Home > First Southern Bank > Assets and Liabilities
First Southern Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 36 | 3,946 |
| Assets and Liabilities | ||
| Total Assets: | $191,764,000 | 3,274 |
| Cash and due from depository institutions | $1,574,000 | 3,946 |
| Interest-bearing balances | $225,000 | 6,324 |
| Securities | $35,049,000 | 3,148 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 301 |
| Net loans & leases | $126,199,000 | 3,195 |
| Loan loss allowance | $1,584,000 | 3,750 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,015,000 | 4,255 |
| Other real estate owned | $251,000 | 3,946 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,676,000 | 3,948 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $191,764,000 | 3,274 |
| Total liabilities | $172,514,000 | 3,251 |
| Total deposits | $155,803,000 | 3,331 |
| Interest-bearing deposits | $148,525,000 | 3,043 |
| Deposits held in domestic offices | $155,803,000 | 3,328 |
| % insured | 91.80% | 2,843 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $16,497,000 | 1,804 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $214,000 | 6,480 |
| Total equity capital | $19,250,000 | 3,343 |
| Total bank equity capital | $19,250,000 | 3,343 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,000 | 6,890 |
| Surplus | $19,147,000 | 1,630 |
| Undivided profits | $101,000 | 6,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,421,000 | 4,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,842,000 | 1,763 |
| Earning assets | $184,473,000 | 3,128 |
| Long-term assets (5+ years) | $43,176,000 | 2,693 |
| Average Assets, year-to-date | $154,440,250 | 3,853 |
| Average Assets, quarterly | $174,265,500 | 3,530 |
| Volatile liabilities | $46,961,000 | 2,743 |
| Insider loans | $2,026,000 | 2,869 |
| FHLB advances | $16,497,000 | 1,698 |
| Loans and leases held for sale | $1,039,000 | 1,239 |
| Unused loan commitments | $13,442,000 | 3,338 |
| Tier 1 (core) risk-based capital | $19,136,000 | 3,200 |
| Tier 2 risk-based capital | $1,584,000 | 3,097 |
| Total risk weighted assets | $136,677,000 | 3,132 |
| Total unused commitments | $13,442,000 | 3,342 |
| Derivatives | $3,156,000 | 869 |
| 2010-06-30 | Rank | |
| # of Employees: | 34 | 4,142 |
| Assets and Liabilities | ||
| Total Assets: | $156,767,000 | 3,856 |
| Cash and due from depository institutions | $1,898,000 | 4,142 |
| Interest-bearing balances | $171,000 | 6,364 |
| Securities | $29,760,000 | 3,493 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 2,486 |
| Net loans & leases | $117,597,000 | 3,420 |
| Loan loss allowance | $2,055,000 | 3,161 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,854,000 | 4,431 |
| Other real estate owned | $292,000 | 4,142 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,066,000 | 4,376 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $156,767,000 | 3,856 |
| Total liabilities | $143,189,000 | 3,799 |
| Total deposits | $127,874,000 | 3,889 |
| Interest-bearing deposits | $122,868,000 | 3,581 |
| Deposits held in domestic offices | $127,874,000 | 3,888 |
| % insured | 88.88% | 4,011 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,147,000 | 1,957 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $168,000 | 6,764 |
| Total equity capital | $13,578,000 | 4,338 |
| Total bank equity capital | $13,578,000 | 4,337 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000 | 6,962 |
| Surplus | $13,613,000 | 2,093 |
| Undivided profits | $-36,000 | 6,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,264,000 | 3,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,211,000 | 2,607 |
| Earning assets | $149,828,000 | 3,720 |
| Long-term assets (5+ years) | $36,440,000 | 3,014 |
| Average Assets, year-to-date | $141,999,000 | 4,097 |
| Average Assets, quarterly | $148,944,500 | 3,986 |
| Volatile liabilities | $50,674,000 | 2,587 |
| Insider loans | $1,935,000 | 3,023 |
| FHLB advances | $15,147,000 | 1,858 |
| Loans and leases held for sale | $438,000 | 1,365 |
| Unused loan commitments | $12,310,000 | 3,569 |
| Tier 1 (core) risk-based capital | $13,446,000 | 4,192 |
| Tier 2 risk-based capital | $1,545,000 | 3,166 |
| Total risk weighted assets | $123,122,000 | 3,429 |
| Total unused commitments | $12,310,000 | 3,577 |
| Derivatives | $656,000 | 1,015 |
| 2010-03-31 | Rank | |
| # of Employees: | 33 | 4,260 |
| Assets and Liabilities | ||
| Total Assets: | $141,122,000 | 4,195 |
| Cash and due from depository institutions | $1,151,000 | 4,260 |
| Interest-bearing balances | $79,000 | 6,712 |
| Securities | $27,583,000 | 3,682 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,295 |
| Net loans & leases | $104,539,000 | 3,764 |
| Loan loss allowance | $1,828,000 | 3,431 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,768,000 | 4,608 |
| Other real estate owned | $190,000 | 4,260 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,591,000 | 4,856 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $141,121,000 | 4,195 |
| Total liabilities | $127,897,000 | 4,149 |
| Total deposits | $119,739,000 | 4,121 |
| Interest-bearing deposits | $115,613,000 | 3,795 |
| Deposits held in domestic offices | $119,739,000 | 4,119 |
| % insured | 91.53% | 3,126 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,913,000 | 2,922 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $245,000 | 6,195 |
| Total equity capital | $13,224,000 | 4,432 |
| Total bank equity capital | $13,224,000 | 4,432 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $13,604,000 | 2,125 |
| Undivided profits | $-381,000 | 6,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,468,000 | 3,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $815,000 | 3,864 |
| Earning assets | $135,501,000 | 4,061 |
| Long-term assets (5+ years) | $33,554,000 | 3,187 |
| Average Assets, year-to-date | $134,615,000 | 4,312 |
| Average Assets, quarterly | $134,615,000 | 4,312 |
| Volatile liabilities | $48,019,000 | 2,804 |
| Insider loans | $2,068,000 | 2,949 |
| FHLB advances | $7,913,000 | 2,804 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $12,185,000 | 3,717 |
| Tier 1 (core) risk-based capital | $13,182,000 | 4,292 |
| Tier 2 risk-based capital | $1,369,000 | 3,517 |
| Total risk weighted assets | $109,092,000 | 3,823 |
| Total unused commitments | $12,185,000 | 3,720 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 29 | 4,700 |
| Assets and Liabilities | ||
| Total Assets: | $128,108,000 | 4,468 |
| Cash and due from depository institutions | $2,090,000 | 4,700 |
| Interest-bearing balances | $189,000 | 6,214 |
| Securities | $25,083,000 | 3,883 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 2,579 |
| Net loans & leases | $94,381,000 | 4,112 |
| Loan loss allowance | $1,855,000 | 3,399 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,756,000 | 4,664 |
| Other real estate owned | $15,000 | 4,700 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,283,000 | 5,205 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $128,108,000 | 4,468 |
| Total liabilities | $115,094,000 | 4,462 |
| Total deposits | $107,103,000 | 4,440 |
| Interest-bearing deposits | $103,094,000 | 4,083 |
| Deposits held in domestic offices | $107,103,000 | 4,439 |
| % insured | 93.19% | 2,485 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,768,000 | 3,103 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $223,000 | 6,403 |
| Total equity capital | $13,014,000 | 4,477 |
| Total bank equity capital | $13,014,000 | 4,477 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $13,595,000 | 2,130 |
| Undivided profits | $-582,000 | 6,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,808,000 | 2,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $558,000 | 5,097 |
| Earning assets | $122,153,000 | 4,325 |
| Long-term assets (5+ years) | $33,160,000 | 3,197 |
| Average Assets, year-to-date | $114,227,600 | 4,716 |
| Average Assets, quarterly | $123,855,500 | 4,536 |
| Volatile liabilities | $39,805,000 | 3,275 |
| Insider loans | $2,218,000 | 2,873 |
| FHLB advances | $7,768,000 | 2,980 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $6,961,000 | 4,877 |
| Tier 1 (core) risk-based capital | $13,073,000 | 4,317 |
| Tier 2 risk-based capital | $1,211,000 | 3,857 |
| Total risk weighted assets | $96,303,000 | 4,213 |
| Total unused commitments | $6,961,000 | 4,880 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 27 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $119,603,000 | 4,668 |
| Cash and due from depository institutions | $3,003,000 | 4,959 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $13,363,000 | 5,287 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,271 |
| Net loans & leases | $92,586,000 | 4,189 |
| Loan loss allowance | $2,085,000 | 3,069 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,611,000 | 4,866 |
| Other real estate owned | $45,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,695,000 | 5,466 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $119,602,000 | 4,668 |
| Total liabilities | $106,340,000 | 4,659 |
| Total deposits | $102,514,000 | 4,537 |
| Interest-bearing deposits | $98,972,000 | 4,208 |
| Deposits held in domestic offices | $102,514,000 | 4,535 |
| % insured | 71.55% | 7,345 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $3,670,000 | 4,160 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $156,000 | 7,244 |
| Total equity capital | $13,262,000 | 4,514 |
| Total bank equity capital | $13,262,000 | 4,514 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $13,586,000 | 2,121 |
| Undivided profits | $-325,000 | 6,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,313,000 | 3,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,070,000 | 3,346 |
| Earning assets | $113,249,000 | 4,572 |
| Long-term assets (5+ years) | $22,061,000 | 3,963 |
| Average Assets, year-to-date | $110,757,500 | 4,837 |
| Average Assets, quarterly | $115,463,500 | 4,751 |
| Volatile liabilities | $59,546,000 | 2,380 |
| Insider loans | $2,020,000 | 3,065 |
| FHLB advances | $3,670,000 | 4,023 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,302,000 | 3,664 |
| Tier 1 (core) risk-based capital | $13,291,000 | 4,340 |
| Tier 2 risk-based capital | $1,214,000 | 3,827 |
| Total risk weighted assets | $96,284,000 | 4,238 |
| Total unused commitments | $13,302,000 | 3,665 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 18 | 6,102 |
| Assets and Liabilities | ||
| Total Assets: | $111,324,000 | 4,892 |
| Cash and due from depository institutions | $730,000 | 6,102 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $14,746,000 | 5,080 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 3,056 |
| Net loans & leases | $90,332,000 | 4,257 |
| Loan loss allowance | $1,131,000 | 4,373 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,628,000 | 4,910 |
| Other real estate owned | $205,000 | 6,102 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,333,000 | 5,998 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $111,324,000 | 4,892 |
| Total liabilities | $97,736,000 | 4,934 |
| Total deposits | $95,724,000 | 4,752 |
| Interest-bearing deposits | $92,514,000 | 4,384 |
| Deposits held in domestic offices | $95,724,000 | 4,749 |
| % insured | 58.47% | 7,350 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $1,600,000 | 4,812 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $412,000 | 5,777 |
| Total equity capital | $13,588,000 | 4,402 |
| Total bank equity capital | $13,588,000 | 4,402 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $13,582,000 | 2,127 |
| Undivided profits | $5,000 | 6,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 7,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $870,000 | 3,907 |
| Earning assets | $107,428,000 | 4,731 |
| Long-term assets (5+ years) | $20,474,000 | 4,084 |
| Average Assets, year-to-date | $107,809,000 | 4,945 |
| Average Assets, quarterly | $110,182,500 | 4,907 |
| Volatile liabilities | $56,119,000 | 2,496 |
| Insider loans | $2,929,000 | 2,438 |
| FHLB advances | $1,600,000 | 4,638 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,018,000 | 3,977 |
| Tier 1 (core) risk-based capital | $13,481,000 | 4,303 |
| Tier 2 risk-based capital | $1,131,000 | 3,985 |
| Total risk weighted assets | $93,213,000 | 4,355 |
| Total unused commitments | $12,018,000 | 3,985 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 18 | 6,126 |
| Assets and Liabilities | ||
| Total Assets: | $109,041,000 | 4,963 |
| Cash and due from depository institutions | $725,000 | 6,126 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $22,438,000 | 4,145 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 3,899 |
| Net loans & leases | $81,000,000 | 4,554 |
| Loan loss allowance | $909,000 | 4,845 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,663,000 | 4,897 |
| Other real estate owned | $208,000 | 6,126 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,207,000 | 6,222 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $109,041,000 | 4,963 |
| Total liabilities | $95,938,000 | 4,974 |
| Total deposits | $94,101,000 | 4,787 |
| Interest-bearing deposits | $89,487,000 | 4,471 |
| Deposits held in domestic offices | $94,101,000 | 4,784 |
| % insured | 54.49% | 7,606 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,436,000 | 4,954 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $401,000 | 5,736 |
| Total equity capital | $13,103,000 | 4,561 |
| Total bank equity capital | $13,103,000 | 4,560 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $13,171,000 | 2,175 |
| Undivided profits | $-69,000 | 6,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 7,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $758,000 | 4,304 |
| Earning assets | $105,238,000 | 4,800 |
| Long-term assets (5+ years) | $25,802,000 | 3,591 |
| Average Assets, year-to-date | $106,051,500 | 5,006 |
| Average Assets, quarterly | $106,051,500 | 5,006 |
| Volatile liabilities | $52,234,000 | 2,664 |
| Insider loans | $2,749,000 | 2,560 |
| FHLB advances | $1,436,000 | 4,792 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $15,848,000 | 3,527 |
| Tier 1 (core) risk-based capital | $12,906,000 | 4,471 |
| Tier 2 risk-based capital | $909,000 | 4,502 |
| Total risk weighted assets | $88,650,000 | 4,479 |
| Total unused commitments | $15,848,000 | 3,529 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 20 | 5,904 |
| Assets and Liabilities | ||
| Total Assets: | $103,062,000 | 5,090 |
| Cash and due from depository institutions | $786,000 | 5,904 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $20,849,000 | 4,347 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 2,961 |
| Net loans & leases | $75,934,000 | 4,766 |
| Loan loss allowance | $838,000 | 4,991 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,691,000 | 4,886 |
| Other real estate owned | $208,000 | 5,904 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,144,000 | 6,401 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $103,062,000 | 5,090 |
| Total liabilities | $90,175,000 | 5,131 |
| Total deposits | $88,633,000 | 4,895 |
| Interest-bearing deposits | $84,992,000 | 4,545 |
| Deposits held in domestic offices | $88,633,000 | 4,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $1,229,000 | 5,215 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $313,000 | 6,260 |
| Total equity capital | $12,887,000 | 4,615 |
| Total bank equity capital | $12,887,000 | 4,615 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $13,158,000 | 2,157 |
| Undivided profits | $-272,000 | 7,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $716,000 | 4,703 |
| Earning assets | $99,233,000 | 4,936 |
| Long-term assets (5+ years) | $21,970,000 | 3,859 |
| Average Assets, year-to-date | $88,991,000 | 5,389 |
| Average Assets, quarterly | $95,384,000 | 5,284 |
| Volatile liabilities | $49,706,000 | 2,741 |
| Insider loans | $1,329,000 | 3,895 |
| FHLB advances | $1,229,000 | 5,045 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $14,802,000 | 3,666 |
| Tier 1 (core) risk-based capital | $12,740,000 | 4,507 |
| Tier 2 risk-based capital | $838,000 | 4,699 |
| Total risk weighted assets | $81,957,000 | 4,718 |
| Total unused commitments | $14,802,000 | 3,669 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 19 | 6,128 |
| Assets and Liabilities | ||
| Total Assets: | $87,706,000 | 5,547 |
| Cash and due from depository institutions | $627,000 | 6,128 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $13,780,000 | 5,247 |
| Federal funds sold & reverse repurchase agreements | $540,000 | 5,038 |
| Net loans & leases | $69,573,000 | 4,988 |
| Loan loss allowance | $754,000 | 5,134 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,733,000 | 4,856 |
| Other real estate owned | $321,000 | 6,128 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,132,000 | 6,504 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $87,706,000 | 5,547 |
| Total liabilities | $75,087,000 | 5,625 |
| Total deposits | $73,617,000 | 5,405 |
| Interest-bearing deposits | $70,678,000 | 5,034 |
| Deposits held in domestic offices | $73,617,000 | 5,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,251,000 | 5,192 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $219,000 | 7,063 |
| Total equity capital | $12,619,000 | 4,717 |
| Total bank equity capital | $12,619,000 | 4,717 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $13,140,000 | 2,150 |
| Undivided profits | $-522,000 | 7,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $692,000 | 5,000 |
| Earning assets | $83,893,000 | 5,427 |
| Long-term assets (5+ years) | $14,970,000 | 4,538 |
| Average Assets, year-to-date | $85,473,250 | 5,523 |
| Average Assets, quarterly | $87,249,500 | 5,528 |
| Volatile liabilities | $36,762,000 | 3,338 |
| Insider loans | $2,785,000 | 2,584 |
| FHLB advances | $1,251,000 | 5,027 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,478,000 | 3,613 |
| Tier 1 (core) risk-based capital | $12,647,000 | 4,604 |
| Tier 2 risk-based capital | $754,000 | 4,903 |
| Total risk weighted assets | $74,421,000 | 4,967 |
| Total unused commitments | $16,478,000 | 3,616 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 18 | 6,298 |
| Assets and Liabilities | ||
| Total Assets: | $86,793,000 | 5,581 |
| Cash and due from depository institutions | $1,994,000 | 6,298 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $13,827,000 | 5,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $67,959,000 | 5,026 |
| Loan loss allowance | $730,000 | 5,154 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,763,000 | 4,833 |
| Other real estate owned | $52,000 | 6,298 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,198,000 | 6,345 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $86,793,000 | 5,581 |
| Total liabilities | $74,407,000 | 5,635 |
| Total deposits | $72,118,000 | 5,475 |
| Interest-bearing deposits | $68,031,000 | 5,137 |
| Deposits held in domestic offices | $72,118,000 | 5,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $750,000 | 3,064 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $1,274,000 | 5,104 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $265,000 | 6,756 |
| Total equity capital | $12,386,000 | 4,779 |
| Total bank equity capital | $12,386,000 | 4,779 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $13,120,000 | 2,143 |
| Undivided profits | $-735,000 | 7,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $662,000 | 5,034 |
| Earning assets | $81,786,000 | 5,475 |
| Long-term assets (5+ years) | $14,370,000 | 4,628 |
| Average Assets, year-to-date | $84,729,000 | 5,571 |
| Average Assets, quarterly | $85,008,000 | 5,611 |
| Volatile liabilities | $33,116,000 | 3,584 |
| Insider loans | $5,173,000 | 1,528 |
| FHLB advances | $1,274,000 | 4,926 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $18,284,000 | 3,490 |
| Tier 1 (core) risk-based capital | $12,556,000 | 4,647 |
| Tier 2 risk-based capital | $730,000 | 4,948 |
| Total risk weighted assets | $72,109,000 | 5,038 |
| Total unused commitments | $18,284,000 | 3,491 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 19 | 6,187 |
| Assets and Liabilities | ||
| Total Assets: | $83,223,000 | 5,682 |
| Cash and due from depository institutions | $728,000 | 6,187 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $12,512,000 | 5,504 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,895 |
| Net loans & leases | $61,385,000 | 5,224 |
| Loan loss allowance | $695,000 | 5,250 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,750,000 | 4,863 |
| Other real estate owned | $52,000 | 6,187 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,096,000 | 6,425 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $83,223,000 | 5,682 |
| Total liabilities | $70,699,000 | 5,772 |
| Total deposits | $70,012,000 | 5,571 |
| Interest-bearing deposits | $66,547,000 | 5,214 |
| Deposits held in domestic offices | $70,012,000 | 5,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $452,000 | 5,226 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $235,000 | 7,112 |
| Total equity capital | $12,524,000 | 4,833 |
| Total bank equity capital | $12,524,000 | 4,833 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $13,102,000 | 2,131 |
| Undivided profits | $-579,000 | 7,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $618,000 | 5,217 |
| Earning assets | $79,597,000 | 5,561 |
| Long-term assets (5+ years) | $11,847,000 | 4,888 |
| Average Assets, year-to-date | $83,697,000 | 5,641 |
| Average Assets, quarterly | $83,697,000 | 5,641 |
| Volatile liabilities | $30,605,000 | 3,710 |
| Insider loans | $3,563,000 | 2,070 |
| FHLB advances | $452,000 | 5,029 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $17,444,000 | 3,662 |
| Tier 1 (core) risk-based capital | $12,452,000 | 4,682 |
| Tier 2 risk-based capital | $695,000 | 5,041 |
| Total risk weighted assets | $66,171,000 | 5,246 |
| Total unused commitments | $17,444,000 | 3,663 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 19 | 6,196 |
| Assets and Liabilities | ||
| Total Assets: | $84,171,000 | 5,628 |
| Cash and due from depository institutions | $1,825,000 | 6,196 |
| Interest-bearing balances | $500,000 | 3,159 |
| Securities | $9,033,000 | 6,214 |
| Federal funds sold & reverse repurchase agreements | $4,640,000 | 2,680 |
| Net loans & leases | $65,605,000 | 5,045 |
| Loan loss allowance | $725,000 | 5,102 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,745,000 | 4,875 |
| Other real estate owned | $0 | 6,196 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,323,000 | 6,100 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $84,171,000 | 5,628 |
| Total liabilities | $71,837,000 | 5,712 |
| Total deposits | $68,503,000 | 5,594 |
| Interest-bearing deposits | $66,681,000 | 5,185 |
| Deposits held in domestic offices | $68,503,000 | 5,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,117 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $169,000 | 5,366 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $165,000 | 7,591 |
| Total equity capital | $12,334,000 | 4,809 |
| Total bank equity capital | $12,334,000 | 4,809 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $13,084,000 | 2,114 |
| Undivided profits | $-751,000 | 7,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 6,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $769,000 | 4,829 |
| Earning assets | $79,778,000 | 5,525 |
| Long-term assets (5+ years) | $6,878,000 | 5,572 |
| Average Assets, year-to-date | $78,098,000 | 5,723 |
| Average Assets, quarterly | $83,561,500 | 5,610 |
| Volatile liabilities | $34,395,000 | 3,492 |
| Insider loans | $4,939,000 | 1,538 |
| FHLB advances | $169,000 | 5,042 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $14,673,000 | 4,000 |
| Tier 1 (core) risk-based capital | $12,321,000 | 4,686 |
| Tier 2 risk-based capital | $725,000 | 4,919 |
| Total risk weighted assets | $72,723,000 | 4,951 |
| Total unused commitments | $14,673,000 | 4,002 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 19 | 6,225 |
| Assets and Liabilities | ||
| Total Assets: | $82,952,000 | 5,636 |
| Cash and due from depository institutions | $828,000 | 6,225 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $9,100,000 | 6,254 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,122 |
| Net loans & leases | $66,123,000 | 5,010 |
| Loan loss allowance | $655,000 | 5,367 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,757,000 | 4,843 |
| Other real estate owned | $0 | 6,225 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,444,000 | 5,996 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $82,952,000 | 5,636 |
| Total liabilities | $70,725,000 | 5,717 |
| Total deposits | $70,380,000 | 5,498 |
| Interest-bearing deposits | $68,300,000 | 5,094 |
| Deposits held in domestic offices | $70,380,000 | 5,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $170,000 | 5,375 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $175,000 | 7,669 |
| Total equity capital | $12,227,000 | 4,796 |
| Total bank equity capital | $12,227,000 | 4,796 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $13,066,000 | 2,088 |
| Undivided profits | $-840,000 | 7,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $846,000 | 4,782 |
| Earning assets | $78,923,000 | 5,525 |
| Long-term assets (5+ years) | $6,841,000 | 5,492 |
| Average Assets, year-to-date | $76,579,750 | 5,784 |
| Average Assets, quarterly | $80,522,000 | 5,697 |
| Volatile liabilities | $33,132,000 | 3,505 |
| Insider loans | $4,743,000 | 1,563 |
| FHLB advances | $170,000 | 5,013 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $10,265,000 | 4,719 |
| Tier 1 (core) risk-based capital | $12,262,000 | 4,691 |
| Tier 2 risk-based capital | $655,000 | 5,174 |
| Total risk weighted assets | $70,267,000 | 5,013 |
| Total unused commitments | $10,265,000 | 4,719 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 18 | 6,399 |
| Assets and Liabilities | ||
| Total Assets: | $78,092,000 | 5,821 |
| Cash and due from depository institutions | $609,000 | 6,399 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,202,000 | 6,261 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 3,756 |
| Net loans & leases | $62,450,000 | 5,138 |
| Loan loss allowance | $632,000 | 5,469 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,750,000 | 4,847 |
| Other real estate owned | $0 | 6,399 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,356,000 | 6,093 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $78,092,000 | 5,821 |
| Total liabilities | $65,995,000 | 5,917 |
| Total deposits | $65,836,000 | 5,713 |
| Interest-bearing deposits | $63,931,000 | 5,292 |
| Deposits held in domestic offices | $65,836,000 | 5,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $159,000 | 7,682 |
| Total equity capital | $12,097,000 | 4,768 |
| Total bank equity capital | $12,097,000 | 4,768 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $13,049,000 | 2,086 |
| Undivided profits | $-953,000 | 8,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 6,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $732,000 | 4,998 |
| Earning assets | $74,377,000 | 5,707 |
| Long-term assets (5+ years) | $6,660,000 | 5,466 |
| Average Assets, year-to-date | $74,455,670 | 5,899 |
| Average Assets, quarterly | $76,924,000 | 5,848 |
| Volatile liabilities | $25,236,000 | 4,132 |
| Insider loans | $4,494,000 | 1,646 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,810,000 | 5,541 |
| Tier 1 (core) risk-based capital | $12,175,000 | 4,707 |
| Tier 2 risk-based capital | $632,000 | 5,262 |
| Total risk weighted assets | $65,349,000 | 5,204 |
| Total unused commitments | $6,810,000 | 5,543 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 17 | 6,556 |
| Assets and Liabilities | ||
| Total Assets: | $75,756,000 | 5,919 |
| Cash and due from depository institutions | $500,000 | 6,556 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $7,416,000 | 6,679 |
| Federal funds sold & reverse repurchase agreements | $6,105,000 | 2,897 |
| Net loans & leases | $58,765,000 | 5,268 |
| Loan loss allowance | $595,000 | 5,624 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,733,000 | 4,850 |
| Other real estate owned | $0 | 6,556 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,237,000 | 6,228 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $75,756,000 | 5,919 |
| Total liabilities | $63,669,000 | 6,017 |
| Total deposits | $63,544,000 | 5,831 |
| Interest-bearing deposits | $61,406,000 | 5,434 |
| Deposits held in domestic offices | $63,544,000 | 5,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $125,000 | 7,934 |
| Total equity capital | $12,087,000 | 4,787 |
| Total bank equity capital | $12,087,000 | 4,787 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $13,031,000 | 2,054 |
| Undivided profits | $-945,000 | 8,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $618,000 | 5,396 |
| Earning assets | $72,286,000 | 5,811 |
| Long-term assets (5+ years) | $4,732,000 | 5,929 |
| Average Assets, year-to-date | $72,637,500 | 5,993 |
| Average Assets, quarterly | $72,637,500 | 5,993 |
| Volatile liabilities | $29,674,000 | 3,653 |
| Insider loans | $5,632,000 | 1,288 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $1,125,000 | 940 |
| Unused loan commitments | $13,188,000 | 4,262 |
| Tier 1 (core) risk-based capital | $12,102,000 | 4,705 |
| Tier 2 risk-based capital | $595,000 | 5,404 |
| Total risk weighted assets | $62,387,000 | 5,286 |
| Total unused commitments | $13,188,000 | 4,262 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 17 | 6,564 |
| Assets and Liabilities | ||
| Total Assets: | $69,519,000 | 6,103 |
| Cash and due from depository institutions | $180,000 | 6,564 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $4,453,000 | 7,392 |
| Federal funds sold & reverse repurchase agreements | $5,185,000 | 2,796 |
| Net loans & leases | $56,527,000 | 5,349 |
| Loan loss allowance | $570,000 | 5,730 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,705,000 | 4,866 |
| Other real estate owned | $0 | 6,564 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,469,000 | 5,907 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $69,519,000 | 6,103 |
| Total liabilities | $57,492,000 | 6,235 |
| Total deposits | $54,364,000 | 6,207 |
| Interest-bearing deposits | $52,426,000 | 5,831 |
| Deposits held in domestic offices | $54,364,000 | 6,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,978 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $128,000 | 7,885 |
| Total equity capital | $12,027,000 | 4,761 |
| Total bank equity capital | $12,027,000 | 4,761 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $13,013,000 | 2,005 |
| Undivided profits | $-987,000 | 8,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $841,000 | 4,544 |
| Earning assets | $66,165,000 | 6,012 |
| Long-term assets (5+ years) | $1,007,000 | 7,202 |
| Average Assets, year-to-date | $54,364,600 | 6,592 |
| Average Assets, quarterly | $67,325,000 | 6,139 |
| Volatile liabilities | $26,134,000 | 4,055 |
| Insider loans | $5,335,000 | 1,357 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $2,018,000 | 687 |
| Unused loan commitments | $4,191,000 | 6,318 |
| Tier 1 (core) risk-based capital | $12,039,000 | 4,688 |
| Tier 2 risk-based capital | $570,000 | 5,517 |
| Total risk weighted assets | $57,082,000 | 5,512 |
| Total unused commitments | $4,191,000 | 6,320 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 17 | 6,618 |
| Assets and Liabilities | ||
| Total Assets: | $65,131,000 | 6,251 |
| Cash and due from depository institutions | $424,000 | 6,618 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $3,442,000 | 7,703 |
| Federal funds sold & reverse repurchase agreements | $8,130,000 | 1,708 |
| Net loans & leases | $50,277,000 | 5,677 |
| Loan loss allowance | $509,000 | 6,021 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,730,000 | 4,819 |
| Other real estate owned | $0 | 6,618 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,128,000 | 6,543 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $65,131,000 | 6,251 |
| Total liabilities | $53,168,000 | 6,423 |
| Total deposits | $53,004,000 | 6,259 |
| Interest-bearing deposits | $49,513,000 | 5,959 |
| Deposits held in domestic offices | $53,004,000 | 6,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $164,000 | 7,695 |
| Total equity capital | $11,963,000 | 4,749 |
| Total bank equity capital | $11,963,000 | 4,749 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $12,942,000 | 1,984 |
| Undivided profits | $-980,000 | 8,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $573,000 | 5,811 |
| Earning assets | $61,849,000 | 6,166 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $50,576,000 | 6,808 |
| Average Assets, quarterly | $60,657,000 | 6,397 |
| Volatile liabilities | $22,753,000 | 4,405 |
| Insider loans | $3,763,000 | 1,839 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $4,971,000 | 6,079 |
| Tier 1 (core) risk-based capital | $11,963,000 | 4,687 |
| Tier 2 risk-based capital | $509,000 | 5,790 |
| Total risk weighted assets | $52,819,000 | 5,729 |
| Total unused commitments | $4,971,000 | 6,080 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 17 | 6,627 |
| Assets and Liabilities | ||
| Total Assets: | $56,183,000 | 6,630 |
| Cash and due from depository institutions | $409,000 | 6,627 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $3,437,000 | 7,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $49,542,000 | 5,680 |
| Loan loss allowance | $417,000 | 6,510 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,758,000 | 4,749 |
| Other real estate owned | $0 | 6,627 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,037,000 | 6,664 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $56,183,000 | 6,630 |
| Total liabilities | $44,188,000 | 6,876 |
| Total deposits | $43,275,000 | 6,740 |
| Interest-bearing deposits | $40,674,000 | 6,446 |
| Deposits held in domestic offices | $43,275,000 | 6,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $760,000 | 3,079 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $153,000 | 7,596 |
| Total equity capital | $11,995,000 | 4,616 |
| Total bank equity capital | $11,995,000 | 4,616 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $12,942,000 | 1,941 |
| Undivided profits | $-948,000 | 8,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $523,000 | 5,746 |
| Earning assets | $52,979,000 | 6,549 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $45,724,330 | 7,061 |
| Average Assets, quarterly | $50,497,000 | 6,854 |
| Volatile liabilities | $17,347,000 | 5,002 |
| Insider loans | $3,017,000 | 2,159 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $9,528,000 | 4,877 |
| Tier 1 (core) risk-based capital | $11,995,000 | 4,616 |
| Tier 2 risk-based capital | $417,000 | 6,271 |
| Total risk weighted assets | $50,684,000 | 5,805 |
| Total unused commitments | $9,528,000 | 4,877 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 17 | 6,609 |
| Assets and Liabilities | ||
| Total Assets: | $44,811,000 | 7,135 |
| Cash and due from depository institutions | $685,000 | 6,609 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $3,433,000 | 7,806 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $38,112,000 | 6,277 |
| Loan loss allowance | $386,000 | 6,693 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,767,000 | 4,688 |
| Other real estate owned | $0 | 6,609 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $814,000 | 7,064 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $44,811,000 | 7,135 |
| Total liabilities | $32,813,000 | 7,494 |
| Total deposits | $32,550,000 | 7,374 |
| Interest-bearing deposits | $30,782,000 | 7,088 |
| Deposits held in domestic offices | $32,550,000 | 7,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,000 | 3,213 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $88,000 | 8,161 |
| Total equity capital | $11,998,000 | 4,577 |
| Total bank equity capital | $11,998,000 | 4,577 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $12,942,000 | 1,885 |
| Undivided profits | $-945,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $304,000 | 7,031 |
| Earning assets | $41,545,000 | 7,116 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $40,495,000 | 7,327 |
| Average Assets, quarterly | $40,495,000 | 7,327 |
| Volatile liabilities | $11,442,000 | 5,802 |
| Insider loans | $2,761,000 | 2,295 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $8,891,000 | 5,014 |
| Tier 1 (core) risk-based capital | $11,735,000 | 4,620 |
| Tier 2 risk-based capital | $386,000 | 6,440 |
| Total risk weighted assets | $38,963,000 | 6,388 |
| Total unused commitments | $8,891,000 | 5,015 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 17 | 6,629 |
| Assets and Liabilities | ||
| Total Assets: | $36,179,000 | 7,607 |
| Cash and due from depository institutions | $794,000 | 6,629 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $2,945,000 | 7,982 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 4,529 |
| Net loans & leases | $28,570,000 | 6,913 |
| Loan loss allowance | $292,000 | 7,263 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,776,000 | 4,663 |
| Other real estate owned | $0 | 6,629 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $769,000 | 7,212 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $36,179,000 | 7,607 |
| Total liabilities | $24,101,000 | 8,021 |
| Total deposits | $24,055,000 | 7,919 |
| Interest-bearing deposits | $23,173,000 | 7,664 |
| Deposits held in domestic offices | $24,055,000 | 7,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $46,000 | 8,568 |
| Total equity capital | $12,078,000 | 4,525 |
| Total bank equity capital | $12,078,000 | 4,525 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $12,942,000 | 1,844 |
| Undivided profits | $-865,000 | 8,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $293,000 | 7,189 |
| Earning assets | $32,840,000 | 7,612 |
| Long-term assets (5+ years) | $657,000 | 7,463 |
| Average Assets, year-to-date | $31,580,500 | 7,769 |
| Average Assets, quarterly | $31,580,500 | 7,815 |
| Volatile liabilities | $7,916,000 | 6,529 |
| Insider loans | $2,715,000 | 2,282 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $1,782,000 | 7,463 |
| Tier 1 (core) risk-based capital | $11,854,000 | 4,542 |
| Tier 2 risk-based capital | $291,000 | 7,071 |
| Total risk weighted assets | $30,237,000 | 7,008 |
| Total unused commitments | $1,782,000 | 7,464 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 17 | 6,665 |
| Assets and Liabilities | ||
| Total Assets: | $26,982,000 | 8,094 |
| Cash and due from depository institutions | $657,000 | 6,665 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $24,013,000 | 7,290 |
| Loan loss allowance | $239,000 | 7,611 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,766,000 | 4,643 |
| Other real estate owned | $0 | 6,665 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $546,000 | 7,805 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $26,982,000 | 8,094 |
| Total liabilities | $17,711,000 | 8,376 |
| Total deposits | $16,977,000 | 8,329 |
| Interest-bearing deposits | $15,540,000 | 8,201 |
| Deposits held in domestic offices | $16,977,000 | 8,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $710,000 | 3,014 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $24,000 | 8,779 |
| Total equity capital | $9,271,000 | 5,386 |
| Total bank equity capital | $9,271,000 | 5,386 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $9,271,000 | 2,339 |
| Undivided profits | $0 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $158,000 | 8,168 |
| Earning assets | $24,013,000 | 8,121 |
| Long-term assets (5+ years) | $659,000 | 7,516 |
| Average Assets, year-to-date | $26,982,000 | 8,058 |
| Average Assets, quarterly | $26,982,000 | 8,086 |
| Volatile liabilities | $8,603,000 | 6,362 |
| Insider loans | $1,131,000 | 3,927 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,065,000 | 7,910 |
| Tier 1 (core) risk-based capital | $9,271,000 | 5,306 |
| Tier 2 risk-based capital | $239,000 | 7,421 |
| Total risk weighted assets | $26,669,000 | 7,267 |
| Total unused commitments | $1,065,000 | 7,910 |
| Derivatives | $0 | 909 |