Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 10,272 |
| Total interest expense | $418,000 | 10,301 |
| Net interest income | $617,000 | 10,147 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $101,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $403,000 | 10,462 |
| Salaries and employee benefits | $192,000 | 10,576 |
| Premises and equipment expense | $66,000 | 9,815 |
| Additional noninterest expense | $145,000 | 10,058 |
| Pre-tax net operating income | $314,000 | 8,920 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $79,000 | 8,756 |
| Income before extraordinary items | $237,000 | 8,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $237,000 | 8,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $235,500 | 8,840 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 10,830 |
| Total interest expense | $392,000 | 10,893 |
| Net interest income | $601,000 | 10,656 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $109,000 | 9,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $399,000 | 10,970 |
| Salaries and employee benefits | $187,000 | 11,081 |
| Premises and equipment expense | $63,000 | 10,274 |
| Additional noninterest expense | $149,000 | 10,555 |
| Pre-tax net operating income | $306,000 | 9,091 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $75,000 | 9,249 |
| Income before extraordinary items | $231,000 | 8,992 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $231,000 | 8,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $231,000 | 8,932 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 11,243 |
| Total interest expense | $370,000 | 11,410 |
| Net interest income | $650,000 | 10,973 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $394,000 | 11,445 |
| Salaries and employee benefits | $178,000 | 11,607 |
| Premises and equipment expense | $58,000 | 10,852 |
| Additional noninterest expense | $158,000 | 10,957 |
| Pre-tax net operating income | $373,000 | 9,239 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $103,000 | 9,125 |
| Income before extraordinary items | $269,000 | 9,239 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $269,000 | 9,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $269,720 | 9,204 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 12,114 |
| Total interest expense | $253,000 | 12,200 |
| Net interest income | $508,000 | 11,978 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $107,000 | 10,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $395,000 | 12,061 |
| Salaries and employee benefits | $172,000 | 12,241 |
| Premises and equipment expense | $64,000 | 11,169 |
| Additional noninterest expense | $159,000 | 11,681 |
| Pre-tax net operating income | $220,000 | 10,738 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $180,000 | 10,500 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $180,000 | 10,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $180,000 | 10,542 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 12,780 |
| Total interest expense | $242,000 | 12,862 |
| Net interest income | $479,000 | 12,608 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $117,000 | 10,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $377,000 | 12,735 |
| Salaries and employee benefits | $173,000 | 12,837 |
| Premises and equipment expense | $60,000 | 11,855 |
| Additional noninterest expense | $144,000 | 12,499 |
| Pre-tax net operating income | $219,000 | 10,880 |
| Securities gains (losses) | $-86,000 | 13,161 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $128,000 | 11,484 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $128,000 | 11,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $210,560 | 10,295 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 13,264 |
| Total interest expense | $326,000 | 13,411 |
| Net interest income | $530,000 | 12,968 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $123,000 | 11,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $385,000 | 13,240 |
| Salaries and employee benefits | $193,000 | 13,232 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $144,000 | 13,046 |
| Pre-tax net operating income | $239,000 | 10,711 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $46,000 | 11,363 |
| Income before extraordinary items | $193,000 | 10,690 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $193,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $193,000 | 10,356 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.