Home > First Southern National Bank > Assets and Liabilities
First Southern National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $139,158,000 | 3,189 |
| Cash and due from depository institutions | $3,271,000 | 2,600 |
| Interest-bearing balances | $101,000 | 4,518 |
| Securities | $23,225,000 | 4,432 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 6,777 |
| Net loans & leases | $104,288,000 | 2,654 |
| Loan loss allowance | $1,275,000 | 2,709 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,965,000 | 1,594 |
| Other real estate owned | $0 | 2,600 |
| Goodwill and other intangibles | $1,454,000 | 1,149 |
| All other assets | $1,180,000 | 5,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,158,000 | 3,189 |
| Total liabilities | $127,926,000 | 3,125 |
| Total deposits | $124,335,000 | 3,001 |
| Interest-bearing deposits | $105,933,000 | 3,042 |
| Deposits held in domestic offices | $124,335,000 | 2,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,084,000 | 2,100 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,507,000 | 2,541 |
| Total equity capital | $11,232,000 | 3,885 |
| Total bank equity capital | $11,232,000 | 3,885 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $560,000 | 4,654 |
| Surplus | $8,229,000 | 1,850 |
| Undivided profits | $2,443,000 | 6,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $867,000 | 2,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $992,000 | 2,288 |
| Earning assets | $128,389,000 | 3,181 |
| Long-term assets (5+ years) | $6,331,000 | 5,436 |
| Average Assets, year-to-date | $122,167,000 | 3,427 |
| Average Assets, quarterly | $136,760,000 | 3,195 |
| Volatile liabilities | $18,286,000 | 3,219 |
| Insider loans | $3,957,000 | 1,051 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,555,000 | 2,335 |
| Tier 1 (core) risk-based capital | $9,769,000 | 4,255 |
| Tier 2 risk-based capital | $1,226,520 | 2,426 |
| Total risk weighted assets | $98,073,420 | 2,811 |
| Total unused commitments | $17,555,000 | 2,340 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $84,580,000 | 5,074 |
| Cash and due from depository institutions | $2,624,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,406,000 | 6,869 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $62,930,000 | 4,213 |
| Loan loss allowance | $772,000 | 4,357 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,473,000 | 2,281 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,147,000 | 5,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,580,000 | 5,074 |
| Total liabilities | $78,808,000 | 4,929 |
| Total deposits | $75,899,000 | 4,861 |
| Interest-bearing deposits | $64,206,000 | 4,926 |
| Deposits held in domestic offices | $75,899,000 | 4,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,925,000 | 2,279 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $984,000 | 3,576 |
| Total equity capital | $5,772,000 | 6,611 |
| Total bank equity capital | $5,772,000 | 6,611 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $560,000 | 4,944 |
| Surplus | $4,213,000 | 3,284 |
| Undivided profits | $999,000 | 8,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,289,000 | 2,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $770,000 | 2,962 |
| Earning assets | $77,336,000 | 5,088 |
| Long-term assets (5+ years) | $6,649,000 | 5,174 |
| Average Assets, year-to-date | $81,392,800 | 5,068 |
| Average Assets, quarterly | $81,744,500 | 5,185 |
| Volatile liabilities | $11,113,000 | 4,530 |
| Insider loans | $2,603,000 | 1,647 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,815,000 | 3,966 |
| Tier 1 (core) risk-based capital | $5,799,000 | 6,507 |
| Tier 2 risk-based capital | $772,000 | 3,757 |
| Total risk weighted assets | $65,525,000 | 4,065 |
| Total unused commitments | $7,815,000 | 3,980 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $79,777,000 | 5,366 |
| Cash and due from depository institutions | $2,964,000 | 5,283 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $15,644,000 | 6,541 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $58,193,000 | 4,392 |
| Loan loss allowance | $788,000 | 4,298 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,940,000 | 3,812 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $74,000 | 2,480 |
| All other assets | $962,000 | 6,543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,777,000 | 5,366 |
| Total liabilities | $74,066,000 | 5,222 |
| Total deposits | $69,959,000 | 5,249 |
| Interest-bearing deposits | $57,573,000 | 5,471 |
| Deposits held in domestic offices | $69,959,000 | 5,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,100,000 | 1,879 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,007,000 | 3,614 |
| Total equity capital | $5,711,000 | 6,772 |
| Total bank equity capital | $5,711,000 | 6,772 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $560,000 | 5,208 |
| Surplus | $4,213,000 | 3,287 |
| Undivided profits | $938,000 | 9,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,624,000 | 1,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $701,000 | 3,369 |
| Earning assets | $73,838,000 | 5,329 |
| Long-term assets (5+ years) | $7,646,000 | 4,710 |
| Average Assets, year-to-date | $73,548,400 | 5,531 |
| Average Assets, quarterly | $77,365,000 | 5,446 |
| Volatile liabilities | $10,174,000 | 4,527 |
| Insider loans | $1,576,000 | 2,649 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,063,000 | 4,473 |
| Tier 1 (core) risk-based capital | $5,638,000 | 6,699 |
| Tier 2 risk-based capital | $731,940 | 3,881 |
| Total risk weighted assets | $58,498,740 | 4,426 |
| Total unused commitments | $6,063,000 | 4,485 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $70,767,000 | 5,873 |
| Cash and due from depository institutions | $2,305,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,337,000 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $54,502,000 | 4,565 |
| Loan loss allowance | $774,000 | 4,459 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,655,000 | 4,299 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $147,000 | 2,082 |
| All other assets | $821,000 | 7,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,767,000 | 5,873 |
| Total liabilities | $65,597,000 | 5,767 |
| Total deposits | $64,050,000 | 5,626 |
| Interest-bearing deposits | $53,005,000 | 5,811 |
| Deposits held in domestic offices | $64,050,000 | 5,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $675,000 | 3,715 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $872,000 | 3,396 |
| Total equity capital | $5,170,000 | 6,963 |
| Total bank equity capital | $5,170,000 | 6,963 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $560,000 | 5,483 |
| Surplus | $4,213,000 | 3,178 |
| Undivided profits | $397,000 | 10,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,328,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $482,000 | 4,358 |
| Earning assets | $65,839,000 | 5,798 |
| Long-term assets (5+ years) | $5,201,000 | 5,887 |
| Average Assets, year-to-date | $69,828,600 | 5,824 |
| Average Assets, quarterly | $70,542,500 | 5,848 |
| Volatile liabilities | $4,782,000 | 6,928 |
| Insider loans | $1,963,000 | 2,121 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,627,000 | 3,773 |
| Tier 1 (core) risk-based capital | $5,130,000 | 7,099 |
| Tier 2 risk-based capital | $658,970 | 4,190 |
| Total risk weighted assets | $52,602,770 | 4,711 |
| Total unused commitments | $7,627,000 | 3,780 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $68,838,000 | 6,158 |
| Cash and due from depository institutions | $2,247,000 | 6,405 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,754,000 | 8,438 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 7,976 |
| Net loans & leases | $51,133,000 | 4,707 |
| Loan loss allowance | $762,000 | 4,653 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,619,000 | 4,377 |
| Other real estate owned | $36,000 | 6,405 |
| Goodwill and other intangibles | $416,000 | 1,460 |
| All other assets | $708,000 | 7,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,838,000 | 6,158 |
| Total liabilities | $63,727,000 | 6,034 |
| Total deposits | $62,846,000 | 5,900 |
| Interest-bearing deposits | $52,789,000 | 6,063 |
| Deposits held in domestic offices | $62,846,000 | 5,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $881,000 | 3,453 |
| Total equity capital | $5,111,000 | 7,135 |
| Total bank equity capital | $5,111,000 | 7,135 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $560,000 | 5,730 |
| Surplus | $4,022,000 | 3,250 |
| Undivided profits | $529,000 | 10,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $720,000 | 3,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $416,000 | 4,499 |
| Earning assets | $63,812,000 | 6,093 |
| Long-term assets (5+ years) | $3,536,000 | 7,375 |
| Average Assets, year-to-date | $68,628,200 | 6,015 |
| Average Assets, quarterly | $69,077,000 | 6,074 |
| Volatile liabilities | $3,824,000 | 7,492 |
| Insider loans | $3,270,000 | 1,268 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,563,000 | 4,125 |
| Tier 1 (core) risk-based capital | $4,695,000 | 7,527 |
| Tier 2 risk-based capital | $626,040 | 4,363 |
| Total risk weighted assets | $49,946,840 | 4,900 |
| Total unused commitments | $6,563,000 | 4,150 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $70,302,000 | 6,118 |
| Cash and due from depository institutions | $2,968,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,318,000 | 8,270 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $52,046,000 | 4,669 |
| Loan loss allowance | $724,000 | 4,873 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,241,000 | 5,381 |
| Other real estate owned | $42,000 | 6,386 |
| Goodwill and other intangibles | $685,000 | 1,185 |
| All other assets | $1,002,000 | 6,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,302,000 | 6,118 |
| Total liabilities | $64,640,000 | 6,050 |
| Total deposits | $61,450,000 | 6,117 |
| Interest-bearing deposits | $52,196,000 | 6,247 |
| Deposits held in domestic offices | $61,450,000 | 6,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,300,000 | 1,927 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $890,000 | 3,610 |
| Total equity capital | $5,662,000 | 6,451 |
| Total bank equity capital | $5,662,000 | 6,451 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $560,000 | 6,027 |
| Surplus | $4,023,000 | 3,133 |
| Undivided profits | $1,079,000 | 9,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 5,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $558,000 | 3,655 |
| Earning assets | $64,364,000 | 6,104 |
| Long-term assets (5+ years) | $6,615,000 | 5,610 |
| Average Assets, year-to-date | $68,563,200 | 6,094 |
| Average Assets, quarterly | $68,552,000 | 6,176 |
| Volatile liabilities | $7,178,000 | 5,202 |
| Insider loans | $1,763,000 | 391 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,201,000 | 4,036 |
| Tier 1 (core) risk-based capital | $4,977,000 | 7,050 |
| Tier 2 risk-based capital | $650,460 | 4,201 |
| Total risk weighted assets | $51,963,060 | 4,782 |
| Total unused commitments | $6,201,000 | 4,058 |
| Derivatives | $0 | 651 |