Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,882 |
| Total interest expense | $151,000 | 7,789 |
| Net interest income | $346,000 | 7,849 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $84,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $314,000 | 7,915 |
| Salaries and employee benefits | $194,000 | 7,805 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $50,000 | 8,126 |
| Pre-tax net operating income | $116,000 | 5,117 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $86,000 | 5,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 5,310 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $86,000 | 5,310 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $86,000 | 5,226 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 7,881 |
| Total interest expense | $83,000 | 7,803 |
| Net interest income | $187,000 | 7,833 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $154,000 | 7,970 |
| Salaries and employee benefits | $100,000 | 7,830 |
| Premises and equipment expense | $26,000 | 7,517 |
| Additional noninterest expense | $28,000 | 8,126 |
| Pre-tax net operating income | $51,000 | 5,618 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $42,000 | 5,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $42,000 | 5,819 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $42,000 | 5,819 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $42,000 | 5,651 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 7,822 |
| Total interest expense | $436,000 | 7,781 |
| Net interest income | $850,000 | 7,766 |
| Provision for loan and lease losses | $86,000 | 6,191 |
| Total noninterest income | $88,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 6,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,000 | 7,639 |
| Total noninterest expense | $639,000 | 7,988 |
| Salaries and employee benefits | $397,000 | 7,897 |
| Premises and equipment expense | $120,000 | 7,425 |
| Additional noninterest expense | $122,000 | 8,162 |
| Pre-tax net operating income | $213,000 | 5,715 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $68,000 | 3,665 |
| Income before extraordinary items | $145,000 | 5,691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $145,000 | 5,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 4,432 |
| Cash dividends | $81,000 | 5,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $145,000 | 5,849 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $982,000 | 7,901 |
| Total interest expense | $340,000 | 7,849 |
| Net interest income | $642,000 | 7,832 |
| Provision for loan and lease losses | $86,000 | 5,374 |
| Total noninterest income | $67,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $55,000 | 6,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $468,000 | 8,050 |
| Salaries and employee benefits | $288,000 | 7,966 |
| Premises and equipment expense | $90,000 | 7,472 |
| Additional noninterest expense | $90,000 | 8,225 |
| Pre-tax net operating income | $155,000 | 6,213 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $46,000 | 4,158 |
| Income before extraordinary items | $109,000 | 6,131 |
| Extraordinary gains, net | $-19,000 | 8,356 |
| Net income | $90,000 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,376 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $109,000 | 6,287 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $664,000 | 7,935 |
| Total interest expense | $236,000 | 7,917 |
| Net interest income | $428,000 | 7,867 |
| Provision for loan and lease losses | $86,000 | 4,526 |
| Total noninterest income | $45,000 | 7,589 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $314,000 | 8,106 |
| Salaries and employee benefits | $192,000 | 8,021 |
| Premises and equipment expense | $59,000 | 7,533 |
| Additional noninterest expense | $63,000 | 8,265 |
| Pre-tax net operating income | $73,000 | 6,552 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $64,000 | 6,600 |
| Extraordinary gains, net | $-49,000 | 8,431 |
| Net income | $15,000 | 6,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,520 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $64,000 | 6,528 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 7,965 |
| Total interest expense | $124,000 | 7,956 |
| Net interest income | $227,000 | 7,854 |
| Provision for loan and lease losses | $49,000 | 3,856 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $154,000 | 8,170 |
| Salaries and employee benefits | $95,000 | 8,071 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $29,000 | 8,331 |
| Pre-tax net operating income | $46,000 | 6,660 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $37,000 | 6,768 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,189 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $37,000 | 6,673 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 7,921 |
| Total interest expense | $538,000 | 7,903 |
| Net interest income | $916,000 | 7,845 |
| Provision for loan and lease losses | $58,000 | 5,564 |
| Total noninterest income | $87,000 | 7,696 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $79,000 | 6,320 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $658,000 | 8,146 |
| Salaries and employee benefits | $397,000 | 8,065 |
| Premises and equipment expense | $127,000 | 7,476 |
| Additional noninterest expense | $134,000 | 8,323 |
| Pre-tax net operating income | $287,000 | 6,637 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $99,000 | 4,491 |
| Income before extraordinary items | $188,000 | 6,829 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $188,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $68,000 | 5,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $188,000 | 6,811 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 7,992 |
| Total interest expense | $399,000 | 7,953 |
| Net interest income | $682,000 | 7,901 |
| Provision for loan and lease losses | $55,000 | 4,944 |
| Total noninterest income | $63,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $479,000 | 8,159 |
| Salaries and employee benefits | $290,000 | 8,070 |
| Premises and equipment expense | $93,000 | 7,488 |
| Additional noninterest expense | $96,000 | 8,351 |
| Pre-tax net operating income | $211,000 | 6,923 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $68,000 | 4,744 |
| Income before extraordinary items | $143,000 | 7,065 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $143,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $143,000 | 7,055 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $703,000 | 8,073 |
| Total interest expense | $262,000 | 8,008 |
| Net interest income | $441,000 | 7,998 |
| Provision for loan and lease losses | $52,000 | 4,317 |
| Total noninterest income | $41,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $315,000 | 8,212 |
| Salaries and employee benefits | $195,000 | 8,126 |
| Premises and equipment expense | $61,000 | 7,545 |
| Additional noninterest expense | $59,000 | 8,429 |
| Pre-tax net operating income | $115,000 | 7,167 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $29,000 | 5,136 |
| Income before extraordinary items | $86,000 | 7,210 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,343 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $86,000 | 7,206 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,140 |
| Total interest expense | $128,000 | 8,063 |
| Net interest income | $216,000 | 8,080 |
| Provision for loan and lease losses | $42,000 | 3,392 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $156,000 | 8,267 |
| Salaries and employee benefits | $97,000 | 8,164 |
| Premises and equipment expense | $30,000 | 7,598 |
| Additional noninterest expense | $29,000 | 8,463 |
| Pre-tax net operating income | $36,000 | 7,462 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $26,000 | 7,528 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $26,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,485 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $26,000 | 7,510 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 8,061 |
| Total interest expense | $492,000 | 7,931 |
| Net interest income | $814,000 | 8,077 |
| Provision for loan and lease losses | $101,000 | 4,702 |
| Total noninterest income | $88,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $79,000 | 6,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $658,000 | 8,235 |
| Salaries and employee benefits | $394,000 | 8,174 |
| Premises and equipment expense | $129,000 | 7,500 |
| Additional noninterest expense | $135,000 | 8,432 |
| Pre-tax net operating income | $143,000 | 7,578 |
| Securities gains (losses) | $-5,000 | 7,083 |
| Applicable income taxes | $33,000 | 5,706 |
| Income before extraordinary items | $105,000 | 7,655 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $105,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $78,000 | 5,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $108,800 | 7,632 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 8,130 |
| Total interest expense | $361,000 | 7,986 |
| Net interest income | $624,000 | 8,140 |
| Provision for loan and lease losses | $98,000 | 4,141 |
| Total noninterest income | $65,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $477,000 | 8,283 |
| Salaries and employee benefits | $288,000 | 8,198 |
| Premises and equipment expense | $92,000 | 7,577 |
| Additional noninterest expense | $97,000 | 8,503 |
| Pre-tax net operating income | $114,000 | 7,754 |
| Securities gains (losses) | $-5,000 | 7,392 |
| Applicable income taxes | $25,000 | 5,863 |
| Income before extraordinary items | $84,000 | 7,805 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $84,000 | 7,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $10,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $87,850 | 7,794 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 8,166 |
| Total interest expense | $223,000 | 8,054 |
| Net interest income | $429,000 | 8,148 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $40,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $325,000 | 8,295 |
| Salaries and employee benefits | $196,000 | 8,220 |
| Premises and equipment expense | $64,000 | 7,536 |
| Additional noninterest expense | $65,000 | 8,526 |
| Pre-tax net operating income | $49,000 | 7,965 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $45,000 | 7,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $45,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $10,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $40,850 | 7,975 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 8,202 |
| Total interest expense | $108,000 | 8,075 |
| Net interest income | $212,000 | 8,186 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $164,000 | 8,292 |
| Salaries and employee benefits | $99,000 | 8,222 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $33,000 | 8,530 |
| Pre-tax net operating income | $66,000 | 7,486 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $53,000 | 7,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $53,000 | 7,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 8,184 |
| Total interest expense | $331,000 | 8,108 |
| Net interest income | $866,000 | 8,130 |
| Provision for loan and lease losses | $76,000 | 5,177 |
| Total noninterest income | $81,000 | 8,136 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $74,000 | 6,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $633,000 | 8,358 |
| Salaries and employee benefits | $374,000 | 8,290 |
| Premises and equipment expense | $132,000 | 7,492 |
| Additional noninterest expense | $127,000 | 8,597 |
| Pre-tax net operating income | $238,000 | 7,596 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $73,000 | 5,614 |
| Income before extraordinary items | $165,000 | 7,734 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $165,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,115 |
| Cash dividends | $97,000 | 5,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $165,000 | 7,698 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 8,236 |
| Total interest expense | $238,000 | 8,151 |
| Net interest income | $645,000 | 8,184 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $62,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 6,708 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $453,000 | 8,389 |
| Salaries and employee benefits | $266,000 | 8,326 |
| Premises and equipment expense | $90,000 | 7,632 |
| Additional noninterest expense | $97,000 | 8,587 |
| Pre-tax net operating income | $181,000 | 7,711 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $67,000 | 5,583 |
| Income before extraordinary items | $114,000 | 7,879 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $114,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,299 |
| Cash dividends | $12,000 | 5,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $114,000 | 7,853 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $578,000 | 8,264 |
| Total interest expense | $155,000 | 8,146 |
| Net interest income | $423,000 | 8,220 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $299,000 | 8,411 |
| Salaries and employee benefits | $175,000 | 8,354 |
| Premises and equipment expense | $57,000 | 7,706 |
| Additional noninterest expense | $67,000 | 8,562 |
| Pre-tax net operating income | $160,000 | 7,477 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $47,000 | 5,570 |
| Income before extraordinary items | $113,000 | 7,648 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $113,000 | 7,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $12,000 | 4,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $113,000 | 7,603 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 8,351 |
| Total interest expense | $76,000 | 8,182 |
| Net interest income | $204,000 | 8,326 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $149,000 | 8,485 |
| Salaries and employee benefits | $87,000 | 8,433 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $33,000 | 8,638 |
| Pre-tax net operating income | $74,000 | 7,573 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 8,306 |
| Total interest expense | $280,000 | 8,172 |
| Net interest income | $827,000 | 8,269 |
| Provision for loan and lease losses | $37,000 | 6,248 |
| Total noninterest income | $110,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $101,000 | 6,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $612,000 | 8,495 |
| Salaries and employee benefits | $360,000 | 8,428 |
| Premises and equipment expense | $122,000 | 7,684 |
| Additional noninterest expense | $130,000 | 8,690 |
| Pre-tax net operating income | $288,000 | 7,479 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $97,000 | 5,535 |
| Income before extraordinary items | $191,000 | 7,692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $191,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,108 |
| Cash dividends | $95,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $191,000 | 7,655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 8,353 |
| Total interest expense | $210,000 | 8,205 |
| Net interest income | $618,000 | 8,305 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $84,000 | 8,006 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $77,000 | 6,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $445,000 | 8,525 |
| Salaries and employee benefits | $262,000 | 8,465 |
| Premises and equipment expense | $86,000 | 7,777 |
| Additional noninterest expense | $97,000 | 8,722 |
| Pre-tax net operating income | $248,000 | 7,472 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $82,000 | 5,558 |
| Income before extraordinary items | $166,000 | 7,684 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $166,000 | 7,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,750 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $166,000 | 7,633 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 8,418 |
| Total interest expense | $141,000 | 8,266 |
| Net interest income | $403,000 | 8,379 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $55,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $50,000 | 6,543 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $298,000 | 8,571 |
| Salaries and employee benefits | $177,000 | 8,502 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $65,000 | 8,770 |
| Pre-tax net operating income | $154,000 | 7,514 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $44,000 | 5,755 |
| Income before extraordinary items | $110,000 | 7,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $110,000 | 7,617 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,473 |
| Total interest expense | $70,000 | 8,338 |
| Net interest income | $200,000 | 8,434 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $149,000 | 8,615 |
| Salaries and employee benefits | $87,000 | 8,559 |
| Premises and equipment expense | $29,000 | 7,823 |
| Additional noninterest expense | $33,000 | 8,795 |
| Pre-tax net operating income | $74,000 | 7,547 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $59,000 | 7,597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $59,000 | 7,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 8,461 |
| Total interest expense | $338,000 | 8,333 |
| Net interest income | $799,000 | 8,417 |
| Provision for loan and lease losses | $123,000 | 4,909 |
| Total noninterest income | $102,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $94,000 | 6,640 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $604,000 | 8,647 |
| Salaries and employee benefits | $371,000 | 8,523 |
| Premises and equipment expense | $85,000 | 8,267 |
| Additional noninterest expense | $148,000 | 8,766 |
| Pre-tax net operating income | $174,000 | 7,910 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $44,000 | 6,374 |
| Income before extraordinary items | $130,000 | 8,090 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $130,000 | 8,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $97,000 | 5,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $130,000 | 7,972 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 8,549 |
| Total interest expense | $263,000 | 8,415 |
| Net interest income | $591,000 | 8,506 |
| Provision for loan and lease losses | $1,000 | 7,460 |
| Total noninterest income | $75,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 6,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $427,000 | 8,740 |
| Salaries and employee benefits | $266,000 | 8,580 |
| Premises and equipment expense | $60,000 | 8,390 |
| Additional noninterest expense | $101,000 | 8,887 |
| Pre-tax net operating income | $238,000 | 7,508 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $76,000 | 5,850 |
| Income before extraordinary items | $162,000 | 7,825 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $162,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $23,000 | 5,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $162,000 | 7,676 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $577,000 | 8,589 |
| Total interest expense | $183,000 | 8,446 |
| Net interest income | $394,000 | 8,540 |
| Provision for loan and lease losses | $1,000 | 7,297 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $282,000 | 8,764 |
| Salaries and employee benefits | $177,000 | 8,606 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $63,000 | 8,934 |
| Pre-tax net operating income | $158,000 | 7,543 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $44,000 | 6,023 |
| Income before extraordinary items | $114,000 | 7,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $114,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,572 |
| Cash dividends | $23,000 | 5,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $114,000 | 7,635 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,642 |
| Total interest expense | $94,000 | 8,507 |
| Net interest income | $196,000 | 8,587 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $141,000 | 8,808 |
| Salaries and employee benefits | $88,000 | 8,659 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $31,000 | 8,995 |
| Pre-tax net operating income | $76,000 | 7,593 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $61,000 | 7,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $61,000 | 7,520 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 8,616 |
| Total interest expense | $505,000 | 8,368 |
| Net interest income | $761,000 | 8,646 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $87,000 | 8,555 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $79,000 | 6,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $547,000 | 8,893 |
| Salaries and employee benefits | $339,000 | 8,738 |
| Premises and equipment expense | $82,000 | 8,412 |
| Additional noninterest expense | $126,000 | 9,032 |
| Pre-tax net operating income | $291,000 | 7,578 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $95,000 | 6,009 |
| Income before extraordinary items | $196,000 | 7,858 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $196,000 | 7,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $20,000 | 6,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $196,000 | 7,755 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 8,826 |
| Total interest expense | $683,000 | 8,654 |
| Net interest income | $724,000 | 8,814 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $83,000 | 8,742 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $75,000 | 7,070 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $523,000 | 9,130 |
| Salaries and employee benefits | $333,000 | 8,924 |
| Premises and equipment expense | $85,000 | 8,547 |
| Additional noninterest expense | $105,000 | 9,355 |
| Pre-tax net operating income | $284,000 | 7,491 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $91,000 | 6,115 |
| Income before extraordinary items | $193,000 | 7,791 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $193,000 | 7,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $117,000 | 5,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $193,000 | 7,672 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 9,077 |
| Total interest expense | $664,000 | 8,927 |
| Net interest income | $709,000 | 9,093 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $72,000 | 9,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $509,000 | 9,373 |
| Salaries and employee benefits | $322,000 | 9,156 |
| Premises and equipment expense | $86,000 | 8,685 |
| Additional noninterest expense | $101,000 | 9,620 |
| Pre-tax net operating income | $272,000 | 8,019 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $187,000 | 8,153 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $187,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $132,000 | 5,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $187,000 | 8,156 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 9,272 |
| Total interest expense | $649,000 | 9,074 |
| Net interest income | $684,000 | 9,316 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $61,000 | 9,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $494,000 | 9,641 |
| Salaries and employee benefits | $307,000 | 9,430 |
| Premises and equipment expense | $87,000 | 8,879 |
| Additional noninterest expense | $100,000 | 9,923 |
| Pre-tax net operating income | $251,000 | 8,332 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $66,000 | 7,402 |
| Income before extraordinary items | $185,000 | 8,399 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $185,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $122,000 | 5,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $185,000 | 8,370 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 9,507 |
| Total interest expense | $637,000 | 9,380 |
| Net interest income | $684,000 | 9,529 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $62,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $483,000 | 9,837 |
| Salaries and employee benefits | $298,000 | 9,633 |
| Premises and equipment expense | $79,000 | 9,163 |
| Additional noninterest expense | $106,000 | 10,086 |
| Pre-tax net operating income | $263,000 | 8,594 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $73,000 | 7,940 |
| Income before extraordinary items | $190,000 | 8,687 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $190,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $113,000 | 6,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $190,000 | 8,618 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 9,941 |
| Total interest expense | $630,000 | 9,743 |
| Net interest income | $661,000 | 10,035 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $59,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $445,000 | 10,344 |
| Salaries and employee benefits | $276,000 | 10,117 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $97,000 | 10,555 |
| Pre-tax net operating income | $275,000 | 9,147 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $188,000 | 9,266 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $188,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $188,000 | 9,218 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 10,408 |
| Total interest expense | $651,000 | 10,113 |
| Net interest income | $634,000 | 10,566 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $65,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $439,000 | 10,833 |
| Salaries and employee benefits | $267,000 | 10,606 |
| Premises and equipment expense | $74,000 | 9,976 |
| Additional noninterest expense | $98,000 | 11,102 |
| Pre-tax net operating income | $260,000 | 9,409 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $78,000 | 9,192 |
| Income before extraordinary items | $182,000 | 9,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $182,000 | 9,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $118,000 | 6,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $182,000 | 9,414 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 10,892 |
| Total interest expense | $625,000 | 10,583 |
| Net interest income | $641,000 | 11,001 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $49,000 | 11,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $445,000 | 11,255 |
| Salaries and employee benefits | $270,000 | 11,007 |
| Premises and equipment expense | $54,000 | 10,964 |
| Additional noninterest expense | $121,000 | 11,412 |
| Pre-tax net operating income | $245,000 | 10,156 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $73,000 | 9,728 |
| Income before extraordinary items | $172,000 | 10,244 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $172,000 | 10,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $99,000 | 6,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $172,000 | 10,216 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 11,423 |
| Total interest expense | $510,000 | 11,062 |
| Net interest income | $650,000 | 11,554 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $45,000 | 12,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $446,000 | 11,853 |
| Salaries and employee benefits | $253,000 | 11,642 |
| Premises and equipment expense | $39,000 | 12,012 |
| Additional noninterest expense | $154,000 | 11,740 |
| Pre-tax net operating income | $249,000 | 10,497 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $169,000 | 10,619 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $169,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $97,000 | 7,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $169,000 | 10,659 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 11,950 |
| Total interest expense | $550,000 | 11,423 |
| Net interest income | $618,000 | 12,163 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $448,000 | 12,429 |
| Salaries and employee benefits | $252,000 | 12,167 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $125,000 | 12,715 |
| Pre-tax net operating income | $218,000 | 10,885 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $152,000 | 11,177 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $152,000 | 11,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $152,000 | 10,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 12,517 |
| Total interest expense | $629,000 | 12,155 |
| Net interest income | $606,000 | 12,689 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $419,000 | 13,076 |
| Salaries and employee benefits | $245,000 | 12,656 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $107,000 | 13,463 |
| Pre-tax net operating income | $236,000 | 10,742 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $165,000 | 11,060 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $165,000 | 11,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 13,032 |
| Cash dividends | $98,000 | 6,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $165,000 | 10,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.