Home > First State Bank > Assets and Liabilities
First State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 201 | 840 |
| Assets and Liabilities | ||
| Total Assets: | $236,725,000 | 1,952 |
| Cash and due from depository institutions | $13,463,000 | 840 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $65,012,000 | 1,809 |
| Federal funds sold & reverse repurchase agreements | $33,000,000 | 476 |
| Net loans & leases | $114,708,000 | 2,423 |
| Loan loss allowance | $2,714,000 | 1,351 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,045,000 | 1,572 |
| Other real estate owned | $18,000 | 840 |
| Goodwill and other intangibles | $63,000 | 2,823 |
| All other assets | $5,416,000 | 1,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,725,000 | 1,952 |
| Total liabilities | $212,208,000 | 1,958 |
| Total deposits | $210,720,000 | 1,790 |
| Interest-bearing deposits | $151,320,000 | 2,143 |
| Deposits held in domestic offices | $210,720,000 | 1,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $296,000 | 4,439 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,192,000 | 3,052 |
| Total equity capital | $24,517,000 | 1,819 |
| Total bank equity capital | $24,517,000 | 1,819 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $5,336,000 | 2,680 |
| Undivided profits | $17,981,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $580,000 | 4,010 |
| Earning assets | $212,820,000 | 2,001 |
| Long-term assets (5+ years) | $10,734,000 | 4,562 |
| Average Assets, year-to-date | $227,325,800 | 1,932 |
| Average Assets, quarterly | $232,114,500 | 1,957 |
| Volatile liabilities | $12,816,000 | 4,249 |
| Insider loans | $264,000 | 6,689 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,308,000 | 4,076 |
| Tier 1 (core) risk-based capital | $24,326,000 | 1,717 |
| Tier 2 risk-based capital | $1,748,760 | 1,820 |
| Total risk weighted assets | $138,935,260 | 2,042 |
| Total unused commitments | $8,308,000 | 4,081 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 199 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $221,473,000 | 2,063 |
| Cash and due from depository institutions | $12,367,000 | 898 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $63,944,000 | 1,803 |
| Federal funds sold & reverse repurchase agreements | $21,400,000 | 621 |
| Net loans & leases | $113,197,000 | 2,449 |
| Loan loss allowance | $2,940,000 | 1,275 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,204,000 | 1,508 |
| Other real estate owned | $72,000 | 898 |
| Goodwill and other intangibles | $24,000 | 3,208 |
| All other assets | $5,265,000 | 1,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,473,000 | 2,063 |
| Total liabilities | $198,692,000 | 2,071 |
| Total deposits | $193,314,000 | 1,963 |
| Interest-bearing deposits | $142,193,000 | 2,278 |
| Deposits held in domestic offices | $193,314,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $344,000 | 4,253 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,034,000 | 995 |
| Total equity capital | $22,781,000 | 1,967 |
| Total bank equity capital | $22,781,000 | 1,967 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $5,336,000 | 2,625 |
| Undivided profits | $16,245,000 | 1,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 3,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $551,000 | 4,299 |
| Earning assets | $198,641,000 | 2,110 |
| Long-term assets (5+ years) | $6,707,000 | 5,298 |
| Average Assets, year-to-date | $216,327,200 | 2,006 |
| Average Assets, quarterly | $219,560,000 | 2,055 |
| Volatile liabilities | $10,509,000 | 4,846 |
| Insider loans | $216,000 | 7,326 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,759,000 | 4,053 |
| Tier 1 (core) risk-based capital | $22,701,000 | 1,868 |
| Tier 2 risk-based capital | $1,662,560 | 1,833 |
| Total risk weighted assets | $131,727,560 | 2,121 |
| Total unused commitments | $7,759,000 | 4,055 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 197 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $211,111,000 | 2,202 |
| Cash and due from depository institutions | $10,389,000 | 949 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $62,494,000 | 1,946 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 1,106 |
| Net loans & leases | $116,635,000 | 2,407 |
| Loan loss allowance | $2,926,000 | 1,359 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,859,000 | 1,642 |
| Other real estate owned | $41,000 | 949 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,993,000 | 1,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,111,000 | 2,202 |
| Total liabilities | $189,491,000 | 2,213 |
| Total deposits | $188,249,000 | 2,045 |
| Interest-bearing deposits | $142,103,000 | 2,349 |
| Deposits held in domestic offices | $188,249,000 | 2,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $323,000 | 4,247 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $919,000 | 3,764 |
| Total equity capital | $21,620,000 | 2,070 |
| Total bank equity capital | $21,620,000 | 2,070 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $5,336,000 | 2,689 |
| Undivided profits | $15,084,000 | 1,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 6,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $562,000 | 4,098 |
| Earning assets | $190,829,000 | 2,251 |
| Long-term assets (5+ years) | $3,665,000 | 6,610 |
| Average Assets, year-to-date | $211,354,400 | 2,128 |
| Average Assets, quarterly | $210,971,500 | 2,190 |
| Volatile liabilities | $10,005,000 | 4,866 |
| Insider loans | $177,000 | 7,948 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,487,000 | 3,503 |
| Tier 1 (core) risk-based capital | $21,621,000 | 1,999 |
| Tier 2 risk-based capital | $1,612,600 | 1,917 |
| Total risk weighted assets | $127,694,900 | 2,198 |
| Total unused commitments | $9,487,000 | 3,517 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 182 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $210,327,000 | 2,234 |
| Cash and due from depository institutions | $10,481,000 | 1,056 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $70,239,000 | 1,803 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,232 |
| Net loans & leases | $117,054,000 | 2,364 |
| Loan loss allowance | $2,849,000 | 1,437 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,655,000 | 1,663 |
| Other real estate owned | $69,000 | 1,056 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,729,000 | 1,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,327,000 | 2,234 |
| Total liabilities | $189,445,000 | 2,249 |
| Total deposits | $188,204,000 | 2,094 |
| Interest-bearing deposits | $145,420,000 | 2,331 |
| Deposits held in domestic offices | $188,204,000 | 2,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $258,000 | 3,891 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $983,000 | 3,683 |
| Total equity capital | $20,882,000 | 2,138 |
| Total bank equity capital | $20,882,000 | 2,138 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $5,336,000 | 2,695 |
| Undivided profits | $14,346,000 | 1,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $636,000 | 3,763 |
| Earning assets | $190,493,000 | 2,271 |
| Long-term assets (5+ years) | $4,933,000 | 5,826 |
| Average Assets, year-to-date | $206,066,200 | 2,206 |
| Average Assets, quarterly | $209,455,500 | 2,218 |
| Volatile liabilities | $10,491,000 | 4,428 |
| Insider loans | $336,000 | 6,736 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,763,000 | 3,561 |
| Tier 1 (core) risk-based capital | $20,818,000 | 2,049 |
| Tier 2 risk-based capital | $1,590,720 | 1,938 |
| Total risk weighted assets | $125,999,120 | 2,187 |
| Total unused commitments | $8,763,000 | 3,574 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 178 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $203,657,000 | 2,282 |
| Cash and due from depository institutions | $10,954,000 | 1,094 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $82,987,000 | 1,556 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $100,229,000 | 2,645 |
| Loan loss allowance | $2,868,000 | 1,449 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,482,000 | 1,664 |
| Other real estate owned | $63,000 | 1,094 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,842,000 | 1,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,657,000 | 2,282 |
| Total liabilities | $183,923,000 | 2,286 |
| Total deposits | $182,967,000 | 2,120 |
| Interest-bearing deposits | $142,155,000 | 2,348 |
| Deposits held in domestic offices | $182,967,000 | 2,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $198,000 | 4,423 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $758,000 | 3,765 |
| Total equity capital | $19,734,000 | 2,077 |
| Total bank equity capital | $19,734,000 | 2,077 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $2,536,000 | 4,681 |
| Undivided profits | $15,998,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $542,000 | 3,872 |
| Earning assets | $183,416,000 | 2,310 |
| Long-term assets (5+ years) | $5,642,000 | 5,670 |
| Average Assets, year-to-date | $201,479,800 | 2,236 |
| Average Assets, quarterly | $203,182,000 | 2,259 |
| Volatile liabilities | $9,863,000 | 4,392 |
| Insider loans | $450,000 | 6,009 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,587,000 | 3,789 |
| Tier 1 (core) risk-based capital | $19,781,000 | 2,074 |
| Tier 2 risk-based capital | $1,370,710 | 2,188 |
| Total risk weighted assets | $108,159,410 | 2,460 |
| Total unused commitments | $7,587,000 | 3,796 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 167 | 1,236 |
| Assets and Liabilities | ||
| Total Assets: | $196,265,000 | 2,374 |
| Cash and due from depository institutions | $8,375,000 | 1,236 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $81,742,000 | 1,694 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,611 |
| Net loans & leases | $89,035,000 | 2,866 |
| Loan loss allowance | $2,795,000 | 1,568 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,025,000 | 1,793 |
| Other real estate owned | $201,000 | 1,236 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,287,000 | 1,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,265,000 | 2,374 |
| Total liabilities | $178,110,000 | 2,387 |
| Total deposits | $177,338,000 | 2,242 |
| Interest-bearing deposits | $142,076,000 | 2,431 |
| Deposits held in domestic offices | $177,338,000 | 2,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $111,000 | 4,333 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $661,000 | 4,345 |
| Total equity capital | $18,155,000 | 2,224 |
| Total bank equity capital | $18,155,000 | 2,224 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $2,536,000 | 4,643 |
| Undivided profits | $14,419,000 | 1,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 7,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $460,000 | 4,066 |
| Earning assets | $179,377,000 | 2,378 |
| Long-term assets (5+ years) | $6,354,000 | 5,719 |
| Average Assets, year-to-date | $184,088,000 | 2,453 |
| Average Assets, quarterly | $192,236,000 | 2,406 |
| Volatile liabilities | $11,288,000 | 3,757 |
| Insider loans | $147,000 | 9,023 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,375,000 | 4,206 |
| Tier 1 (core) risk-based capital | $18,155,000 | 2,150 |
| Tier 2 risk-based capital | $1,230,820 | 2,382 |
| Total risk weighted assets | $96,901,720 | 2,689 |
| Total unused commitments | $6,375,000 | 4,232 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 146 | 1,498 |
| Assets and Liabilities | ||
| Total Assets: | $177,018,000 | 2,688 |
| Cash and due from depository institutions | $6,534,000 | 1,498 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $70,135,000 | 1,918 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,574 |
| Net loans & leases | $87,941,000 | 2,982 |
| Loan loss allowance | $2,812,000 | 1,607 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,150,000 | 2,340 |
| Other real estate owned | $842,000 | 1,498 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,916,000 | 2,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,018,000 | 2,688 |
| Total liabilities | $160,559,000 | 2,700 |
| Total deposits | $159,592,000 | 2,580 |
| Interest-bearing deposits | $129,246,000 | 2,790 |
| Deposits held in domestic offices | $159,592,000 | 2,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $224,000 | 3,815 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $743,000 | 4,171 |
| Total equity capital | $16,459,000 | 2,333 |
| Total bank equity capital | $16,459,000 | 2,333 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $2,536,000 | 4,575 |
| Undivided profits | $12,723,000 | 1,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 6,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $507,000 | 4,022 |
| Earning assets | $162,576,000 | 2,666 |
| Long-term assets (5+ years) | $4,280,000 | 6,959 |
| Average Assets, year-to-date | $172,757,400 | 2,667 |
| Average Assets, quarterly | $176,382,000 | 2,665 |
| Volatile liabilities | $10,801,000 | 3,885 |
| Insider loans | $36,000 | 7,670 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,342,000 | 3,981 |
| Tier 1 (core) risk-based capital | $16,459,000 | 2,276 |
| Tier 2 risk-based capital | $1,208,210 | 2,465 |
| Total risk weighted assets | $95,052,710 | 2,796 |
| Total unused commitments | $6,342,000 | 4,003 |
| Derivatives | $0 | 651 |