Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 6,717 |
| Total interest expense | $755,000 | 5,828 |
| Net interest income | $1,270,000 | 6,912 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $165,000 | 6,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 5,353 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 6,043 |
| Total noninterest expense | $772,000 | 7,319 |
| Salaries and employee benefits | $444,000 | 7,242 |
| Premises and equipment expense | $63,000 | 7,348 |
| Additional noninterest expense | $265,000 | 7,213 |
| Pre-tax net operating income | $663,000 | 3,999 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $648,000 | 3,958 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $648,000 | 3,958 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $648,000 | 3,959 |
| Net charge-offs | $119,000 | 5,274 |
| Cash dividends | $1,206,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $645,090 | 3,832 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 6,801 |
| Total interest expense | $584,000 | 5,906 |
| Net interest income | $960,000 | 7,006 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $130,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $87,000 | 5,364 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $556,000 | 7,423 |
| Salaries and employee benefits | $298,000 | 7,400 |
| Premises and equipment expense | $50,000 | 7,415 |
| Additional noninterest expense | $208,000 | 7,261 |
| Pre-tax net operating income | $534,000 | 4,117 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $13,000 | 4,159 |
| Income before extraordinary items | $521,000 | 4,032 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $521,000 | 4,035 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $521,000 | 4,035 |
| Net charge-offs | $121,000 | 4,711 |
| Cash dividends | $486,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $521,000 | 3,887 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 6,858 |
| Total interest expense | $400,000 | 5,960 |
| Net interest income | $620,000 | 7,083 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $81,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $57,000 | 5,405 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $372,000 | 7,486 |
| Salaries and employee benefits | $200,000 | 7,454 |
| Premises and equipment expense | $32,000 | 7,493 |
| Additional noninterest expense | $140,000 | 7,307 |
| Pre-tax net operating income | $329,000 | 4,278 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $320,000 | 4,186 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $320,000 | 4,185 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $320,000 | 4,185 |
| Net charge-offs | $123,000 | 4,015 |
| Cash dividends | $126,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $320,000 | 4,051 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 6,985 |
| Total interest expense | $206,000 | 6,010 |
| Net interest income | $285,000 | 7,267 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $37,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $179,000 | 7,616 |
| Salaries and employee benefits | $96,000 | 7,583 |
| Premises and equipment expense | $11,000 | 7,727 |
| Additional noninterest expense | $72,000 | 7,368 |
| Pre-tax net operating income | $143,000 | 4,621 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $138,000 | 4,522 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 4,522 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $138,000 | 4,521 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $54,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $138,000 | 4,413 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,698 |
| Total interest expense | $1,004,000 | 6,017 |
| Net interest income | $1,476,000 | 6,935 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $120,000 | 6,818 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $91,000 | 5,876 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $29,000 | 6,757 |
| Total noninterest expense | $891,000 | 7,508 |
| Salaries and employee benefits | $454,000 | 7,530 |
| Premises and equipment expense | $51,000 | 7,778 |
| Additional noninterest expense | $386,000 | 7,133 |
| Pre-tax net operating income | $605,000 | 3,759 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $18,000 | 3,711 |
| Income before extraordinary items | $587,000 | 3,626 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $587,000 | 3,624 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $587,000 | 3,624 |
| Net charge-offs | $224,000 | 4,855 |
| Cash dividends | $180,000 | 3,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $587,000 | 3,554 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 6,791 |
| Total interest expense | $780,000 | 6,083 |
| Net interest income | $1,064,000 | 7,037 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $84,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $66,000 | 5,973 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $637,000 | 7,604 |
| Salaries and employee benefits | $306,000 | 7,679 |
| Premises and equipment expense | $39,000 | 7,850 |
| Additional noninterest expense | $292,000 | 7,156 |
| Pre-tax net operating income | $411,000 | 4,158 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $398,000 | 4,056 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $398,000 | 4,052 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $398,000 | 4,055 |
| Net charge-offs | $277,000 | 3,833 |
| Cash dividends | $90,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $398,000 | 3,965 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 6,823 |
| Total interest expense | $532,000 | 6,151 |
| Net interest income | $723,000 | 7,044 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $51,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $44,000 | 5,974 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $397,000 | 7,737 |
| Salaries and employee benefits | $200,000 | 7,777 |
| Premises and equipment expense | $25,000 | 7,944 |
| Additional noninterest expense | $172,000 | 7,378 |
| Pre-tax net operating income | $277,000 | 4,243 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $268,000 | 4,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 4,134 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $268,000 | 4,134 |
| Net charge-offs | $300,000 | 2,925 |
| Cash dividends | $36,000 | 3,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $268,000 | 4,031 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 6,802 |
| Total interest expense | $274,000 | 6,195 |
| Net interest income | $379,000 | 6,973 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-1,000 | 7,956 |
| Total noninterest expense | $197,000 | 7,774 |
| Salaries and employee benefits | $107,000 | 7,764 |
| Premises and equipment expense | $12,000 | 7,990 |
| Additional noninterest expense | $78,000 | 7,415 |
| Pre-tax net operating income | $100,000 | 5,035 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $95,000 | 5,018 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $95,000 | 5,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $95,000 | 5,022 |
| Net charge-offs | $185,000 | 2,202 |
| Cash dividends | $18,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $95,000 | 4,859 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 6,759 |
| Total interest expense | $1,334,000 | 6,215 |
| Net interest income | $1,455,000 | 7,065 |
| Provision for loan and lease losses | $296,000 | 4,658 |
| Total noninterest income | $129,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $42,000 | 6,928 |
| Total noninterest expense | $730,000 | 7,890 |
| Salaries and employee benefits | $391,000 | 7,908 |
| Premises and equipment expense | $58,000 | 7,987 |
| Additional noninterest expense | $281,000 | 7,534 |
| Pre-tax net operating income | $558,000 | 4,705 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $14,000 | 4,427 |
| Income before extraordinary items | $544,000 | 4,317 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $544,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 2,907 |
| Cash dividends | $270,000 | 4,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $544,000 | 4,480 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 6,792 |
| Total interest expense | $1,029,000 | 6,262 |
| Net interest income | $1,113,000 | 7,076 |
| Provision for loan and lease losses | $296,000 | 3,584 |
| Total noninterest income | $87,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $481,000 | 8,032 |
| Salaries and employee benefits | $263,000 | 8,029 |
| Premises and equipment expense | $39,000 | 8,094 |
| Additional noninterest expense | $179,000 | 7,742 |
| Pre-tax net operating income | $423,000 | 5,191 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $416,000 | 4,732 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $416,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 2,121 |
| Cash dividends | $126,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $416,000 | 4,898 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 6,760 |
| Total interest expense | $709,000 | 6,330 |
| Net interest income | $784,000 | 6,991 |
| Provision for loan and lease losses | $296,000 | 2,590 |
| Total noninterest income | $65,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $45,000 | 6,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $327,000 | 8,075 |
| Salaries and employee benefits | $182,000 | 8,067 |
| Premises and equipment expense | $25,000 | 8,169 |
| Additional noninterest expense | $120,000 | 7,787 |
| Pre-tax net operating income | $226,000 | 5,646 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $219,000 | 5,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,432 |
| Cash dividends | $108,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $219,000 | 5,416 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 7,098 |
| Total interest expense | $361,000 | 6,451 |
| Net interest income | $299,000 | 7,500 |
| Provision for loan and lease losses | $107,000 | 2,622 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $162,000 | 8,124 |
| Salaries and employee benefits | $90,000 | 8,109 |
| Premises and equipment expense | $12,000 | 8,206 |
| Additional noninterest expense | $60,000 | 7,803 |
| Pre-tax net operating income | $63,000 | 6,432 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $63,000 | 6,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $63,000 | 6,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $72,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $63,000 | 6,282 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 7,158 |
| Total interest expense | $1,374,000 | 6,601 |
| Net interest income | $1,188,000 | 7,519 |
| Provision for loan and lease losses | $295,000 | 3,233 |
| Total noninterest income | $112,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $75,000 | 6,371 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $699,000 | 8,090 |
| Salaries and employee benefits | $387,000 | 8,096 |
| Premises and equipment expense | $49,000 | 8,257 |
| Additional noninterest expense | $263,000 | 7,719 |
| Pre-tax net operating income | $306,000 | 6,577 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $14,000 | 5,548 |
| Income before extraordinary items | $293,000 | 6,454 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $293,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,217 |
| Cash dividends | $324,000 | 4,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $292,050 | 6,442 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 7,229 |
| Total interest expense | $1,009,000 | 6,676 |
| Net interest income | $890,000 | 7,574 |
| Provision for loan and lease losses | $295,000 | 2,341 |
| Total noninterest income | $71,000 | 7,669 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,491 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 7,708 |
| Total noninterest expense | $481,000 | 8,153 |
| Salaries and employee benefits | $260,000 | 8,164 |
| Premises and equipment expense | $38,000 | 8,235 |
| Additional noninterest expense | $183,000 | 7,780 |
| Pre-tax net operating income | $185,000 | 7,024 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $172,000 | 6,945 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $172,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $144,000 | 4,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $173,880 | 6,926 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 7,287 |
| Total interest expense | $662,000 | 6,727 |
| Net interest income | $587,000 | 7,637 |
| Provision for loan and lease losses | $295,000 | 1,593 |
| Total noninterest income | $45,000 | 7,765 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $322,000 | 8,199 |
| Salaries and employee benefits | $188,000 | 8,159 |
| Premises and equipment expense | $27,000 | 8,257 |
| Additional noninterest expense | $107,000 | 7,985 |
| Pre-tax net operating income | $15,000 | 7,710 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $8,000 | 7,761 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,000 | 7,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $90,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $8,000 | 7,746 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,369 |
| Total interest expense | $319,000 | 6,811 |
| Net interest income | $286,000 | 7,713 |
| Provision for loan and lease losses | $295,000 | 846 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $159,000 | 8,247 |
| Salaries and employee benefits | $98,000 | 8,151 |
| Premises and equipment expense | $14,000 | 8,242 |
| Additional noninterest expense | $47,000 | 8,140 |
| Pre-tax net operating income | $-147,000 | 8,226 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $-151,000 | 8,263 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-151,000 | 8,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,828 |
| Cash dividends | $54,000 | 3,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-151,000 | 8,253 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 7,352 |
| Total interest expense | $1,086,000 | 6,775 |
| Net interest income | $1,158,000 | 7,633 |
| Provision for loan and lease losses | $33,000 | 5,966 |
| Total noninterest income | $96,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $67,000 | 6,630 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $676,000 | 8,203 |
| Salaries and employee benefits | $384,000 | 8,191 |
| Premises and equipment expense | $48,000 | 8,375 |
| Additional noninterest expense | $244,000 | 7,886 |
| Pre-tax net operating income | $545,000 | 6,333 |
| Securities gains (losses) | $-29,000 | 7,704 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $501,000 | 6,162 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $501,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,401 |
| Cash dividends | $306,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $529,130 | 6,050 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 7,439 |
| Total interest expense | $773,000 | 6,855 |
| Net interest income | $871,000 | 7,699 |
| Provision for loan and lease losses | $33,000 | 5,584 |
| Total noninterest income | $68,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $52,000 | 6,672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $499,000 | 8,234 |
| Salaries and employee benefits | $252,000 | 8,311 |
| Premises and equipment expense | $37,000 | 8,416 |
| Additional noninterest expense | $210,000 | 7,702 |
| Pre-tax net operating income | $407,000 | 6,583 |
| Securities gains (losses) | $-29,000 | 7,976 |
| Applicable income taxes | $11,000 | 6,190 |
| Income before extraordinary items | $367,000 | 6,393 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $367,000 | 6,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $126,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $395,130 | 6,257 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 7,493 |
| Total interest expense | $488,000 | 6,903 |
| Net interest income | $579,000 | 7,755 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $47,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $330,000 | 8,280 |
| Salaries and employee benefits | $172,000 | 8,341 |
| Premises and equipment expense | $26,000 | 8,413 |
| Additional noninterest expense | $132,000 | 7,817 |
| Pre-tax net operating income | $296,000 | 6,488 |
| Securities gains (losses) | $-15,000 | 7,996 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $274,000 | 6,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $274,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,814 |
| Cash dividends | $72,000 | 4,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $288,700 | 6,091 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,482 |
| Total interest expense | $231,000 | 6,935 |
| Net interest income | $303,000 | 7,689 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $164,000 | 8,292 |
| Salaries and employee benefits | $98,000 | 8,236 |
| Premises and equipment expense | $11,000 | 8,487 |
| Additional noninterest expense | $55,000 | 8,061 |
| Pre-tax net operating income | $161,000 | 6,268 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $157,000 | 5,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $36,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $157,000 | 5,853 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 7,347 |
| Total interest expense | $817,000 | 6,732 |
| Net interest income | $1,296,000 | 7,563 |
| Provision for loan and lease losses | $112,000 | 4,673 |
| Total noninterest income | $104,000 | 7,894 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $82,000 | 6,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,086 |
| Total noninterest expense | $617,000 | 8,394 |
| Salaries and employee benefits | $326,000 | 8,414 |
| Premises and equipment expense | $54,000 | 8,416 |
| Additional noninterest expense | $237,000 | 7,999 |
| Pre-tax net operating income | $671,000 | 6,229 |
| Securities gains (losses) | $-13,000 | 7,637 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $645,000 | 5,833 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $645,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,087 |
| Cash dividends | $288,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $657,740 | 5,769 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 7,324 |
| Total interest expense | $598,000 | 6,722 |
| Net interest income | $1,009,000 | 7,542 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $80,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 6,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $433,000 | 8,446 |
| Salaries and employee benefits | $239,000 | 8,430 |
| Premises and equipment expense | $11,000 | 8,771 |
| Additional noninterest expense | $183,000 | 7,959 |
| Pre-tax net operating income | $656,000 | 5,786 |
| Securities gains (losses) | $-13,000 | 8,007 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $634,000 | 5,320 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $634,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $144,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $646,870 | 5,239 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 7,352 |
| Total interest expense | $385,000 | 6,696 |
| Net interest income | $665,000 | 7,577 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $53,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $41,000 | 6,574 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $282,000 | 8,474 |
| Salaries and employee benefits | $148,000 | 8,505 |
| Premises and equipment expense | $23,000 | 8,511 |
| Additional noninterest expense | $111,000 | 8,083 |
| Pre-tax net operating income | $436,000 | 5,770 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $6,000 | 6,566 |
| Income before extraordinary items | $432,000 | 5,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $432,000 | 5,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,991 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $430,020 | 5,220 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 7,426 |
| Total interest expense | $188,000 | 6,699 |
| Net interest income | $326,000 | 7,670 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $121,000 | 8,643 |
| Salaries and employee benefits | $68,000 | 8,634 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $43,000 | 8,438 |
| Pre-tax net operating income | $234,000 | 5,606 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $232,000 | 5,054 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $232,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $36,000 | 3,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $231,010 | 5,030 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 7,244 |
| Total interest expense | $758,000 | 6,399 |
| Net interest income | $1,370,000 | 7,498 |
| Provision for loan and lease losses | $400,000 | 2,359 |
| Total noninterest income | $78,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $60,000 | 7,117 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $605,000 | 8,509 |
| Salaries and employee benefits | $344,000 | 8,486 |
| Premises and equipment expense | $45,000 | 8,651 |
| Additional noninterest expense | $216,000 | 8,219 |
| Pre-tax net operating income | $443,000 | 6,891 |
| Securities gains (losses) | $32,000 | 2,072 |
| Applicable income taxes | $10,000 | 6,757 |
| Income before extraordinary items | $465,000 | 6,487 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $465,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,436 |
| Cash dividends | $306,000 | 4,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $433,640 | 6,560 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 7,268 |
| Total interest expense | $573,000 | 6,359 |
| Net interest income | $1,022,000 | 7,528 |
| Provision for loan and lease losses | $400,000 | 1,766 |
| Total noninterest income | $54,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $42,000 | 7,235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $427,000 | 8,581 |
| Salaries and employee benefits | $241,000 | 8,564 |
| Premises and equipment expense | $33,000 | 8,685 |
| Additional noninterest expense | $153,000 | 8,289 |
| Pre-tax net operating income | $249,000 | 7,464 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $10,000 | 6,779 |
| Income before extraordinary items | $271,000 | 7,087 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $271,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 965 |
| Cash dividends | $126,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $240,280 | 7,190 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 7,333 |
| Total interest expense | $386,000 | 6,372 |
| Net interest income | $664,000 | 7,611 |
| Provision for loan and lease losses | $362,000 | 1,332 |
| Total noninterest income | $34,000 | 8,523 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $287,000 | 8,621 |
| Salaries and employee benefits | $164,000 | 8,592 |
| Premises and equipment expense | $19,000 | 8,805 |
| Additional noninterest expense | $104,000 | 8,298 |
| Pre-tax net operating income | $51,000 | 8,238 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $50,000 | 8,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 670 |
| Cash dividends | $90,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $44,720 | 8,215 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,434 |
| Total interest expense | $198,000 | 6,377 |
| Net interest income | $315,000 | 7,746 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $145,000 | 8,647 |
| Salaries and employee benefits | $85,000 | 8,586 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $49,000 | 8,420 |
| Pre-tax net operating income | $153,000 | 6,400 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $146,000 | 6,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $146,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $36,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $146,000 | 5,958 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 7,296 |
| Total interest expense | $923,000 | 6,334 |
| Net interest income | $1,342,000 | 7,594 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $78,000 | 8,526 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $51,000 | 7,419 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $27,000 | 8,216 |
| Total noninterest expense | $592,000 | 8,675 |
| Salaries and employee benefits | $336,000 | 8,640 |
| Premises and equipment expense | $47,000 | 8,809 |
| Additional noninterest expense | $209,000 | 8,385 |
| Pre-tax net operating income | $633,000 | 6,229 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $11,000 | 7,016 |
| Income before extraordinary items | $626,000 | 5,859 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $626,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $270,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $622,080 | 5,696 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 7,318 |
| Total interest expense | $706,000 | 6,435 |
| Net interest income | $1,033,000 | 7,589 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $60,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $37,000 | 7,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $420,000 | 8,756 |
| Salaries and employee benefits | $237,000 | 8,717 |
| Premises and equipment expense | $43,000 | 8,690 |
| Additional noninterest expense | $140,000 | 8,539 |
| Pre-tax net operating income | $503,000 | 6,267 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $496,000 | 5,882 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $496,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $126,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $492,080 | 5,725 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 7,386 |
| Total interest expense | $478,000 | 6,519 |
| Net interest income | $674,000 | 7,675 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $286,000 | 8,738 |
| Salaries and employee benefits | $160,000 | 8,733 |
| Premises and equipment expense | $29,000 | 8,703 |
| Additional noninterest expense | $97,000 | 8,501 |
| Pre-tax net operating income | $305,000 | 6,471 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $301,000 | 6,088 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $301,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $36,000 | 4,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $301,000 | 5,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 7,458 |
| Total interest expense | $245,000 | 6,549 |
| Net interest income | $324,000 | 7,768 |
| Provision for loan and lease losses | $85,000 | 2,667 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $139,000 | 8,828 |
| Salaries and employee benefits | $84,000 | 8,713 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $42,000 | 8,723 |
| Pre-tax net operating income | $112,000 | 7,013 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $108,000 | 6,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,819 |
| Cash dividends | $18,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $108,970 | 6,577 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 7,452 |
| Total interest expense | $1,099,000 | 6,688 |
| Net interest income | $1,292,000 | 7,773 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $61,000 | 8,862 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $36,000 | 7,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $581,000 | 8,814 |
| Salaries and employee benefits | $325,000 | 8,803 |
| Premises and equipment expense | $41,000 | 9,039 |
| Additional noninterest expense | $215,000 | 8,448 |
| Pre-tax net operating income | $552,000 | 6,573 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $544,000 | 6,202 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $544,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,214 |
| Cash dividends | $288,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $540,080 | 6,064 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 7,793 |
| Total interest expense | $1,346,000 | 7,308 |
| Net interest income | $1,113,000 | 8,059 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $58,000 | 9,070 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $37,000 | 7,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $628,000 | 8,858 |
| Salaries and employee benefits | $357,000 | 8,804 |
| Premises and equipment expense | $50,000 | 9,122 |
| Additional noninterest expense | $221,000 | 8,492 |
| Pre-tax net operating income | $531,000 | 6,437 |
| Securities gains (losses) | $24,000 | 3,012 |
| Applicable income taxes | $12,000 | 7,523 |
| Income before extraordinary items | $543,000 | 5,877 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $543,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,026 |
| Cash dividends | $288,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $519,480 | 5,863 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 8,107 |
| Total interest expense | $1,251,000 | 7,696 |
| Net interest income | $1,064,000 | 8,359 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $57,000 | 9,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $597,000 | 9,096 |
| Salaries and employee benefits | $348,000 | 9,005 |
| Premises and equipment expense | $56,000 | 9,254 |
| Additional noninterest expense | $193,000 | 8,850 |
| Pre-tax net operating income | $469,000 | 7,155 |
| Securities gains (losses) | $-27,000 | 8,889 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $430,000 | 6,681 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $430,000 | 6,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $198,000 | 5,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $456,190 | 6,573 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 8,304 |
| Total interest expense | $1,176,000 | 7,708 |
| Net interest income | $999,000 | 8,635 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $54,000 | 9,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $591,000 | 9,347 |
| Salaries and employee benefits | $349,000 | 9,196 |
| Premises and equipment expense | $79,000 | 9,040 |
| Additional noninterest expense | $163,000 | 9,407 |
| Pre-tax net operating income | $417,000 | 7,511 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $11,000 | 8,454 |
| Income before extraordinary items | $406,000 | 6,959 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $406,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $270,000 | 4,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $406,000 | 6,930 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 8,543 |
| Total interest expense | $1,126,000 | 8,089 |
| Net interest income | $983,000 | 8,835 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $47,000 | 9,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $522,000 | 9,701 |
| Salaries and employee benefits | $295,000 | 9,645 |
| Premises and equipment expense | $54,000 | 9,724 |
| Additional noninterest expense | $173,000 | 9,421 |
| Pre-tax net operating income | $488,000 | 7,434 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $68,000 | 8,027 |
| Income before extraordinary items | $426,000 | 7,060 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $426,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $216,000 | 5,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $420,840 | 6,990 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 8,892 |
| Total interest expense | $1,093,000 | 8,428 |
| Net interest income | $1,002,000 | 9,181 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $59,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $412,000 | 10,436 |
| Salaries and employee benefits | $221,000 | 10,433 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $166,000 | 9,818 |
| Pre-tax net operating income | $649,000 | 7,209 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $192,000 | 6,988 |
| Income before extraordinary items | $452,000 | 7,291 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $452,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $144,000 | 5,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $455,500 | 7,212 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 9,364 |
| Total interest expense | $1,076,000 | 8,770 |
| Net interest income | $931,000 | 9,753 |
| Provision for loan and lease losses | $28,000 | 7,549 |
| Total noninterest income | $56,000 | 10,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $473,000 | 10,688 |
| Salaries and employee benefits | $267,000 | 10,606 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $168,000 | 10,326 |
| Pre-tax net operating income | $486,000 | 8,023 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $139,000 | 8,045 |
| Income before extraordinary items | $355,000 | 7,962 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $355,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $108,000 | 6,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $349,240 | 7,948 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 9,845 |
| Total interest expense | $1,006,000 | 9,233 |
| Net interest income | $920,000 | 10,187 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $57,000 | 11,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,833 |
| Total noninterest expense | $497,000 | 11,029 |
| Salaries and employee benefits | $278,000 | 10,936 |
| Premises and equipment expense | $26,000 | 11,697 |
| Additional noninterest expense | $193,000 | 10,501 |
| Pre-tax net operating income | $434,000 | 8,847 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $121,000 | 8,778 |
| Income before extraordinary items | $312,000 | 8,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $312,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $144,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $312,720 | 8,768 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 10,043 |
| Total interest expense | $866,000 | 9,279 |
| Net interest income | $1,002,000 | 10,384 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $512,000 | 11,555 |
| Salaries and employee benefits | $257,000 | 11,606 |
| Premises and equipment expense | $11,000 | 12,531 |
| Additional noninterest expense | $244,000 | 10,595 |
| Pre-tax net operating income | $565,000 | 8,212 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $394,000 | 8,247 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $394,000 | 8,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $126,000 | 6,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $391,930 | 8,311 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 10,320 |
| Total interest expense | $937,000 | 9,395 |
| Net interest income | $992,000 | 10,816 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $154,000 | 10,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $537,000 | 11,979 |
| Salaries and employee benefits | $273,000 | 11,950 |
| Premises and equipment expense | $7,000 | 13,227 |
| Additional noninterest expense | $257,000 | 10,986 |
| Pre-tax net operating income | $609,000 | 7,890 |
| Securities gains (losses) | $137,000 | 2,090 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $513,000 | 7,437 |
| Extraordinary gains, net | $46,000 | 2,238 |
| Net income | $559,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $418,470 | 7,981 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 10,595 |
| Total interest expense | $1,162,000 | 9,744 |
| Net interest income | $986,000 | 11,153 |
| Provision for loan and lease losses | $291,000 | 4,219 |
| Total noninterest income | $56,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $721,000 | 11,407 |
| Salaries and employee benefits | $250,000 | 12,604 |
| Premises and equipment expense | $19,000 | 13,693 |
| Additional noninterest expense | $452,000 | 8,952 |
| Pre-tax net operating income | $30,000 | 12,535 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $5,000 | 12,508 |
| Income before extraordinary items | $63,000 | 12,432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $63,000 | 12,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 3,530 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $27,660 | 12,489 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.