Home > First Southern National Bank > Assets and Liabilities
First Southern National Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 32 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $164,599,000 | 3,625 |
| Cash and due from depository institutions | $16,694,000 | 4,156 |
| Interest-bearing balances | $614,000 | 5,889 |
| Securities | $23,233,000 | 4,222 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $104,301,000 | 3,521 |
| Loan loss allowance | $6,132,000 | 1,308 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,338,000 | 3,856 |
| Other real estate owned | $10,219,000 | 4,156 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $7,814,000 | 2,275 |
| Life insurance assets | $3,616,000 | 1,662 |
| Total liabilities and capital | $164,599,000 | 3,625 |
| Total liabilities | $159,913,000 | 3,379 |
| Total deposits | $159,673,000 | 3,230 |
| Interest-bearing deposits | $138,281,000 | 3,151 |
| Deposits held in domestic offices | $159,673,000 | 3,228 |
| % insured | 91.44% | 3,496 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $240,000 | 5,877 |
| Total equity capital | $4,686,000 | 6,645 |
| Total bank equity capital | $4,686,000 | 6,645 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,350,000 | 1,217 |
| Surplus | $19,200,000 | 1,606 |
| Undivided profits | $-17,864,000 | 7,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $18,995,000 | 805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $606,000 | 4,363 |
| Earning assets | $128,148,000 | 4,025 |
| Long-term assets (5+ years) | $30,604,000 | 3,570 |
| Average Assets, year-to-date | $170,954,000 | 3,517 |
| Average Assets, quarterly | $169,617,500 | 3,551 |
| Volatile liabilities | $17,229,000 | 2,521 |
| Insider loans | $7,059,000 | 932 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $4,608,000 | 5,273 |
| Tier 1 (core) risk-based capital | $4,625,000 | 6,595 |
| Tier 2 risk-based capital | $1,478,000 | 3,161 |
| Total risk weighted assets | $113,568,000 | 3,467 |
| Total unused commitments | $4,608,000 | 5,274 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 38 | 3,704 |
| Assets and Liabilities | ||
| Total Assets: | $174,636,000 | 3,482 |
| Cash and due from depository institutions | $9,927,000 | 3,704 |
| Interest-bearing balances | $510,000 | 6,013 |
| Securities | $28,259,000 | 3,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $114,780,000 | 3,299 |
| Loan loss allowance | $6,347,000 | 1,271 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,373,000 | 3,866 |
| Other real estate owned | $11,415,000 | 3,704 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $7,882,000 | 2,287 |
| Life insurance assets | $3,583,000 | 1,668 |
| Total liabilities and capital | $174,636,000 | 3,482 |
| Total liabilities | $170,568,000 | 3,243 |
| Total deposits | $170,267,000 | 3,102 |
| Interest-bearing deposits | $147,455,000 | 3,055 |
| Deposits held in domestic offices | $170,267,000 | 3,099 |
| % insured | 91.82% | 3,434 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $301,000 | 5,451 |
| Total equity capital | $4,068,000 | 6,861 |
| Total bank equity capital | $4,068,000 | 6,861 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,350,000 | 1,236 |
| Surplus | $19,200,000 | 1,617 |
| Undivided profits | $-18,482,000 | 7,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $19,558,000 | 829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $529,000 | 4,704 |
| Earning assets | $143,549,000 | 3,758 |
| Long-term assets (5+ years) | $34,923,000 | 3,258 |
| Average Assets, year-to-date | $174,131,500 | 3,483 |
| Average Assets, quarterly | $174,131,500 | 3,483 |
| Volatile liabilities | $18,747,000 | 2,401 |
| Insider loans | $9,341,000 | 690 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $246,000 | 1,296 |
| Unused loan commitments | $6,308,000 | 4,804 |
| Tier 1 (core) risk-based capital | $4,043,000 | 6,814 |
| Tier 2 risk-based capital | $1,543,000 | 3,071 |
| Total risk weighted assets | $118,630,000 | 3,380 |
| Total unused commitments | $6,308,000 | 4,807 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 40 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $173,627,000 | 3,503 |
| Cash and due from depository institutions | $9,188,000 | 3,596 |
| Interest-bearing balances | $392,000 | 6,090 |
| Securities | $20,283,000 | 4,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $123,616,000 | 3,181 |
| Loan loss allowance | $6,001,000 | 1,341 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,390,000 | 3,880 |
| Other real estate owned | $9,576,000 | 3,596 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $8,574,000 | 2,165 |
| Life insurance assets | $3,550,000 | 1,668 |
| Total liabilities and capital | $173,628,000 | 3,503 |
| Total liabilities | $167,507,000 | 3,300 |
| Total deposits | $167,045,000 | 3,132 |
| Interest-bearing deposits | $154,163,000 | 2,923 |
| Deposits held in domestic offices | $167,045,000 | 3,129 |
| % insured | 80.56% | 6,339 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $462,000 | 4,759 |
| Total equity capital | $6,121,000 | 6,268 |
| Total bank equity capital | $6,121,000 | 6,268 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,350,000 | 1,251 |
| Surplus | $18,700,000 | 1,657 |
| Undivided profits | $-15,929,000 | 7,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $19,097,000 | 889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $689,000 | 4,089 |
| Earning assets | $144,291,000 | 3,763 |
| Long-term assets (5+ years) | $22,418,000 | 4,020 |
| Average Assets, year-to-date | $213,958,400 | 2,938 |
| Average Assets, quarterly | $190,150,000 | 3,252 |
| Volatile liabilities | $70,996,000 | 1,861 |
| Insider loans | $9,303,000 | 707 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $8,232,000 | 4,287 |
| Tier 1 (core) risk-based capital | $5,950,000 | 6,258 |
| Tier 2 risk-based capital | $1,641,000 | 2,969 |
| Total risk weighted assets | $126,583,000 | 3,272 |
| Total unused commitments | $8,232,000 | 4,287 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 42 | 3,511 |
| Assets and Liabilities | ||
| Total Assets: | $206,673,000 | 3,084 |
| Cash and due from depository institutions | $19,334,000 | 3,511 |
| Interest-bearing balances | $392,000 | 6,070 |
| Securities | $25,875,000 | 3,787 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $137,072,000 | 3,002 |
| Loan loss allowance | $4,987,000 | 1,595 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,419,000 | 3,912 |
| Other real estate owned | $10,100,000 | 3,511 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $11,873,000 | 1,716 |
| Life insurance assets | $3,517,000 | 1,667 |
| Total liabilities and capital | $206,674,000 | 3,084 |
| Total liabilities | $190,599,000 | 3,009 |
| Total deposits | $190,118,000 | 2,833 |
| Interest-bearing deposits | $174,765,000 | 2,652 |
| Deposits held in domestic offices | $190,118,000 | 2,830 |
| % insured | 79.73% | 6,166 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $481,000 | 5,096 |
| Total equity capital | $16,075,000 | 3,861 |
| Total bank equity capital | $16,075,000 | 3,860 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,350,000 | 1,264 |
| Surplus | $18,700,000 | 1,658 |
| Undivided profits | $-5,975,000 | 7,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $18,834,000 | 912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,159,000 | 2,799 |
| Earning assets | $163,339,000 | 3,463 |
| Long-term assets (5+ years) | $23,066,000 | 3,918 |
| Average Assets, year-to-date | $224,041,250 | 2,858 |
| Average Assets, quarterly | $214,759,000 | 2,978 |
| Volatile liabilities | $61,079,000 | 2,198 |
| Insider loans | $9,758,000 | 686 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $832,000 | 1,309 |
| Unused loan commitments | $8,728,000 | 4,250 |
| Tier 1 (core) risk-based capital | $14,869,000 | 3,875 |
| Tier 2 risk-based capital | $1,890,000 | 2,683 |
| Total risk weighted assets | $148,106,000 | 2,931 |
| Total unused commitments | $8,728,000 | 4,251 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 44 | 3,432 |
| Assets and Liabilities | ||
| Total Assets: | $222,845,000 | 2,905 |
| Cash and due from depository institutions | $14,207,000 | 3,432 |
| Interest-bearing balances | $1,467,000 | 5,124 |
| Securities | $35,549,000 | 3,110 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $150,311,000 | 2,785 |
| Loan loss allowance | $5,163,000 | 1,549 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,422,000 | 3,933 |
| Other real estate owned | $10,196,000 | 3,432 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $10,160,000 | 1,963 |
| Life insurance assets | $3,484,000 | 1,668 |
| Total liabilities and capital | $222,845,000 | 2,905 |
| Total liabilities | $203,260,000 | 2,870 |
| Total deposits | $202,721,000 | 2,674 |
| Interest-bearing deposits | $187,847,000 | 2,477 |
| Deposits held in domestic offices | $202,721,000 | 2,672 |
| % insured | 78.92% | 6,390 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $539,000 | 4,713 |
| Total equity capital | $19,585,000 | 3,274 |
| Total bank equity capital | $19,585,000 | 3,274 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,350,000 | 1,281 |
| Surplus | $18,250,000 | 1,692 |
| Undivided profits | $-2,015,000 | 6,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $12,625,000 | 1,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,302,000 | 2,432 |
| Earning assets | $187,327,000 | 3,117 |
| Long-term assets (5+ years) | $23,580,000 | 3,863 |
| Average Assets, year-to-date | $229,830,670 | 2,817 |
| Average Assets, quarterly | $226,654,500 | 2,864 |
| Volatile liabilities | $96,738,000 | 1,475 |
| Insider loans | $9,556,000 | 713 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $792,000 | 1,142 |
| Unused loan commitments | $9,365,000 | 4,145 |
| Tier 1 (core) risk-based capital | $18,538,000 | 3,263 |
| Tier 2 risk-based capital | $2,000,000 | 2,585 |
| Total risk weighted assets | $157,929,000 | 2,813 |
| Total unused commitments | $9,365,000 | 4,148 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 44 | 3,463 |
| Assets and Liabilities | ||
| Total Assets: | $230,464,000 | 2,872 |
| Cash and due from depository institutions | $11,856,000 | 3,463 |
| Interest-bearing balances | $1,465,000 | 5,095 |
| Securities | $42,142,000 | 2,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $154,474,000 | 2,784 |
| Loan loss allowance | $4,930,000 | 1,638 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,450,000 | 3,977 |
| Other real estate owned | $9,420,000 | 3,463 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $10,122,000 | 2,012 |
| Life insurance assets | $3,451,000 | 1,676 |
| Total liabilities and capital | $230,463,000 | 2,872 |
| Total liabilities | $210,548,000 | 2,830 |
| Total deposits | $209,980,000 | 2,627 |
| Interest-bearing deposits | $196,501,000 | 2,430 |
| Deposits held in domestic offices | $209,980,000 | 2,625 |
| % insured | 78.45% | 6,517 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $568,000 | 4,579 |
| Total equity capital | $19,915,000 | 3,241 |
| Total bank equity capital | $19,915,000 | 3,241 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,350,000 | 1,313 |
| Surplus | $18,250,000 | 1,725 |
| Undivided profits | $-1,685,000 | 6,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $10,850,000 | 1,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,311,000 | 2,478 |
| Earning assets | $198,081,000 | 3,033 |
| Long-term assets (5+ years) | $28,824,000 | 3,518 |
| Average Assets, year-to-date | $233,323,500 | 2,834 |
| Average Assets, quarterly | $233,323,500 | 2,834 |
| Volatile liabilities | $71,101,000 | 2,042 |
| Insider loans | $9,468,000 | 763 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,668,000 | 3,808 |
| Tier 1 (core) risk-based capital | $18,822,000 | 3,243 |
| Tier 2 risk-based capital | $2,055,000 | 2,579 |
| Total risk weighted assets | $161,564,000 | 2,816 |
| Total unused commitments | $11,668,000 | 3,812 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 46 | 3,370 |
| Assets and Liabilities | ||
| Total Assets: | $236,183,000 | 2,818 |
| Cash and due from depository institutions | $11,158,000 | 3,370 |
| Interest-bearing balances | $401,000 | 5,762 |
| Securities | $42,512,000 | 2,727 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $160,832,000 | 2,744 |
| Loan loss allowance | $4,769,000 | 1,681 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,483,000 | 3,980 |
| Other real estate owned | $9,784,000 | 3,370 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $9,414,000 | 2,180 |
| Life insurance assets | $3,418,000 | 1,688 |
| Total liabilities and capital | $236,183,000 | 2,818 |
| Total liabilities | $216,470,000 | 2,755 |
| Total deposits | $203,482,000 | 2,696 |
| Interest-bearing deposits | $187,627,000 | 2,525 |
| Deposits held in domestic offices | $203,482,000 | 2,694 |
| % insured | 76.40% | 6,792 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,000,000 | 2,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $988,000 | 3,453 |
| Total equity capital | $19,713,000 | 3,230 |
| Total bank equity capital | $19,713,000 | 3,230 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,350,000 | 1,338 |
| Surplus | $17,250,000 | 1,807 |
| Undivided profits | $-887,000 | 6,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $10,200,000 | 1,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,692,000 | 2,003 |
| Earning assets | $203,745,000 | 2,962 |
| Long-term assets (5+ years) | $29,627,000 | 3,421 |
| Average Assets, year-to-date | $241,807,000 | 2,702 |
| Average Assets, quarterly | $237,725,000 | 2,787 |
| Volatile liabilities | $103,334,000 | 1,457 |
| Insider loans | $9,079,000 | 807 |
| FHLB advances | $12,000,000 | 2,382 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $12,935,000 | 3,625 |
| Tier 1 (core) risk-based capital | $19,173,000 | 3,179 |
| Tier 2 risk-based capital | $2,191,000 | 2,472 |
| Total risk weighted assets | $172,684,000 | 2,718 |
| Total unused commitments | $12,935,000 | 3,626 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 46 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $239,267,000 | 2,793 |
| Cash and due from depository institutions | $8,650,000 | 3,408 |
| Interest-bearing balances | $411,000 | 5,638 |
| Securities | $41,771,000 | 2,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $167,854,000 | 2,667 |
| Loan loss allowance | $3,593,000 | 2,022 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,519,000 | 3,972 |
| Other real estate owned | $9,615,000 | 3,408 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $8,858,000 | 2,062 |
| Life insurance assets | $3,385,000 | 1,696 |
| Total liabilities and capital | $239,268,000 | 2,793 |
| Total liabilities | $217,776,000 | 2,748 |
| Total deposits | $204,374,000 | 2,652 |
| Interest-bearing deposits | $188,570,000 | 2,514 |
| Deposits held in domestic offices | $204,374,000 | 2,649 |
| % insured | 87.69% | 4,704 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,000,000 | 2,611 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,402,000 | 3,037 |
| Total equity capital | $21,492,000 | 3,075 |
| Total bank equity capital | $21,492,000 | 3,075 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,350,000 | 1,364 |
| Surplus | $17,250,000 | 1,804 |
| Undivided profits | $892,000 | 6,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,952,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,774,000 | 2,066 |
| Earning assets | $210,036,000 | 2,910 |
| Long-term assets (5+ years) | $32,749,000 | 3,176 |
| Average Assets, year-to-date | $243,213,000 | 2,698 |
| Average Assets, quarterly | $244,208,500 | 2,714 |
| Volatile liabilities | $59,433,000 | 2,385 |
| Insider loans | $9,677,000 | 760 |
| FHLB advances | $12,000,000 | 2,489 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,308,000 | 3,663 |
| Tier 1 (core) risk-based capital | $21,247,000 | 2,953 |
| Tier 2 risk-based capital | $2,253,000 | 2,417 |
| Total risk weighted assets | $179,541,000 | 2,659 |
| Total unused commitments | $13,308,000 | 3,664 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 46 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $249,150,000 | 2,672 |
| Cash and due from depository institutions | $15,524,000 | 3,455 |
| Interest-bearing balances | $407,000 | 5,463 |
| Securities | $38,009,000 | 2,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $176,170,000 | 2,597 |
| Loan loss allowance | $3,164,000 | 2,135 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,555,000 | 3,984 |
| Other real estate owned | $6,792,000 | 3,455 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,100,000 | 1,874 |
| Life insurance assets | $3,352,000 | 1,715 |
| Total liabilities and capital | $249,150,000 | 2,672 |
| Total liabilities | $226,029,000 | 2,654 |
| Total deposits | $211,119,000 | 2,563 |
| Interest-bearing deposits | $193,783,000 | 2,437 |
| Deposits held in domestic offices | $211,119,000 | 2,560 |
| % insured | 54.34% | 7,580 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $14,000,000 | 2,499 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $910,000 | 4,019 |
| Total equity capital | $23,121,000 | 2,868 |
| Total bank equity capital | $23,121,000 | 2,868 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,350,000 | 1,382 |
| Surplus | $17,250,000 | 1,805 |
| Undivided profits | $2,521,000 | 5,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,059,000 | 1,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,774,000 | 1,985 |
| Earning assets | $214,586,000 | 2,835 |
| Long-term assets (5+ years) | $33,642,000 | 3,059 |
| Average Assets, year-to-date | $244,528,330 | 2,705 |
| Average Assets, quarterly | $250,129,000 | 2,656 |
| Volatile liabilities | $111,894,000 | 1,375 |
| Insider loans | $9,874,000 | 762 |
| FHLB advances | $14,000,000 | 2,374 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,877,000 | 3,692 |
| Tier 1 (core) risk-based capital | $23,139,000 | 2,744 |
| Tier 2 risk-based capital | $2,369,000 | 2,303 |
| Total risk weighted assets | $188,836,000 | 2,567 |
| Total unused commitments | $13,877,000 | 3,694 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 44 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $251,108,000 | 2,655 |
| Cash and due from depository institutions | $14,818,000 | 3,586 |
| Interest-bearing balances | $392,000 | 5,162 |
| Securities | $34,738,000 | 3,111 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $184,810,000 | 2,505 |
| Loan loss allowance | $2,849,000 | 2,248 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,592,000 | 3,983 |
| Other real estate owned | $4,573,000 | 3,586 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,577,000 | 1,948 |
| Life insurance assets | $3,319,000 | 1,719 |
| Total liabilities and capital | $251,108,000 | 2,655 |
| Total liabilities | $227,894,000 | 2,643 |
| Total deposits | $211,586,000 | 2,557 |
| Interest-bearing deposits | $194,364,000 | 2,438 |
| Deposits held in domestic offices | $211,586,000 | 2,555 |
| % insured | 54.61% | 7,600 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $14,000,000 | 2,544 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,308,000 | 2,079 |
| Total equity capital | $23,214,000 | 2,870 |
| Total bank equity capital | $23,214,000 | 2,870 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,350,000 | 1,388 |
| Surplus | $16,750,000 | 1,827 |
| Undivided profits | $3,114,000 | 5,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,651,000 | 1,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,799,000 | 1,962 |
| Earning assets | $219,940,000 | 2,788 |
| Long-term assets (5+ years) | $38,072,000 | 2,810 |
| Average Assets, year-to-date | $242,217,500 | 2,745 |
| Average Assets, quarterly | $242,217,500 | 2,745 |
| Volatile liabilities | $115,452,000 | 1,340 |
| Insider loans | $10,458,000 | 719 |
| FHLB advances | $14,000,000 | 2,430 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $14,425,000 | 3,713 |
| Tier 1 (core) risk-based capital | $22,857,000 | 2,782 |
| Tier 2 risk-based capital | $2,435,000 | 2,243 |
| Total risk weighted assets | $194,432,000 | 2,498 |
| Total unused commitments | $14,425,000 | 3,717 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 47 | 3,446 |
| Assets and Liabilities | ||
| Total Assets: | $233,327,000 | 2,842 |
| Cash and due from depository institutions | $3,548,000 | 3,446 |
| Interest-bearing balances | $343,000 | 4,664 |
| Securities | $20,472,000 | 4,392 |
| Federal funds sold & reverse repurchase agreements | $7,693,000 | 1,292 |
| Net loans & leases | $186,348,000 | 2,508 |
| Loan loss allowance | $3,058,000 | 2,073 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,630,000 | 3,982 |
| Other real estate owned | $3,006,000 | 3,446 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,630,000 | 1,971 |
| Life insurance assets | $3,286,000 | 1,732 |
| Total liabilities and capital | $233,327,000 | 2,842 |
| Total liabilities | $213,568,000 | 2,788 |
| Total deposits | $197,516,000 | 2,675 |
| Interest-bearing deposits | $179,874,000 | 2,559 |
| Deposits held in domestic offices | $197,516,000 | 2,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,000,000 | 2,616 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,052,000 | 3,617 |
| Total equity capital | $19,759,000 | 3,286 |
| Total bank equity capital | $19,759,000 | 3,286 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,350,000 | 1,386 |
| Surplus | $13,750,000 | 2,085 |
| Undivided profits | $2,659,000 | 5,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,248,000 | 1,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,699,000 | 2,230 |
| Earning assets | $214,856,000 | 2,829 |
| Long-term assets (5+ years) | $31,653,000 | 3,130 |
| Average Assets, year-to-date | $263,856,800 | 2,428 |
| Average Assets, quarterly | $231,298,500 | 2,833 |
| Volatile liabilities | $107,849,000 | 1,414 |
| Insider loans | $10,067,000 | 748 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $15,062,000 | 3,625 |
| Tier 1 (core) risk-based capital | $19,604,000 | 3,179 |
| Tier 2 risk-based capital | $2,409,000 | 2,229 |
| Total risk weighted assets | $191,334,000 | 2,532 |
| Total unused commitments | $15,062,000 | 3,628 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 47 | 3,481 |
| Assets and Liabilities | ||
| Total Assets: | $229,270,000 | 2,852 |
| Cash and due from depository institutions | $5,674,000 | 3,481 |
| Interest-bearing balances | $515,000 | 3,632 |
| Securities | $14,626,000 | 5,122 |
| Federal funds sold & reverse repurchase agreements | $3,766,000 | 2,735 |
| Net loans & leases | $192,448,000 | 2,426 |
| Loan loss allowance | $3,173,000 | 1,864 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,669,000 | 3,957 |
| Other real estate owned | $764,000 | 3,481 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,323,000 | 2,008 |
| Life insurance assets | $3,253,000 | 1,736 |
| Total liabilities and capital | $229,270,000 | 2,852 |
| Total liabilities | $209,003,000 | 2,807 |
| Total deposits | $190,754,000 | 2,733 |
| Interest-bearing deposits | $174,683,000 | 2,587 |
| Deposits held in domestic offices | $190,754,000 | 2,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $17,000,000 | 2,435 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,249,000 | 3,319 |
| Total equity capital | $20,267,000 | 3,220 |
| Total bank equity capital | $20,267,000 | 3,220 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,350,000 | 1,395 |
| Surplus | $13,750,000 | 2,080 |
| Undivided profits | $3,167,000 | 5,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,250,000 | 1,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,093,000 | 1,865 |
| Earning assets | $211,355,000 | 2,833 |
| Long-term assets (5+ years) | $23,981,000 | 3,652 |
| Average Assets, year-to-date | $271,489,250 | 2,381 |
| Average Assets, quarterly | $283,681,500 | 2,339 |
| Volatile liabilities | $86,749,000 | 1,666 |
| Insider loans | $10,897,000 | 678 |
| FHLB advances | $17,000,000 | 2,332 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $14,938,000 | 3,799 |
| Tier 1 (core) risk-based capital | $20,325,000 | 3,123 |
| Tier 2 risk-based capital | $2,451,000 | 2,138 |
| Total risk weighted assets | $195,884,000 | 2,471 |
| Total unused commitments | $14,938,000 | 3,801 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 48 | 3,459 |
| Assets and Liabilities | ||
| Total Assets: | $338,093,000 | 2,016 |
| Cash and due from depository institutions | $9,477,000 | 3,459 |
| Interest-bearing balances | $426,000 | 3,709 |
| Securities | $114,229,000 | 1,065 |
| Federal funds sold & reverse repurchase agreements | $9,583,000 | 1,276 |
| Net loans & leases | $191,670,000 | 2,419 |
| Loan loss allowance | $3,753,000 | 1,562 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,707,000 | 3,924 |
| Other real estate owned | $981,000 | 3,459 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,446,000 | 1,951 |
| Life insurance assets | $3,220,000 | 1,747 |
| Total liabilities and capital | $338,093,000 | 2,016 |
| Total liabilities | $318,431,000 | 1,922 |
| Total deposits | $291,308,000 | 1,842 |
| Interest-bearing deposits | $273,267,000 | 1,725 |
| Deposits held in domestic offices | $291,308,000 | 1,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $26,000,000 | 1,804 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,123,000 | 3,545 |
| Total equity capital | $19,662,000 | 3,324 |
| Total bank equity capital | $19,662,000 | 3,324 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,350,000 | 1,397 |
| Surplus | $13,750,000 | 2,067 |
| Undivided profits | $2,562,000 | 5,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,539,000 | 3,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,105,000 | 1,799 |
| Earning assets | $315,908,000 | 1,973 |
| Long-term assets (5+ years) | $23,689,000 | 3,628 |
| Average Assets, year-to-date | $285,562,330 | 2,294 |
| Average Assets, quarterly | $327,731,000 | 2,069 |
| Volatile liabilities | $176,409,000 | 867 |
| Insider loans | $11,540,000 | 644 |
| FHLB advances | $18,000,000 | 2,188 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $17,363,000 | 3,612 |
| Tier 1 (core) risk-based capital | $19,746,000 | 3,218 |
| Tier 2 risk-based capital | $2,726,000 | 1,911 |
| Total risk weighted assets | $218,415,000 | 2,249 |
| Total unused commitments | $17,363,000 | 3,612 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 46 | 3,579 |
| Assets and Liabilities | ||
| Total Assets: | $317,369,000 | 2,143 |
| Cash and due from depository institutions | $5,914,000 | 3,579 |
| Interest-bearing balances | $167,000 | 4,563 |
| Securities | $113,971,000 | 1,075 |
| Federal funds sold & reverse repurchase agreements | $7,712,000 | 2,254 |
| Net loans & leases | $177,243,000 | 2,531 |
| Loan loss allowance | $2,245,000 | 2,363 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,748,000 | 3,884 |
| Other real estate owned | $981,000 | 3,579 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,800,000 | 1,997 |
| Life insurance assets | $3,187,000 | 1,749 |
| Total liabilities and capital | $317,369,000 | 2,143 |
| Total liabilities | $301,631,000 | 2,012 |
| Total deposits | $285,524,000 | 1,872 |
| Interest-bearing deposits | $264,202,000 | 1,778 |
| Deposits held in domestic offices | $285,524,000 | 1,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,107,000 | 3,819 |
| Total equity capital | $15,738,000 | 4,111 |
| Total bank equity capital | $15,738,000 | 4,111 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,350,000 | 1,394 |
| Surplus | $8,750,000 | 2,884 |
| Undivided profits | $3,638,000 | 5,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $771,000 | 4,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,133,000 | 1,809 |
| Earning assets | $299,093,000 | 2,081 |
| Long-term assets (5+ years) | $14,045,000 | 4,553 |
| Average Assets, year-to-date | $259,297,000 | 2,490 |
| Average Assets, quarterly | $259,297,000 | 2,490 |
| Volatile liabilities | $184,313,000 | 787 |
| Insider loans | $9,720,000 | 770 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $17,805,000 | 3,616 |
| Tier 1 (core) risk-based capital | $15,582,000 | 3,971 |
| Tier 2 risk-based capital | $2,245,000 | 2,208 |
| Total risk weighted assets | $204,537,000 | 2,344 |
| Total unused commitments | $17,805,000 | 3,618 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 46 | 3,581 |
| Assets and Liabilities | ||
| Total Assets: | $201,225,000 | 3,128 |
| Cash and due from depository institutions | $6,016,000 | 3,581 |
| Interest-bearing balances | $103,000 | 4,677 |
| Securities | $13,155,000 | 5,471 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $170,471,000 | 2,584 |
| Loan loss allowance | $2,102,000 | 2,452 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,791,000 | 3,838 |
| Other real estate owned | $896,000 | 3,581 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,896,000 | 2,190 |
| Life insurance assets | $3,154,000 | 1,752 |
| Total liabilities and capital | $201,225,000 | 3,128 |
| Total liabilities | $185,899,000 | 3,020 |
| Total deposits | $169,467,000 | 3,013 |
| Interest-bearing deposits | $150,471,000 | 2,909 |
| Deposits held in domestic offices | $169,467,000 | 3,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $145,000 | 3,320 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,203 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,287,000 | 3,407 |
| Total equity capital | $15,326,000 | 4,136 |
| Total bank equity capital | $15,326,000 | 4,136 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,350,000 | 1,383 |
| Surplus | $8,750,000 | 2,854 |
| Undivided profits | $3,226,000 | 5,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $938,000 | 3,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,960,000 | 2,184 |
| Earning assets | $183,729,000 | 3,128 |
| Long-term assets (5+ years) | $11,199,000 | 4,742 |
| Average Assets, year-to-date | $189,166,000 | 3,184 |
| Average Assets, quarterly | $198,752,500 | 3,120 |
| Volatile liabilities | $82,722,000 | 1,694 |
| Insider loans | $9,849,000 | 737 |
| FHLB advances | $15,000,000 | 2,097 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,482,000 | 3,324 |
| Tier 1 (core) risk-based capital | $15,284,000 | 4,019 |
| Tier 2 risk-based capital | $2,102,000 | 2,299 |
| Total risk weighted assets | $172,954,000 | 2,682 |
| Total unused commitments | $20,482,000 | 3,326 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 44 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $196,280,000 | 3,139 |
| Cash and due from depository institutions | $8,278,000 | 3,705 |
| Interest-bearing balances | $85,000 | 4,858 |
| Securities | $13,930,000 | 5,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $163,170,000 | 2,633 |
| Loan loss allowance | $2,027,000 | 2,473 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,770,000 | 3,816 |
| Other real estate owned | $118,000 | 3,705 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,014,000 | 2,145 |
| Life insurance assets | $3,121,000 | 1,718 |
| Total liabilities and capital | $196,280,000 | 3,139 |
| Total liabilities | $181,471,000 | 3,040 |
| Total deposits | $163,224,000 | 3,084 |
| Interest-bearing deposits | $141,432,000 | 3,050 |
| Deposits held in domestic offices | $163,224,000 | 3,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,001,000 | 2,324 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,071 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,246,000 | 3,547 |
| Total equity capital | $14,809,000 | 4,232 |
| Total bank equity capital | $14,809,000 | 4,232 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,350,000 | 1,360 |
| Surplus | $8,750,000 | 2,795 |
| Undivided profits | $2,709,000 | 5,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,094,000 | 2,181 |
| Earning assets | $177,185,000 | 3,202 |
| Long-term assets (5+ years) | $8,917,000 | 5,035 |
| Average Assets, year-to-date | $186,151,250 | 3,222 |
| Average Assets, quarterly | $193,418,000 | 3,163 |
| Volatile liabilities | $76,581,000 | 1,789 |
| Insider loans | $10,173,000 | 703 |
| FHLB advances | $15,000,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,218,000 | 2,853 |
| Tier 1 (core) risk-based capital | $14,833,000 | 4,128 |
| Tier 2 risk-based capital | $2,027,000 | 2,356 |
| Total risk weighted assets | $167,689,000 | 2,710 |
| Total unused commitments | $26,218,000 | 2,853 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $190,556,000 | 3,234 |
| Cash and due from depository institutions | $8,446,000 | 4,035 |
| Interest-bearing balances | $233,000 | 3,779 |
| Securities | $12,971,000 | 5,563 |
| Federal funds sold & reverse repurchase agreements | $5,037,000 | 2,653 |
| Net loans & leases | $153,357,000 | 2,779 |
| Loan loss allowance | $2,098,000 | 2,406 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,750,000 | 3,816 |
| Other real estate owned | $118,000 | 4,035 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,877,000 | 2,166 |
| Life insurance assets | $3,088,000 | 1,725 |
| Total liabilities and capital | $190,556,000 | 3,234 |
| Total liabilities | $176,304,000 | 3,129 |
| Total deposits | $160,212,000 | 3,143 |
| Interest-bearing deposits | $140,108,000 | 3,072 |
| Deposits held in domestic offices | $160,212,000 | 3,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,092,000 | 3,660 |
| Total equity capital | $14,252,000 | 4,266 |
| Total bank equity capital | $14,252,000 | 4,266 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,350,000 | 1,350 |
| Surplus | $8,750,000 | 2,791 |
| Undivided profits | $2,152,000 | 6,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $863,000 | 3,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,118,000 | 1,989 |
| Earning assets | $171,598,000 | 3,266 |
| Long-term assets (5+ years) | $12,146,000 | 4,435 |
| Average Assets, year-to-date | $182,775,000 | 3,296 |
| Average Assets, quarterly | $185,129,500 | 3,279 |
| Volatile liabilities | $70,572,000 | 1,911 |
| Insider loans | $9,546,000 | 740 |
| FHLB advances | $15,000,000 | 1,876 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $27,727,000 | 2,771 |
| Tier 1 (core) risk-based capital | $14,355,000 | 4,202 |
| Tier 2 risk-based capital | $1,995,000 | 2,383 |
| Total risk weighted assets | $159,462,000 | 2,818 |
| Total unused commitments | $27,727,000 | 2,771 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 36 | 4,356 |
| Assets and Liabilities | ||
| Total Assets: | $179,703,000 | 3,392 |
| Cash and due from depository institutions | $5,193,000 | 4,356 |
| Interest-bearing balances | $171,000 | 4,184 |
| Securities | $11,961,000 | 5,742 |
| Federal funds sold & reverse repurchase agreements | $461,000 | 6,327 |
| Net loans & leases | $152,426,000 | 2,771 |
| Loan loss allowance | $1,959,000 | 2,539 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,761,000 | 3,766 |
| Other real estate owned | $118,000 | 4,356 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,783,000 | 2,376 |
| Life insurance assets | $3,055,000 | 1,717 |
| Total liabilities and capital | $179,703,000 | 3,392 |
| Total liabilities | $165,823,000 | 3,296 |
| Total deposits | $149,653,000 | 3,333 |
| Interest-bearing deposits | $129,323,000 | 3,292 |
| Deposits held in domestic offices | $149,653,000 | 3,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,000,000 | 1,934 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,170,000 | 3,562 |
| Total equity capital | $13,880,000 | 4,358 |
| Total bank equity capital | $13,880,000 | 4,358 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,350,000 | 1,334 |
| Surplus | $8,750,000 | 2,752 |
| Undivided profits | $1,780,000 | 6,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,907,000 | 2,136 |
| Earning assets | $165,019,000 | 3,387 |
| Long-term assets (5+ years) | $8,170,000 | 5,082 |
| Average Assets, year-to-date | $178,884,500 | 3,375 |
| Average Assets, quarterly | $178,884,500 | 3,375 |
| Volatile liabilities | $65,054,000 | 2,015 |
| Insider loans | $9,595,000 | 731 |
| FHLB advances | $15,000,000 | 1,846 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $25,968,000 | 2,897 |
| Tier 1 (core) risk-based capital | $13,919,000 | 4,278 |
| Tier 2 risk-based capital | $1,959,000 | 2,414 |
| Total risk weighted assets | $158,131,000 | 2,813 |
| Total unused commitments | $25,968,000 | 2,899 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $178,066,000 | 3,381 |
| Cash and due from depository institutions | $4,602,000 | 4,339 |
| Interest-bearing balances | $230,000 | 3,875 |
| Securities | $12,172,000 | 5,753 |
| Federal funds sold & reverse repurchase agreements | $14,589,000 | 1,102 |
| Net loans & leases | $137,351,000 | 3,017 |
| Loan loss allowance | $1,738,000 | 2,781 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,782,000 | 3,695 |
| Other real estate owned | $118,000 | 4,339 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,452,000 | 2,483 |
| Life insurance assets | $3,022,000 | 1,697 |
| Total liabilities and capital | $178,066,000 | 3,381 |
| Total liabilities | $165,073,000 | 3,274 |
| Total deposits | $149,172,000 | 3,313 |
| Interest-bearing deposits | $131,022,000 | 3,211 |
| Deposits held in domestic offices | $149,172,000 | 3,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $901,000 | 4,097 |
| Total equity capital | $12,993,000 | 4,504 |
| Total bank equity capital | $12,993,000 | 4,504 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,350,000 | 1,323 |
| Surplus | $8,250,000 | 2,808 |
| Undivided profits | $1,393,000 | 6,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,578,000 | 2,646 |
| Earning assets | $164,342,000 | 3,356 |
| Long-term assets (5+ years) | $6,805,000 | 5,336 |
| Average Assets, year-to-date | $143,273,800 | 3,876 |
| Average Assets, quarterly | $167,301,000 | 3,520 |
| Volatile liabilities | $62,810,000 | 2,206 |
| Insider loans | $10,146,000 | 680 |
| FHLB advances | $15,000,000 | 1,924 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $21,927,000 | 3,128 |
| Tier 1 (core) risk-based capital | $13,060,000 | 4,413 |
| Tier 2 risk-based capital | $1,738,000 | 2,664 |
| Total risk weighted assets | $147,041,000 | 2,969 |
| Total unused commitments | $21,927,000 | 3,129 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 34 | 4,529 |
| Assets and Liabilities | ||
| Total Assets: | $156,536,000 | 3,719 |
| Cash and due from depository institutions | $5,418,000 | 4,529 |
| Interest-bearing balances | $302,000 | 3,584 |
| Securities | $12,396,000 | 5,759 |
| Federal funds sold & reverse repurchase agreements | $2,448,000 | 3,594 |
| Net loans & leases | $130,038,000 | 3,151 |
| Loan loss allowance | $1,581,000 | 3,008 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,767,000 | 3,679 |
| Other real estate owned | $245,000 | 4,529 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,224,000 | 4,058 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $156,536,000 | 3,719 |
| Total liabilities | $144,507,000 | 3,632 |
| Total deposits | $128,568,000 | 3,677 |
| Interest-bearing deposits | $113,314,000 | 3,558 |
| Deposits held in domestic offices | $128,568,000 | 3,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 2,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $939,000 | 4,014 |
| Total equity capital | $12,029,000 | 4,728 |
| Total bank equity capital | $12,029,000 | 4,728 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,350,000 | 1,312 |
| Surplus | $7,650,000 | 2,937 |
| Undivided profits | $1,029,000 | 7,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $796,000 | 2,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,640,000 | 2,563 |
| Earning assets | $145,184,000 | 3,689 |
| Long-term assets (5+ years) | $7,201,000 | 5,225 |
| Average Assets, year-to-date | $134,575,750 | 4,047 |
| Average Assets, quarterly | $149,509,500 | 3,819 |
| Volatile liabilities | $52,455,000 | 2,531 |
| Insider loans | $10,301,000 | 653 |
| FHLB advances | $15,000,000 | 1,988 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,770,000 | 3,381 |
| Tier 1 (core) risk-based capital | $12,119,000 | 4,646 |
| Tier 2 risk-based capital | $1,581,000 | 2,879 |
| Total risk weighted assets | $133,568,000 | 3,196 |
| Total unused commitments | $19,770,000 | 3,384 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 32 | 4,769 |
| Assets and Liabilities | ||
| Total Assets: | $142,483,000 | 3,953 |
| Cash and due from depository institutions | $9,952,000 | 4,769 |
| Interest-bearing balances | $578,000 | 2,962 |
| Securities | $12,457,000 | 5,772 |
| Federal funds sold & reverse repurchase agreements | $1,443,000 | 4,091 |
| Net loans & leases | $112,826,000 | 3,463 |
| Loan loss allowance | $1,450,000 | 3,204 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,758,000 | 3,667 |
| Other real estate owned | $270,000 | 4,769 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,777,000 | 4,369 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $142,483,000 | 3,953 |
| Total liabilities | $131,875,000 | 3,860 |
| Total deposits | $122,976,000 | 3,765 |
| Interest-bearing deposits | $108,781,000 | 3,633 |
| Deposits held in domestic offices | $122,976,000 | 3,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,000,000 | 2,993 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $899,000 | 3,814 |
| Total equity capital | $10,608,000 | 5,015 |
| Total bank equity capital | $10,608,000 | 5,015 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,350,000 | 1,301 |
| Surplus | $6,650,000 | 3,190 |
| Undivided profits | $608,000 | 7,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,142,000 | 3,225 |
| Earning assets | $127,304,000 | 4,009 |
| Long-term assets (5+ years) | $7,006,000 | 5,223 |
| Average Assets, year-to-date | $127,255,670 | 4,221 |
| Average Assets, quarterly | $133,536,000 | 4,098 |
| Volatile liabilities | $54,283,000 | 2,427 |
| Insider loans | $9,519,000 | 705 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,397,000 | 3,530 |
| Tier 1 (core) risk-based capital | $10,798,000 | 4,961 |
| Tier 2 risk-based capital | $1,444,000 | 3,053 |
| Total risk weighted assets | $115,629,000 | 3,549 |
| Total unused commitments | $18,397,000 | 3,530 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $124,589,000 | 4,315 |
| Cash and due from depository institutions | $6,077,000 | 4,726 |
| Interest-bearing balances | $91,000 | 5,173 |
| Securities | $12,788,000 | 5,743 |
| Federal funds sold & reverse repurchase agreements | $2,612,000 | 3,860 |
| Net loans & leases | $97,424,000 | 3,810 |
| Loan loss allowance | $1,299,000 | 3,457 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,767,000 | 3,609 |
| Other real estate owned | $235,000 | 4,726 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,686,000 | 4,365 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $124,589,000 | 4,315 |
| Total liabilities | $115,222,000 | 4,205 |
| Total deposits | $106,543,000 | 4,170 |
| Interest-bearing deposits | $90,722,000 | 4,126 |
| Deposits held in domestic offices | $106,543,000 | 4,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,887 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $679,000 | 4,440 |
| Total equity capital | $9,367,000 | 5,386 |
| Total bank equity capital | $9,367,000 | 5,386 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,350,000 | 1,291 |
| Surplus | $5,650,000 | 3,484 |
| Undivided profits | $367,000 | 7,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,070,000 | 3,247 |
| Earning assets | $112,915,000 | 4,368 |
| Long-term assets (5+ years) | $6,088,000 | 5,461 |
| Average Assets, year-to-date | $119,642,000 | 4,411 |
| Average Assets, quarterly | $119,642,000 | 4,411 |
| Volatile liabilities | $37,638,000 | 3,028 |
| Insider loans | $9,699,000 | 669 |
| FHLB advances | $8,000,000 | 2,765 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,967,000 | 4,098 |
| Tier 1 (core) risk-based capital | $9,507,000 | 5,285 |
| Tier 2 risk-based capital | $1,234,000 | 3,392 |
| Total risk weighted assets | $101,018,000 | 3,829 |
| Total unused commitments | $13,967,000 | 4,098 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $114,695,000 | 4,543 |
| Cash and due from depository institutions | $4,520,000 | 4,947 |
| Interest-bearing balances | $120,000 | 4,739 |
| Securities | $10,983,000 | 6,121 |
| Federal funds sold & reverse repurchase agreements | $1,697,000 | 4,249 |
| Net loans & leases | $92,585,000 | 3,916 |
| Loan loss allowance | $1,226,000 | 3,578 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,712,000 | 3,639 |
| Other real estate owned | $16,000 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,182,000 | 4,850 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $114,694,000 | 4,543 |
| Total liabilities | $105,500,000 | 4,456 |
| Total deposits | $96,701,000 | 4,445 |
| Interest-bearing deposits | $83,968,000 | 4,321 |
| Deposits held in domestic offices | $96,701,000 | 4,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,982 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $799,000 | 3,995 |
| Total equity capital | $9,194,000 | 5,427 |
| Total bank equity capital | $9,194,000 | 5,427 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,350,000 | 1,278 |
| Surplus | $5,650,000 | 3,445 |
| Undivided profits | $194,000 | 7,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 3,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $712,000 | 4,540 |
| Earning assets | $105,385,000 | 4,548 |
| Long-term assets (5+ years) | $5,195,000 | 5,736 |
| Average Assets, year-to-date | $104,618,400 | 4,690 |
| Average Assets, quarterly | $113,821,000 | 4,542 |
| Volatile liabilities | $37,204,000 | 3,033 |
| Insider loans | $5,985,000 | 1,120 |
| FHLB advances | $8,000,000 | 2,843 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,209,000 | 3,851 |
| Tier 1 (core) risk-based capital | $9,311,000 | 5,330 |
| Tier 2 risk-based capital | $1,167,000 | 3,499 |
| Total risk weighted assets | $93,323,000 | 4,031 |
| Total unused commitments | $15,209,000 | 3,852 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $112,947,000 | 4,574 |
| Cash and due from depository institutions | $3,064,000 | 4,931 |
| Interest-bearing balances | $186,000 | 4,438 |
| Securities | $11,355,000 | 6,054 |
| Federal funds sold & reverse repurchase agreements | $6,057,000 | 1,964 |
| Net loans & leases | $87,381,000 | 4,045 |
| Loan loss allowance | $1,182,000 | 3,643 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,738,000 | 3,599 |
| Other real estate owned | $16,000 | 4,931 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,336,000 | 4,664 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $112,947,000 | 4,574 |
| Total liabilities | $103,923,000 | 4,474 |
| Total deposits | $95,266,000 | 4,429 |
| Interest-bearing deposits | $84,012,000 | 4,267 |
| Deposits held in domestic offices | $95,266,000 | 4,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,000,000 | 3,000 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $657,000 | 4,443 |
| Total equity capital | $9,024,000 | 5,478 |
| Total bank equity capital | $9,024,000 | 5,478 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,350,000 | 1,247 |
| Surplus | $5,650,000 | 3,389 |
| Undivided profits | $24,000 | 8,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $933,000 | 2,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $851,000 | 3,936 |
| Earning assets | $104,979,000 | 4,531 |
| Long-term assets (5+ years) | $4,912,000 | 5,876 |
| Average Assets, year-to-date | $102,099,250 | 4,773 |
| Average Assets, quarterly | $109,292,000 | 4,621 |
| Volatile liabilities | $35,643,000 | 3,027 |
| Insider loans | $4,966,000 | 1,299 |
| FHLB advances | $8,000,000 | 2,859 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,222,000 | 4,219 |
| Tier 1 (core) risk-based capital | $9,088,000 | 5,367 |
| Tier 2 risk-based capital | $1,124,000 | 3,561 |
| Total risk weighted assets | $89,436,000 | 4,103 |
| Total unused commitments | $12,222,000 | 4,221 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $105,637,000 | 4,707 |
| Cash and due from depository institutions | $4,168,000 | 4,929 |
| Interest-bearing balances | $40,000 | 5,808 |
| Securities | $11,049,000 | 6,151 |
| Federal funds sold & reverse repurchase agreements | $2,345,000 | 3,279 |
| Net loans & leases | $83,189,000 | 4,107 |
| Loan loss allowance | $1,119,000 | 3,726 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,736,000 | 3,542 |
| Other real estate owned | $46,000 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,104,000 | 4,750 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $105,637,000 | 4,707 |
| Total liabilities | $97,805,000 | 4,588 |
| Total deposits | $89,163,000 | 4,589 |
| Interest-bearing deposits | $80,693,000 | 4,341 |
| Deposits held in domestic offices | $89,163,000 | 4,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,969 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $642,000 | 4,279 |
| Total equity capital | $7,832,000 | 5,902 |
| Total bank equity capital | $7,832,000 | 5,902 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,350,000 | 1,228 |
| Surplus | $4,650,000 | 3,794 |
| Undivided profits | $-168,000 | 8,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 3,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $705,000 | 4,229 |
| Earning assets | $96,623,000 | 4,718 |
| Long-term assets (5+ years) | $2,781,000 | 6,623 |
| Average Assets, year-to-date | $98,483,330 | 4,881 |
| Average Assets, quarterly | $99,908,500 | 4,856 |
| Volatile liabilities | $36,126,000 | 2,880 |
| Insider loans | $4,067,000 | 1,568 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,144,000 | 3,890 |
| Tier 1 (core) risk-based capital | $7,879,000 | 5,791 |
| Tier 2 risk-based capital | $1,064,000 | 3,648 |
| Total risk weighted assets | $84,279,000 | 4,214 |
| Total unused commitments | $14,144,000 | 3,890 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $94,180,000 | 5,080 |
| Cash and due from depository institutions | $2,714,000 | 5,847 |
| Interest-bearing balances | $72,000 | 5,483 |
| Securities | $6,766,000 | 7,158 |
| Federal funds sold & reverse repurchase agreements | $5,528,000 | 2,137 |
| Net loans & leases | $74,386,000 | 4,372 |
| Loan loss allowance | $1,042,000 | 3,943 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,736,000 | 3,533 |
| Other real estate owned | $282,000 | 5,847 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,768,000 | 5,202 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $94,180,000 | 5,080 |
| Total liabilities | $86,549,000 | 4,987 |
| Total deposits | $83,076,000 | 4,847 |
| Interest-bearing deposits | $74,375,000 | 4,634 |
| Deposits held in domestic offices | $83,076,000 | 4,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,134 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $473,000 | 4,931 |
| Total equity capital | $7,631,000 | 5,934 |
| Total bank equity capital | $7,631,000 | 5,934 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,350,000 | 1,221 |
| Surplus | $4,650,000 | 3,772 |
| Undivided profits | $-369,000 | 8,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $586,000 | 4,766 |
| Earning assets | $86,752,000 | 5,067 |
| Long-term assets (5+ years) | $1,781,000 | 7,094 |
| Average Assets, year-to-date | $94,906,500 | 5,034 |
| Average Assets, quarterly | $94,906,500 | 5,034 |
| Volatile liabilities | $26,631,000 | 3,455 |
| Insider loans | $3,586,000 | 1,718 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,315,000 | 4,535 |
| Tier 1 (core) risk-based capital | $7,710,000 | 5,830 |
| Tier 2 risk-based capital | $1,022,000 | 3,772 |
| Total risk weighted assets | $81,744,000 | 4,276 |
| Total unused commitments | $10,315,000 | 4,537 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 23 | 5,877 |
| Assets and Liabilities | ||
| Total Assets: | $95,633,000 | 5,030 |
| Cash and due from depository institutions | $6,711,000 | 5,877 |
| Interest-bearing balances | $50,000 | 5,722 |
| Securities | $7,273,000 | 7,067 |
| Federal funds sold & reverse repurchase agreements | $7,086,000 | 1,629 |
| Net loans & leases | $70,252,000 | 4,513 |
| Loan loss allowance | $1,000,000 | 4,031 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,751,000 | 3,498 |
| Other real estate owned | $46,000 | 5,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,514,000 | 5,540 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $95,633,000 | 5,030 |
| Total liabilities | $88,102,000 | 4,932 |
| Total deposits | $84,688,000 | 4,778 |
| Interest-bearing deposits | $77,819,000 | 4,453 |
| Deposits held in domestic offices | $84,688,000 | 4,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $414,000 | 5,213 |
| Total equity capital | $7,531,000 | 5,993 |
| Total bank equity capital | $7,531,000 | 5,993 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,350,000 | 1,204 |
| Surplus | $4,650,000 | 3,733 |
| Undivided profits | $-469,000 | 8,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 4,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $509,000 | 5,266 |
| Earning assets | $84,661,000 | 5,136 |
| Long-term assets (5+ years) | $2,110,000 | 7,044 |
| Average Assets, year-to-date | $76,601,200 | 5,608 |
| Average Assets, quarterly | $90,737,500 | 5,161 |
| Volatile liabilities | $23,884,000 | 3,653 |
| Insider loans | $3,078,000 | 1,957 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,887,000 | 4,090 |
| Tier 1 (core) risk-based capital | $7,572,000 | 5,854 |
| Tier 2 risk-based capital | $999,000 | 3,810 |
| Total risk weighted assets | $79,912,000 | 4,319 |
| Total unused commitments | $11,887,000 | 4,090 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 22 | 6,018 |
| Assets and Liabilities | ||
| Total Assets: | $85,842,000 | 5,326 |
| Cash and due from depository institutions | $3,634,000 | 6,018 |
| Interest-bearing balances | $79,000 | 5,500 |
| Securities | $6,812,000 | 7,230 |
| Federal funds sold & reverse repurchase agreements | $4,070,000 | 2,471 |
| Net loans & leases | $67,068,000 | 4,623 |
| Loan loss allowance | $930,000 | 4,247 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,751,000 | 3,459 |
| Other real estate owned | $30,000 | 6,018 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,477,000 | 5,605 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $85,842,000 | 5,326 |
| Total liabilities | $78,929,000 | 5,231 |
| Total deposits | $75,582,000 | 5,099 |
| Interest-bearing deposits | $67,768,000 | 4,888 |
| Deposits held in domestic offices | $75,582,000 | 5,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,000,000 | 4,183 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $347,000 | 5,836 |
| Total equity capital | $6,913,000 | 6,285 |
| Total bank equity capital | $6,913,000 | 6,285 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,350,000 | 1,190 |
| Surplus | $4,150,000 | 3,936 |
| Undivided profits | $-587,000 | 8,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $491,000 | 5,555 |
| Earning assets | $78,029,000 | 5,346 |
| Long-term assets (5+ years) | $2,527,000 | 6,965 |
| Average Assets, year-to-date | $71,843,250 | 5,813 |
| Average Assets, quarterly | $80,062,000 | 5,536 |
| Volatile liabilities | $21,968,000 | 3,874 |
| Insider loans | $2,805,000 | 2,066 |
| FHLB advances | $3,000,000 | 4,011 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,236,000 | 4,173 |
| Tier 1 (core) risk-based capital | $6,913,000 | 6,162 |
| Tier 2 risk-based capital | $930,000 | 3,963 |
| Total risk weighted assets | $75,259,000 | 4,452 |
| Total unused commitments | $11,236,000 | 4,173 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 21 | 6,203 |
| Assets and Liabilities | ||
| Total Assets: | $74,282,000 | 5,800 |
| Cash and due from depository institutions | $3,391,000 | 6,203 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $5,182,000 | 7,706 |
| Federal funds sold & reverse repurchase agreements | $2,213,000 | 3,331 |
| Net loans & leases | $59,405,000 | 4,945 |
| Loan loss allowance | $885,000 | 4,383 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,779,000 | 3,393 |
| Other real estate owned | $0 | 6,203 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,312,000 | 5,893 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $74,282,000 | 5,800 |
| Total liabilities | $68,025,000 | 5,722 |
| Total deposits | $64,808,000 | 5,611 |
| Interest-bearing deposits | $57,272,000 | 5,458 |
| Deposits held in domestic offices | $64,808,000 | 5,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $217,000 | 6,641 |
| Total equity capital | $6,257,000 | 6,490 |
| Total bank equity capital | $6,257,000 | 6,490 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,350,000 | 1,187 |
| Surplus | $3,650,000 | 4,232 |
| Undivided profits | $-743,000 | 8,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $375,000 | 6,230 |
| Earning assets | $66,800,000 | 5,825 |
| Long-term assets (5+ years) | $5,055,000 | 6,227 |
| Average Assets, year-to-date | $67,177,000 | 6,058 |
| Average Assets, quarterly | $69,245,500 | 6,000 |
| Volatile liabilities | $13,869,000 | 4,963 |
| Insider loans | $3,129,000 | 1,845 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,432,000 | 4,137 |
| Tier 1 (core) risk-based capital | $6,294,000 | 6,420 |
| Tier 2 risk-based capital | $831,000 | 4,262 |
| Total risk weighted assets | $66,416,000 | 4,789 |
| Total unused commitments | $11,432,000 | 4,137 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $64,209,000 | 6,261 |
| Cash and due from depository institutions | $1,552,000 | 6,216 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $4,910,000 | 7,768 |
| Federal funds sold & reverse repurchase agreements | $2,790,000 | 3,994 |
| Net loans & leases | $51,419,000 | 5,319 |
| Loan loss allowance | $785,000 | 4,710 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,791,000 | 3,354 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $747,000 | 7,091 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $64,209,000 | 6,261 |
| Total liabilities | $58,712,000 | 6,166 |
| Total deposits | $58,622,000 | 5,966 |
| Interest-bearing deposits | $51,610,000 | 5,842 |
| Deposits held in domestic offices | $58,622,000 | 5,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $90,000 | 8,258 |
| Total equity capital | $5,497,000 | 7,002 |
| Total bank equity capital | $5,497,000 | 7,002 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,350,000 | 1,178 |
| Surplus | $3,350,000 | 4,408 |
| Undivided profits | $-1,203,000 | 8,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 6,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $320,000 | 6,651 |
| Earning assets | $59,119,000 | 6,251 |
| Long-term assets (5+ years) | $1,307,000 | 7,526 |
| Average Assets, year-to-date | $63,624,500 | 6,270 |
| Average Assets, quarterly | $63,624,500 | 6,270 |
| Volatile liabilities | $12,532,000 | 5,130 |
| Insider loans | $3,540,000 | 1,620 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,430,000 | 4,088 |
| Tier 1 (core) risk-based capital | $5,500,000 | 6,845 |
| Tier 2 risk-based capital | $719,000 | 4,634 |
| Total risk weighted assets | $57,456,000 | 5,163 |
| Total unused commitments | $11,430,000 | 4,095 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 20 | 6,366 |
| Assets and Liabilities | ||
| Total Assets: | $63,040,000 | 6,317 |
| Cash and due from depository institutions | $3,003,000 | 6,366 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $5,571,000 | 7,678 |
| Federal funds sold & reverse repurchase agreements | $6,217,000 | 1,907 |
| Net loans & leases | $44,876,000 | 5,700 |
| Loan loss allowance | $673,000 | 5,157 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,695,000 | 3,416 |
| Other real estate owned | $0 | 6,366 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $678,000 | 7,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,040,000 | 6,317 |
| Total liabilities | $57,587,000 | 6,224 |
| Total deposits | $57,405,000 | 6,025 |
| Interest-bearing deposits | $50,198,000 | 5,913 |
| Deposits held in domestic offices | $57,405,000 | 6,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $182,000 | 7,172 |
| Total equity capital | $5,453,000 | 6,988 |
| Total bank equity capital | $5,453,000 | 6,988 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,350,000 | 1,182 |
| Surplus | $3,350,000 | 4,385 |
| Undivided profits | $-1,247,000 | 8,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $300,000 | 6,977 |
| Earning assets | $56,664,000 | 6,357 |
| Long-term assets (5+ years) | $1,095,000 | 7,645 |
| Average Assets, year-to-date | $47,126,400 | 7,079 |
| Average Assets, quarterly | $57,330,000 | 6,580 |
| Volatile liabilities | $8,220,000 | 6,197 |
| Insider loans | $3,624,000 | 1,546 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,066,000 | 4,493 |
| Tier 1 (core) risk-based capital | $5,468,000 | 6,837 |
| Tier 2 risk-based capital | $647,000 | 4,954 |
| Total risk weighted assets | $51,806,000 | 5,473 |
| Total unused commitments | $9,066,000 | 4,496 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $51,620,000 | 6,926 |
| Cash and due from depository institutions | $1,477,000 | 6,521 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $5,204,000 | 7,733 |
| Federal funds sold & reverse repurchase agreements | $2,574,000 | 3,892 |
| Net loans & leases | $39,090,000 | 6,118 |
| Loan loss allowance | $600,000 | 5,532 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,684,000 | 3,410 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $591,000 | 7,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,620,000 | 6,926 |
| Total liabilities | $46,179,000 | 6,899 |
| Total deposits | $46,040,000 | 6,712 |
| Interest-bearing deposits | $38,839,000 | 6,699 |
| Deposits held in domestic offices | $46,040,000 | 6,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $139,000 | 7,988 |
| Total equity capital | $5,441,000 | 7,006 |
| Total bank equity capital | $5,441,000 | 7,006 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,350,000 | 1,174 |
| Surplus | $3,350,000 | 4,333 |
| Undivided profits | $-1,259,000 | 8,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $286,000 | 7,243 |
| Earning assets | $46,868,000 | 6,947 |
| Long-term assets (5+ years) | $1,166,000 | 7,660 |
| Average Assets, year-to-date | $43,148,000 | 7,330 |
| Average Assets, quarterly | $49,410,500 | 7,030 |
| Volatile liabilities | $7,611,000 | 6,409 |
| Insider loans | $2,935,000 | 1,877 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,974,000 | 4,775 |
| Tier 1 (core) risk-based capital | $5,479,000 | 6,834 |
| Tier 2 risk-based capital | $559,000 | 5,386 |
| Total risk weighted assets | $44,732,000 | 5,954 |
| Total unused commitments | $7,974,000 | 4,777 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 17 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $47,201,000 | 7,186 |
| Cash and due from depository institutions | $3,268,000 | 6,861 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $5,013,000 | 7,768 |
| Federal funds sold & reverse repurchase agreements | $254,000 | 6,615 |
| Net loans & leases | $35,398,000 | 6,386 |
| Loan loss allowance | $518,000 | 5,928 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,702,000 | 3,356 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $566,000 | 7,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,201,000 | 7,186 |
| Total liabilities | $41,683,000 | 7,183 |
| Total deposits | $41,560,000 | 7,015 |
| Interest-bearing deposits | $35,273,000 | 7,000 |
| Deposits held in domestic offices | $41,560,000 | 7,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $123,000 | 8,204 |
| Total equity capital | $5,518,000 | 6,973 |
| Total bank equity capital | $5,518,000 | 6,973 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,350,000 | 1,160 |
| Surplus | $3,350,000 | 4,293 |
| Undivided profits | $-1,182,000 | 8,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 7,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $239,000 | 7,612 |
| Earning assets | $40,665,000 | 7,308 |
| Long-term assets (5+ years) | $886,000 | 7,781 |
| Average Assets, year-to-date | $40,324,000 | 7,524 |
| Average Assets, quarterly | $44,532,500 | 7,303 |
| Volatile liabilities | $7,441,000 | 6,467 |
| Insider loans | $4,648,000 | 1,140 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,113,000 | 4,973 |
| Tier 1 (core) risk-based capital | $5,529,000 | 6,755 |
| Tier 2 risk-based capital | $511,000 | 5,626 |
| Total risk weighted assets | $40,890,000 | 6,200 |
| Total unused commitments | $7,113,000 | 4,986 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 17 | 6,855 |
| Assets and Liabilities | ||
| Total Assets: | $41,864,000 | 7,477 |
| Cash and due from depository institutions | $2,391,000 | 6,855 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $2,530,000 | 8,509 |
| Federal funds sold & reverse repurchase agreements | $3,838,000 | 3,850 |
| Net loans & leases | $29,864,000 | 6,803 |
| Loan loss allowance | $450,000 | 6,317 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,734,000 | 3,291 |
| Other real estate owned | $0 | 6,855 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $507,000 | 8,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,864,000 | 7,477 |
| Total liabilities | $36,228,000 | 7,529 |
| Total deposits | $36,106,000 | 7,375 |
| Interest-bearing deposits | $30,437,000 | 7,396 |
| Deposits held in domestic offices | $36,106,000 | 7,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $122,000 | 8,254 |
| Total equity capital | $5,636,000 | 6,841 |
| Total bank equity capital | $5,636,000 | 6,841 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,350,000 | 1,161 |
| Surplus | $3,350,000 | 4,256 |
| Undivided profits | $-1,064,000 | 9,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 7,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $193,000 | 8,086 |
| Earning assets | $36,232,000 | 7,611 |
| Long-term assets (5+ years) | $832,000 | 7,825 |
| Average Assets, year-to-date | $36,885,500 | 7,786 |
| Average Assets, quarterly | $36,885,500 | 7,786 |
| Volatile liabilities | $6,409,000 | 6,777 |
| Insider loans | $3,991,000 | 1,357 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,208,000 | 5,600 |
| Tier 1 (core) risk-based capital | $5,624,000 | 6,644 |
| Tier 2 risk-based capital | $450,000 | 5,948 |
| Total risk weighted assets | $35,252,000 | 6,572 |
| Total unused commitments | $5,208,000 | 5,610 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $31,907,000 | 8,096 |
| Cash and due from depository institutions | $1,122,000 | 7,402 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $3,048,000 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $1,378,000 | 5,452 |
| Net loans & leases | $23,772,000 | 7,427 |
| Loan loss allowance | $375,000 | 6,837 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,124,000 | 3,928 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $463,000 | 8,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,907,000 | 8,096 |
| Total liabilities | $26,151,000 | 8,213 |
| Total deposits | $26,075,000 | 8,116 |
| Interest-bearing deposits | $20,624,000 | 8,225 |
| Deposits held in domestic offices | $26,075,000 | 8,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $76,000 | 8,837 |
| Total equity capital | $5,756,000 | 6,716 |
| Total bank equity capital | $5,756,000 | 6,716 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,350,000 | 1,145 |
| Surplus | $3,350,000 | 4,203 |
| Undivided profits | $-944,000 | 9,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $173,000 | 8,343 |
| Earning assets | $28,198,000 | 8,140 |
| Long-term assets (5+ years) | $553,000 | 7,982 |
| Average Assets, year-to-date | $22,269,000 | 8,616 |
| Average Assets, quarterly | $27,203,500 | 8,355 |
| Volatile liabilities | $4,697,000 | 7,423 |
| Insider loans | $806,000 | 4,446 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,351,000 | 5,814 |
| Tier 1 (core) risk-based capital | $5,742,000 | 6,518 |
| Tier 2 risk-based capital | $348,000 | 6,758 |
| Total risk weighted assets | $27,780,000 | 7,272 |
| Total unused commitments | $4,351,000 | 5,818 |
| Derivatives | $0 | 527 |