First Southern National Bank of the Bluegrass, Assets and Liabilities

1997-12-31Rank
# of Employees:285,787
Assets and Liabilities
Total Assets:$47,875,0007,227
Cash and due from depository institutions$1,600,0005,787
Interest-bearing balances$100,0004,537
Securities$8,297,0007,996
Federal funds sold & reverse repurchase agreements$675,0006,948
Net loans & leases$35,278,0006,273
Loan loss allowance$400,0006,558
Trading account assets$0203
Bank premises and fixed assets$1,469,0004,793
Other real estate owned$05,787
Goodwill and other intangibles$03,571
All other assets$556,0008,129
Life insurance assets$01
Total liabilities and capital$47,875,0007,227
Total liabilities$44,199,0007,072
Total deposits$41,510,0007,120
Interest-bearing deposits$35,567,0007,128
Deposits held in domestic offices$41,510,0007,116
% insured0.00%1
Federal funds purchased & repurchase agreements$2,269,0002,043
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$420,0006,573
Total equity capital$3,676,0008,326
Total bank equity capital$3,676,0008,326
Perpetual preferred stock$0223
Common stock$120,0008,051
Surplus$3,830,0003,476
Undivided profits$-274,00010,510
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$56,0008,450
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$297,0006,871
Earning assets$44,350,0007,183
Long-term assets (5+ years)$1,762,0007,852
Average Assets, year-to-date$42,805,6007,482
Average Assets, quarterly$46,138,0007,319
Volatile liabilities$9,366,0005,222
Insider loans$859,0003,942
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$5,294,0005,037
Tier 1 (core) risk-based capital$3,675,0008,230
Tier 2 risk-based capital$400,0005,996
Total risk weighted assets$37,275,4006,205
Total unused commitments$5,294,0005,041
Derivatives$0533
1996-12-31Rank
# of Employees:217,260
Assets and Liabilities
Total Assets:$40,479,0008,111
Cash and due from depository institutions$1,867,0007,260
Interest-bearing balances$06,640
Securities$7,764,0008,700
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$28,924,0007,119
Loan loss allowance$300,0007,865
Trading account assets$0240
Bank premises and fixed assets$1,470,0004,762
Other real estate owned$07,260
Goodwill and other intangibles$03,437
All other assets$454,0009,120
Life insurance assets$01
Total liabilities and capital$40,479,0008,111
Total liabilities$36,977,0008,024
Total deposits$33,356,0008,254
Interest-bearing deposits$27,951,0008,327
Deposits held in domestic offices$33,356,0008,250
% insured0.00%1
Federal funds purchased & repurchase agreements$3,303,0001,888
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$318,0007,661
Total equity capital$3,502,0008,675
Total bank equity capital$3,502,0008,675
Perpetual preferred stock$0250
Common stock$120,0008,471
Surplus$3,830,0003,557
Undivided profits$-448,00011,094
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$540,0004,119
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$240,0007,806
Earning assets$36,688,0008,150
Long-term assets (5+ years)$5,941,0005,470
Average Assets, year-to-date$21,535,80010,016
Average Assets, quarterly$29,097,5009,260
Volatile liabilities$10,087,0004,839
Insider loans$498,0005,531
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$4,078,0005,614
Tier 1 (core) risk-based capital$3,531,0008,568
Tier 2 risk-based capital$300,0007,222
Total risk weighted assets$30,312,5007,072
Total unused commitments$4,078,0005,623
Derivatives$0549
1995-12-31Rank
# of Employees:119,970
Assets and Liabilities
Total Assets:$15,342,00011,200
Cash and due from depository institutions$607,0009,970
Interest-bearing balances$06,853
Securities$2,797,00011,098
Federal funds sold & reverse repurchase agreements$1,925,0005,665
Net loans & leases$9,566,00010,695
Loan loss allowance$183,0009,733
Trading account assets$0261
Bank premises and fixed assets$223,00010,092
Other real estate owned$09,970
Goodwill and other intangibles$03,181
All other assets$224,00011,199
Life insurance assets$01
Total liabilities and capital$15,342,00011,200
Total liabilities$14,094,00011,138
Total deposits$13,580,00011,135
Interest-bearing deposits$11,469,00011,105
Deposits held in domestic offices$13,580,00011,135
% insured0.00%1
Federal funds purchased & repurchase agreements$350,0003,252
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$164,00010,237
Total equity capital$1,248,00011,492
Total bank equity capital$1,248,00011,492
Perpetual preferred stock$0288
Common stock$120,0008,885
Surplus$1,730,0006,098
Undivided profits$-602,00011,637
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$82,00010,975
Earning assets$14,288,00011,133
Long-term assets (5+ years)$2,000,0007,902
Average Assets, year-to-date$11,851,40011,511
Average Assets, quarterly$14,053,00011,326
Volatile liabilities$2,681,0008,885
Insider loans$130,0008,760
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$1,705,0007,823
Tier 1 (core) risk-based capital$1,248,00011,481
Tier 2 risk-based capital$135,17010,041
Total risk weighted assets$10,765,97010,658
Total unused commitments$1,705,0007,836
Derivatives$0628
1994-12-31Rank
# of Employees:711,707
Assets and Liabilities
Total Assets:$9,320,00012,357
Cash and due from depository institutions$218,00011,707
Interest-bearing balances$07,034
Securities$45,00012,535
Federal funds sold & reverse repurchase agreements$725,0006,153
Net loans & leases$7,877,00011,526
Loan loss allowance$200,0009,870
Trading account assets$0286
Bank premises and fixed assets$298,0009,873
Other real estate owned$011,707
Goodwill and other intangibles$03,133
All other assets$157,00012,188
Life insurance assets$01
Total liabilities and capital$9,320,00012,357
Total liabilities$8,040,00012,371
Total deposits$7,980,00012,326
Interest-bearing deposits$6,474,00012,278
Deposits held in domestic offices$7,980,00012,326
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$60,00011,971
Total equity capital$1,280,00011,915
Total bank equity capital$1,280,00011,915
Perpetual preferred stock$0310
Common stock$120,0009,377
Surplus$1,730,0006,115
Undivided profits$-570,00012,037
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$53,00011,883
Earning assets$8,647,00012,296
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$7,534,80012,479
Average Assets, quarterly$8,582,50012,415
Volatile liabilities$2,075,0009,578
Insider loans$206,0008,099
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$1,005,0009,099
Tier 1 (core) risk-based capital$1,280,00011,957
Tier 2 risk-based capital$98,20011,244
Total risk weighted assets$7,754,20011,743
Total unused commitments$1,005,0009,111
Derivatives$0687
1993-12-31Rank
# of Employees:512,882
Assets and Liabilities
Total Assets:$6,621,00013,196
Cash and due from depository institutions$253,00012,882
Interest-bearing balances$07,655
Securities$45,00013,172
Federal funds sold & reverse repurchase agreements$400,0009,365
Net loans & leases$5,559,00012,561
Loan loss allowance$100,00012,097
Trading account assets$0330
Bank premises and fixed assets$84,00012,389
Other real estate owned$012,882
Goodwill and other intangibles$03,091
All other assets$280,00011,478
Life insurance assets$01
Total liabilities and capital$6,621,00013,196
Total liabilities$5,211,00013,217
Total deposits$5,157,00013,190
Interest-bearing deposits$3,730,00013,150
Deposits held in domestic offices$5,157,00013,190
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$54,00012,651
Total equity capital$1,410,00012,229
Total bank equity capital$1,410,00012,229
Perpetual preferred stock$0343
Common stock$120,0009,853
Surplus$1,730,0006,129
Undivided profits$-440,00012,632
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,00010,985
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$36,00012,697
Earning assets$6,004,00013,149
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$5,376,00013,246
Average Assets, quarterly$6,305,00013,212
Volatile liabilities$1,119,00011,157
Insider loans$210,0008,196
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,381,0008,496
Tier 1 (core) risk-based capital$1,410,00012,208
Tier 2 risk-based capital$71,20012,274
Total risk weighted assets$5,667,50012,745
Total unused commitments$1,381,0008,522
Derivatives$0714
1992-12-31Rank
# of Employees:413,692
Assets and Liabilities
Total Assets:$4,494,00013,905
Cash and due from depository institutions$221,00013,692
Interest-bearing balances$08,059
Securities$45,00013,774
Federal funds sold & reverse repurchase agreements$575,0009,900
Net loans & leases$3,437,00013,593
Loan loss allowance$100,00012,531
Trading account assets$0344
Bank premises and fixed assets$72,00013,105
Other real estate owned$013,692
Goodwill and other intangibles$03,106
All other assets$144,00013,392
Life insurance assets$01
Total liabilities and capital$4,494,00013,905
Total liabilities$3,152,00013,906
Total deposits$2,965,00013,888
Interest-bearing deposits$2,607,00013,811
Deposits held in domestic offices$2,965,00013,888
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$187,00010,310
Total equity capital$1,342,00012,660
Total bank equity capital$1,342,00012,660
Perpetual preferred stock$0346
Common stock$120,00010,312
Surplus$1,380,0006,959
Undivided profits$-158,00012,839
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$61,00010,972
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$26,00013,486
Earning assets$4,057,00013,854
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$5,419,40013,860
Average Assets, quarterly$4,111,50013,921
Volatile liabilities$600,00012,637
Insider loans$327,0002,723
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$432,00010,816
Tier 1 (core) risk-based capital$1,342,00012,637
Tier 2 risk-based capital$42,88013,268
Total risk weighted assets$3,372,88013,701
Total unused commitments$432,00010,841
Derivatives$0651