Home > First Southwest Bank > Income and Expense
First Southwest Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 7,191 |
| Total interest expense | $1,472,000 | 7,249 |
| Net interest income | $1,811,000 | 7,024 |
| Provision for loan and lease losses | $236,000 | 3,164 |
| Total noninterest income | $429,000 | 5,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,498 |
| Total noninterest expense | $1,536,000 | 6,584 |
| Salaries and employee benefits | $635,000 | 7,561 |
| Premises and equipment expense | $173,000 | 7,183 |
| Additional noninterest expense | $728,000 | 5,006 |
| Pre-tax net operating income | $468,000 | 7,540 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $159,000 | 6,730 |
| Income before extraordinary items | $309,000 | 7,811 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $309,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $309,000 | 7,734 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 10,789 |
| Total interest expense | $144,000 | 10,735 |
| Net interest income | $177,000 | 10,799 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $9,000 | 10,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 9,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $118,000 | 10,881 |
| Salaries and employee benefits | $57,000 | 10,873 |
| Premises and equipment expense | $12,000 | 10,837 |
| Additional noninterest expense | $49,000 | 10,830 |
| Pre-tax net operating income | $60,000 | 10,211 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $12,000 | 9,872 |
| Income before extraordinary items | $48,000 | 10,249 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $48,000 | 10,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 310 |
| Net operating income | $48,000 | 10,214 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.