Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 4,104 |
| Total interest expense | $619,000 | 3,591 |
| Net interest income | $2,698,000 | 4,150 |
| Provision for loan and lease losses | $479,000 | 2,292 |
| Total noninterest income | $301,000 | 4,044 |
| Gross Fiduciary activities income | $10,000 | 894 |
| Service charges on deposit accounts | $147,000 | 3,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 4,179 |
| Total noninterest expense | $2,497,000 | 4,039 |
| Salaries and employee benefits | $1,658,000 | 3,831 |
| Premises and equipment expense | $299,000 | 3,827 |
| Additional noninterest expense | $540,000 | 4,396 |
| Pre-tax net operating income | $23,000 | 4,708 |
| Securities gains (losses) | $246,000 | 925 |
| Applicable income taxes | $64,000 | 3,096 |
| Income before extraordinary items | $205,000 | 4,540 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $205,000 | 4,539 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $205,000 | 4,540 |
| Net charge-offs | $961,000 | 664 |
| Cash dividends | $507,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $10,660 | 4,719 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 4,109 |
| Total interest expense | $498,000 | 3,609 |
| Net interest income | $2,062,000 | 4,147 |
| Provision for loan and lease losses | $340,000 | 2,312 |
| Total noninterest income | $213,000 | 4,075 |
| Gross Fiduciary activities income | $10,000 | 854 |
| Service charges on deposit accounts | $105,000 | 3,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,239 |
| Total noninterest expense | $1,946,000 | 3,996 |
| Salaries and employee benefits | $1,329,000 | 3,729 |
| Premises and equipment expense | $223,000 | 3,849 |
| Additional noninterest expense | $394,000 | 4,428 |
| Pre-tax net operating income | $-11,000 | 4,785 |
| Securities gains (losses) | $246,000 | 802 |
| Applicable income taxes | $54,000 | 3,047 |
| Income before extraordinary items | $181,000 | 4,530 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $181,000 | 4,529 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $181,000 | 4,530 |
| Net charge-offs | $37,000 | 2,210 |
| Cash dividends | $399,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-13,340 | 4,784 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 4,119 |
| Total interest expense | $347,000 | 3,652 |
| Net interest income | $1,414,000 | 4,154 |
| Provision for loan and lease losses | $316,000 | 2,002 |
| Total noninterest income | $146,000 | 4,052 |
| Gross Fiduciary activities income | $10,000 | 834 |
| Service charges on deposit accounts | $62,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 4,159 |
| Total noninterest expense | $1,133,000 | 4,175 |
| Salaries and employee benefits | $751,000 | 3,978 |
| Premises and equipment expense | $149,000 | 3,837 |
| Additional noninterest expense | $233,000 | 4,545 |
| Pre-tax net operating income | $111,000 | 4,545 |
| Securities gains (losses) | $246,000 | 619 |
| Applicable income taxes | $63,000 | 2,781 |
| Income before extraordinary items | $294,000 | 4,092 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $294,000 | 4,092 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $294,000 | 4,092 |
| Net charge-offs | $39,000 | 1,862 |
| Cash dividends | $201,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $92,280 | 4,559 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 4,071 |
| Total interest expense | $192,000 | 3,640 |
| Net interest income | $746,000 | 4,111 |
| Provision for loan and lease losses | $292,000 | 1,222 |
| Total noninterest income | $66,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $29,000 | 3,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,071 |
| Total noninterest expense | $602,000 | 4,144 |
| Salaries and employee benefits | $398,000 | 3,929 |
| Premises and equipment expense | $78,000 | 3,802 |
| Additional noninterest expense | $126,000 | 4,537 |
| Pre-tax net operating income | $-82,000 | 4,860 |
| Securities gains (losses) | $21,000 | 1,118 |
| Applicable income taxes | $-27,000 | 4,899 |
| Income before extraordinary items | $-34,000 | 4,798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-34,000 | 4,799 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-34,000 | 4,798 |
| Net charge-offs | $38,000 | 1,316 |
| Cash dividends | $108,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-50,590 | 4,831 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 4,035 |
| Total interest expense | $853,000 | 3,527 |
| Net interest income | $3,210,000 | 4,081 |
| Provision for loan and lease losses | $604,000 | 1,328 |
| Total noninterest income | $301,000 | 4,148 |
| Gross Fiduciary activities income | $10,000 | 919 |
| Service charges on deposit accounts | $136,000 | 3,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 4,136 |
| Total noninterest expense | $2,436,000 | 4,182 |
| Salaries and employee benefits | $1,436,000 | 4,109 |
| Premises and equipment expense | $409,000 | 3,427 |
| Additional noninterest expense | $591,000 | 4,465 |
| Pre-tax net operating income | $471,000 | 4,471 |
| Securities gains (losses) | $9,000 | 1,922 |
| Applicable income taxes | $25,000 | 3,496 |
| Income before extraordinary items | $455,000 | 4,448 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $455,000 | 4,450 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $455,000 | 4,450 |
| Net charge-offs | $657,000 | 884 |
| Cash dividends | $517,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $446,450 | 4,442 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 4,077 |
| Total interest expense | $665,000 | 3,502 |
| Net interest income | $2,420,000 | 4,137 |
| Provision for loan and lease losses | $576,000 | 1,045 |
| Total noninterest income | $228,000 | 4,194 |
| Gross Fiduciary activities income | $10,000 | 890 |
| Service charges on deposit accounts | $102,000 | 3,658 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $116,000 | 4,189 |
| Total noninterest expense | $1,874,000 | 4,180 |
| Salaries and employee benefits | $1,129,000 | 4,069 |
| Premises and equipment expense | $320,000 | 3,384 |
| Additional noninterest expense | $425,000 | 4,570 |
| Pre-tax net operating income | $198,000 | 4,815 |
| Securities gains (losses) | $-16,000 | 4,967 |
| Applicable income taxes | $12,000 | 3,649 |
| Income before extraordinary items | $170,000 | 4,843 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $170,000 | 4,843 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $170,000 | 4,843 |
| Net charge-offs | $656,000 | 646 |
| Cash dividends | $465,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $184,880 | 4,803 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 4,106 |
| Total interest expense | $435,000 | 3,512 |
| Net interest income | $1,629,000 | 4,147 |
| Provision for loan and lease losses | $239,000 | 1,430 |
| Total noninterest income | $163,000 | 4,140 |
| Gross Fiduciary activities income | $10,000 | 856 |
| Service charges on deposit accounts | $99,000 | 3,206 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $54,000 | 4,460 |
| Total noninterest expense | $1,226,000 | 4,235 |
| Salaries and employee benefits | $703,000 | 4,205 |
| Premises and equipment expense | $214,000 | 3,394 |
| Additional noninterest expense | $309,000 | 4,511 |
| Pre-tax net operating income | $327,000 | 4,365 |
| Securities gains (losses) | $-16,000 | 5,025 |
| Applicable income taxes | $54,000 | 3,052 |
| Income before extraordinary items | $257,000 | 4,475 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $257,000 | 4,473 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $257,000 | 4,473 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $395,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $270,280 | 4,426 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 4,139 |
| Total interest expense | $216,000 | 3,503 |
| Net interest income | $807,000 | 4,201 |
| Provision for loan and lease losses | $215,000 | 892 |
| Total noninterest income | $85,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $56,000 | 3,061 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 4,409 |
| Total noninterest expense | $612,000 | 4,279 |
| Salaries and employee benefits | $375,000 | 4,146 |
| Premises and equipment expense | $101,000 | 3,522 |
| Additional noninterest expense | $136,000 | 4,681 |
| Pre-tax net operating income | $65,000 | 4,874 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $2,000 | 3,681 |
| Income before extraordinary items | $63,000 | 4,851 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $63,000 | 4,850 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $63,000 | 4,850 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $182,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $63,000 | 4,844 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 4,127 |
| Total interest expense | $865,000 | 3,143 |
| Net interest income | $3,123,000 | 4,247 |
| Provision for loan and lease losses | $1,111,000 | 819 |
| Total noninterest income | $347,000 | 4,183 |
| Gross Fiduciary activities income | $10,000 | 946 |
| Service charges on deposit accounts | $225,000 | 3,167 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 4,513 |
| Total noninterest expense | $2,448,000 | 4,301 |
| Salaries and employee benefits | $1,377,000 | 4,293 |
| Premises and equipment expense | $369,000 | 3,684 |
| Additional noninterest expense | $702,000 | 4,399 |
| Pre-tax net operating income | $-89,000 | 5,272 |
| Securities gains (losses) | $-32,000 | 4,735 |
| Applicable income taxes | $-74,000 | 5,292 |
| Income before extraordinary items | $-47,000 | 5,250 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-47,000 | 5,249 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-47,000 | 5,249 |
| Net charge-offs | $453,000 | 1,014 |
| Cash dividends | $882,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-21,720 | 5,244 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 4,147 |
| Total interest expense | $630,000 | 3,129 |
| Net interest income | $2,374,000 | 4,280 |
| Provision for loan and lease losses | $670,000 | 900 |
| Total noninterest income | $266,000 | 4,195 |
| Gross Fiduciary activities income | $10,000 | 911 |
| Service charges on deposit accounts | $173,000 | 3,147 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 4,581 |
| Total noninterest expense | $1,838,000 | 4,322 |
| Salaries and employee benefits | $1,030,000 | 4,322 |
| Premises and equipment expense | $277,000 | 3,716 |
| Additional noninterest expense | $531,000 | 4,407 |
| Pre-tax net operating income | $132,000 | 5,143 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,000 | 3,985 |
| Income before extraordinary items | $131,000 | 5,121 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $131,000 | 5,119 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $131,000 | 5,120 |
| Net charge-offs | $17,000 | 2,776 |
| Cash dividends | $312,000 | 2,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $131,000 | 5,120 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 4,169 |
| Total interest expense | $429,000 | 3,028 |
| Net interest income | $1,573,000 | 4,318 |
| Provision for loan and lease losses | $48,000 | 2,870 |
| Total noninterest income | $190,000 | 4,158 |
| Gross Fiduciary activities income | $10,000 | 891 |
| Service charges on deposit accounts | $121,000 | 3,071 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 4,566 |
| Total noninterest expense | $1,196,000 | 4,396 |
| Salaries and employee benefits | $642,000 | 4,450 |
| Premises and equipment expense | $187,000 | 3,710 |
| Additional noninterest expense | $367,000 | 4,400 |
| Pre-tax net operating income | $519,000 | 4,062 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $100,000 | 2,730 |
| Income before extraordinary items | $419,000 | 4,157 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $419,000 | 4,156 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $419,000 | 4,156 |
| Net charge-offs | $17,000 | 2,331 |
| Cash dividends | $257,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $419,000 | 4,162 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 4,191 |
| Total interest expense | $225,000 | 2,901 |
| Net interest income | $774,000 | 4,376 |
| Provision for loan and lease losses | $24,000 | 2,710 |
| Total noninterest income | $96,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $68,000 | 2,923 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $28,000 | 4,645 |
| Total noninterest expense | $623,000 | 4,386 |
| Salaries and employee benefits | $361,000 | 4,337 |
| Premises and equipment expense | $93,000 | 3,765 |
| Additional noninterest expense | $169,000 | 4,582 |
| Pre-tax net operating income | $223,000 | 4,226 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $39,000 | 2,860 |
| Income before extraordinary items | $184,000 | 4,275 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $184,000 | 4,275 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $184,000 | 4,275 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $143,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $184,000 | 4,279 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 4,268 |
| Total interest expense | $756,000 | 3,017 |
| Net interest income | $2,990,000 | 4,428 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $371,000 | 4,277 |
| Gross Fiduciary activities income | $11,000 | 971 |
| Service charges on deposit accounts | $215,000 | 3,360 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $145,000 | 4,508 |
| Total noninterest expense | $2,342,000 | 4,527 |
| Salaries and employee benefits | $1,287,000 | 4,535 |
| Premises and equipment expense | $386,000 | 3,723 |
| Additional noninterest expense | $669,000 | 4,651 |
| Pre-tax net operating income | $1,019,000 | 4,045 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $267,000 | 2,812 |
| Income before extraordinary items | $753,000 | 4,072 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $753,000 | 4,072 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $753,000 | 4,072 |
| Net charge-offs | $14,000 | 3,567 |
| Cash dividends | $235,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $752,260 | 4,061 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 4,312 |
| Total interest expense | $542,000 | 3,080 |
| Net interest income | $2,247,000 | 4,471 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $279,000 | 4,326 |
| Gross Fiduciary activities income | $11,000 | 931 |
| Service charges on deposit accounts | $157,000 | 3,413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $111,000 | 4,544 |
| Total noninterest expense | $1,773,000 | 4,525 |
| Salaries and employee benefits | $994,000 | 4,511 |
| Premises and equipment expense | $281,000 | 3,798 |
| Additional noninterest expense | $498,000 | 4,696 |
| Pre-tax net operating income | $753,000 | 4,144 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $187,000 | 2,802 |
| Income before extraordinary items | $567,000 | 4,279 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $567,000 | 4,278 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $567,000 | 4,279 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $191,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $566,250 | 4,269 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 4,317 |
| Total interest expense | $357,000 | 3,068 |
| Net interest income | $1,504,000 | 4,472 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $183,000 | 4,354 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $99,000 | 3,497 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $83,000 | 4,462 |
| Total noninterest expense | $1,180,000 | 4,564 |
| Salaries and employee benefits | $650,000 | 4,582 |
| Premises and equipment expense | $191,000 | 3,782 |
| Additional noninterest expense | $339,000 | 4,694 |
| Pre-tax net operating income | $507,000 | 4,115 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $124,000 | 2,804 |
| Income before extraordinary items | $384,000 | 4,218 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $384,000 | 4,217 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $384,000 | 4,218 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $141,000 | 3,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $383,240 | 4,197 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 4,326 |
| Total interest expense | $182,000 | 3,035 |
| Net interest income | $750,000 | 4,501 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $105,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $56,000 | 4,183 |
| Total noninterest expense | $598,000 | 4,595 |
| Salaries and employee benefits | $340,000 | 4,562 |
| Premises and equipment expense | $98,000 | 3,778 |
| Additional noninterest expense | $160,000 | 4,821 |
| Pre-tax net operating income | $257,000 | 4,066 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $57,000 | 2,811 |
| Income before extraordinary items | $200,000 | 4,129 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $200,000 | 4,129 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $200,000 | 4,129 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $73,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $200,000 | 4,114 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 4,327 |
| Total interest expense | $684,000 | 3,091 |
| Net interest income | $3,055,000 | 4,486 |
| Provision for loan and lease losses | $75,000 | 3,346 |
| Total noninterest income | $392,000 | 4,396 |
| Gross Fiduciary activities income | $10,000 | 1,016 |
| Service charges on deposit accounts | $237,000 | 3,341 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $145,000 | 4,673 |
| Total noninterest expense | $2,456,000 | 4,580 |
| Salaries and employee benefits | $1,272,000 | 4,676 |
| Premises and equipment expense | $442,000 | 3,601 |
| Additional noninterest expense | $742,000 | 4,683 |
| Pre-tax net operating income | $916,000 | 4,175 |
| Securities gains (losses) | $28,000 | 2,207 |
| Applicable income taxes | $173,000 | 3,017 |
| Income before extraordinary items | $771,000 | 4,227 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $771,000 | 4,224 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $771,000 | 4,226 |
| Net charge-offs | $28,000 | 3,485 |
| Cash dividends | $241,000 | 3,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $748,040 | 4,221 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 4,371 |
| Total interest expense | $508,000 | 3,102 |
| Net interest income | $2,292,000 | 4,526 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $299,000 | 4,399 |
| Gross Fiduciary activities income | $10,000 | 975 |
| Service charges on deposit accounts | $185,000 | 3,300 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $104,000 | 4,763 |
| Total noninterest expense | $1,848,000 | 4,594 |
| Salaries and employee benefits | $1,017,000 | 4,581 |
| Premises and equipment expense | $338,000 | 3,579 |
| Additional noninterest expense | $493,000 | 4,901 |
| Pre-tax net operating income | $693,000 | 4,250 |
| Securities gains (losses) | $23,000 | 2,246 |
| Applicable income taxes | $156,000 | 2,965 |
| Income before extraordinary items | $560,000 | 4,355 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $560,000 | 4,354 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $560,000 | 4,355 |
| Net charge-offs | $19,000 | 3,183 |
| Cash dividends | $164,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $542,060 | 4,324 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 4,389 |
| Total interest expense | $335,000 | 3,131 |
| Net interest income | $1,545,000 | 4,546 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $210,000 | 4,352 |
| Gross Fiduciary activities income | $10,000 | 955 |
| Service charges on deposit accounts | $124,000 | 3,286 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 4,693 |
| Total noninterest expense | $1,230,000 | 4,640 |
| Salaries and employee benefits | $651,000 | 4,687 |
| Premises and equipment expense | $222,000 | 3,640 |
| Additional noninterest expense | $357,000 | 4,833 |
| Pre-tax net operating income | $475,000 | 4,231 |
| Securities gains (losses) | $23,000 | 1,878 |
| Applicable income taxes | $112,000 | 2,919 |
| Income before extraordinary items | $386,000 | 4,315 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 4,312 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $386,000 | 4,313 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $94,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $368,060 | 4,316 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 4,411 |
| Total interest expense | $166,000 | 3,166 |
| Net interest income | $776,000 | 4,558 |
| Provision for loan and lease losses | $25,000 | 2,733 |
| Total noninterest income | $95,000 | 4,458 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $63,000 | 3,235 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $32,000 | 4,868 |
| Total noninterest expense | $584,000 | 4,768 |
| Salaries and employee benefits | $309,000 | 4,810 |
| Premises and equipment expense | $114,000 | 3,617 |
| Additional noninterest expense | $161,000 | 5,022 |
| Pre-tax net operating income | $262,000 | 4,069 |
| Securities gains (losses) | $23,000 | 1,179 |
| Applicable income taxes | $69,000 | 2,751 |
| Income before extraordinary items | $216,000 | 4,136 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $216,000 | 4,134 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $216,000 | 4,135 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $22,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $198,520 | 4,193 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 4,349 |
| Total interest expense | $693,000 | 3,086 |
| Net interest income | $3,201,000 | 4,502 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $422,000 | 4,418 |
| Gross Fiduciary activities income | $11,000 | 1,033 |
| Service charges on deposit accounts | $247,000 | 3,370 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $164,000 | 4,661 |
| Total noninterest expense | $2,334,000 | 4,812 |
| Salaries and employee benefits | $1,224,000 | 4,853 |
| Premises and equipment expense | $447,000 | 3,683 |
| Additional noninterest expense | $663,000 | 5,021 |
| Pre-tax net operating income | $1,189,000 | 3,850 |
| Securities gains (losses) | $5,000 | 2,832 |
| Applicable income taxes | $289,000 | 2,693 |
| Income before extraordinary items | $905,000 | 4,077 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $905,000 | 4,077 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $905,000 | 4,078 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $224,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $901,200 | 4,027 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 4,388 |
| Total interest expense | $521,000 | 3,116 |
| Net interest income | $2,418,000 | 4,538 |
| Provision for loan and lease losses | $75,000 | 2,945 |
| Total noninterest income | $338,000 | 4,351 |
| Gross Fiduciary activities income | $11,000 | 997 |
| Service charges on deposit accounts | $193,000 | 3,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 4,618 |
| Total noninterest expense | $1,758,000 | 4,832 |
| Salaries and employee benefits | $906,000 | 4,905 |
| Premises and equipment expense | $346,000 | 3,692 |
| Additional noninterest expense | $506,000 | 5,032 |
| Pre-tax net operating income | $923,000 | 3,866 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $228,000 | 2,714 |
| Income before extraordinary items | $700,000 | 4,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 4,115 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $700,000 | 4,118 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $193,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $696,250 | 4,074 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 4,434 |
| Total interest expense | $347,000 | 3,144 |
| Net interest income | $1,606,000 | 4,577 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $259,000 | 4,176 |
| Gross Fiduciary activities income | $11,000 | 974 |
| Service charges on deposit accounts | $135,000 | 3,230 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $113,000 | 4,388 |
| Total noninterest expense | $1,174,000 | 4,876 |
| Salaries and employee benefits | $620,000 | 4,917 |
| Premises and equipment expense | $218,000 | 3,819 |
| Additional noninterest expense | $336,000 | 5,075 |
| Pre-tax net operating income | $641,000 | 3,783 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $164,000 | 2,650 |
| Income before extraordinary items | $482,000 | 4,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $482,000 | 4,033 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $482,000 | 4,034 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $100,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $478,250 | 3,983 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 4,457 |
| Total interest expense | $177,000 | 3,128 |
| Net interest income | $801,000 | 4,605 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $116,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $69,000 | 3,159 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $47,000 | 4,587 |
| Total noninterest expense | $549,000 | 5,035 |
| Salaries and employee benefits | $286,000 | 5,082 |
| Premises and equipment expense | $112,000 | 3,808 |
| Additional noninterest expense | $151,000 | 5,275 |
| Pre-tax net operating income | $343,000 | 3,664 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $89,000 | 2,555 |
| Income before extraordinary items | $252,000 | 3,941 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $252,000 | 3,945 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $252,000 | 3,945 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $58,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $253,480 | 3,857 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 4,526 |
| Total interest expense | $739,000 | 3,193 |
| Net interest income | $3,157,000 | 4,701 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $381,000 | 4,702 |
| Gross Fiduciary activities income | $10,000 | 1,070 |
| Service charges on deposit accounts | $260,000 | 3,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $111,000 | 5,162 |
| Total noninterest expense | $2,267,000 | 5,060 |
| Salaries and employee benefits | $1,189,000 | 5,091 |
| Premises and equipment expense | $437,000 | 3,916 |
| Additional noninterest expense | $641,000 | 5,288 |
| Pre-tax net operating income | $1,171,000 | 3,895 |
| Securities gains (losses) | $85,000 | 1,378 |
| Applicable income taxes | $330,000 | 2,554 |
| Income before extraordinary items | $926,000 | 4,097 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $926,000 | 4,097 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $926,000 | 4,098 |
| Net charge-offs | $90,000 | 3,277 |
| Cash dividends | $174,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $863,100 | 4,146 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 4,560 |
| Total interest expense | $555,000 | 3,249 |
| Net interest income | $2,372,000 | 4,752 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $283,000 | 4,755 |
| Gross Fiduciary activities income | $10,000 | 1,033 |
| Service charges on deposit accounts | $189,000 | 3,569 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $84,000 | 5,203 |
| Total noninterest expense | $1,697,000 | 5,096 |
| Salaries and employee benefits | $870,000 | 5,149 |
| Premises and equipment expense | $334,000 | 3,936 |
| Additional noninterest expense | $493,000 | 5,293 |
| Pre-tax net operating income | $883,000 | 3,956 |
| Securities gains (losses) | $85,000 | 1,106 |
| Applicable income taxes | $243,000 | 2,651 |
| Income before extraordinary items | $725,000 | 4,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $725,000 | 4,070 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $725,000 | 4,070 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $138,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $661,250 | 4,163 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 4,567 |
| Total interest expense | $369,000 | 3,296 |
| Net interest income | $1,590,000 | 4,752 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $199,000 | 4,670 |
| Gross Fiduciary activities income | $10,000 | 1,006 |
| Service charges on deposit accounts | $128,000 | 3,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $61,000 | 5,131 |
| Total noninterest expense | $1,158,000 | 5,090 |
| Salaries and employee benefits | $594,000 | 5,163 |
| Premises and equipment expense | $226,000 | 3,930 |
| Additional noninterest expense | $338,000 | 5,275 |
| Pre-tax net operating income | $581,000 | 3,934 |
| Securities gains (losses) | $78,000 | 925 |
| Applicable income taxes | $167,000 | 2,584 |
| Income before extraordinary items | $492,000 | 3,995 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $492,000 | 4,001 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $492,000 | 4,001 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $96,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $433,500 | 4,124 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 4,608 |
| Total interest expense | $184,000 | 3,354 |
| Net interest income | $797,000 | 4,781 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $99,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $64,000 | 3,504 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $546,000 | 5,260 |
| Salaries and employee benefits | $280,000 | 5,298 |
| Premises and equipment expense | $116,000 | 3,915 |
| Additional noninterest expense | $150,000 | 5,501 |
| Pre-tax net operating income | $325,000 | 3,679 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $81,000 | 2,540 |
| Income before extraordinary items | $244,000 | 3,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 3,903 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $244,000 | 3,903 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $35,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $244,000 | 3,865 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 4,670 |
| Total interest expense | $782,000 | 3,497 |
| Net interest income | $3,126,000 | 4,844 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $389,000 | 4,783 |
| Gross Fiduciary activities income | $23,000 | 1,032 |
| Service charges on deposit accounts | $245,000 | 3,737 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $121,000 | 5,184 |
| Total noninterest expense | $2,232,000 | 5,277 |
| Salaries and employee benefits | $1,127,000 | 5,362 |
| Premises and equipment expense | $437,000 | 4,025 |
| Additional noninterest expense | $668,000 | 5,410 |
| Pre-tax net operating income | $1,183,000 | 3,805 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $297,000 | 2,647 |
| Income before extraordinary items | $886,000 | 4,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $886,000 | 4,108 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $886,000 | 4,108 |
| Net charge-offs | $-12,000 | 6,202 |
| Cash dividends | $193,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $886,000 | 4,054 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 4,736 |
| Total interest expense | $592,000 | 3,562 |
| Net interest income | $2,330,000 | 4,891 |
| Provision for loan and lease losses | $75,000 | 3,636 |
| Total noninterest income | $266,000 | 4,986 |
| Gross Fiduciary activities income | $23,000 | 986 |
| Service charges on deposit accounts | $140,000 | 4,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 5,142 |
| Total noninterest expense | $1,617,000 | 5,354 |
| Salaries and employee benefits | $825,000 | 5,424 |
| Premises and equipment expense | $333,000 | 4,045 |
| Additional noninterest expense | $459,000 | 5,566 |
| Pre-tax net operating income | $904,000 | 3,854 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $216,000 | 2,725 |
| Income before extraordinary items | $688,000 | 4,087 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $688,000 | 4,091 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $688,000 | 4,091 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $115,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $688,000 | 4,017 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 4,774 |
| Total interest expense | $398,000 | 3,599 |
| Net interest income | $1,534,000 | 4,926 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $184,000 | 4,968 |
| Gross Fiduciary activities income | $13,000 | 1,003 |
| Service charges on deposit accounts | $92,000 | 4,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 5,027 |
| Total noninterest expense | $1,122,000 | 5,298 |
| Salaries and employee benefits | $562,000 | 5,414 |
| Premises and equipment expense | $219,000 | 4,092 |
| Additional noninterest expense | $341,000 | 5,398 |
| Pre-tax net operating income | $546,000 | 3,984 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $124,000 | 2,853 |
| Income before extraordinary items | $422,000 | 4,236 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $422,000 | 4,238 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $422,000 | 4,239 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $88,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $422,000 | 4,115 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 4,840 |
| Total interest expense | $201,000 | 3,659 |
| Net interest income | $752,000 | 4,996 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $102,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,590 |
| Total noninterest expense | $546,000 | 5,398 |
| Salaries and employee benefits | $264,000 | 5,539 |
| Premises and equipment expense | $110,000 | 4,105 |
| Additional noninterest expense | $172,000 | 5,454 |
| Pre-tax net operating income | $283,000 | 3,907 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $65,000 | 2,806 |
| Income before extraordinary items | $218,000 | 4,125 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $218,000 | 4,127 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $218,000 | 4,127 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $44,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $218,000 | 4,026 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 4,822 |
| Total interest expense | $916,000 | 3,826 |
| Net interest income | $3,165,000 | 4,985 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $309,000 | 5,167 |
| Gross Fiduciary activities income | $20,000 | 1,066 |
| Service charges on deposit accounts | $190,000 | 4,356 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $99,000 | 5,355 |
| Total noninterest expense | $2,134,000 | 5,529 |
| Salaries and employee benefits | $1,144,000 | 5,482 |
| Premises and equipment expense | $281,000 | 5,114 |
| Additional noninterest expense | $709,000 | 5,511 |
| Pre-tax net operating income | $1,240,000 | 3,656 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $304,000 | 2,650 |
| Income before extraordinary items | $937,000 | 4,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $937,000 | 4,021 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $937,000 | 4,023 |
| Net charge-offs | $87,000 | 4,535 |
| Cash dividends | $310,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $936,240 | 3,845 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 4,885 |
| Total interest expense | $707,000 | 3,877 |
| Net interest income | $2,389,000 | 5,055 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $238,000 | 5,199 |
| Gross Fiduciary activities income | $20,000 | 1,026 |
| Service charges on deposit accounts | $139,000 | 4,475 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 5,375 |
| Total noninterest expense | $1,508,000 | 5,684 |
| Salaries and employee benefits | $871,000 | 5,488 |
| Premises and equipment expense | $168,000 | 5,613 |
| Additional noninterest expense | $469,000 | 5,796 |
| Pre-tax net operating income | $1,044,000 | 3,552 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $272,000 | 2,561 |
| Income before extraordinary items | $773,000 | 3,919 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $773,000 | 3,919 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $773,000 | 3,921 |
| Net charge-offs | $41,000 | 4,650 |
| Cash dividends | $249,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $772,260 | 3,753 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 4,873 |
| Total interest expense | $477,000 | 3,940 |
| Net interest income | $1,624,000 | 5,042 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $148,000 | 5,323 |
| Gross Fiduciary activities income | $8,000 | 1,072 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,495 |
| Total noninterest expense | $1,048,000 | 5,643 |
| Salaries and employee benefits | $600,000 | 5,463 |
| Premises and equipment expense | $113,000 | 5,608 |
| Additional noninterest expense | $335,000 | 5,717 |
| Pre-tax net operating income | $674,000 | 3,603 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $190,000 | 2,490 |
| Income before extraordinary items | $485,000 | 4,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $485,000 | 4,040 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $485,000 | 4,041 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $181,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $484,280 | 3,849 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 4,901 |
| Total interest expense | $246,000 | 3,974 |
| Net interest income | $811,000 | 5,068 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $117,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $490,000 | 5,814 |
| Salaries and employee benefits | $284,000 | 5,613 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $148,000 | 5,951 |
| Pre-tax net operating income | $413,000 | 3,251 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $304,000 | 3,628 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $304,000 | 3,631 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $304,000 | 3,631 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $123,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $304,000 | 3,459 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 5,023 |
| Total interest expense | $1,125,000 | 4,120 |
| Net interest income | $3,089,000 | 5,192 |
| Provision for loan and lease losses | $75,000 | 5,574 |
| Total noninterest income | $391,000 | 4,814 |
| Gross Fiduciary activities income | $25,000 | 1,006 |
| Service charges on deposit accounts | $203,000 | 4,345 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $163,000 | 4,735 |
| Total noninterest expense | $2,259,000 | 5,571 |
| Salaries and employee benefits | $1,200,000 | 5,523 |
| Premises and equipment expense | $222,000 | 5,832 |
| Additional noninterest expense | $837,000 | 5,320 |
| Pre-tax net operating income | $1,146,000 | 3,471 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $251,000 | 2,686 |
| Income before extraordinary items | $895,000 | 3,760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $895,000 | 3,763 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $895,000 | 3,763 |
| Net charge-offs | $9,000 | 6,128 |
| Cash dividends | $207,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $895,000 | 3,634 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 5,049 |
| Total interest expense | $853,000 | 4,210 |
| Net interest income | $2,341,000 | 5,211 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $298,000 | 4,839 |
| Gross Fiduciary activities income | $25,000 | 947 |
| Service charges on deposit accounts | $152,000 | 4,377 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $121,000 | 4,858 |
| Total noninterest expense | $1,628,000 | 5,690 |
| Salaries and employee benefits | $841,000 | 5,673 |
| Premises and equipment expense | $179,000 | 5,753 |
| Additional noninterest expense | $608,000 | 5,413 |
| Pre-tax net operating income | $961,000 | 3,384 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $229,000 | 2,539 |
| Income before extraordinary items | $732,000 | 3,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 3,666 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $732,000 | 3,666 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $135,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $732,000 | 3,563 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 5,121 |
| Total interest expense | $571,000 | 4,304 |
| Net interest income | $1,532,000 | 5,288 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $201,000 | 4,871 |
| Gross Fiduciary activities income | $20,000 | 940 |
| Service charges on deposit accounts | $100,000 | 4,389 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 4,876 |
| Total noninterest expense | $1,117,000 | 5,676 |
| Salaries and employee benefits | $557,000 | 5,737 |
| Premises and equipment expense | $123,000 | 5,726 |
| Additional noninterest expense | $437,000 | 5,321 |
| Pre-tax net operating income | $591,000 | 3,500 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $133,000 | 2,625 |
| Income before extraordinary items | $458,000 | 3,751 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $458,000 | 3,751 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $458,000 | 3,752 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $123,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $458,000 | 3,646 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,160 |
| Total interest expense | $282,000 | 4,465 |
| Net interest income | $760,000 | 5,308 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $102,000 | 4,890 |
| Gross Fiduciary activities income | $5,000 | 1,007 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $501,000 | 5,939 |
| Salaries and employee benefits | $256,000 | 5,924 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $181,000 | 5,766 |
| Pre-tax net operating income | $361,000 | 3,179 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $90,000 | 2,290 |
| Income before extraordinary items | $271,000 | 3,432 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $271,000 | 3,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $271,000 | 3,430 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $80,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $271,000 | 3,372 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 5,180 |
| Total interest expense | $1,279,000 | 4,653 |
| Net interest income | $3,095,000 | 5,271 |
| Provision for loan and lease losses | $234,000 | 5,184 |
| Total noninterest income | $325,000 | 5,278 |
| Gross Fiduciary activities income | $15,000 | 1,101 |
| Service charges on deposit accounts | $208,000 | 4,334 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $102,000 | 5,425 |
| Total noninterest expense | $2,075,000 | 5,936 |
| Salaries and employee benefits | $1,081,000 | 5,875 |
| Premises and equipment expense | $219,000 | 6,049 |
| Additional noninterest expense | $775,000 | 5,684 |
| Pre-tax net operating income | $1,111,000 | 3,206 |
| Securities gains (losses) | $47,000 | 2,700 |
| Applicable income taxes | $270,000 | 2,457 |
| Income before extraordinary items | $888,000 | 3,446 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $888,000 | 3,443 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $888,000 | 3,446 |
| Net charge-offs | $332,000 | 4,187 |
| Cash dividends | $274,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $851,810 | 3,392 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 5,237 |
| Total interest expense | $985,000 | 4,731 |
| Net interest income | $2,340,000 | 5,325 |
| Provision for loan and lease losses | $234,000 | 4,665 |
| Total noninterest income | $257,000 | 5,288 |
| Gross Fiduciary activities income | $15,000 | 1,047 |
| Service charges on deposit accounts | $159,000 | 4,381 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $83,000 | 5,436 |
| Total noninterest expense | $1,537,000 | 6,000 |
| Salaries and employee benefits | $857,000 | 5,822 |
| Premises and equipment expense | $154,000 | 6,238 |
| Additional noninterest expense | $526,000 | 5,924 |
| Pre-tax net operating income | $826,000 | 3,406 |
| Securities gains (losses) | $47,000 | 2,448 |
| Applicable income taxes | $206,000 | 2,526 |
| Income before extraordinary items | $667,000 | 3,588 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $667,000 | 3,586 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $667,000 | 3,588 |
| Net charge-offs | $276,000 | 3,837 |
| Cash dividends | $214,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $631,280 | 3,556 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 5,244 |
| Total interest expense | $679,000 | 4,757 |
| Net interest income | $1,564,000 | 5,328 |
| Provision for loan and lease losses | $14,000 | 6,536 |
| Total noninterest income | $181,000 | 5,185 |
| Gross Fiduciary activities income | $15,000 | 1,015 |
| Service charges on deposit accounts | $105,000 | 4,402 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 5,358 |
| Total noninterest expense | $1,041,000 | 5,997 |
| Salaries and employee benefits | $583,000 | 5,807 |
| Premises and equipment expense | $104,000 | 6,246 |
| Additional noninterest expense | $354,000 | 5,926 |
| Pre-tax net operating income | $690,000 | 3,055 |
| Securities gains (losses) | $47,000 | 1,928 |
| Applicable income taxes | $194,000 | 2,152 |
| Income before extraordinary items | $543,000 | 3,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $543,000 | 3,258 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $543,000 | 3,261 |
| Net charge-offs | $60,000 | 4,721 |
| Cash dividends | $114,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $508,220 | 3,273 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 5,315 |
| Total interest expense | $338,000 | 4,911 |
| Net interest income | $784,000 | 5,348 |
| Provision for loan and lease losses | $14,000 | 6,024 |
| Total noninterest income | $83,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 5,161 |
| Total noninterest expense | $504,000 | 6,150 |
| Salaries and employee benefits | $282,000 | 5,957 |
| Premises and equipment expense | $53,000 | 6,291 |
| Additional noninterest expense | $169,000 | 6,072 |
| Pre-tax net operating income | $349,000 | 3,082 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $89,000 | 2,231 |
| Income before extraordinary items | $260,000 | 3,406 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 3,404 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $260,000 | 3,406 |
| Net charge-offs | $52,000 | 3,679 |
| Cash dividends | $69,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $260,000 | 3,289 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 5,200 |
| Total interest expense | $1,824,000 | 4,709 |
| Net interest income | $3,041,000 | 5,347 |
| Provision for loan and lease losses | $660,000 | 4,117 |
| Total noninterest income | $406,000 | 5,095 |
| Gross Fiduciary activities income | $15,000 | 1,124 |
| Service charges on deposit accounts | $230,000 | 4,389 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $161,000 | 4,976 |
| Total noninterest expense | $1,960,000 | 6,281 |
| Salaries and employee benefits | $970,000 | 6,302 |
| Premises and equipment expense | $242,000 | 6,141 |
| Additional noninterest expense | $748,000 | 5,978 |
| Pre-tax net operating income | $827,000 | 3,291 |
| Securities gains (losses) | $72,000 | 2,394 |
| Applicable income taxes | $194,000 | 2,399 |
| Income before extraordinary items | $705,000 | 3,344 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $705,000 | 3,343 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $705,000 | 3,343 |
| Net charge-offs | $542,000 | 3,681 |
| Cash dividends | $221,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $648,840 | 3,422 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 5,238 |
| Total interest expense | $1,431,000 | 4,732 |
| Net interest income | $2,244,000 | 5,412 |
| Provision for loan and lease losses | $519,000 | 3,746 |
| Total noninterest income | $326,000 | 5,050 |
| Gross Fiduciary activities income | $15,000 | 1,061 |
| Service charges on deposit accounts | $173,000 | 4,403 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $138,000 | 4,916 |
| Total noninterest expense | $1,434,000 | 6,347 |
| Salaries and employee benefits | $728,000 | 6,343 |
| Premises and equipment expense | $191,000 | 6,063 |
| Additional noninterest expense | $515,000 | 6,182 |
| Pre-tax net operating income | $617,000 | 3,543 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $129,000 | 2,692 |
| Income before extraordinary items | $492,000 | 3,719 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $492,000 | 3,717 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $492,000 | 3,718 |
| Net charge-offs | $490,000 | 3,074 |
| Cash dividends | $143,000 | 3,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $488,840 | 3,642 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 5,278 |
| Total interest expense | $991,000 | 4,750 |
| Net interest income | $1,466,000 | 5,459 |
| Provision for loan and lease losses | $412,000 | 3,230 |
| Total noninterest income | $232,000 | 4,958 |
| Gross Fiduciary activities income | $15,000 | 1,015 |
| Service charges on deposit accounts | $110,000 | 4,466 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $992,000 | 6,316 |
| Salaries and employee benefits | $490,000 | 6,385 |
| Premises and equipment expense | $129,000 | 6,078 |
| Additional noninterest expense | $373,000 | 6,008 |
| Pre-tax net operating income | $294,000 | 4,166 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $43,000 | 3,253 |
| Income before extraordinary items | $256,000 | 4,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,217 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $256,000 | 4,217 |
| Net charge-offs | $277,000 | 3,032 |
| Cash dividends | $70,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $251,700 | 4,134 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 5,313 |
| Total interest expense | $507,000 | 4,802 |
| Net interest income | $727,000 | 5,474 |
| Provision for loan and lease losses | $276,000 | 2,438 |
| Total noninterest income | $91,000 | 5,372 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $443,000 | 6,538 |
| Salaries and employee benefits | $255,000 | 6,347 |
| Premises and equipment expense | $63,000 | 6,194 |
| Additional noninterest expense | $125,000 | 6,711 |
| Pre-tax net operating income | $99,000 | 5,052 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $91,000 | 5,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $91,000 | 5,078 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $91,000 | 5,077 |
| Net charge-offs | $245,000 | 1,977 |
| Cash dividends | $16,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $91,000 | 4,908 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,788,000 | 5,583 |
| Total interest expense | $2,226,000 | 5,051 |
| Net interest income | $2,562,000 | 5,851 |
| Provision for loan and lease losses | $202,000 | 5,184 |
| Total noninterest income | $354,000 | 5,527 |
| Gross Fiduciary activities income | $15,000 | 1,152 |
| Service charges on deposit accounts | $229,000 | 4,540 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $110,000 | 5,793 |
| Total noninterest expense | $1,684,000 | 6,639 |
| Salaries and employee benefits | $940,000 | 6,550 |
| Premises and equipment expense | $248,000 | 6,264 |
| Additional noninterest expense | $496,000 | 6,638 |
| Pre-tax net operating income | $1,030,000 | 3,703 |
| Securities gains (losses) | $145,000 | 891 |
| Applicable income taxes | $308,000 | 2,365 |
| Income before extraordinary items | $867,000 | 3,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $867,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 3,968 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $759,700 | 3,934 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 5,677 |
| Total interest expense | $1,707,000 | 5,118 |
| Net interest income | $1,863,000 | 5,970 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $277,000 | 5,518 |
| Gross Fiduciary activities income | $15,000 | 1,088 |
| Service charges on deposit accounts | $179,000 | 4,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 5,906 |
| Total noninterest expense | $1,263,000 | 6,632 |
| Salaries and employee benefits | $728,000 | 6,509 |
| Premises and equipment expense | $179,000 | 6,364 |
| Additional noninterest expense | $356,000 | 6,724 |
| Pre-tax net operating income | $697,000 | 4,349 |
| Securities gains (losses) | $145,000 | 764 |
| Applicable income taxes | $235,000 | 2,743 |
| Income before extraordinary items | $607,000 | 4,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $607,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,186 |
| Cash dividends | $176,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $502,600 | 4,587 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 5,645 |
| Total interest expense | $1,152,000 | 5,226 |
| Net interest income | $1,316,000 | 5,837 |
| Provision for loan and lease losses | $115,000 | 4,076 |
| Total noninterest income | $200,000 | 5,432 |
| Gross Fiduciary activities income | $15,000 | 1,057 |
| Service charges on deposit accounts | $121,000 | 4,457 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $64,000 | 5,772 |
| Total noninterest expense | $845,000 | 6,678 |
| Salaries and employee benefits | $489,000 | 6,546 |
| Premises and equipment expense | $124,000 | 6,316 |
| Additional noninterest expense | $232,000 | 6,785 |
| Pre-tax net operating income | $556,000 | 4,180 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $153,000 | 2,981 |
| Income before extraordinary items | $399,000 | 4,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $399,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,858 |
| Cash dividends | $123,000 | 3,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $401,880 | 4,413 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 5,755 |
| Total interest expense | $581,000 | 5,377 |
| Net interest income | $642,000 | 5,923 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $409,000 | 6,760 |
| Salaries and employee benefits | $235,000 | 6,661 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $108,000 | 6,932 |
| Pre-tax net operating income | $320,000 | 3,999 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $93,000 | 2,883 |
| Income before extraordinary items | $227,000 | 4,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $227,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $53,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $227,000 | 4,306 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 6,007 |
| Total interest expense | $2,274,000 | 5,522 |
| Net interest income | $2,173,000 | 6,324 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $345,000 | 5,777 |
| Gross Fiduciary activities income | $17,000 | 1,174 |
| Service charges on deposit accounts | $245,000 | 4,500 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $83,000 | 6,480 |
| Total noninterest expense | $1,597,000 | 6,772 |
| Salaries and employee benefits | $887,000 | 6,745 |
| Premises and equipment expense | $248,000 | 6,277 |
| Additional noninterest expense | $462,000 | 6,770 |
| Pre-tax net operating income | $916,000 | 4,911 |
| Securities gains (losses) | $-142,000 | 8,212 |
| Applicable income taxes | $169,000 | 4,023 |
| Income before extraordinary items | $605,000 | 5,331 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $605,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $241,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $715,760 | 4,991 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,083 |
| Total interest expense | $1,666,000 | 5,600 |
| Net interest income | $1,604,000 | 6,389 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $296,000 | 5,563 |
| Gross Fiduciary activities income | $17,000 | 1,104 |
| Service charges on deposit accounts | $182,000 | 4,535 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $97,000 | 5,858 |
| Total noninterest expense | $1,237,000 | 6,676 |
| Salaries and employee benefits | $717,000 | 6,540 |
| Premises and equipment expense | $188,000 | 6,231 |
| Additional noninterest expense | $332,000 | 6,839 |
| Pre-tax net operating income | $658,000 | 5,248 |
| Securities gains (losses) | $-142,000 | 8,345 |
| Applicable income taxes | $107,000 | 4,376 |
| Income before extraordinary items | $409,000 | 5,792 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $409,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $196,000 | 4,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $521,180 | 5,289 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 6,149 |
| Total interest expense | $1,063,000 | 5,718 |
| Net interest income | $1,079,000 | 6,413 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $209,000 | 5,486 |
| Gross Fiduciary activities income | $17,000 | 1,060 |
| Service charges on deposit accounts | $118,000 | 4,611 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $74,000 | 5,653 |
| Total noninterest expense | $825,000 | 6,733 |
| Salaries and employee benefits | $486,000 | 6,554 |
| Premises and equipment expense | $126,000 | 6,246 |
| Additional noninterest expense | $213,000 | 6,951 |
| Pre-tax net operating income | $463,000 | 5,200 |
| Securities gains (losses) | $-142,000 | 8,440 |
| Applicable income taxes | $68,000 | 4,497 |
| Income before extraordinary items | $253,000 | 5,992 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $253,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $157,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $365,180 | 5,257 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 6,219 |
| Total interest expense | $510,000 | 5,804 |
| Net interest income | $532,000 | 6,482 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $90,000 | 5,752 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $425,000 | 6,678 |
| Salaries and employee benefits | $251,000 | 6,521 |
| Premises and equipment expense | $65,000 | 6,217 |
| Additional noninterest expense | $109,000 | 6,927 |
| Pre-tax net operating income | $197,000 | 5,552 |
| Securities gains (losses) | $-34,000 | 8,451 |
| Applicable income taxes | $36,000 | 4,461 |
| Income before extraordinary items | $127,000 | 5,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $97,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,520 | 5,588 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,856,000 | 6,219 |
| Total interest expense | $1,711,000 | 5,808 |
| Net interest income | $2,145,000 | 6,401 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $394,000 | 5,638 |
| Gross Fiduciary activities income | $17,000 | 1,199 |
| Service charges on deposit accounts | $231,000 | 4,679 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $146,000 | 5,665 |
| Total noninterest expense | $1,654,000 | 6,639 |
| Salaries and employee benefits | $932,000 | 6,578 |
| Premises and equipment expense | $258,000 | 6,138 |
| Additional noninterest expense | $464,000 | 6,717 |
| Pre-tax net operating income | $885,000 | 5,441 |
| Securities gains (losses) | $-22,000 | 7,593 |
| Applicable income taxes | $183,000 | 4,391 |
| Income before extraordinary items | $680,000 | 5,573 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $680,000 | 5,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $183,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $697,380 | 5,514 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 6,290 |
| Total interest expense | $1,220,000 | 5,879 |
| Net interest income | $1,609,000 | 6,463 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $299,000 | 5,646 |
| Gross Fiduciary activities income | $17,000 | 1,132 |
| Service charges on deposit accounts | $177,000 | 4,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,756 |
| Total noninterest expense | $1,270,000 | 6,612 |
| Salaries and employee benefits | $719,000 | 6,516 |
| Premises and equipment expense | $194,000 | 6,154 |
| Additional noninterest expense | $357,000 | 6,649 |
| Pre-tax net operating income | $638,000 | 5,731 |
| Securities gains (losses) | $-21,000 | 7,861 |
| Applicable income taxes | $137,000 | 4,562 |
| Income before extraordinary items | $480,000 | 5,844 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $480,000 | 5,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $172,000 | 4,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $496,380 | 5,776 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 6,338 |
| Total interest expense | $755,000 | 5,960 |
| Net interest income | $1,082,000 | 6,467 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $191,000 | 5,742 |
| Gross Fiduciary activities income | $12,000 | 1,136 |
| Service charges on deposit accounts | $114,000 | 4,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 5,924 |
| Total noninterest expense | $856,000 | 6,600 |
| Salaries and employee benefits | $486,000 | 6,502 |
| Premises and equipment expense | $135,000 | 6,040 |
| Additional noninterest expense | $235,000 | 6,724 |
| Pre-tax net operating income | $417,000 | 5,810 |
| Securities gains (losses) | $-21,000 | 8,094 |
| Applicable income taxes | $85,000 | 4,722 |
| Income before extraordinary items | $311,000 | 5,932 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $311,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $85,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $327,590 | 5,822 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,382 |
| Total interest expense | $352,000 | 6,022 |
| Net interest income | $537,000 | 6,508 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $438,000 | 6,553 |
| Salaries and employee benefits | $250,000 | 6,456 |
| Premises and equipment expense | $65,000 | 6,170 |
| Additional noninterest expense | $123,000 | 6,581 |
| Pre-tax net operating income | $197,000 | 5,870 |
| Securities gains (losses) | $-19,000 | 8,370 |
| Applicable income taxes | $34,000 | 4,897 |
| Income before extraordinary items | $144,000 | 6,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $65,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $159,390 | 5,832 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 6,168 |
| Total interest expense | $1,172,000 | 5,873 |
| Net interest income | $2,348,000 | 6,211 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $316,000 | 6,228 |
| Gross Fiduciary activities income | $16,000 | 1,229 |
| Service charges on deposit accounts | $181,000 | 5,254 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,127 |
| Total noninterest expense | $1,666,000 | 6,615 |
| Salaries and employee benefits | $970,000 | 6,435 |
| Premises and equipment expense | $247,000 | 6,249 |
| Additional noninterest expense | $449,000 | 6,842 |
| Pre-tax net operating income | $998,000 | 5,370 |
| Securities gains (losses) | $20,000 | 1,252 |
| Applicable income taxes | $230,000 | 4,479 |
| Income before extraordinary items | $788,000 | 5,377 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $788,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $71,000 | 5,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $772,600 | 5,403 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 6,188 |
| Total interest expense | $854,000 | 5,846 |
| Net interest income | $1,760,000 | 6,245 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $234,000 | 6,272 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $133,000 | 5,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 6,220 |
| Total noninterest expense | $1,245,000 | 6,633 |
| Salaries and employee benefits | $730,000 | 6,422 |
| Premises and equipment expense | $179,000 | 6,303 |
| Additional noninterest expense | $336,000 | 6,829 |
| Pre-tax net operating income | $749,000 | 5,506 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $180,000 | 4,564 |
| Income before extraordinary items | $588,000 | 5,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $588,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $64,000 | 4,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $573,370 | 5,537 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 6,180 |
| Total interest expense | $548,000 | 5,808 |
| Net interest income | $1,168,000 | 6,254 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $165,000 | 6,152 |
| Gross Fiduciary activities income | $17,000 | 1,086 |
| Service charges on deposit accounts | $85,000 | 5,372 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $63,000 | 6,050 |
| Total noninterest expense | $836,000 | 6,625 |
| Salaries and employee benefits | $496,000 | 6,370 |
| Premises and equipment expense | $121,000 | 6,259 |
| Additional noninterest expense | $219,000 | 6,879 |
| Pre-tax net operating income | $497,000 | 5,500 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $117,000 | 4,603 |
| Income before extraordinary items | $385,000 | 5,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $385,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $54,000 | 4,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $381,150 | 5,512 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 6,203 |
| Total interest expense | $269,000 | 5,775 |
| Net interest income | $584,000 | 6,301 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $90,000 | 5,925 |
| Gross Fiduciary activities income | $8,000 | 1,093 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $425,000 | 6,620 |
| Salaries and employee benefits | $255,000 | 6,315 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $109,000 | 6,925 |
| Pre-tax net operating income | $249,000 | 5,457 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $58,000 | 4,584 |
| Income before extraordinary items | $196,000 | 5,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $196,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $192,150 | 5,487 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 6,556 |
| Total interest expense | $886,000 | 5,989 |
| Net interest income | $1,990,000 | 6,642 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $281,000 | 6,544 |
| Gross Fiduciary activities income | $16,000 | 1,241 |
| Service charges on deposit accounts | $158,000 | 5,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $107,000 | 6,304 |
| Total noninterest expense | $1,380,000 | 7,117 |
| Salaries and employee benefits | $802,000 | 6,922 |
| Premises and equipment expense | $195,000 | 6,820 |
| Additional noninterest expense | $383,000 | 7,222 |
| Pre-tax net operating income | $891,000 | 5,517 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $213,000 | 4,678 |
| Income before extraordinary items | $725,000 | 5,498 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $725,000 | 5,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $177,000 | 5,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $688,810 | 5,570 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 6,638 |
| Total interest expense | $648,000 | 6,045 |
| Net interest income | $1,442,000 | 6,739 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $204,000 | 6,638 |
| Gross Fiduciary activities income | $16,000 | 1,173 |
| Service charges on deposit accounts | $120,000 | 5,707 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 6,593 |
| Total noninterest expense | $968,000 | 7,242 |
| Salaries and employee benefits | $572,000 | 7,020 |
| Premises and equipment expense | $145,000 | 6,805 |
| Additional noninterest expense | $251,000 | 7,485 |
| Pre-tax net operating income | $678,000 | 5,584 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $171,000 | 4,678 |
| Income before extraordinary items | $554,000 | 5,562 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $554,000 | 5,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $157,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $518,280 | 5,665 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 6,670 |
| Total interest expense | $438,000 | 6,024 |
| Net interest income | $959,000 | 6,773 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $138,000 | 6,641 |
| Gross Fiduciary activities income | $9,000 | 1,203 |
| Service charges on deposit accounts | $81,000 | 5,696 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $636,000 | 7,333 |
| Salaries and employee benefits | $383,000 | 7,054 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $164,000 | 7,554 |
| Pre-tax net operating income | $461,000 | 5,504 |
| Securities gains (losses) | $42,000 | 1,561 |
| Applicable income taxes | $122,000 | 4,582 |
| Income before extraordinary items | $381,000 | 5,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $47,000 | 4,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $349,080 | 5,596 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $701,000 | 6,707 |
| Total interest expense | $218,000 | 6,107 |
| Net interest income | $483,000 | 6,783 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $72,000 | 6,518 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $330,000 | 7,273 |
| Salaries and employee benefits | $197,000 | 7,026 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $90,000 | 7,377 |
| Pre-tax net operating income | $225,000 | 5,555 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $173,000 | 5,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $173,000 | 5,564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 6,664 |
| Total interest expense | $934,000 | 6,300 |
| Net interest income | $1,939,000 | 6,681 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $294,000 | 6,640 |
| Gross Fiduciary activities income | $15,000 | 1,294 |
| Service charges on deposit accounts | $145,000 | 5,925 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $134,000 | 6,024 |
| Total noninterest expense | $1,240,000 | 7,392 |
| Salaries and employee benefits | $771,000 | 7,028 |
| Premises and equipment expense | $162,000 | 7,236 |
| Additional noninterest expense | $307,000 | 7,720 |
| Pre-tax net operating income | $993,000 | 5,198 |
| Securities gains (losses) | $50,000 | 2,510 |
| Applicable income taxes | $255,000 | 4,542 |
| Income before extraordinary items | $788,000 | 5,273 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $788,000 | 5,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $158,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $750,000 | 5,252 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,741 |
| Total interest expense | $704,000 | 6,442 |
| Net interest income | $1,458,000 | 6,715 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $224,000 | 6,650 |
| Gross Fiduciary activities income | $15,000 | 1,226 |
| Service charges on deposit accounts | $106,000 | 6,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,018 |
| Total noninterest expense | $881,000 | 7,513 |
| Salaries and employee benefits | $555,000 | 7,112 |
| Premises and equipment expense | $102,000 | 7,588 |
| Additional noninterest expense | $224,000 | 7,785 |
| Pre-tax net operating income | $801,000 | 5,127 |
| Securities gains (losses) | $50,000 | 2,306 |
| Applicable income taxes | $215,000 | 4,542 |
| Income before extraordinary items | $636,000 | 5,239 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $636,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $134,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $598,500 | 5,220 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 6,792 |
| Total interest expense | $479,000 | 6,512 |
| Net interest income | $959,000 | 6,768 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $154,000 | 6,583 |
| Gross Fiduciary activities income | $15,000 | 1,166 |
| Service charges on deposit accounts | $70,000 | 6,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $69,000 | 6,016 |
| Total noninterest expense | $587,000 | 7,519 |
| Salaries and employee benefits | $376,000 | 7,107 |
| Premises and equipment expense | $68,000 | 7,606 |
| Additional noninterest expense | $143,000 | 7,863 |
| Pre-tax net operating income | $526,000 | 5,187 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $128,000 | 4,755 |
| Income before extraordinary items | $402,000 | 5,391 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $402,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $70,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $398,960 | 5,208 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,800 |
| Total interest expense | $242,000 | 6,579 |
| Net interest income | $484,000 | 6,744 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $68,000 | 6,777 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $304,000 | 7,483 |
| Salaries and employee benefits | $193,000 | 7,069 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $76,000 | 7,777 |
| Pre-tax net operating income | $248,000 | 5,307 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $188,000 | 5,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $70,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $188,000 | 5,278 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 6,932 |
| Total interest expense | $1,098,000 | 6,690 |
| Net interest income | $1,822,000 | 6,915 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $261,000 | 6,766 |
| Gross Fiduciary activities income | $15,000 | 1,340 |
| Service charges on deposit accounts | $142,000 | 5,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 6,370 |
| Total noninterest expense | $1,242,000 | 7,385 |
| Salaries and employee benefits | $774,000 | 6,981 |
| Premises and equipment expense | $145,000 | 7,513 |
| Additional noninterest expense | $323,000 | 7,638 |
| Pre-tax net operating income | $816,000 | 5,721 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $193,000 | 5,166 |
| Income before extraordinary items | $623,000 | 5,869 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $623,000 | 5,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $185,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $623,000 | 5,737 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 7,236 |
| Total interest expense | $1,432,000 | 7,117 |
| Net interest income | $1,591,000 | 7,172 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $247,000 | 6,886 |
| Gross Fiduciary activities income | $12,000 | 1,388 |
| Service charges on deposit accounts | $136,000 | 5,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $1,227,000 | 7,394 |
| Salaries and employee benefits | $691,000 | 7,238 |
| Premises and equipment expense | $148,000 | 7,555 |
| Additional noninterest expense | $388,000 | 7,239 |
| Pre-tax net operating income | $581,000 | 6,242 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $140,000 | 5,550 |
| Income before extraordinary items | $441,000 | 6,349 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $441,000 | 6,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $274,000 | 4,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $441,000 | 6,233 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 7,314 |
| Total interest expense | $1,588,000 | 6,990 |
| Net interest income | $1,509,000 | 7,458 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $260,000 | 6,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 5,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 5,899 |
| Total noninterest expense | $1,224,000 | 7,430 |
| Salaries and employee benefits | $676,000 | 7,310 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $404,000 | 7,117 |
| Pre-tax net operating income | $545,000 | 6,797 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $158,000 | 5,830 |
| Income before extraordinary items | $387,000 | 6,936 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $387,000 | 6,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $340,000 | 4,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $387,000 | 6,937 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 7,426 |
| Total interest expense | $1,450,000 | 7,099 |
| Net interest income | $1,513,000 | 7,560 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $239,000 | 7,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,493 |
| Total noninterest expense | $1,186,000 | 7,601 |
| Salaries and employee benefits | $656,000 | 7,457 |
| Premises and equipment expense | $137,000 | 7,887 |
| Additional noninterest expense | $393,000 | 7,332 |
| Pre-tax net operating income | $566,000 | 6,846 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $165,000 | 6,093 |
| Income before extraordinary items | $403,000 | 6,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $403,000 | 6,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $330,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $401,580 | 6,955 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 7,537 |
| Total interest expense | $1,463,000 | 7,275 |
| Net interest income | $1,531,000 | 7,618 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $269,000 | 6,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,944 |
| Total noninterest expense | $1,204,000 | 7,533 |
| Salaries and employee benefits | $682,000 | 7,293 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $370,000 | 7,474 |
| Pre-tax net operating income | $596,000 | 6,938 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $196,000 | 6,239 |
| Income before extraordinary items | $407,000 | 7,164 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $407,000 | 7,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,836 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $402,310 | 7,113 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 7,550 |
| Total interest expense | $1,557,000 | 7,220 |
| Net interest income | $1,611,000 | 7,746 |
| Provision for loan and lease losses | $187,000 | 3,587 |
| Total noninterest income | $270,000 | 6,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,034 |
| Total noninterest expense | $1,283,000 | 7,397 |
| Salaries and employee benefits | $599,000 | 7,923 |
| Premises and equipment expense | $187,000 | 7,075 |
| Additional noninterest expense | $497,000 | 6,523 |
| Pre-tax net operating income | $411,000 | 8,386 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $146,000 | 7,669 |
| Income before extraordinary items | $265,000 | 8,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $265,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,443 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $265,000 | 8,597 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 8,085 |
| Total interest expense | $1,431,000 | 7,755 |
| Net interest income | $1,497,000 | 8,272 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $243,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $1,145,000 | 8,177 |
| Salaries and employee benefits | $622,000 | 7,990 |
| Premises and equipment expense | $130,000 | 8,532 |
| Additional noninterest expense | $393,000 | 7,935 |
| Pre-tax net operating income | $595,000 | 7,446 |
| Securities gains (losses) | $-26,000 | 10,772 |
| Applicable income taxes | $196,000 | 7,198 |
| Income before extraordinary items | $373,000 | 7,839 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $373,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $390,160 | 7,646 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 8,715 |
| Total interest expense | $1,289,000 | 8,314 |
| Net interest income | $1,360,000 | 8,907 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $234,000 | 7,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $1,101,000 | 8,570 |
| Salaries and employee benefits | $569,000 | 8,570 |
| Premises and equipment expense | $128,000 | 8,845 |
| Additional noninterest expense | $404,000 | 8,150 |
| Pre-tax net operating income | $493,000 | 8,478 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $159,000 | 8,113 |
| Income before extraordinary items | $325,000 | 8,701 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $325,000 | 8,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,943 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $331,030 | 8,622 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 9,066 |
| Total interest expense | $1,047,000 | 8,494 |
| Net interest income | $1,368,000 | 9,254 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $1,091,000 | 9,017 |
| Salaries and employee benefits | $557,000 | 8,909 |
| Premises and equipment expense | $137,000 | 8,902 |
| Additional noninterest expense | $397,000 | 8,855 |
| Pre-tax net operating income | $496,000 | 8,677 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $160,000 | 8,112 |
| Income before extraordinary items | $323,000 | 8,903 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $323,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,294 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $331,710 | 8,863 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 9,426 |
| Total interest expense | $1,118,000 | 8,606 |
| Net interest income | $1,259,000 | 9,875 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $195,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,130,000 | 9,203 |
| Salaries and employee benefits | $506,000 | 9,610 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $489,000 | 8,336 |
| Pre-tax net operating income | $324,000 | 10,027 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $113,000 | 9,447 |
| Income before extraordinary items | $215,000 | 10,471 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $215,000 | 10,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 12,247 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $212,360 | 10,267 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,000 | 13,925 |
| Total interest expense | $8,000 | 13,887 |
| Net interest income | $14,000 | 13,901 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $6,000 | 13,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $4,000 | 13,928 |
| Salaries and employee benefits | $4,000 | 13,916 |
| Premises and equipment expense | $0 | 13,907 |
| Additional noninterest expense | $0 | 13,923 |
| Pre-tax net operating income | $16,000 | 12,614 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $4,000 | 12,540 |
| Income before extraordinary items | $12,000 | 12,827 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,000 | 12,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,000 | 12,589 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.