Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,833,000 | 2,982 |
| Total interest expense | $2,788,000 | 2,686 |
| Net interest income | $5,045,000 | 3,126 |
| Provision for loan and lease losses | $300,000 | 2,192 |
| Total noninterest income | $526,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $189,000 | 4,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $337,000 | 3,592 |
| Total noninterest expense | $2,773,000 | 4,074 |
| Salaries and employee benefits | $1,537,000 | 4,018 |
| Premises and equipment expense | $394,000 | 4,009 |
| Additional noninterest expense | $842,000 | 4,024 |
| Pre-tax net operating income | $2,498,000 | 2,572 |
| Securities gains (losses) | $-8,000 | 7,835 |
| Applicable income taxes | $883,000 | 2,055 |
| Income before extraordinary items | $1,607,000 | 2,967 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,607,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $168,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,612,200 | 2,917 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 2,971 |
| Total interest expense | $1,805,000 | 2,628 |
| Net interest income | $3,321,000 | 3,129 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $352,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $124,000 | 4,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $228,000 | 3,531 |
| Total noninterest expense | $1,863,000 | 4,030 |
| Salaries and employee benefits | $1,051,000 | 3,927 |
| Premises and equipment expense | $276,000 | 3,862 |
| Additional noninterest expense | $536,000 | 4,132 |
| Pre-tax net operating income | $1,570,000 | 2,663 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $577,000 | 2,064 |
| Income before extraordinary items | $986,000 | 3,126 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $986,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $70,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $990,480 | 3,074 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 3,023 |
| Total interest expense | $861,000 | 2,633 |
| Net interest income | $1,608,000 | 3,214 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $160,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,720 |
| Total noninterest expense | $909,000 | 4,132 |
| Salaries and employee benefits | $487,000 | 4,172 |
| Premises and equipment expense | $126,000 | 4,172 |
| Additional noninterest expense | $296,000 | 3,846 |
| Pre-tax net operating income | $709,000 | 2,827 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $251,000 | 2,265 |
| Income before extraordinary items | $458,000 | 3,264 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $458,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $35,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $458,000 | 3,224 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,255,000 | 3,031 |
| Total interest expense | $3,056,000 | 2,591 |
| Net interest income | $6,199,000 | 3,207 |
| Provision for loan and lease losses | $500,000 | 1,952 |
| Total noninterest income | $605,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $234,000 | 4,881 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $371,000 | 3,853 |
| Total noninterest expense | $3,872,000 | 3,869 |
| Salaries and employee benefits | $2,143,000 | 3,766 |
| Premises and equipment expense | $504,000 | 4,066 |
| Additional noninterest expense | $1,225,000 | 3,675 |
| Pre-tax net operating income | $2,432,000 | 3,073 |
| Securities gains (losses) | $64,000 | 1,554 |
| Applicable income taxes | $873,000 | 2,382 |
| Income before extraordinary items | $1,623,000 | 3,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,623,000 | 3,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,396 |
| Cash dividends | $168,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,581,400 | 3,425 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,747,000 | 3,079 |
| Total interest expense | $2,208,000 | 2,625 |
| Net interest income | $4,539,000 | 3,255 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $458,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $172,000 | 4,967 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $286,000 | 3,822 |
| Total noninterest expense | $2,741,000 | 3,990 |
| Salaries and employee benefits | $1,445,000 | 4,080 |
| Premises and equipment expense | $367,000 | 4,143 |
| Additional noninterest expense | $929,000 | 3,620 |
| Pre-tax net operating income | $1,881,000 | 3,037 |
| Securities gains (losses) | $63,000 | 1,486 |
| Applicable income taxes | $672,000 | 2,386 |
| Income before extraordinary items | $1,272,000 | 3,396 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,272,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $168,000 | 4,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,231,050 | 3,393 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 3,172 |
| Total interest expense | $1,414,000 | 2,702 |
| Net interest income | $2,908,000 | 3,346 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $305,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $109,000 | 5,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 3,779 |
| Total noninterest expense | $1,832,000 | 4,025 |
| Salaries and employee benefits | $993,000 | 4,001 |
| Premises and equipment expense | $251,000 | 4,062 |
| Additional noninterest expense | $588,000 | 3,805 |
| Pre-tax net operating income | $1,081,000 | 3,351 |
| Securities gains (losses) | $42,000 | 1,561 |
| Applicable income taxes | $381,000 | 2,647 |
| Income before extraordinary items | $742,000 | 3,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $742,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,646 |
| Cash dividends | $70,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $714,280 | 3,716 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 3,249 |
| Total interest expense | $698,000 | 2,755 |
| Net interest income | $1,402,000 | 3,443 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $143,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $91,000 | 3,909 |
| Total noninterest expense | $911,000 | 4,051 |
| Salaries and employee benefits | $489,000 | 4,082 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $310,000 | 3,648 |
| Pre-tax net operating income | $484,000 | 3,612 |
| Securities gains (losses) | $41,000 | 1,311 |
| Applicable income taxes | $176,000 | 2,798 |
| Income before extraordinary items | $349,000 | 3,858 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $349,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $35,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $321,940 | 3,945 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,675,000 | 3,199 |
| Total interest expense | $3,010,000 | 2,857 |
| Net interest income | $5,665,000 | 3,340 |
| Provision for loan and lease losses | $760,000 | 1,526 |
| Total noninterest income | $654,000 | 4,735 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $259,000 | 4,671 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $395,000 | 4,000 |
| Total noninterest expense | $3,257,000 | 4,360 |
| Salaries and employee benefits | $1,859,000 | 4,159 |
| Premises and equipment expense | $352,000 | 5,142 |
| Additional noninterest expense | $1,046,000 | 4,128 |
| Pre-tax net operating income | $2,302,000 | 3,073 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $796,000 | 2,540 |
| Income before extraordinary items | $1,510,000 | 3,542 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,510,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,791 |
| Cash dividends | $125,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,507,400 | 3,394 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 3,258 |
| Total interest expense | $2,274,000 | 2,925 |
| Net interest income | $4,204,000 | 3,387 |
| Provision for loan and lease losses | $410,000 | 1,983 |
| Total noninterest income | $487,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $196,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 4,095 |
| Total noninterest expense | $2,360,000 | 4,454 |
| Salaries and employee benefits | $1,255,000 | 4,471 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $846,000 | 3,904 |
| Pre-tax net operating income | $1,921,000 | 2,929 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $656,000 | 2,495 |
| Income before extraordinary items | $1,269,000 | 3,352 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,269,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,037 |
| Cash dividends | $125,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,266,360 | 3,192 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 3,300 |
| Total interest expense | $1,518,000 | 3,010 |
| Net interest income | $2,776,000 | 3,403 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $334,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $204,000 | 3,997 |
| Total noninterest expense | $1,614,000 | 4,360 |
| Salaries and employee benefits | $878,000 | 4,323 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $552,000 | 3,944 |
| Pre-tax net operating income | $1,246,000 | 2,992 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $421,000 | 2,601 |
| Income before extraordinary items | $829,000 | 3,418 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $829,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,819 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $826,360 | 3,242 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 3,333 |
| Total interest expense | $764,000 | 3,066 |
| Net interest income | $1,379,000 | 3,405 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $190,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 4,513 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $124,000 | 3,547 |
| Total noninterest expense | $762,000 | 4,519 |
| Salaries and employee benefits | $412,000 | 4,532 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $257,000 | 4,121 |
| Pre-tax net operating income | $732,000 | 2,648 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $250,000 | 2,320 |
| Income before extraordinary items | $484,000 | 3,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $482,680 | 2,892 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,718,000 | 3,763 |
| Total interest expense | $3,197,000 | 3,352 |
| Net interest income | $4,521,000 | 3,974 |
| Provision for loan and lease losses | $315,000 | 3,321 |
| Total noninterest income | $671,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $251,000 | 4,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $420,000 | 3,616 |
| Total noninterest expense | $2,793,000 | 4,692 |
| Salaries and employee benefits | $1,614,000 | 4,431 |
| Premises and equipment expense | $319,000 | 5,371 |
| Additional noninterest expense | $860,000 | 4,682 |
| Pre-tax net operating income | $2,084,000 | 3,334 |
| Securities gains (losses) | $-2,000 | 8,714 |
| Applicable income taxes | $650,000 | 2,981 |
| Income before extraordinary items | $1,432,000 | 3,616 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,432,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 2,056 |
| Cash dividends | $285,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,433,380 | 3,513 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 4,310 |
| Total interest expense | $3,527,000 | 4,183 |
| Net interest income | $3,742,000 | 4,350 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $578,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $244,000 | 4,701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $334,000 | 3,892 |
| Total noninterest expense | $2,629,000 | 4,791 |
| Salaries and employee benefits | $1,479,000 | 4,567 |
| Premises and equipment expense | $384,000 | 4,725 |
| Additional noninterest expense | $766,000 | 4,937 |
| Pre-tax net operating income | $1,511,000 | 3,842 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $444,000 | 3,528 |
| Income before extraordinary items | $1,063,000 | 4,113 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,063,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,513 |
| Cash dividends | $205,000 | 4,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,065,840 | 3,986 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,876,000 | 4,655 |
| Total interest expense | $3,269,000 | 4,618 |
| Net interest income | $3,607,000 | 4,506 |
| Provision for loan and lease losses | $260,000 | 3,149 |
| Total noninterest income | $514,000 | 4,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 4,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,885 |
| Total noninterest expense | $2,308,000 | 5,144 |
| Salaries and employee benefits | $1,332,000 | 4,813 |
| Premises and equipment expense | $289,000 | 5,539 |
| Additional noninterest expense | $687,000 | 5,248 |
| Pre-tax net operating income | $1,553,000 | 3,981 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $474,000 | 3,600 |
| Income before extraordinary items | $1,079,000 | 4,168 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,079,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $293,000 | 4,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,079,000 | 4,168 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 4,920 |
| Total interest expense | $2,698,000 | 4,972 |
| Net interest income | $3,353,000 | 4,780 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $487,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,136 |
| Total noninterest expense | $1,968,000 | 5,749 |
| Salaries and employee benefits | $1,150,000 | 5,332 |
| Premises and equipment expense | $253,000 | 5,997 |
| Additional noninterest expense | $565,000 | 6,057 |
| Pre-tax net operating income | $1,692,000 | 3,785 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $533,000 | 3,493 |
| Income before extraordinary items | $1,160,000 | 3,982 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,160,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,615 |
| Cash dividends | $220,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,159,310 | 3,951 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 5,457 |
| Total interest expense | $2,307,000 | 5,649 |
| Net interest income | $2,982,000 | 5,153 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $377,000 | 5,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,451 |
| Total noninterest expense | $1,866,000 | 5,849 |
| Salaries and employee benefits | $1,055,000 | 5,570 |
| Premises and equipment expense | $223,000 | 6,369 |
| Additional noninterest expense | $588,000 | 5,832 |
| Pre-tax net operating income | $1,373,000 | 4,454 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $449,000 | 4,130 |
| Income before extraordinary items | $931,000 | 4,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $931,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $483,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $926,310 | 4,648 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 6,003 |
| Total interest expense | $2,019,000 | 6,230 |
| Net interest income | $2,728,000 | 5,707 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $361,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,566 |
| Total noninterest expense | $1,749,000 | 6,179 |
| Salaries and employee benefits | $992,000 | 5,901 |
| Premises and equipment expense | $230,000 | 6,349 |
| Additional noninterest expense | $527,000 | 6,295 |
| Pre-tax net operating income | $1,220,000 | 5,191 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $394,000 | 4,924 |
| Income before extraordinary items | $826,000 | 5,353 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $826,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $603,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $826,000 | 5,299 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 6,433 |
| Total interest expense | $1,814,000 | 6,816 |
| Net interest income | $2,657,000 | 5,951 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $393,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,730 |
| Total noninterest expense | $1,659,000 | 6,697 |
| Salaries and employee benefits | $950,000 | 6,221 |
| Premises and equipment expense | $203,000 | 6,979 |
| Additional noninterest expense | $506,000 | 7,006 |
| Pre-tax net operating income | $1,266,000 | 4,933 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $427,000 | 4,689 |
| Income before extraordinary items | $839,000 | 5,120 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $839,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $445,000 | 3,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $839,000 | 5,064 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 6,726 |
| Total interest expense | $1,618,000 | 7,362 |
| Net interest income | $2,655,000 | 6,035 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $368,000 | 6,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 4,990 |
| Total noninterest expense | $1,631,000 | 6,891 |
| Salaries and employee benefits | $920,000 | 6,459 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $1,352,000 | 4,822 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $469,000 | 4,396 |
| Income before extraordinary items | $867,000 | 5,136 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $867,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $458,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $877,400 | 5,076 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 7,160 |
| Total interest expense | $1,236,000 | 7,763 |
| Net interest income | $2,388,000 | 6,683 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $364,000 | 6,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,136 |
| Total noninterest expense | $1,420,000 | 7,852 |
| Salaries and employee benefits | $812,000 | 7,138 |
| Premises and equipment expense | $115,000 | 9,543 |
| Additional noninterest expense | $493,000 | 7,914 |
| Pre-tax net operating income | $1,332,000 | 4,849 |
| Securities gains (losses) | $-55,000 | 11,109 |
| Applicable income taxes | $410,000 | 4,680 |
| Income before extraordinary items | $867,000 | 5,047 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $867,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $152,000 | 6,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $904,400 | 4,956 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 8,050 |
| Total interest expense | $1,087,000 | 8,741 |
| Net interest income | $2,090,000 | 7,440 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $299,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,332 |
| Total noninterest expense | $1,206,000 | 8,870 |
| Salaries and employee benefits | $679,000 | 8,143 |
| Premises and equipment expense | $100,000 | 10,444 |
| Additional noninterest expense | $427,000 | 8,960 |
| Pre-tax net operating income | $1,123,000 | 5,435 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $396,000 | 5,044 |
| Income before extraordinary items | $727,000 | 5,949 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $727,000 | 6,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 12,756 |
| Cash dividends | $151,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $727,000 | 5,683 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 9,106 |
| Total interest expense | $1,127,000 | 9,876 |
| Net interest income | $1,805,000 | 8,328 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $313,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 6,009 |
| Total noninterest expense | $1,123,000 | 9,399 |
| Salaries and employee benefits | $610,000 | 8,721 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $405,000 | 9,500 |
| Pre-tax net operating income | $875,000 | 6,221 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $307,000 | 5,840 |
| Income before extraordinary items | $568,000 | 6,792 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $568,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $270,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $568,000 | 6,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.