Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 6,885 |
| Total interest expense | $1,346,000 | 8,128 |
| Net interest income | $2,749,000 | 5,894 |
| Provision for loan and lease losses | $-20,000 | 11,467 |
| Total noninterest income | $923,000 | 3,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $798,000 | 1,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,525 |
| Total noninterest expense | $2,690,000 | 4,692 |
| Salaries and employee benefits | $1,336,000 | 4,765 |
| Premises and equipment expense | $315,000 | 5,426 |
| Additional noninterest expense | $1,039,000 | 4,217 |
| Pre-tax net operating income | $1,002,000 | 5,998 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $335,000 | 5,600 |
| Income before extraordinary items | $667,000 | 6,193 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $667,000 | 6,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $102,000 | 6,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $667,000 | 6,175 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 8,825 |
| Total interest expense | $902,000 | 9,122 |
| Net interest income | $1,647,000 | 8,464 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $1,250,000 | 2,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $787,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 3,103 |
| Total noninterest expense | $2,448,000 | 5,252 |
| Salaries and employee benefits | $1,050,000 | 5,849 |
| Premises and equipment expense | $289,000 | 5,879 |
| Additional noninterest expense | $1,109,000 | 4,333 |
| Pre-tax net operating income | $423,000 | 9,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $145,000 | 8,410 |
| Income before extraordinary items | $278,000 | 9,398 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $278,000 | 9,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $278,000 | 9,453 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 8,513 |
| Total interest expense | $905,000 | 9,527 |
| Net interest income | $1,984,000 | 7,727 |
| Provision for loan and lease losses | $-170,000 | 13,011 |
| Total noninterest income | $929,000 | 3,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $718,000 | 1,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,493 |
| Total noninterest expense | $2,104,000 | 6,082 |
| Salaries and employee benefits | $850,000 | 7,012 |
| Premises and equipment expense | $278,000 | 6,207 |
| Additional noninterest expense | $976,000 | 5,022 |
| Pre-tax net operating income | $979,000 | 5,978 |
| Securities gains (losses) | $557,000 | 833 |
| Applicable income taxes | $779,000 | 2,818 |
| Income before extraordinary items | $757,000 | 5,792 |
| Extraordinary gains, net | $258,000 | 811 |
| Net income | $1,015,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 12,096 |
| Cash dividends | $115,000 | 6,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $400,520 | 8,159 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 8,965 |
| Total interest expense | $1,231,000 | 9,493 |
| Net interest income | $1,772,000 | 8,431 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $854,000 | 3,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $708,000 | 1,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,738 |
| Total noninterest expense | $1,853,000 | 6,789 |
| Salaries and employee benefits | $733,000 | 7,752 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $854,000 | 5,770 |
| Pre-tax net operating income | $683,000 | 7,197 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $683,000 | 6,024 |
| Extraordinary gains, net | $10,000 | 1,339 |
| Net income | $693,000 | 6,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $683,000 | 5,686 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.