Home > First Southwest Bank > Income and Expense
First Southwest Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 8,046 |
| Total interest expense | $1,185,000 | 7,833 |
| Net interest income | $1,186,000 | 8,099 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $169,000 | 7,634 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $19,000 | 8,999 |
| Total noninterest expense | $830,000 | 8,476 |
| Salaries and employee benefits | $432,000 | 8,589 |
| Premises and equipment expense | $109,000 | 8,292 |
| Additional noninterest expense | $289,000 | 8,026 |
| Pre-tax net operating income | $525,000 | 6,879 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $214,000 | 5,271 |
| Income before extraordinary items | $320,000 | 7,352 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $320,000 | 7,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $590,000 | 521 |
| Net operating income | $314,240 | 7,388 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,080,000 | 3,511 |
| Total interest expense | $4,273,000 | 3,389 |
| Net interest income | $4,807,000 | 3,576 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $708,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $612,000 | 2,176 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $3,650,000 | 3,584 |
| Salaries and employee benefits | $2,001,000 | 3,440 |
| Premises and equipment expense | $417,000 | 4,385 |
| Additional noninterest expense | $1,232,000 | 3,350 |
| Pre-tax net operating income | $1,865,000 | 3,514 |
| Securities gains (losses) | $33,000 | 1,148 |
| Applicable income taxes | $578,000 | 3,302 |
| Income before extraordinary items | $1,320,000 | 3,597 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,320,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 10,067 |
| Cash dividends | $330,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 980 |
| Net operating income | $1,296,900 | 3,611 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,950,000 | 3,550 |
| Total interest expense | $4,524,000 | 3,285 |
| Net interest income | $4,426,000 | 3,779 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $742,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $603,000 | 2,125 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $139,000 | 5,872 |
| Total noninterest expense | $3,595,000 | 3,532 |
| Salaries and employee benefits | $1,882,000 | 3,529 |
| Premises and equipment expense | $441,000 | 4,092 |
| Additional noninterest expense | $1,272,000 | 3,209 |
| Pre-tax net operating income | $1,498,000 | 4,191 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $468,000 | 4,019 |
| Income before extraordinary items | $1,063,000 | 4,296 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,063,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,207 |
| Cash dividends | $355,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,040,230 | 4,280 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 3,715 |
| Total interest expense | $4,191,000 | 3,507 |
| Net interest income | $4,424,000 | 3,859 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $782,000 | 3,640 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $570,000 | 2,299 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $211,000 | 4,840 |
| Total noninterest expense | $3,432,000 | 3,667 |
| Salaries and employee benefits | $1,833,000 | 3,573 |
| Premises and equipment expense | $387,000 | 4,556 |
| Additional noninterest expense | $1,212,000 | 3,330 |
| Pre-tax net operating income | $1,574,000 | 4,299 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $523,000 | 4,079 |
| Income before extraordinary items | $1,058,000 | 4,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,058,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,008 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,053,310 | 4,455 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,439,000 | 3,833 |
| Total interest expense | $4,211,000 | 3,538 |
| Net interest income | $4,228,000 | 4,113 |
| Provision for loan and lease losses | $500,000 | 1,732 |
| Total noninterest income | $789,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $564,000 | 2,414 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $225,000 | 4,864 |
| Total noninterest expense | $3,261,000 | 4,037 |
| Salaries and employee benefits | $1,691,000 | 3,870 |
| Premises and equipment expense | $407,000 | 4,474 |
| Additional noninterest expense | $1,163,000 | 3,886 |
| Pre-tax net operating income | $1,256,000 | 4,962 |
| Securities gains (losses) | $137,000 | 830 |
| Applicable income taxes | $415,000 | 4,786 |
| Income before extraordinary items | $978,000 | 4,593 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $978,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,487 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $882,100 | 4,894 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,263,000 | 3,526 |
| Total interest expense | $4,966,000 | 3,045 |
| Net interest income | $4,297,000 | 4,067 |
| Provision for loan and lease losses | $900,000 | 1,018 |
| Total noninterest income | $634,000 | 4,402 |
| Gross Fiduciary activities income | $1,000 | 1,568 |
| Service charges on deposit accounts | $555,000 | 2,435 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $4,370,000 | 3,070 |
| Salaries and employee benefits | $1,785,000 | 3,675 |
| Premises and equipment expense | $449,000 | 4,121 |
| Additional noninterest expense | $2,136,000 | 2,280 |
| Pre-tax net operating income | $-339,000 | 11,744 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $-173,000 | 11,778 |
| Income before extraordinary items | $-152,000 | 11,647 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-152,000 | 11,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,124,000 | 819 |
| Cash dividends | $260,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-160,960 | 11,642 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,663,000 | 3,460 |
| Total interest expense | $3,965,000 | 3,081 |
| Net interest income | $4,698,000 | 3,770 |
| Provision for loan and lease losses | $625,000 | 1,295 |
| Total noninterest income | $700,000 | 4,122 |
| Gross Fiduciary activities income | $1,000 | 1,574 |
| Service charges on deposit accounts | $591,000 | 2,308 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $3,792,000 | 3,585 |
| Salaries and employee benefits | $1,871,000 | 3,489 |
| Premises and equipment expense | $434,000 | 4,292 |
| Additional noninterest expense | $1,487,000 | 3,322 |
| Pre-tax net operating income | $981,000 | 6,045 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $270,000 | 6,252 |
| Income before extraordinary items | $695,000 | 5,946 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $695,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,222 |
| Cash dividends | $205,000 | 5,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $706,520 | 5,933 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,073,000 | 3,394 |
| Total interest expense | $3,904,000 | 3,233 |
| Net interest income | $5,176,000 | 3,458 |
| Provision for loan and lease losses | $2,120,000 | 776 |
| Total noninterest income | $1,042,000 | 3,240 |
| Gross Fiduciary activities income | $9,000 | 1,510 |
| Service charges on deposit accounts | $520,000 | 2,678 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $513,000 | 3,223 |
| Total noninterest expense | $3,930,000 | 3,549 |
| Salaries and employee benefits | $1,978,000 | 3,320 |
| Premises and equipment expense | $437,000 | 4,363 |
| Additional noninterest expense | $1,515,000 | 3,475 |
| Pre-tax net operating income | $161,000 | 11,396 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $-3,000 | 12,743 |
| Income before extraordinary items | $214,000 | 10,485 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $214,000 | 10,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,287,000 | 673 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $164,000 | 10,829 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,643,000 | 3,289 |
| Total interest expense | $5,310,000 | 3,118 |
| Net interest income | $5,333,000 | 3,421 |
| Provision for loan and lease losses | $2,550,000 | 953 |
| Total noninterest income | $676,000 | 4,530 |
| Gross Fiduciary activities income | $13,000 | 1,525 |
| Service charges on deposit accounts | $556,000 | 2,475 |
| Trading account gains and fees | $-82,000 | 5,264 |
| Additional Noninterest Income | $189,000 | 5,859 |
| Total noninterest expense | $3,989,000 | 3,511 |
| Salaries and employee benefits | $1,858,000 | 3,432 |
| Premises and equipment expense | $439,000 | 4,443 |
| Additional noninterest expense | $1,692,000 | 3,227 |
| Pre-tax net operating income | $-530,000 | 13,307 |
| Securities gains (losses) | $1,288,000 | 542 |
| Applicable income taxes | $161,000 | 8,355 |
| Income before extraordinary items | $597,000 | 6,602 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $597,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,776,000 | 1,047 |
| Cash dividends | $445,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-420,520 | 13,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.