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7263% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0492% | 6,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1639% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2835% | 2,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1521% | 5,131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3000% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9078% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1197% | 3,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1197% | 3,417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2192% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3073% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4319% | 2,040 |
| Percentage Net Loans Charged-off:Construction & development | -0.0757% | 6,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6295% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3339% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3467% | 1,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0450% | 3,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0450% | 3,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4346% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6031% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.1574% | 6,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9236% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3408% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3544% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1824% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1824% | 2,390 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8559% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8190% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 3.5356% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6329% | 1,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3772% | 2,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1170% | 5,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3954% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8239% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0868% | 6,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0763% | 6,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3354% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0127% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9943% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 5.2254% | 838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4533% | 1,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3928% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1567% | 5,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4129% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1032% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1135% | 6,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0964% | 6,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3167% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8292% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7152% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 3.7006% | 1,013 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 6,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6442% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2364% | 5,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6788% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0866% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0841% | 6,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0674% | 6,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4238% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1342% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6832% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 2.6887% | 871 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 6,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3110% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3626% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2712% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8534% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8762% | 2,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4768% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.3961% | 6,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4004% | 2,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7103% | 446 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5590% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1090% | 5,547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5867% | 2,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2414% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0642% | 6,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0786% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6396% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5299% | 1,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5921% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3971% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1418% | 5,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4199% | 2,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8718% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0865% | 6,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6890% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3625% | 2,876 |
| Percentage Net Loans Charged-off:Construction & development | -0.5385% | 7,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7928% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 7,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2122% | 5,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2652% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7239% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0516% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 1.3199% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5882% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0859% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8501% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2686% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 3.5752% | 1,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0807% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6089% | 474 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1325% | 3,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 3,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1368% | 5,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0804% | 6,813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8821% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3250% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 4.0228% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1785% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1745% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1834% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1537% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1073% | 6,857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5876% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8703% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 3.9373% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4091% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1513% | 4,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5601% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8117% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 3.9021% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2707% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5888% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5250% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1930% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 6.4518% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 2,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 2,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0974% | 2,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5646% | 7,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 4,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0191% | 6,773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5489% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3098% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 6.9499% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0611% | 1,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1337% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0494% | 7,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 3,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2266% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9891% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 5.7348% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0851% | 8,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1526% | 8,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1950% | 4,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1890% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2345% | 8,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1650% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 9.8039% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8740% | 8,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.7680% | 8,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6492% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3668% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 4,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 2,503 |
| Percentage Net Loans Charged-off:Construction & development | -0.0560% | 7,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3419% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0451% | 8,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0490% | 8,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6486% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0311% | 5,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 6,779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0880% | 8,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.5117% | 7,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2831% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 8,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0427% | 8,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9916% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0412% | 5,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0047% | 6,794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1454% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1971% | 8,337 |
| Percentage Net Loans Charged-off:Construction & development | -1.1111% | 7,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 7,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0435% | 8,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0480% | 8,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0882% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 4,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 6,825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2954% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 8,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0473% | 8,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3076% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1888% | 3,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 6,868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2700% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.6604% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 7,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5728% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3480% | 3,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 6,826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2717% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1270% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.9240% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 7,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4423% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2859% | 3,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 6,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2620% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1868% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 1.4427% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 8,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1246% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0282% | 4,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0072% | 6,879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2837% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 7,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 8,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1942% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3856% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 6,941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0314% | 8,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 8,087 |
| Percentage Net Loans Charged-off:Construction & development | -0.3528% | 7,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 8,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 8,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4978% | 8,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9088% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 6,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.8692% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 7,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 7,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3980% | 7,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1589% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0257% | 7,044 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0863% | 8,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0502% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0373% | 8,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 8,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0661% | 8,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5889% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0383% | 7,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1012% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1350% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1027% | 7,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2635% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0606% | 7,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3009% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.5118% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2844% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 8,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 8,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1693% | 7,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8578% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6658% | 7,715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2339% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3987% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.6827% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3777% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 8,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 8,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2048% | 7,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8090% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3168% | 7,611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3787% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3816% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 8,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 8,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1977% | 7,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5170% | 3,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6576% | 7,690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3317% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2075% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0357% | 8,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 8,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5461% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0496% | 7,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1358% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1914% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 8,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 7,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3059% | 5,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7454% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3077% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1865% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2615% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 8,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 8,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4671% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0109% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2871% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2245% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 8,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0278% | 8,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4643% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0000% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4521% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3125% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4452% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0530% | 8,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0550% | 8,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7783% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2315% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2033% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2043% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 8,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 8,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8360% | 2,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0524% | 8,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2526% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0802% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0291% | 8,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5712% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0968% | 9,505 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1654% | 3,661 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1630% | 3,997 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2220% | 10,621 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 4,112 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1128% | 11,207 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1165% | 11,539 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3511% | 5,524 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |