Home > First State Bank > Income and Expense

First State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,236,0002,459
Total interest expense$4,829,0002,058
Net interest income$8,407,0002,614
Provision for loan and lease losses$191,0002,040
Total noninterest income$948,0002,790
Gross Fiduciary activities income$0981
Service charges on deposit accounts$354,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$594,0002,806
Total noninterest expense$6,501,0002,660
Salaries and employee benefits$3,791,0002,609
Premises and equipment expense$739,0002,413
Additional noninterest expense$594,0002,806
Pre-tax net operating income$2,663,0002,640
Securities gains (losses)$0988
Applicable income taxes$338,0002,152
Income before extraordinary items$2,325,0002,622
Extraordinary gains, net$054
Net income$2,325,0002,648
Minority interest net income$088
Net income of bank and minority interests.$2,325,0002,624
Net charge-offs$-13,0003,899
Cash dividends$976,0002,212
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,325,0002,650
2023-09-30 (YTD Data)Rank
Total interest income$9,803,0002,452
Total interest expense$3,310,0002,057
Net interest income$6,493,0002,581
Provision for loan and lease losses$145,0001,903
Total noninterest income$775,0002,709
Gross Fiduciary activities income$0950
Service charges on deposit accounts$260,0002,046
Trading account gains and feesNANA
Additional Noninterest Income$515,0002,648
Total noninterest expense$4,907,0002,649
Salaries and employee benefits$2,837,0002,597
Premises and equipment expense$555,0002,424
Additional noninterest expense$515,0002,647
Pre-tax net operating income$2,216,0002,582
Securities gains (losses)$0849
Applicable income taxes$197,0002,359
Income before extraordinary items$2,019,0002,500
Extraordinary gains, net$052
Net income$2,019,0002,525
Minority interest net income$081
Net income of bank and minority interests.$2,019,0002,501
Net charge-offs$-12,0003,870
Cash dividends$231,0002,677
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,019,0002,522
2023-06-30 (YTD Data)Rank
Total interest income$6,383,0002,454
Total interest expense$1,949,0002,056
Net interest income$4,434,0002,578
Provision for loan and lease losses$60,0002,092
Total noninterest income$377,0003,019
Gross Fiduciary activities income$0931
Service charges on deposit accounts$170,0002,058
Trading account gains and feesNANA
Additional Noninterest Income$207,0003,130
Total noninterest expense$3,232,0002,656
Salaries and employee benefits$1,879,0002,609
Premises and equipment expense$365,0002,430
Additional noninterest expense$207,0003,123
Pre-tax net operating income$1,519,0002,570
Securities gains (losses)$0938
Applicable income taxes$142,0002,358
Income before extraordinary items$1,377,0002,495
Extraordinary gains, net$051
Net income$1,377,0002,524
Minority interest net income$081
Net income of bank and minority interests.$1,377,0002,495
Net charge-offs$-3,0003,600
Cash dividends$154,0002,626
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,377,0002,507
2023-03-31 (YTD Data)Rank
Total interest income$3,083,0002,500
Total interest expense$797,0002,111
Net interest income$2,286,0002,556
Provision for loan and lease losses$30,0001,903
Total noninterest income$149,0003,270
Gross Fiduciary activities income$0913
Service charges on deposit accounts$82,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$67,0003,482
Total noninterest expense$1,599,0002,696
Salaries and employee benefits$920,0002,663
Premises and equipment expense$194,0002,390
Additional noninterest expense$67,0003,482
Pre-tax net operating income$806,0002,564
Securities gains (losses)$0950
Applicable income taxes$142,0001,909
Income before extraordinary items$664,0002,591
Extraordinary gains, net$04
Net income$664,0002,592
Minority interest net income$048
Net income of bank and minority interests.$664,0002,591
Net charge-offs$-1,0003,238
Cash dividends$77,0002,144
Sale, conversion, retirement of capital stock, net$0430
Net operating income$664,0002,619
2022-12-31 (YTD Data)Rank
Total interest income$10,963,0002,400
Total interest expense$1,485,0001,921
Net interest income$9,478,0002,441
Provision for loan and lease losses$120,0002,097
Total noninterest income$667,0003,262
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$344,0002,115
Trading account gains and feesNANA
Additional Noninterest Income$323,0003,462
Total noninterest expense$6,327,0002,667
Salaries and employee benefits$3,676,0002,633
Premises and equipment expense$693,0002,507
Additional noninterest expense$323,0003,462
Pre-tax net operating income$3,698,0002,404
Securities gains (losses)$0691
Applicable income taxes$547,0001,958
Income before extraordinary items$3,151,0002,395
Extraordinary gains, net$05
Net income$3,151,0002,393
Minority interest net income$063
Net income of bank and minority interests.$3,151,0002,394
Net charge-offs$11,0002,122
Cash dividends$1,176,0002,003
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,151,0002,424
2022-09-30 (YTD Data)Rank
Total interest income$7,842,0002,410
Total interest expense$885,0001,919
Net interest income$6,957,0002,445
Provision for loan and lease losses$90,0001,934
Total noninterest income$511,0003,275
Gross Fiduciary activities income$0968
Service charges on deposit accounts$259,0002,123
Trading account gains and feesNANA
Additional Noninterest Income$252,0003,450
Total noninterest expense$4,609,0002,716
Salaries and employee benefits$2,715,0002,648
Premises and equipment expense$514,0002,516
Additional noninterest expense$252,0003,450
Pre-tax net operating income$2,769,0002,392
Securities gains (losses)$0740
Applicable income taxes$300,0002,208
Income before extraordinary items$2,469,0002,316
Extraordinary gains, net$04
Net income$2,469,0002,315
Minority interest net income$057
Net income of bank and minority interests.$2,469,0002,315
Net charge-offs$02,349
Cash dividends$231,0002,654
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,469,0002,357
2022-06-30 (YTD Data)Rank
Total interest income$4,985,0002,438
Total interest expense$513,0001,920
Net interest income$4,472,0002,478
Provision for loan and lease losses$60,0001,769
Total noninterest income$339,0003,262
Gross Fiduciary activities income$0925
Service charges on deposit accounts$173,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$166,0003,499
Total noninterest expense$3,083,0002,697
Salaries and employee benefits$1,820,0002,643
Premises and equipment expense$335,0002,561
Additional noninterest expense$928,0002,741
Pre-tax net operating income$1,668,0002,441
Securities gains (losses)$0687
Applicable income taxes$71,0002,752
Income before extraordinary items$1,597,0002,262
Extraordinary gains, net$04
Net income$1,597,0002,262
Minority interest net income$060
Net income of bank and minority interests.$1,597,0002,262
Net charge-offs$02,156
Cash dividends$154,0002,574
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,597,0002,301
2022-03-31 (YTD Data)Rank
Total interest income$2,364,0002,467
Total interest expense$258,0001,878
Net interest income$2,106,0002,513
Provision for loan and lease losses$02,285
Total noninterest income$173,0003,198
Gross Fiduciary activities income$0892
Service charges on deposit accounts$85,0002,123
Trading account gains and feesNANA
Additional Noninterest Income$88,0003,403
Total noninterest expense$1,547,0002,683
Salaries and employee benefits$916,0002,634
Premises and equipment expense$162,0002,617
Additional noninterest expense$469,0002,709
Pre-tax net operating income$732,0002,503
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$732,0002,304
Extraordinary gains, net$04
Net income$732,0002,303
Minority interest net income$050
Net income of bank and minority interests.$732,0002,304
Net charge-offs$01,838
Cash dividends$77,0002,070
Sale, conversion, retirement of capital stock, net$0453
Net operating income$732,0002,322
2021-12-31 (YTD Data)Rank
Total interest income$10,163,0002,445
Total interest expense$1,169,0001,993
Net interest income$8,994,0002,469
Provision for loan and lease losses$552,000961
Total noninterest income$928,0003,058
Gross Fiduciary activities income$0994
Service charges on deposit accounts$306,0002,169
Trading account gains and feesNANA
Additional Noninterest Income$622,0003,073
Total noninterest expense$6,081,0002,710
Salaries and employee benefits$3,663,0002,641
Premises and equipment expense$675,0002,565
Additional noninterest expense$1,743,0002,836
Pre-tax net operating income$3,289,0002,571
Securities gains (losses)$13,0001,655
Applicable income taxes$647,0001,927
Income before extraordinary items$2,655,0002,685
Extraordinary gains, net$010
Net income$2,655,0002,686
Minority interest net income$074
Net income of bank and minority interests.$2,655,0002,686
Net charge-offs$2,0002,583
Cash dividends$1,176,0002,063
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,644,6002,673
2021-09-30 (YTD Data)Rank
Total interest income$7,694,0002,484
Total interest expense$898,0002,045
Net interest income$6,796,0002,498
Provision for loan and lease losses$414,000956
Total noninterest income$715,0003,053
Gross Fiduciary activities income$0957
Service charges on deposit accounts$222,0002,210
Trading account gains and feesNANA
Additional Noninterest Income$493,0003,084
Total noninterest expense$4,553,0002,717
Salaries and employee benefits$2,751,0002,645
Premises and equipment expense$497,0002,616
Additional noninterest expense$1,305,0002,835
Pre-tax net operating income$2,544,0002,646
Securities gains (losses)$13,0001,585
Applicable income taxes$510,0001,965
Income before extraordinary items$2,047,0002,772
Extraordinary gains, net$08
Net income$2,047,0002,771
Minority interest net income$069
Net income of bank and minority interests.$2,047,0002,772
Net charge-offs$02,463
Cash dividends$231,0002,797
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,036,6002,754
2021-06-30 (YTD Data)Rank
Total interest income$5,059,0002,497
Total interest expense$623,0002,052
Net interest income$4,436,0002,533
Provision for loan and lease losses$276,000962
Total noninterest income$474,0003,053
Gross Fiduciary activities income$0951
Service charges on deposit accounts$138,0002,238
Trading account gains and feesNANA
Additional Noninterest Income$336,0003,038
Total noninterest expense$3,024,0002,715
Salaries and employee benefits$1,833,0002,648
Premises and equipment expense$322,0002,644
Additional noninterest expense$869,0002,833
Pre-tax net operating income$1,610,0002,687
Securities gains (losses)$13,0001,320
Applicable income taxes$333,0001,951
Income before extraordinary items$1,290,0002,834
Extraordinary gains, net$06
Net income$1,290,0002,833
Minority interest net income$067
Net income of bank and minority interests.$1,290,0002,834
Net charge-offs$02,245
Cash dividends$154,0002,698
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,279,7302,829
2021-03-31 (YTD Data)Rank
Total interest income$2,617,0002,437
Total interest expense$326,0002,062
Net interest income$2,291,0002,471
Provision for loan and lease losses$138,0001,064
Total noninterest income$233,0003,055
Gross Fiduciary activities income$0922
Service charges on deposit accounts$69,0002,231
Trading account gains and feesNANA
Additional Noninterest Income$164,0003,035
Total noninterest expense$1,525,0002,684
Salaries and employee benefits$926,0002,619
Premises and equipment expense$163,0002,648
Additional noninterest expense$436,0002,782
Pre-tax net operating income$861,0002,575
Securities gains (losses)$01,392
Applicable income taxes$165,0001,943
Income before extraordinary items$696,0002,701
Extraordinary gains, net$03
Net income$696,0002,699
Minority interest net income$055
Net income of bank and minority interests.$696,0002,701
Net charge-offs$01,930
Cash dividends$77,0002,206
Sale, conversion, retirement of capital stock, net$0482
Net operating income$696,0002,671
2020-12-31 (YTD Data)Rank
Total interest income$9,608,0002,579
Total interest expense$2,098,0001,927
Net interest income$7,510,0002,709
Provision for loan and lease losses$757,0001,872
Total noninterest income$992,0002,868
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$351,0002,053
Trading account gains and feesNANA
Additional Noninterest Income$641,0002,903
Total noninterest expense$6,128,0002,661
Salaries and employee benefits$3,780,0002,574
Premises and equipment expense$653,0002,636
Additional noninterest expense$1,695,0002,824
Pre-tax net operating income$1,617,0003,196
Securities gains (losses)$02,675
Applicable income taxes$58,0003,132
Income before extraordinary items$1,559,0003,147
Extraordinary gains, net$04
Net income$1,559,0003,146
Minority interest net income$072
Net income of bank and minority interests.$1,559,0003,147
Net charge-offs$158,0001,699
Cash dividends$1,062,0002,138
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,559,0003,087
2020-09-30 (YTD Data)Rank
Total interest income$7,249,0002,579
Total interest expense$1,701,0001,900
Net interest income$5,548,0002,738
Provision for loan and lease losses$577,0001,854
Total noninterest income$696,0002,926
Gross Fiduciary activities income$0981
Service charges on deposit accounts$261,0002,058
Trading account gains and feesNANA
Additional Noninterest Income$435,0002,967
Total noninterest expense$4,608,0002,648
Salaries and employee benefits$2,851,0002,546
Premises and equipment expense$476,0002,668
Additional noninterest expense$1,281,0002,798
Pre-tax net operating income$1,059,0003,382
Securities gains (losses)$02,494
Applicable income taxes$155,0002,539
Income before extraordinary items$904,0003,472
Extraordinary gains, net$04
Net income$904,0003,471
Minority interest net income$065
Net income of bank and minority interests.$904,0003,472
Net charge-offs$158,0001,387
Cash dividends$517,0002,279
Sale, conversion, retirement of capital stock, net$0532
Net operating income$904,0003,426
2020-06-30 (YTD Data)Rank
Total interest income$4,855,0002,607
Total interest expense$1,233,0001,882
Net interest income$3,622,0002,796
Provision for loan and lease losses$397,0001,817
Total noninterest income$450,0002,926
Gross Fiduciary activities income$0970
Service charges on deposit accounts$171,0002,105
Trading account gains and feesNANA
Additional Noninterest Income$279,0002,979
Total noninterest expense$3,100,0002,639
Salaries and employee benefits$1,912,0002,542
Premises and equipment expense$332,0002,609
Additional noninterest expense$856,0002,787
Pre-tax net operating income$575,0003,590
Securities gains (losses)$02,249
Applicable income taxes$83,0002,646
Income before extraordinary items$492,0003,672
Extraordinary gains, net$04
Net income$492,0003,672
Minority interest net income$065
Net income of bank and minority interests.$492,0003,672
Net charge-offs$158,0001,124
Cash dividends$340,0002,308
Sale, conversion, retirement of capital stock, net$0504
Net operating income$492,0003,623
2020-03-31 (YTD Data)Rank
Total interest income$2,442,0002,593
Total interest expense$653,0001,931
Net interest income$1,789,0002,777
Provision for loan and lease losses$117,0001,853
Total noninterest income$231,0002,843
Gross Fiduciary activities income$0941
Service charges on deposit accounts$100,0002,134
Trading account gains and feesNANA
Additional Noninterest Income$131,0002,897
Total noninterest expense$1,557,0002,658
Salaries and employee benefits$972,0002,536
Premises and equipment expense$170,0002,579
Additional noninterest expense$415,0002,864
Pre-tax net operating income$346,0003,241
Securities gains (losses)$01,705
Applicable income taxes$47,0002,451
Income before extraordinary items$299,0003,295
Extraordinary gains, net$04
Net income$299,0003,295
Minority interest net income$056
Net income of bank and minority interests.$299,0003,296
Net charge-offs$168,000686
Cash dividends$277,0001,719
Sale, conversion, retirement of capital stock, net$0482
Net operating income$299,0003,271
2019-12-31 (YTD Data)Rank
Total interest income$9,763,0002,615
Total interest expense$2,760,0001,910
Net interest income$7,003,0002,839
Provision for loan and lease losses$264,0002,090
Total noninterest income$1,118,0002,677
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$390,0002,244
Trading account gains and feesNANA
Additional Noninterest Income$728,0002,602
Total noninterest expense$6,325,0002,604
Salaries and employee benefits$3,895,0002,495
Premises and equipment expense$747,0002,431
Additional noninterest expense$1,683,0002,866
Pre-tax net operating income$1,532,0003,368
Securities gains (losses)$125,000811
Applicable income taxes$-574,0005,145
Income before extraordinary items$2,231,0002,747
Extraordinary gains, net$011
Net income$2,231,0002,747
Minority interest net income$076
Net income of bank and minority interests.$2,231,0002,749
Net charge-offs$-1,0004,163
Cash dividends$1,098,0002,231
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,106,0002,784
2019-09-30 (YTD Data)Rank
Total interest income$7,244,0002,674
Total interest expense$2,059,0001,934
Net interest income$5,185,0002,900
Provision for loan and lease losses$198,0001,989
Total noninterest income$893,0002,594
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$289,0002,277
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,492
Total noninterest expense$4,710,0002,641
Salaries and employee benefits$2,894,0002,527
Premises and equipment expense$553,0002,482
Additional noninterest expense$1,263,0002,874
Pre-tax net operating income$1,170,0003,430
Securities gains (losses)$104,000766
Applicable income taxes$-574,0005,237
Income before extraordinary items$1,848,0002,657
Extraordinary gains, net$011
Net income$1,848,0002,658
Minority interest net income$072
Net income of bank and minority interests.$1,848,0002,658
Net charge-offs$03,455
Cash dividends$256,0002,971
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,744,0002,703
2019-06-30 (YTD Data)Rank
Total interest income$4,818,0002,690
Total interest expense$1,372,0001,907
Net interest income$3,446,0002,918
Provision for loan and lease losses$132,0001,953
Total noninterest income$650,0002,445
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$189,0002,284
Trading account gains and feesNANA
Additional Noninterest Income$461,0002,299
Total noninterest expense$3,092,0002,680
Salaries and employee benefits$1,921,0002,538
Premises and equipment expense$348,0002,563
Additional noninterest expense$823,0002,953
Pre-tax net operating income$872,0003,278
Securities gains (losses)$45,000775
Applicable income taxes$-574,0005,284
Income before extraordinary items$1,491,0002,340
Extraordinary gains, net$011
Net income$1,491,0002,340
Minority interest net income$069
Net income of bank and minority interests.$1,491,0002,340
Net charge-offs$03,172
Cash dividends$163,0002,963
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,446,0002,350
2019-03-31 (YTD Data)Rank
Total interest income$2,383,0002,709
Total interest expense$676,0001,896
Net interest income$1,707,0002,959
Provision for loan and lease losses$66,0001,825
Total noninterest income$639,0001,660
Gross Fiduciary activities income$0972
Service charges on deposit accounts$94,0002,297
Trading account gains and feesNANA
Additional Noninterest Income$545,0001,365
Total noninterest expense$1,520,0002,725
Salaries and employee benefits$945,0002,584
Premises and equipment expense$170,0002,634
Additional noninterest expense$405,0002,982
Pre-tax net operating income$760,0002,451
Securities gains (losses)$2,000961
Applicable income taxes$03,800
Income before extraordinary items$762,0002,250
Extraordinary gains, net$05
Net income$762,0002,249
Minority interest net income$052
Net income of bank and minority interests.$762,0002,249
Net charge-offs$02,740
Cash dividends$82,0002,505
Sale, conversion, retirement of capital stock, net$0529
Net operating income$760,0002,232
2018-12-31 (YTD Data)Rank
Total interest income$9,360,0002,648
Total interest expense$2,413,0001,692
Net interest income$6,947,0002,918
Provision for loan and lease losses$264,0002,100
Total noninterest income$-1,406,0005,400
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$407,0002,274
Trading account gains and feesNANA
Additional Noninterest Income$-1,813,0005,407
Total noninterest expense$6,070,0002,707
Salaries and employee benefits$3,616,0002,617
Premises and equipment expense$834,0002,299
Additional noninterest expense$1,620,0003,012
Pre-tax net operating income$-793,0005,338
Securities gains (losses)$-44,0004,819
Applicable income taxes$264,0002,484
Income before extraordinary items$-1,101,0005,350
Extraordinary gains, net$06
Net income$-1,101,0005,349
Minority interest net income$072
Net income of bank and minority interests.$-1,101,0005,349
Net charge-offs$03,782
Cash dividends$361,0003,238
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-1,057,0005,349
2018-09-30 (YTD Data)Rank
Total interest income$6,904,0002,669
Total interest expense$1,737,0001,663
Net interest income$5,167,0002,938
Provision for loan and lease losses$198,0002,010
Total noninterest income$653,0003,071
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$297,0002,313
Trading account gains and feesNANA
Additional Noninterest Income$356,0003,167
Total noninterest expense$4,429,0002,754
Salaries and employee benefits$2,611,0002,701
Premises and equipment expense$645,0002,275
Additional noninterest expense$1,173,0003,081
Pre-tax net operating income$1,193,0003,507
Securities gains (losses)$-44,0005,115
Applicable income taxes$198,0002,553
Income before extraordinary items$951,0003,654
Extraordinary gains, net$05
Net income$951,0003,653
Minority interest net income$066
Net income of bank and minority interests.$951,0003,653
Net charge-offs$03,489
Cash dividends$285,0002,894
Sale, conversion, retirement of capital stock, net$0633
Net operating income$987,5203,596
2018-06-30 (YTD Data)Rank
Total interest income$4,559,0002,680
Total interest expense$1,079,0001,677
Net interest income$3,480,0002,925
Provision for loan and lease losses$132,0001,934
Total noninterest income$411,0003,152
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$198,0002,314
Trading account gains and feesNANA
Additional Noninterest Income$213,0003,309
Total noninterest expense$2,975,0002,767
Salaries and employee benefits$1,723,0002,738
Premises and equipment expense$453,0002,224
Additional noninterest expense$799,0003,060
Pre-tax net operating income$784,0003,507
Securities gains (losses)$0961
Applicable income taxes$133,0002,519
Income before extraordinary items$651,0003,602
Extraordinary gains, net$06
Net income$651,0003,601
Minority interest net income$065
Net income of bank and minority interests.$651,0003,601
Net charge-offs$03,209
Cash dividends$285,0002,552
Sale, conversion, retirement of capital stock, net$0620
Net operating income$651,0003,600
2018-03-31 (YTD Data)Rank
Total interest income$2,229,0002,725
Total interest expense$507,0001,696
Net interest income$1,722,0002,963
Provision for loan and lease losses$66,0001,834
Total noninterest income$240,0002,919
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$99,0002,324
Trading account gains and feesNANA
Additional Noninterest Income$141,0002,919
Total noninterest expense$1,484,0002,799
Salaries and employee benefits$858,0002,764
Premises and equipment expense$262,0002,042
Additional noninterest expense$364,0003,258
Pre-tax net operating income$412,0003,406
Securities gains (losses)$0735
Applicable income taxes$67,0002,481
Income before extraordinary items$345,0003,479
Extraordinary gains, net$07
Net income$345,0003,478
Minority interest net income$052
Net income of bank and minority interests.$345,0003,479
Net charge-offs$02,722
Cash dividends$120,0002,245
Sale, conversion, retirement of capital stock, net$0580
Net operating income$345,0003,479
2017-12-31 (YTD Data)Rank
Total interest income$8,288,0002,800
Total interest expense$1,541,0001,874
Net interest income$6,747,0002,966
Provision for loan and lease losses$404,0001,639
Total noninterest income$1,057,0002,867
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$416,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$641,0002,846
Total noninterest expense$6,349,0002,678
Salaries and employee benefits$3,606,0002,657
Premises and equipment expense$1,240,0001,794
Additional noninterest expense$1,503,0003,220
Pre-tax net operating income$1,051,0004,008
Securities gains (losses)$1,0002,108
Applicable income taxes$280,0002,788
Income before extraordinary items$772,0004,046
Extraordinary gains, net$09
Net income$772,0004,046
Minority interest net income$076
Net income of bank and minority interests.$772,0004,046
Net charge-offs$833,000791
Cash dividends$852,0002,379
Sale, conversion, retirement of capital stock, net$0711
Net operating income$771,2704,032
2017-09-30 (YTD Data)Rank
Total interest income$6,030,0002,875
Total interest expense$1,056,0001,999
Net interest income$4,974,0003,010
Provision for loan and lease losses$342,0001,498
Total noninterest income$758,0002,949
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$310,0002,351
Trading account gains and feesNANA
Additional Noninterest Income$448,0002,955
Total noninterest expense$4,701,0002,711
Salaries and employee benefits$2,641,0002,717
Premises and equipment expense$937,0001,798
Additional noninterest expense$1,123,0003,238
Pre-tax net operating income$689,0004,246
Securities gains (losses)$1,0002,145
Applicable income taxes$04,172
Income before extraordinary items$690,0004,021
Extraordinary gains, net$09
Net income$690,0004,020
Minority interest net income$071
Net income of bank and minority interests.$690,0004,021
Net charge-offs$833,000557
Cash dividends$802,0001,920
Sale, conversion, retirement of capital stock, net$0677
Net operating income$689,0004,011
2017-06-30 (YTD Data)Rank
Total interest income$3,928,0002,908
Total interest expense$642,0002,101
Net interest income$3,286,0003,021
Provision for loan and lease losses$282,0001,278
Total noninterest income$507,0002,950
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$205,0002,355
Trading account gains and feesNANA
Additional Noninterest Income$302,0002,927
Total noninterest expense$3,171,0002,696
Salaries and employee benefits$1,775,0002,715
Premises and equipment expense$641,0001,759
Additional noninterest expense$755,0003,227
Pre-tax net operating income$340,0004,561
Securities gains (losses)$1,0001,756
Applicable income taxes$04,189
Income before extraordinary items$341,0004,367
Extraordinary gains, net$011
Net income$341,0004,366
Minority interest net income$071
Net income of bank and minority interests.$341,0004,367
Net charge-offs$824,000408
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$340,0004,359
2017-03-31 (YTD Data)Rank
Total interest income$1,909,0002,968
Total interest expense$314,0002,095
Net interest income$1,595,0003,088
Provision for loan and lease losses$30,0002,408
Total noninterest income$258,0002,913
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$101,0002,368
Trading account gains and feesNANA
Additional Noninterest Income$157,0002,871
Total noninterest expense$1,615,0002,692
Salaries and employee benefits$912,0002,701
Premises and equipment expense$324,0001,759
Additional noninterest expense$379,0003,219
Pre-tax net operating income$208,0004,297
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$208,0004,076
Extraordinary gains, net$08
Net income$208,0004,075
Minority interest net income$055
Net income of bank and minority interests.$208,0004,076
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$208,0004,058
2016-12-31 (YTD Data)Rank
Total interest income$7,690,0002,934
Total interest expense$1,115,0002,250
Net interest income$6,575,0003,017
Provision for loan and lease losses$04,332
Total noninterest income$353,0004,497
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$330,0002,787
Trading account gains and fees$0170
Additional Noninterest Income$23,0005,574
Total noninterest expense$6,825,0002,612
Salaries and employee benefits$3,713,0002,629
Premises and equipment expense$1,240,0001,810
Additional noninterest expense$1,872,0002,873
Pre-tax net operating income$103,0005,486
Securities gains (losses)$404,000529
Applicable income taxes$04,278
Income before extraordinary items$507,0004,708
Extraordinary gains, net$05
Net income$507,0004,707
Minority interest net income$082
Net income of bank and minority interests.$507,0004,707
Net charge-offs$-17,0005,082
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$103,0005,464
2016-09-30 (YTD Data)Rank
Total interest income$5,781,0002,934
Total interest expense$810,0002,295
Net interest income$4,971,0003,010
Provision for loan and lease losses$04,186
Total noninterest income$94,0005,429
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$226,0002,943
Trading account gains and fees$0169
Additional Noninterest Income$-132,0005,957
Total noninterest expense$5,069,0002,611
Salaries and employee benefits$2,809,0002,609
Premises and equipment expense$892,0001,883
Additional noninterest expense$1,368,0002,929
Pre-tax net operating income$-4,0005,722
Securities gains (losses)$404,000486
Applicable income taxes$04,325
Income before extraordinary items$400,0004,744
Extraordinary gains, net$05
Net income$400,0004,744
Minority interest net income$071
Net income of bank and minority interests.$400,0004,744
Net charge-offs$-17,0005,049
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-4,0005,722
2016-06-30 (YTD Data)Rank
Total interest income$3,823,0002,953
Total interest expense$518,0002,376
Net interest income$3,305,0003,023
Provision for loan and lease losses$04,017
Total noninterest income$426,0003,303
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$129,0003,210
Trading account gains and fees$0157
Additional Noninterest Income$297,0003,036
Total noninterest expense$3,336,0002,649
Salaries and employee benefits$1,869,0002,626
Premises and equipment expense$582,0001,913
Additional noninterest expense$885,0003,009
Pre-tax net operating income$395,0004,454
Securities gains (losses)$16,0002,060
Applicable income taxes$04,338
Income before extraordinary items$411,0004,227
Extraordinary gains, net$016
Net income$411,0004,224
Minority interest net income$071
Net income of bank and minority interests.$411,0004,226
Net charge-offs$-11,0005,003
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$395,0004,213
2016-03-31 (YTD Data)Rank
Total interest income$1,890,0002,986
Total interest expense$248,0002,448
Net interest income$1,642,0003,045
Provision for loan and lease losses$03,656
Total noninterest income$205,0003,338
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$57,0003,421
Trading account gains and fees$0142
Additional Noninterest Income$148,0002,995
Total noninterest expense$1,652,0002,675
Salaries and employee benefits$926,0002,651
Premises and equipment expense$260,0002,094
Additional noninterest expense$466,0002,900
Pre-tax net operating income$195,0004,466
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$195,0004,275
Extraordinary gains, net$012
Net income$195,0004,272
Minority interest net income$062
Net income of bank and minority interests.$195,0004,274
Net charge-offs$-6,0004,951
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$195,0004,223
2015-12-31 (YTD Data)Rank
Total interest income$7,252,0003,036
Total interest expense$918,0002,575
Net interest income$6,334,0003,083
Provision for loan and lease losses$20,0004,043
Total noninterest income$-62,0006,143
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$220,0003,568
Trading account gains and fees$20,000141
Additional Noninterest Income$-302,0006,156
Total noninterest expense$7,587,0002,412
Salaries and employee benefits$3,744,0002,613
Premises and equipment expense$1,338,0001,711
Additional noninterest expense$2,505,0002,335
Pre-tax net operating income$-1,335,0006,114
Securities gains (losses)$96,0001,203
Applicable income taxes$04,402
Income before extraordinary items$-1,239,0006,110
Extraordinary gains, net$023
Net income$-1,239,0006,110
Minority interest net income$081
Net income of bank and minority interests.$-1,239,0006,110
Net charge-offs$-147,0005,807
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-1,335,0006,109
2015-09-30 (YTD Data)Rank
Total interest income$5,430,0003,059
Total interest expense$679,0002,634
Net interest income$4,751,0003,098
Provision for loan and lease losses$20,0003,795
Total noninterest income$-408,0006,255
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$155,0003,696
Trading account gains and fees$0153
Additional Noninterest Income$-563,0006,263
Total noninterest expense$5,350,0002,541
Salaries and employee benefits$2,790,0002,625
Premises and equipment expense$995,0001,731
Additional noninterest expense$1,565,0002,702
Pre-tax net operating income$-1,027,0006,208
Securities gains (losses)$56,0001,395
Applicable income taxes$04,489
Income before extraordinary items$-971,0006,204
Extraordinary gains, net$021
Net income$-971,0006,204
Minority interest net income$078
Net income of bank and minority interests.$-971,0006,204
Net charge-offs$-146,0005,893
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-1,027,0006,201
2015-06-30 (YTD Data)Rank
Total interest income$3,608,0003,070
Total interest expense$444,0002,678
Net interest income$3,164,0003,096
Provision for loan and lease losses$20,0003,492
Total noninterest income$-668,0006,338
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$102,0003,696
Trading account gains and fees$0157
Additional Noninterest Income$-770,0006,341
Total noninterest expense$3,549,0002,571
Salaries and employee benefits$1,869,0002,641
Premises and equipment expense$651,0001,778
Additional noninterest expense$1,029,0002,746
Pre-tax net operating income$-1,073,0006,289
Securities gains (losses)$20,0001,718
Applicable income taxes$04,497
Income before extraordinary items$-1,053,0006,292
Extraordinary gains, net$022
Net income$-1,053,0006,292
Minority interest net income$075
Net income of bank and minority interests.$-1,053,0006,292
Net charge-offs$-138,0005,993
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-1,073,0006,290
2015-03-31 (YTD Data)Rank
Total interest income$1,816,0003,074
Total interest expense$217,0002,729
Net interest income$1,599,0003,089
Provision for loan and lease losses$20,0002,822
Total noninterest income$249,0003,046
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$49,0003,733
Trading account gains and fees$0152
Additional Noninterest Income$200,0002,634
Total noninterest expense$1,730,0002,618
Salaries and employee benefits$916,0002,693
Premises and equipment expense$326,0001,803
Additional noninterest expense$488,0002,840
Pre-tax net operating income$98,0005,234
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$98,0005,144
Extraordinary gains, net$013
Net income$98,0005,146
Minority interest net income$064
Net income of bank and minority interests.$98,0005,148
Net charge-offs$-87,0006,094
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$98,0005,075
2014-12-31 (YTD Data)Rank
Total interest income$7,647,0002,969
Total interest expense$868,0002,875
Net interest income$6,779,0002,963
Provision for loan and lease losses$40,0003,914
Total noninterest income$909,0003,260
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$234,0003,662
Trading account gains and fees$0180
Additional Noninterest Income$675,0002,876
Total noninterest expense$7,437,0002,470
Salaries and employee benefits$3,735,0002,647
Premises and equipment expense$1,340,0001,728
Additional noninterest expense$2,362,0002,519
Pre-tax net operating income$211,0005,650
Securities gains (losses)$166,000905
Applicable income taxes$04,531
Income before extraordinary items$377,0005,220
Extraordinary gains, net$017
Net income$377,0005,219
Minority interest net income$084
Net income of bank and minority interests.$377,0005,220
Net charge-offs$756,0001,112
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$211,0005,591
2014-09-30 (YTD Data)Rank
Total interest income$5,758,0002,985
Total interest expense$647,0002,930
Net interest income$5,111,0002,979
Provision for loan and lease losses$04,401
Total noninterest income$648,0003,391
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$176,0003,701
Trading account gains and fees$0174
Additional Noninterest Income$472,0002,987
Total noninterest expense$5,470,0002,529
Salaries and employee benefits$2,777,0002,663
Premises and equipment expense$997,0001,762
Additional noninterest expense$1,696,0002,620
Pre-tax net operating income$289,0005,378
Securities gains (losses)$166,000725
Applicable income taxes$04,583
Income before extraordinary items$455,0004,740
Extraordinary gains, net$015
Net income$455,0004,740
Minority interest net income$081
Net income of bank and minority interests.$455,0004,741
Net charge-offs$503,0001,152
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$289,0005,231
2014-06-30 (YTD Data)Rank
Total interest income$3,947,0002,949
Total interest expense$427,0002,983
Net interest income$3,520,0002,904
Provision for loan and lease losses$04,196
Total noninterest income$364,0003,660
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$116,0003,689
Trading account gains and fees$0172
Additional Noninterest Income$248,0003,305
Total noninterest expense$3,635,0002,542
Salaries and employee benefits$1,855,0002,674
Premises and equipment expense$664,0001,783
Additional noninterest expense$1,116,0002,644
Pre-tax net operating income$249,0005,113
Securities gains (losses)$136,000631
Applicable income taxes$04,568
Income before extraordinary items$385,0004,369
Extraordinary gains, net$020
Net income$385,0004,373
Minority interest net income$080
Net income of bank and minority interests.$385,0004,374
Net charge-offs$382,0001,074
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$249,0004,923
2014-03-31 (YTD Data)Rank
Total interest income$2,021,0002,904
Total interest expense$212,0003,036
Net interest income$1,809,0002,855
Provision for loan and lease losses$03,817
Total noninterest income$214,0003,352
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$56,0003,746
Trading account gains and fees$0147
Additional Noninterest Income$158,0002,900
Total noninterest expense$1,863,0002,493
Salaries and employee benefits$939,0002,667
Premises and equipment expense$325,0001,848
Additional noninterest expense$599,0002,483
Pre-tax net operating income$160,0004,786
Securities gains (losses)$4,0001,399
Applicable income taxes$04,445
Income before extraordinary items$164,0004,551
Extraordinary gains, net$016
Net income$164,0004,555
Minority interest net income$066
Net income of bank and minority interests.$164,0004,555
Net charge-offs$-13,0005,862
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$160,0004,540
2013-12-31 (YTD Data)Rank
Total interest income$7,981,0002,953
Total interest expense$942,0003,081
Net interest income$7,039,0002,896
Provision for loan and lease losses$05,091
Total noninterest income$237,0005,435
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$264,0003,612
Trading account gains and fees$7,000175
Additional Noninterest Income$-34,0006,554
Total noninterest expense$7,078,0002,605
Salaries and employee benefits$3,817,0002,581
Premises and equipment expense$1,375,0001,700
Additional noninterest expense$1,886,0003,112
Pre-tax net operating income$198,0005,723
Securities gains (losses)$56,0001,717
Applicable income taxes$04,631
Income before extraordinary items$254,0005,542
Extraordinary gains, net$029
Net income$254,0005,547
Minority interest net income$090
Net income of bank and minority interests.$254,0005,547
Net charge-offs$212,0002,954
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$198,0005,657
2013-09-30 (YTD Data)Rank
Total interest income$5,991,0002,974
Total interest expense$723,0003,106
Net interest income$5,268,0002,917
Provision for loan and lease losses$04,941
Total noninterest income$-71,0006,804
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$197,0003,632
Trading account gains and fees$7,000173
Additional Noninterest Income$-275,0006,808
Total noninterest expense$5,214,0002,645
Salaries and employee benefits$2,800,0002,641
Premises and equipment expense$1,034,0001,716
Additional noninterest expense$1,380,0003,161
Pre-tax net operating income$-17,0006,321
Securities gains (losses)$56,0001,579
Applicable income taxes$04,713
Income before extraordinary items$39,0006,230
Extraordinary gains, net$025
Net income$39,0006,231
Minority interest net income$084
Net income of bank and minority interests.$39,0006,231
Net charge-offs$169,0002,743
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-17,0006,326
2013-06-30 (YTD Data)Rank
Total interest income$3,981,0002,981
Total interest expense$492,0003,116
Net interest income$3,489,0002,920
Provision for loan and lease losses$04,788
Total noninterest income$-370,0006,910
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$128,0003,647
Trading account gains and fees$7,000146
Additional Noninterest Income$-505,0006,902
Total noninterest expense$3,593,0002,589
Salaries and employee benefits$1,883,0002,639
Premises and equipment expense$704,0001,680
Additional noninterest expense$1,006,0002,953
Pre-tax net operating income$-474,0006,678
Securities gains (losses)$53,0001,477
Applicable income taxes$04,679
Income before extraordinary items$-421,0006,698
Extraordinary gains, net$022
Net income$-421,0006,699
Minority interest net income$082
Net income of bank and minority interests.$-421,0006,699
Net charge-offs$178,0002,216
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-474,0006,694
2013-03-31 (YTD Data)Rank
Total interest income$2,048,0002,929
Total interest expense$253,0003,122
Net interest income$1,795,0002,867
Provision for loan and lease losses$04,409
Total noninterest income$-335,0006,992
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$63,0003,667
Trading account gains and fees$7,000132
Additional Noninterest Income$-405,0006,993
Total noninterest expense$1,878,0002,504
Salaries and employee benefits$961,0002,599
Premises and equipment expense$383,0001,586
Additional noninterest expense$534,0002,829
Pre-tax net operating income$-418,0006,839
Securities gains (losses)$15,0001,363
Applicable income taxes$04,602
Income before extraordinary items$-403,0006,851
Extraordinary gains, net$010
Net income$-403,0006,852
Minority interest net income$076
Net income of bank and minority interests.$-403,0006,852
Net charge-offs$185,0001,421
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-418,0006,840
2012-12-31 (YTD Data)Rank
Total interest income$9,041,0002,820
Total interest expense$1,412,0002,851
Net interest income$7,629,0002,763
Provision for loan and lease losses$150,0004,271
Total noninterest income$1,120,0003,072
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$287,0003,570
Trading account gains and fees$0166
Additional Noninterest Income$833,0002,617
Total noninterest expense$8,005,0002,358
Salaries and employee benefits$4,016,0002,437
Premises and equipment expense$1,539,0001,540
Additional noninterest expense$2,450,0002,617
Pre-tax net operating income$594,0004,716
Securities gains (losses)$441,0001,034
Applicable income taxes$04,751
Income before extraordinary items$1,035,0003,837
Extraordinary gains, net$029
Net income$1,035,0003,837
Minority interest net income$093
Net income of bank and minority interests.$1,035,0003,839
Net charge-offs$849,0001,988
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$594,0004,530
2012-09-30 (YTD Data)Rank
Total interest income$6,916,0002,833
Total interest expense$1,125,0002,820
Net interest income$5,791,0002,790
Provision for loan and lease losses$50,0004,919
Total noninterest income$630,0003,597
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$213,0003,629
Trading account gains and fees$0157
Additional Noninterest Income$417,0003,212
Total noninterest expense$6,007,0002,362
Salaries and employee benefits$3,038,0002,426
Premises and equipment expense$1,095,0001,622
Additional noninterest expense$1,874,0002,567
Pre-tax net operating income$364,0005,089
Securities gains (losses)$353,000980
Applicable income taxes$04,802
Income before extraordinary items$717,0004,059
Extraordinary gains, net$020
Net income$717,0004,058
Minority interest net income$086
Net income of bank and minority interests.$717,0004,060
Net charge-offs$697,0001,815
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$364,0004,919
2012-06-30 (YTD Data)Rank
Total interest income$4,707,0002,803
Total interest expense$794,0002,796
Net interest income$3,913,0002,759
Provision for loan and lease losses$50,0004,550
Total noninterest income$608,0002,912
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$142,0003,620
Trading account gains and fees$0153
Additional Noninterest Income$466,0002,422
Total noninterest expense$4,023,0002,354
Salaries and employee benefits$2,029,0002,424
Premises and equipment expense$713,0001,669
Additional noninterest expense$1,281,0002,523
Pre-tax net operating income$448,0004,273
Securities gains (losses)$143,0001,343
Applicable income taxes$04,770
Income before extraordinary items$591,0003,684
Extraordinary gains, net$019
Net income$591,0003,685
Minority interest net income$084
Net income of bank and minority interests.$591,0003,686
Net charge-offs$159,0002,983
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$448,0003,991
2012-03-31 (YTD Data)Rank
Total interest income$2,406,0002,763
Total interest expense$437,0002,672
Net interest income$1,969,0002,760
Provision for loan and lease losses$50,0003,648
Total noninterest income$316,0002,867
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$70,0003,642
Trading account gains and fees$0148
Additional Noninterest Income$246,0002,364
Total noninterest expense$2,092,0002,283
Salaries and employee benefits$1,023,0002,423
Premises and equipment expense$359,0001,662
Additional noninterest expense$710,0002,254
Pre-tax net operating income$143,0005,008
Securities gains (losses)$2,0002,023
Applicable income taxes$04,704
Income before extraordinary items$145,0004,901
Extraordinary gains, net$019
Net income$145,0004,903
Minority interest net income$078
Net income of bank and minority interests.$145,0004,904
Net charge-offs$132,0002,210
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$143,0004,771
2011-12-31 (YTD Data)Rank
Total interest income$10,941,0002,547
Total interest expense$2,525,0002,291
Net interest income$8,416,0002,601
Provision for loan and lease losses$925,0002,529
Total noninterest income$399,0004,783
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$340,0003,352
Trading account gains and fees$0146
Additional Noninterest Income$59,0005,802
Total noninterest expense$8,283,0002,287
Salaries and employee benefits$3,704,0002,597
Premises and equipment expense$1,544,0001,606
Additional noninterest expense$3,035,0002,187
Pre-tax net operating income$-393,0006,352
Securities gains (losses)$887,000494
Applicable income taxes$04,719
Income before extraordinary items$494,0004,684
Extraordinary gains, net$029
Net income$494,0004,687
Minority interest net income$096
Net income of bank and minority interests.$494,0004,686
Net charge-offs$2,459,0001,368
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-393,0006,389
2011-09-30 (YTD Data)Rank
Total interest income$8,443,0002,506
Total interest expense$2,038,0002,214
Net interest income$6,405,0002,580
Provision for loan and lease losses$925,0002,055
Total noninterest income$-266,0007,254
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$259,0003,338
Trading account gains and fees$0145
Additional Noninterest Income$-525,0007,250
Total noninterest expense$5,680,0002,491
Salaries and employee benefits$2,749,0002,621
Premises and equipment expense$913,0002,049
Additional noninterest expense$2,018,0002,438
Pre-tax net operating income$-466,0006,587
Securities gains (losses)$744,000455
Applicable income taxes$04,740
Income before extraordinary items$278,0005,160
Extraordinary gains, net$021
Net income$278,0005,161
Minority interest net income$087
Net income of bank and minority interests.$278,0005,161
Net charge-offs$2,453,0001,063
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-466,0006,622
2011-06-30 (YTD Data)Rank
Total interest income$5,758,0002,466
Total interest expense$1,463,0002,143
Net interest income$4,295,0002,565
Provision for loan and lease losses$575,0002,156
Total noninterest income$342,0003,867
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$173,0003,304
Trading account gains and fees$0153
Additional Noninterest Income$169,0003,758
Total noninterest expense$3,662,0002,585
Salaries and employee benefits$1,774,0002,725
Premises and equipment expense$607,0002,078
Additional noninterest expense$1,281,0002,585
Pre-tax net operating income$400,0004,200
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$400,0003,979
Extraordinary gains, net$015
Net income$400,0003,980
Minority interest net income$089
Net income of bank and minority interests.$400,0003,981
Net charge-offs$789,0001,679
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$400,0003,877
2011-03-31 (YTD Data)Rank
Total interest income$2,930,0002,440
Total interest expense$782,0002,105
Net interest income$2,148,0002,554
Provision for loan and lease losses$125,0003,068
Total noninterest income$71,0005,459
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$87,0003,269
Trading account gains and fees$0158
Additional Noninterest Income$-16,0007,213
Total noninterest expense$1,887,0002,535
Salaries and employee benefits$994,0002,449
Premises and equipment expense$303,0002,115
Additional noninterest expense$590,0002,754
Pre-tax net operating income$207,0004,181
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$207,0003,924
Extraordinary gains, net$09
Net income$207,0003,923
Minority interest net income$086
Net income of bank and minority interests.$207,0003,924
Net charge-offs$346,0001,627
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$207,0003,876
2010-12-31 (YTD Data)Rank
Total interest income$12,763,0002,349
Total interest expense$3,843,0002,065
Net interest income$8,920,0002,464
Provision for loan and lease losses$7,725,000829
Total noninterest income$754,0003,767
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$414,0003,009
Trading account gains and fees$0175
Additional Noninterest Income$340,0003,768
Total noninterest expense$8,009,0002,417
Salaries and employee benefits$4,094,0002,361
Premises and equipment expense$1,356,0001,888
Additional noninterest expense$2,559,0002,635
Pre-tax net operating income$-6,060,0007,190
Securities gains (losses)$1,188,000422
Applicable income taxes$04,655
Income before extraordinary items$-4,872,0007,165
Extraordinary gains, net$029
Net income$-4,872,0007,165
Minority interest net income$0111
Net income of bank and minority interests.$-4,872,0007,165
Net charge-offs$9,306,000639
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-6,060,0007,226
2010-09-30 (YTD Data)Rank
Total interest income$9,817,0002,351
Total interest expense$2,959,0002,097
Net interest income$6,858,0002,424
Provision for loan and lease losses$2,250,0001,532
Total noninterest income$527,0003,966
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$313,0003,067
Trading account gains and fees$0165
Additional Noninterest Income$214,0004,076
Total noninterest expense$5,771,0002,510
Salaries and employee benefits$3,086,0002,354
Premises and equipment expense$907,0002,110
Additional noninterest expense$1,778,0002,751
Pre-tax net operating income$-636,0006,616
Securities gains (losses)$1,009,000406
Applicable income taxes$-85,0007,055
Income before extraordinary items$458,0004,276
Extraordinary gains, net$023
Net income$458,0004,277
Minority interest net income$0110
Net income of bank and minority interests.$458,0004,277
Net charge-offs$4,173,000892
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-551,0006,634
2010-06-30 (YTD Data)Rank
Total interest income$6,982,0002,243
Total interest expense$2,031,0002,132
Net interest income$4,951,0002,244
Provision for loan and lease losses$1,575,0001,472
Total noninterest income$513,0003,171
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$207,0003,092
Trading account gains and fees$0152
Additional Noninterest Income$306,0002,811
Total noninterest expense$3,983,0002,440
Salaries and employee benefits$2,064,0002,370
Premises and equipment expense$625,0002,076
Additional noninterest expense$1,294,0002,553
Pre-tax net operating income$-94,0006,269
Securities gains (losses)$1,009,000259
Applicable income taxes$246,0001,928
Income before extraordinary items$669,0002,851
Extraordinary gains, net$019
Net income$669,0002,847
Minority interest net income$0105
Net income of bank and minority interests.$669,0002,849
Net charge-offs$543,0002,349
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-67,5706,264
2010-03-31 (YTD Data)Rank
Total interest income$3,601,0002,227
Total interest expense$1,057,0002,157
Net interest income$2,544,0002,183
Provision for loan and lease losses$675,0001,516
Total noninterest income$243,0003,249
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$102,0003,111
Trading account gains and fees$0175
Additional Noninterest Income$141,0002,954
Total noninterest expense$1,942,0002,511
Salaries and employee benefits$1,033,0002,394
Premises and equipment expense$324,0002,063
Additional noninterest expense$585,0002,765
Pre-tax net operating income$170,0004,346
Securities gains (losses)$02,284
Applicable income taxes$-9,0007,098
Income before extraordinary items$179,0004,078
Extraordinary gains, net$016
Net income$179,0004,077
Minority interest net income$091
Net income of bank and minority interests.$179,0004,077
Net charge-offs$325,0001,955
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$179,0003,972
2009-12-31 (YTD Data)Rank
Total interest income$16,330,0002,082
Total interest expense$5,401,0002,111
Net interest income$10,929,0002,009
Provision for loan and lease losses$6,668,0001,160
Total noninterest income$1,655,0002,409
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$491,0002,930
Trading account gains and fees$0211
Additional Noninterest Income$1,164,0001,951
Total noninterest expense$8,131,0002,429
Salaries and employee benefits$4,128,0002,380
Premises and equipment expense$1,367,0001,967
Additional noninterest expense$2,636,0002,622
Pre-tax net operating income$-2,215,0006,694
Securities gains (losses)$10,0003,254
Applicable income taxes$-1,124,0007,318
Income before extraordinary items$-1,081,0006,397
Extraordinary gains, net$034
Net income$-1,081,0006,398
Minority interest net income$0115
Net income of bank and minority interests.$-1,081,0006,398
Net charge-offs$4,842,0001,177
Cash dividends$2,210,000822
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,087,4006,400
2009-09-30 (YTD Data)Rank
Total interest income$12,502,0002,074
Total interest expense$4,250,0002,100
Net interest income$8,252,0001,993
Provision for loan and lease losses$4,060,0001,214
Total noninterest income$1,314,0002,374
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$361,0002,990
Trading account gains and fees$0212
Additional Noninterest Income$953,0001,887
Total noninterest expense$5,895,0002,509
Salaries and employee benefits$2,910,0002,536
Premises and equipment expense$1,034,0001,965
Additional noninterest expense$1,951,0002,628
Pre-tax net operating income$-389,0006,227
Securities gains (losses)$10,0002,967
Applicable income taxes$-391,0007,277
Income before extraordinary items$12,0005,723
Extraordinary gains, net$027
Net income$12,0005,723
Minority interest net income$0118
Net income of bank and minority interests.$12,0005,723
Net charge-offs$1,955,0001,517
Cash dividends$2,210,000575
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,6005,694
2009-06-30 (YTD Data)Rank
Total interest income$8,282,0002,124
Total interest expense$2,972,0002,107
Net interest income$5,310,0002,067
Provision for loan and lease losses$1,435,0001,682
Total noninterest income$862,0002,411
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$236,0002,989
Trading account gains and fees$0193
Additional Noninterest Income$626,0001,942
Total noninterest expense$3,530,0002,806
Salaries and employee benefits$1,788,0002,787
Premises and equipment expense$694,0001,979
Additional noninterest expense$1,048,0003,180
Pre-tax net operating income$1,207,0001,819
Securities gains (losses)$03,136
Applicable income taxes$250,0001,730
Income before extraordinary items$957,0001,914
Extraordinary gains, net$021
Net income$957,0001,911
Minority interest net income$0112
Net income of bank and minority interests.$957,0001,913
Net charge-offs$1,528,0001,332
Cash dividends$210,0002,606
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$957,0001,857
2009-03-31 (YTD Data)Rank
Total interest income$4,162,0002,137
Total interest expense$1,537,0002,125
Net interest income$2,625,0002,084
Provision for loan and lease losses$600,0001,587
Total noninterest income$326,0002,867
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$114,0003,008
Trading account gains and fees$0171
Additional Noninterest Income$212,0002,433
Total noninterest expense$1,480,0003,178
Salaries and employee benefits$630,0003,775
Premises and equipment expense$349,0002,006
Additional noninterest expense$501,0003,005
Pre-tax net operating income$871,0001,482
Securities gains (losses)$02,434
Applicable income taxes$235,0001,284
Income before extraordinary items$636,0001,692
Extraordinary gains, net$015
Net income$636,0001,693
Minority interest net income$0102
Net income of bank and minority interests.$636,0001,694
Net charge-offs$851,0001,049
Cash dividends$210,0001,665
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$636,0001,604
2008-12-31 (YTD Data)Rank
Total interest income$19,777,0001,937
Total interest expense$8,625,0001,846
Net interest income$11,152,0001,991
Provision for loan and lease losses$2,280,0001,659
Total noninterest income$1,527,0002,594
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$496,0003,029
Trading account gains and fees$0154
Additional Noninterest Income$1,031,0002,077
Total noninterest expense$7,836,0002,414
Salaries and employee benefits$4,826,0002,105
Premises and equipment expense$1,284,0002,102
Additional noninterest expense$1,726,0003,244
Pre-tax net operating income$2,563,0002,046
Securities gains (losses)$7,0002,644
Applicable income taxes$604,0001,659
Income before extraordinary items$1,966,0002,023
Extraordinary gains, net$039
Net income$1,966,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,601,0001,494
Cash dividends$880,0002,517
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,960,6802,151
2008-09-30 (YTD Data)Rank
Total interest income$15,212,0001,927
Total interest expense$6,911,0001,821
Net interest income$8,301,0002,026
Provision for loan and lease losses$1,380,0001,514
Total noninterest income$1,073,0002,768
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$364,0003,103
Trading account gains and fees$0148
Additional Noninterest Income$709,0002,299
Total noninterest expense$5,904,0002,401
Salaries and employee benefits$3,631,0002,114
Premises and equipment expense$946,0002,151
Additional noninterest expense$1,327,0003,084
Pre-tax net operating income$2,090,0002,229
Securities gains (losses)$7,0002,502
Applicable income taxes$529,0001,833
Income before extraordinary items$1,568,0002,241
Extraordinary gains, net$031
Net income$1,568,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,872
Cash dividends$630,0002,414
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,562,7502,364
2008-06-30 (YTD Data)Rank
Total interest income$10,465,0001,897
Total interest expense$4,969,0001,777
Net interest income$5,496,0002,028
Provision for loan and lease losses$930,0001,273
Total noninterest income$673,0002,926
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$236,0003,136
Trading account gains and fees$0149
Additional Noninterest Income$437,0002,446
Total noninterest expense$3,833,0002,470
Salaries and employee benefits$2,368,0002,195
Premises and equipment expense$603,0002,248
Additional noninterest expense$862,0003,133
Pre-tax net operating income$1,406,0002,322
Securities gains (losses)$7,0002,608
Applicable income taxes$353,0002,010
Income before extraordinary items$1,060,0002,454
Extraordinary gains, net$021
Net income$1,060,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,417
Cash dividends$420,0002,503
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,054,7502,419
2008-03-31 (YTD Data)Rank
Total interest income$5,441,0001,883
Total interest expense$2,694,0001,745
Net interest income$2,747,0002,033
Provision for loan and lease losses$480,0001,023
Total noninterest income$326,0002,966
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$114,0003,168
Trading account gains and fees$0158
Additional Noninterest Income$212,0002,491
Total noninterest expense$1,874,0002,517
Salaries and employee benefits$1,166,0002,250
Premises and equipment expense$279,0002,419
Additional noninterest expense$429,0003,097
Pre-tax net operating income$719,0002,362
Securities gains (losses)$7,0002,110
Applicable income taxes$180,0002,101
Income before extraordinary items$546,0002,499
Extraordinary gains, net$015
Net income$546,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,186
Cash dividends$140,0002,660
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$540,7502,454
2007-12-31 (YTD Data)Rank
Total interest income$22,173,0001,906
Total interest expense$12,063,0001,654
Net interest income$10,110,0002,224
Provision for loan and lease losses$805,0001,670
Total noninterest income$1,798,0002,389
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$460,0003,237
Trading account gains and fees$0178
Additional Noninterest Income$1,338,0001,820
Total noninterest expense$7,274,0002,496
Salaries and employee benefits$4,575,0002,200
Premises and equipment expense$988,0002,598
Additional noninterest expense$1,711,0003,067
Pre-tax net operating income$3,829,0002,052
Securities gains (losses)$8,0001,417
Applicable income taxes$1,079,0001,771
Income before extraordinary items$2,758,0002,186
Extraordinary gains, net$039
Net income$2,758,0002,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,473
Cash dividends$700,0003,186
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,752,2402,175
2007-09-30 (YTD Data)Rank
Total interest income$16,614,0001,907
Total interest expense$8,922,0001,683
Net interest income$7,692,0002,213
Provision for loan and lease losses$370,0001,978
Total noninterest income$1,347,0002,385
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$335,0003,306
Trading account gains and fees$0184
Additional Noninterest Income$1,012,0001,821
Total noninterest expense$5,447,0002,491
Salaries and employee benefits$3,439,0002,194
Premises and equipment expense$721,0002,648
Additional noninterest expense$1,287,0003,003
Pre-tax net operating income$3,222,0001,983
Securities gains (losses)$8,0001,069
Applicable income taxes$953,0001,705
Income before extraordinary items$2,277,0002,144
Extraordinary gains, net$033
Net income$2,277,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,489
Cash dividends$490,0002,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,271,4002,132
2007-06-30 (YTD Data)Rank
Total interest income$10,985,0001,944
Total interest expense$5,783,0001,736
Net interest income$5,202,0002,208
Provision for loan and lease losses$110,0003,149
Total noninterest income$747,0002,706
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$220,0003,309
Trading account gains and fees$0168
Additional Noninterest Income$527,0002,175
Total noninterest expense$3,605,0002,533
Salaries and employee benefits$2,309,0002,218
Premises and equipment expense$444,0002,851
Additional noninterest expense$852,0003,028
Pre-tax net operating income$2,234,0001,974
Securities gains (losses)$8,000912
Applicable income taxes$663,0001,726
Income before extraordinary items$1,579,0002,127
Extraordinary gains, net$029
Net income$1,579,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,769
Cash dividends$280,0003,226
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,573,4002,116
2007-03-31 (YTD Data)Rank
Total interest income$5,384,0001,977
Total interest expense$2,854,0001,749
Net interest income$2,530,0002,272
Provision for loan and lease losses$80,0002,339
Total noninterest income$328,0002,937
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$103,0003,387
Trading account gains and fees$0195
Additional Noninterest Income$225,0002,376
Total noninterest expense$1,850,0002,471
Salaries and employee benefits$1,199,0002,143
Premises and equipment expense$207,0003,020
Additional noninterest expense$444,0002,896
Pre-tax net operating income$928,0002,297
Securities gains (losses)$01,187
Applicable income taxes$258,0002,045
Income before extraordinary items$670,0002,418
Extraordinary gains, net$022
Net income$670,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,471
Cash dividends$70,0003,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$670,0002,399
2006-12-31 (YTD Data)Rank
Total interest income$19,514,0002,031
Total interest expense$9,361,0001,789
Net interest income$10,153,0002,265
Provision for loan and lease losses$502,0001,899
Total noninterest income$1,324,0002,937
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$462,0003,238
Trading account gains and fees$0130
Additional Noninterest Income$862,0002,462
Total noninterest expense$6,021,0002,864
Salaries and employee benefits$3,721,0002,610
Premises and equipment expense$1,011,0002,447
Additional noninterest expense$1,289,0003,723
Pre-tax net operating income$4,954,0001,895
Securities gains (losses)$12,0001,037
Applicable income taxes$1,563,0001,598
Income before extraordinary items$3,403,0002,064
Extraordinary gains, net$051
Net income$3,403,0002,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,966
Cash dividends$2,550,0001,271
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,394,7202,050
2006-09-30 (YTD Data)Rank
Total interest income$14,250,0002,070
Total interest expense$6,633,0001,829
Net interest income$7,617,0002,280
Provision for loan and lease losses$372,0001,806
Total noninterest income$1,070,0002,805
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$342,0003,276
Trading account gains and fees$0126
Additional Noninterest Income$728,0002,278
Total noninterest expense$4,357,0002,947
Salaries and employee benefits$2,658,0002,714
Premises and equipment expense$626,0002,895
Additional noninterest expense$1,073,0003,418
Pre-tax net operating income$3,958,0001,862
Securities gains (losses)$11,000877
Applicable income taxes$1,281,0001,571
Income before extraordinary items$2,688,0002,017
Extraordinary gains, net$045
Net income$2,688,0002,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,821
Cash dividends$630,0002,583
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,680,5202,020
2006-06-30 (YTD Data)Rank
Total interest income$9,156,0002,101
Total interest expense$4,014,0001,895
Net interest income$5,142,0002,273
Provision for loan and lease losses$237,0001,861
Total noninterest income$491,0003,571
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$227,0003,258
Trading account gains and fees$0126
Additional Noninterest Income$264,0003,236
Total noninterest expense$2,873,0002,993
Salaries and employee benefits$1,760,0002,732
Premises and equipment expense$408,0002,948
Additional noninterest expense$705,0003,447
Pre-tax net operating income$2,523,0001,938
Securities gains (losses)$01,185
Applicable income taxes$823,0001,628
Income before extraordinary items$1,700,0002,116
Extraordinary gains, net$039
Net income$1,700,0002,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,668
Cash dividends$420,0002,617
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,700,0002,098
2006-03-31 (YTD Data)Rank
Total interest income$4,286,0002,191
Total interest expense$1,786,0002,005
Net interest income$2,500,0002,331
Provision for loan and lease losses$117,0001,801
Total noninterest income$252,0003,443
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$110,0003,276
Trading account gains and fees$0115
Additional Noninterest Income$142,0003,070
Total noninterest expense$1,471,0002,927
Salaries and employee benefits$934,0002,600
Premises and equipment expense$198,0003,049
Additional noninterest expense$339,0003,531
Pre-tax net operating income$1,164,0002,033
Securities gains (losses)$0955
Applicable income taxes$369,0001,758
Income before extraordinary items$795,0002,204
Extraordinary gains, net$021
Net income$795,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$210,0002,327
Sale, conversion, retirement of capital stock, net$0648
Net operating income$795,0002,179
2005-12-31 (YTD Data)Rank
Total interest income$15,002,0002,218
Total interest expense$5,326,0002,080
Net interest income$9,676,0002,288
Provision for loan and lease losses$599,0001,653
Total noninterest income$1,883,0002,320
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$512,0003,004
Trading account gains and fees$0138
Additional Noninterest Income$1,371,0001,784
Total noninterest expense$6,336,0002,612
Salaries and employee benefits$3,948,0002,316
Premises and equipment expense$940,0002,501
Additional noninterest expense$1,448,0003,320
Pre-tax net operating income$4,624,0001,981
Securities gains (losses)$16,0001,323
Applicable income taxes$1,529,0001,683
Income before extraordinary items$3,111,0002,179
Extraordinary gains, net$046
Net income$3,111,0002,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,338
Cash dividends$840,0002,763
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,100,2802,156
2005-09-30 (YTD Data)Rank
Total interest income$10,758,0002,256
Total interest expense$3,668,0002,131
Net interest income$7,090,0002,316
Provision for loan and lease losses$418,0001,660
Total noninterest income$1,474,0002,236
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$381,0003,022
Trading account gains and fees$0126
Additional Noninterest Income$1,093,0001,703
Total noninterest expense$4,791,0002,568
Salaries and employee benefits$3,020,0002,258
Premises and equipment expense$695,0002,526
Additional noninterest expense$1,076,0003,310
Pre-tax net operating income$3,355,0002,052
Securities gains (losses)$16,0001,308
Applicable income taxes$1,116,0001,742
Income before extraordinary items$2,255,0002,256
Extraordinary gains, net$035
Net income$2,255,0002,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$630,0002,453
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,244,2802,230
2005-06-30 (YTD Data)Rank
Total interest income$6,743,0002,339
Total interest expense$2,178,0002,247
Net interest income$4,565,0002,374
Provision for loan and lease losses$343,0001,365
Total noninterest income$500,0003,516
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$251,0003,006
Trading account gains and fees$0116
Additional Noninterest Income$249,0003,377
Total noninterest expense$3,239,0002,507
Salaries and employee benefits$2,098,0002,153
Premises and equipment expense$452,0002,568
Additional noninterest expense$689,0003,403
Pre-tax net operating income$1,483,0002,779
Securities gains (losses)$7,0001,472
Applicable income taxes$458,0002,385
Income before extraordinary items$1,032,0003,013
Extraordinary gains, net$030
Net income$1,032,0003,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$419,0002,469
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,027,1702,981
2005-03-31 (YTD Data)Rank
Total interest income$3,144,0002,460
Total interest expense$981,0002,378
Net interest income$2,163,0002,468
Provision for loan and lease losses$124,0001,710
Total noninterest income$229,0003,666
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$118,0003,074
Trading account gains and fees$0115
Additional Noninterest Income$111,0003,545
Total noninterest expense$1,673,0002,453
Salaries and employee benefits$1,097,0002,083
Premises and equipment expense$223,0002,612
Additional noninterest expense$353,0003,336
Pre-tax net operating income$595,0003,241
Securities gains (losses)$01,685
Applicable income taxes$175,0002,812
Income before extraordinary items$420,0003,501
Extraordinary gains, net$024
Net income$420,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$210,0002,134
Sale, conversion, retirement of capital stock, net$0491
Net operating income$420,0003,459
2004-12-31 (YTD Data)Rank
Total interest income$11,827,0002,428
Total interest expense$3,229,0002,467
Net interest income$8,598,0002,380
Provision for loan and lease losses$275,0003,079
Total noninterest income$1,172,0003,180
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$526,0003,021
Trading account gains and fees$0138
Additional Noninterest Income$646,0002,857
Total noninterest expense$5,250,0002,975
Salaries and employee benefits$3,163,0002,712
Premises and equipment expense$880,0002,571
Additional noninterest expense$1,207,0003,725
Pre-tax net operating income$4,245,0001,952
Securities gains (losses)$5,0003,151
Applicable income taxes$1,454,0001,644
Income before extraordinary items$2,796,0002,205
Extraordinary gains, net$034
Net income$2,796,0002,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,234
Cash dividends$1,527,0001,696
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,792,7002,157
2004-09-30 (YTD Data)Rank
Total interest income$8,624,0002,459
Total interest expense$2,334,0002,506
Net interest income$6,290,0002,406
Provision for loan and lease losses$251,0002,563
Total noninterest income$854,0003,262
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$392,0003,058
Trading account gains and fees$0134
Additional Noninterest Income$462,0002,932
Total noninterest expense$3,919,0002,963
Salaries and employee benefits$2,359,0002,711
Premises and equipment expense$642,0002,621
Additional noninterest expense$918,0003,653
Pre-tax net operating income$2,974,0002,088
Securities gains (losses)$5,0003,038
Applicable income taxes$1,001,0001,782
Income before extraordinary items$1,978,0002,340
Extraordinary gains, net$026
Net income$1,978,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$1,257,0001,451
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,974,7002,296
2004-06-30 (YTD Data)Rank
Total interest income$5,629,0002,483
Total interest expense$1,499,0002,573
Net interest income$4,130,0002,425
Provision for loan and lease losses$214,0002,079
Total noninterest income$539,0003,400
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$256,0003,085
Trading account gains and fees$0130
Additional Noninterest Income$283,0003,087
Total noninterest expense$2,631,0002,954
Salaries and employee benefits$1,586,0002,691
Premises and equipment expense$430,0002,607
Additional noninterest expense$615,0003,677
Pre-tax net operating income$1,824,0002,210
Securities gains (losses)$5,0002,738
Applicable income taxes$604,0001,919
Income before extraordinary items$1,225,0002,484
Extraordinary gains, net$021
Net income$1,225,0002,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$1,157,0001,117
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,221,6502,421
2004-03-31 (YTD Data)Rank
Total interest income$2,822,0002,481
Total interest expense$745,0002,626
Net interest income$2,077,0002,404
Provision for loan and lease losses$107,0002,000
Total noninterest income$273,0003,312
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$118,0003,186
Trading account gains and fees$0121
Additional Noninterest Income$155,0002,890
Total noninterest expense$1,357,0002,882
Salaries and employee benefits$829,0002,603
Premises and equipment expense$218,0002,599
Additional noninterest expense$310,0003,648
Pre-tax net operating income$886,0002,236
Securities gains (losses)$5,0002,336
Applicable income taxes$296,0001,951
Income before extraordinary items$595,0002,514
Extraordinary gains, net$016
Net income$595,0002,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$100,0002,844
Sale, conversion, retirement of capital stock, net$0464
Net operating income$591,6502,444
2003-12-31 (YTD Data)Rank
Total interest income$10,403,0002,718
Total interest expense$2,891,0002,967
Net interest income$7,512,0002,565
Provision for loan and lease losses$173,0004,345
Total noninterest income$978,0003,773
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$453,0003,353
Trading account gains and fees$0160
Additional Noninterest Income$525,0003,497
Total noninterest expense$4,901,0003,101
Salaries and employee benefits$2,874,0002,877
Premises and equipment expense$867,0002,574
Additional noninterest expense$1,160,0003,826
Pre-tax net operating income$3,416,0002,254
Securities gains (losses)$16,0003,357
Applicable income taxes$1,114,0002,037
Income before extraordinary items$2,318,0002,543
Extraordinary gains, net$054
Net income$2,318,0002,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$365,0004,084
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,307,1202,431
2003-09-30 (YTD Data)Rank
Total interest income$7,734,0002,791
Total interest expense$2,162,0003,076
Net interest income$5,572,0002,616
Provision for loan and lease losses$160,0003,772
Total noninterest income$707,0003,919
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$325,0003,479
Trading account gains and fees$0153
Additional Noninterest Income$382,0003,614
Total noninterest expense$3,642,0003,125
Salaries and employee benefits$2,142,0002,895
Premises and equipment expense$647,0002,588
Additional noninterest expense$853,0003,883
Pre-tax net operating income$2,477,0002,404
Securities gains (losses)$16,0003,083
Applicable income taxes$802,0002,202
Income before extraordinary items$1,691,0002,696
Extraordinary gains, net$040
Net income$1,691,0002,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,109
Cash dividends$74,0004,949
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,680,1202,564
2003-06-30 (YTD Data)Rank
Total interest income$5,207,0002,784
Total interest expense$1,497,0003,052
Net interest income$3,710,0002,622
Provision for loan and lease losses$113,0003,672
Total noninterest income$328,0004,762
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$209,0003,518
Trading account gains and fees$0150
Additional Noninterest Income$119,0005,003
Total noninterest expense$2,389,0003,177
Salaries and employee benefits$1,404,0002,955
Premises and equipment expense$411,0002,701
Additional noninterest expense$574,0003,835
Pre-tax net operating income$1,536,0002,534
Securities gains (losses)$03,782
Applicable income taxes$484,0002,368
Income before extraordinary items$1,052,0002,869
Extraordinary gains, net$030
Net income$1,052,0002,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,737
Cash dividends$75,0004,495
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,052,0002,699
2003-03-31 (YTD Data)Rank
Total interest income$2,525,0002,884
Total interest expense$775,0003,020
Net interest income$1,750,0002,773
Provision for loan and lease losses$06,934
Total noninterest income$159,0004,741
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$97,0003,626
Trading account gains and fees$0134
Additional Noninterest Income$62,0004,852
Total noninterest expense$1,181,0003,201
Salaries and employee benefits$709,0002,920
Premises and equipment expense$190,0002,882
Additional noninterest expense$282,0003,842
Pre-tax net operating income$728,0002,659
Securities gains (losses)$02,891
Applicable income taxes$228,0002,469
Income before extraordinary items$500,0002,945
Extraordinary gains, net$021
Net income$500,0002,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$75,0003,162
Sale, conversion, retirement of capital stock, net$0419
Net operating income$500,0002,802
2002-12-31 (YTD Data)Rank
Total interest income$10,387,0002,919
Total interest expense$3,705,0002,939
Net interest income$6,682,0002,852
Provision for loan and lease losses$249,0003,889
Total noninterest income$698,0004,345
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$442,0003,278
Trading account gains and fees$0153
Additional Noninterest Income$256,0004,576
Total noninterest expense$4,631,0003,142
Salaries and employee benefits$2,555,0003,063
Premises and equipment expense$883,0002,449
Additional noninterest expense$1,193,0003,621
Pre-tax net operating income$2,500,0002,878
Securities gains (losses)$79,0001,976
Applicable income taxes$767,0002,671
Income before extraordinary items$1,812,0003,012
Extraordinary gains, net$070
Net income$1,812,0003,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$364,0004,004
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,756,7002,999
2001-12-31 (YTD Data)Rank
Total interest income$11,374,0002,974
Total interest expense$5,827,0002,744
Net interest income$5,547,0003,152
Provision for loan and lease losses$134,0005,003
Total noninterest income$684,0004,248
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$458,0003,052
Trading account gains and fees$0177
Additional Noninterest Income$226,0004,686
Total noninterest expense$4,002,0003,431
Salaries and employee benefits$2,127,0003,412
Premises and equipment expense$836,0002,518
Additional noninterest expense$1,039,0003,935
Pre-tax net operating income$2,095,0003,065
Securities gains (losses)$97,0001,773
Applicable income taxes$658,0002,796
Income before extraordinary items$1,534,0003,169
Extraordinary gains, net$0105
Net income$1,534,0003,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,729
Cash dividends$390,0003,946
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,466,1003,174
2000-12-31 (YTD Data)Rank
Total interest income$9,556,0003,541
Total interest expense$5,488,0003,044
Net interest income$4,068,0004,125
Provision for loan and lease losses$299,0002,903
Total noninterest income$483,0005,005
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$343,0003,657
Trading account gains and fees$0180
Additional Noninterest Income$140,0005,650
Total noninterest expense$3,020,0004,204
Salaries and employee benefits$1,654,0004,041
Premises and equipment expense$558,0003,471
Additional noninterest expense$808,0004,703
Pre-tax net operating income$1,232,0004,656
Securities gains (losses)$-12,0008,439
Applicable income taxes$305,0004,572
Income before extraordinary items$915,0004,632
Extraordinary gains, net$038
Net income$915,0004,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,747
Cash dividends$200,0005,103
Sale, conversion, retirement of capital stock, net$0969
Net operating income$924,0004,604
1999-12-31 (YTD Data)Rank
Total interest income$6,411,0004,729
Total interest expense$3,296,0004,267
Net interest income$3,115,0005,018
Provision for loan and lease losses$123,0004,690
Total noninterest income$353,0005,982
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0005,141
Trading account gains and feesNANA
Additional Noninterest Income$155,0005,532
Total noninterest expense$2,086,0005,526
Salaries and employee benefits$1,106,0005,463
Premises and equipment expense$396,0004,571
Additional noninterest expense$584,0005,921
Pre-tax net operating income$1,259,0004,623
Securities gains (losses)$23,0001,318
Applicable income taxes$335,0004,573
Income before extraordinary items$947,0004,589
Extraordinary gains, net$035
Net income$947,0004,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$929,9804,618
1998-12-31 (YTD Data)Rank
Total interest income$6,130,0004,924
Total interest expense$3,408,0004,239
Net interest income$2,722,0005,523
Provision for loan and lease losses$24,0007,567
Total noninterest income$378,0005,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0005,298
Trading account gains and feesNANA
Additional Noninterest Income$189,0005,104
Total noninterest expense$1,931,0005,727
Salaries and employee benefits$966,0005,911
Premises and equipment expense$405,0004,386
Additional noninterest expense$560,0006,016
Pre-tax net operating income$1,145,0005,028
Securities gains (losses)$51,0001,715
Applicable income taxes$312,0005,065
Income before extraordinary items$884,0004,895
Extraordinary gains, net$032
Net income$884,0004,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$846,2604,924
1997-12-31 (YTD Data)Rank
Total interest income$5,755,0005,218
Total interest expense$3,201,0004,450
Net interest income$2,554,0005,964
Provision for loan and lease losses$28,0007,514
Total noninterest income$383,0005,868
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0005,757
Trading account gains and feesNANA
Additional Noninterest Income$209,0004,852
Total noninterest expense$1,861,0005,944
Salaries and employee benefits$934,0006,133
Premises and equipment expense$368,0004,728
Additional noninterest expense$559,0006,054
Pre-tax net operating income$1,048,0005,691
Securities gains (losses)$-1,0009,009
Applicable income taxes$264,0006,116
Income before extraordinary items$783,0005,529
Extraordinary gains, net$044
Net income$783,0005,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0009,989
Cash dividends$763,0002,630
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$783,7505,478
1996-12-31 (YTD Data)Rank
Total interest income$4,946,0005,983
Total interest expense$2,605,0005,348
Net interest income$2,341,0006,497
Provision for loan and lease losses$09,041
Total noninterest income$324,0006,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0005,890
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,112
Total noninterest expense$1,639,0006,743
Salaries and employee benefits$809,0006,937
Premises and equipment expense$359,0004,932
Additional noninterest expense$471,0007,289
Pre-tax net operating income$1,026,0005,638
Securities gains (losses)$-8,00010,177
Applicable income taxes$259,0006,327
Income before extraordinary items$759,0005,474
Extraordinary gains, net$053
Net income$759,0005,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,813
Cash dividends$2,610,0001,057
Sale, conversion, retirement of capital stock, net$0953
Net operating income$765,0005,403
1995-12-31 (YTD Data)Rank
Total interest income$4,404,0006,562
Total interest expense$2,202,0006,077
Net interest income$2,202,0006,863
Provision for loan and lease losses$08,958
Total noninterest income$319,0006,870
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,806
Trading account gains and feesNANA
Additional Noninterest Income$126,0006,498
Total noninterest expense$1,642,0006,860
Salaries and employee benefits$768,0007,288
Premises and equipment expense$366,0004,877
Additional noninterest expense$508,0007,189
Pre-tax net operating income$879,0006,516
Securities gains (losses)$25,0001,741
Applicable income taxes$209,0007,275
Income before extraordinary items$695,0006,024
Extraordinary gains, net$065
Net income$695,0006,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,260
Cash dividends$226,0005,188
Sale, conversion, retirement of capital stock, net$0809
Net operating income$675,7506,124
1994-12-31 (YTD Data)Rank
Total interest income$4,145,0006,528
Total interest expense$1,890,0005,856
Net interest income$2,255,0006,960
Provision for loan and lease losses$09,146
Total noninterest income$303,0007,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0006,107
Trading account gains and feesNANA
Additional Noninterest Income$115,0007,070
Total noninterest expense$1,753,0006,825
Salaries and employee benefits$885,0006,733
Premises and equipment expense$363,0004,958
Additional noninterest expense$505,0007,794
Pre-tax net operating income$805,0006,844
Securities gains (losses)$22,0001,687
Applicable income taxes$309,0005,767
Income before extraordinary items$518,0007,168
Extraordinary gains, net$0249
Net income$518,0007,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$503,9207,317
1993-12-31 (YTD Data)Rank
Total interest income$4,309,0006,514
Total interest expense$1,844,0006,227
Net interest income$2,465,0006,616
Provision for loan and lease losses$010,371
Total noninterest income$244,0008,449
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0006,787
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,541
Total noninterest expense$1,730,0007,100
Salaries and employee benefits$890,0006,774
Premises and equipment expense$227,0007,148
Additional noninterest expense$613,0007,218
Pre-tax net operating income$979,0005,978
Securities gains (losses)$107,0002,403
Applicable income taxes$152,0008,594
Income before extraordinary items$934,0004,948
Extraordinary gains, net$03,149
Net income$934,0005,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00011,621
Cash dividends$150,0006,064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$841,9805,120
1992-12-31 (YTD Data)Rank
Total interest income$4,598,0006,768
Total interest expense$2,036,0007,039
Net interest income$2,562,0006,479
Provision for loan and lease losses$011,756
Total noninterest income$271,0008,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0007,474
Trading account gains and feesNANA
Additional Noninterest Income$134,0007,060
Total noninterest expense$1,676,0007,327
Salaries and employee benefits$840,0006,995
Premises and equipment expense$194,0007,976
Additional noninterest expense$642,0007,158
Pre-tax net operating income$1,157,0005,070
Securities gains (losses)$48,0004,198
Applicable income taxes$236,0006,895
Income before extraordinary items$969,0004,628
Extraordinary gains, net$01,422
Net income$969,0004,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00013,151
Cash dividends$1,707,000974
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$930,6004,484

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.