Home > First Springfield Bank & Trust > Income and Expense

First Springfield Bank & Trust, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$2,550,0008,634
Total interest expense$1,293,0008,127
Net interest income$1,257,0008,877
Provision for loan and lease losses$2,0008,964
Total noninterest income$152,0008,980
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$81,0007,959
Trading account gains and feesNANA
Additional Noninterest Income$71,0008,053
Total noninterest expense$871,0009,160
Salaries and employee benefits$403,0009,584
Premises and equipment expense$156,0007,919
Additional noninterest expense$312,0008,741
Pre-tax net operating income$536,0007,745
Securities gains (losses)$04,148
Applicable income taxes$184,0007,383
Income before extraordinary items$352,0007,990
Extraordinary gains, net$053
Net income$352,0007,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$352,0007,929
1995-12-31 (YTD Data)Rank
Total interest income$2,050,0009,633
Total interest expense$920,0009,549
Net interest income$1,130,0009,540
Provision for loan and lease losses$08,958
Total noninterest income$173,0008,913
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$84,0008,206
Trading account gains and feesNANA
Additional Noninterest Income$89,0007,598
Total noninterest expense$834,0009,629
Salaries and employee benefits$420,0009,794
Premises and equipment expense$134,0008,673
Additional noninterest expense$280,0009,487
Pre-tax net operating income$469,0008,626
Securities gains (losses)$03,831
Applicable income taxes$157,0008,143
Income before extraordinary items$312,0008,815
Extraordinary gains, net$065
Net income$312,0008,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$240,0005,079
Sale, conversion, retirement of capital stock, net$0809
Net operating income$312,0008,771
1994-12-31 (YTD Data)Rank
Total interest income$1,715,00010,328
Total interest expense$632,00010,445
Net interest income$1,083,00010,129
Provision for loan and lease losses$3,0008,961
Total noninterest income$133,00010,059
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0008,860
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,142
Total noninterest expense$723,00010,604
Salaries and employee benefits$353,00010,701
Premises and equipment expense$87,00010,436
Additional noninterest expense$283,00010,151
Pre-tax net operating income$490,0008,727
Securities gains (losses)$03,600
Applicable income taxes$165,0008,021
Income before extraordinary items$325,0008,874
Extraordinary gains, net$0249
Net income$325,0008,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,00012,169
Cash dividends$240,0005,038
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$325,0008,922
1993-12-31 (YTD Data)Rank
Total interest income$1,686,00010,836
Total interest expense$614,00011,060
Net interest income$1,072,00010,520
Provision for loan and lease losses$-7,00012,476
Total noninterest income$141,00010,393
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0009,272
Trading account gains and feesNANA
Additional Noninterest Income$69,0009,126
Total noninterest expense$667,00011,317
Salaries and employee benefits$333,00011,329
Premises and equipment expense$67,00011,617
Additional noninterest expense$267,00010,864
Pre-tax net operating income$553,0008,277
Securities gains (losses)$07,477
Applicable income taxes$188,0007,851
Income before extraordinary items$365,0008,794
Extraordinary gains, net$03,149
Net income$365,0008,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00011,543
Cash dividends$150,0006,064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$365,0008,527
1992-12-31 (YTD Data)Rank
Total interest income$1,776,00011,360
Total interest expense$811,00011,274
Net interest income$965,00011,227
Provision for loan and lease losses$1,00011,714
Total noninterest income$130,00010,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0009,807
Trading account gains and feesNANA
Additional Noninterest Income$67,0009,442
Total noninterest expense$623,00011,923
Salaries and employee benefits$278,00012,266
Premises and equipment expense$79,00011,525
Additional noninterest expense$266,00011,332
Pre-tax net operating income$471,0008,627
Securities gains (losses)$08,369
Applicable income taxes$160,0008,377
Income before extraordinary items$311,0009,155
Extraordinary gains, net$01,422
Net income$311,0009,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$111,0006,367
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$311,0008,788

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.