Home > First Southern Savings Bank, S.S.B > Assets and Liabilities
First Southern Savings Bank, S.S.B, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 99 | 2,029 |
Assets and Liabilities | ||
Total Assets: | $316,598,000 | 1,458 |
Cash and due from depository institutions | $4,092,000 | 2,029 |
Interest-bearing balances | $806,000 | 2,682 |
Securities | $70,958,000 | 1,857 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $230,484,000 | 1,240 |
Loan loss allowance | $2,017,000 | 1,951 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $3,195,000 | 2,322 |
Other real estate owned | $766,000 | 2,029 |
Goodwill and other intangibles | $2,864,000 | 645 |
All other assets | $4,239,000 | 1,950 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $316,598,000 | 1,458 |
Total liabilities | $282,119,000 | 1,498 |
Total deposits | $257,531,000 | 1,472 |
Interest-bearing deposits | $246,777,000 | 1,331 |
Deposits held in domestic offices | $257,531,000 | 1,462 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,130,000 | 2,585 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $19,749,000 | 901 |
Subordinated debt | $0 | 372 |
All other liabilities | $2,709,000 | 1,412 |
Total equity capital | $34,479,000 | 1,202 |
Total bank equity capital | $34,479,000 | 1,202 |
Perpetual preferred stock | $0 | 310 |
Common stock | $9,054,000 | 426 |
Surplus | $0 | 11,565 |
Undivided profits | $25,425,000 | 925 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $994,000 | 2,640 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $1,369,000 | 1,418 |
Earning assets | $302,248,000 | 1,401 |
Long-term assets (5+ years) | $130,301,000 | 542 |
Average Assets, year-to-date | $310,035,400 | 1,454 |
Average Assets, quarterly | $314,892,000 | 1,455 |
Volatile liabilities | $42,192,000 | 1,407 |
Insider loans | $1,467,000 | 2,743 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $138,000 | 1,171 |
Unused loan commitments | $37,245,000 | 1,224 |
Tier 1 (core) risk-based capital | $32,079,000 | 1,281 |
Tier 2 risk-based capital | $2,017,000 | 1,563 |
Total risk weighted assets | $190,972,700 | 1,459 |
Total unused commitments | $37,245,000 | 1,232 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 104 | 2,015 |
Assets and Liabilities | ||
Total Assets: | $307,847,000 | 1,522 |
Cash and due from depository institutions | $25,555,000 | 2,015 |
Interest-bearing balances | $21,397,000 | 291 |
Securities | $59,117,000 | 2,325 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $210,085,000 | 1,321 |
Loan loss allowance | $1,837,000 | 2,214 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $3,352,000 | 2,182 |
Other real estate owned | $3,250,000 | 2,015 |
Goodwill and other intangibles | $3,094,000 | 563 |
All other assets | $3,394,000 | 2,160 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $307,847,000 | 1,522 |
Total liabilities | $276,584,000 | 1,558 |
Total deposits | $247,962,000 | 1,600 |
Interest-bearing deposits | $235,435,000 | 1,474 |
Deposits held in domestic offices | $247,962,000 | 1,586 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,610,000 | 1,985 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $23,214,000 | 717 |
Subordinated debt | $0 | 413 |
All other liabilities | $2,798,000 | 1,406 |
Total equity capital | $31,263,000 | 1,311 |
Total bank equity capital | $31,263,000 | 1,311 |
Perpetual preferred stock | $0 | 343 |
Common stock | $8,928,000 | 434 |
Surplus | $0 | 12,104 |
Undivided profits | $22,335,000 | 1,051 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,517,000 | 2,361 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $1,170,000 | 1,476 |
Earning assets | $290,599,000 | 1,481 |
Long-term assets (5+ years) | $120,126,000 | 581 |
Average Assets, year-to-date | $291,005,000 | 1,566 |
Average Assets, quarterly | $301,264,000 | 1,549 |
Volatile liabilities | $62,492,000 | 1,024 |
Insider loans | $1,402,000 | 2,823 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $5,152,000 | 487 |
Unused loan commitments | $26,770,000 | 1,551 |
Tier 1 (core) risk-based capital | $28,022,000 | 1,428 |
Tier 2 risk-based capital | $1,837,000 | 1,704 |
Total risk weighted assets | $178,931,800 | 1,547 |
Total unused commitments | $26,770,000 | 1,575 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 100 | 2,154 |
Assets and Liabilities | ||
Total Assets: | $279,552,000 | 1,720 |
Cash and due from depository institutions | $24,981,000 | 2,154 |
Interest-bearing balances | $21,041,000 | 381 |
Securities | $42,724,000 | 3,189 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $198,194,000 | 1,448 |
Loan loss allowance | $1,503,000 | 2,694 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $3,618,000 | 2,027 |
Other real estate owned | $3,629,000 | 2,154 |
Goodwill and other intangibles | $3,324,000 | 539 |
All other assets | $3,082,000 | 2,469 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $279,552,000 | 1,720 |
Total liabilities | $260,284,000 | 1,711 |
Total deposits | $241,442,000 | 1,728 |
Interest-bearing deposits | $233,068,000 | 1,556 |
Deposits held in domestic offices | $241,442,000 | 1,718 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $15,250,000 | 786 |
Subordinated debt | $0 | 482 |
All other liabilities | $3,592,000 | 1,182 |
Total equity capital | $19,268,000 | 2,014 |
Total bank equity capital | $19,268,000 | 2,014 |
Perpetual preferred stock | $0 | 346 |
Common stock | $0 | 12,472 |
Surplus | $0 | 12,588 |
Undivided profits | $19,268,000 | 1,135 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,026,000 | 1,664 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $1,046,000 | 1,873 |
Earning assets | $261,959,000 | 1,684 |
Long-term assets (5+ years) | $109,725,000 | 571 |
Average Assets, year-to-date | $275,314,800 | 1,697 |
Average Assets, quarterly | $280,715,500 | 1,695 |
Volatile liabilities | $45,076,000 | 1,266 |
Insider loans | $380,000 | 2,383 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $6,165,000 | 301 |
Unused loan commitments | $22,967,000 | 1,659 |
Tier 1 (core) risk-based capital | $15,944,000 | 2,336 |
Tier 2 risk-based capital | $1,503,000 | 2,048 |
Total risk weighted assets | $165,275,500 | 1,722 |
Total unused commitments | $22,967,000 | 1,673 |
Derivatives | $0 | 651 |